Netizens Are Sharing Scams Most Folks Fall For Without Realizing It, Here Are 32 Of The Worst
We all like to think of ourselves as savvy consumers, capable of spotting a scam from a mile away. But the reality is that some scams are so well-disguised, so seamlessly woven into everyday life, that we don’t even recognize them for what they are.
Someone asked the internet, “What’s a scam so good that people don’t even realize they’re falling for it?” and netizens didn’t hold back in their disdain of everything from dental insurance to streaming services. Here’s a collection of the top offenders.
More info: Reddit
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Whatever the f**k Trump and Elon are doing.
I’m so ashamed of trump and his buddies. They are such an insult to what could be a great country. Shame on him for his actions .
Hopefully turning everyone against them. He won based on how expensive everything was. Now it's going to be worse.
He won because once they decided that Biden should step down, the Democrats had no one to run against Trump. Yes, I know VP Kamala Harris stepped in as the nominee, but no one knew anything about her. Seriously, what had she been doing the past 4 years? She was never in the news I think most people had totally forgotten she was even there! So the Dems called a Hail Mary play by nominating Harris. They threw in the towel before the election even started and basically forfeited the election. SMH
Load More Replies...Probably getting huge loads of money, maybe from some russian sources, to destabilise the western world.
It is so dystopian to see your president with a billionaire CEO in the room at all times
Prosperity gospel religions.
Goes against ALL the teachings of Jesus. How do people fall for the BS.
If one is gullible enough to fall for religion they will be open to every other scam that trots by.
Load More Replies...As far as I'm aware, paying for religion seems to be an American thing. I'm sure there are some in Europe but it's very rare.
Remind me: exactly what led to the Reformation?
Load More Replies...You must not know about The Bible Students. They do not own a church. They gather in their homes or rent somewhere. Their money that is donated is not blind. They are able to choose exactly where their money goes. They do not pay their elders a yearly wage. They have a general fund which pays their rent or funds conventions. It may also pay for at times-dearly needed help for some members in great need. A treasurer that is elected by each congregation gives printed reports and proof of funds at every business meeting, that everyone in the congregation is a part of and receives their own printed copy. There are more details about money but it’s all very accounted for and not just blindly grouped together.
Also, Bible student congregations donate to each other sometimes to help someone specifically in the other congregation or for conventions and things like that.
I don’t even know why I post on bored panda anymore
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Modern Conservativism was created by a coalition led by Ronald Reagan and Pat Roberts to convince the working class to vote against their interests in order to transfer wealth to the wealthiest ruling class.
It's all a f*****g lie and we are at the logical end point.
I'm no economist, but it seems to me if you want a healthy capitalistic society, then it would seem to make sense to not bleed the working class to death just to give the CEOs increasingly large bonuses year after year. It seems like common sense to not give tax cuts to the wealthy, and then turn around and gut funding for education and social support networks to pay for it. I'm wondering how much we'll all take before we start rioting in the streets. The 1% continues to bleed us dry, but we are the 99%. If we can stop fighting each other and start fighting the ones who are robbing us blind, we might get somewhere. WE ARE THE 99.
Thank you. I thought I was the only one who hated Reagan from the start.
I've hated him from the start... of the 1980s.
Load More Replies...The original Reagan tax cuts enacted in the summer of '81 offered the largest tax cut in history to the poorest in our society. With huge increases in the standard deduction, individual exemptions, and the child tax credits millions of the least economically advantaged were taken off the tax rolls altogether. With the indexing for inflation, they have remained exempt from federal income tax since then. As Reagan would say, "facts are stubborn things."
The scams we’re talking about today aren’t outright frauds, but rather cleverly designed traps that make us part with our hard-earned cash without a second thought. From hidden fees to psychological tactics, let’s take a deep dive into some of the most common scams that subtly drain our wallets.
