Millennials are known for many different things. They are the generation that loves traveling and avocado toast, and grew up experiencing life pre- and post-digital technology and social media.
They are also known to fall victim to many scams, and very unfortunately so. Recently, people got candid on Reddit and admitted to being duped into engaging in rage bait, joining a multilevel-marketing scheme, and ruining their lives on online sports betting, to name a few.
Are you a millennial who has fallen for any of these scams? We’d like to hear from you in the comments below.
This post may include affiliate links.
“Toxins” in your body, and associated grifty products to detox you.
Your liver and kidneys handle toxins. If they're not functioning properly, you have bigger problems.
Yup. The only help they should need from me is eating right and staying hydrated.
Load More Replies...Well we do have toxins in the body that the liver and kidneys can't do much about, but neither can the detox drinks. They are call micro plastics.
When I ran a nutrition center, we had a lot of customers using these to pass "tests." I can say this was equally sold to all generations doing shopping. NOTE: These "detoxes" do nothing, time is what you need. ONLY TIME.
That was my thought, don't get me wrong as a millennial I 100% have seen (and used) several detox items in my life, but I'm pretty sure these have been a thing for nearly every generation. :P
Load More Replies...Not just millennials and not new. This was a thing back in the 70s, had several friends swearing by it.
Ordering Uber eats. Literally double++ for cold fast food.
I tried it a couple times. It cost way more for cold food left outside the main entrance of my apartment building.
Could never figure the appeal, even as a millenial. I don't have enough disposable income to justify fast food delivery.
Load More Replies...I recently did Uber Eats for the first time. There was a deal and the cost (plus a nice tip) was the same as if we went to pick it up... minus the hour of driving. The food was well packaged and delivered promptly. I don't see the scam.
Food and grocery delivery saved me when my foot was in a medical boot from an injury. I don't see the scam either. Maybe this is just rage bait?
Load More Replies...My husband and I use Uber Eats regularly, however, never for fast food. We order from our favorite local restaurants that we are too busy working at home to go to. It’s a blessing being able to have nice fresh food that we otherwise wouldn’t have time to prepare and eat. Saves us from eating that unhealthy fast food!
not in my country. It's warm, it's tasty, it's fast, it's affordable. And it's not a scam if you know the price
In my country its hot and fast. Though definitely expensive, luckily I can afford it.
Load More Replies...How bissare there are scammer in this comment section trying to hook you up with *stuff*.. dv and report please..
If I do use doordash or something similar, I rotate which app I use so I can keep signing up for 30 day free trials of zero delivery fees, and then order enough food to feed me for like 4 days. Makes it slightly more cost effective.
I think it's great that these services are available for those who are mobility impaired or don't drive, however, I think it's silly that some people get so mad about the cost. Having someone spend an hour driving to a restaurant, picking up your food, transporting it without spilling in a hot bag, and delivering it to you should cost a fair price- it's an hour's wage plus car expenses. Convenience has a price.
What a crock! I use doordash all the time because of mobility and vehicle issues. Food delivery of all sorts are literal lifesavers when you need food or supplies and can't do it yourself. (Or if you're a college kid who's had too much at the party) It's the same exact thing as pizza delivery.
I can see it working well in a downtown city but not a suburb where we live. The local pizza place we like is good enough. We aren't fans of fast food. But we used to shop for an elderly neighbor before these were a thing so I can see how these things can be convenient. I just hear so many horror stories about the fast food deliveries, not so much the groceries.
I feel like we (myself included) fall for rage bait easily. We are decent at spotting scams, phishing, and AI, but rage bait is something we can't resist.
Getting help in the internet in 202x: post a problem, follow it up with a proposed solution that is clearly wrong, sit back and wait for the angry responses calling you a complete idiot and telling you how to do it correctly. 🤷🏻♀️
There was a recent study that revealed how Russia influenced the last three presidential elections simply by posting rage bait. It’s very disturbing.
Indeed, it's basically the entire reason the Daily Mail website exists.
Load More Replies...I'm starting to get better at detecting them. Anything that screams "BE MAD AT THIS RANDOM POST" I chalk it up to rage bait and don't interact with it.
Ironically, BP just posted a rage bait thread, "50 Headlines That Could Pass For Satire But Are Unfortunately True" and they all ranged from "grossly misleading" to "completely deceitful." But everyone just lapped it up because of confirmation bias.
Most of the stories on this website bait rage. "MIL destroys somethingsomethingsomething." Atrocious behavior is featured. Enrage responses ensue. Like this one.
Load More Replies...The BP community knows all about falling for rage bait....they pretty much do it on a daily basis.
So, what is it about millennials that makes them susceptible to falling for scams? According to psychiatrist and Telapsychiatry Chief Medical Officer Dr. Ozan Toy, their familiarity and comfort with technology may be a factor.
“They are so used to doing everything electronically that they don't spend as much time deliberating on decisions made online,” he told Bored Panda. “Combined with a person's desire for a quick and easy way to make money, they may find themselves more likely to trust information found online without verifying its legitimacy.”
Apparently random QR codes. It’s becoming a common scam where a nefarious person will place a QR code on parking meters or something random and people scan it.
And we’re still very bad with phishing attacks. Oh hey sorry I sent you this random email with this super intersting sounding link….
One of those COVID-time things companies try and keep. Just no.
Load More Replies...I have seen the QR codes for menus at restuarants, but they will still offer physical menus if you want. Maybe you have to ask for them.
Load More Replies...This is so annoying. Some of the outdoor gyms in my city have fitness programs and workout tips behind QR codes. Yeah, I'll definitely open anything that's open to vandalism and scams 24/7.
In the olden days it was "Forward this email to 12 people and you'll get a reward! Fail to do so and you'll have bad luck!" Even older were handwritten chain letters, oh how I despised those.
TBH QR codes are extremely annoying from a security point of view, as they obfuscate the web URL they are going to take you to, especially if coupled with a URL shortening service or QR code redirector. I'm savvy enough to check where I am about to be taken before clicking a link from a QR code, but that isn't possible if they are shortened. You have to have an awful lot of trust in your browser security to follow random QR codes, as just following the link can result in you being pwned!
Oh no. I only use my mobile phone to make and receive calls. It's a PHONE.
If its a smartphone with touch screen, it's a computer with an phone-app i would say? 👍
Load More Replies...Ok, now I’m curious. What research/statistics are you using to certify your assertion? N.B. Anecdotal evidence based on personal experience of an infinitesimally tiny sample of “millennials you know”, isn’t considered a statistically valid basis for being able to certify a fact.
Load More Replies...
Maybe not an out and out scam per se, but monthly subscriptions. Hell I went through a car wash yesterday with my son to get the cheapest wash ($10!) and 3 employees were there trying to hard sell me on a monthly pass.
I've been telling employees right away I just want to pay. It works decently with most people. Makes the transaction go much quicker.
I feel like my Great Aunt would fall for this more than a Millennial.
This is actually a good idea if you had a company or duty car. I've had jobs where you check out a car and return it clean and fueled up for the next shift. Other than that... no.
I gotta stick up for the car wash subscriptions. That type of wash gets your car like 95% cleaner, you get through it fast, and you can vacuum if you want to. I used to never be a clean cat person, but it is so nice! Also, clearing your car helps preserve the paint
Ugh, apparently a lot of people are falling for ChatGPT and generative AI being the answer to all their questions -- and I mean ALL THEIR QUESTIONS. I refuse.
So, they’re basically using it as an advanced search engine that gets things wrong 30% of the time? Just waiting for the AI bubble to burst and for AGI to never become what has been promised to complete the circle of stupidity. Of course, we’ll still be forced to deal with AI and all its shittiness because, hey, businesses gotta cut costs to give shareholders their value, right?
30% sounds optimistic. I'd have said gets it right 30% of the time!
Load More Replies...Which is where you get responses like using glue on your pizza to get an epic cheese pull, or that Ancient Greek is three languages stolen and stuck together, or that pebbles are an important part of your daily diet. iirc that middle one came out with kids arguing with a teacher and it turning out that kids were using chatgpt as a search engine.
Ask it questions like "write 500 words on how Baywatch contributed to the fall of the Roman Empire" and see how clever it is.
I asked Gemini to do exactly that. Here's the opening: The Unlikely Downfall: How Baywatch (Didn't) Topple Rome: At first glance, the notion that the 1990s American television phenomenon Baywatch could have played a role in the collapse of the Rom.an Empire seems utterly preposterous, a temporal paradox of epic proportions One existed in an era of digital media and neon swimwear, the other in a world of legions, emperors, and togas. Yet, if we allow ourselves a moment of playful anachronism, a satirical thought experiment emerges: what if, through some bizarre twist of fate, the captivating allure of Malibu lifeguards somehow permeated the ancient world? The hypothetical impact, while not historically accurate, offers a humorous lens through which to examine the subtle erosion of societal values that did contribute to Rome's eventual decline.
Load More Replies..."Chatgpt, I love this guy I just met. What is the quickest way to a man's heart?" Chatgpt: Through his chest with a sharp knife
No no no, as the Ankh Morpork assassins guild knows, the way to a man’s heart is trough his stomach. That way your blade will avoid all of the ribs that could get in the way with the frontal approach.
Load More Replies...ChatGPT has its purpose. I use it to brainstorm ideas. It's surprisingly good at it.
