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One of the best ways to cope with a struggle you’re facing is to find humor in the situation. Much to our therapists’ dismay, we tend to do that with the pandemic, our relationship issues and, of course, our unfortunate financial situations. So if you’re looking to bond with your fellow pandas over how empty your bank account is or how painful it is every time you have to pay rent, we’ve got the perfect list for you.

Below, you’ll find some of the most relatable money memes that Bored Panda has collected from around the internet. So enjoy finding some hilarity in the struggle of being broke, and be sure to upvote the pics you find most relevant to the current state of your finances!

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    #3

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    Loverboy
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    lol I've been doing this since I was a little kid, just because

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    #4

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    Loverboy
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    omfg I would kill for a new washer and dryer and I'm not even old yet

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    Cat Chat
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This is 100% me, even knowing there is plenty of money to cover a purchase/payment

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    Michelle Reynolds
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    My son was behind someone in line at Walmart who didn't have enough money for his candy bar and the cashier was like "Really? You don't have $1.25?" loudly in front of everyone! Luckily my son is a good guy and bought it for him and told off the cashier. How rude!

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    StrangeOne
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    That is rude and unnecessary. Good on your son for showing her the errors of her ways. Sick of these cashiers who think they're so much better than the poor people they serve.

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    Sweet Taurus
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Me literally every time I go to the store. That anxiety is gonna put me out one of these days.

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    Sweet_Dee
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Even when I have money in the bank this is how I am. I have broke af PTSD

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    PurpleUnicorn
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Even when you don't expect a problem, it's still a relief when it goes through!

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    That feeling when the last of your 10 credit cards is approved - but only because you had to put half of the groceries back.

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    StrangeOne
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    There's been times I swore I had enough in my account and then some point along the way from my home and to the store, to the till, the bank decides it wants my money and I get declined. Or when I use my credit card, that shows money available but declines because they failed to say the money is still being processed. I hate banks.

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    iSkyn3t
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Or the bank declines it for unusual use... Yeah, the unusual use is that I'm actually spending money.. (happened to my husband)

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    Dorothy Stovall
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Yeah. I get paid once a month, so my account goes from really high to really low pretty quickly. EVERY month the bank (BOA) decides that a regular payment (or a few) won't be paid because of "unusual activity."

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    SAF saf
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    omg yes! lol.... Depressing and sad at the same time, sigh.

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    Onion Patch Petunia
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I really thought I was going to spend the next half hour putting things back

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    Midwest Panda
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I think it's just as bad if you have enough money to cover the purchase, but the card reader doesn't like your card, so you have to either get cash or pay at another terminal. Happens at my work alot

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    TrippyBanana
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    😂 this definitely me even though I check my bank before I buy anything.

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    fs
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Same for folks in line behind me when I just think about paying with card.

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    Loraine MacGinness
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    PLEASE, PLEASE WILL YOU ALL SPEND MONEY ON BLACK INK. I CAN'T READ THIS PALE GREY !!

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    BatPhace
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    That awkward moment of absolute panic when your card declines the first time and you mentally math and remember that you just got paid so it can't be- then the cashier laughs and says 'its been doing that all day, try one more time'

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    Jung Taekwoon
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I swear I could have thousands (lol) and I would still feel this stress.

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    Ese
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This happened to me just now😭. My card declined the first time.

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    Nitka Tsar
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Was going to say that I confused why the US uses credit cards so often, then I remembered they have to build up a credit score and it all makes sense now

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    Jen Mart
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    wait. I have another one *fans out cards like a full house hand*

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    #8

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    "Listen man, I'm about to rob a bank. How about you come with me? I normally don't share, seems like you could use the money though."

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    #13

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    Sad Quokka
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    "you offered 10 grand if someone could hand me in. I caught me, so where's my 10 grand?"

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    TheElderNom
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    My grandmother does that despite having plenty of money, she also cuts up toothpaste and lotion tubes to get it all. She is the good kind of frugal, but I still wish she'd spend more money on herself.

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    #15

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    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This is probably lots of people that get their monthly check, then gotta wait 27 more days, while begging for money from everyone (noo I wasn’t talking about MIL🤨)

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    #16

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    Babsevs
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    As a mum of 2 lovely (yet expensive) daughters, I laughed way more than is appropriate at this one!

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    #25

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    One piece? B***h that's the whole puzzle. Money would solve literally every problem I have.

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    #27

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    B***h where am I getting 6 months worth of salary from? Pulling it out my a*s? I don't see it anywhere else

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    #28

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The Simpsons had it going for them. Big nice house, two cars, a piano, basically anything they could want. On top of that, they had 3 kids and only homer had to work.

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    Loverboy
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Maybe my charger will work if I don't eat avocado toast and drink so much coffee.

