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30 Scams That Are So Normalized That We Don’t Realize We’re Being Tricked
Some things are so normal in our society that we don’t even think about it, just accept it the way it is. But the minute you start thinking about it, you realize how questionable it is. And that if people wouldn’t have normalized such a thing, we definitely would understand it to be a scam.
Today, let’s take a look at some money-related things that would be considered scams if society hadn’t normalized them.
More info: Reddit
This post may include affiliate links.
#1
Insurance. You give them money month after month, year after year, and then when it comes time where you need to use it they will try their absolute hardest to give you as little as possible
Nice Beast Ludo 2 years ago
Ughhhh! I bumped a curb and bent my rim. I called Progressive to use my ROADSIDE assistance to tow it home because I didn't want to file claim for something so small. Plus I have a $400 deductible so it would be pointless. Well I stupidly told them I bumped the curb so they made me use my collision coverage. Cost $421 to fix and now my insurance is up $80 a month. So pissed. So f*****g pissed. Scam artists
Sara Wilson 2 years ago
Yes, BUT, coming from someone who worked for an agent, people don't want to pay for proper insurance or understand what it covers. They just want to pay the least amount possible and expect the best coverage when the time comes. I have seen it WAY too many times.
Susie Elle 2 years ago (edited)
I can understand. Where I live, what health insurance will and won't cover is very clearly stated in the insurance package details. If it's covered, it's covered, after your deductible. When my mom got sick, everything aside from a few painkillers was covered, no questions asked. Health insurance is expensive, but if you ever break a bone or need to get hospitalized, you're happy it'll cover the bulk of the cost.
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Nick (He/Him) 2 years ago
IMO insurance should be pay per month, and they have to give you a base amount based on how long you were paying.
Blyss Blyssylb 1 year ago
If insurance companies give you any $$ at all. Also, insurance companies can change your policy without notifying you. They can, will and have changed ppl's policies just to get out of paying you what you're misled into believing is yours
Bree Piper 2 years ago
Paying a warranty or insurance is betting that something bad WILL happen that would cost more than all your premiums. Which very rarely happens. Stop betting against yourself!
Nitka Tsar 2 years ago
Are we talking USA again? Just want to be sure. I never had problems with my insurance.
Stylishsidewaysbird 2 years ago
I use my parents as an example because I’m a millennial and will unlikely ever be able to buy a house. My parents have a beautiful home they built on 20 acres in Montana. In the 30 years since they have been paying an exorbitant amount of home insurance just in case. They have never, thankfully, had a need to use it until last summer. There was a severe hail storm that damaged the cedar siding on 2 sides. Estimate to repair was $10,000. Insurance offered $1500. 30 years and paying tens of thousands and they can’t get the money to repair it?
RELATED:
#2
Healthcare not including dental and vision
LizzieBoredom 2 years ago (edited)
Health Insurance does not include vision, dental, or mental health. In other words, Healthcare does not include your head.
WindySwede 2 years ago
The Queen of Hearts-insurance "Off with their Head!"-level
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Barbara Kayton 2 years ago
It is well-known fact that poor dental health impacts the heart directly. But no, we won’t include dental care, we’ll wait until it costs exponientally more for your heart attack, than prevent it.
Stylishsidewaysbird 2 years ago
Most insurances, including Medicare and Medicaid, don’t cover hearing aids. So ears don’t count either.
Kayleigh haigh 2 years ago
I still dont get why some countries you have to get insurance for health care its pathetic its one of the things im actually greatful for in england that we have the NHS free health care for mental health you dont have to remortgage just to pay hospitals for having a baby and even when we do have to pay for dental or glasses its not extortionate
Blyss Blyssylb 1 year ago
Even though it's been proven that dental, vision, mental health are important preventative measures.
Twizzle Sticks 2 years ago (edited)
You know this is why don’t you? Because everyone needs dental care, and everyone will eventually need vision care. If insurers covered those there would be less money available for the shareholders! And we can’t have that!
#3
inflation since covid
Donald 2 years ago
Yup, record profits for companies and the average person can barley afford their groceries.
Anony Mouse 2 years ago
Nobody online can spell “barely, customer, or paid”. It’s always barley, costumer, and payed.
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WonderWoman 2 years ago
That line companies used during covid about we are all in this together? Yeah, it was a giant LIE. The companies want all the lost profit regained while we were in it together and more, at the consumers' expense.
iseefractals 2 years ago
Yeah....that's kind of what happens when governments go trillions into debt while servicing the public. The US government spent $4.9 TRILLION on covid related ($1 trillion of which was those stimulus payments everyone was so grateful for) When something like this happens, Interest rates go up, and as a result, everyone, including companies are less likely to take out loans to cover operating costs.....meaning prices....go up! And all those "record profits" seen during covid, were due to consumers having to spend less money on things like gas and transport and instead spending it on other things! Like electronics, and subscriptions, and streaming, and cloths and a whole bunch of things they did not need, but wanted to stave off boredom.
Laura Williams 1 year ago
Yes we know some companies lost money but you don't need it back now. Give people a break. Food definitely made money the whole time. Stores anyway. They did not increase employees money why do we have to pay more. Never mind shipping.
Roland Nijveld 2 years ago
Yay. Money creation! Let's create some more to help people and let inflation go even higher. Great plan...
Bored Panda reached out to sociologist Deborah Lupton. Check out her blog!
We asked her what factors contribute to social acceptance of morally questionable things. She answered that it is all due to social norms and their changeability. “Behaviors once considered normal became socially repugnant and people were expected to adhere to these new norms to be considered socially acceptable. It is often the wealthy and powerful who influence others (for good or for worse).”
So, we can guess that it’s only a matter of time before we start to question certain financial and social norms of today. And then they will change into something else.
#4
Subscription services in vehicles. Pay monthly/yearly for heated seats or to unlock performance mode. I don't get how people support this business practice.
Mike Fitzpatrick 2 years ago
Don't buy the damned car? When the dealers lots are full of 2 year old inventory it gets the attention of the manufacturers.
Carman Davis 2 years ago
Same here. I've never heard of this but then again I am still driving my spanking brand new 2010 Toyota Venza.
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Twizzle Sticks 2 years ago
That’s a naive comment. If this gets normalized then all car manufacturers will do it. Then we won’t have the option to “just….don’t buy it.”
Load More Replies... Craig Boddys 2 years ago
Rich dumbass idiots keep paying, so the even richer dumbass idiots keep charging
Stephen Smith 2 years ago
Making someone to pay more to fully use what they have paid for is a crime.
Thatkamloopsguy 2 years ago
I don't know why the Government Does not step in and make this illegal.
