50 Funny Memes Mocking The Absurdity Of Today’s Economy, Shared By This Instagram Account
Some might argue that memes are the currency of the internet, but a more accurate assessment is that they are like stocks, with rising and falling value based on just how many people think they are a good choice. At the end of the day, digital content currency isn’t what pays the bills, but we can still get a solid laugh out of it.
The “Wall Street Memes” IG page is all about the funny and often painfully relatable reality of money. So get comfortable as you scroll through, diversify your snack portfolio, upvote your favorites and be sure to share your thoughts in the comments below.
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Wait until you buy a car. They have sales tax, protective paint coat $1000, SUV fee $500, Prep fee $250, government ISO fee $650.
Can we add two zeroes to the SUV fee? These goddamn shitbricks ought to corrode and fall apart and their drivers should be forced to walk. Yeah yeah, not all of them, sure, but I hate SUVs and (most of) their drivers with a passion.
Load More Replies...And then they sit you behind a pole. Actually happened to me decades ago at a Rolling Stones concert.
That's why I don't go to concerts. Stupid waste of money. As long as people keep paying, they'll keep charging it.
New York City imposes an occupancy fee on hotel check-is, and then charges sales tax on the fee. So, since fee is synonym for tax these days, this is a tax tax.
Really what you should've done is had rich parents to pay for your tuition. Then you'd have degrees without debt and no worries about finding a real job, either... did you even try that option?
Does she think she's too good to work at her father's company? Young people these days...
Load More Replies...These days, the trades will guarantee you a job that pays well. Electricians charge $125 /hour. Plumbers $150-200.
That's *when* they're actually working, and what they and/or their company charges. In reality? May 2023 US Bureau of Labor Statistics tells a different story: Electrician Mean hourly wage: $ 32.60 Mean annual wage $ 67,810 Entry level hourly: $ 18.49 Upper 10%$ 50.09 Plumbers: Mean hourly wage $ 32.62 Mean annual: $ 67,840 Entry: $ 18.60 Upper 10% $ 49.59 --- Beats the heck out of minimum wage, and there's always going to be work.
Load More Replies...College is less and less a ladder to financial status, and more and more a means of retaining financial status among families who can afford it. The power of higher education is becoming exclusionary, preferential, and entrenched. Someone should do something about it. Oh yeah, that's right, Biden wanted free community college. Oh well...
As a person with degree, masters, and essential professional qualifications I can say… might be better to learn a vocational skill. I have a mate who’s a truck driver who works fewer hours for more pay and less stress
And when Trump takes over, you will lose your jobs if you are a Federal employee.
I think he'll find it's a little harder because of civil service laws. At least that's what the law says, but with a bought supreme court, all bets are off.
Load More Replies...One of the most illuminating interviews Jon Stewart did was the one with Jim Cramer, where he basically admitted he affected share prices for his benefit.
Pensions funds own more of the stock market than all the rich people combined. You just need to join a union.
As often as some folks might see all this talk of debt, finances and financial instruments as overwhelmingly modern, the truth is that ever since we’ve started putting seeds in the ground, we’ve had a need to do more than just barter. Money, in the shape of a useful commodity, is multiple thousands of years old, which naturally means that laws around debt, contracts and payments are nearly as old as well.
The law code of Hammurabi, often considered the first codified legal system around, has multiple examples of property laws, including provisions for limiting debt collections from drought-hit farmers.
If you remove NSF fees from the balance sheets of major banks, they all end up running at a loss.
Load More Replies...There are so many fees that are only charged to the people that can least afford them. Overdraft fees are just one of then. It's expensive to be poor.
Ancient history, but had a "the check is in the mail" incident. It was going to cover my expenses while waiting to be paid. Except it wasn't sent when they said it would be.And it was just over half of what it was supposed to be. And I'd written 17 checks in the meantime. And the bank cashed the biggest one, even though it was written next to last, and bounced 13 of the others. At their base fee of $25, and individual store fees of $15-$35. Wiped out that next paycheck entirely. Living paycheck to paycheck for years on end erodes ones nerves and self-confidence. Realizing one day that you aren't any longer is like seeing a double-rainbow at dawn.
Already started. During covid, i had to dip into savings. Noticed a $12 fee. Below minimun balance. Closed my account.
Load More Replies...They not only kick you when you're down, they kick you twice! While some twit has almost three hundred billion dollars, and wants more! Yay capitalism.
My credit union no longer has overdraft or low balance fees.
Load More Replies...I bank at a bank where is if you are overdrawn by $5 or less, they don't charge a late fee. I did this either by accident or on purpose because I knew that I would get paid in a day or two.
