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A very important part of traveling outside of where you live and, preferably, your country is the ability to learn just how people live elsewhere. Sometimes it’s just a mind expanding experience, but there are cases where you, unfortunately, discover that what you thought was normal is, at best, just a scam.

Someone asked “What's the biggest scam in America?” and people shared their thoughts and comparisons. So get comfortable as you scroll through, upvote your favorites and be sure to add your thoughts in the comments below.

#1

A group of businessmen in suits discussing common scams in America at a conference table. The use of religion in politics.

anon , Getty Images/Unsplash (not the actual photo) Report

Andrew Keir
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Religion has a place in people's hearts, advising them about how to act. It has no place on the statute books, ordering other people to act as the religious people decree. Religion is internal, and should never be external.

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keyboardtek
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Trump just wooed the Evangelicals by promising to end abortion. He could care less about abortion. He just wanted their votes. Apparently as long you are against abortion, you can be a con man, a liar, a philanderer, a rapist, and a crooked business owner and religious people will look the other way.

The Darkest Timeline
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

The American Taliban care about the same thing he does: power. He promised them social control and they let him rip off the treasury. Charlatans, the lot of them. Any god that would reward them for this sort of behavior is not moral.

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Mike Crow
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

The American forefathers had separated church and state to avoid this. Too bad people forgot.

April Pickett
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

I don't believe anyone "forgot". Memory can be selective. They can ignore the separation of church and state because they want to. It's also a power play by churches (all of them) to gain authority over their congregations.

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Mary Reeves
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Religion and Politics should NEVER be allowed

Broadredpanda
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

The fact that ANYONE in America voted for him at all, is absolutely shocking! The fact that this EVIL POS is allowed to run this country, is absolutely terrifying!!!!! I can’t believe there was enough votes to put him back in the White House, makes for a horror movie that this MF and its followers are taking over the world. Oh! Hang on, it’s not a movie? It’s reality! Multiple felonies couldn’t stop him running for president? And he’s yet again been given more power to abuse and destroy anyone he deems fit. It’s not that far from a dictatorship! Good luck Americans!!

Sand Ers
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

They have control of all three branches of government, and a Supreme Court that is entirely willing to rule the constitution itself unconstitutional if it advances their goals. It is a dictatorship. It just hasn't really kicked in yet.

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Steve Riddle
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Religion is all about Control. Religion wants a person to be guilty & ashamed. It's an age old SCAM!

Andrew Keir
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

"There is a debt you owed before you were born" - classic scam

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Tabitha
Community Member
10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

People forget—-or don’t bother to learn in school—-that there are several really good reasons the Founding Fathers specifically separated church and state. The biggest one is the history of religion-based conflicts between the European countries they came from, specifically England from the time Henry VIII wanted a divorce from his first wife, Catherine of Aragon, because he wanted a son (and it wasn’t known then that the chromosomal contents of the father’s sperm is what determines the gender of the baby), and had already chosen young Anne Boleyn to have that son with (and we know how that worked out—-if we bothered to listen in history class, that is). During and after Henry, the UK was a hotbed of religious persecution, all dependent on the faith of the ruler—-a situation that lasted centuries, and still happens in some pockets of the countries that make up the UK.

iLLbeback
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Middle East. Just kidding, everywhere

Ginger ninja
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

So much for separation of church and state

Heras buddy
Community Member
10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

An evangelical preacher once told Jimmy Carter that he would pray for him to become a real Christian. Should have been the other way around.

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RELATED:
    #2

    Person wearing a mask talking to a doctor, highlighting common scams in America. Health insurance.

    MFSimpson , Ahmed/Unsplash (not the actual photo) Report

    Tyranamar Seuss
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Look. If there's one thing you need when you visit America, it's health insurance. Please make sure you get it. Or a simple illness could leave you bankrupt.

    Kenneth Barns
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm not sure that "having health insurance" will adequately protect a person from (American) medical-expense related bankruptcy.

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    PenguinEmp
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Murica in a nutshell Guns? Yes! Ammo? Yes freedom! Free access to health care? Commie. Abortion access? Woke libs. Deport all immigrants? Yes! Funny the only country that is all run by immigrants (white people) is the only one without healthcare and the metric system.

    Glenn Cuneo
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My cancer related bill after 11 years? $4.3 million.

    Cracker
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    That you’ll never have to pay.

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    Warren Peece
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm in the VA Health system. It was easy. All I had to do was give a few years of my life to the military, get into a helicopter crash (I was not the pilot), and have pain every day for the last 30 years.

    Rosecrucian Roeth
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unless you're a politician or the 1%, no matter how much insurance you have, you will still always pay.................extra

    Adrian
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm from the UK (free healthcare) living in California (insurance required). Has anyone done the math comparing the higher taxes in the UK with the benefit of healthcare? In my case, I'm better off financially and have superior healthcare, shorter wait times, etc.

    General Anaesthesia
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Another "I'm okay so screw everyone else" story. Per capita the US spends more on healthcare than any other country on earth, with coverage levels below developing-country levels, with bankruptcies, homelessness, due to medical bills (in spite of insurance!). So universal healthcare is blasphemy in the US but Viagra a male entitlement.

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    iLLbeback
    Community Member
    10 months ago

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    This comment has been deleted.

    Cole Earnhart
    Community Member
    10 months ago (edited)

    This comment is hidden. Click here to view.

    Huh? Maybe it's the provider and not the insurance itself?

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    #3

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts The illusion that it's the greatest country in the world. No national health service. Short maternity leaves. High gun crime. And people who worship politicians like God's. And rampant institutionalised racism. And those are just the things off the top of my head.

    YerryAcrossTheMersey , Kristy Cruz/Unsplash (not the actual photo) Report

    K Madden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Women not having autonomy over their own bodies...

    Kenneth Barns
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Much of this would be shown up is things like "income" and "life expectancy" were compared between nations using median values rather than mean values. That way the grotesque standard of living of the 1% does not make the standard of living of the "typical person" look better than it really is.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    fully agreed - though arguing about 'median' vs. 'mean' values goes right past most people. If you say "the average person has..." rather than "the average income is..." then you're concentrating attention on people, which is usually a good thing to do. "The average person" is the median.

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    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What was it I read here the other day? The US is the nicest third world country someone said he'd ever visited.

    Michael Largey
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    There are some very nice third world countries where the police don't kneel on the throats of minority suspects as a standard practice.

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    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    America is the greatest country in the nation.

    Sven Horlemann
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    +general stupidity (apologies) which comes handy controlling masses. Yeah, do your home schooling, everyone.

    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Mass consumerism with total disregard for the environment

    Full of Giggles
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It’s only a small group of people who think the US is the greatest country in the world, which is ironic considering their motto is “Make America Great Again.”

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    All slogans and group shouts are carefully chosen to sound simple but allow extensive interpretation later. Simple, so the crowd can remember the words - vague, so the politicians can say "I only did what we agreed" later. If they bother to explain at all; if you're explaining, you're losing.

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    Geoffrey Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We ARE working hard to change some of it. Which is why I enjoy this venue. Contrary views may not be welcomed by everyone, but thinking IS encouraged. As opposed to our world today, where people are being TOLD how/what to think by people who decidedly do NOT have their best interests at heart.

    Lowrider 56
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Im an American. From the time you enter school you're told that America is the greatest country in the world. It aint.

    Forrest Hobbs
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The gun death toll in the USA is appalling. Not a lot of people seem to notice that the US death rate on the roads is pretty much the same as the US death rate from shooting. Cars kill as many people as guns in the US. Meanwhile, Sweden is trying to reduce its road deaths to zero. https://www.roadsafetysweden.com/about-the-conference/vision-zero---no-fatalities-or-serious-injuries-through-road-accidents/

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Lunatics don't try to kill children by driving their cars down school hallways.

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    #4

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Tipping instead of actually raising wages for waiters

    Edit: I was referring to tipping as a necessary law. Yes people tip, but should they be the ones to ultimately blame if you haven’t been tipped and can’t survive the week? No. It’s the firms that you’re working in. They should pay you enough to not have to DEPEND on just tips to make a living.

    Aggravating_Sea_140 , Blake Wisz/Unsplash (not the actual photo) Report

    Jenn Smith
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Some Pandas may be blissfully unaware that in the U.S, $2..14 per hour is somehow ok for many restaurant workers...so heLL yeah..please tip At least in South Carolina USA

    Broadredpanda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But the public shouldn’t HAVE to!!! How some people who don’t tip are treated is appalling! The whole tipping culture is wrong on every level. I’m from the UK and I tip when I get good service, but it’s NEVER expected and never judged (to our face at least)

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    AisForRebel
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    How can most of the rest of the world have servers but no tips. In America the prices are higher to eat out than anywhere else I've been and they expect me to pay their workers' wages.

    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    7.35 is the national minimum wage. Let's see a politician live on it for a month.

    Panda Promise
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unreal that we as Americans have 'allowed' this to become the norm

    Adrian
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    California's minimum wage is now $20

    Rizzo
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It sounds cruel, but I wouldn't eat at a place where the people don't get paid fair. That's one reason I would never visit the US. Apart from all the other b******t that is going on.