Chelsea McKee 2 years ago
Does everything have to be a subscription? Will there be a subscription to stop subscriptions? Jeez.
#5
I have to pay a 3% convenience fee to pay my rent online… I literally have to pay to pay my rent, it’s disgraceful.
Midoribird Aoi 2 years ago
I pay with my bank account and not my debit card, to avoid this type of fee.
Kraneia The Dancing Dryad 2 years ago
It may be the bank that is forcing op's landlord to do this. I've been to some stores that charge more if you're using a card, to offset what the bank is charging them. Some fuel stations do this as well. It's a ripoff, I admit, but it may not be 100% the landlord.
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Lee-Ann 2 years ago
It's actually the fee the card companies charge them to use their services. But convenient at all
Peter Parker 2 years ago
It's so much more convenient for the landlord to get the payments online instead of having to collect and process checks or cash. Why don't they have to pay that "convenience" fee??
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Andy Smith 2 years ago
A cell provider I once had used to charge you a convenience fee for paying in person, but not online
LizzieBoredom 2 years ago
How is it not cheaper to pay online than to mail a paper bill, that I mail back?
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Gustav Gallifrey 2 years ago
So, you go to the agent/landlord, and pay your rent in $1 bills which you count out (carefully) one by one on the counter, and then you get them to write a receipt, and you ask 'there's no 3% convenience fee for doing it this way, right?', and they say 'no', and you tell them that doing it this way is no inconvenience to you at all, and ask them is it more convenient for them, too?
MonicaChicagoGal 2 years ago
My mortgage company charges the friggin fee whether I pay by debit card or bank account can't win for losing...
Karmageddon 2 years ago
That's because your landlord has to pay 3% to process your credit card, quit crying or use a debit card, cash, or check.
#6
Landlords buy up property they don’t need so they can sell it back at an extreme markup as rent to people who actually do need it. With almost any other commodity it would be called scalping, and be regarded as the scam that it is, but with a commodity so material we literally call it “real estate”, we just act like this is how things are supposed to be.
arthbach 2 years ago
If I were to win/receive a lot of money, I'd buy up low cost property. This would be refurbished into good housing for people on low incomes. The aim would be to provide good quality, stable homes for people who are normally priced out of the market. If a profit was possible, it would be used to buy more property, and help people enter an agreement where they can start building equity.
Vinny DaPooh 2 years ago
The current real estate mess we are in has a lot more to do with AirBnB than long term landlords
MontanaMariner 2 years ago
What is insane is what homes are selling for. Here in Western Montana, there are many of the "kit homes" from the 1930's-50s that originally sold for <$6-7k, now sell for $500k+. Most are less than 1000 sq/ft on 1/4 acre lots. Many were built by various timber and mining companies for employee housing, nothing fancy about these places. It's ridiculous.
featherytoad 2 years ago
Every couple of weeks I get a post card in the mail saying some company wants to buy my house. Just recently, they also started calling. I'm sure they want to rent it out or sell it at a ridiculous price.
Rob Chapman 2 years ago
House recently sold on my street. Housing market is bad because of high interest rates. Owner was moving out of state so they ended up accepting a low-ball offer $70,000 less than the what they were asking (which was already on the low end of home prices in my city). New owners immediately put the house up for rent, at nearly double the going rate...it's been sitting empty for 6 months now.
Craig Boddys 2 years ago
Never understood the Americans calling it "real estate". The use of the term "real" in the description/title suggests that theres also a market for fake estate that they needed to differentiate themselves from. Doesnt matter what its called though, its definitely a scam as described in the post.
Steve Hall 2 years ago
This is a new corporate scam. No reasonable priced house lasts on the market more than a few days before the corporations buy them.
Bruce Horton 2 years ago
You do know that "ownership" and renting or leasing are entirely different concepts, right?
We also asked her how socially accepted morally questionable things reflect the cultural values and society itself. The sociologist replied that “What is considered socially acceptable and 'normal' in any society at any historical period is reflective of broader social issues and expectations, as well as those who are in power as leaders of moral standards at the time."
She added that in societies where religious values are no longer as strong, it usually takes over. “It means that the wealthy and those who control the reins of power in government are the moral authorities.” And well, talking about wealth really does match our topic today.
#7
Ink cartridges
MontanaMariner 2 years ago
For sure. $1.99/month to print 10 pages/month. What the actual f@ck?!
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Shark Lady 2 years ago
Even worse are the printers that now automatically order you new cartridges when they decide the ink levels are getting low.
frederick clause 2 years ago
Buy a laser printer. The toner isn't much more expensive thank ink but lasts a lot longer. Also doesn't plug up if it's not used very often.
April Pickett 1 year ago
Definitely. If it says it's low on ink just shake it. You'll probably be able to get 2-3 more shakes out of it before it needs to be replaced.
Laura Williams 1 year ago
Why does 1oz of liquid and a plastic container cost 50 dollars. It probably costs the company 3 dollars to make. They outsource the labor and pay wor
Gustav Gallifrey 2 years ago
Try throwing your printer away. It might seem like a silly thing to do, but we did it quite a while ago. Got fed up with the expense of cartridges, their short life, and the continuing hassles with trying to make the printer work properly. Like a lot of things, it takes a little getting used to, but chances are that you don't need a printer as much as you might imagine.
#8
Apple.
Admiralu 2 years ago
I love my iPhone. My 6S plus lasted 8 years. Apple gives device updates for years
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Tucker Cahooter 2 years ago
I snaffled an old Apple Macbook at an auction recently. It didn't come with a charger but naive me thought that I would probably have something suitable around the house. Not only does Apple have their own type of charger (of course!) but they wanted to slug me AUD $119 to buy it from their store. Naturally the macbook is sitting in the cupboard gathering dust until I am lucky enough to find a charger at a flea market at a sensible price
Moonchild Creations 2 years ago
I purchased a new iPhone this year. I'm happy with my phone but I was displeased that there was no charger included. Amazon did have them. My next phone will not be an Apple.
MontanaMariner 2 years ago (edited)
I've owned one Apple product, a used iphone4 I got for free from my then girlfriend. She got an iPhone 5 or 6. Our last Apple products.
Ruth Harper 2 years ago
Sorry, I like their products. I like their computer, and I still use an ipod for my music.
Mrs. Ginger McSarcasm 2 years ago
You'd think an electronic that expensive could at least hold a charge longer than an hour.
Greyson Christmas 2 years ago
Why are you all hating on each other? They're just some goddamn devices that have no meaning. Some phones have different features and that's okay. Instead of hating on others, be happy that you have something. I personally use an IPhone 11 and have no problem with it. Not to mention, at least us Apple users can access the BP app without any problems whatsoever.
