ADVERTISEMENT

J.P. Morgan's outlook for 2024 said that it will probably be the year when the U.S. consumer will begin to bend, although not yet break.

There are quite a few reasons why they believe this: diminished excess savings, plateauing wage gains, the restart of student loan payments, an uptick in subprime auto and millennial credit card delinquencies... The list goes on.

But to find out what the people think of the economy and how they're navigating its challenges, the subreddit r/FluentInFinance is the place to jump into. With 326K members, this vibrant community is a hub for insightful discussions, advice, and, most importantly, memes on all things money.

#1

Income Over $1 Billion Be Taxed 100%. Agree Or Disagree?

Income Over $1 Billion Be Taxed 100%. Agree Or Disagree?

YOU_ARE_MY_FRIENDS Report

Add photo comments
POST
evaturner avatar
HelmGrass
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

for more and more ppl the rule is: the more money you have the more you want... i.o.w. Greed rules

View More Replies...
View more commentsArrow down menu
#2

What's Destroying The Middle Class?

What's Destroying The Middle Class?

thatanglo Report

Add photo comments
POST
red_megan avatar
BoredBranzino
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Then try a government that has better social ideals than the USA. For the purposes of this post, "social ideals" means NOT trying to passively kill citizens.

View More Replies...
View more commentsArrow down menu

These memes illustrate some of the most important monetary questions that we ask ourselves on a regular basis: Are you better or worse off financially than you were a year ago? Do you think you’ll be better off a year from now? And where do you see the country headed in the next five years?

The University of Michigan also raises them (and other similar ones) to calculate the Consumer Sentiment Index, an economic indicator measuring how people feel about the economy.

#3

How Can We Fix This?

How Can We Fix This?

JYSexton Report

Add photo comments
POST
mfernandez avatar
Michael Fernandez
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Jeff Bezos: Funds his own space program for zillionaires to say they’re “astronauts.” Also Jeff Bezos: Makes workers routinely urinate into plastic bottles because they’re denied breaks. Locks workers in warehouses during hurricanes.

View More Replies...
View more commentsArrow down menu
#4

Taxing The Rich Is Our Best Solution Until We Can End Capitalism In This Country

Taxing The Rich Is Our Best Solution Until We Can End Capitalism In This Country

Inevitable_Stress949 Report

#5

So Much This. It’s Not Minorities. It’s The 1%

So Much This. It’s Not Minorities. It’s The 1%

paywallpiker Report

ADVERTISEMENT

"It's a measure that we can compare over time and get a pulse on the attitudes of consumers," says Joanne Hsu, director of the Surveys of Consumers at the University of Michigan. “Which is important given that consumer spending is over two-thirds of GDP."

That survey and others demonstrate there is a pervasive sense of disconnect between the overall economic picture and how people feel about the economy.

Despite slowing inflation, a healthy labor market with record-low unemployment, and stocks that remain in a bull market, consumer sentiment remains below pre-pandemic levels.

#6

But I Thought Money Can't Buy Happiness?

But I Thought Money Can't Buy Happiness?

caitiehannan Report

#7

Calm_Target_2942 Report

Add photo comments
POST
zeljkoklaric78_1 avatar
Bernd Herbert
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Maybe Boeing shouldn't have reduced everything to s**t and messed up their planes for profit.

View more commentsArrow down menu
#8

He’s Not Wrong. Very Depressing. Crazy To Think About

He’s Not Wrong. Very Depressing. Crazy To Think About

TayZonday Report

Add photo comments
POST
kylie_2 avatar
Kylie
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is actually true. What's a small bump in life's road for someone with money to handle it becomes catastrophic life change for someone without the means.

View more commentsArrow down menu
ADVERTISEMENT
#9

Tax Breaks For The Ultra Rich Are Not A Fix

Tax Breaks For The Ultra Rich Are Not A Fix

RightNutt25 Report

Add photo comments
POST
tamrastiffler avatar
Tamra
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Ask the government why it's using our tax dollars to regularly bail out corporations. Ask the Republicans why they always vote to give massive tax breaks to the wealthy. Ask why we haven't had minimum wage increases to meet inflation since the f*****g 1960's.