That's not the purpose of ChatGPT...The purpose is to harvest data, opinions and political views with the intended purpose of increasing profits for the operating company. It's kinda sweet how so many people think it's a benefit. Awwww bless you all and your charming naïvety.
Load More Replies...I know some who used Chat Gpt to cheat & get a degree in phycology so the degree is useless. They say they want to help people but can't even help themselves
What's "phycology"? I've heard of psychology and psychiatry. New mental health degree?
Load More Replies...Just remember, there are students using AI to pass their medical courses right now.
I mean if I have a math related question I’ll definitely ask Siri or Alexa…but if I have a question about my perimenopause or something of that nature, I’m looking for those human responses regarding symptoms they felt and so on and so forth. Machines don’t feel so I wouldn’t trust those responses.
Like fashion and technology, scams have fads and trends, according to Lightcurve’s consumer advocacy and scam prevention expert Amanda Singleton. She explained that while millennials may not fall for chain letters or inheritance scams, they may fall for get-rich-quick schemes like MLMs.
“Millennials have also faced added financial pressures—like the Great Recession, rising debt, and a high cost of living—so it’s understandable they might be looking for ways to get ahead,” Singleton said.
According to my friend who works in the fraud department at a large bank, crypto/bitcoin/nfc scams are very popular. People give up their whole life savings to people who promise them that they will be the next billionaire, and never see a single cent ever again.
A friend has tried to explain bitcoin to me on a couple of occasions. I still don't get it. How can something that doesn't actually exist have a value placed on it. A scam in my opinion.
Think of crypto as existing just as much as anything else you save on a computer. In theory any text document of unique character strings(essentially what crypto is) could be traded and increase in value, but that requires a customer base that's even more gullible. Most stuff with value has some practical application, but absolutely nothing can increase in value unless somebody will buy it from you for more than you paid for it.
Load More Replies...As a baby boomer, I feel like my generation and older are much more likely to fall for these scams. And we lose way more. 😣
The only money-making idea older than selling a get rich quick scheme is prostitutionn. Sex and money - two of the things people want the most and can't always easily get as much of it as they want.
Influencer culture. Buying s****y, poor quality products from social media that you regret buying as soon as it arrives.
And also those guru MLM type "courses" teaching you how to start your own 6-figure drop shipping business or how to turn your side hustle into a booming business, etc.
And if you have a hobby you enjoy, or a talent you've displayed, you're immediately pressured to turn it into a side hustle (hate that term) or to start promoting it. No thank you. My art is my comfort and I'll keep it that way.
This. I do stuff in my own time for my own pleasure, not to bring in extra cash. I don't want to feel like I'm 24/7 at work or have to make quotas or whatever. I do what I do because I enjoy it.
Load More Replies...I have a friend who works in cosmetics. She told me that some companies pay makeup and skin care influencers to use WAY too much of the product to boost sales - to tell people they need 10 pumps of something rather than the two or three that is recommended on the package so the consumer uses the product up faster.
I hardly have time to be online to text my friends, let alone watch an influencer
True, how much time you waste going through all this stuff.
Load More Replies...Gen Z culture at it's finest lol. Remember: Millennials are the MySpace, FB, and Insta generation. we don't mess with those grimy TikTok influencers.
Online sports betting. I’ve seen it destroy a handful of couples in their 30s and 40s.
They tell you up front that it’s entertainment and make no promises of you winning. You have a *chance* to win but it isn’t a good one. The games are regulated and monitored. What part of that sounds scammy?
Load More Replies...I see the betting ads for the GG’s all the time on YT and my response is always the same. .”D!ckheads”
Casino-style gambling is only a scam if you're scamming yourself into believing gambling myths such as slot machines being "due" to win anytime now. Casino game odds are set with the house consistently taking some of the money you walk in with; they wouldn't stay in business otherwise. This is public knowledge, deceit is not necessary on the casino's part, it's the people themselves that delude themselves into believing they're going to win.
Any gambling can destroy a family, because it can become an a*******n. Better to not get involved in it in the first place. If you ever go to a casino, look beyond the neon and glitz to the actual people spending long hours at the tables and/or machines. You will see the saddest and most lost and desperate people ever, all just exhausting everything they have, and throwing away their lives, families, friends, jobs, to chase a big win that never comes. What a waste of potential.
I think your brain is either wired for gambling or it's not. I've seen friends lose almost everything through gambling but it does nothing for me. Of all the vices out there, it's the most elusive. If you pay for drink, you get drunk, if you buy d***s, you get high, if you pay for s*x, you have s*x but, if you gamble, it's too small a dopamine hit to make me try again. Especially if you know beforehand that the house always wins.
I believe that some people are just more susceptible to addictions, whether it's d***s, alcohol, gambling, etc. I don't know if it's genetic or environmental, but I suspect the former is the largest contributor.
Load More Replies...I feel like my dad and his friends (60's) would fall for this one too...
That is more of a potentially bad habit than a scam. Some people do this more responsibly than others.
You may consider yourself smart and careful enough not to fall victim to a scam. Yet, you may also find yourself being defrauded in some way. That’s because scams appeal to emotion, Singleton clarified.
As she further explained, scammers know how to weaponize a potential victim’s emotional reactions and needs, making the person less vigilant without using critical thinking.
“Scams on job boards, dating apps, or rental listings target our fundamental desires and needs for income, love, and shelter,” Singleton said. “As a result, even smart people can get sucked into a scam.”
People falling for people’s go fund me’s and videos of people asking for money to be sent to their venmo/cashapp.
Too lazy to make a video--just send me money. I accept cash, checks and most major credit cards.
Okay, I'll send $50. What's your Name and CC Number? (Oh, and that extra little 3 digit security number I might need as well ...
Load More Replies...I mean, Tommy Ten Names aka Tommy Robinson, aka Stephen Yaxley-Lennon (you can see where this far right scum gets his nickname from) makes a nice living out of beating someone up (an elderly gentleman was the last victim, erm, I mean, vicious attacker poor lil Tommy had to defend himself against) and then creating a go fund me asking his racist, right wing fans for money. Then posts photos from his holidays in the sun. Rinse and repeat. But you know, he's a "patriot", so they pay and pay and pay....
I never give to GoFundMe's, sorry. If I know the person I'll give them money directly. Then they get 100% of the money. If I don't know them then I'm sorry I don't give money. I want to help people, but I don't want to be scammed or made to feel guilty that I don't give to every single cause.
When I was earning my Brave Panda status, X3, our GoFundMes provided much needed stability. 20% came from friends of friends who were strangers to us. One of my chemo side effect prescriptions was $600 a month after insurance. The American medical system.
I am glad you were able to get help with that :). I don’t know why you were downvoted. Most of us did not choose this healthcare hellscape and BravePanda was doing what they needed to do. Many things in GoFundMe are genuine, like BravePanda. Many are not. @BravePanda, I hope you are doing as well as you possibly can be :)
Load More Replies...GFM = Tacky and Classless AF!!! Never! - If you're in a real mess your friends will know. And spread the word accordingly.
My firend tried to tell me you can pay a company to "get your information off the internet". I laughed and asked if there was a company that can get just my pee out of the ocean.
There are legitimate services that can scrub some of your information from the internet. DiscoverCard has a feature that does it. Incogniti is another one. You'll never get it all, but it's a start.
Highly recommend Discover for that and their other financial protection services. They were recently bought by Capital One, so who knows if they'll still offer those services.
Load More Replies...This is sort of true. If there is something negative about a person that comes up on the first few results pages of search engines there are companies that manipulate the search algorithms to hide the bad stuff. I don't pretend to understand the technical side but basically they post a metric shít-ton of good stuff about the person and set up programmes that constantly search for those stories, with the result that the bad stories are pushed further and further back, so if you search the name, the bad stories will no longer be on the first five (or more) results pages, and as we know, when we search we rarely bother with page two of the results, let alone page ten or twelve. So, not 'removed' but certainly harder to find.
It largely depends on how hard somebody wants to find the info. Google used to tell you how many results it found and frequently it was over a million. At 10 results per page that's 100,000 pages, but even if you were willing to work that hard Google isn't going to show you anything even remotely close to that many pages. You can reportedly get up to 400 pages of results, but the plain vanilla Google web page may only offer 20 or 30. Of course it you refine a search well enough the information that's usually buried under a ton of bullshit might be on the first page.
Load More Replies...
Health Insurance that doesn't actually cover anything.
I feel this. Sure I live in Canada and have a provincial health card that takes care of most medical stuff. But not dentistry, optometry, physiotherapy, psych health, and prescriptions. The health insurance I pay into at work, I choose the lowest option, I found out that covers nothing. But I pay into it. I have to wait until the open enrollment time, once a year, to change the policy to a higher coverage, but that means paying more every payday. I can't really afford that, but I might have to. I don't know.
Eyes and teeth should 100% be part of health coverage and nations that don't cover them are a******s. Not as much as the US, but still a******s. Hope your government(and all the others, this isn't a shot at Canada specifically) see sense.
Load More Replies...It was a weird step but I just let my dental insurance go. I'm retired and my dental care costs less than the premiums. I asked my dentist and it was clear I'd opened a door he'd been waiting on. For someone with my mouth, dental insurance is a poor deal, costs him extra work, and his office has special terms for 'pays by CC on day of service."