Blyss Blyssylb 2 years ago (edited)
I don't have any issues with accessing the BP app from my droid... Motorola G Stylus...my only complaint is that the consumer is being Nickeled and Dimed on top of being Dollared nearly to death! With Corporations, Manufacturers, placing the highest pricing on the lowest amount of quality while pushing the quantity to the consumer! In addition to the aforementioned, common theft is an immobilizer. Especially with the newest theft trends. Grab n dash?! Smash n grab?! Thievery is so NOT trendy! Oh but so many humans think looting funny to the point of encouraging their kids while recording their next hopefully viral video to post on social media because these humans think of themselves as "cool" NOT...(sigh) there I've said it and if anyone out there doesn't understand my rant - than you are the problem. But don't be hating on one another. Because that is as big of an issue as the global pollution
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#9
Tipping
Ryan 2 years ago
The history of tipping is pretty interesting. Totally scummy, but interesting.
Jojo_hobkin 2 years ago
depend if it is to replace a wage like in the US or just reward an oustanding service above a wage already paid by the employer.
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Freya the Wanderer 2 years ago
All workers should be paid a living wage! Giving tipped workers absurdly low pay is downright criminal, and makes them depend on customers who give a rat's behind. BP has had posts about stingy tippers and snarky messages on receipts.
Pamela Blue 2 years ago
Tipping culture is out of control. People are already leaving no tips because of the frustration. An old phrase comes to mind. "They are cutting off their nose to spite their face." By demanding more and more, they'll end up with nothing
Janet Sparrow 2 years ago
Before I leave a tip in a "tip jar" I ask if the workers get the $$$. Shocking how often they don't!
April Pickett 1 year ago
I never understood lowering waitstaff pay to $2-3 dollars and making staff make up the difference by tips to get to minimum wage. That needs to be corrected. However, figuring out automatic tips that show up on your bill is being pushy &, to me. rude. Now everyone wants to be tipped. Fast food workers, garage attendants, grocery clerks, dry cleaners, etc.
Blyss Blyssylb 1 year ago
Yes but highly necessary for single parents and college students struggling to eat, needing $$ for transportation,
Bree Piper 2 years ago
It’s not the tipping itself that’s the problem, it’s the system that’s developed that relies on the direct subsidization of the workers by the consumer.
Willem Andries Oosterhof 2 years ago
We never had this problem in the Netherands. You get a minimum wage or a living wage, but this disease flew over the Atlantic and now I sometimes see a bank space where you can write up some tips. This all came from that third world country of the US of A where people don't get paid properly for the work they do. All victims of the race to the bottom. If that is called being Dutch then I'm extremely proud to be Dutch.
Moving on to actual financial scams, do you know how to identify one? Well, these tips can come in handy when you encounter something you guess might be a financial scam. Watch out for:
- Fake ads that claim that a celebrity recommends it to make big money.
- An online contact you have never met in person talking about investing.
- Ads, websites, or even emails with testimonials and over-the-top promises.
- High-pressure tactics that are meant to rush you to act so you don't 'miss out'.
- Being asked to promote the scheme to friends and family to earn a commission.
So, take these tips and your common sense into consideration and stay safe from financial scams!
#10
Charging subscription fees to access software on hardware you already own.
"*Our customers pay for our over priced goods, but they appear to still have money. How can we make them buy the product every month without us having to pay to make or ship any new materials*!?"
zgillet 2 years ago
My company charges our customers monthly because we pay for servers to store their data. We also provide security and redundancy services. We offer to sell our software as-is without support - only one customer has ever done that.
Squirrelly Panda 2 years ago
Ah, you are providing services over and above the software. You own hardware the customer is using..very different from software only subscriptions.
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Bobby 2 years ago
I can understand a subscription for support and quality of life updates. But this stuff is already so expensive, you should have a lifetime license for that version. Company stops patching that version and goes on to the next, fine. Let me use the old one i already paid for, don't force me into a subscription model and tell me the benefit is I always have the newest version
Will J Dochartaigh 2 years ago
I bought photoshop elements a few years back, it’s the ‘buy once & done’ version. I don’t need the tiny updates on the monthly fee version & I’m not a professional who needs it. If they ever go to only the rental, I’ll delete & be done with it.
Sara Wilson 2 years ago
Quick books, back around 2008, was charging $50/mo for ANY kind of customer support.
ScarletRos 2 years ago
I’m still using my adobe creative suite from 2006 that I got cheap when I was a student - ridiculously overpriced subscriptions these days!
#11
Baby formula. There is NO reason it should cost that much.
LizzieBoredom 2 years ago
I should have rented my boobs and sold my eggs. I'd have a much bigger TV.
Mike Fitzpatrick 2 years ago
Then you'd get to watch the endless commercials/ads on a huge 4k set! 🤣🤣
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Carman Davis 2 years ago
The cost was our governments way of telling us we can do what we want and you better to comply.
Dorothy Stovall 2 years ago
Evaporated milk and Karo syrup - like in the 60s. We turned our fine.
Pamela Blue 2 years ago
With that price, I'd definitely breastfeed. I'm aware that there are some women who cannot, but for the vast majority, that price for formula should kick them into breastfeeding. It really is a lot cheaper! LOL!
#12
buying schoolbooks. publishers know you have literally no choice but to buy it and jack up the price in many cases. And some teachers get a cut on those sales which is insanely scummy but somehow tolerated in many schools.
I’ve had classes where you had to pay 150$ for a book we didn’t even use once during the class, but you literally couldn’t do any of the online evaluations unless you bought it. It’s just a way for some company to make an easy 500-600 dollars or more off the back of students.
Luke Branwen 2 years ago
A thief has stolen $20,000 worth of university textbooks. He was caught and forced to return all three of them.
Kraneia The Dancing Dryad 2 years ago
I don't mind buying physical books, although they are expensive. What pîsses me off are the online ones. Want to do work in a place without Internet? Too bad. Want to keep the book after class ends? We tell you you can download it but we make it impossible to do so. Wanting to sell them back and get a little back for it? Forget it!
Chelsea McKee 2 years ago
I know I'm late to the party, but what if we all just stopped working... simultaneously.
2 years ago
They're so much cheaper in the uk. If you're struggling, you can get so much help and collage/university libraries often have copies too. I can't get over the amount it costs for further education in the US! And their costs if you become ill. Wow just wow
Sebastian J. 2 years ago
I'm glad to hear that at least one county isn't on scam mode. Existing in general in the US is a very expensive ordeal.