I've been with a credit union for years that automatically covers 3 overdrafts with an "instant loan" up to a pre-calculated limit, based on your normal pay and balance. Once thought I'd bounced a rent payment. Nope. Covered. Aside from an email letting me know, it cost me some adrenaline and around $1.30 interest.
Load More Replies...This EXACT thing happened to me!! I was overdrawn by $4:13…. It cost me an extra $48!!! 🤬
Back in the late 70's, I worked at a credit union that offered overdraft protection. The CU would cover your bad check up to a limit for a small interest rate saving you the fee the Payee would charge on top of an overdraft. That this feature isn't universally used is another way the wealthy keep low-wage earners down and controllable.
In 1980, the federal deficit was less than a billion dollars. After Reagan's trickle down policy, by the end of his second term, it was over three billion dollars, and it's gone up exponentially ever since.
Trickle down economics is a proven failed policy and yet the GOP clings to it like an alcoholic to the bottle.
Load More Replies...My passive income is finding a penny on the ground- sometimes a dime. So far I’ve made 82 cents this year
My niece found a 5p piece on the ground and insisted on giving it to me 😍
Load More Replies...I know it's cool to be snarky and bitter, but... you can buy treasury bonds at as low as $100. The basic idea -- invest any spare cash instead of spending it -- isn't really bad advice.
When my wife received $800K in stock from her company, we called an investor friend for advice. He said even though he advises others how to choose mutual funds, he personally has 100% of his savings in government treasury bonds. No worrying, Guaranteed. He retired at age 55.
Load More Replies...There are no Treasury bonds offering 8% or anywhere close. Highest I could find at the Treasury web site was 4.30%. So even if you've got $3 million dollars, this guy is scamming you.
You're going to be racist? Really? I would have thought a person with a surname like yours would be well aware of discrimination against people due to their ancestry, but you are going to do it too?
Load More Replies...And, instead of sharing, they want even more. As the French would say " off with their heads!"
The top 1% of citizens in the US pay 40% of the taxes. I think they do their fair share.
Load More Replies...Musk never built a spaceship. He just threw a s**t-ton of money to people who could. Same with unreliable cars and ugly, unreliable "trucks".
His spaceships also have this troubling habit of exploding. And were built almost entirely with taxpayer money.
Load More Replies...That's not funny - it's just depressing. And in a cost of living crisis, the billionaires are doing better than ever.
Late stage capitalism. The rich get richer and the poor get poorer unless you tweak the system a little. But oh no! Any type of socialism is bad! Or so think Americans. Even those some things need to be socialized like health care, education, infrastructure.So we're turning into an oligarchy. Yay!
Load More Replies...True. I've always wondered what someone's does that merits billions of dollars. Elon Musk wants a multi-billion dollar paycheck just because
Amazon started as an online bookstore. You might not agree with our capitalist system, but at least give credit where credit is due. He had a vision, played by the rules, and outsmarted the competition. It wasn't just luck or being born into wealth. You didn't do it. Lots of people didn't do it. Some of them already rich and well connected, didn't do it. Bezos did, because he worked hard, took risks, and made sacrifices. You think he went out partying with his pals every weekend, like so many of us do? People hate Bezos for the wrong reasons.
Of course, most people will not achieve this, because you have to be extremely greedy and heartless to exploit people. Pimp also makes a living from exploitation, but somehow I doubt anyone would support this business model.
Load More Replies...I absolutely believe the billionaires will be lynched when the bill comes due. They do, too: that's why Zuck is building an armoured bunker in Hawaii.
Larry Ellison of Oracle bought his own Hawaiian island a while back. Unfortunately, he can’t land either of his fighter jets there.
Load More Replies...You don't need to physically work if you have great ideas. Bezos revolutionized retail sales. He kept pushing his idea even though he was losing money. And it paid off. If it had failed nobody would be shopping online and you would have never heard of him. Or more likely someone else would have come up with the same ideas sooner or later.
If you landed with Columbus on Turtle Island 532 years ago and then proceeded to make a million dollars a day, everyday since then (and somehow managed to still be alive), you would have roughly 33 percent less money than Musk currently has.
532 years times 365 days= 194,180 days. 194,180 times 1,000,000 =194,180,000,000.That's over 194 trillion dollars. Elon isn't that rich. The world isn't that rich.
Load More Replies...Sorry I don't have enough money to pay you higher wages. Where will I live and how can I take care of my houses.
It even specifies that the draught-victim would be immune from both debt repayment and interest repayment for a year. One has to imagine that this specificity was needed as folks interested in making money however they can have been around since the conception of civilization itself.
I don't mind paying taxes. It's getting my money ripped off by billionaire grifters and corporations that not only don't pay taxes, they get government subsidies, while I drive on pot holed streets.
