Being broke is romanticized way too much. There are plenty of dystopian situations that mask themselves as feel-good stories. Like the idea of the "struggling artist" — we love hearing about some waiter who sacrifices their material well-being and puts all of their disposable income into their creative projects. But in reality, is there any glamor in hustling paycheck to paycheck?
Whatever the answer might be, if you want to make ends meet with empty pockets, you have to be resilient. And part of that is being honest with yourself and everyone around you about the predicament you're in. To show you how it's done, Bored Panda collected a list of very honest tweets from people who are broke and proud.
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apparently researchers found in 2021 that any solitary individual making above $75,000/year in USA at a maximum has reached plateaued happiness - $37/hour. To think federal minimum wage in the US is still $7.5/hour
Am i the only one that saw those numbers and salaries and thought this is another bot and went straight for downvoting? My brain is programmed!
Load More Replies...Money can't buy happiness, but it CAN buy security. A world where one has to be wealthy to keep their family secure is a world that needs to change.
Security is happiness for a lot of people. Knowing that you have a roof over your head and no matter what it will be ok, you can be very happy.
Load More Replies...I'll second the motion (really, 1st vote to the seconding)
Load More Replies...I have always just hoped to bring in enough to cover my monthly expenses snd cover emergencies then have enough left over to take off on a road trip for the weekend. At one point I worked four part time jobs anc went to school two nights a week and house of pet sit whenever the opportunity came up. I have never gotten there…ever
Takes the edge off a lot of things. Don't care what anyone says, I would rather be rich and bored any day.
People that say that usually already is of money, just has never truly experienced not knowing if rent will be paid, or enough food until next paycheck
My mom got mad at me when I lost my job and bought a Mac laptop when I got a couple of unemployment checks under my belt. Got a new job within a week or so at triple my previous salary.
Load More Replies...In my community, I am poor white trash, always have been, always will be. It does not phase me. I would rather struggle a bit and do without than become psycho with loads of money. Being raise in a community of wealth, I see what too much money can do to some people, it’s sad really. I had a wonderful time as a kid, Mother Nature teaching me so much about my environment and learning I could never learn about all of it in one lifetime all free of charge.
The number of bankruptcy filings in the United States has steadily increased over the last century, and especially so from 1980 to 2005.
In fact, bankruptcy filings hit an all-time high in 2005, when more than 2 million cases were started. In that year, one out of every 55 households went broke.
But the following year, bankruptcy filings dipped to about 600,000, the lowest point in 20 years.
Sadly, nowadays the vast majority of bankruptcies are filed by consumers, not by businesses. In 1980, for example, businesses accounted for 13 percent of cases. Today, they account for about 3 percent.
I like the simple pleasures in life... living indoors, occasionally eating; things like that.
The person who spread around the idea that money can't buy happiness was probably a rich guy who didn't want to share. How happy is a homeless man who is cold in the winter, hot in the summer, unwashed and wearing filthy clothes, in danger of being burned alive for someone's amusment, and spending his life knowing that he's doing nothing with his life? How happy is a mother who can't feed her children and all she can do is watch them starve? I've never heard a poor person say that money can't buy happiness. I've only heard people who have enough money say that money can't buy happiness.
Happiness is to not have to worry about everything and money certainly makes that easier.
Weird Al had the right idea: "If money can't buy me happiness, I guess I'll have to rent it."
My friend says "money can't buy happiness, but it will finance the search for it"
Load More Replies...Sorry, I accidentally dropped my phone on my glasses & it downvoted you, so I updated it back. I apologize.
Load More Replies..."If money can't buy happiness, I guess I'll have to rent it." ~ Weird Al Yankovic
I believe money can buy you happiness because if a house make you happy you need MONEY
"That sofa bed is still usable... I just need to be careful the pissy side"...
I would still look, no matter how much money I had. And I'd probably still grab it; I hate seeing anything usable go to waste. But that's the mindset you grow up with when you're poor. It never goes away.
Having supported myself during my student days with roadside (or even dumpster) furnishing "finds", some of which lasted well into my non-student days, I *still* do a double-take every time I see something abandoned which looks like it might be usable.
Me too, you can find beautiful stuff there. I envied people who would go shopping if they need something while I was looking at roadsides and fleamarkets for month until something turned up. But now I like this stuff over buyed stuff.
Load More Replies...Im fortunate enough to be comfortable but I still do this… maybe habits from the times I wasn’t. But also a lot of people throw some nice things away.