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Mobey Drunk 2 years ago
It's insane how much these things are. My paramedic book was over $500
Neb Skram 2 years ago
if in US use interlibrary loan for ur textbooks it takes a little pre planning but i got most of my text books using this method for a BS in geophysics for free make friends with your library staff and ask about getting textbooks from " ILL" they will know what ur asking for
April Pickett 1 year ago (edited)
Oh, the schools and the professors get paid. If you have to pay for a book, it should at least be up to date.
#13
Organized religion
Jane No Dough 2 years ago
Oppressing women and the poor for millennia, organized religions have to be the longest running scam on the planet, likely because they are the most lucrative.
Neb Skram 2 years ago
beware the god squad will down vote you just because
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LizzieBoredom 2 years ago
Or political parties worshipping a DemiGod for some unfathomable reason.
Load More Replies... Freya the Wanderer 2 years ago
Shout it from the mountaintop! Organized religion is just a method to keep the sheep in line and ignorant. "Work and pray, live on hay, you'll get pie in the sky when you die."
silowew628@picvw.com 2 years ago
My invisible magic sky man is real but everyone else's invisible magic sky man is fake.
Laura Williams 1 year ago
I think that is catholic and televangelists mostly. I volunteered at a few and they are scraping by.
Momten Jillian 2 years ago
The bible is a "diary" of a society struggling to understand their lives through the lens of their available technologies. Jesus was the victim of a political kidnapping to keep him from being a martyr for the masses(Osama Bin Laden). The Republicans think they can drag us back 2000 yrs in their mission for minority extremist dominance over our lives. I have not ever and will never vote Republican. Their vision for our nation is a toxic one
Justine Ludeman 2 years ago
Religion is just plain garbage. It was a code written in a time to give people hope and to control behavior within a society...nothing more. When I see religion, I want to puke because that and c**p about gay right gets crammed down my throat every single place in this town. 🫣
#14
Overdraft fees. Tax on being broke.
Freya the Wanderer 2 years ago
MarieL, Scarbez, don't jump to conclusions. Could be the person who has the account is barely squeaking by, barely able to keep up with rent and utilities, living on beans and rice and instant Ramen. Walk dawn to dusk in somebody else's moccasins.
Kraneia The Dancing Dryad 2 years ago
Some banks give you the option of losing the overdraft protection --if you're over, the transaction will simply be declined rather than "borrowing" from the bank. Embarrassing in public but keeps you from being charged.
JaimeeJames WD 2 years ago
Here it’s called an overdraw fee (overdrafts used to be a kind of loan arrangement) and fees for overdrawn accounts were banned in Australia a few years ago. Completely unethical to charge people fees of $30-$40 when their account overdraws by one or two bucks. It disproportionally impacted the people who could afford it the least.
Laura Williams 1 year ago
I want to know why someone can't just throw in if it's under a dollar and call you. You owe me 23cents.
R Dennis 2 years ago
I remember a phone store adding a zero on the price of a phone (they weren't even supposed to charge me at the time anyway.) They screwed up the refund and charged me a second time the correct price which they also had to refund me. Banks used to pay out in order of price instead of time the charge occurred and processed credits last. By the time everything settled, the bank had bounced so many things (as low as $15) that I had to pay $180 in fees and they said there was nothing they could do...
Mela (qu33nwh0) 2 years ago
Pretty sure this is illegal in Australia now, but banks still do it because people don't realise.
Janet Sparrow 2 years ago
I could never figure this out. Fining those who can least afford it.
#15
Campaign finances
MontanaMariner 2 years ago
Can't wait to see Trump in court in 2025-26 for using his 2024 campaign money for legal fees. I'll eat a dirty shoe if I'm wrong.
Cat Chat 2 years ago
Never will happen. He'll be president again, have absolute presidential immunity, and any attempt at prosecution will just be a political ploy to remove him from office 🙄(please read the extremely heavy sarcasm here. I can't stand him and knew before the first time he'd be/is the worst thing for our country, not even having the understand of what powers a president does/doesn't have).
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Bruce Horton 2 years ago
Primarily a us problem I think, election spending is limited to relatively low amounts where I live
#16
Capitalism . Working hard for peanuts so the people upstairs can get wealthy.
Dane 2 years ago
It wasn't always this way. It seems "greed" was promulgated in the '70's, via tax breaks, etc, to the point that business owners and corporations are no longer morally obligated to share the spoils.
Karmageddon 2 years ago
80's actually, thank Reagan and his trickle down economics.
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Jared Robinson 2 years ago
If somebody says they enjoy capitalism, they are one of the few lucky enough to have a big bank account.
Captain McSmoot 2 years ago
I think the OP misspelled greed. The post isn't a description of capitalism; it's a description of human greed. Greed historically has done more damage in socialism and in communism than it has in capitalism.
sofacushionfort 2 years ago
De-regulated capitalism. Like sex, it can be good or evil, depending on its intent and conduct
Michael Largey 2 years ago
De-regulated capitalism is Like sex in that someone always gets f****d.
Load More Replies... Laura Williams 1 year ago
Everywhere, all the time what they donate is not enough to offset the gains Every year.
Bruce Horton 2 years ago
You know that all those countries most BP's idolize; Sweden, Denmark, Germany are entirely build on capitalism. Maybe they have higher taxes and flatter income distribution but 100% capitalist based economies.
#17
Temu, TikTok, Wish
Freya the Wanderer 2 years ago
I've heard so many horror stories from people who ordered stuff through Wish, I wouldn't touch that site with an eleven-meter pole.
Scarlett 2 years ago
I’ve heard the same from Temu (and also apparently it’s been known to swipe information from whatever you used to pay).
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Poison Ivy/Boo 2 years ago
I read an article that a guy wanted his fiancée to order her wedding dress off Wish....."as it's cheaper".....had a blowout about it and they are no longer together. Seriously guys.....some friendly advice here: DO NOT SUGGEST SHE ORDERS OFF WISH!!!!!!
Nice Beast Ludo 2 years ago
Tiktok is just for selling your soul... completely different
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Vince Wales 2 years ago
Why all the Temu hate? I love Temu! Nothing whatsoever like the scam that is Wish.
Steve Hall 2 years ago
I buy stuff on TEMU every week. It is cheap and the quality is fine.
Load More Replies... Craig Boddys 2 years ago
All scams, all chinese, all secretly using spyware to steal peoples info, all banned in my house.
Gina 2 years ago
Almost everything in your house is made in China. Even the car you drive parts on it are made in China. The clothes you wear probably made in China. The bed you sleep in. The phone you're talking on now made in China, the computer made in china. Sorry to bust your bubble. Your kids toys. Some of your appliances. So sell everything made in China that you own and see how that works out for you.