Let’s start with extended warranties, a.k.a. the ultimate upsell. The sales pitch makes it sound like your new gadget is destined to fail the moment you take it home. But the truth is products already come with manufacturer warranties that cover defects, and the cost of an extended warranty is often close to or even higher than a typical repair.
Credit Card processing fee. These companies are taking 3.5% of every transaction. It's 160 BILLION per year. And that's not including another $120 billion in interest and fees direct to the consumer.
The EU had set the processing fee at 0.3%. In modern times with computers and the internet it doesn't cost the processors that much to maintain the networks. It's a price-setting with just four processors (Visa, MasterCard, AmEx, and Discover).
It's a huge wealth transfer with no real competition.
Yep, and it's backed up and supported by the government.
Load More Replies...Not only does the EU have a lower processing fee, that fee cannot be passed on to the customer as an additional charge. Everybody pays the same (albeit slightly higher price) regardless of how they pay. It could easily be ended in the US through legislation, but the chances of that happening are probably lower than getting free healthcare!
I didn't know about the credit card processing fee charged to retailers until my barber told me about it. It's pure robbery and should be addressed. Hummmmm.... the agency that would have investigated this, the Consumer Protection Agency has been dismantled, so I guess we can expect more fees on the consumer side, in addition to the 20+ interest rates.
That would make an awesome antitrust case. Followed by a class action suit to return these ill gotten gains to the cardholders.
Social Media.
The "social" pales in comparison to the "media" part. It's all advertising being pumped right into your brain.
I'm on bored Panda through duck duck go browser. No ads. Not one. None.
I use Brave... no adverts at all... Can watch youtube videos without interruptions... So love it!
left 'social media' a long time ago. Strang enough it's considered a red flag if you dont use instagram tiktok and other websites. People themselves maybe are too mainstream and follow like tame sheep?
You're so special. You're not a sheep. How naive.
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Tipping culture in the US.
Corporations have successfully brainwashed the population into thinking that paying retail workers’s wage is customer’s job.
Employees and customers fight tooth and nail with each other over the amount of tips making it even a political issue at times all the while saving dollars for corporations. Pretty good scam.
I live in South of France and as a child, I was so happy and proud to give 1 euro to the very nice waiter ! When I learned about US tipping culture, I was flabbergasted.
Tipping in the US is expected and I hate to say it’s caused entitlement. I’ve seen servers follow people out to their cars to confront them over the fact that they didn’t leave more than 20%. I don’t understand why I should be responsible for paying somebody’s salary. it feels like it should be illegal for companies to be able to do that. I say we all just start eating at home and you can just mail your money directly to me.
Load More Replies...This one has been on Bored Panda many times. I always post the same sensible comment, and it always gets down voted to somewhere around -20. So here we go. "Tipping culture exists because people are willing to work in jobs that are paid by tips and because customers are willing to pay tips. If workers refused to accept jobs that pay by tips and/or customers refused to pay tips, tipping culture would end." Okay, you can down vote me now.
Not to mention that as much as they complain, those working for tips can make more money working for tips than most jobs pay hourly. Maybe they have to share with the back of house but even then a few tables an hour can set you up just working the weekend.
Load More Replies...If tipping culture does not make sense to anyone outside the US then this video by John Oliver is a good "tutorial". Makes you not take out your anger on the hosts https://www.youtube.com/watch?v=89R9ZxKaIOw
Tipping used to be extra money for the worker, and the percentage was decided by the customer, based on how generous they were, and how much they felt taken care of by the worker. Then the government started making workers claim an extra percentage of their wage to be taxed, whether they had actually received tips or not. As far as I know, the IRS is still doing this. I always thought that was completely unfair.
Yeah our tipping expectations are insane. The people that get tips shouldn't be taxed. And the places that make people poole their tips. NOPE not fair to the people that are really good and earned their tips shouldn't have to share with others who aren't very good at their jobs.
If tips are not pooled, then only the wait staff get tips. What about the cooks, busboys, dishwashers et al?