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Of course businesses should get rid of tipping but until they do I'm still gonna blame diners that don't tip. Nobody should have to work for free.

    Peter Lee
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The bit that surprised me when I went there is expecting the prices of food and drink to be cheap as the wages aren't built into the prices but they weren't

    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Pity American waiters Can't even earn a decent income without tips.

    Pencil
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No American workers earning MW are earning a decent income. Servers are the lucky ones who at least have the potential to earn more. No one stocking shelves at Walmart does. This whole thing about tipping culture is yet another distraction that people are falling for. It's meant to make us jump up and down about servers (who overwhelmingly earn more than minimum wage) so we don't demand that the minimum wage be raised for ALL workers. To be clear, the mean average income for servers in the US is more than double minimum wage. But the employer only has to pay them as little as $2.13 an hour. If you were earning more than twice what you could get in any other job, would you care that it was from tips? Especially knowing that, if your tips disappeared, your employer would then have to pay you the same MW that all other MW workers earn. It's the MW that's the issue and this is the tail wagging the dog to keep Americans from demanding real change.

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    Troy Parr
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This tipping thing annoys me. I work and rarely get tips, maybe just once a year, if that. Yet I've had to go above and beyond what I'm paid to do. Say, making deliveries of building materials where no one is there. Or much more typically it's just the "lady of the house" and no builders on site. They expect me to unload manually and move the goods to some far corner and even move obstructions in order to get stuff under cover. I've been cold, wet, dirty, hurt by trips and hazzards and all sorts. Yet never a tip. A low paid job yet never a tip. It's not part of my actual job, just taken for granted that I will go above and beyond for someone who simply cannot comprehend that their purchase of materials for DIY doesn't include me doing that for them. Yet I am expected to tip someone who's very job it is to bring my food to the table? Something much lighter, working in the warm and dry in clean conditions? No. Just NO. Not enough room here to say the rest of this...

    Sera
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Get paid more than $2.13 an hour? Then shut the fũck up.

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    #5

    American flag waving on a tall flagpole against a clear blue sky, symbolizing common scams in America. 2 Party Political System.

    Trends_ , Jonathan Simcoe/Unsplash (not the actual photo) Report

    Graham_Illegal
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is a far bigger problem than most Americans are willing to acknowledge.

    iseefractals
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Half the country refused to accept that trump lost in 2020....the other half refuses to accept that he won in 2024....40%+ of the country already doesn't vote, and people are already pretty pissed off at "independent" voters as being irresponsible. I really don't see the american public being more receptive to candidates who win by nabbing 10% of the vote. And no, that's not me supporting a two party system, or criticizing a multiparty system.

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    C Hendrix
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    There are actually more than two parties, it's just that if you're not one of the big two, you might as well kiss any chance of being elected goodbye.

    Pencil
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You're exactly right. But Ranked Choice Voting is such a simple cost effective and easy to implement solution. https://fairvote.org/our-reforms/ranked-choice-voting/ And where it's been adopted, like NYC, it's working: "It...helped drive up voter turnout, led to a more diverse pool of candidates, and helped more women and people of color win.” Source: https://www.amny.com/politics/ranked-choice-voting-boosted-turnout-diversity-nyc-primary/

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    The Darkest Timeline
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The electoral system set forth in the constitution essentially guarantees a two-party system. That was definitely an “unintended consequences” scenario by people who didn’t necessarily want political parties.

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The founders assumed that no candidate except someone like Washington would get a majority in the Electoral College and that the president would usually be chosen by the House of Representatives, as prescribed in the Constitution.

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    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Don't forget about fixing the system by making it nearly impossible for a third party to compete.

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A British commentator once said "The Americans have two political parties. The Republican Party, which is the equivalent of our Conservative Party. And the Democratic Party, which is the equivalent of our Conservative Party."

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That's shifted now. One of the conservative parties has gone openly Nazi. And proud of it.

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    Pencil
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Ranked Choice Voting is such a simple cost effective and easy to implement solution. https://fairvote.org/our-reforms/ranked-choice-voting/ And where it's been adopted, like NYC, it's working: "It...helped drive up voter turnout, led to a more diverse pool of candidates, and helped more women and people of color win.” Source: https://www.amny.com/politics/ranked-choice-voting-boosted-turnout-diversity-nyc-primary/

    Eunice Probert
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You need a Monster Raving Loony Party just to balance the real loonies.

    Limey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes they do… I keep telling my American colleagues about Screaming Lord Sutch!

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    LtsGoBck2the90s
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I truly wish Bored Panda wasn't so political. I wish people could see that the government has been the one to devide us. We should love each other and be happy that we have the freedom to have different beliefs.

    Alex Ruddies
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A two party system is one away from a one party system...so yeah, it's kinda weird...

    Rizzo
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You may choose between constipation and diarrhea.

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    #6

    Newborn baby sleeping in a hospital bassinet, wearing a patterned onesie and mittens. The whole health system... like... putting a fee on holding your baby after giving birth? Seriously?

    Limp-Sundae5177 , Wesley Tingey/Unsplash (not the actual photo) Report

    Natalia Viana
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes https://www.bbc.com/news/blogs-trending-37555048.amp

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    The Scout
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Like in the Lyrics of "America" in West Side Story: "Everything's free in America - for a small fee in America." If it can be monetarized, it will be.

    Forrest Hobbs
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    1961 movie version: https://www.youtube.com/watch?v=YhSKk-cvblc Lyrics: https://www.allmusicals.com/lyrics/westsidestory/america.htm. It's quite a comment - which somehow isn't at all dated... 🤨

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    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm the type that would call their bluff. "I don't have any money. Here, you can have the baby in exchange." You know, a newborn on the black market would get $40,000 at one time. Now that amount of money wouldn't touch the hospital bills. So there's that.

    Silberwolf
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If that's true that's criminal.

    Sophia Athene
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    OP is referring to "skin-to-skin" contact. I think it involves different staff. But look up that phrase for more info b/c I know very little about it as I'm blissfully childless by choice and have derpy cats. Thanks to VP Vance, I am no longer allowed to participate in any regards to the legislative process of my country for the next 4 years. I haz the dumb and can't cogitate properly regarding laws since they after America's children and I have no stake in our future

    Sprouted Tater
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Whoa, that is a new one to me. More explanation please?

    iLLbeback
    Community Member
    10 months ago

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    LizzieBoredom
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Just because you weren't charged a 'holding' fee after giving birth to your baby doesn't mean it's the same for everyone.

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    #7

    "Person studying, taking notes with a pen, referencing Mometrix test prep book, focusing on common scams in America." COLLEGE TEXT BOOKS. You need edition 10 for this class. They change one chapter in the book make it a new edition over price it and f**k the college kids. Always drove me nuts when I was in college.

    anon , Avery Evans/Unsplash (not the actual photo) Report

    Christi Yeater
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I had professors who just annotated the page differences and photocopied any changes we needed to know... Community college, where you weren't expected to pay through the nose for your education.

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    Anne Roberts
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    About 25 years ago I had to buy a college math book for $100. The entire answer key was wrong and misnumbered

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We just had the books on loan for a small fee

    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What would p**s me off to no end was we'd have to buy textbooks for say, a class in Calculus A, with 12 or 15 chapters in the books and in class we'd only go through chapter 6. Next semester for Calculus B, we couldn't use the same books or the remaining chapters. Oh, no. This teacher was special. He'd have us use a very similar book (all Calculus books go in the same order, by the way) and we'd have to buy a whole new book. And then use chapters 7 through 12. A******s, all of them.

    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Change chapter 11 to 12 and 12 to 11. That'll be 300 dollars please.

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Only a handful of text book publishers exist. They are in Texas. They get to write what goes in the history and science text books.

    Sophia Athene
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    No. Only in primary and secondary textbooks. Definitely not college. I'm a college prof but I seek out cheap textbooks and I don't assign any that will require a new edition for several years. Archaeological evidence and new discoveries make updates important but I use those books sparingly and not a single one is beholden to Texas politics, even though a few are published there.

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    Sophia Athene
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    From a college professor, rent textbooks if they're not for your major or minor classes. As much as it pains me to say this, buy electronic versions when you buy. E-books and renting have blown the textbook trade wide open. Also, look for colleges/universities that will block bill your classes, fees, and books. The university will charge you one set fee as long as you take 4 classes. You can take 5 and it costs the same. This can get you out quicker while paying less. Most of the block bill will charge a set cost for all your textbooks. I can assign you four books for $50 for class and another prof could do 8 and they cost $200 each. You won't pay anymore than that one fee. If you're on scholarship, it works the same. It's applied to that block cost whatever your scholarship is.

    April Pickett
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not just a chapter, maybe a paragraph, or a different book cover. I think it's great that you can get most of the books online for less money,

    Sprouted Tater
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    So true and utterly ridiculous to burden students, especially those who are paying for an education by themselves.

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    #8

    "Scientology building in America with an American flag, highlighting common scams theme." Scientology.

    anon , Alexey Taktarov/Unsplash (not the actual photo) Report

    Forrest Hobbs
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Scientology is a scam invented by L Ron Hubbard, once he realised it could make him more money than he'd earn from carrying on writing second-rate science fiction. The reason Scientology sounds like second-rate SF once you learn about it, is because it actually *IS* second-rate science fiction.