Load More Replies... #18
Paying the same price for digital games as physical.
Digital should be muuuuuch cheaper.
arthbach 2 years ago
No, not 'much' cheaper. The cost of making physical copies of the games is not great. The costs are incurred in paying for the people who make them, the advertising etc.
zgillet 2 years ago
The real cost is retail's cut of the sale. In digital sales, they run the store on consoles (not Steam).
Load More Replies... Richard Michael 2 years ago
Much cheaper? How much doe you think it costs to burn a DVD or Blu-ray disc? It's literally pennies.
iseefractals 2 years ago
Explain why. The plastic media the game is stored on costs a few pennies to manufacture, the plastic case they're housed in a few pennies more. You're not paying for the packaging, you're paying for the artistic expression inside it. Something that took dozens to hundreds of people years and 10's or 100's of million of dollars to create, and 10's or 100's more market and advertising. Now aside from that....digital copies incur the added cost of servers, electricity costs to run them, the bandwidth costs of delivering the content, to any device, at any time, anywhere in the world. So....i'll say again, explain what logical explanation you've come up with to justify that "muuuuuch cheaper"
DippityDooDerp 2 years ago
I paid $9.99 for the BioShock Ultimate collection, digital copy. The physical copies are $20+
#19
Hospitals taking additional fees on so you have to constantly ask them to itemize it so they remove the bogus add one
Dane 2 years ago
(In the US) I work and have decent insurance. Got a nose bleed my local clinic couldn't stop. Went to the ER - Nearly $5k (of which I had to pay nearly $1500). They used some name-brand nose--spray (an anti-coagulant), and when that didn't work, inserted an inflatable tampon (that fell out 2 hours later). Why so high? Apparently, while I was bent over bleeding into a bedpan, a "specialist" literally stuck his head in the door to ask how it was going.
James016 2 years ago
Heard similar stories. One person got charged several hundred dollars due to an unauthorised doctor. What happened was that an out of network doctor looked at the patient notes as he was passing the patient’s actual doctor in a hospital corridor and charged for it.
Load More Replies... 2 years ago
Absolutely disgraceful the charges in America! I think everyone pays taxes? What do they get? You even pay for garbage removal. We have counsel tax and taxes that pay for those as it's easier. I bet EVERY single American would pay an extra quarter for every dollar if they got what most of the other world has. You can get sacked if you're ill, have a work accident and there's no-one backing you. That doesn't happen here. Extortionate prices to educate yourself. The American dream doesn't exist! For such a modern country, it's politics are shocking. No true democracy if you're only able to choose from two! My daughter went to live there for two years because she was obsessed with the USA although she loves taking a holiday there (because she has friends there) she came back after 1 year and hated it and everything the US stood for! She can't understand why so many think it's the best country in the world. There are lots of lovely places, it's not a problem at all. It's about the (above
bob cameron 2 years ago
Some (a lot) of US govt policy is questionable but Americans are incredibly generous, friendly hosts. USA is also very beautiful , resource rich country. I do agree that living there would be a challenge though given the political path they are presently following.
Load More Replies... Will J Dochartaigh 2 years ago (edited)
I’ve warned hospitals & later fought over billed cost of random doctors stopping by. They removed the fees of phantom doctors. I also threaten any unknown doctor who stops by. “I don’t know or authorize you - go away & don’t dare charge me.”
Tamra 2 years ago
Good for you, man! You have to be your own advocate in this system, otherwise you get bent over.
Load More Replies... Freya the Wanderer 2 years ago
Convenience my a$s - it's so they can charge you $10 a wad. A [censored] ripoff! Making health care a for-profit affair has been the biggest disaster inflicted on the USA.
Load More Replies... Pamela Blue 2 years ago (edited)
I've read some absolute horror stories about the US health system. And the issue here is not the hospital bill. It is the insurance companies. Get rid of the damned insurance companies, pay a couple cents on the dollar a month for universal health care, so that everyone can access it without panicking about getting a $5,000 bill for a simple nosebleed. Every other westernized country knows how to accomplish it. It's the insurance companies who are fighting tooth and nail against it, because of the vast profits they're making. So they call it communism, which is a joke, but they'll convince you it is because they refuse to lose all that money.
Dav Carro-Ripalda 1 year ago
This because insurances are paying such fees. In reality, services are not as expensive as they charge them. Problem is health system in the USA.
#20
The whole system of Credit scores
MontanaMariner 2 years ago
I've read there is a push in Congress to remove medical debt from credit scores. Small step in the right direction.
Kaedyn Walsh 2 years ago
It's already done. All mine fell off my credit report. I'm still getting wage garnished on them but they're off my report and it doesn't harm the credit score. Been like that for around a year now.
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Rob Chapman 2 years ago
Employers checking your credit score before deciding whether to hire you. Oh you were late a few times on your Comcast bill? Sorry, that disqualifies you from working minimum wage at Burger King.
Crescent 3 2 years ago
This needs to be higher. I had a car loan and my credit score kept going up because I paid it on time, every time - as it should. Then, I paid it off on schedule as agreed - and my credit score WENT DOWN, because it counted as a closed account.
Upstaged75 2 years ago
Yup that happened to me too. I paid off a high balance credit card and closed it. Which dropped my score. I had a higher one when I had lots of debt. So ridiculous!
Load More Replies... Nitka Tsar 2 years ago
We do not have that, thankfully. Here it is the opposite. It is best if you never had any loans. If you want to get a loan or buy something big on kredit, they can look up if you ever had problems paying something off or if you have outstanding debts. If you have/ had, then they can deny the loan.
#21
Extended warranties
Jane No Dough 2 years ago
Any warranty that costs money. The price of the product should be our only cost. Poor quality should not be rewarded by enabling manufacturers to charge more to repair or replace the item. Not long ago you could simply return them for a refund.
Laura Williams 1 year ago
That has been gone for a very long time. Why repair it's cheaper to buy new at least that is what they tell us.
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Kim Burke 2 years ago
I have bought and used extended warranties several times. I had a dining room table replaced because we scratched it accidentally and it could be repaired due to the finish. I had a vacuum replaced under extended warranty. I just had a 4 year old laser printer replaced under extended warranty. I had my clothes dryer motor replaced under extended warranty. You have to understand the warranty, keep the paperwork and remember that you paid for the warranty.
RedBadgerCan'tSwim 2 years ago
I purchased a used car from a very reputable dealership. When they offered me an extended warranty, they went through it in extreme detail so I could make an informed decision. I did end up buying the warranty, a five year, and about a year later had my entire dashboard start to fail. Cost me nothing to fix. Over the duration of the warranty it paid for itself several times. It even covered tow trucks and rental cars. So not all warranties are scams but some definitely are.