I haven't had dental coverage for ages. My dentist has told me my teeth are in pretty good shape and should last me until the end (I have my old fogie card). So I continue to get my twice-yearly checkups and cleanings, which means any issue is dealt with before it becomes a major problem. Because I write a check (yes, a check) on the day of service, I get a cash discount along. My dentist also cuts me a bit of a deal on his fees because he knows I don't have dental insurance.
Load More Replies...Faiuth based insurance coverage is like that. Of course they do cherry pick positive outcomes- but faith based insurance coverage is just more snake oil by the scam of organized religion.
The fact that they do not cover new medicines. The copay cost is hundreds a month on all the new d***s to treat my dry eye syndrome. So only a few thousand rich people around the world are buying that med. You would think the pharmaceutical companies could figure out that if they lowered the price to a tenth, they would still make a ton of money because the volume of the sales would be ten fold.
An older person who is aware of the existence of scams may be more apprehensive and careful. They will likely have their walls up and may even be aggressive in interactions with someone they perceive as a potential red flag. It may be different with younger people like millennials, according to financial advisor and Wealthspire managing director Aviva Pinto.
“Young people are more likely to take risks than their older counterparts and tend to be more optimistic about outcomes,” she explained. “For this reason, they do not always recognize scams.”
I work for a bank and can confirm there are a ton of large-scale financial scams that are active. Some common ones are:
Convincing customers that their computer is compromised, need to pay to clean/unlock it
Posing as their bank to phish for financial account info
Hacking email posing as a known correspondent to change a billing address/account for a payment
Contacting customers saying they owe money to the IRS/DMV/Town of Residence and are at risk of arrest.
And if you get an email/text, go to the site's official page and question it from there if you still need to. Don't follow the link in the email/text.
No government office will contact you by text for payment on a fine.
Load More Replies...Before you do anything follow the two twenty rule: Talk to Two people and wait Twenty minutes. I was scammed a few years ago and have learnt my lesson.
I don't care if I owe money, missed payments on my credit card, whatever, I ain't picking up the phone, looking at an email, a text msg, or any other form of contact, from someone claiming they're from my bank. I've even heard of phone number spoofing. There was one eerie time someone scammer called me, I answered. He said he was from the bank or CRA, something that would suggest it's serious. I hung up. I dialed my bank and pressed talk. The guy was still on the d**n phone. I hung up again, making sure the phone was completely hung up. Pressed talk and he was still there. I had to go onto the other line to get rid of him. Then there was the time I dialed the number to my bank after getting a scammy call, and I ended up getting the scammers because they spoofed the bank's number. Both times I did report it to AntiFraud and the bank. When I asked who called they confirmed it wasn't them.
Never send your card anywhere either. You do not need to return your card; they will cancel it and send a new one if it's been compromised.
My BANK informed me one very early morning via text message that there was a suspicious transfer from my account. It was only £10, but they asked me to check. Couldn't verify it, so they blocked it, paid it back and issued a new card. With no costs for me. THAT is customer service (FYI, no, I didn't just believe the text, I checked in my banking app and called the number of their fraud team I found on their website).
A common one over the last few years purports to be someone from "the ... police department" telling you that there's a warrant out for your arrest, and that your bank account will be frozen, then going on to get you to withdraw all the mone and presumably in some way hand it to the scammer. It's now been refined to the point where it's a recorded message, in poor computer-generated English, in a country where there are several official languages, none of them English.
An older family member almost just got caught in the computer hack. She called the number on her screen and the person convinced her to meet someone at her local bank to turn over $25,000 to fix the "problem". Thank God she stopped at a relative's home on the way to the bank, and he convinced her to hang up immediately. She did, however, have to put a lock on all her accounts. For all we know, if she had proceeded to the bank, she could have been kidnapped!
I have a simple rule. If it's important it'll be sent to me by recorded delivery (legally they'd need a signed proof of delivery). All the emails that I get claiming to be from my bank (and some actually are!) get deleted unread.
My elder dog walked off one afternoon after I forgot to close my fence gate. We spent hours looking for him, also posted it on Ring and Nextdoor apps. Someone responded on one of the posts with a recommendation for a local pet recovery team that used a drone and linked the Facebook business page. Page seemed legit, so I contacted them. They had a fee of $130, I expected some sort of fee anyway so I Zelle’d them the cash. 5 min later neighbor shows up with my dog. Contacted the business and requested money back since they never came out and my dog came back. Assured me they would send it…and after multiple messages a week later they are leaving me on read. F*****g taking advantage of people in their desperate times, hope they have a special place in hell reserved for them.
On the fence with this one. OP made a contract with someone, unless specified that contract isn't nullified just because someone else found the dog. Sure, a grace period would have been nice, but it's not unusual or illegal to stick to a contract. What if the dog had been brought back an hour later? A day later?
I agree this one is bad timing, however, if you look further into these companies (some not all) charge you a fee that sounds legitimate like partial payment up front. Then they don’t show up. That’s a scam. Not fulfilling their “contract” and when you try to get your money back they disappear without a trace. I even contacted PayPal and they told me it was a private transaction, nothing I could do because I authorized it. :( beware folks!
Load More Replies...Very easy to say looking at hindsight. But when you’re desperate, you don’t think clearly unfortunately.
Load More Replies...Yep this one got me a few years ago when one of my beloved chihuahuas snuck out while I was carrying in groceries. He was gone for 5 days. I realized after waiting 4 hours for them to come out that I got scammed for $150. Check the company ratings and look them up on the internet thoroughly before you give money/make snap decisions especially during a desperate situation when you aren’t thinking clearly is my advice.
These are common on pet related Facebook pages. When one of my cats got lost, I immediately got bombarded with at least four similar services. They are manipulative and know how to exert pressure. I took a walk each night and fortunately found my cat on my own, but reading the reviews, these bastards would have done nothing. This is also a common scam with dogs and getting a fee, and then another fee or the dog will get put down, and then another fee because the children got so attached to the dog, and then another fee because... and you never see your dog or money again.
I made the mistake of including my phone number on a post about our missing cat and received a call that someone had my cat but wanted me to send them a PIN from my phone - of course this makes zero sense but missing kitty, I was in the middle of work from home and this was during COVID. Scammers are the absolute worst!
“Someone responded to one of my post..” let me take a wild guess and say it was the person with drone
In my case, it was a bot that was on a friend’s friend list so I too thought it was legitimate. These scammers are good. After the fact I did a google search and saw all the comments and links about these scam accounts. Sure wish I had the forethought to check first!
Load More Replies...Please plan ahead. Your dog gets lost, you panic, you look for instant solutions... and you fall right into these kind of offers.
There are all kinds of pet scams out there. One is for someone to respond to your post claiming to have your pet and ask for gas money to bring him home, but never show up because they didn't have the pet to begin with. Others will pretend to be a veterinarian and claim that your animal is severely injured. They say they need a hefty deposit to save your pets life and won't disclose their location until you Zelle the money. So heartless to pull these kinds of scams.
AI videos on Facebook advertisements
I've got my father on strict instructions to run any/all online purchases past me after he ordered some "crystal/mineral coffee cups". The advertisements showed lovely quartz crystal coffee mugs with pink and purple colors and he thought cool!
Never showed up, BBB rating for the company is a F and the comments for the video are loaded with complaints about never receiving their cups.
I took one 1-2 second glance at the advertisement and immediately knew it was AI.
Another situation was my cousin loved putting his face and likeness on silly facebook reels, things like him and his buddys doing the night at the roxbury head bobbing.
Then a few months after he stopped doing it my uncle got a video of my "cousin" facetiming him from a unknown number explaining that he hit a women in a car accident and that a lawyer witnessed the crash and agreed to represent him but he needed 4000$ immediately to secure the lawyer.
Now I never seen the actual facetime video but my uncle (who's 71) swears up and down that it looked EXACTLY like my cousin, he said the only indication that it was fake was my cousins voice was flat and monotone but my uncle thought he was in shock from the "crash"
So he sent 4000$ to this person, only for my cousin to walk in the front door less then an hour later, confused as all hell as to why his dad was raging at him for causing a crash.
I have no family, so anyone trying to scam me with a problem with a relative isn't going to get very far.
I have some family members I don’t like and don’t talk to, so trying to scam me with AI of their faces wouldn’t get jack s**t out of me. The rest of the family would either take care of their own problems or contact me in person if something came up that they need help with.
Load More Replies...It should be mandatory that anything AI generated must have an AI watermark.
I'm not sending money to no dayum body. I think a quick hang up and turn around call to the actual person, would stop this from happening.
You should also establish passcodes with loved ones to prove their identity. Something never shared online or by text/phone. Yes, I'm that paranoid. But I've heard these scams will have a loved one calling crying saying they were kidnapped or in serious trouble, as commenters above have mentioned. AI will only make them easier to produce. Urgency can make you skip precautions like hanging up and calling their phone.
Load More Replies...I read about a father whose daughter was apparently in the same situation. Except they scammed him by phone call not face time. They copied her voice perfectly. In the end he paid 10000 € or so for nothing. Those bloodsuckers do know what buttons to push and it can happen to anyone
My grandma (then 101 years old) in Tiawan got a call her daughter had been kidnapped and there was a ransom. My mother walked in the door while she was on the phone with these bloodsuckers.