Agreed. I don't mind paying taxes, but i loathe that so much goes towards military surplus instead of the population like it should. I hate that i party them diligently while those with more money than 13 generations could spend skate by without contributing
Load More Replies...Oh, don't get me started on unemployment. They screwed me hard, and it doesn't even make sense. They approved me for unemployment knowing I quit my job without notice, gave me a bunch of back money, then 3 days after I spent it, they sent me a letter saying they made a mistake and they want the money back, cuz I quit my job without notice!
Load More Replies...Do you know why Theft is illegal? The government doesn't like competition
The country you live in? Ha! "If you are a U.S. citizen or resident *living* or traveling outside the United States, you generally are required to file income tax returns, estate tax returns, and gift tax returns and pay estimated tax in the same way as those residing in the United States." - IRS.gov
But somehow, corporations, which are legally people, don't have to pay taxes on money earned outside the USA until it brings the money into the country.
Load More Replies...Certain presidents run up the deficit and expect our, our children, grandchildren, great grandchildren, great great great grandchildren to pay for when there probably won’t be much of a planet left because, you know, climate change is a hoax. Right?’Right?
It is the Congress, not the President, that determines and legislates the federal budget. This is actually the primary function of Congress. Most of the laws they pass concern the country's finances and economy. This is why voting in midterm elections is so important. Your senators and representatives hold the purse strings. They are also highly accessible. If you send them an email, you will get a response.
Load More Replies...So would you say billionaires are welfare recipients, living off the taxpayers?
you can get further than you think wihout spending loads, though. You dont have to hop in a plane, to start. You can also travel on bike with a tent. And everything in between.
It can’t buy happiness itself but it can make it much easier to achieve
Exactly. I was able to find moments of happiness even while perpetually broke, but it's easier when there's cash in the pocket.
Load More Replies...I've never seen a sad person in a Ferrari that I felt sorry for.
Load More Replies..." Money can't buy love. But you certainly can use it to rent it by the hour".
My comment to my students who say this is "no, but you can be comfortable while you are unhappy."
As David Lee Roth said, money can't buy you happiness, but it can buy you a yacht big enough to pull up right alongside it.
Even if money can't buy happiness, it is still one of the better subscription plans.
There were even rules about investments, “If a merchant should give silver to a trading agent for an investment venture, and he [the trading agent] incurs a loss on his journeys, he shall return silver to the merchant in the amount of the capital sum,” which would fit right in with any amount of “Wall street memes,” given that, like the titular Wall street of old, these were used in places with actual walls.
And since Trump has been elected they immediately canceled the student loan forgiveness plan that was helping.
One of my nieces is studying to be a social worker (not a high paying profession ) and she has over $100k of student loan debt. What is wrong with this picture?
What's wrong with this picture is that education should not be run like a business.
Load More Replies...You know the only young voters for Trump either have no plans to go to college or their rich parents can afford to send them to their alma mater. No young, college-bound voter would slice their own throat.
What crisis the banks and lending institutions are getting rich. Not the people working for them outside of the executive level.
In case anyone has forgotten, the current Student Loan plan was a democratic plan under Clinton... just saying
Put simply, it's because they're being paid to say so and they know that it makes sweet FA difference what sort of toothpaste you use.
My dentist said, pick the one you like the taste of best
Load More Replies...So you can go to the dentist, pay them, and then they dont have to do anything
That is also why some dentists have a bowl of lollipops in the waiting room
I got a great idea let's take fluoride out of water. That way Colgate and Crest can sell more in an over priced bottle.
Here your income must be three times your rent to qualify. Rents start at $1,000/month. Minimum wage, $15, works out to less than $3,000.
I’m 32. I’ve been living by myself (renting) since I was 17. I’m planning on moving soon and I’m just starting to realize, despite the fact that I make a lot more money than I did when I was 17, I don’t think I can afford to live alone anymore. My current apartment rent is frozen at the rate it was 6 years ago (plus inflation which is like $40 a year) but if I move I’ll be paying $2000-$2200 per month, which is disgusting. I hate the fake made-up economy numbers that give landlords the right to charge this much, it’s ruining people’s lives.
Wages haven't kept up with the cost of living. AirBnB hurt long term rental prices.
Load More Replies...To be fair, the mortgage payment is one part of the monthly cost. Anyone with a mortgage needs home insurance and boy that is $$$. Plus you need to pay property taxes. And for the surprise things that fall apart when you least expect - hot water heaters, a/c, plumbing problems, etc. If you can't afford double the mortgage payment as a minimum, you won't be able to keep up unfortunately. It's a disappointing truth. But it's better than getting your home and losing it because you didn't realize the costs on the side. A bag of weed & feed for your lawn? $60. Need to get a few trees trimmed? $2000. It doesn't end.