Load More Replies...Now let’s talk about subscription traps, or the neverending “free trial”. Have you ever signed up for a free trial and completely forgotten about it until you saw a charge on your statement? That’s not an accident. Companies count on this happening, and they design their sign-up process to ensure you fall into the trap.
They ask for a credit card upfront (ensuring you’ll be charged automatically if you forget to cancel), then they bury the cancellation process deep in their website or make it overly complicated. To add insult to injury, they’ll auto-renew at full price without giving you a proper warning. Isn’t that just a little despicable?
US dental insurance often has a yearly maximum benefit of less than $1500. It makes health insurance look like a benevolent institution. Yes the two are separate because teeth are not part of your health apparently.
To build on this; when you have kids the dentist will often "refer" you to orthodontists which sounds very medical but is in fact not covered by insurance because it is cosmetic. It costs like $5000/child and they prey on parents. "After adjusting your teeth you still have to wear a little retainer at night for life or your teeth will slowly shift back to their natural position." -The orthodontist where my kids go. SCAM!
In my case, the dental premiums per year cost more than just paying cash for my twice yearly visits.
Same here. Dental insurance costs so much, and pays so little, that it's not worth having.
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Thinking that HR is on your side when you complain against your workplace.
I learned this the hard way in my late 30s when I got a retail job for 2 1/2 years during the pandemic. I'd worked at my family's small business all my life - literally from when I was 12 years old - so I'd never had a long-term "outside" normal job. I really had thought that HR was there to help resolve issues and prevent co-workers and bad managers from abusing you. Nope. Turns out that they only care about the company and NOT any of the employees - oh, but they DO know which employees are the manager's favorites, or which managers have some sort of "shall not be touched" aura, even if they're doing something blatantly illegal. I made an HR report about a co-worker, who turned out to be the GM's favorite. The favorite wasn't even warned for all of the workplace violations he was perpetrating, but I was "let go" a few months later XD Live and learn!
HR is paid for by the company. A union is paid for by the employees. I have been a union employee for a little over a year - it does make a difference.
Load More Replies...HR is on the side of keeping the company functioning smoothly and out of legal hot water. If siding with you achieves that goal then they will side with you. If siding with the company meets that goal then they will side with the company.
Every word in the following statement is true. HR serves one purpose, to protect the company against lawsuits.
Or is that in itself a lie, put out so that people won't even try to take anything to HR? Because I have seen HR putting managers in place quite fiercely. Think about it: if you are S****y Company Inc - how do you make people stop forcing you to follow the rules via HR complaints? - Yes, dear, by making you believe that HR will harm you.
Convenience fees, you're paying extra just for the privilege of paying.
The card readers cost the company, a lot of places now are passing that on to the consumer. In USA at least, so making cash the preferred payment method.
Then there are the instances where you’re effectively paying for nothing. We’re looking at you, service fees and “convenience” charges. Ever booked a flight, bought concert tickets, or checked into a hotel, only to see the final bill stuffed with hidden fees? These exist solely to increase the company’s profit margin and often have no real justification.
Ticketing websites charge "convenience fees" for online purchases, hotels add mandatory “resort fees” (even if you don’t use the amenities), and some airlines are even charging baggage fees for carry-on luggage now. These fees make advertised prices look lower, tricking consumers into thinking they’re getting a deal, but it’s raw.
Crypto and NFTs.
When I first heard about Crypto, I was sure it was made for criminals and money laundering.
The orange one is all for this now, but I'm positive he has no idea what it is. 🤦🏻♀️🙄
He wants us to buy his new house-brand "coin" so he can directly profit from his position.
Load More Replies...What's wrong with cash, gold, bearer bonds, and loose diamonds. Oh, and Swiss Bank accounts. Can you tell I read Ludlum?