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Phandom Apostolis 2 years ago (edited)
If you consider this together with Planned Obsolescence, you know why things break after "warrany period"+ 2 weeks.
Moonchild Creations 2 years ago
Warranty that isn't clearly explained. Such as the warranty that comes with vehicle and the additional warranty that is purchased and does not include Bumper to Bumper coverage.
Bree Piper 2 years ago
Not just a scam, but you’re betting against yourself. You’re betting that something WILL happen that would cost more than all those premiums combined. Now add in ALL the warranties on EVERYTHING you buy. They’re raking it in.
#22
Every type of monthly bill going up year-on-year above inflation unless you change providers every year.
LizzieBoredom 2 years ago
CABLE COMPANIES. Why does my bill go up $5.00 every 3 months for a buried cable noone has serviced since 2003??
WindySwede 2 years ago
Chare holders, new installations, repairing old stuff, and some bonuses?
Load More Replies... Dorothy Stovall 2 years ago
Car insurance. Everything exactly the same for our two cats. $328/month in the beginning; now $678/month. No tickets or accidents. Bye Allstate.
James016 2 years ago
My internet was about to go up from £45 to £68 as all my discounts were coming to an end. Thankfully it took one phone call to Virgin to keep it at £45 for another 18 months. Council Tax though. That skyrockets every year and now we are losing our green bin collection unless we subscribe next year. Green bin is for garden and food waste.
#23
The lottery
Almost all other forms of gambling at least give you a reasonable chance of winning something. The lottery is straight up robbing the stupid
Cat Chat 2 years ago
Exactly. The countless who say they play for the bigger chances at those smaller winnings. "I can win $50 every 2 months... only $1 a day" 🤔🤦♀️
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Jerry Mathers 2 years ago
The thing about the lottery is that it's a choice. You don't have to play. Everyone knows the odds are absurdly long. But here's the kicker that people forget. For $3, you get a bit of fun imagining how it would be. You talk with others about it, you image what you would do, you plan how to quit your job, whatever. That's the real value. It's fun of dreaming about what if. Every time I see a post on what's a scam, someone drops in the lottery. But they don't understand what the real payoff is for your $3. And for 1 or 2 people, that dream does come true. I think the lottery, when played responsibly, is great. You just have to understand the real payoff.
Tucker Cahooter 2 years ago
Most of us are leading lives of quiet desperation, usually because we don't have the contacts or social skills to get a leg up in life. The lottery has to be won sometime by somebody, and I would rather have a slim chance of winning big (allowing me to give the finger to the world) than a reasonable chance of winning a modest amount that at the end of the day still requires me to be a working stiff
Sara Wilson 2 years ago
I've heard u have a better chance of being struck by lighting than u do winning the lotto
Michael Largey 2 years ago
"A government lottery is a voluntary tax on ignorance." - Thomas Jefferson
Sebastian Garcia 1 year ago
They should make a IRS lottery. Every person who pays taxes gets 1 ticket (More the more taxes you have to pay. Not including millionaires). Win, and you never have to pay taxes in USA again.
UpQuarkDownQuark (he/hey you) 2 years ago
I spend $1 to $2 a month on lottery tickets. I know for a fact I’m throwing my money away when I do so, but it’s just a buck or two. I cringe when I see people, especially people of clearly limited means, spending large sums on lottery tickets.
#24
Political Parties.
LizzieBoredom 2 years ago
Special Interest groups, lobbyists, gerrymandering, electoral college, or otherwise over-riding the will of the people.
Nichole Harris 2 years ago
Reminds me of the south park episode where Stan had to choose between voting for a giant douch or a turd sandwich 🤣
JB 2 years ago
No democracy has it “right”, it’s still a work in progress; as it should be. But the USA is the only democracy where an electoral college shoves aside the popular vote. First past the post isn’t ideal but staying in stalemate forever because a minority disagrees might not be tenable.
Freya the Wanderer 2 years ago
Government itself is a work in progress. Every country needs a good healthful - preferably nonviolent - revolution now and then.
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#25
Voting. We don't pick them they pick us. They draw the lines to better the chances for they're demographic. Gerrymandering it's a thing
Luke Branwen 2 years ago
But it's still worth doing it. Not voting isn't a tool of resistance, but a tool of surrender.
Mike Fitzpatrick 2 years ago
Please say that louder so the folks who refuse to listen can hear it.
Load More Replies... Delta Dawn 2 years ago
USA: You can still win even if a district is gerrymandered in favor of the other side. Just have more people voting for your candidate turn up on election day. Brute numbers wins against skewed odds.
Delta Dawn 2 years ago
This is also how a small minority of people can get extreme bills passed at the local level. If mainly their supporters turn up to vote, they win -‘even if the law is broadly unpopular.
Load More Replies... MontanaMariner 2 years ago
I live in Montana, we have 3 electoral votes. No one cares. I've been a political orphan for years.
Cat Chat 2 years ago
I live in Utah and hate it that when voting for president, if I don't vote for a Republican, my vote is basically for shìte (which, btw doesn't mean I don't try whenever I vote otherwise - I claim Independent, as both major parties have issues).
Load More Replies... Justine Ludeman 2 years ago
Sad but oh so true. Gerrymandering is completely absurd. Like I said before..."I am a mere grain of sand on their beach of b******t."
Craig Boddys 2 years ago
All votes are counted, but only the ones they want to count are declared. Same worldwide (wherever voting is allowed, that is)
Steve Hall 2 years ago
I think districts should be set by zip code. The people who stand to win or lose should not be involved in setting the voting districts.
#26
The supplement industry
Chelsea McKee 2 years ago
I like the supplement industry. People think it's a bunch of bogus, but these products can/do have noticable effects and daily limits. If you don't believe me, give Passionflower a try.
Laura Williams 1 year ago
Have tried many and potassium or zinc great. Passion flower messes up other medications I take. Also they aren't regulated or tested for allergies.
Load More Replies... LizzieBoredom 2 years ago
Go to the vitamin/supplement aisle in any store and 95% of the product on shelves is made in China. WTF??
SparkleFarts 2 years ago
The fact that the supplement industry isn't regulated. Interesting story behind it
Pamela Blue 2 years ago (edited)
With the diet of North Americans today, they NEED supplements or they'd die of malnutrition. Most of them are anyway. But find a brand you trust and stick with it.