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    Brendan (banned for downvotes)
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I used to avoid checking my bank balance. I knew that burying my head in the sand would do me no good, but I just couldn't bare to look.

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    #31

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    #33

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    Loverboy
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    95% of the restaurants in my area charge ridiculous prices for mediocre food. i'd rather just take the 10 bucks and make something that will last a few nights.

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    Lakota Wolf
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    What you do is turn it around and one-up them with YOUR sad story about being broke XD

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    #41

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    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    We all do this, dish detergent, laundry, shampoo/conditioner, lotion, just not to be wasteful and getting your money’s worth

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    #44

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    Helena
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I would have no problem with this if our money went back into public works as opposed to mostly military.

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    #48

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    *shakes in terror of lower house prices, higher minimum wage, and no inflation*

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    #49

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    Ima Manimal
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I wish I were rich enough that the price of beef jerky didn’t feel like a put down

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    #51

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    Vasana Phong
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I’ve learned this the hard way, thanks hbo max combo , took me to 3 different websites to cancel

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    #53

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    zovjraar me
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    never sign up for overdraft protection! they charge you per transaction.

    #54

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    #55

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    KJ
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I drive quite a bit for work, I religiously check diesel prices and plan my stops accordingly to save the pennies.

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Well, I thought putting cute photos and videos on Youtube would pay better, but turns out the cat sees nothing of this money.

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    Uncommon Boston
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Massachusetts had a health insurance system for residents long before the Affordable Care Act. Mass Health helps low income residents; those with higher income can get insurance through Mass Connector. Everybody has access to healthcare. The system is far from perfect, but much better than what you describe.

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    #58

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    Lauren S
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I’m sorry, where exactly are these $300K houses? Because I haven’t seen them since 2010.

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    #59

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    KJ
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The lottery can be so annoying, I got an email telling me I had won a prize on the Euromillions draw, checked and it was for a whopping £4, early retirement here I come!

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    #65

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Tax fraud is always an option. Either you get caught and you receive free food and shelter, or you make more money. Win-win

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    #68

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Does anyone remember the times as a youngster panicking when you owed a friend £/$5. Oh - the good times.

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    If I close my eyes and thing real hard, maybe money will appear in it

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    #74

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    Kelli Pike
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I never ever take money from my kids. If grandparents gave it to them, it's theirs. But if they lose it, that's on them.

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    #75

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    By the way we don't have a car anymore, but a saddle came free with the alpaca

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    #83

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    #84

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    #89

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    It's a smart decision, as long as you're actually contributing and not just draining them. Houses are very expensive, utilities too. Just make sure you're contributing what you can.

    #90

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    Kelli Pike
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    When YouTube makes an $8 pizza an unknown number of years in jail.

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    Mart
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I'm seriously considering to fake my own death and continue living in Costa Rica as a surfboard polisher

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    VonBlade
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    If you really had money someone else would be carrying those bags.

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    This has never happened to me. For me it is - I haven't paid last month's debt yet. I'll sell my phone and computer so I can't be contacted.

    #104

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    Loverboy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    7 dollars... and help from friends and family who payed my way through college and had connections. Celebrities who actually came from nothing know how hard it is and don't give bs advice like that.

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I know he's a frog, but I didn't know Kermit live in a Toilet bowl. Maybe he never left home, and lived there as a tadpole.

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    Hellsbunnies TV
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Woohoo! We made it all the way down to the bottom. You must be as bored as I am! :D

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    So long as they sell blue hair dye and Duff beer, then all is good.

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Just buy a jar of Nescafe and add hot water. Cheap, but it's still coffee. Does the same job - gives you just enough energy from breakfast till you get to work. Then have another one. 9 or 10 of them a day should do the trick, and you'll save a fortune on expensive coffees.

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    He's nervously waiting for the dealer to come back to see if his finance was agreed or not.

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    #118

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Bill Gates left college and got Windows. I left college and got closed doors.

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    #125

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Looks like me realising my holiday/vacation is clearing the garage and working in the garden, instead of going somwhere hot and sunny. Trust me, that means a lot in Ireland, when you have spent the last 9 months enduring wind, cold rain and darkness. Ireland is not all green for no reason. To be so green, you need rain, and lots of it.

    #126

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Please God, Please God, pleassse let there be a number in my account that doesn't have minus infront of it.

    #127

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    Seamus Crumley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    It's awful when cloud 9 returns back to hard mattress in the morning.

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    #128

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    Seamus Crumley
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    But In terms of stress or anxiety, we are plentiful. Minions be like children - they don't care that you have no money.

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    Seamus Crumley
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    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Definitely true. Opened my bank statement today and my eyes instantly filled with water.

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    Relatable-Memes-About-Money

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