NFT yes 100%. Crypto is a little better but is a religion. Don't forget to take out some profits. I've doubled my money 3 times turning a few hundred into a thousand each time. I'm now out. It's now inversely linked to Wall St. performance and directly to Trump's words. And Trump's words boom only lasted 48 hours last time. If you could actually buy coffee and food with it it would be more usefu. It was supposed to be a Paypal but isn't. It's Dragon's gold. Try actual gold, also doing well.
American insurance. As a European, why the f**k would you pay for insurance that half of the time just doesn't cover??
We don't want to but we don't have a pubic alternative unless you are elderly, disabled, or under 18 with poor parents.
I'm uncomfortable with a pubic alternative;). Not spelling wonk, it just made me chuckle.
Load More Replies...Obamacare made it so that you have to have health insurance or you're penalized on your taxes (first year of Obamacare they took my whole refund and I still owed $1200 that I had to pay off). I moved to New Mexico, to get on Medicare here you have to be a resident of the State for 5yrs, so I wasn't eligible. I couldn't afford insurance, and couldn't get Medicare, stuck between a rock and a hard place. It's a desperate fight to find a job that supplies health insurance so you're not paying an extra $500 out of pocket every month, or owe the government when you file your taxes.
Supporting billionaires.
They’re billionaires because they’re f*****g over the average citizen. .
A famous French YouTuber and streamer named Antoine Daniel recently said about billionaires :"You can't become a billionaire without being a son of a b*tch".
I read that Dolly Parton would be a billionaire from all her business ventures if she didn't give away all the books to children that she does plus her other charity work.
Load More Replies...Things get even shiftier when it comes to dynamic pricing. Ever noticed that flight prices seem to go up after you’ve checked them a couple of times? That’s because companies use dynamic pricing, which adjusts based on various factors, including your browsing history, demand (cough, cough, ride-sharing apps), and your device (Apple users have been known to be charged more).
We all know the banks are scamming us, but did you know exactly how much? Banks love to nickel-and-dime their customers with sneaky fees, such as overdraft charges that spiral into the hundreds, minimum balance fees on supposedly “free” accounts, and ATM fees that charge you twice—once by your bank and once by the ATM owner.
Paying for (multiple) streaming services...
Paying extra to gain access to content on those services (you're already paying for)...
Paying even more to "buy" specific movies or TV shows (no actual tangible ownership)...
I had Virgin Media call me once and offer, for an additional £8 per month, to give me the broadband speed that I had actually signed up for.
They forgot "paying even more to access that content without ad breaks"
Back in the days of Basic Cable, I used to wish that cable channels were à la carte. Now I've learned to be careful what I wish for.
Me too. But I would still rather pay for several streaming channels than pay for cable, or DISH or Direct TV, all of which have many many channels that are completely unwatchable for me.
Load More Replies..."Paying even more to "buy" specific movies or TV shows (no actual tangible ownership)..." In a way, that's what we did in the days of Blockbuster and Hollywood Video.
Bring back cds and dvd's. Books, too. I want to own the content. People became over-enamored with the technology. To their detriment.
Tax refunds. People think the government is giving them money. It’s not. It’s just paying back the zero interest loan you gave them.
See, I like a flat tax, and no withholding. And make taxes due a week before the elections
Flat tax disproportionately targets necessities for the poor while hitting fewer and fewer of the luxuries for the rich. 10% of your income when you make $50,000/year is your food and rent money. 10% of your income when you make $500,000/year is that poorer family's ENTIRE INCOME.
Load More Replies...Yep, they keep our $ all year they get to use it for whatever they want and not pay us any interest. If you owe taxes and are late paying they charge you interest.
But only if you do the math right. God help you if you make a mistake!
Sounds like you are in the USA. So sorry for that. Better models are available.
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Valentine’s Day and/or diamonds.
Retailers will promote all of them to make money, but some holidays have genuine commemorations behind them, like Veterans Day and Memorial Day. Valentine’s Day, like Mothers’ Day and Sweetest Day, exists solely to feed commerce. (Okay, Mothers’ Day was originally a genuine celebration, but it didn’t take very long for the person who pushed for it originally to regret they ever suggested it.)
