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When it comes to “girl math”, an association of a whimsical and glitter-laced financial philosophy swirls in the air (or in one’s head). Think of it this way, Pandas, why would someone sane spend $15 on shipping when shopping online? No, we don’t do that here, instead, a lot of women usually prefer to dive into the treasure trove of online goodies, handpicking just enough items to meet that required $30 threshold where free shipping awaits them with open arms. And that’s just one example of “girl math” in question.

And really, who needs the ‘finance bros’ to mansplain the logic behind money or purchases (or even going as far as not counting the calories you’ve consumed over the weekend) when you can simply just… trust “girl math”? Being a woman is certainly not easy, there are a lot of things to consider at all times, so why not make it fun for ourselves?

Image credits: thames0

#1

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Joshua Seaman
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Guy here - I do the same thing if I'm gonna buy the second thing eventually anyways.

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Molly Whuppie
Community Member
7 months ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I do that too, but, to justify it, you are getting $15 worth of product you can actually use, possibly for years to come, whereas the shipping is not that.

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CanadianDimes
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yeah, I never understood the complaints about this. There is almost certainly something else I need (genuinely need, not just want) when ordering online, so I might as well get it at the same time and avoid paying shipping. It's pretty straightforward.

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Anna Losonczy
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It makes sense, at least I got something more for my money. :D

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Nay Wilson
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

As long as you’re buying something you actually need and will use at some point, it’s ok to do this 🙂

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Rob Williams
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

But when you spend the extra $30 you get another $30's worth of stuff. When you pay the $15 shipping fee you just pay $15 to get your original stuff. Not a girl but nine times out of ten I will buy the extra stuff!

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ValdaDeDieu
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This works - as it means you're getting a $30 purchase 50% off!

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Boreddd(she/her)
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well yeah, at least spend the money on something you would actually use yk?

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Debbie Dixon
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well, duh... if your going to spend that much on shipping anyway, you may as well spend it on goods and get something for your money.

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Just Another Girl
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If you were going to buy this item later anyway then it makes perfect sense!

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Oddly Me
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I'll either do that, or decide not to order becuase the amount I need to add after picking out my goods is more than twice my original cost.

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Riani Kivela
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I do this. I find something I was going to buy anyway but was putting off.

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Yer maw 󠁧󠁢󠁳󠁣󠁴󠁿
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yeah, obviously! I'd rather have more things delivered than pay for the actual delivery - Amazon prime's best customer here

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Jenn Olges
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well now - if you're got to spend $10 on shipping or spend $11 to get free shipping - I say spend the $11 and it's really like you're getting that bonus item for $1!

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Tanja Sib
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

But it is also a valid excuse to get an extra item 😌.

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I'mNotARoboat
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

No, don't make this a gendered thing. I've seen more men do this than women but that's just anecdotal and it's just bad math and money management all around. Yes, get a treat once in a while but don't justify your s**tty math and poor self restraint like this.

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Catlady6000
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Why would I waste money on shipping, when I can spend that same money on something I can actually take out of a package and use? Add up the money you've spent on shipping and think about what you could used that for. Don't forget to check your math

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The Original Bruno
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Hold on! This can totally be defensible. The saved shipping cost can make the second purchase be the best way to make that purchase. If the second purchase has little or no value, this is bad, but if you were just going to make the second purchase any way at some later date, and you just bought it a little sooner?

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#2

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jade s
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

If I've been at a pool or in the shower I'm not gonna put the same gross underwear back on. 14 minimum for 7 days is fine.

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WindySwede
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I though it was, if I sleep on it, I might get to common sense, and see I don't need it?

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On, and in case you didn't know, the quirky concept is currently gaining traction on TikTok, where young females share their unique and maybe slightly 'irrational' money habits or spending rationales. To add to more examples, in “girl math”, money saved from a self-imposed spending freeze, after failing to return an item for refund on time, is considered as money regained.

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Mrs Irish Mom
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yup especially if you bought it 3 weeks before and that money is forgotton about then the new thing only feels like it costs 10 euro

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Ben
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I feel like if you use something everyday, it impacts the quality of your life. Worth it

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#6

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Satan Laughs
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I’m looking at you, ULTA. Every dang time I feel bad for passing on “free” makeup for only $75.

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Still, it's wise to perceive that “Girl math” also operates under various other whimsical rules. For instance, if you receive cash from a friend as repayment for their share of a dinner that you previously charged to your credit card, this cash is seen as... well “free money”. Similarly, purchases under $5 are not regarded as real expenditure, because they are perceived as so inexpensive that they’re practically free, we said what we said.

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#7

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MrLiesegang
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yeah, and then they added the taxes and whoosh you‘re paying $55 or so. Means, there are $488 left on the bank account and $38 new dollar to spend…

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Mis Stake she/her 🇫🇮🇬🇧
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

And that money can then be used to get something you would not spend your own money on because it is spare money

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#9

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Lisa H
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

This is valid girl math. Fight me. Actually please don't.

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Another example of “girl math” thinking is the belief that not capitalizing on sales, discounts, or free shipping offers equates to losing money. And in a way that's true, if an item is on sale, not purchasing it means you're financially at a loss (can't go a day without fueling that shopping addiction, right?). That's why, any money saved by forgoing daily treats like coffee or soda is viewed as earnings!

#10

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Justanotherpanda
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It was in an account you couldn't get to and thus couldn't spend, so yes, free money......which you would need for new deposit, but still...

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Yin Lin
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

@Andy Cran (I don’t know if the @ will work but the point is there) I completely agree with what you’re saying, and I consider Mariah Carey a huge a*****e for that, but this really isn’t the best post to talk about it. People came here looking for girl stuff, so they don’t want to see the truth behind abuse towards men. I’m sorry.

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Asswipe
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Meh. I always buy one or more gifts for myself for christmas and birthdays because nobody else is going to do it. I always get what I want #guymath

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#15

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Satan Laughs
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Well duh, you need friends at a concert! I’d rather do nosebleed seats with friends over the pit by myself. 🥹

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#17

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RP
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

wholes day cut up by having to leave the house are ruined so once you are already out of the house, it makes sense to pack in all the stuff you have to do then. 100% behind this

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lily jones
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Cash doesn't count, and the tens/ones left over from your hundreds don't count

#21

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Satan Laughs
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

I don’t care for MISTER Bernard telling me about girl math. Except the Amazon one. That’s true. Good boy.

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Argle Bargle
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Yes!! Paid a little bit extra each week by a miscalculation, then at the end of the year, the real estate agent says please could you stop giving us money, it's messing up our books. I was very ok with that proposal

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Satan Laughs
Community Member
7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

You can earn free stuff at double the rate. This checks out.

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Walter Brameld
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7 months ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

It's funny how, decades ago, cash was "real" and credit cards felt like free money, but now it's the reverse.

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Walter Brameld
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Depending on how many dozens of miles you walked, this could be true.

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Diana Pahule
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Sorry, I use the currency conversion and realize I don't need that.

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The Original Bruno
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7 months ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Translation: I bought something yesterday and still stayed within my budget. Now today, I can enjoy it and stay within today's budget.

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Note: this post originally had 53 images. It’s been shortened to the top 30 images based on user votes.