Load More Replies...I never buy anything from a facebook link, I fell for that once but thankfully my bank was smarter than I was and stopped the credit card charge immediately. Now if I see something I want I go to the actual website and check around to make sure it's legit. Had to teach my mom this too. It's sad how many people want to scam you.
So, what is the best way to avoid falling for a scam? Most of these are rooted in common sense, but sometimes, we all need a good reminder.
“Like all financial decisions, it is important to know WHO you are dealing with and what the chances are that the information you are receiving is actually possible,” Pinto said. “If it seems too good to be true, it likely is.”
Bought a book on Amazon that was self-published AI slop instead of the book i was trying to buy.
There are some amazing self-published writers on Amazon. Sad that AI is interfering with the really talented people.
Amazon very rarely has anything authentic. The vast majority of their stuff is made in China c**p. I know, since I worked in one of their warehouses for a short period of time.
And of course Amazon immediately sprang into inaction on this whole AI generated books thing. I hate Amazon so much.
My pal got his identity stolen after he thought he found a discount site for a brand that almost never does sales. Poor guy was just trying to get his fiancé a surprise gift.
If it's too good to be true, it probably is. Sorry about what happened to your friend, though.
If someone offers you a “solid gold” watch for 10 cents, it’s a sure bet that watch is not worth a dime.
Load More Replies...this is serious, if we can believe movies. I run this scenario often before I fall asleep, birth certificate under my pillow. Next to my Sig
Fake job postings. Everyone is so d**n desperate.
I caught one today. It's so weird how the ones I catch are the types of jobs I would love to do. This was another screen printing, or visual display position for a custom apparel business. It said it was located in my city, but didn't give an address. Just a postal code. When I googled the postal code, it showed me a very suburban neighbourhood with no businesses. When I googled the company name, it just gave me locations in Missouri and the east coast of Canada, which is nowhere near where I am. They also stated in the job ad that no experience is necessarily required and no post-secondary education is required. I just fit all the requirements and skills. It was then I realized it was a too-good-to-be-true moment. No screen printing job, or any job that has creative freedoms, has no experience necessary attached, that I have come across. And the postal code showing no businesses and no address on the job ad, nor any such business name in my city was a huge red flag.
I understand that companies do this to get a sense of who the people applying for jobs are, and their history.
Tell me about it. The sheer depressing futility of trying to use the system to get a job - for nearly TWO YEARS by this point - has caused me so much stress it's started to manifest as physical pain.
We don’t but have to. Just to live. Work is for poor a******s.
Load More Replies...For Dr. Toy, educating yourself is the most effective weapon against potential fraudsters. He advises approaching each questionable deal with utmost skepticism and doing thorough research before making final decisions. Having extra caution wouldn’t hurt.
“Be cautious of sharing private personal information online and never click on suspicious links or emails,” he said, while also reminding everyone to check the domain names of email addresses to verify their authenticity.
Nostalgia.
yup. sell me that album/game/movie again.
remaster the album, remake the game as a remaster, and toss the entire cutting room floor into the movie.
f**k it.
just start making stuff that looks like it came from back then and we’ll still eat it up.
I'm waiting on reel to reel tape and 8mm film. ;)
Load More Replies...Oh, and be EXTREMELY cautious about any political party that tires to lure you with nostalgia. They don't really want the good parts back, only the parts where they (usually the party is full of middle aged, white men) had all the power.
When the "sequel" is just a remake of the original movie from the 1970s, because they're more interested in getting older, nostalgic fans into the cinema than telling new stories. Yes, looking at you, Star Wars
Oh come on, dude. "Round scary Macguffin and a hero's journey" does not a copy of the original make. That was the plot of three of the previous films. The rest were hero's journeys with different Maguffins. And it isn't for "nostalgic old fans." My son was the right age when the prequels came out, and he likes those more than the originals, and my daughter is the same with the sequels.
Load More Replies...Most of these are due to older IP’s or particular media entering the public domain. By remastering a “new” version, they can safely keep their intellectual property theirs & from becoming public domain.
Game remasters aren't a scam - they do exactly what they say they do. They are technological improvements on a game that has now aged. You are getting more than you got before. They are the equivalent of a true 4k BluRay re-release of a movie that was only available on VHS before - it now looks and sounds better than the previous version, and that processing has a cost.
Well, the good ones are (thanks Night Dive and Toys For Bob!). The bad ones get partly changed and rewritten and adapted for modern mass appeal, ironically often losing its original appeal.
Load More Replies...I like nostalgia, but I generally go to fairs and stuff to rummage and hunt for it. That’s part of the fun.
Every generation goes through a nostalgia phase, I think. A couple of decades ago or so, sports cards were all the rage again. There were cards shows every weekend. Some of them were huge events with sports celebrities on hand for autographs. Now, there's hardly ever a show in my area and when there is, it's a small event at some hotel conference center or the local Elks Lodge. Most of the cards and memorabilia were bought by men in their 30s-40s who also encouraged their kids to get into it as a solid future "investment". Funny, but I never hear of any young people who are financially solvent now thanks to their sports card investments. But as long as they had fun, that's what counts.
There's a popular one right now. I first heard of it on the Crime Junkies podcast, but then it actually happened to me! Funny how that works. Here it goes:
A man calls your cell and tells you he is with such and such police department and you have an outstanding warrant. It's fairly elaborate and convincing, and because of the shock value of hearing you having a warrant, it immediately gives you panic and alters your rationality. That person will give you the option to venmo the department to remove the warrant. If it happens to you, tell the person that you will wait to be served in person by a process server....or just f**k with the guy. Up to you.
Does no one clue into the bizarre improbability that you’re paying to make a warrant go away?
Oh, I got this one. it was actually pretty convincing. Sounds of walkie talkies and the whole 9 yards
https://youtu.be/B47A4IVXsJk?si=DG8U66i06_kpt5Ko
Load More Replies...In Italy there's a popular scam going on lately, where they send you a mail that looks like the police is accusing you of being in possession of child pôrnography material, and you have to respond immediately or you'll be arrested. Apparently many people fell for it since the real police had to tell people to not answer, and that they don't give that kind of warrant via mail.
If I have to have a warrant out for me, at least it's an outstanding one.
FFS, get their name and department. Hang up and call that department and ask for that name. I shouldn't have to say this but don't use the number they give you.
Another option is to just collect information on the 'district' they work for and then find the actual information of the district from a trusted source and call to confirm it was really them.
Learn a few simple sentences in a seldom heard foreign language, e.g. Polish. Anytime you receive a call from an unknown number answer it in the foreign language. I always do this and 90% of the time they disconnect immediately. The other 10% usually turn out to be legitimate calls.
I've noticed that we're prone to having mental health weaponized against us. I've heard ppl talking about how buying c**p like Funkos, Lububu dolls etc, helps them heal their inner child that was neglected. Some marketer or influencer convinced them that buying=mental health.
So, if someone genuinely gets joy out of something, they are just being tricked into thinking they're getting joy?
You're right. Maybe we just don't care as much as older generations what is 'age-apropriate' and just buy fun stuff in our 30s/40s because we like it and it sparks joy, no matter what age it is 'meant' for
Load More Replies...There are two ways of looking at this. The positive is that yes, some people might get joy out of buying some random items. The downside is when influencers or marketers are being paid by the manufacturers to claim that their products WILL help improve mental health (hey guys, this worked for me and it will work for you!), encouraging often desperate people to spend money they may not really be able to afford on an overpriced gimmick that will probably do nothing for them. But the latter is just manipulative marketing - or 'advertising' as it's better known, just in a new format.
Wow, OP, judgemental much? Sorry that not everyone can afford a full therapy to deal with neglect. Also, according to my mental health nurse, yes - controlled spending on things that give you joy and beauty can be a way of acknowledging that one finally sees oneself "worthy of nice things".
Yes. But actually nice things. Not the influencer c**p like Funkos, Lububu dolls etc !
Load More Replies...Actually, I do buy toys now because of how my father treated me as a child. I’ll be darn I miss out on the experience of playing. Bonus is I’m the cool Aunt too.
I don’t follow influencers. I have bought some things that I remember from my childhood and young adulthood, simply because I liked them, the originals I remember are long gone somewhere, and I just wanted to have them in my house because I enjoy seeing them. Maybe yeah, that has something to do with mental health, but it’s not as deep as some people, make it out to be. I just like those things, and always have, so I buy them when I see them. I don’t go overboard and am not hoarding stuff. I just have some things on display or in use that I remembered and always liked.
Tabitha, what you've done is known in the collectibles world as buying back childhood. It's very common, which is why there is always a large market for vintage toys. For most people it's just about having a couple of reminders of their youth, usually an old favourite or two that they enjoyed back then.
Load More Replies...Speaking of skepticism, Singleton urges slowing down and asking as many questions as needed. Since scammers count on urgency and immediate reactions without thinking, prodding further may throw them off.
“If someone is pressuring you to take action quickly, pause and get curious about their motives,” she said.
A lot of these comments aren't scams, just trends people don't like (labubu, funko pops, etc). ACTUAL scams millennials are falling for include:
* **MLMs/pyramid schemes** - I thought we knew better but so many of my peers are into "wellness" MLMs, it's embarrassing
* **crypto** - crypto is, at best, a bad investment vehicle, and often just an outright rug pull scam
* **following investment gurus** - people are spending money on scam courses from these "influencers" claiming they'll become multi millionaire investors
* **sports betting** - this one is iffy as to whether it's a scam or just it's own thing as gambling a*******n, but the number of millennials blowing THOUSANDS of dollars on sports betting is insane. Apps have made gambling frighteningly easy and I really think there's a gambling a*******n epidemic happening.