I've never understood why so many perfectly usable things are thrown out. If it's not something I need, I will often just take it down to the op shop (secondhand/thrift store)
Load More Replies...Concerning a point in the Article, "living beyond one's means" is closely followed by "helping family and friends" as an expense that can lead to bankruptcy. IMO, that should be ONE category, because we're often called on to help family and friends even when it's above our means.
I say I wish I had enough money so I don't have to look at the ground for money...
In my first apartment after college my roommate and I got all our furniture by scrounging. We brought a coffee table home once that was left out as trash, and it had some unidentifiable gunk on the bottom. We left it outside until we could go back out to clean it properly... then some squirrels came over and ate it all off. They liked whatever it was so much they chewed into the wood to get every last morsel. Sometimes things just work out on their own LOL!
Picking up furniture has nothing to do with income. Paul McCartney has been known to pick up chairs in London.
According to a 2018 study, 66.5 percent of all American bankruptcies were tied to medical issues —either because of high costs for care or time out of work.
The researchers found that roughly 530,000 families turn to bankruptcy every year because of medical issues and bills.
Other reasons include unaffordable mortgages or foreclosure, at 45 percent, closely followed by spending or living beyond one's means, at 44.4 percent, providing help to friends or relatives, at 28.4 percent, student loans, at 25.4 percent, or divorce or separation, at 24.4 percent.
At least it's an emergency number because this is a crisis for many.
Damn! That would be easier! In my country they start from 2
Load More Replies...Could be worse. Back in my day, in an emergency you dialed Zero. ("O" for "Operator")
I guess you can still dial 0 for an operator in some places! Lord knows my account needs help.
Between savings, pension, and Social Security, I should be able to retire about three weeks after I die.
Oh not a check account but a check-up account than! (yeap... I let myself out...)
I know how hard cashiers and waiters/ waitresses work and what they make as a salary. I love to try to brighten their day with a quip or cute joke. If I know someone is an exceptional worker, I will talk to the management about our experience. I like the employee to be there during this time when I call out how exceptional their work is.
MUGGER: "Give me your purse!" ME: "But the purse is worth more than anything in it, and I got it at a garage sale!"
This actually happened to a university colleague of mine. His parents are Korean, but he grew up in Guatemala and he used to tell us about his (mis)adventures and how dangerous of a country it was. One of these included a story from his childhood. On his way home from school, the robbers wanted his bag, and he (a child) somehow got the guts to negotiate and told them "I'll give you the bag, but, please, can I have my books back? I need them to study." They gave him his books back.
Load More Replies...Jack Benny first did this joke around, oh, probably the 1930s. "Your money or your life!" "I'm thinking! I'm thinking!"
“Unless you’re Jeff Bezos, people don’t have very good alternatives, because the insurance that is available and affordable to people, or that most people’s employers provide them, is not adequate protection if you’re sick,” a co-author of the research, Dr. David U. Himmelstein, a distinguished professor at Hunter College and founder of advocacy group Physicians for a National Health Program, said.
Most families do not have enough saved for a simple emergency, let alone thousands of dollars in unexpected medical costs.
Over three-quarters of all full-time workers are living paycheck to paycheck, according to a report from jobs site CareerBuilder, and just 40 percent of Americans are able to cover an unexpected $1,000 expense with their savings, according to another survey from personal finance website Bankrate.
So sadly, it looks like we will see a lot more similar tweets in the future as well.
Age 30: "I'll gladly get run over by a '96 Toyota Corolla as long as they have good insurance".
Silly, it’s 30 when you’re wishing to get hit by a car with good insurance
I’d say bus, they’re more likely to kill on impact as opposed to just maim
Everyone knows you have to get hit by mass transit. You know they have good insurance.
Yeah, I have been wondering if they're going to change the name to DOLLARTWENTYFIVETREE.
Load More Replies...They have a huge house full of s**t, and 2 cars. All on a single 9-5 income. American TV's understanding of "poor" is just absurd.
You haven't seen the episode with Frank Grimes, aka "Grimey". He would agree with you.
Load More Replies...You also wondered if they actually had $2,000,021.87?
Load More Replies...Ah yes overdrawn. One of the bankers favorite words to hear. "Now we can charge you more money; because you don't have enough of it."
It is all in how you look at it. I like to use the "Rich people" checkout at the grocery store. You know, the one for people who can afford to stand in line. Unlike the "self checkout" for people who can't afford what it costs to get full service checkout.
Had to read the whole thing but... When I read the first half I was like "wat? why is dis in this article"
You are a millionaire from $1,000,000 all the way up to $1,999,999.99 After that you are a multimillionaire. Since you are essentially saying you are not there yet, that should mean you have $21.87 and only need $999,978.13 more.