Initially I only read the first few words of that one sentence: "A bag of weed"
Load More Replies...Lol where do you live that your mortgage payment is 1200? Here on a c**p home your down payment is about 80k and your mortgage is about 6k a month
Sometimes it's good to live in a country with a lot of space and not a lot of people. Two rooms plus kitchen almost 60m² in the capital city. Under 800€ per month.
Incidentally, that is the actual origin of Wall street’s name, it was quite literally the street adjacent to the city wall in 17th century New Amsterdam. It was also a place where early merchants and traders would sell shares and bonds, unaware that this action would continue in this exact same place for the next three hundred years at a scale they could never have imagined.
He is not streaking. Streaking is running with no clothes on. So he shouldn't get any money.
I think BP painted the pants on and maybe that pink thing too.
Load More Replies...(a) He wasn't streaking (no, BP didn't Photoshop on the clothes). (b) No, there was no massive bet. (c) Yes it was a setup and bets were placed. The betting company voided the bets where they believed people had foreknowledge. (d) He got arrested and was sentenced to 100 hours of community service and a 1-year probation (e) he claims to have paid $42,000 for the seat that made his stunt possible (f) that swimming costume thing had a porn site logo so if he made money it was probably sponsorship and (g) he's a stupid YouTube prankster, obviously.
Wouldn't the bookies have put in a caveat he can't do it himself? Seems like a huge oversight.
Me at age 33 I don't want to wake up and pay for a place to sleep at. Life is better asleep.
Ha. As if. Silent generation: age 25 Depression, WW2 & Korean War. Boomers, Korean War, Vietnam War and multiple years of double-digit inflation and mortgage loan rates also in double-digits. Millennials had the dot.com bust. Ever generation complains about how things were simpler/easier/more affordable. Until it's their turn to be complained about.
So, parents had a rational long term view of surviving. Now we blow that off and complain it's hard to survive?
No one is blowing off the idea of saving for the future, it simply has become a luxury that too many cannot afford. People can't afford rent, let alone a mortgage. They can't afford food or education. I can only speak for the US, but thanks to the corporate raping of the population, and the absolute complicity of the government, I can't imagine things improving. We should all be rioting in the streets.
Load More Replies...Maybe young people are afraid that no more how much they save and sacrifice, they will never be able to afford to buy a house, have a child, etc. So since saving the money won't do them any good, they choose to enjoy something right now.
Load More Replies...I mean… the cost of everything has increased and wages have not kept pace. Most people who worry about being able to buy food and having a roof over their heads aren’t spending their money on trendy things.
Load More Replies...I paid my student loans off after 16 years. But, I have no animosity toward people who had their loans forgiven. People should not have to suffer because they want to better themselves.
It is absurd that higher education is so expensive in the first place. Why are there so many deans, vice presidents, and other administrators? These institutions are top heavy. If you cut out a third of the administration by computerizing their roles, tuition would go down by half.
Load More Replies...My Grad school loans were 6.8%. I paid extra to each monthly payment to get it taken care of sooner
The loan company that took over my student loan would not apply over payment to the principle. I ended up paying over 4x what the original loan was.
Load More Replies...It's an popular opinion in the US to look at European social security systems and to dispose them as communism and are therefore classified as"not free". But: choosing a higher education and career path without the dread of dept, knowing only my own effort would be the limiting factor felt pretty free. As does a life without fear of heath issues ruining my financial existence.
We have student loans in the UK. Further education is not free in Europe. I dont understand how the OP has only paid off $10k over that time. The interest rate must be astronomical.
Load More Replies...Er... minimum payments on that kind of debt cover interest and only the tiniest slice of principal. I used a mortgage calculator and found that paying $523/month -- only 23 bucks more -- would clear a 6.53% 70,000 loan in 20 years. Whoops. Fun fact... if you bumped that up to $550/month you'd have paid it off in a mere 7 years, and saved $38k in interest!
Why is interest even charged? Should not a civilized progressive country consider educating their kids as investing in the future to make a better country?
Load More Replies...I'm all for forgiving student loans, but just like they won't give you a loan for a Lamborghini when you work at McDonalds you shouldn't be able to get a huge loan for a degree with limited income potential.
Because you took out those loans. Yes the system should be revised so it won't be as bad for this generation but taxer payer money shouldn't go towards private loans.
I was only able to work for the first six months after finishing uni, at a rate high enough for me to reach the threshold for paying my (HECCS) student debt back. Because of my disability, I'm never going to earn enough to reach the threshold again, so my debt is never going to need to be repaid. I still hope others get their debt covered by the government.