View more commentsArrow down menu

The University of Michigan's preliminary reading on the overall index of consumer sentiment came in at 65.6 this month, compared to 69.1 in May.

ADVERTISEMENT

(Economists polled by Reuters had forecast a preliminary reading of 72.0.)

Before the coronavirus pandemic, the index stood at 101.

#10

Would You Quit Your Job To Flip Burgers For $350,000 A Year?

Would You Quit Your Job To Flip Burgers For $350,000 A Year?

KylePlantEmoji Report

Add photo comments
POST
savahax avatar
Sava Hax
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Of course it is. It's a said reality that so many people have no other choice than to work minimum wage. You know what minimum wage is? The bare fücking minimum the company is obliged to do for you 🤨 Meaning if they could do/pay even less, they fücking would!

View More Replies...
View more commentsArrow down menu
#11

Is The American Dream Dead?

Is The American Dream Dead?

TreJames_ Report

Add photo comments
POST
savahax avatar
Sava Hax
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Unbelievable. Absolutely unacceptable. What's happening in the US man? Here in Germany groceries are more expensive and there's a housing shortage yeah, but what I'm hearing from the US is just insane.

View More Replies...
View more commentsArrow down menu
#12

Mom Said It's My Turn To Post This

Mom Said It's My Turn To Post This

Biocockspeedrunner Report

Add photo comments
POST
libstak avatar
Libstak
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I hate that you feel you have to point out you are not trying to be socialist. This is realism, not any other ism. The value of a human life is a real and precious thing just on its own and denigrating others time and labour to poverty levels is elitism and slavery under a new name.

View More Replies...
View more commentsArrow down menu
#13

Should There Be A Wealth Tax? Smart Or Dumb?

Should There Be A Wealth Tax? Smart Or Dumb?

NotAnotherTaxAudit Report

Add photo comments
POST
tamrastiffler avatar
Tamra
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Amazon has fired 22,000 workers since 2022, but hey, they just had a private Foo Fighters concert for the upper level employees. 🙄

View More Replies...
View more commentsArrow down menu

In 2024, the Pew Research Center also asked Americans to share their views of the nation's economy, and about three-in-ten (28%) rated them as excellent or good, while a similar share (31%) said they are poor and about four-in-ten (41%) view them as "only fair."

#14

It's Bullshit!!!

It's Bullshit!!!

Peace_And_Happiness_ Report

Add photo comments
POST
kylie_2 avatar
Kylie
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Imagine if there was a loan where if you could show consistent on time rent payments for a certain amount for a certain period you could get a loan without needing to front a deposit?

View More Replies...
View more commentsArrow down menu
#15

What Other Common Sense Ideas Do You Have?

What Other Common Sense Ideas Do You Have?

RightNutt25 Report

ADVERTISEMENT
#16

Just To Be Clear, Food Stamps Are Not In Fact, Bad

Just To Be Clear, Food Stamps Are Not In Fact, Bad

paywallpiker Report

Add photo comments
POST
frausun avatar
Kurtz Frausun
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I DESPISE the "Food Stamp" bickering. You know who's on food stamps? You're picturing a "lazy" person not working. It's also the working poor (6.2 BILLION for Walmart employees ALONE), those with disabilities, the elderly, and military families.

View More Replies...
View more commentsArrow down menu

However, people usually see their country's economy through their personal financial circumstances — and those can vary widely.

The top tenth of households by wealth are worth $7 million on average, while the bottom half hover around $51,000 on average, according to the Institute for Economic Equity at the Federal Reserve Bank of St. Louis.

#18

Being Poor Is Expensive — Agree Or Disagree?

Being Poor Is Expensive — Agree Or Disagree?

jjfitzgeraldMD Report

Add photo comments
POST
de-snoekies avatar
Alexandra
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

That is depressingly true. There are so many people who don't stand a chance from the moment they were born. It's not 'you don't try hard enough' or 'if you really want it, it will happen', it's the lack of access to good food, medical care, education, housing, not having to wonder whether you will be able to eat the next day or where you are going to sleep'. It means that the problems of homelessness, addiction, child abuse, vagrancy and crime will never be solved without a near-complete overhaul of how our society sees its members.

