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It’s no secret that many millennials and younger generations have bid their farewell to the prospect of ever affording their own home. Not because they don’t want or need one, as some so-called real estate experts have tried to suggest, but because they simply can’t afford one.

As if that wasn’t hard enough already, renting a home is becoming just impossible. Rental prices for single-family homes grew an average of 7.8% in 2021, an all-time high, according to the most recent data available from CoreLogic Inc. In December, U.S. home rents jumped 12% year over year for the month, with Miami leading the way with a 35.7% increase.

Worse, there seems to be no end in sight. And while real estate tycoons don’t miss the opportunity to milk the cash cow, many people fall behind on payments and dig deep into their savings.

In this chaotic climate, the Instagram page titled Homeowner Memes pokes fun at the complex reality related to having a place to live, which doesn’t come as a given. By providing light-hearted entertainment, it reminds us that we can always laugh, cry, and then laugh again.

#1

I Guess English Law Taxed Land According To The Buildings On It. Since This Building Wasn’t On Land It Didn’t Count. Smort.
@homeownermemes
#taxes #taxseason

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Liam Walsh
Community Member
1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

Excellent. I love Ambleside as well, spent so many holidays around that area. Lots of beautiful countryside to walk.

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“I actually started this page pretty much as a creative outlet for me to share some funny moments with some close friends and family,” the creator behind the Homeowner Memes account told Bored Panda. Seeing the struggles of everyday homeownership and renovating an old house was getting frustrating, so the creator decided to turn it into humor. “It’s become kind of a beast of its own, growing way more popular than I had ever intended.”

“My followers are pretty standard across the board, really. 50/50 split down the middle male and female, with 85% being age range 25-40, so right in line with the millennial demographic,” the author said.

“They are incredibly active and engaged and I think it’s because people genuinely feel like they can really relate to these memes. I will often invite people to post their craziest stories about certain things and you wouldn’t believe some of the things people have to go through just to own a house.”

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    #2

    Oh Yeah, It’s Small Brain Time.
@homeownermemes
#diy #homerenovation
idea Credit To @shandon_johnson

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    striepy avatar
    Bubbles and sparks
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    lol, not only do they put carpet on the floor in the bathroom, they actually put toiletseatcovers over their toiletseets, I mean.... normally you clean this every day.... do those people have 10 spare ones in a cabinet or something?

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    #3

    For Only $90,000 You Too Can Buy A Sprinter And Live In A Van Down By The River.
#vanlife #vanlifediaries
@homeownermemes

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    nshyama108 avatar
    Serendipity911
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I would love to do this if the world was safer. Van life can be very dangerous, esp. for women. But not having to pay property tax, homeowners association fees if you live in a house etc. would be great

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    #4

    You Ever Just Sit There And Think ‘If They Would Have Just Taken The Extra 10 Minutes Or $10 To Do This Right The First Time We Wouldn’t Be In This Situation’?
@homeownermemes
#homerenovation #homereno

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    goins_barbyahoo_com avatar
    B Jean the Jelly Bean
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    We bought a lovely house built in 1917. Discovered the previous home owner was a champ at hiding, even from inspectors, the s**t job he did on EVERYTHING.

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    According to the creator, one of the best recurring themes is memes about HOAs since “it seems like there is a pretty universal hatred of them and their arbitrary rules.” Moreover, “Memes about the real estate market are pretty hot too. They seem to resonate with a lot of people trying to get into their first home.”

    The person behind the Homeowner Memes account believes that the market is due for a crash. “We’re starting to see price reductions, record low first mortgage and refinance requests, etc. That being said, I am not a professional and therefore my opinion is just that, an opinion. But a lot of people seem to think the current market is unsustainable.”

    The author added that their own local market is incredibly overvalued right now. “To the point where renting here is actually cheaper than buying here right now,” they concluded.

    #5

    It’s Like Peeling Back Layers Of An Onion Only Every Layer Is Rotten.
#homerenovation #homesweethome
thanks To @flipdy_ For The Template
@homeownermemes

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    loty moty
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    When we sold our house recently we had to close all outstanding permits. Some outstanding permits were for work done 30 years ago and noone including inspectors could even figure out what they were for. They just shrugged and closed the permits.