I don't get the system where you work for no money. The only time we do unpaid work experience in Australia is in high school for 2 weeks, and technically you get paid a little as there is a minimum of $5 a day to cover travel expenses. Or if you have to do placements for your degree, but usually you have a youthstudy allowance or similar from the government anyway.
I once got robbed at uni and my wallet only had one dollar...so jokes on them. Lol
I got mugged with my friends at 13. The mugger received two dollars from my friend, a penny from me, and my other friend’s hat. I don’t think he was very happy lol
Load More Replies...I know identity theft is a real thing yet you won't even have that much luck stealing from me. You can't wreck my credit anymore than I have.
My bank called me one day about a fraudulent charge on my debit card: "Did you spend $385 at J&J Liquor in Midtown?" Me: "No!" Them: "Ok. We will reverse the charges, and file a fraud case." Me: "Are you telling me that the charge actually went through? I had, like, $5 in my account! How the heck can a thief overdraft my account at a liqour store by $380, but you declined my debit charge at Wal-Mart last week because I was $1 short? You guys need to sort out your priorities!"
I was walking home when a guy waved a knife at me and demanded all my money. I pulled out my work wallet and extracted both bills, the Confederate dollar and the Spiro T. Agnew dollar. The robber said, "Aw s**t," and wandered off without checking my shoe for the $10 there.
In between bites. So we're probably going to have to dine-n-dash,or dine-n-dip, eat-n-leap. Just whatever the hip kids are calling it nowadays. I would add Jam-n-Jet. But I usually reserve that one for breakfast. Come on now Runnnn.....😳🥴🤣
My date (when I tell him we need to go somewhere cheap because I'm broke this week): "That's ok. I'm paying." Me: "SWEEEEEETTTT!!!!!!!!! Let's go to the place with the awesome cheese dip!"
I'd be surprised if out of that $1 $0.10 went to whatever charity. And now we have an empty plastic bottle to add to ocean waste, and it will last until the heat death of the universe.
What makes me mad is billion dollar corporations asking people for more money.
Do good deeds whatever your situation, and eventually things will work out for you
Price low to high and then see what has the best rating on the first page of results.
Load More Replies...Sometimes i do the opposite just to see what I'm missing! I'm a masochist i know
I'm not struggling these days, but I still do this. No point spending more money if you don't have to. One of the reasons I'm not struggling is because I always shop for the bargains, even now 😆
I always pick "Lowest to Low". Works even better (if it's not there, it's easy to add after hitting F12)
I do that too.. everyone who feels the pinch does that. And honestly, please keep doing it even when you have enough money. It is not necessary that good things are costly. Budget products are amazing and lasting too. I love books but buy second hand books even online if they are in decent condition. If i have too, I buy the kindle version which is so cheap at times. By the way, i have a basic tablet on which i have kindle app. saves money...
I will I stop getting distracted by my rock collection from three years ago while I am cleaning.
It is positive energy literally so because you say I will you know you put your dreams to it ex: I will I played basketball, when I was 4 I said by mistake and now I am playing basketball
Gender is a social invention, don't worry about it. Just do whatever you feel like.
Load More Replies...That would really mess up The Incredible Mr. Limpet. "I will, I will, I will I were a... fill!"
So it's like when you play Monopoly,and you get the card "Bank error in your favor collect $15.00." An you're like "I will." 🤪😆
You know real Louboutins are just painted on the bottom anyway, right? You can paint the sole on any shoe you like.
And stick on little Swarovski crystals, so you're a rich girl...
Load More Replies...I have to confess I don't know the significance of high heels shoes having "red bottoms". I figure they are expensive, but if that was all, I have a red sharpie here that's brand new.
https://en.m.wikipedia.org/wiki/Christian_Louboutin
Load More Replies...They are in Wichita, Kansas. Not much else to spend their money on.... Cheap housing makes for extra spending cash.... 4k sqft higher end house w/ 3 car garage on half acre goes for 250k
What are red bottoms? Okay, I was poor for most of my life. Now I've got a good pension and my biggest thrill is that I can eat whenever I'm hungry and even when I'm not hungry. I remember a time when broth made with a bullion cube with a little packet of saltines made a good dinner. I mean, what are red bottoms?
The red soles are ridiculously priced shoes, that people who care about making an impression buy. Figure $500 to $1000 average. I've never seen what people see in them...I wouldn't really want to be friends with someone who was going to be impressed by shoes.
Load More Replies...Just paint 'em. Christian Louboutin's group even recommends doing that to restore scuffed bottoms XD
It definitely isn't fun being that broke, but when you are.. you're used to it lol.