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    Sprouted Tater
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I’m gonna disagree on this K Madden, such a huge assumption on your part.

    Only Me
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A science fiction writer invented a religion and now millions of people have been sucked in. F**kwits.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A threat to those who join it, agreed, but not as much of a threat to non-members as any of the "Kill the unbelievers and you'll go to Paradise" ones, possibly.

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The kids born into it don't get to decide to join it.

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    LizzieBoredom
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "Losing My Religion" was a suggestion.

    LtsGoBck2the90s
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I agree with Scientology because they are cruel to their people however, I don’t understand why most of you hate God so much...

    SlightlyTarnished
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Scientology is global and no different than any other religion.

    iLLbeback
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    All religions. Everywhere

    Oskar vanZandt
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think Scientology doesn't qualify as a religion... It's a cult.

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    Ron Man
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Scientology is a worldwide religion, but only a scam in the US? Got it....

    quentariel
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Well, I haven't seen it out and public in much anywhere else, at least having that kind of position. So in other countries where it's legalised it has so much less power, money and publicity that it's not very threatening alltogether.

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    #9

    Person holding a professional camera on an urban street, capturing footage. News as entertainment.

    anon , Kenny Eliason/Unsplash (not the actual photo) Report

    K Madden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Politics as entertainment.

    Philly Bob
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It just turned into a bad horror series.

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    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Since FOX news stated in court that they are not a news network, they are but an entertainment network, they should by law have to state that at the beginning of every broadcast. The average American conservative lacks the mental capacity to recognize the difference between accurate news and infotainment.

    Michael P (Perthaussieguy)
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I would go so far as to require them to have a running banner along the bottom of the screen 24/7 stating that

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    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Entertainment as news. (Who cares who Taylor Swift is dating?)

    Nitka Tsar
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It‘s not about stuff like that though. It‘s about the format. US news LOOK like entertainment. Like talk shows or something. In comparison, other countries news are somber, serious and to the point.

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    Tabitha
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Get the corporate suits tf out of it, and return to the way news used to be. If we have to conjure up the spirits of Walter Cronkite, Edward R Murrow, Nellie Bly, and Jacob Riis to haunt their lives and scare the everlovin’ s**t out of them to force them to make that change, then so be it.

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Blame Watergate (and hence Richard Nixon). Broadcast news used to be considered part of the network's "public service" obligation. Watergate got so many watching that the news became a profit center. That is, if the news could be kept sensational enough to bring viewers in every night.

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    Paulsible deniability
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "News" that's actually opinion and propaganda.

    DrBronxx
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Something that has sadly been exported, to varying degrees, to many other parts of the world.

    Rick
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Too much and too often. Their only goal is to get as much attention as possible.

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Every country does this. Ever heard of UK tabloids?

    Lori Stroud
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    News is not meant to be entertainment. Its purpose is to inform and educate.

    Hoban Michelle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    America politics is quite entertaining

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    #10

    Person overwhelmed at a desk, illustrating stress from common scams in America. The idea that you need to be productive all the time. It's ok to just exist.

    Weekly-Pay-6917 , Mushaboom Studio/Unsplash (not the actual photo) Report

    Cracker
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Japan would like a word

    Kise Miarse
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    🤷‍♀️ We never claimed to have the market cornered on burnout A problem can exist in more than one place.

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    Xx_M00NL1GHT_xX
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    TRUE BC PPL AWAYS EXPECT U TO BE PRODUTIVEE!

    Alex Ruddies
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yeah, but what should happen is people should push back. We shouldn't be as productive as we are for an end that isn't ours to own either individually or collectively.

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    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

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    #11

    Person administering an injection in an office setting, highlighting health-related scams in America. Insulin prices.

    RazonaRay , Getty Images/Unsplash (not the actual photo) Report

    Anne Roberts
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Insulin is cheap to make. Pharma companies should be ashamed. I knew a girl who had to ration her insulin - when she could afford it.

    Libstak
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And then theres my mum in Australia sitting on 12 months supply, all handed out for free every time she attended hospital for non related overnight stays...shes 82.

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    Joe Russo
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    When I moved to Greece, my allergy OTC meds went from $30/week to 3 euros/week. Meds not made in Greece, but imported....

    Ron Man
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yep. Big pharma in general

    Abdullah Abd Rahman
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    With government national health service, many citizens in countries besides the US can get insulin for free.It's in the annual Government budget. For a country that's supposed to be the richest in the world , Americans are really being scammed by your politicians, who are colluding with Big Healthcare and Big Pharma.

    Ange Marsden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In NZ it's $5 for a 3 month supply (the last govt made it free). If you *have* to buy an unsubsidized emergency vial, it's about $18 - everything you pay over US$9 is price gouging.

    MetaMaxNL
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Did a quick Google search coz I was curious what it would be here in NL, €14 for 100 units. I checked once is we could send some. Nope.

    Sonia J-Coffee
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Dentists!!!! It is ridiculously expensive

    Only Me
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Free here. Because it's necessary for life.

    Emma B B
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    As a T1D, this disgusts me. I’m from the uk and do not pay for any of my prescriptions (related to diabetes or not). If I had to pay for my insulin I know we couldn’t afford it and we both work! I have a permanent blood glucose monitor every 14 days, they alone are £50 each if bought privately. My husband does pay for his medication (he has x2 a month) but we have a standard prescription charge of about £10 per item, or you can pay about £120 a year and buy a certificate that allows you as many prescriptions as you need. I really feel for those who can’t afford life living medicines, if I knew it wouldn’t get picked up by customs, I’d 100% send a load of my insulin to someone in need. It’s just really sad.

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    #12

    Person holding a credit card in front of a laptop, highlighting common scams in America. The entire credit score system.

    Suspicious_Station83 , Getty Images/Unsplash (not the actual photo) Report

    iLLbeback
    Community Member
    10 months ago

    This comment has been deleted.

    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Absolutely. And the a*****e government promotes it. Here in Washington state we have people trying to get jobs. Trying to get apartments. Trying to qualify for home loans. All these things require a stellar credit score, which a lot of people don't have. So what does our idiot governor do? Passes a bill to allow companies, banks, and landlords to require a credit score from people. Like, bonehead, we already don't have enough homeless, jobless people living in this state? You b***h about that, then contribute to the problem!

    RedCorvette
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They would ding you for using your card but will also ding you for using a card you rarely use to keep it active. They’d ding you too for not having any credit history.

    Pencil
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The US isn't the only country that uses a credit scoring system. https://finmasters.com/what-countries-have-credit-scores/ But ours is the most difficult for consumers.

    My O My
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I am so glad I live in a country without this system

    Cpt. Christan "Panda Bombero"
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Especially since it completely up to the whims of 3 for-profit-companies.

    April Pickett
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I found out a couple of weeks ago that credit card companies charge the vendors to process the credit charges.

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sounds like something someone with a bad credit score would say

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    #13

    Hands using a calculator on documents, illustrating common scams and financial caution in America. Paying your taxes and then never seeing a return on your investment. That's OUR money! Fix our roads, give us health care, educate our children PROPERLY, pay our teachers a living wage, RAISE UP people below the poverty line so they can live with dignity. Stop wasting 750 BILLION a year on our military.

    CharismaticAlbino , Oleg Ivanov/Unsplash (not the actual photo) Report

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Noam Chomsky said Ronald Reagan's monster increase in defense spend was the largest transfer of wealth to the upper class in years. No matter which party is in power, every year defense spending gets an increase. But when someone talks about single payer healthcare, we are told we have no money for that.

    Owen
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Noam Chomsky is, in my opinion, extremely intelligent and usually right. I would prefer him to be the next president, but (rightfully) he wouldn't want to be.

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    Limey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I always wonder why Americans think that the tax refund is some kind of gift. You just made the government an interest free loan. I pay the minimum out of my paycheck and put the rest in a small savings account, which granted doesn’t earn a lot of interest, but it’s mine not theirs…. and then pay the diff to them at the end of the year.

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I mean, you could look how other counties do it. Oh that's right, that's socialism....

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That's what I am saying. There is knowledge on how to be better to each other in our government and social services. How is Healthcare organized in the countries where it functions for the people and not for profit? Let's do that. We don't need to reinvent the wheel everywhere here. There is much power in sharing these understanding. How can we encourage each other to look past our superficial understandings of the varied modes of governance so we may get to deeper discussions of how we navigate out of this mess? I'm not sure, still working on that one.

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    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This applies to the USA only.What a scandal it is ! The US doesn't even have a national health service despite being the richest country in the world.

    Monica G
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They are funneled towards Ukraina project.

    AJ James
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    So this person wants socialism.

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Nothing wrong with a bit of that. Makes a country better

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    LtsGoBck2the90s
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    America needs a strong military. Though we have such a corrupt system that pockets most of our tax money.

    jmdirks
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sorry but we have to give it all the ileagle migrants and fund Ukrain.