Load More Replies...You’d expect that kind of behavior from bankers, but not wellness practitioners, surely? Alas, the wellness industry is filled with overpriced, unproven products. Common offenders? Detox teas that do nothing, “metabolism boosters” with no scientific backing, and “superfoods” that cost a fortune but have little real benefit over healthy eating.
Of course, we couldn’t finish this piece without calling out real estate agent commissions (overpriced and outdated) and multi-level marketing (MLM) that only pays the people at the top. Sheer trickery. Which scams in this list resonated with you most? Upvote your worst and don’t forget to leave a comment if you feel the urge.
Trickle down economics.
Trickle down has been debunked countless times over the decades. People keep falling for it.
Load More Replies...Actually named correctly. “Trickle” implies only a miniscule amount is escaping. And that is very true! For every gallon they add to the .01%ers wealth tank, a few drops leak out for us plebes.
They sold that one to us. We fell for it hook, line, and sinker and let them get away with all that money, laughing at us all the way. It won't happen again to me.
A Presidential crypto currency.
It's a scam so that overseas "lobbyists" and other nefarious parties can pay Trump with little paper trail.
Speaking of paper trails, I see you have some new, very expensive toilet paper. $250 for a single sheet!
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Propaganda in general. It's usually so good that the people who fall for it have no idea they're being manipulated. And we all fall for some of it.
"Prosperity gospel religion" is a perfect propaganda example.
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Multi level marketing aka pyramid schemes.
Mormonism. You are required to give the church 10% of all your income your entire life :/ and its just awful on top of it all (I was a member for almost 30 years).
I have that problem too (in my small European country) - my taxes goes to catholic church even if I'm not a believer. That's something that need to end.
Technically, they want 10% of your gross income. As Frank Zappa once said, tax the fùck out of the churches!
This was common practice in previous centuries (see "tithe") in Britain.
I stopped going to church when I realized all they were interested in was my money. It felt like every single time I attended, they were asking for more, and more, and more. I was probably about 13 at the time. My mom insisted that I attend "confirmation classes" until I could be confirmed at about age 16, I think. Most of the time I hid out in the church nursery during the class. Classes were held on Wednesday evenings, so it wasn't being used at that time.
at least this isn't something you're forced to do by the government. you can quit the church anytime.
Food delivery apps! Way overpriced for fast food munchies lol.
How is it a scam when you know in advance how much extra you'll be paying for it? Just like any product, if you dont think it's worth what they're charging then simply don't use the service.
Some of us are disabled and depend on others to drive us. Anything more than a sandwich is very exhausting for me some days.
Load More Replies...I did not know what the cost was going to be for delivery from a fast-food restaurant. My $9 bag of food cost me a little over $20! First, only and last time I'll ever use DoorDash or any outside delivery for something. I'll go and get it myself.
DoorDash always tells you exactly how much the fees will be before you submit the order. If you didn’t read it, that’s on you.
Load More Replies...I hate it when my son wastes $ on that. Just go pick it up unless you're sick or hurt.
Voting in a two party system.
I just switched from paying T-Mobile $198 a month for two lines (not paying for anything else!) to metro (owned by T-Mobile using the same network) and am now paying $45 a month. *that* is the scam of a lifetime.
How is switching from $198 a month to $45 a month the scam of a lifetime?
Metro is the prepaid network owned by T-Mobile and the monthly plans are significantly cheaper than T-Mobile. Metro is cheaper because they just piggyback off T-Mobiles towers, so they don't need to pay for the upkeep of the cell towers. T-Mobile customers will get priority over Metro customers if there are many people trying to get service from the same tower. The Internet and data on Metro is so slow, imo compared with T-Mobile. If you just need to make/receive phone calls or texts then Metro will probably work well for you. I've been a customer of both services and I personally prefer to pay a little more for T-Mobile than to deal with the frustration that comes with Metro.