* **micro transactions** - similar to above, this might fall under gambling a*******n, but millennials seem REALLY easy to suck into apps like Monopoly Go where you're essentially just spending money ($1-$2 at a time, but it really adds up) to make lights and colors flash on their phone screen. Those "games" are designed to psychologically manipulate you into spending money without thinking, hence why I think it counts as a scam.
* **tiktok shop, shein, temu, fast fashion in general** - these shopping platforms are so obviously scammy that I can't understand why anyone uses them. Yes, they're cheap. Yes, sometimes you get the thing you paid for. But a lot of the time you're getting something completely different than what was shown in the product photos. Even if you get an item you can use/wear, the quality is so poor it's going to fall apart pretty fast and need to be replaced and end up costing more in the long run.....plus they're made with questionable materials that can be hazardous. Fast fashion is definitely the thing I'm becoming a grump old person about. The late, great author Terry Pratchett explained it best with the Sam Vimes boots theory: "A really good pair of leather boots cost fifty dollars. But an affordable pair of boots, which were sort of OK for a season or two and then leaked like hell when the cardboard gave out, cost about ten dollars. ... But the thing was that good boots lasted for years and years. A man who could afford fifty dollars had a pair of boots that'd still be keeping his feet dry in ten years' time, while a poor man who could only afford cheap boots would have spent a hundred dollars on boots in the same time and *would still have wet feet*.".
I have used Temu recently for things that are simply not available where I live (tried everything I could think of to find locally, no luck). Fortunately had no issues with getting exactly what I ordered. I also use a virtual credit card which helps to not need to replace my actual credit card should the details get stolen.
I have purchased three items on SHEIN. So far they have proven to be exactly what I needed. And they have lasted 2, 4 and 5 years. So maybe some of this is due to the judgement of the consumer?
I am similarly guilty of buying on Shein. They had exactly the kind of button down blouse I needed for work and workout tops at a fraction of the cost even with shipping. Some purchases were a bit disappointing and yes not amazing quality, but I would never wear something once or twice and just throw it out
Load More Replies...I appreciate the distinction they put on crypto 😂 It is ridiculously true. I found a nifty trick back when I still bothered with crypto. So, when you sell things like stocks or crypto, there's market and limit transactions. Limit = putting an offer to buy/sell on the book, market = buy/sell instantly using the most profitable available offers. Problem in a small market is that market price might be 1$ per unit, but only 4 units are available at that price. If I buy 20 units, it will then buy the rest using the NEXT limit offer available until it has bought 20 units. On a small market, this can result in leaps of multiple times the current market price. This concept is referred to as slippage, and it can be effectively used on low volume markets to buy and sell at prices that considerably better than what the current market value is. To clarify, while making use of it isn't technically taboo, this is more of a warning against using market transactions on small markets than endorsement of the technique.
Can people who want to appear financially savvy PLEASE STOP to quote Sam Vines' boots theory? We have heard it a thousand times, we've seen it all over the place, you're just the person who retweets the meme for a 1000th time, not an edgelord who is super clever. Even though it's correct. Go make up your own clever comparison. Especially, as it doesn't even apply to what OP is criticising (buying unnecessarily cheap) - iit's about poor people who have no other chance but to buy cheap s**t. Applied here it would mean, Shein, Temu etc are cheap s**t but people have to use them. So, dears: if you copy and paste a meme, at least understand it. As for Temu, yes, read the description. Other than that, I got art supplies, clothes and recently furniture from them, and all was decent quality. I don't doubt that there's s**t there, JUST LIKE IN EVRY SHOP. Hell, Germans have a word for new cars that are s**t - "Monday cars" (they were built on a Monday, when everyone was still tired).
Don't see why anyone would have a problem with Pritchett theory. He was right, and I've never heard it explained better!
Load More Replies...I never order on Shein, Temu or other "cheap" sites. I try to find things in 2nd hand shops if I don't want to spend much. I don't buy trendy clothes, I buy classic or basic clothes that I can wear for years.
Good luck finding "2nd hand watercolour paper" in charity shops. BTW, your local shops can sell you cheap s**t, too. But go on, if it makes you feel good about yourself.
Load More Replies...
I was in downtown Tulsa. I needed to pay for parking. There was a sign with a website, saying to download the app, something like park tulsa. I googled it. I clicked one of the top links, which was word for word what the sign had said. i sleepily entered my payment info and clicked submit. Thats when i realized my error. I had clicked on a sponsored link and purchased a subscription to some chinese scam site.
Ugh please don’t make fun of me but I fell for a fake joann fabrics website, put my credit card in and everything and the only thing that tipped me off was the email they sent me confirming my order had a bunch of errors in it. I ended up canceling my credit card and ordering a new one smh.
Don't feel bad. I almost fell for that one, too! What stopped me, thankfully, from putting in credit card info: they were offering discounts on already-low products and shipping that seemed too good to be true. (They were.)
I almost fell for a scam, too. Noticed it the very last moment, but by then had a lot of money on my Google account (and they refused to pay it back, even after I explained and showed that I never put money there). However, it showed me when i am in danger, and taught me more sympathy and empathy for 'full' victims.
Happened to me a few years ago, it wasn't this website in my case but it was a website for gym equipment. It was one of the first results that came up after a Google search so i thought it was safe, i ended up having to block my card after placing an order. Now i only online shop from places i know like amazon or ebay, and if i have to use a website i double check to see if it's legit or not.
Use Paypal (not accepting PayPal is quite a red flag) , and PP are pretty good (if a bit automated) at refunding scams. They have saved me from legitimate but deceitful time wasting resellers of US products in Europe. Not an issue anymore though with prioritising European products.
I'll add one because I have recently seen it pop up in some subreddits I frequent...
The whole Steve Jobs "do what you love and you'll never have to work a day in your life" platitude is making the rounds again. Not a scam per se, but this single thing pushed thousands (hundreds of thousands?) of eager college bound student to pursue worthless degrees in areas of 'passion' rather than going into pragmatic well paying careers where they may also excel at but not necessarily 'love'.
I hate it when ultra-rich people assume what worked for them will apply to anyone else who follows their advice. So much of their "success" is due to chance.
That sentiment is far older than Steve Jobs, as are the hordes of people who have had to explain, "Yes, but you'll want to eat and sleep indoors and you can't pay a landlord with a dream."
Okay, now define "worthless degrees". Our society will pay you well for being an investment banker who legally 'scams' people out of their money, so that's a "worthy degree", I guess? If money is all you're after, you're a poor excuse of a Human being. Actually, we need a lot of 'soft' degrees because our world is built on more than finance and medicine. And skills learnt in one field are transferable. But go on, especially USA - what would you need art or history for, right? You are doing SOOOOO well with not knowing how to spot early signs of fascism.
I always hated the phrase "useless degree". Knowledge is never useless, have an upvote.
Load More Replies..."Yeah, make your passion your job". DON'T. You're too emotional to drop it when the numbers won't add up anymore
"Do what you love, and you'll work harder precisely because of that. But you'll be more satisfied."
I am lucky enough to love my job but I still find it exhausting and challenging. I don't dread going to work like I used to at former jobs but would rather not go to work and am drained each night. I consider myself lucky but sometimes wish I had gone for a job that pays quite well instead of mine... sometimes I'm glad I do something meaningful that I love, though. Totally mixed feelings.
I got an English degree and ended up doing web application work. Sometimes all employers want is to know you have a degree. However, I'm older, so this may not be the case anymore.
I think that's more of a listener problem. Regardless of exactly what the words are, if you think that you can earn a living simply because you love something you'd better love something that can earn you a living. OTOH, if you understand that the reality is that if you love what you do for a living then it's far less like other work you might do. Even then, you need to realize that once you turn anything into a job it becomes an obligation. The Rolling Stones might still love going out and playing music, but there will still be days that one of them would much rather do something else but they still have to play the show that's scheduled.
Homeaglow. it advertises "house cleaning for $19.99" but what they don't tell you is all they do is recruit a local house cleaner in your area and they are going to charge you hundreds of dollars to do the actual work. on top of that, you go to cancel because of the unexpected charge and they charge you a $40.00 cancellation fee. so you end up paying $60 for nothing.
I fell for a clone of the .gov passport application website not long ago! I was so pissed I had to cancel my credit card but I gave them all of my info and my baby’s info. Its because I’m used to opening up the browser with google search default and typing into google not the url directly. So pissed about it still.
FYI you can freeze a child's credit until age 18. It involves writing/mailing three notarized letters but it can be done.
Lonely friends falling for romance scams. Crypto schemes. Getting buried in buy now pay later debt. Signing up for student loans. Had a buddy fall for a blackmail scam from an email saying they had photos of him jerking off they'd send to everyone on his contact list.
Engaging with bots online.
I've had that email. It was quite specific. Extraordinary how they achieved it considering I had no recall of ever doing it, am female and had no webcam! 😄
Probably inappropriate because they make me laugh. Also a woman and I don’t watch pōrn, anywhere, ever. When I can be bothered, I report the bitcoin/other crypto link as being used to scam/ blackmail people.