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    #14

    "Ticketmaster screen display, related to common scams in America." Surprised no one mentioned ticketmaster yet.

    hopsteiner420 , donielle/Unsplash (not the actual photo) Report

    Lucas Jackson
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Worst scam going, how they still operate is beyond me.

    Rosecrucian Roeth
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They buy their operating license through political donations

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    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Need to reinstate anti trust laws. And one political party isn't going to let that happen.

    Cpt. Christan "Panda Bombero"
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I know loan sharks that are nicer then Ticketmaster.

    April Pickett
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This company should be legislated out of business or at least have their prices investigated. I bought a ticket to a concert, didn't think I could make it, and called TicketMaster to see about selling it back to them. They said they would charge a fee to buy it back from me and then would sell it for the listed price with fees to another person. I think they have to have fully disclose all fees + ticket prices now.

    Jenny
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is a worldwide problem. We are forced to use Ticketmaster in the UK.

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    #15

    Hand pressing ATM keypad, illustrating common scams in America. Bank fees. You are broke so we are going to charge you for being broke.

    Bradyj23 , Eduardo Soares/Unsplash (not the actual photo) Report

    Janissary35680
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sadly not in Turkey either. Until recently our banks tended to absorb most of the smaller fees they're allowed to charge in order to steal customers from one another. This year they all seem to have suddenly had an epiphany and now everyone's charging for even the smallest online transaction. 😠

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    K Madden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Stop using banks. Credit Unions are the way to go!

    Breadcrumb.
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Why? I use a credit union and they started charging for more than 7 taps a month after my local grocery store got self check out. Now I use my credit card and just pay it off in complete.

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    Kelly Scott
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    And the banks do everything they can make it worse. Write 5 checks but your account can only pay the 4 smallest ones? They will DELIBERATELY pay the largest check first and then bounce your other 4 checks for a $40 fee for EACH of those checks. Here you go guys - I won one. I went across the street to exchange a roll of pennies, two dimes and a nickel for three quarters at Chase. I was told I needed to be a customer before I could do that. Well, screw you jerks. When I got the back pay from my disability process, I walked over to Chase and told them that I had over $30,000 to park in an account while I looked for land, which could take a couple years. But I told them I wasn't going to park my money at their bank and I told them why. I'm sure that's a tiny amount of money for a large bank like Chase, but it still felt good.

    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Forgot to add, when they had an offer to give new customers $400 to open a new account and keep it open for 6 months, I did that. And after 6 months, I closed that account. That felt good, too.

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    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But we had to bail them out. Where's our fee.

    Only Me
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Thankful it was banned here.

    Uncle Schmickle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Same in Australia ... and it's getting worse !

    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No bank fees in many countries outside the US.

    Spittnimage
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And keep racking it up every day.

    UnpopularPanda
    Community Member
    10 months ago

    This comment has been deleted.

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    #16

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts The entire f*****g prison system.

    anon , Getty Images/Unsplash (not the actual photo) Report

    Jenn Smith
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Even county jail. Need feminine products? 14.00 a box. Shampoo? Soap?..hope you can pay. Bra and underwear? Lol, we'll be confiscating those..but happy to sell you a new set from our canteen

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not only is it expensive for the inmate it is the cheapest junk possible available on the market. Deplorable. I was a lunch lady for a spell and the meat that the prison system uses is the same meat the government gives public schools in their commodity deliveries twice a year. The stuff that sint good enough for the market. Ya'll, this meat...not OK! Bits and ends of the better cuts, full of fat, oh so much fat! We gotta do better!

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    Limey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Private prisons, with prisoners making goods for $1 a day that the company sells on the open market. (Don’t tell me they don’t, I worked in this space and I know they do).

    UKGrandad
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The U.S.'s for-profit prison system is essentially slavery in all but name.

    Deborah B
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Every element of the "justice" system is set up to exploit - ankle monitors, half-way houses, d**g testing, parole meetings, etc, all are paid for by the person on probation/parole, at extortionate rates, with no other options, and if you can't make your payment, it's a parole violation, and you go back to prison. Oh - and your judge can own that for-profit half-way house.

    Betsy S
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Pretty sure this must mean the USian prison system. Its basic design is flawed because it's operated for profit. Setting it up perfectly for corruption. The prison system should be run by the government and NEVER make one penny of profit. Its purpose should be rehabilitation of inmates so that they never go back to prison again. Making it for profit makes it attractive to the money-grubbing jerks to create a revolving door system, rather than to improve society.

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's not "set up for corruption", it -is- corruption. Creating a profit motive to incarcerate people is inherently corrupt.

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    LtsGoBck2the90s
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm sorry but if they're in jail/prison I don’t feel like they should be having any luxuries. They are there to be punished.

    Uncle Schmickle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is privatisation at its worst.

    Spittnimage
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Somebody I know has been in jail says they sell cough medicine in the commissary at our county jail. Inmates buy it to get high yet they still sell it knowing what it's used for.

    Randy Sanders
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Jail is not supposed to be pleasant.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Agreed, but it doesn't have to be lethal, even in slow-motion

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    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Middle East? Mexico? South America? Russia? Most of Asia?

    Natalia Viana
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Us has the largest incarcerated population in the globe. So… nope

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    #17

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Mega Churches.

    Overall-Ad2585 , Jenny Marvin/Unsplash (not the actual photo) Report

    Limey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes! And if churches get involved in politics and make donations to politicians (which they do) they should lose their tax exempt status.

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    Betsy S
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Churches period. They used to have a function. They provided health care and education and therefore were not taxed. Now they just educate people on how to be corrupt and/or how to remain groom-able. They should be taxed TO THE HILT!

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Churches are the only place many people go for social contact and friends. They would be seriously lonely if churches did not exist. I bet most people know inside their brains the religion dogma is all BS. They go because it is their social network.

    Deborah
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    How can mega churches with thousands of people be a place for social contact and friends?

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    SlightlyTarnished
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The term "Mega Church" may be an American thing, but mega churches are a global thing. Of the 25 largest churches in the world, only one is in the US.

    Broadredpanda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    MEGA cults! Sorry I put the letter l when it should have been N. I’m gonna be banned lol

    censorshipsucks
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    er bored panda we know you are based in europe but that is not an american megachurch in the picture, that's a european cathedral, probably catholic. Try a bit harder? google "american megachurch site:images.google.com"

    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Religion should never be a for-profit business!

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    #18

    Person holding a stack of US dollar bills, illustrating common scams in America. Those payday loan businesses. It’s predatory as s**t and it’s just legal loansharking.

    1980pzx , Kateryna Hliznitsova/Unsplash (not the actual photo) Report

    K Madden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And many of them are located by military bases.

    Joshua David
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My partner and I used to do this in the late 90s early 00s to make rent. Then when you cant afford to pay off the $300 after 2 weeks, you can give them $98 to "roll it over" and keep it current. Then you pay back the sum and and you're back in line doing it again.

    Eunice Probert
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They were all but banned in the UK after the Anglican church got involved and campainged against the loan sharks were. They are not allowed to advertise anywhere.

    joann fielding
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I thought usury was illegal in this country. (US) How is this not usury?!!!

    Jenn Smith
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's called something different when rich people do it.

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    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    There are more scam businesses in the US than legit ones.

    Curry on...
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Have you looked at interest rates on credit cards lately? Usury.

    iLLbeback
    Community Member
    10 months ago

    This comment has been deleted.

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    #19

    Statue of Liberty with city skyline, highlighting common scams in America theme. The idea that anyone can become anything — it’s simply not accurate. That’s just something the privileged and the wealthy like to tell the rubes so they don’t protest much when, inevitably, the rich get richer and the poor get poorer.

    RandyTheRealAmerican , Simon Joseph/Unsplash (not the actual photo) Report

    Breadcrumb.
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Nepotism thrives in a capitalistic country.

    Oskar vanZandt
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That whole "you can be or do anything..." is a crock of sh1te... Everyone has their strengths and limitations. And most of us do not have wealthy parents who can support us while we search for meaning or have contacts that will guide us into cushy jobs.

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I told my students "It's not about being what you want to be. The trick is finding out what you should be and becoming it."

    Broadredpanda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You CAN be anything if you have rich parents!

    Jayjay
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This one should be at the top. This one covers all other posts in here. This is the achillesheel of the USA.

    iseefractals
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    "The rich" aren't the ones pushing for equality of outcomes. Look at the fire chief of the LAFD...."Creating, supporting, and promoting a culture that values diversity, inclusion, and equity while striving to meet and exceed the expectations of the communities are Chief Crowley’s priorities" and when criticized for having those priorities backwards, and people questioned her ability to do the job she actually said "He got himself in the wrong place if I have to carry him out of a fire" ....the situation of being trapped in a fire....where people in danger expect to be able to rely on those in emergency services whom their taxes pay for.

    Joanne Earle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We now have two classes: The Truly Needy and The Truly Greedy.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "The poor get children", surely?

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Got told the exact same thing as a kid. Already knew then it was bs. Everything needs skill

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    #20

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Healthcare being tied to employment is designed to defang unions.

    mashupman1234 , SJ Objio/Unsplash (not the actual photo) Report

    Jenn Smith
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But..we got essential oils and faith healers! / s

    Limey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    “At will “ employment which means you can lose it at any moment, but you don’t dare quit in case you get sick before you find something else.