Your info is helpful. The salespeople won't tell you this. Thanks.
Load More Replies...In Canada have of look at 7 11 convenience store Speak Out, under the Rodger network but much cheaper.
This one's on you. You could have done your research before you signed up the first time. Team-mobile are shysters.
The Cheaper plans have some disadvantages your phone is not prioritized om the network. For instance the Metro user will not have call priority on the network the person Paying t mobile will get the priority. The customer will not notice until high call volumes. Secondly they do not support the ability to support Smart watches being able to make calls. There are trade offs. That is the main difference and I use Cricket At&t's cheap alternative.
I used to think Cricket was a scam. My friends were always having to go to the Cricket store with their pennies to keep their dial tone. Now I have Team-Mobile and have a different opinion.
Load More Replies...Mint mobile - $15/month vs my former Verizon plan over $70, same quality coverage,
In major population areas it is great the more rural not so much. My work phone is on mint.
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The american dream.
It's still there, but most have forgotten it isn't just handed to you. Never was. But it may be harder to find these days.
You are still more likely to formulate your dream and be successful in achieving it here in America.
Load More Replies...Actually, everyone's "American Dream" is different. For some it's a house with a white picket fence, a spouse, 2.4 children, and a dog. For others, it might be working a job you really enjoy that allows you to afford to travel, or living where you want to live (city, country, small town).
Not an American, have heard the phrase 'The American Dream' often but never knew what it meant..
There is no reason to buy expensive bottled water. It's WATER for f**k sake.
There are many reasons to buy bottled water, especially if you're somewhere that doesn't have safe or clean drinking water.
Yes, but there is no reason to buy EXPENSIVE bottled water.
Load More Replies...My sister only drinks expensive bottled water brands like Voss. Her friend (who lives with us) only drinks Liquid Death water. My mother has a $10,000 water filtration system installed under the sink that she INSISTS "tastes better" than any other water she's ever had, and it "doesn't make her sick" (she insists drinking "regular water" makes her sick.) And then there's me, the uncouth black-sheep bridge troll of the family, drinking tapwater and being completely unable to "taste" the differences between my mom's fancy filtered water, the Sparkletts dispenser's water, and the fancy-schmantzy bottled water brands XD I'm Gen X, though, and I grew up drinking straight from the hose... maybe I never developed a gourmand's taste for expensive bottled water XD
I try not to drink tap water as I found out I'm allergic to fluoride. I only drink soda or sparkling water but I get 4 2lt bottles for £2
Load More Replies...And as for Purity.... look into plastic leaching from the bottle...
The stock market- nothing but a huge legal Ponzi scheme -all the prices based off of potential future earnings- not actual profits-it’s how Elon has made so much while he’s really run pretty poorly run companies ( they really haven’t made much, if any, profit). It’s a huge huge house of cards.
Not exactly a ponzi scheme. It's a legalized gambling arena that uses a vast amount of tools to create an uneven playing field benefitting a leisure class
Expensive vodka. Vodka is vodka is vodka is vodka. It's distilled nothingness. I really don't think pouring it over a crystal you found in a ditch on the moon can change distilled potato juice into anything other than distilled potato juice.
If you think potato vodka tastes the same a grain vodka then any opinion you have about expensive vs cheap is automatically invalidated. You clearly don't have the required sense of taste.
Have you ever tried sweet potato vodka? That definitely has a distinct flavour. That shiz is delicious.
Load More Replies...This one could not be more wrong. Cheap vodka is vastly different from good, higher quality vodka.
Not even a Brita, just a Melitta. Paper coffee filter, that is.
Load More Replies...Not true. Cheap vodka can send you blind, decent stuff won't and the taste is totally different. Once you start paying more for a bottle than a bottle of Absolut costs you're into rip-off territiory though.