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ROSESARERED 2 years ago
I have to use them due to food allergies...justcwish they didn't cost so much
Craig Boddys 2 years ago
Never took vitamin supplements at all until 18 months ago when the doctor had been recommending it for 2 years. 2 months later im in hospital and needing emergency surgery to drain stomach abcesses. Havent taken them since, and once again im fit and healthy. Coincidence? Probably, but im not taking the risk for something i obviously dont need
#27
Very rich people having a "family trust" to evade inheritance tax
Libstak 2 years ago
That's not a scam, it's good planning, you can have a family trust for a little nest egg too, doesn't have to be alot.
Delta Dawn 2 years ago
Generational wealth transfer above a certain amount should be taxed. But the wealthy always seem to find loopholes and don’t pay their fair share,
Load More Replies... MontanaMariner 2 years ago
Only people complaining about this are those that don't have inheritance. My dad basically worked himself to death, and no way in hell was he giving the government any of it. I've paid plenty in taxes on the purchases I've made with that money.
#28
Light bulbs. Apparently when first invented they lasted too long and so manufacturers had to reduce their longevity to make them commercially viable. Scam.
Ace 2 years ago
Not quite. There was a cartel formed to standardise light bulbs, including their lifespan, but the longer-lasting bulbs at the time were undesirable because of lower efficiency (as in light output per power input) and greater heat output, so it wasn't as simple as this makes out.
WindySwede 2 years ago
Not really, see my link above! (Under Ace:s comment)
Load More Replies... #29
Interest rates in banking, or just banking in general. They literally use your money to lend other people money so they can charge then interest, making them money with your money.
What's worse is that in times of crisis they can just declare bankruptcy and that's it, they don't owe you anything and you're s**t outta luck, even if they lost literally all your life savings.
Also they force you to get a credit card if you want to apply for a loan, banking is just scams on top of scams.
Kraneia The Dancing Dryad 2 years ago
The FDIC is supposed to protect your bank account from this, make sure your bank is FDIC insured.
silowew628@picvw.com 2 years ago
In the United States, unless your account isn't FDIC insured, you're not going to lose your money if the bank declares bankruptcy
WindySwede 2 years ago
We have a "deposit guarantee" (google translate) for up to €100'000. If the bank crashes. The government provides that security.
Keith Bryan 2 years ago
We have this in the US too. The Federal Deposit Insurance Corporation (FDIC) insures personal, non-investment accounts up to $250,000. Your life savings are safe.
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Linnoff 2 years ago
If they didn't do this how would they pay anyone? If all they did was hold your money for you they'd have crazy fees. The building costs money, the teller needs to be paid, the off-site servers and ATMs need maintenance. Many of a bank's services are free for members and all they want is to use your money while you aren't, seems like a good deal to me. But yes, the fact that the bank can fail and I just lose by money is dumb.
Phillip Moderow 2 years ago
I DESPISE BANKS ! Have been searching for years for a viable alternative. Any ideas ?
iseefractals 2 years ago
The whole point of a bank, is that they're federally backed. That way it doesn't matter if they "declare bankruptcy" your money is insured. By the government. They "force" you to get a credit card, to prove that YOU are responsible with money before they loan you hundreds of thousands of dollars. If you can't figure out how to charge $1-$200 a month on your credit card, and pay it off at the end of the month, you're probably not going to be able to handle paying off hundreds or thousands in the form of a mortgage. Yes, they use "your" money for loans....because they also will invest YOUR money should you be smart enough to take advantage of it. They also pay varying rates of interest in return for this, but again you actually have to make an effort to educate yourself so as to better take advantage of all the tools at your disposal. That you do not, is not the fault of the business providing a service.
#30
>I'll start: paying for water
You're not paying for water, per se. You're paying for *treated* water. Tap water is filtered, purified, and tested. Bottled water is ... bottled. Either way, some work has been done to it, and that is the value-added portion of the water which you're paying for.
You are welcome to go down to the lake and drink out of it for free. Good luck with that, by the way.
Mike Fitzpatrick 2 years ago
And sewage disposal. The treatment plants cost $ to operate and maintain. The outrage comes when there's a markup for the service that is exorbitantly higher, just because.
Neb Skram 2 years ago
i am willing to pay a lot to not have to deal with poo dont know what the "markup" is for you but its well earned in my world
Load More Replies... LizzieBoredom 2 years ago
I have a really old well (covered and unused) in my backyard. I'm not going to be the one who figures out who all is down there.
Brainmas 2 years ago
I have well water and the government is trying to find ways to charge is for that too. It come straight out of the ground.
Laura Williams 1 year ago
Don't drink from the lake. Unless you have no choice. You do not know what is in that water.
Linnoff 2 years ago
Paying for water/power makes sense, they have to maintain the delivery systems (pipes/wires) and the filtration or power plants. The BS part is that if you own a house you have to have utilities or the city can penalize you, and even if you don't use those utilities, just having an account costs every month. (As a low energy user almost half my bill is the mandatory fee)
Jared Robinson 2 years ago
It is illegal to collect rainwater in some places to ensure that the water companies get paid. WTF is that absolute nonsense. I must pay for water. that is f*****g evil. Capitalism is f*****g evil. The US government is currently f*****g evil.
#31
Pyramid schemes (you'd think by now people would easily recognize them)
There's some that do actually make you money but you'd have to have a cold heart for it.
I had these 2 high school friends who were a couple. Totally normal people. After high school we kept in touch and would get together often on weekends.
One day though they started sending us these invitations on fb or text to go to some meeting about some new energy drinks or protein idk. We wouldn't answer as we just didn't feel right about it.
On Facebook we would see they posted a lot, but I mean dozens of posts a day about joining thir team and how they would be selling a lot and the awards they were given for being top sellers etc.
Turns out that they never sold any drinks. They would just go around recruiting people to sell them while charging them to join the team because they would help them with advertising and with distribution.
They did make money apparently but over getting people to join knowing it was a bs product and it would probably not sell at all. They made money off those people joining. Not sales of the product. But they spent time and effort on that gig.
It went on for a while but like expected, they aren't doing it anymore. But we don't talk to them as much because their insisting emails and dms sort of became annoying and we started to ignore them.
MontanaMariner 2 years ago
Yep. I've blocked a few friends over the never ending MLM scams they would try to sell me. Most are bankrupt.
Moonchild Creations 2 years ago
What is MLM? Pyramid schemes prey on people who are desperately needing employment. I would show up for interviews only to discover there was no interview only Vultures wanting you to spend money to peddle their c**p
Freya the Wanderer 2 years ago
MLM, pyramid scheme. Borzoi, Russian wolfhound. Mountain lion, puma, cougar.