Load More Replies...A lot of these blackmail scams (and actual blackmail) wouldn't work if we started to be less bigoted about the Human body and s*x. Photos of someone jerking off? We all do it, so it should be like the threat of sending pictures of someone blowing their nose. You sent nudes? So what, we all know that Humans have t/ts and d/cks. The latter can be, of course, different if they say you sent it to a minor but then just don't do that - if you can't know it was a minor, you're fine
I think we'll reach that level as a society when people will stop losing their jobs over these things. Until then, they'll always gonna be afraid of losing their income over a pic.
Load More Replies...I got one of those "we have footage/pictures of you pleasuring yourself" scam emails once. I just laughed because good luck with THAT one ever working on a s*x repulsed asexual who has never looked at anything naughty online except by accident.
Every week or two, I get a random text message from some random (Usually Asian) woman, who "accidentally" texted me. It usually leads to a crypto, Forex or day trading scam. I also receive random e-mails, usually from Eastern European women, who are looking for a true love of their life. One of these even sent me n**e pictures (stolen from a p**n site) and a picture of her Kazakh passport to convince me!
I’ll admit to getting scammed, but to be fair to myself, it was a surprisingly sophisticated man-in-the-middle attack.
In short, I needed a contractor and contacted one I was recommended to me on a small neighborhood listserv. (This recommendation probably came from the scammers, who I’ve since learned target neighborhood listserv and Facebook groups like that one.) The contractor and his email account were real, but his email had been compromised by the scammers. I was receiving emails both from him and the scammers, who were probably using generative AI to mimic his writing style.
Scammers asked for me to transmit a few thousand dollars as down payment using a real-looking online web portal, which I didn’t question. When the real contractor showed up on the agreed-to first day, we realized what had happened. Turns out he’s an older guy and not super computer savvy, preferring to communicate by phone and receive payments by check in-person.
Moral of the story is that you’re only as safe as the other party’s cybersecurity practices. I’ve since insisted that I pay contractors by handing them a check in-person, whenever possible.
That sucks for both of them! I don't get on Nextdoor too often because the interface is extremely frustrating - a great concept hijacked by capitalism. However, there was one poster that would chime in on anything repair related saying that her husband could do that - I don't mind using a handyman for some things but there's no way this rando guy from nextdoor could do everything she would promise
I don't know if it was a scam but I recently bought an abandoned storage unit that appeared to be full of monitors thinking someone's reseller store went under. Boxes were all nice 4k new stuff. Some high end curved gaming monitors etc. Been having some decent side hustle success selling older computer stuff I've gotten my hands on and figured why not try grabbing some bulk?
All broken. Every single thing I've opened so far. Physically damaged. Some dumping ground for RMAs? Don't know. Items were repacked into their original boxes so clearly a return. Some of them have "liquidation sale" tape on them from CDW.
Only out a few hundred and hours of my labor moving it but d**n I'm disappointed. Now I have a literal mountain of e-trash to deal with. Feels bad man.
Abandoned storage units and lost parcels are scams. Don't imagine for one second that somebody hasn't already gone and evaluated the things and removed anything that seems like it might actually be worth something. Then they'll do the "first sale whoo" thing where somebody makes a purchase and finds something cool in their unit/parcel. It's a total setup designed to lure people in to spending their hard earned on the rubbish they want taken away.
Nothing stopping a storage unit owner from cutting the lock, taking all the good stuff and putting a different lock back on.
Load More Replies...Pretty much every storage unit service will have a contract that basically says, "if you don't pay your fees, your stuff becomes ours to do what we want with". Yes, they'll have a lot of un-sellable junk, but they will also have a lot of valuable stuff to recoup their fees. They will definitely have opened the units up before auctioning off the 'mystery contents'.
I'm embarrassed to admit that I felt for one of those blackmail scams on IG where you send a racy picture to someone you think you're hitting it off with and they threaten to send it to everyone if you don't pay. No one ever did (not that I know of) but it scared me enough that I haven't been back fully on IG since, this was almost 3 years ago.
No one is absolutely safe. And those who are capable to admit it are safer in the future than those who deny that anything happened to them.
I agree. I'm very cautious with these things, but in real life, my mother and late husband cost me decades and hundreds of thousands of pounds, so I can't be too complacent about staying safe online.
Load More Replies...I always made sure any sensitive pics were setup where my face and body were never in the same pic. Makes blackmailing almost impossible, and gives plausible deniability.
Load More Replies...Best idea is to keep pictures like that for when you’re actually dating and getting serious—-and you know for sure you can trust the other person not to use them against you. Protect yourself and tell the person asking for those pictures before you really know them to go to hell.
Lots of our fellow generational cohort tried selling MLM products - Lularoe, Beach Body, DoTerra, HerbaLife, Monat, Pure Romance, Rodan + Fields, Scentsy, Young Living, Younique, Beauty Counter...
That's not millennial, that's always happened. Remember Tupperware parties? The Avon lady?
Avon was actually good, though, and I recall they did more selling than recruiting. There was always a lady at my mom's work or someone she knew from somewhere who sold Avon. Every month my mom was buying something.
Load More Replies..."Hey, long time no see. Glad I found you. Wanna reconnect this weekend? I'm having a little get-together with some other friends. I can show you how you can be a girl boss."
Load More Replies...Lia Sofia jewelry, Home & Garden decor, Mary Kay cosmetics, Pampered Chef kitchen supplies, Tastefully Simple food, PartyLite candles, Home Interiors decor. I once got invited to a "bridal shower" where we were expected to buy from a wish list the bride had created (from an on-site MLM representative). I brought my own gift and was an outcast.
Probably dietary supplements like AG1 greens or AMRA colostrum.
Got a family friend who is currently falling for a scam. She borrowed money from several people to give like 40k to her “real estate contact” to get in on a “sure thing” investment that will leave her with millions of dollars over the course of a weekend. Of course that was several weeks ago and she isn’t yet a millionaire. Not sure when she realizes she’s being taken for all she’s worth. She’s been quite depressed and comes from a well off family both of which are leaving her extra vulnerable but still… I thought she was smarter than that. The thought of millions of dollars that changes your life overnight is too strong a pull for some people to think clearly.
The upside is that you never have to worry about suddenly becoming rich
Load More Replies... I ordered something from an Instagram ad during Thanksgiving sales. I was under the impression Instagram doesn't promote scams in their ads (since that would in time greatly decrease people's trust in their ads which would then hurt their ad revenue) but was sorely mistaken.
I never received the product and the vendor's website went down 2 days later, nobody replied to my email, and I started seeing other complaints online of people ordering from them and never receiving anything and nobody ever replying to their emails.
Basically these guys made a fake website where they promoted a few popular products at good, but not too good to be true prices, put up a bunch of ads on Instagram, then just collected the money and took down the website.
It took me a few months to finally get my money back after MasterCard finished their investigation. The craziest thing was the scammer actually replied to my bank dispute! They tried to argue that they did send me the product 🤦🏻♀️ Obviously they weren't able to provide any kind of shipping proof so MasterCard denied their "appeal". But this just goes to show how unafraid these scammers are of getting caught / having to suffer consequences for their actions.
Lesson learned: never order anything off of social media ads.
Wait, does OP think that sites like IG know it's a scam and commit a crime by allowing the ad to run anyway?
Why is it too much to ask a company to know who they are selling ad space to?
Load More Replies...I admit I fell for a Facebook add for a unicorn Yeti mug. :( Thankfully my credit card company was smarter than me and denied the charge! Ever since I buy NOTHING from Facebook links.
My Instagram feed has ads for $50 "rolex" lol! (I'm a legit timepiece collector, so follow some real dealers)
The investment/success gurus always confuse me as to how so many people fall for them. If their 'bestselling' book or course is on how to be successful, then what success have they actually achieved?
This is badly worded and confuses a couple of points. The person writing a book may well be VERY successful in a field. It does NOT necessarily follow that you can be successful too, even if you do the same things they did. Regardless of whether they are legitimate or a grifter, they write the books so lots of individuals give them small payments - that adds up to a lot of money. That won''t be the case for the reader.
Think I get what they're saying, a bit. If they were so successful in their other endeavor, why do they need to be selling books on it? And the answer is because money. If I make 1mil, but know how to do something to make more cash, I'm going to do the thing.
Load More Replies...This is why I don't understand so many people reading these self help books. Was the person who wrote it actually successful at what they wrote a book about? And what works for one person doesn't work for everyone because they're in different environments with different circumstances. If solutions to everyone's problems were "one size fits all" then it would be general knowledge.
Red light therapy.
Did you mean red LED light therapy? Doctors and skin care professionals use these and they are proven to be effective but expensive treatments. Red has been studied the most and I am also interested in it because I have acne. I guess you meant those masks that you can buy at home, the effect of which varies from non-existent to mild, making the device mostly useless. (If bought from temu, it is also guaranteed to be dangerous). The treatment is also not suitable for all epileptics or those who suffer from migraines.
Online coaches and courses!!
I think they mean more like the ones that have an advert with some toned dude with a beard, sitting in his soft top car with sunglasses on, telling us he used to work a 9-5, 40-hour week, but now he makes 10x as much money with this one simple trick where he now works 8 hours a month doing crypto.
Load More Replies...I don't know about online coaches but I do know people who have completed their Master's degrees online from reputable schools.