    Leslie Victor
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It is also a big kick back to the insurance companies, as you do not have any choices on which one and the co pay is high, and if you leave, blip no more coverage even after paying in for years...arrg...

    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Same as 401k to kill the pension system.

    Geoffrey Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You would've thought I pooped on the conference table during a meeting our US Rep(R) had with constituents. "I am in the minority here I am sure, but I think the ACA, as a 62 yr old retiree is a great thing".

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It was a Republican gift to the insurance industry. It may be working for you, but that doesn't make it a success.

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    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And yet, no one does something

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We are trying. There isn't some all powerful, empathetic and effective person that is going to give us the answers and be our savior. That wouldn't work anyway, that is what we thought we were doing with democracy. But for democracy to work we must participate in it. If not then we gotta find a new way to be in the world. If something isn't working year after year after year then more of it next year will also, not work. We can be a different way. We are the people we have been waiting for.

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    iLLbeback
    Community Member
    10 months ago

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    #21

    Pharmacy employees interacting with customers, a common setting for scams in America. Healthcare and pharma costs in US vs the rest of the world.

    lefty1207 , Tbel Abuseridze/Unsplash (not the actual photo) Report

    K Madden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Paying into Medicare your entire life, but destitute over pharmacy and medical bills.

    Geoffrey Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Or...just spitballing here, not making enough, and qualifying for Medicaid and SNAP. ....and being judged for it. I have 'ruined' quite a few interpersonal interactions on this one. My God, they are paying into the same system they are drawing from, would you prefer they not work at all?

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    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Absolutely correct! Americans are being scammed by Big Healthcare and Big Pharma, with the collusion of US politicians, both Democrats and Republicans. They scare you by saying socialised healthcare is Socialist and will eventually turn the US into a Communst country. How grossly untrue! Look at Canada,the UK and France.

    Kimi
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I live a couple miles from the Mexico border, anyone can buy any medication without a prescription for about a 3rd of what they charge in the US. A doctor visit costs around $20. Dental and eycare, is less than half what it costs in the states. You can legally cross back to the states with a 90 day supply of your meds each day (no narcotics). Some of the Mexican dental offices will put you up in a hotel in AZ and have a shuttle bring you to their office and return you to your hotel after the procedures. My asthma inhalers are 3 for $9 in Mexico, my copay is $15 for one in the states.

    Adrian
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    All this whining about healthcare costs is getting boring. Check how much more money they pay in taxes.

    General Anaesthesia
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    And how much they save on insurance premiums, copay, maximum benefits etc.

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    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Hmm 🤔 why hasn’t healthcare been mentioned yet?

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    #22

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Lobbying being legal, student loans, healthcare insurance.

    kebabenthusiast03 , Jakob Owens/Unsplash (not the actual photo) Report

    Geoffrey Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The revolving door lobbying is what cranks me up. Leave elected office, lobby to your former officemates.

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Ugh, lobbying should be outlawed! It is a dark practice with nefarious intentions that utilizes manipulation, distraction and spin so that the fewest people reap the benefits. I understand there can be lobbying for good but I have never seen it in that form. There is always an agenda. And that agenda is always to make a wealthy person richer and minimize the consequences that person feels for the harmful, toxic and poisonous business model. Aka, it's all about that profit margin, baby!

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You people need to learn what lobbying is. The system is corrupted by money, but it is explicitly protected by the constitution. And if any of you are donating money to an advocacy group of any sort (think Sierra Club), you're financing lobbying.

    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This applies in the USA,not all countries.

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Lobbying is going to happen anyway. Better to regulate it. Same thing for illegal d***s.

    Leigh
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm poor but the government has decided I'm not poor enough so I have to pay $200 a month for my Medicare from my social security.

    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This applies to the USA, not all other countries , fyi

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Again 🙄

    #23

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts Thinking the republicans or the democrats want the best for the average American.

    the-tinman , Paul Weaver/Unsplash (not the actual photo) Report

    Endcensorship
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They're both on the same team ultimately - team money

    The Darkest Timeline
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You think Trump and MAGA are basically the same as Biden or Harris? LOL!

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    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Americans truly need another , more compassionate party,especially to help the poor and underprivileged. Many countries around the world do have such parties, fyi

    Kimi
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They have no issues about cutting Medicare, Medicaid, SNAP and free lunch programs for children while writing themselves a raise.

    Rafael
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Scale matters. You are comparing a sewage tsunami with a leaky diaper, and while both are s**t, only one of those will drown you.

    iLLbeback
    Community Member
    10 months ago

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    #24

    Man analyzing graphs on a laptop screen, pointing at data related to common scams in America. Trickle Down Economics.

    RusstyDog , Getty Images/Unsplash (not the actual photo) Report

    Mike Goslin
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Trickle down Economics always made me feel like I was getting p---ed on... 'cause i was.

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Mostly money gushes upwards. The only businesses that money trickles down to are yacht brokers, high end realtors, and luxury car dealers. The places the rich spend their dollars.

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    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Trickle-down economics is a load of BS.Only helps the already-rich or the well-connected.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Note the inherent assumption that the rich are above the poor... so that, from rich to poor is down'. As if anything ever went from rich to poor apart from whatever the rich chose not to want any more.

    The Shark
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Now that I think of it, "trickle" is an appropriate word... Make the rich even richer, then they will throw their loose pocket change at the workers who made it possible in the first place.

    Leslie Victor
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Trickle? Try mist, smoke and mirrors...

    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Milton Friedman was wrong. John Maynard Keynes had a better hypothesis.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

    Graham_Illegal
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In most countries, there are parties advocating for this nonsense, but in actual multi-party systems, there are alternatives to it. Meanwhile, in the US, this is one thing both parties agree on.

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    #25

    People at a dinner table with food and drinks, one person covering their face. Whatever MLM scheme my SIL was peddling at thanksgiving.

    YELL0Wvj , Karolina Grabowska/Unsplash (not the actual photo) Report

    Zephyr
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It should be taught in schools that MLM schemes are dubious financial institutions

    Breadcrumb.
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I used to work with a woman selling "vitamin patches" such a scam. I also hate being cornered and bullied into Mary K cosmetics. Those women still running that game can easily snake there ŵay in..

    Glenn Cuneo
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's quite simple: Answer with "f**k off".

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    Robert Beveridge
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It doesn't matter which one it was, they're all the same.

    iLLbeback
    Community Member
    10 months ago

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    #26

    Americans Who Moved Abroad Share What Things Are Scams In The US, Here Are The 45 Best Posts How we have to file our taxes correctly even though the government knows exactly how much we made every year and if we file it wrong we get penalized....

    anon , Ahmet Kurt/Unsplash (not the actual photo) Report

    Jenn Smith
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Only the poor. The rich don't have this problem.

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Trump will be cutting the operating budget for the IRS again so as to force the IRS to lay off workers, thus having a shortage of auditors to audit the millionaires. That is if he cannot abolish taxes altogether.

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    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you're rich you can write everything off and commit tax fraud. See incoming president.

    Roland Nijveld
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unfortunately for the Americans, your country is still stuck in the old days with that. Other countries everything is filled in and you just have to check it and than submit

    Geoffrey Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is improving as well. IRS free file is getting more widespread.

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you run your own business, the government does not know how much you made. There are many other examples. And even if you're strictly salaried or hourly, the government also can't know what deductions you're eligible for.

    Bob Brooce
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This. About 10% of the US workforce is self-employed, and I don;t think that includes people who have a side hustle, such as my friend's Avon representative wife. Until I send in a tax return the IRS doesn't know how much I brought in or what my expenses were.

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    iLLbeback
    Community Member
    10 months ago

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    #27

    Person typing on a laptop, researching common scams in America, wearing a mustard sweater and bracelets. Online charlatans that will share their "secrets" if you buy their course.

    rateIdentity , Christin Hume/Unsplash (not the actual photo) Report

    Owen
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Don't ever buy their course.

    Jenn Smith
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'll send all y'all the secret of solar clothes dryers..for a low low one time payment of 999.99! ACT now, supply is limited../ j

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Oh I heard a good one the other day. First present what they have to offer..a new trick to aquire wealth. State only they can provide this knowledge, "it is the secret the elites don't want you to know" .gotta get the bite. Create urgency... they are charging 50,000$ for this knowledge..next week or some s**t. BWAHAHA, WHAT!? well I was going to use my spare 50k to gain the money knowledge of the elites. How wonderful, I can spend that elsewhere now, you really have my back random stranger that is probably a robot. What in the world?!

    Rosecrucian Roeth
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If their secrets were that great, why are they sharing them??

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Do you think this only happens in America?

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

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    See Also on Bored Panda
    #28

    Man on a forest path wearing a colorful braided bracelet, gesturing with a thumbs-up, illustrating common scams awareness. * Gestures vaguely at everything.