Money tends to attract money, which goes both for compound interest and financial institutions and business to flourish together. While recently Silicone valley has given it a run for its money, no pun intended, as far as gatherings of massive capital go, the name Wall street remains synonymous with money. And, as with nearly everything, humans take these ideas and hammer them down into memes.
No matter what I get at Walmart, it is always at least $100. I live in a small town, and the only other grocery store within 30 minutes is actually more expensive.
I'm not a wal mart fan, but their food is cheaper than any other grocer in my town.
Load More Replies...Attention Walmart shoppers, due to Trump's proposed Tariffs, Walmart has warned that their prices will be going up. Google it.
I read once, "I am so strong I can hold $60 worth if groceries in just one hand". ☹️
Sadly I don’t even need a bag for $60 worth of groceries anymore, it’s so few items that I can just carry it in my arms :(
Load More Replies...what is your paycheck?? We pay less for our groceries but also make way less.
All I see are name brands, organic and no "manager's special" stickers.
Some entrepreneurial poor person needs to start teaching shopping lessons for dummies.
I read Anxious Aardvark's comment to mean that they struggled financially for a long time and have finally managed to get to a position of relative security - who is downvoting that?
Load More Replies...I keep seeing 2-3 bedroom houses advertised at what looks like a good price, and then looking at the square footage and seeing that it’s smaller than my 1 bed apartment. I don’t ask for much but room to turn around would be nice.
Don't give the landlords in London ideas! They already build sheds in their gardens and rent them out as studio apartments and air bnb's.
In case anyone's wondering (I was) "Under Contract," apparently means that the seller has accepted a buyer's offer and both parties have signed a purchase agreement. However, the sale hasn't been finalized yet.
The crappy part is when they first came out, the banks told us they would reduce overhead and implied that the savings would benefit us.
Load More Replies...In my country, almost everyone pays with debit cards. There are no queues at the ATM's any more.
I needed a cashiers check and the bank told me it would cost $15. WTF!! They want me to spend money to spend my own money?!?
Why a cashier's check? Genuinely not something I've seen used in my almost 50 years of existence
Load More Replies...Daily pay sites charge 4 to 5 dollars to access your money before payday. Worse than payday loans.
One of the many reasons I switched to a credit union. They refund any atm fees at the end of every month.
Where I live, if the ATM is from your bank, there is no fee, and many of the banks no longer charge a fee for cards from other banks.
I mean... 12 grand is still 12 grand. Frugal habits all 'round makes for homeowners.
You cannot 'not spend" your way into a better lifestyle. This is coming from a very frugal person. The game is rigged.
Load More Replies...And since your iced latte will probably £20 in ten years time, you will be saving even more money, /s
This is an extremely fvkcing bull$h!t analogy. Not buying from an espresso stand will not help someone buy a house. A non-fvcked economy, decently-priced houses with reasonable monthly payments, no random fees and not requiring people to have ridiculously high credit scores are things that would help people buy a house.
This is a stupid analogy and I hate seeing it constantly repeated. It's about not wasting your money on unnecessary BS, not just lattes. People who buy expensive things like lattes from a coffee shop are most likely blowing money on a bunch of other stupid things.
Just buy a freaking coffee machine. And it is not just a latte, it is also the avocado on toast too and the Nando's or a pizza. This behavior was virtual unheard of 30 year ago. Not saying that cost of living is not a problem nowadays.
We did get treats, ate out and went to cafes and bars 30 years ago just as much if not more than today
Load More Replies...Pay the loan, ditch the crazy fee structure and high interest rate. People who have been making their payments, but now owe more need help. A $30,000 loan that is now$100,000 is NOT the same loan you paid.
It gives a lot of people too much satisfaction to see others suffer as they did.
This is 100% accurate. "I didn't get any help/relief why should other people?!" Better question is, why don't you want life to be better for future generations that's how society continues and evolves.
Load More Replies...Why would you not want to make things easier for future generations, I don't want my daughter to struggle anywhere near as much as I did. How can a society continue to advance if we give those who come after us lead shoes.
Or some low rate like 3% to cover overhead. Mine was less than 5.
Load More Replies...Hmmm, so they would have more disposable income, and can shop more, boosting the economy? And could afford to take a chance on a better paying job that they went to school for?
There have been a variety of programs. Some required working in a field like education for a certain period of time, and most did require some amount and time on repayment. Many programs were mismanaged and people who had been paying as required were then unable to get the loans forgiven.
Did you Grandmother willingly sign up for cancer knowing the long term cost?
My friends back in the 70s were paying about 3 percent on a student loan about quarter the amount it now costs. The government could again set the interest rate at 1 to 3 percent and lenders would still make money not break the student.
At least Matthew J Dowd seems to have seen the error of his ways.