View More Replies...
View more commentsArrow down menu
#19

Supply And Demand Bro.. It’s Simple.. Don’t Buy That Thing You Need!!!¡!

Supply And Demand Bro.. It’s Simple.. Don’t Buy That Thing You Need!!!¡!

Wide_Preparation8071 Report

A recent Brookings Institution analysis suggested the tone of news coverage can also have a strong influence on the disconnect between actual economic performance and how individuals perceive it.

Since 2018 — including during and after the recession sparked by COVID-19 — economic reporting has taken on an increasingly negative tone, despite economic fundamentals strengthening in recent years, the analysis found.

ADVERTISEMENT
#20

How Do You Handle Unexpected Bills?

How Do You Handle Unexpected Bills?

atomdatcom Report

Add photo comments
POST
lesleyrichard avatar
Lesley Richard
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Every damn time. Every new noise I hear on my 17 year old car makes me anxious.

View more commentsArrow down menu
#21

Don’t Let Them Fool You

Don’t Let Them Fool You

djscuba1012 Report

Add photo comments
POST
zgutrnrkqijpbykmpl avatar
ZGutr
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

No change required. I'll back you up! WHO would need more than (let's say) 30 Million dollar. For what? Maybe, just maybe it's time to put an end to greed. Maybe it's not a bad idea to set a limit on how much one should posses.

View More Replies...
View more commentsArrow down menu
#22

The Rich Shouldn't Pay More Taxes. The Government Should Spend Less. Disagree?

The Rich Shouldn't Pay More Taxes. The Government Should Spend Less. Disagree?

YOU_ARE_MY_FRIENDS Report

Add photo comments
POST
mfernandez avatar
Michael Fernandez
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I disagree with the caption, which is unrelated to the meme. Ronald Reagan dismantled decades of progressive tax policies, effective destroying the middle class and sentencing the working class to lives of poverty.

View More Replies...
View more commentsArrow down menu
#23

What's The Worst Money Advice You've Ever Gotten? I’ll Go First:

What's The Worst Money Advice You've Ever Gotten? I’ll Go First:

MattBellassai Report

Add photo comments
POST
red_megan avatar
BoredBranzino
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

What "should" be happening, is that WE should be kidnapping billionaires until they release a bunch of their money to the rest of us.

View More Replies...
View more commentsArrow down menu

We would all like to hear that tomorrow is going to be brighter than today, but the aforementioned J.P. Morgan paper concluded that elevated trade tensions with China, the ongoing Russia-Ukraine war, and conflicts in the Middle East all point to continued uncertainties and risks heading forward.

#24

Millions Of Cattle "Investing" In Brutal Corporate Oligarchy / Slaughterhouses, Occasionally Wondering Why Record Slaughterhouse Profits Entail Higher Costs And "Inflation"

Millions Of Cattle "Investing" In Brutal Corporate Oligarchy / Slaughterhouses, Occasionally Wondering Why Record Slaughterhouse Profits Entail Higher Costs And "Inflation"

xena_lawless Report

Add photo comments
POST
zeljkoklaric78_1 avatar
Bernd Herbert
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

And this is why billionaires will vote for trump. They said it themselves, his presedency would make them richer. Why low-income voters will give him their votes, I still don't know.

View More Replies...
View more commentsArrow down menu
#25

Smart Or Dumb To Get A Tax Refund?

Smart Or Dumb To Get A Tax Refund?

SweetOnionBreath Report

ADVERTISEMENT
See Also on Bored Panda
#26

He’s Not Wrong 🤷‍♂️

He’s Not Wrong 🤷‍♂️

YOU_ARE_MY_FRIENDS Report

Add photo comments
POST
simperium avatar
Šimon Špaček
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Homer Simpson is "average Joe". Well, he was in 1987 when the show started. Single income household with two cars and vacations! Homer Simpson. That comical figure (which was also comicaly fat at 240 pounds). Maybe something is wrong when Homer Simpson is not comical, but somebody we can aspire to be.