    Itchy_Ad_4793 , Charlie Harris/Unsplash (not the actual photo) Report

    Ron Man
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This one is the most correct, I think.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I disagree, for various reasons. First, there are good people doing their {checks spelling} best . Second, we need to start somewhere if we plan to change things. Vague ideas don't start changes; specific statements just might. "MAGA" is intentionally ultra-vague; it could mean anything and it will be interpreted to mean whatever happens. The Affordable Care Act was precise and (if you bothered to read it) clear. God save us from vague laws.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

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    #29

    Plastic water bottle with blue cap on a tiled surface, highlighting common scams in America. Bottled water.

    SortOfGettingBy , charlesdeluvio/Unsplash (not the actual photo) Report

    Owen
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yep. I understand if it's flavoured water, but people buy overpriced bottled water that they can just get from any tap in any building. Never made sense to me.

    Donna Peluda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We're in live the water is supposed to be drinkable. I hook up my fridge with filters and de scaling system. The filter was clogging up long before it should and there's was a slime I had to clean every month form the ice maker. I switched to big bottles like the ones the have upside down in the drinking fountains in the offices. I had to buy a pump with a wand that is submerged into the bottles. I haven't had to clean it in 5 years. I do for safety reason, no clogged filters or slime anymore and I don't need the anti scale

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    Breadcrumb.
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Buy a Britta filter. So much better for the environment

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Even cheaper in the long run, invest in a whole house carbon filter. After the initial installation of about $1500-$2000, the yearly cost to replace the filter material is only about $150. No more chlorine or chemicals or odor in your drinking, bathing and laundry water!

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    The Queen Of France
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I guess it’s more healthy than soft drinks but a lot of bottled water literally is just tap water in a bottle, and the number of bottles is the problem

    J. Grawn
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    These are no federal regulations on bottled water unlike tap water. Your water could have been bottled from the subway toilet and you'd have no clue.

    Uncle Schmickle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    People have been brainwashed into thinking they need it.

    Don Adams
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Some people, myself included, have to use bottled water due to medical reasons. Due to a heart transplant, I cannot drink well water Or swim in a lake or river) due to my immune system being compromised. I can drink municipal tap water, and I do. I prefer tap water, but such is life. Always used to say Evian is naive backwards...

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

    Natalia Viana
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not true. Bottled filtered water is a US thing. In many countries restaurants have to give that for free

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    #30

    Person holding a credit card while using a laptop, highlighting common scams in America. Credit system. Pay everything off and your score goes down? Talk about indentured servitude.

    anon , rupixen/Unsplash (not the actual photo) Report

    Tyranamar Seuss
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No, when you pay everything off your score goes up. It's based on things like available credit vs used credit. If you pay off your credit card every month it builds a nice score.

    Christos Arvanitis
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not true. We have no car loans and a very small mortgage left. I closed a department store credit card that I hadn't used in years and within two months my credit score dropped 40 points. I have decades of excellent credit history and apparently I need to open up another card just to get my score up. Stupid.

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    Kaizer Soze
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I paid off my car loan, 29k. Dropped 50 points

    Zaach
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have my CC bills paid in full monthly - my score is 800+

    Kise Miarse
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Credit card bills are a little different. What they're referring to is that one factor in your score is a mix of debt. So - having credit lines from multiple sources. Paying off a loan typically drops your score because now your debt is less diverse.

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    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Introduce this anywhere in Europe and you have riots. Yet the Americans are all like: this is fine

    Pencil
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    But what the posts says is completely untrue. That paying off your debt lowers your score is a persistent myth but isn't reality. And there are lots of countries that use credit scores. Including in Europe. https://finmasters.com/what-countries-have-credit-scores/

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    Curry on...
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Try closing a card. It's a hit on your score. No logic --- at least not in the consumer's favor.

    Joanne Earle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What I don't agree with is if there is an inquiry as to your credit if you apply for a loan or something, and the inquiry reduces your score!

    Dread Pirate Roberts
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's easier to control people when you keep them in debt. The greed runs deep.

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    While trying to repair our credit I was told over and over and over to get a credit card. I don't want a fooking credit card. If I can't afford it when I want it then I don't need it. I just refuse to buy consumer goods on credit. I can't, in good conscious participate in a system that is designed to keep me saddled with debt. I just won't do it.

    Pencil
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You may be looking at this the wrong way. Just because you CAN spend more than you have, doesn't mean you must. Get a no-fee credit card that earns cash back. Set up a couple of regular monthly bills to be charged to that card. Then, instead of paying those bills each month, pay the card instead. At the end of the year, collect your cash-back. I pay 100% of my expenses on my credit cards, pay the balances in full, have a credit score over 800 and earn enough in cash back each year to make an entire mortgage payment. A credit card is a tool no different than a hammer. You can use it to build a house or smash your thumb. It's really up to you.

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    #31

    A funeral scene with a casket and flowers, surrounded by people in formal attire, symbolizing scams in America. Funerals, weddings, and pretty much every other thing we blindly accept have to be insanely expensive without even thinking about it.

    jcfeej , Rhodi Lopez/Unsplash (not the actual photo) Report

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My uncle ordered a lovely low-cost coffin in advance - from CostCo. (You have to do it on-line. for some reason they don't stock them in the stores.)

    Owen
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    When I'm done, I want to be fired out of a cannon, but probably can't afford that. So just bury me in the woods with some seeds in my mouth, and I will become some plants.

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    Donna Peluda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's a market IKEA hasn't targeted yet.

    Tuuli Siljamaki
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    There is a Dutch company offering flat-pack caskets for € 399 including shipping within EU. https://coffininabox.com/

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    ElfVibratorGlitter
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I've thought a lot about this. I'm donating my body to science so there shouldn't be any expenses in getting rid of my body. My partner and I have discussed marriage and if we go for that, we're literally just getting married (court house) and then having a big dinner with friends/family.

    Broadredpanda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It’s the same in the UK when it comes to funeral pricing

    Maples Dad
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not for every religion though. I'm getting buried in a simple pine box that doesn't even have nails in it and it's cheap af.

    Load More Replies...
    Oskar vanZandt
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Funerals vary in price and people have different options, but it is a necessary process (you can't just bury your loved one's remains in your backyard). Weddings are a whole other matter: people can make their weddings as simple or extravagant as they want. Doesn't have to but often does lead to major debt because people want to show off.

    Janissary35680
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Shhhh... Without extravagant weddings, nearly half of Reddit's and BP's content would likely vanish.🤫

    Load More Replies...
    The Shark
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Marriage? Let me sign the paperwork and then maybe I'll have a BBQ for funzies. Funeral? Don't waste your time. Just torch me with that $999 cremation special I saw on a billboard. Still expensive, but last I checked, setting dead bodies out by the road on trash day is typically frowned upon. (I'll be dead. I won't care either way.)

    Uncle Schmickle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's insane waste of money. Spending huge amounts of money on a wedding, only to be divorced shortly thereafter, or ditto for a coffin, only to be buried in the ground.

    Xx_M00NL1GHT_xX
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    people do this because they love the person they lost and they are desperate i feel bad (i have also lost like 2 people in my family)

    Julie S
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What I can't get over in America is open casket funerals. I have been to several funerals but never once been to one where the coffin was open.

    View more comments
    #32

    That the President runs the country.

    gronquazski80 Report

    Blah Blah Blah
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    THIS! It astonishes me how many people actually believe this in the US

    Limey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And is responsible for gas prices, egg prices, grocery costs.

    Load More Replies...
    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Hey guys, criticizing Trump is not an endorsement for the opposition. I was trying to have a discussion about DT with a friend and every rebuttal of hers started with, oh so Biden or kamala is better? No, baby. I am not pro Biden or Kamala. Just anti Trump. He is not qualified for our highest office. Period.

    Philly Bob
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Every time I mention something about "dear leader" they jump, scream, curse at you and call you names. It's sick.

    Load More Replies...
    Deborah
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But Trump is going to try his best. Which is the worst for almost everybody.

    Forrest Hobbs
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The rapist Trump is going to try his best to make as much profit as he can from his presidency. He's never cared about anyone but himself.

    Load More Replies...
    Natalie Kelsey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's true now. That dude has everyone by the short hair

    K Madden
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    That THIS President hasn't sold us out many times over.

    Anne Roberts
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm assuming you are referring to Trump.

    Load More Replies...
    Warren Peece
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    There is a reason why Biden's dog is named "Commander".

    Sonia J-Coffee
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Biden is the perfect example

    View more comments
    #33

    Person measuring blood pressure with a sphygmomanometer, focusing on health care practices in America. Health care and College loans.

    anon , Ave Calvar/Unsplash (not the actual photo) Report

    Abdullah Abd Rahman
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This applies to the USA ,not all other countries. Sorry for constantly repeating this.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Doesn’t count if you list it 5 times

    #34

    Back view of a TV with HDMI and USB ports visible, illustrating common tech setup in America. Cable TV/Internet monopolies.

    dan1101 , Patrick Campanale/Unsplash (not the actual photo) Report

    Oskar vanZandt
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The competition for these services is fierce in The UK and switching is easy so it's relatively cheap compared to other countries. My brother in Canada pays triple what I do... Mobile contracts are also very affordable here: eg I'm on a 5G SIM only monthly rolling contract for £12.- which gets me 125GB data and unlimited calls and texts.