"My house burned down during a fire, so other other people's houses on fire shouldn't be put out hurr durr"
14 years ago I had preemie twins. They had to stay in the hospital for 33 days. The bill was over a million dollars. Insurance covered some, but certainly not enough. After putting every spare penny towards it, selling stuff to pay more, and cashing out retirement we finally had to declare bankruptcy when the twins were two. There was just no way to pay that off with 2 incomes and no childcare expenses. If my retired MIL hadn't desperately wanted to keep the kids one of us would have had to quit our job on top of everything else. We're doing well now and I attribute that to having the time to grow my career instead of staying home with the babies.
Had an underweight baby in NZ . I only paid for parking
Load More Replies...It completely amazes me that a huge country like the US (I'm generalising here, I know not everyone thinks like this) will fight tooth and nail to keep the insurance based health care system and utterly reject universal healthcare which would mean bills like this would be non existant.
Because someone, somewhere might get something for free. Doesn’t matter that we’ll all lower our healthcare costs, we simply cannot have “free riders.”
Load More Replies...You need proper universal healthcare. Single payers is better for everyone but the insurance companies. Who do you want treated; yourself or the insurance companies?
My mate had a heart attack, spent a month in intensive care, this is what he owed, £0.00.
My partner went to the ER with high fever and excruciating abdomen pain. He was given blood tests, an ultrasound, and kept overnight in a double room and administered iv antibiotics. 2 weeks later, he had a second consultation with the surgeon and further exams. He will undergo gallbladder removal surgery in 3 weeks. It cost us 10 euro admission fees st the er
USA citizen. Alternatively, Ive been billed over $50,000 this year, and I owe $13.00. Thirteen dollars.
I’m a US citizen. Went to the hospital for emergency brain surgery and stayed 5 days. I never even saw the bill after it went through insurance.
Load More Replies...Sam was the hero, Frodo was a bit of a wimp, at least the film portrayed him as that.
Load More Replies...Except in the US, for-profit prisons make a lot of money for everyone except the taxpayers.
What they do is seize all the money in your bank accounts if you don't pay taxes.
well bud lets hope your house doesnt catch fire cause they wont be any fire fighters either!
Prison: free food, free education, free place to sleep, free health care, free sex. What's not to love?
Sarah posted earlier that a friend who was jailed for a felony (he's now reformed) had to pay room and board while in prison. It took him years to pay it off.
Load More Replies...Keefler, they will garnish your wages, taking what they are owed before you see a dime of your paycheck. They will get their money.
Nothing wrong with 3 hots and a cot...that I paid for anyway, as mentioned above
Tipping is out of control. I'm sorry, but I'm not tipping you for doing what you already get paid for and aren't doing anything to make my experience better.
I went into a small bakery the other day. They made food too. Two prices for sandwich $6.50 and $12.Get the cheaper one. Turns out it is a whole sandwich. On freshly baked bread. The higher price was for two sanwiches. While shes making my sandwoch, i notice a basket of bread with sign $1. Yes, she said, but they are old. Felt just as freshas supermarket whete the rlchespo white bread cost $2.75. I feel like i have strick gold.
Load More Replies...In my country, we have strong unions, and restaurant staff gets a decent wage. Tipping is for extraordinarily good service, not part of the salary. The US way is just to make the prices seem lower than they are. If you're more or less forced to tip, it's a price scam.
Tipping now starts on the machines at 18% where it used to be 10% The cost of the food is up, so that 10 or 15% will work out to more money, so why is the "default" percentage going up as well?
Why are you paying $12 for a cup of coffee flavored milk? You can make it at home for a third of the price.
and what about making your own coffee at home?? Never understood the American culture of spending extra time and money to get coffee on the way to work.
If they’re going to shake their head in disgust, make it worth it by leaving no tip
The tipping system is expanding because customers continue to pay tips. If customers were to stop paying tips, then tipping would immediately end.
America really has brain washed it's people. Instead of asking for tips from.a customer demand a living wage. Customers are not there to pay a premium to eat or drink not to pay part of your wages too. Then you get will if you cannot tip you shouldn't eat out, kinda like the arseholes who say there are jobs but no one wants to work.
You walk into the local cafe. A flat white costs £4.00. No one expects you to tip.
I taught my kids about taxes by taking a big bite out of every snack they asked me to open for them. They were still hungry so they had to ask for another snack, from which I took an even bigger bite. (This is sarcasm, BTW).
Dad tax. Been going on for years. Perfectly legitimate.
Load More Replies...This is a funny post, but on a serious note it is a parody of the delayed gratification test they did on a load of pre-schoolers - offered them one sweet now or two if they waited, and correlated responses against long term success, claiming that the toddlers who delayed their gratification did better in life. Turns out, the ones who ate straight away were from less fortunate backgrounds and experienced food insecurity, so the more accurate and unsurprising interpretation was that poorer kids don't do as well in life.