This is just a matter of researching what is real and what isn't. Overall there is a lot of good education available online, from reputable schools.
I fell for a scam where someone offered me a job on Upside, posed as a legit publishing company, stole one of the employees LinkedIn profiles, had me on Whatsapp with their "team" and then sent me a fraudulent check to deposit for my equipment costs. 😭.
The entire concept of LinkedIn is an MLM scam - hire me for what I'm capable of and good at - not how many likes I get... #EmployerTrolling
My husband + I keep getting "job offers" from people on LinkedIn + I'm *so sure* they want a couple of 76-year-olds!
Got tricked with a PayPal session token scam.
Looked like a 30% off deal for an item that doesn't really ever go on sale from a retailer with a bunch of astroturfed reviews. Used PayPal because they're generally a trusted payment source for non traditional vendors.
Boy was I freaking out until I figured out they nabbed my session token. Hadn't even thought about a session token since the Linus media scam a few years back.
Aside from a few rip off businesses, this is the first hard core scam I've fallen for and I'm 30.
PayPal didn't want to cooperate until Amex got involved. Then suddenly everything was smooth sailing.
Fake reviews should be in the top 5 of this post. Even big companies have fake 5 star reviews on Google Play. Amazon is amazing for ignoring fake reviews despite deleting the odd million of a billion...
I always look for the three star reviews first, to see what middle of the road people say. Five star reviews can be fakes from the company itself, and one star reviews can be fakes from their competitors, so I split the difference to try to get to the truth.
Load More Replies...PayPal suck a*s. They can help you if they feel like but don't havevto because they are not subject to banking regulations. I did a fundraiser on THEIR platform, named for the person who needed financial aid after an accident, and when I went to transfer the funds from that PayPal account to the PayPal account of the person whom it was named for, they blocked that transfer and took 4000+ put of my checking account because the transfer "looked suspicious." A******s, then why take if from my f*****g bank? It took a week and dozens of hours on the phone to sort it out. My checking account was in negative territory.
Bunnies jumping on trampoline AI videos 😒.
The poorly done ones are some of the best. I like the one of the cat what proceeds to grow a human hand and then down the drink can in front of it.
Load More Replies...My dad loves to send me AI tiktok videos. Some he just HAS to know are AI, but others I think he's convinced they're real. Which is scary. I'm not the best at catching AI, I won't claim I am, but the amount he falls for is truly horrifying.
Products that go on sale a lot go on sale for a reason. Either because their MSRP is jacked up to crazy margins to begin with, or the quality is s**t and they have too much stock as a result due to poor sales.
Quality well built products may go for a modest discount from time to time, but unless it's a cyclical product like electronics or cars that they are trying to clear out end of season models for next model year, it's probably junk.
Most of the time you're better off buying the higher quality item that may cost more but actually lasts rather than hunting for the best deals.
OP already mentioned that in 'cyclical products' - yes, you will be able to get reduced prices on winterwear when they are clearing out for summer, but that isn't the same as being regularly on sale, as OP already said.
Load More Replies...
The Labubu craze seems to fit this. I personally haven't fallen for it but I have a colleague whose preteen daughter has been begging for them so she (the colleague) said she's been up beyond midnight multiple nights on different devices looking for them or whatever the scheme is.
Collector Cards, Monchichi, Beanie Babies, Funky Pops - they are fads, that doesn't make them scams.
More importantly, does this really millennial-specific? I was under the impression it was one of the younger generations. I guess I really don't know what the customer base for the product is.
Load More Replies...My dear sweet sensible wife acquired hundreds of Beanie Babies, some at prices I don't want to think about. When the craze was over and she had regained her sanity, she wondered what to do with them. She ended up donating them to the police department to be given to young children to comfort them when they are separated from their parents at the station for one reason or another. I think she got her money's worth.
My aunt did that too, went crazy thinking she'd pay her kids way through college with her "rare" beanie babies. I actually don't know what she did with hers though, I love that your wife donated them to the police though that is really sweet!
Load More Replies...I'd probably be a prime target for something like these if they weren't so effing ugly. I've seen lots of articles describe them as "ugly/cute". Nah, they're just ugly IMO.
I agree. Didn't like the trolls from decades ago, abhor these.
Load More Replies...Yeah, I don't think this qualifies. A scam is paying for something and not getting what you are paying for. Either, not getting the intended worth or the item at all....in this case you get what you pay for.
I agree. I wouldn't say it's a scam, as much as, say, gacha in online games (essentially online game mystery boxes) is a scam. You get what you ask for; random stuff which may or may not be what you want. A scam would be where you pay something and not get anything, whereas a bad Lawhateverbox or a gacha roll is just that; bad luck.
Load More Replies... Ive recently tried going back to concerts and I don't know if it's that I moved from the East Coast to the West Coast since, or if it's covid, or anything else, but I can't score concert tickets for the life of me anymore. Even if im willing to fork up the money, like I've tried getting two tickets to see Oasis and im sure both were scams. One was through ticket master so im hoping i'll at least get my money back for that one.
Also not sure if i'll be getting my Coheed & Cambria or Steven Wilson tickets. This kills me as im finally able to afford these concerts. 🫤.
My advice is don't use a third party, buy directly from the theatre/venue. I've been doing this for years now and have had no problems
To be fair, if you tried to get tickets to see Oasis, you are lucky to not get the tickets...
I only see independent musicians, the festivals and shows are put on by people I know and trust.
Saw an ad that said, people born between this time period might be entitled to money. My interest was piqued, so I clicked. Got 3 phone calls in a matter of minutes.
I feel so embarrassed about this but I fell for a scam pretending to be talent acquisition at a company following up about an application I submitted.
In my defense the job title was absolutely something I would have applied to and was kind of niche.
That’s what I get for spamming out my resume ….
I'm confused about what this person did wrong. Was the fake company looking for personal information off the resume?
Spent $25 on a tshirt scam. Little TikTok add got me. Never bought anything off TikTok again.
My dad's fake crocs have lasted 10 years. The real ones last 2-3 years and then bits fail or they split. Probably made from a weird industrial plastic but for gardening they don't wear out and have blocked some insane thorns. Hopefully not carcinogenic.
Load More Replies...My ex-husband fell for the PayPal/Zelle scam, sent 2k to scammers before he realized it.
I have square and sometimes get random messages from people saying I owe them money and to send it, or requests for money, maybe it was something like that? That's my best guess on this one!
Load More Replies...I got scammed trying to buy DMT online recently. I also got sold fake coke in Vegas once lol. Guess I'm just a mark 😅.
Serves you right. And you seriously didn't try it before you bought it?!? If it's not bitter and make your tongue numb then it's not.....from what I am told, it isn't real.
Not a good indicator. A common cutting agent for c*****e is Lidocaine. It's cheap, relatively easy to order online, comes as tiny white particles, and, like its predecessor Novocain, is a local anesthetic, and provides the numbing sensation. Can't say that I've ever tasted it before, though, so I can't confirm if it's bitter or not, though.
Load More Replies...Here I am thinking they got like RC Cola instead of Coca Cola like an idiot....
You're not alone. I thought the same thing until I read the comments.
Load More Replies...It's so easy to make, why would you try to buy it on line? DIY and you know exactly what you're getting.
I fell for a AAA offer for a free emergency kit for my car 😭😭😭.
I've been deleting those emails for several days now. "AAA Disaster Kit," "AAA Emergency KlT," etc.
Daily vitamins. You probably don't need them unless a doctor tells you otherwise, especially in the US where a lot of our foods are already fortified with extra vitamins. .
I agree. Started taking vitamin D, my hair grew by a foot. Heaven knows what state my bones are in if I was *that* short of essential stuff!
Load More Replies...I guess if all you eat is processed “food” this might be the case. I am wondering if this poster has actually ever done the math on all their fortified foods to see if they are truly getting the nutrients they need? How even could they do this, since so few vitamins/minerals are listed on information labels?
The foil hat brigade want fluoride removed from water and bread to not have folic acid. The foil hat brigade should all be supplementing like mad if they get their way.
Load More Replies...Vegans do need to supplement. Many of those on self imposed or auto immune dietary restrictions might. If you give blood the iron speeds up recovery. The average Jo probably doesn't . Unless they are living off ultra processed food and Coca Cola that destroys some vitamins.
I didnt fall for it but I know someone who is "buying gold".
There is nothing wrong with buying precious metals as a long term investment strategy. It is crucial to understand that it is a long term strategy, though. Purchase from a licensed, reputable broker. Educate yourself about the cyclical ups and downs in the specific market you are looking at. Buy in at a time when the market has been moving down. Then sit on your acquisition for 10-20 years, and you should see a significant return on your initial purchase. Historically speaking, over the long run, precious metals have increased in value pretty reliably over the course of hundreds of years. So if you have the money to buy in, it is a great idea. I did this with silver about 15 years ago. When I sold my silver back to a broker last year, the value had almost doubled. So I would say I it was a great investment.
Excellent summary. People don't understand the markets, and frequently make mistakes as a result. Investing ALWAYS has risks, some of which can be reduced if not eliminated. Different commodities have different risks and different strategies for making them profitable - generally though, it's not worth jumping on the 'hot new' commodity bandwagon, but having a diverse range of investments and casing out with modest returns which you then re-invest a portion of. That is boring and slow, but WAY safer and gives a decent return if not a life-changing one.