Load More Replies... Upstaged75 2 years ago
Yeah, you don't make money selling products with those scams. You make money by signing up people for your down line. And they usually get screwed.
#32
Things being $19.99 instead of $20
Jared Robinson 2 years ago
this has to be b******t by now, like our psychology as a country has to have changed by now to see through this b******t right.
Load More Replies... Nichole Harris 2 years ago
Studies have been done that prove folks think subconsciously that the 19.99 is cheaper..... When it's not..... But IDK if it's a scam 😆
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Vix Spiderthrust 2 years ago
No, this is the *opposite* of a scam. All this stuff about psychology is bollocks. The reason everything costs a penny under a round amount is so the cashier has to open the till to make change. If the till's opened, the sale is logged, so the cashier can't just pocket the note and pretend the sale never happened. It's an anti-theft measure. Any psychological effect is a happy bonus.
Nichole Harris 2 years ago
IDK... Everywhere I've worked will open the till for .05$
Load More Replies... Jared Robinson 2 years ago
Hopefully we all see through this b******t by now. They need to just end this ridiculous practice.
MontanaMariner 2 years ago
Not a scam, but psychological manipulation. Same reason car dealers can advertise whatever price they want as long as there is a tiny disclaimer ate the bottom listing all the fees not included in the advertised price. Sounds cheaper to get you in the door.
#34
Democracy in its current form
Freya the Wanderer 2 years ago
Better to light a candle than curse the darkness. - Chinese proverb
Load More Replies... MontanaMariner 2 years ago
Americans not understanding the difference between Democracy and being a Democratic Republic.
Cat Chat 2 years ago
Yes we do. Just because we only say we have a democracy doesn't mean we don't understand what it really is. It's just easier to use the shortened version in conversation.
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third molar 2 years ago
Why is this a scam? Everyone knows 19.99 is basically 20.0... when we come to US we always convert Temp from F to C to understand if its hot or warm. Its more like that. U just convert ur perception
third molar 2 years ago
Comment went into wrong post. I meant his for the 19.99$ being scam
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#35
Prescription medications - medicine that is literally lifesaving and required for people to live should be affordable for everyone but big pharma does not care.
Final score:
13points
Ozymandias73 2 years ago
$300-$500 for ONE vial of insulin w/o insurance. Diabetics, Type1s especially, MUST have it in order to live.
Caramello 2 years ago
Excessive mark up on medication required for survival should be illegal. Denying someone access to that medication should also be illegal. If the manufacturer is so worried about how to cover the cost, have them look at the salaries of the C-suite (CEO, CFO, COO, CMO, etc). Then move onto the vice presidents and managers. Plenty of wiggle room in no time.
#36
Property tax when you supposedly "own" your house
I suppose the house is owned, the land definitely isn't.
Aisling Raye 2 years ago
Sales tax and federal/state income taxes. If you buy a car, a television, a book, a table or chairs...literally anything else, the tax is added at the time of purchase. Do you expect to pay taxes on any other purchase each year after you buy that thing? I'm assuming you don't. Do you give the government money out of each and every one of your paychecks to fund those sorts of things already? I'm assuming you do.
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Elchinero 2 years ago
Who pays for the roads, the water system, power poles n lines, the fire dudes /
WindySwede 2 years ago
General taxes, sales taxes, taxes on cars and petrol, fees for water (per house and year, and per cubic meters), electric fees. The fire duds, some general municipal tax? From Sweden perspective, don't know if 100% correct, but some if it.
Load More Replies... MontanaMariner 2 years ago
People complain about taxes, then complain about bad roads, bad schools, and no healthcare. There's a reason socialist countries are happier, healthier, smarter than the US.
iseefractals 2 years ago
How ignorant can people really be? Your property taxes pay for the public services that you don't even acknowledge. Like...oh off the top of my head, funding your public schools, police, fire, EMS, roads, water...ya know all the parts of the city/town that are owned and operated by the city/town. Part of the reason that so many of these things suck, is because absolutely no one pays adequate taxes....because they think they're a scam, and somehow just entitled to everything they want on the expectation that they "deserve" them...but somehow simultaneously believe that everything they do should be valued higher financially.
Michael Largey 2 years ago
Any tax - property, income, sales, etc. - is based on something you own.
#37
Retirement plans. Wall Street unloads all their s****y bets on pensions leaving the average American as the bag holder.
alex bratter 2 years ago
What he's saying is that Wall Street uses funds that are in pension funds to pay for investments that are high risk. The money is then lost and people who are relying on the pension money are left screwed.
Load More Replies... What do you think ?
Douglas Tucker 2 years ago
I think about HOAs as a good thing when they provide landscaping services for common areas or private security services. BUT, not good when you are informed that your needed handicap ramp into your home is not permitted or all your cars must be parked behind your garage doors and not in your driveway, and NO to solar panels because they don't fit well with the current HOA thoughts, and lastly, water saving hardscape front yards are not acceptable because the HOA wants large green lawns as if this is 1960.
Kevin J. Henning 2 years ago
In my area business owners are charging the customer extra if they use their bank card. I guess the business is charged so they pass the fee on to the customer. We've stopped using several local businesses because of this c**p.
Linnoff 2 years ago
The different card companies charge different fees but they're generally a flat 25 cents to $1 per transaction plus 1-3% of the total bill. If you go to a coffee shop and get a $3 cup, they could lose 1/3 of that in fees. Most places I've been, if they add a fee for using a card, it's only around $1 and usually only if your purchase is below a certain total. Just carry some cash and enjoy the fact that there are still local businesses, not just Walmart and Amazon.
Load More Replies... Douglas Tucker 2 years ago
I think about HOAs as a good thing when they provide landscaping services for common areas or private security services. BUT, not good when you are informed that your needed handicap ramp into your home is not permitted or all your cars must be parked behind your garage doors and not in your driveway, and NO to solar panels because they don't fit well with the current HOA thoughts, and lastly, water saving hardscape front yards are not acceptable because the HOA wants large green lawns as if this is 1960.
Kevin J. Henning 2 years ago
In my area business owners are charging the customer extra if they use their bank card. I guess the business is charged so they pass the fee on to the customer. We've stopped using several local businesses because of this c**p.
Linnoff 2 years ago
The different card companies charge different fees but they're generally a flat 25 cents to $1 per transaction plus 1-3% of the total bill. If you go to a coffee shop and get a $3 cup, they could lose 1/3 of that in fees. Most places I've been, if they add a fee for using a card, it's only around $1 and usually only if your purchase is below a certain total. Just carry some cash and enjoy the fact that there are still local businesses, not just Walmart and Amazon.
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