And the other main factor was the perceived trustworthiness of the experimenter.
Load More Replies...It was a joke, and anyway, given the behaviour, 'nomster' fits better...
Load More Replies...Old fashioned boss. He wants to see his company succeed without huge debt, take care of his employees, and foster a safe, pleasant workplace.
You need to study Andrew Carnegie, John Rockefeller, Henry Ford, etc. They were old fashioned bosses.
Load More Replies...He said, "You must be joking, son. Where DID you get those shoes?"
Er... that 34 (now more like 37) trillion is the national debt. That is, OUR debt. Which we authorized due to foolish voting habits. The main credit rating companies (e.g. Moody's, Standard & Poor's, and Fitch) are private, profitable, and doing fine.
I'm very curious what your definition of "foolish voting habits," because I can only think of two. And both of them are grossly orange.
Load More Replies...Oh no, if an employer tells you this RUN. It means "we are dysfunctional"
They have a cure for TDS, its called Canada.
Load More Replies...MAGA wants the FED completely under Trumps control. So I hope you do enjoy inflation, because if this happens it’s about to get crazy.
When it's world wide no one government can change the course of inflation quickly. They can only try to slow it down.
Proof (S&P 500 = the 500 largest corporations in the stock market, EPS = earnings per share). Inflation happened, but if corporations had made consumers *only* pay what their own inflated costs were, EPS would roughly be the same. EPS-vs-tre...32b8f6.jpg
That's because it's not "inflation." Call it what it is: price gouging.
The Fed did a good job last time. Too bad Trump is going to f**k it up.
It's not done yet, but this seems to be a soft landing indeed.
Load More Replies...Not gonna lie, I'm going to have to blame us the electorate for putting up with this nonsense.
You, my friend, are absolutely correct. But let people go hungry for three straight days, and suddenly you get a revolution. As Bob Dylan said " When you ain't got nothing, you got nothing to lose".
Load More Replies...Not to quibble but that 34t is caused by not taxing rich people and corporations. We should take it back from them. And for the record, taxes are not theft. Unless you're going to pay for the next aircraft carrier out of your own money.
Imagine 40% of the country not voting for president, 54%-70% (in any given year) not turning out to midterm elections, and 80%+ not turning out for local elections and not grasping why the U.S government is consistently trash.
Americans b***h and moan about the way things are but almost always vote for the same mother f*****s who have done nothing to fix things. You get what you deserve. As long as Americans are civically lazy nothing will get better.
More like "imagine taking everyone's money except the billionaires, and then making a loss on providing services, including those mostly benefitting billionaires"
The problem is that in the last 40 years, the cost of living in the USA has risen dramatically, while wages have increased very little. It all started with "Reaganomics" in the 80's.
Load More Replies...Ugh. I feel this site is getting some MAGAts and Boomers. Yet another, "Stop spending money on avocado toast and you'll be able to buy a house." FFS.
Load More Replies...Gotta get that money to hand to the billionaires that have perfected regulatory capture.
i can cook 5 good meals for that money that will taste good. I cant afford delivery meals.
Haha like hell you can, if you're in the USA. On $35, you can have sandwiches and cheap, boring ramen for a few days. If ground coffee's on sale, you might be able to have coffee for a few days, too.
Load More Replies...I was never big on eating out, but with these higher prices, inferior restaurant food , and crazy demands for tips, I cook. I cook from scratch. My meals taste great, and I spend a fraction.
I feel this. If you order delivery and they get something for someone else too the food is cold and gross by the time it arrives. Fortunately that helps remind me not to order again.
Delivery... Why would anyone use delivery?? OP is right, Fast Food costs are outrageous, but your adding to it... voluntarily???
HAHA definitely! If you don't have a car, or you cannot drive for some reason, you can still make car noises with your mouth while you walk! (No. Your suggestion only applies to people who have cars, or if their town has public transportation. Don't even mention bicycles, some people cannot even buy one, because they're not for sale in their town.)
Load More Replies...A small square of gaffer tape over the check engine light works a treat too.
I went to go somewhere and started my car up. Needed to go back in my house to get something. When I stepped put of my car I heard a light rattling noise.
Just do basic maintenance and have the car checked out once a year. It's a lot cheaper in the long run.
Luckily my blower motor screams loud enough to cover up most other things.
I have needed to get my car heating fixed for about 6 months, but since it's summer next week, I'm going to wait a bit longer.
He was living in the London with his $650,000 new York studio apartment?
Load More Replies...Some people got lucky. A colleague got into BTC back when it was below $400. Didn't buy a lot, but last time I checked he hadn't worked in the last 6 years. No, I didn't listen to him.