Load More Replies...Ramen wasn’t around when I was starting out. A box of Mac and cheese and a can of tuna made a “casserole” that sometimes had to last a week.
I can totally relate. My first yr out of college all I ate were ramen. I would put in different mixings to livin it up.
We did beans and rice... lots of beans and rice, for $10 you could eat for a week and a half.
Not if they're gluten free ramen. You get about one third the noodles in them
So true! Plus even the gluten free pot noodle I can get aren't low FODMAP so I can't eat the veg or some seasoning so I'm paying for even less :(
Load More Replies...Love your pfp it is turtwig on Pokémon do you play the game or something
Load More Replies...It’s because there weren’t that many responsibilities when still living with the parents
UBI! Universal Basic Income. People should be given enough to have access to safe shelter, healthy food and clean water. The basics of survival.
Louder for the people in the back (by which I mean the a-hole governments who are the only ones who can implement it)
Load More Replies...Lived in old beat up VW Bug for a year. Was not homeless then, I was just a vagrant. Most folk did not know the definition.
I stopped going to therapy when I realized that most of my problems would go away if I had a million $. Paying the therapist was counterproductive to that goal.
as a college student in the 70's it was the same way. It is part of getting started in life.
Ahhh the day after pay day when all your bills hit lol
Load More Replies...me when i buy food for my family because there really was no food at home
I know lots of people like this ( in laws) get their monthly check, spend it within a week, and call you for a handout until next month, but this is another thread
Good analogy. Add 4 more bills or bad situations to your life. Always something! ALWAYS!
Get that Reverse though and those difficulties become opportunities and that bad luck becomes good! ;)
Then you remember you are not a Sim, and although knowing the pool ladder probably won't magically disappear you are still bummed.
Just remove the fridge from the house and watch it slowly starve to death. Take the toilet out for extra fun.
Load More Replies...🤣🤣🤣🤣 Sims 5 coming out this year I think
Load More Replies...I was gonna say and impregnate your self with Jeff bezos baby, but somebody is gonna take that the right way.
Load More Replies...Oh but horse shoes are actually really expensive and need to be replaced every 6 weeks.
Y'all are figuring the guy means horse hooves, but the first picture in my head was of cloven hooves. Much more practical. And scarier.
I was thinking the same thing. He can buy some goat pants ram horn hat and go for the full effect.
Load More Replies...Horses wear shoes. They're fitted by a farrier. That's 2 fees - 1 fee for 4 horseshoes and 1 fee for the farrier - unless farrier needs another visit to adjust fitting. Hmm... now I'm thinking of a career change.
...and you were watching him the whole time, from opening his bank account, looking at his account balance, checking his facial expression and then watching him open Spotify and choose a playlist? And then decided to tweet it?
This guy will tweet 'Undergrond was full of freaks again, today. One creep was peering into my phone the whole time while tweeting'
What a life to live. Every single Day! It's an endless and vicious cycle.
Yes. I agree. It's not just millennials. Gen X is feeling you there too.
Load More Replies...My bank account allows me the finer things in life. Like water on tap.😳🥴🤣
Must be nice to eat McDonald's. I checked my car for loose change and all I found was an IOU.
All Star by Smash Mouth (the song in Shrek)
Load More Replies...im imaging a pigeon buinessman in my head and this the image i came up with flat750x07...a24378.jpg
And what about this one? pigeon-toa...9f08b4.jpg
In my purse, most receipts are for bill payment. Little ro no money left for wants.
Unless you know how to teleport yourself and don't mind showing up in jeans and a hoodie, yes.
Load More Replies...Like the old joke, hubby doesn't report wife's stolen card bc the crook is spending less
Its so sad that Americans have crippling debt in order to obtain any degree to land their dream job. It's not the "American Dream " but sadly it is the American Way.
No degree, you can't even get an interview. Takes debt to get work, takes debt to get a car, get sick, get debt, and they wonder why no one wants to buy a house or have kids.
Load More Replies...Overdraft and bank fees are ridiculous! They just add more salt to an already gapping wound.
Thankfully my bank did away with overdraft fees when covid hit.
Load More Replies...Another American thing designed to keep poor people poor and make them even poorer when they spend $10 more than they have in their bank account.
If you're stoned and looking for helicopters I recommend this gem of independent cinema: https://www.youtube.com/watch?v=KEoGrbKAyKE
At least you had enough money to buy weed. As someone famous once said in the 60's (I was there), "Weed will get you through times with no money better than money will get you through times with no weed."