View More Replies...
View more commentsArrow down menu
#27

Are We All Being Scammed?

Are We All Being Scammed?

Mooshisdad Report

Add photo comments
POST
annabelle-doecke avatar
I AM A LOLLY SNEK (she/her)
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Sometimes i feel like americans only live in america because they can't afford to move (feel free to disagree and argue and tell me im dumb)

View More Replies...
View more commentsArrow down menu
#28

What Advice Would You Give This Person?

What Advice Would You Give This Person?

FunReindeer69 Report

#29

“Trickle Down” Reaganomics Created A Plutocracy

“Trickle Down” Reaganomics Created A Plutocracy

RBReich Report

Add photo comments
POST
annabelle-doecke avatar
I AM A LOLLY SNEK (she/her)
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I feel like Robin Hood was right with the "make the rich give poor people money" idea because that is just wrong. They don't need all that money, but other people do.

View more commentsArrow down menu
#30

Can’t We Just Have An Economy That Works For Everyone?

Can’t We Just Have An Economy That Works For Everyone?

YOU_ARE_MY_FRIENDS Report

#31

Rent Should Count Towards Your Credit Score. Agree?

Rent Should Count Towards Your Credit Score. Agree?

SexyProfessional Report

Add photo comments
POST
jlh1134206 avatar
Wintermute
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I know this is a repost. Not cuz I've seen it before, but because where on god's earth is a mortgage only $950 nowadays?

View More Replies...
View more commentsArrow down menu
#32

Why Is Inflation Still High?

Why Is Inflation Still High?

YOU_ARE_MY_FRIENDS Report

Add photo comments
POST
libstak avatar
Libstak
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yes, this is a falsely manufactured inflation being manipulated and driven by large corporations seeking mega profits, it's so damn obvious and it makes me ill every time I think about it.

View More Replies...
View more commentsArrow down menu
#33

First Place In The Wrong Race

First Place In The Wrong Race

TheMemeingOfLife8008 Report

Add photo comments
POST
bolcsvay avatar
B
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

They had to pass a federal law saying the DR must tell you what a treatment/ appt will cost IF you ask. Why ? Because people were losing thier houses over medical debt so now they can say well we told you that life saving treatment was 200 grand & you agreed. Or you can say I will just die quietly in the corner so as not to leave my family in debt.

View More Replies...
View more commentsArrow down menu
ADVERTISEMENT
See Also on Bored Panda
#34

Where’s The Lie

Where’s The Lie

reddit.com Report

Add photo comments
POST
zxcvzxcvcxz avatar
PeTeH
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Progressive income tax. Takes from people that earn more than they deserve and gives to those who earn less than they deserve.

View more commentsArrow down menu
#35

So Many Zoomers Are Anti Capitalist For This Reason

So Many Zoomers Are Anti Capitalist For This Reason

sleepisocialist Report

#36

Should It Be Illegal To Post Jobs Like This?

Should It Be Illegal To Post Jobs Like This?

StrictlyChristo Report

Add photo comments
POST
smallz720 avatar
pfeils wife
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

But $15.09 per hour is the interest charge on the school loan to get that masters degree.

View more commentsArrow down menu
#38

What's The Best Career Advice You've Ever Got? I’ll Go First:

What's The Best Career Advice You've Ever Got? I’ll Go First:

TonyLiberty Report

Add photo comments
POST
aidan309 avatar
Aidan Campbell
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I was always afraid of this and told them i was ill but now i know the correct answer is 'none of your business'.

View More Replies...
View more commentsArrow down menu
#40

The American Taxpayer

The American Taxpayer

Mrsaloom9765 Report

Add photo comments
POST
chrisdomres avatar
keyboardtek
Community Member
1 month ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Noam Chomsky once stated that Ronald Reagan's massive defense spending increase was the primary tool for the transfer of tax payer wealth to the upper class. The defense budget gets increased every year. The wasteful spending on the military is the top method of enriching the upper class.

View more commentsArrow down menu

Note: this post originally had 55 images. It’s been shortened to the top 40 images based on user votes.

ADVERTISEMENT
See Also on Bored Panda