My bf is kicking himself for not listening to a friend and investing in Bitcoin when it was like $200 here a decade ish ago😅
Load More Replies...I really did laugh out loud! That's how I'm reading it too! So many lives lost . . .lol
Load More Replies..."I spent most of my money on alcohol, women, and fast cars. The rest I just wasted." ~W.C.Fields
He was friggin 19 years old. At that age, you were just a little dipshit as well.
Load More Replies...That works out to be more than 3,000 pounds a day. That is some serious hedonism
Yes, but 'friends' and 'family' often come out of the woodwork when they think they can get some $ and convince people to spend on them
Load More Replies...Correct. You should start using them while you have a salary, so you understand budgeting and where to get the best bang for the buck (ah ha ha ha ha)...
Load More Replies...Maybe but I bet he wishes he had at least some of that money back. It is possible to have fun without spending literally all your money.
Load More Replies...I have a spread sheet on my home computer that I keep all of my expenses.
People are complaining about 3 dollar a dozen eggs. Thats 25 cents an egg. It cost the guy down the road almost that much to feed the chickens. He charges 3.50 a dozen. I leave 4.
HAHA people complain about $3.75 for a dozen eggs, which rounds up to over $4.00+ per dozen from the grocery store, factoring in things like taxes . Not everyone's lucky enough to live near a farmer who is willing to sell eggs.
Load More Replies...I'm pretty old. I can remember 1968. Gas briefly dropped all the way to $0.23. Most of the time it was more like $0.30. With inflation today those numbers would be $2.09 and 2.72. Which is right about where gas is right now. (That's in Texas. If your gas is a lot higher it's mostly state taxes)
I remember being a kid and gas prices finally hitting $1.00 a litre. My mum was like “I remember getting angry that it was $0.50/L, this is ridiculous!” And today when I filled up my tank I paid $1.73/L 😅 wages have barely gone up but expenses have soared.
Load More Replies...The rest of the list complains of everything else going up - and houses, bitcoin or the stock market aren't doing so bad either.
Both oil and gold have come waaay down recently. But it's true enough.
Looks like the average Sunday morning player in the UK. Probably had a skinful and a big curry the night before.
Load More Replies...How else can you justify a photo like this without photoshop?
Load More Replies...I was never on Twitter but just signed up on Bluesky. I hope more people abandon Twitter.
Load More Replies...I just learned recently that Musk did not invent the Tesla car. He was an investor who forced the inventors out.
World's Greediest Man! No character. No shame. Just the embodiment of evil.
He's rich, but otherwise just a Hampelmann - a jumping jack on strings - and clearly all his money couldn't pay for a therapist good enough to give him an ounce of self-confidence. he will perform like a dog for anyone who pats his head. Plus his tweets that sound like a bitter 12 year old boy wrote them. That's the mental age he's at. It would be only pathetic, but unfortunately a lot of people will suffer because of his inferiority.
When I was a know d bread was like 50 cents a loaf. Now people can easily buy a loaf for $8. Ridiculous.
Load More Replies...A video on the growth of external debt from 1970 - 2024 for 20 highest debtor countries. Video is 6min 30sec long. But to me this is an eye opener on the state on world economy right now. https://youtu.be/9AEJwQKEa9s?si=W-L_DGpVL1nwdsjj
The video shows absolute dollar amounts, which is not all that meaningful. It would be better to normalize it to GDP or something. But it wouldn't be as alarming, so there's that.
Load More Replies...And Trump and team will be using a sledge hammer to fix the economy. Everyone put their safety glasses on. The shrapnel is going to fly pretty far.
Nah man homie used to dive face first into that pile and swim around I'm starting to think those coins aren't actually made of gold
Load More Replies...Best answers "I have bills to pay, and if you give me a chance, I'll give you my best." and "I'm a top performer at my company, but they want to move me to their new HQ. I've just started a family. I don't want to move to their new HQ. I'm onsite doing a multi-million dollar integration by myself. Please interview me."
I bought a fraction of a bitcoin the day after the elections, and it's up 30%. Look down upon me all you want :)
Do you know you can now buy a flawless one caret diamond, completely authentic but man-made for under $600? Just saying...
Stock is no longer tied to the value of a company. Its tied to the percieved value, which has lost all basis in reality
How about stocks crashing 10-20% after crushing earnings because of a rumor?
I don't usually care about incorrect grammar, but this one bugged me too.
Load More Replies...I don't think many people on this app voted for trump
But you shouldn't be working more than one job...that's not a good thing my friend.
Load More Replies...I don't think many people on this app voted for trump
But you shouldn't be working more than one job...that's not a good thing my friend.
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