    Kelly Von Tee
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm Canadian and our costs are brutal, so CAN CONFIRM.

    Load More Replies...
    Nikole
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Mine too. Anything else would require a satellite dish.

    Load More Replies...
    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They have complete and unregulated control over rates and content options. They could care less about what their customers actually want.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "We don't care, we're the phone company"

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    WinterLady
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think this is even worse in Atlantic Canada. We only have 2 companies that provide internet fast enough to work from home. ETA: Monthly internet cost is $100/month + and cell phones for me and hubby are 200/month (100 each)

    Tom De Paul
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not with the availability of all the streaming services.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Everywhere

    View more comments
    #35

    Military helicopter flying over a rural landscape, highlighting potential scams in America. Personally, joining the military. Serving my country. Getting exposed to chemicals. Dying from the inside at forty with no help from the society I served.

    American dream baby.

    Neinbozobozobozo , DON JACKSON-WYATT/Unsplash (not the actual photo) Report

    Gavin Johnson
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This applies to a lot of countries. In the U.K. you have the fallback of the NHS but it’s potluck on the waiting time for certain services, if it’s mental health related then it can be over a year to get some support. We have a few charities like Help for Heroes who will do what they can to support veterans but it’s outrageous that anyone who has served their country can’t get access to the services they need. PS give all you can to Help for Heroes, three mates of mine are still alive thanks to HfH and the work they’ve done.

    Natalia Viana
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    No it doesn't. The US gas been at war since literally for ever so not every country deploys their military as much (though of course being British you may get this impression that it’s normal)

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    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And then while you are recovering from losing a leg in Iraq, you have to come to terms with the reason for the war was to protect the oil companies profits. Not really to save lives.

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Deplorable! My brother is in that sinking ship also. You deserve so much better!

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Going into the military is just a guarantee to get a trauma at least. Nah thanks

    SlightlyTarnished
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Let somebody else do the heavy lifting.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Everywhere

    #36

    Online convenience fee for paying bills. Not every bill has it but I found it’s usually utilities and it’s BS. Not the biggest scam but something that irritates me.

    ThatGuyWithThatFace_ Report

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Payment handling fee. Account processing fee. Bank charges fee. Website availability fee. Account oversight fee (for checking that we've got your account right). Standard fee. Overheads fee.

    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Which is why my utilities get a check in the mail. If they're going to charge me for that, they can do a little work for it, like opening the envelope, listing the check, and bringing it to the bank with their deposits.

    Curry on...
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Same if you try to pay by phone. None of these companies do anything for the customer except take their money. And let's not get started on the quality of services and products.

    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    also, getting charged for sending you a paper statement. You can't win either way.

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Well....if you don't even have bank apps from the bank itself...

    SlightlyTarnished
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Never experienced an online convenience fee in the US, and I pay all my bills online.

    The Shark
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Convenience fee? Last I checked, processing anything by mail is just as inconvenient for the company to get their money. They should pay US a convenience fee. 🙄

    Kimi
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    One of my utilities has this, $1.25 every month and there is no other option because there is no physical place to pay the bill

    View more comments
    #37

    Two men in suits discussing documents, potentially involving common scams in America, seated indoors at a table with a calculator. I think Student Loan servicers. For example, Navient manages Federally guaranteed debt for the US Gov in Student loans, has the IRS as their personal collection agency. They constantly, I mean CONSTANTLY f**k up to the extent they get dragged in front of Congressional Hearings, and their CEO is paid $7.7M annually.

    Firebolt164 , Getty Images/Unsplash (not the actual photo) Report

    Geoffrey Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Charging 12.5% after assuming all the loans of Wells Fargo. For my part, I attended a meeting of folks to give feedback to my (R) Rep, both state and fed. My first issue was applying for health benefits through the ACA, which kicks you into a Medicaid application because your income fits, but through the process, your assets do NOT. Should have the OPTION of applying for Medicaid, not automatic. My 2nd issue was student loans being any higher percentage than a mortgage rate. NOT forgiveness, but realistic terms.

    Montanavanna
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You just stated the middle ground, realistic terms. I haven't paid a cent on mine yet. Not because I don't want to (OK, kind of because I don't want to). But because I still have my once a lifetime get out of default program available to me and I cannot afford the astronomical jump in monthly minimum once those 9 small payments are made. So I wait, I wait and I watch. Hoping I get lucky.

    Load More Replies...
    Dread Pirate Roberts
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    And they'll find any way possible to nickel and dime you and try to tack on b******t nonexistent "penalties". They tried it with me a few times, but when I didn't put up with their s**t and threatened legal action, they backed tf off.

    Heras buddy
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In the early 80s it was around 2 to 3 percent. That's where it should be now. They're guaranteed by the government.

    View more comments
    See Also on Bored Panda
    #38

    A man in a black shirt sitting at a microphone, relevant to common scams in America. If you work hard, you could be rich like Bill Gate, Elon Musk, Jeff Bezos.

    Even THEY admitted that they were at the right place, the right time.

    GhostHin , Daniel Oberhaus/Flickr (not the actual photo) Report

    Anne Roberts
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No one on Earth needs the kind of money they get

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We need a new political party. The Limited party. Their policy would be to put maximum limits on how much an individual can make. Say the maximum would be 2000 years times the average yearly income. Which currently Musk makes in a few days. The rest gets taxed and redistributed back down to the workers who actually build the companies the billionaires got rich from.

    Load More Replies...
    Mike Goslin
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Actually, Jeff Bezos, was not born rich. Far from it.

    Load More Replies...
    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The right time and place were nine months in a millionaire's womb.

    Leebo13
    Community Member
    9 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Or the millionaire's penis entering the hole connected to said womb for the sufficient period of time.

    Load More Replies...
    Deborah
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Does iLLeback know any words other than "everywhere"?

    Gunnar Strandt
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But you also need rich parents like they had🤷‍♂️

    Ange Marsden
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They were at the right place, at the right time when they were born to parents who funded their start ups

    Dan Lewis
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No one becomes a billionaire without stomping on thousands of people on the way up. When their wealth grew exponentially during COVID, it means people died so they could get richer.

    Tim george
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    they are worth that they dont have that

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Elon definitely never said that

    Uncle Schmickle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Re : comment below. Having this amount of wealth is really a moral obligation to give it away to worthy causes. Look at the Carnegie Foundation, etc.

    View more comments
    #39

    Person counting dollar bills, highlighting common scams in America. I scrolled really far and was surprised I didn't see Rent to Own stores. They sell furniture and electronics type stuff to people with bad credit who can't really afford it, let them pay a small amount weekly. If people end up paying on time and pay stuff off, they will pay 2 or 3 times more than the item is worth. If they make a payment late the item is repossessed and re sold to someone else and the first person loses all the money they paid.

    There are used car dealers that do this same business model with cars too. They put GPS trackers in the car that also disable the starter. They collect $1000 down and once a payment is late they disable the car and go tow it, then sell it again and keep the downpayment. I worked at a shop that installed the trackers and these places would sell the same car to different people 5 or 6 times in a year because they kept repoing it.

    bgwa9001 , Alexander Grey/Unsplash (not the actual photo) Report

    Lucas Jackson
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sadly is a cost to being poor and is a hard circle to break. I spent most of my 20s with awful finances and debts. I’ve been there and trust me it gets better.

    Gabriel Camomescro
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It gets better for SOME people. And the fact it gets better for some does not make these practices morally or ethically permissible.

    Load More Replies...
    sdorph
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is not just American, we have the same thing in Australia, here it's called "hire purchase"

    Foxglove🇮🇪
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This kind of thing should be illegal

    MetaMaxNL
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes I'm not from us but the housing situation should be on this list right?

    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Insurance companies use a similar model of pay now and we can choose to raise your rates, drop you at anytime or not pay your claims in full.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Because, if you have to pay their rates, you can't afford a lawyer to insist that they honour their contract. More lawfare...

    Load More Replies...
    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Luckily it's not allowed like that in the Netherlands. You can buy stuff on credit but we don't do repossessions. Just fines and lawsuits if you don't pay

    View more comments
    #40

    Person in a clinic room, wearing dark scrubs, examining a patient, illustrating common scams in America involving healthcare. I have to pick only one? I think our health care system is the largest and most comically villainous of all of them but man, the list is looooong for b******t scams in this wasteland.

    anon , Ahmed/Unsplash (not the actual photo) Report

    josh M
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It may not be mentioned as much if we get a few more Luigi's.

    Tim george
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    thank obama care for us system

    Lowrider 56
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I HATE the American health care system. Even with insurance , a serious illness can bankrupt you and you lose everything.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Hmm 🤔 why hasn’t healthcare been mentioned yet?

    Michael Largey
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes. As you keep posting, "Everywhere."

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    #41

    "Oxycontin is not addictive".

    _hic-sunt-dracones_ Report

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    How were doctors that stupid so as to believe that?

    The Scout
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They did not. They just were paid off generously.

    Load More Replies...
    ElfVibratorGlitter
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's SO crazy addictive. I was prescribed it after surgery, took it as directed for a few weeks. I went through actual withdrawal. As directed!