Or let's stay inside and talk about the finer things in life over a glass of tap water.
As an American, these are so relatable. I'm sure it's not just in America but, crippling health care and student debt are the cause of many of these in my country. The cost of living goes up but pay does not. The rich get richer and the poor get poorer. The homeless rate increases. People die from lack of health care. I could go on and on. Living here is far from living the American Dream. Its more like a nightmare.
"It's called The American Dream because you have to be asleep to believe it." -George Carlin
Load More Replies...My family's been just scraping by each month for two years now. I thought this would cheer me up. It didn't.
Yeah, I was wondering if the posters are really "embracing" poverty or "just surviving" partly by needing to have a sense of humor.
Load More Replies...We have to stop embracing being exploited and inhumane treatment. I know we are trying to feel better about what's really going on. I think just rolling over and laughing is what the 1% want. This should not be happening and we definitely should not see it as a joke.
I find it astonishing that so many people know what's wrong with our society today, yet not a damn thing will ever be done to change it. People will just keep living in misery.
Everyone is finally quitting their jobs/endentured servitudes/plantations lately. I remember every time I walked into work as kid I would actually feel my soul die. After 8 hours of work all night long I would have less than $50 after taxes. I have always known that s**t isn’t right for anyone of any age.There were people working there with kids and a family I could barely afford to eat ramen and had three other roommates. I don’t know how they made it working at Walmart A LOT of them made less than I did I got hired at $8.65 and was told not to tell anyone else as they would be upset because they had been there for years and only made $7.25/hr
Load More Replies...Poverty sucks, no doubt. Without money, you live in an entirely different universe. It is often exhausting, frightening, demoralizing, sometimes humiliating, and much more dangerous than life for those with money. If you've not read the book Nickeled and Dimed, written by a woman trying to live only on minimum wage, I highly recommend it.
Don't need to read books on poverty... the 80% of us who live it know.
Load More Replies...This is relatable anywhere... Whatever you earn is not enough... I love music and books but cannot afford to splurge (not at the moment). I have asked my friends to give me their books which they don't want anymore. I also shop second-hand at times. No shame at all. Plus pay my basic plan with good net pack. It allows small pleasures like downloading movies on youtube. Pay one music app for year. I get music..
I love the tragic-comedy of this thread but also would love to give money to everyone who needs it. Including me.
As an American, these are so relatable. I'm sure it's not just in America but, crippling health care and student debt are the cause of many of these in my country. The cost of living goes up but pay does not. The rich get richer and the poor get poorer. The homeless rate increases. People die from lack of health care. I could go on and on. Living here is far from living the American Dream. Its more like a nightmare.
"It's called The American Dream because you have to be asleep to believe it." -George Carlin
Load More Replies...My family's been just scraping by each month for two years now. I thought this would cheer me up. It didn't.
Yeah, I was wondering if the posters are really "embracing" poverty or "just surviving" partly by needing to have a sense of humor.
Load More Replies...We have to stop embracing being exploited and inhumane treatment. I know we are trying to feel better about what's really going on. I think just rolling over and laughing is what the 1% want. This should not be happening and we definitely should not see it as a joke.
I find it astonishing that so many people know what's wrong with our society today, yet not a damn thing will ever be done to change it. People will just keep living in misery.
Everyone is finally quitting their jobs/endentured servitudes/plantations lately. I remember every time I walked into work as kid I would actually feel my soul die. After 8 hours of work all night long I would have less than $50 after taxes. I have always known that s**t isn’t right for anyone of any age.There were people working there with kids and a family I could barely afford to eat ramen and had three other roommates. I don’t know how they made it working at Walmart A LOT of them made less than I did I got hired at $8.65 and was told not to tell anyone else as they would be upset because they had been there for years and only made $7.25/hr
Load More Replies...Poverty sucks, no doubt. Without money, you live in an entirely different universe. It is often exhausting, frightening, demoralizing, sometimes humiliating, and much more dangerous than life for those with money. If you've not read the book Nickeled and Dimed, written by a woman trying to live only on minimum wage, I highly recommend it.
Don't need to read books on poverty... the 80% of us who live it know.
Load More Replies...This is relatable anywhere... Whatever you earn is not enough... I love music and books but cannot afford to splurge (not at the moment). I have asked my friends to give me their books which they don't want anymore. I also shop second-hand at times. No shame at all. Plus pay my basic plan with good net pack. It allows small pleasures like downloading movies on youtube. Pay one music app for year. I get music..
I love the tragic-comedy of this thread but also would love to give money to everyone who needs it. Including me.