There's no comercial distiller that would keep methanol in their vodka. It's a huge liability
Load More Replies...I think only two brands in my local liquor store are from potatoes. The rest is wheat or rice or both.
Where I live, almost all the vodkas are made from grain. Luksusowa is made from potatoes, and I think Stolichnaya might also be. Of course I don't buy Stoli anymore.
Load More Replies...I know someone who makes simple moonhine. Sugar, water, yeast, distill, toss out the first bit that boils off. Distill it again, and toss out the first bit of the boil. Filter it through activated charcoal. Add some good Icelandic tap water to get it down to 40%. His Polish friends swear by it, and it barely gives you a hangover, let alone turns you blind. Making bad vodka looks hard when making good pure ethanol is that easy, at least with factory made distilling equipment. I've had stuff from homemade setups that had an interesting smoky flavour, and smelled stuff from a different homemade that nearly knocked me over just smelling the bottle cap. That stuff was NOT clean, it had patterns in it ( looked like eye floaters) and was strong enough to catch fire.
Large sized products - you don’t need the large but the small is a bit too small and the medium is too expensive for the size.
Totally the opposite of a scam. If it's a product that you'll use in whatever lifespan it has then you're saving money by buying the large, but you have the choice.
It depends on what it is. If it is something perishable you need to work out how much you will use- if it's something that you will literally use once then throw out the rest when it gets pushed to the back of your pantry until you realise it's gone bad getting the small one will work out more economical.
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Life. We’re thrust into this world, forced to work for things that, in the grand scheme of the universe, hold no real value. We spend most of our lives just trying to survive, only to catch brief, fleeting moments where we actually feel alive. It’s a cruel trade-off, sacrificing time for mere glimpses of life’s true beauty.
Maybe they don’t have much happiness to own.
Load More Replies...If life were fair, we would be born old and achieve youth when we were wise enough to utilize it.
Have you tried an antidepressant? Wellbutrin brought color back into my life. And I quit smoking effortlessly, too.
That s**t rucked me up FOR LIFE. Don't shove random d***s into your brain and hope for the best.
Load More Replies...Wow, someone think they're deep. I wonder if they think that in their perfect world they would dance across meadows all the time and sing with the birds - while science tells us that you can't uphold this state of euphoria forever. There's lots of beauty out there, but you won't see it if you're busy lamenting that your work that gives you a safe and warm place doesn't give you anything "in the grand scheme of the universe". What is that even supposed to mean? What do you want, a galaxy?
Exactly. Unrealistic (and therefore unrealized) expectations are often the cause of depression.
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Charities that are about “raising awareness”.
I'm 53. A lot of things got better because people were made aware of a problem.
Exactly. You can't fix a problem if you don't know what the problem is.
Load More Replies...The good old gift card scam. I had a manager fall for that. They made a cashier's drawer short 400 bucks.
No idea what particular scam is being referred to, but gift cards themselves are a scam, particularly those with expiry dates on them. Even banknotes which have been withdrawn from circulation can normally be redeemed at your country's central bank - they never expire. I'm bitter that I stand to lose £8 to Microsoft as they are shuttering Skype and I will lose my credit.
"After May 5, 2025, the Skype Dial Pad will be available to remaining paid users from the Skype web portal and within Teams. " This may or may not apply to you, but worth a look. Also, there's the possibility of someone filing a class action lawsuit since there's surely a lot of people in your situation. I'd keep an eye on that. https://www.microsoft.com/en-us/microsoft-365/blog/2025/02/28/the-next-chapter-moving-from-skype-to-microsoft-teams/
Load More Replies...What the heck is wrong with just giving cash?? Once upon a time, I received a gift card for a chain bookstore. The thing is, I hardly ever buy books - I use my local library all the time. Eventually, I was able to spend it on a book light and a book weight. I just couldn't find a book I wanted to own. ¯\_(ツ)_/¯