Load More Replies...Just bear in mind the prices are very high at the moment. The world is at war and Trump is in power. If we have some ceasefires, oil prices drop and Trumps term ends and he goes to prison, gold will come down. Also if they manage to mine gold from asteroids the price will really plummet.
It was awhile ago but I remember lots of my fellow millennials getting super wrapped up in KONY 2012.
Y2K software updating was not a scam. It was a legitimate problem that got solved by lots and lots of people spending a lot of time updating code. It didn't have any real effects BECAUSE they did the updating.
Load More Replies...I am unfortunately a victim of bluegreen vacation 🥲.
I bought a boombox off a guy on the street and it didn’t work. They know where to get us.
In the UK, they used to sell things off trucks like Apple products. The scammers' friends would fake buy them walking away happy and then if your bought one it was well wrapped. If you unwrapped it early they had their own security a few hundred feet away to stop you coming back. They always left after an hour. This scam only recently stopped. I saw one guy find out he had purchased the correct weight of a Ipod classic in lentils. Box looked legit.
Funko Pops
Who the hell needs or wants a $30 plastic doll of Homelander?
In that case, all dolls are just plastic rip-offs. Including Barbie, Monster High, Ever After, etc.
and so are the 200 plastic duckies, but now where did I see those? ;-) I did check: collectors (Barbie) dolls are 1.000s of Euro
Load More Replies...Scam =/= something op doesn't personally like. Collectable items that you aren't interested in aren't scams. I don't buy legos, does that mean legos are a scam?
I have a Funko Pop collection of characters from shows I love. I don't need them, I wanted them. This is not a scam. It's consumerism sure, but not a scam.
This is a fad, not a scam. People collect things they like. If you think it's a scam, don't buy the product. I don't buy Funko Pops. That doesn't mean people who do are being scammed.
Homelander....is that the Mashup between Homer and Flamders from the Simpsons?
Homelander is the Nazìesque character from The Boys.
Load More Replies...I have several of things I love and am interested in. Crow and Tom Servo from MST3k, the Golden Girls, Seahawks players....I buy them knowing they aren't worth anything more than what I bought them for, I just like them. As long as you know that, they aren't a scam.
Credit card points?
For every millienial flying first class for three dollars, there are a thousand wracking up credit card debt carrying a balance.
Just pay off your balance every month. It’s not really a scam if you yourself are spending way beyond your means. That’s just on you.
Spoken form a place of privilege. I seems easy to do if you are taught to do that and make a living wage. I was lucky to have been taught that and have more than a living wage, but I don't look down upon those that don't.
Load More Replies...Anything bought used from a boomer. D**n near everything from a car, ATV, truck or boat I have had boomers tell me they are perfect only to find something that they Mickey moused together, then sell it. Everything I buy from millennials have a digital repair trail and the everything I buy from the silent generation has been babied.
Let's calculate the probabilities. Either all boomers are con artists or this one OP falls for anything. Mmm.
What about gen X? I have a very strong feeling that a lot of people being called boomer are gen X. A little gray hair and it's automatically "boomer".
Try the "Do they have a house larger than they need" test.
Load More Replies...Yeah, but see, here's the thing. It might be minorly rigged together, but it still works. I buy a set of speakers from a boomer, they might be manually repaired, but they still work and they've got that nice heavy quality older speakers have... or at least the manufacturer had the good sense to add weights to make it seem heavier.
Load More Replies...Air fryer. It’s just a convection oven re-named and you millennials bought them up like it was faraday cages on Y2K!
Not quite a convection oven. The principle is the same but it's a more concentrated heat in a smaller area with a more powerful fan. And *not* a fryer. Anyway, I have a cheap one and it does lovely chips and fish fingers in a way that ovens (with or without fans) just can't manage. And they're dead simple to use: let it heat, toss everything into the basket, cook for about six minutes, remove basket shake reinsert, cook for about six minutes more, tip onto plate, drown in Sarsons and a shake of salt.
They're super great, actually. I haven't had soggy left-over fries since we got one.
Load More Replies...It's only a scam if you believe it's an actual fryer, other than that it works great and saves a lot of time.
Have you baked a bunch of marshmallows on a bed of crushed cookies and chocolate until they are toasty in your oven-like airfryer? Glorious. So is tomato confit that takes 20 minutes to make. And then cheese on bread, or even pizza on these. Shut up and go home, OP. You are drunk. Convection Ovens and Air Fryers are great.
Also they use a massive amount of electricity compared to an oven. It's more like a microwave in energy usage. Meanwhile, an oven heats up, stops, and tops up heat.
No they don't use more electricity than a regular oven. If i use the "regular" oven + washing machine the power goes out, if i use the air fryer + washing machine it doesn't.
Load More Replies...In other words, can’t get blood out of a turnip. You don’t have the money for them to scam you out of. Been there myself. Seemed like a pain at the time, but now I realize no one tried to steal from me because I had nothing for them to steal.
Load More Replies...A lot of people don't understand what a scam is: a deceiful scheme designed to trick people out of money, personal data or information. Just because you don't like a product, doesn't make it a scam. Consumerism isn't a scam. If you buy a funko for $30 and get the funko and like the funko...not a scam. If you buy a funko for $30 from someone on the internet and they never send you the funko and steal your cc info...that's a scam.
Good advice here. Thanks for those that shared so others can learn from mistakes.
I have to confess, I've taken to asking, "Why don't you ask the Beanie Baby millionaires how that worked out for them?"
Why don't you ask our parents, who bought us the Beanie Babies when we were tweens?
Load More Replies...I'm a boomer and frequently get emails about subscriptions about to expire, IDs being compromised, and so forth. 99 % of the time these are places I've never even heard of, and the remainder are places I've never done business with. I just delete them.
If millennials, technically the most technologically adept generation, are falling for scams (and hardly any on this list are actual scams, by the way) then there's no hope for Boomers or Gen Y. And Gen Alpha can barely tie their own shoelaces...
Surprises me how many people need to change their credit cards. Here in France my card is *blocked* from being used for internet purchases or payments outside the country. I can go to my settings and enable that, but it is a conscious intentional choice on my part. As for buying stuff online? I have a virtual card generator that will provide me with a valid credit card number that is authorised to a certain specified amount (+/- about 5% because of exchange rates) that can be used once by the first company that tries to take payment from that card. The number is then invalidated so it's useless to anybody else. It's marginally more hassle to use the bank app rather than my actual card, but for peace of mind it's well worth it. I get to buy stuff, nobody gets by actual card number, and the only company that ever freaked out about a different card every purchase was PayPal but f**k them, I now use reputable payment processors and if a company is like "pay with PayPal" I'll go elsewhere.
Been using a virtual card for a while now, works great for online purchases. And the extra steps of opening my bank app, getting the card details and entering them into a website often lead to me not buying the thing anyway.
Load More Replies...on-line master degrees. Southern New Hampshire, Western Governors, etc. Totally worthless. HR departments see these degrees on you resume & you automatically go to the bottom of the pile (or the trash can).
In other words, can’t get blood out of a turnip. You don’t have the money for them to scam you out of. Been there myself. Seemed like a pain at the time, but now I realize no one tried to steal from me because I had nothing for them to steal.
Load More Replies...A lot of people don't understand what a scam is: a deceiful scheme designed to trick people out of money, personal data or information. Just because you don't like a product, doesn't make it a scam. Consumerism isn't a scam. If you buy a funko for $30 and get the funko and like the funko...not a scam. If you buy a funko for $30 from someone on the internet and they never send you the funko and steal your cc info...that's a scam.
Good advice here. Thanks for those that shared so others can learn from mistakes.
I have to confess, I've taken to asking, "Why don't you ask the Beanie Baby millionaires how that worked out for them?"
Why don't you ask our parents, who bought us the Beanie Babies when we were tweens?
Load More Replies...I'm a boomer and frequently get emails about subscriptions about to expire, IDs being compromised, and so forth. 99 % of the time these are places I've never even heard of, and the remainder are places I've never done business with. I just delete them.
If millennials, technically the most technologically adept generation, are falling for scams (and hardly any on this list are actual scams, by the way) then there's no hope for Boomers or Gen Y. And Gen Alpha can barely tie their own shoelaces...
Surprises me how many people need to change their credit cards. Here in France my card is *blocked* from being used for internet purchases or payments outside the country. I can go to my settings and enable that, but it is a conscious intentional choice on my part. As for buying stuff online? I have a virtual card generator that will provide me with a valid credit card number that is authorised to a certain specified amount (+/- about 5% because of exchange rates) that can be used once by the first company that tries to take payment from that card. The number is then invalidated so it's useless to anybody else. It's marginally more hassle to use the bank app rather than my actual card, but for peace of mind it's well worth it. I get to buy stuff, nobody gets by actual card number, and the only company that ever freaked out about a different card every purchase was PayPal but f**k them, I now use reputable payment processors and if a company is like "pay with PayPal" I'll go elsewhere.
Been using a virtual card for a while now, works great for online purchases. And the extra steps of opening my bank app, getting the card details and entering them into a website often lead to me not buying the thing anyway.
Load More Replies...on-line master degrees. Southern New Hampshire, Western Governors, etc. Totally worthless. HR departments see these degrees on you resume & you automatically go to the bottom of the pile (or the trash can).