    Ruth Watry
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    13 joint surgeries and back disability, and never got addicted (although now it cannot be prescribed when the pain is bad)

    Uncle Schmickle
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Re : below comment. The Drs. were not that stupid, but they get paid huge amounts ( in various ways ) to recommend these products. An appalling breach of patient trust and the Hippocratic Oath.

    Tom De Paul
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Neither is cocaine or Xanax.

    Dread Pirate Roberts
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Fortunately, it's a lot more restricted than it used to be, ever since they finally admitted that there's an opioid crisis thousands of addictions and ruined lives later 🙄

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And chronic pain patients have to jump though ever more absurdist hoops, and are treated like junkies when they try to get their prescriptions filled.

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    Kelly Scott
    Community Member
    10 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm wondering if it depends on the person. I had 30 days of oxycontin prescribed to me once for 3 months in a row and while it's my new favorite d**g, when my pain was gone so was the d**g and I didn't feel like I needed it anymore. Now having said that, if I could have had it prescribed on a monthly basis (on account of I felt way better on oxycontin than I ever did on Prozac) and I took it for say, 3 months more, I could see myself getting addicted to it.

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It entirely depends on the person. I took Xanax 5 days a week for two years. And then when I didn't need it any more, I stopped. No withdrawal, no craving, no change whatsoever. I still have a pile of it in case I ever need it again. Caffeine (or possibly Taurine) on the other hand is hell for me if I stop without tapering off. I once ran out of Red Bull and coffee at the same time, and after two days my other half went and bought some because I was impossible to be around. It depends on the person and the dřug.

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    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    It’s addictive everywhere.

    General Anaesthesia
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But it isn't prescribed like candy everywhere, sweat pee.

    Load More Replies...
    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

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    #42

    Work hard enough, and you’ll reach the American dream. To reach that, you’ll need alot of hard work, yes. But a ridiculous amount of luck as well.

    HappyPumkin98 Report

    Orysha
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No you just need to be rich from the start. Or winning the lottery.

    Broadredpanda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Doesn’t exist! Only 1% of Americans are rich! The rest are just one fall/accident away from losing everything they’ve worked hard for their entire lives.

    iseefractals
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's not just about working hard enough. It's about working hard, doing the things that actually need doing, that are most in demand and valuable instead of what you, personally would prefer. We've had almost 40 years of kids being told to "learn to code" go into business or finance...."get a college degree" Well....they listened. And now there's half a dozen people fighting for everyone of those available jobs, while the stuff that actually keeps the world turning (Mason, electrician, welder, plumber, carpentry) have been operating at a worker deficit since the 1970's. I know multiple people who opted for trade skill over college, who started pulling in $200K+ per year in their 20's. Find a need that you perform reasonably well, and work hard in doing it to the best of your ability.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    success = work * luck. If either are zero, you won't succeed

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Everywhere. Any dream.

    chicken soup
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I guess you haven't heard of systemic barriers, especially in many marginalized populations? This also includes the sick, elderly and single mothers...

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    #43

    Politicians.

    anon Report

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Politicians are corrupt everywhere.

    Owen
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    No, they're not. But I agree they are in many places.

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    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

    #44

    Home ownership.

    You never actually truly own a home/land. Skip out on property taxes or even HOA fees and your home can be legally taken from you. Arguably better than renting still but it's never really 'yours'.

    dangy_brundle Report

    UtanaYona
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Even if you do everything right, your land can still be taken from you. Don't believe me...ask a Native American...

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You might just as well say "You never actually truly own a home/land. You'll die one day."

    Roland Nijveld
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Here you never own the land but lease it. You just own the building

    Kyle Simonson
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Just another continuation of indentured servitude.

    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Property taxes are a big ripoff. I get zero support from federal, state or local governments for anything that is on 'my property'. it is just free money for them.

    Sand Ers
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Cool. If you never leave the bounds of your property or import -anything- from outside of it, you might have a point. If you do either of those things you are deriving a benefit from the taxes you pay.

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    #45

    H&R Block / Turbotax?

    The Weather Channel?

    Advertisements on Cable television?

    Buying any kind of insurance and then they refuse to pay out a reasonable claim?

    spammmmmmmmy Report

    iLLbeback
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What’s wrong with the weather channel?

    A S Mora
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I was gonna say the weather channel is pretty harmless. My brother was obsessed with it when we were growing up and I fondly remember the soothing jazz tunes.

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    Kelly Scott
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Or worse, for insurance companies to accept payments for decades and then suddenly drop their customers. They should have to pay back all that money they collected if they do that.

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unfortunately, their definition of 'reasonable' may differ from yours... so sue them ... if you can afford a lawyer ....

    Panda Panda Bo Banda
    Community Member
    Premium
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The Weather Channel? 🤔

    iLLbeback
    Community Member
    10 months ago

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    Never had any issues with any insurance claims. Ever.

    chicken soup
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Did you not hear about the CEO of United Healthcare who got shot back in December? BIG news, check it out.

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    #46

    The stock market! The amount of corruption that is involved with the US stock market is underestimated.

    anon Report

    keyboardtek
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    These points all make the case for the anti-natalist philosophy. One that recognizes how so much of existence sucks so therefore do not bring any more children into this world. Why force more humans to suffer as they had no choice in being born.

    Owen
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's a good philosophy. The future doesn't look good, and I wouldn't be a good father I don't think. Both my biological father, and step father were pretty bad. I don't want to be. So just... don't have kids.

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    Rick
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Individual stocks, as well as the market in general, can easily be manipulated by big time money investors and propaganda.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    All stock markets.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    This comment has been deleted.

    #47

    Susan G Komen - WITHOUT A DOUBT

    If people actually knew how much of their donation went to salaries/upkeep vs research and help they'd be shocked.

    EDIT: Shameless plug since it's GivingTuesday. A friend I know started a charity that gives 100% back to women and families affected by breast cancer (unless you make directed donation towards expenses).
    It is called **Breast Intentions** and run 100% by volunteers. No salaries for anyone.
    If you know anyone that needs help, wants to run a chapter, or just wants to talk to survivors, they can help! If you donate, they will tell you exactly how your donation was spent, and it can make you cry.

    DarkerPools Report

    Betsy S
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    United Way. Same thing. Just a scam. Autism $peaks. Same thing. Just a scam.

    iLLbeback
    Community Member
    10 months ago

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    This comment has been deleted.

    iLLbeback
    Community Member
    10 months ago

    This comment is hidden. Click here to view.

    Charities everywhere.

    Broadredpanda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Can you imagine that one American who keeps justifying how their country is, is absolutely blind…..oh! That’s you! You are Everywhere!

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    See Also on Bored Panda
    #48

    “Trickle Down” Economics isn’t a theory of economics, but a mechanism present in all economics. It’s meaning has been tied to one man’s usage while holding office and misrepresented ever since.

    At a macro level of economics, even Keynesian economics applies this to to revenue multiplier for the government’s tax income. And is recognized in wage distribution.

    StonewallHackson Report

    General Anaesthesia
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Tinkle down economics, a.k.a. Reaganomics, a.k.a. voodoo economics, is "make sure the already rich have all the money, and their spending will tinkle down to the masses". Well, they've been promising that since Reagan's tax cuts for the 1%, "it could happen any day now". And cutting taxes for the 1% again and again just to "prime the pump" one more time.

    Andi
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    There is an economic action called the marginal propensity to save. basically there comes a point when you have so much money you cant spend it all, and so you save - when you have mega rich this is significant - basically this takes the money out of circulation - the rich get richer and the rest scrabble for the what's left. Imagine money as tax that hasn't been collected yet it puts a completely different spin on economics and, ultimately, creates a lot fairer world. But of course those with money and influence cant have that - so the capitalist system marches on. Marx called money a token for labour, capitalism has it as a commodity in its own right. no system is innate but created by us and can be changed. Just saying!

    Andrew Keir
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    First promised by the Sumerians, iirc

    #49

    The 40 hour work week.

    Trisxen Report

    Mike Goslin
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If it were only 40 hours, that would be O.K. it's the 50-60 Hr. work weeks for "salaried" employees that are the scam.

    Donna Peluda
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Since UK has left the EU I've seen jobs advertised at 44 hours week..in the EU it's max 40 and in some countries 35..Spain will be making it 37.5 soon.

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    chicken soup
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    There is a new class that is getting abused and work way more...undocumented migrants

    UtanaYona
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Call it like it is...illegal migrants/aliens. And before you start the hateful comments...I'm Native American. I live in my country overrun...

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    iLLbeback
    Community Member
    10 months ago

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    Africa, the Middle East, Mexico, most of Asia would like a word.

    Graham_Illegal
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yaaay! We're better than than Kuwait and Ghana!🍾

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    #50

    I'm in Vegas right now for a conference. 90% of this city is a scam. Only worth while thing is the restaurants.

    ran938 Report

    Michael Largey
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Like they say, the money you take to Las Vegas stays in Las Vegas.

    Scott Rackley
    Community Member
    10 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They have some nice golf courses though

    iLLbeback
    Community Member
    10 months ago

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    🤷🏻‍♂️ never been

    #51

    Shakology.

    Draino3 Report

    iLLbeback
    Community Member
    10 months ago

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