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    #7

    The Movie ‘The Money Pit’ Was A Documentary Based On My Life.
use Code Homeownermemes For 10% Off At @getleaksmart For Leak Protection
#plumbing #leaks

    homeownermemes , bit.ly Report

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    Inigo Montoya
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Yes it can be expensive to own a house, but you're not just getting a security deposit back, if you're lucky, you're selling your home for more than you paid for it usually at least. Plus, owning a house opens more financial opportunities for you.

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    To find out more about the current state of the real estate market, and ways to navigate the soaring rental prices, Bored Panda reached out to Philippa Main, experienced Tampa Bay Realtor® at Your Main Agent. Some time ago, Main went viral for creating this genius house listing for “The Worst House On The Street” that you can read about in our previous article.

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    Main explained that unfortunately, the real estate market is definitely starting to slow down. “Home buyers had already started to get wary of how high prices were getting a few months ago, and now with increased interest rates they are rethinking whether the current prices are fair or going to work for them and their ideal monthly payment,” she said.

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    #9

    Gas Is Superior And I Will Die On This Hill.
@homeownermemes #cooking #oven

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    veromorales avatar
    Vero
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    mmdepend gas its much cheaper than electricity where I live (gas for the stove and errr calefactores, mmm what its the word for the heather with gas) lol google tranlator do not help me with this one

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    Ripley
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Nah, not all of them. The old coil ones suck HARD, but the modern ceramic glass ones are - for everything except wok cooking - actually more versatile. And mine boils a pot of water much faster than gas.

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    Mistiekim
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    The Volturi were always a little dumb, so this makes sense

    lindastorm2000 avatar
    Linda HS
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    We'll see who laughs last…look what's happening in Europe! Bastard pUtin!

    sepantt avatar
    SealOfDisapproval
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I have gas at the cottage, electric (induction) at home. I much prefer the electric.

    lilrebbitzen avatar
    Arnavet
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I love gas stoves. Sadly our current place and our next one (just got accepted for a great apartment!) has electric. Oh well, at least the water heater is gas!

    christmas avatar
    Chris Jones
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    You could console yourself with the knowledge that stovetop gas combustion releases a range of different chemicals including nitrogen dioxide, formaldehyde and ultra-fine particles. Unless there’s very good ventilation the levels of pollution inside the house can be significantly higher than outside. For people with any kind of breathing problem such as asthma, that's not great.

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    Cathy Hurd
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I wish I'd remembered how much of a pain it is keeping a gas cook top clean.

    ivyrutherford1995 avatar
    Ivy Rutherford
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Yeah but my electric stove is less likely to blow my house up if I happened to use a little too much hairspray

    zackpodany avatar
    Zack Podany
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Also how people with electric stoves look down on people with induction burners.

    neacsucatalin avatar
    Neacsu Catalin
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Nuclear power will soon procide afordable energy due to the increasing price on gas... Time for a change...

    hana_lo avatar
    2x4b523p
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    We have gas and I like it better for cooking but hate cleaning it. With recent power cuts in our area we will stick to gas, at least we can still cook with power out.

    ashley-bonner avatar
    Coolwhip
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Gas stoves for the win, especially when I can't find my lighter lol.

    featherytoadfeatherytoad avatar
    Featherytoad
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I have electric. I prefer gas for cooking but electric because the glass stove top is easier to keep clean and it looks nicer. Just my opinion.

    erineubanks avatar
    Erin Eubanks
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Gas stoves are bad for the environment and can cause asthma in kids

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    #10

    It’s Almost Like They Have Entire Crews Dedicated To It And/Or The Work Quality Suffers. @homeownermemes
#hgtv #homerenovation

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    Islandchild
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I loved HGTV right up until I worked in design and realised the false expectations they set.

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    “For current homeowners who need to sell quickly, they're having to do price reductions, offer incentives, or be prepared to make upgrades and repairs. It's starting to become apparent that the best time to sell was around March/April, and that things are definitely starting to get better for buyers,” Main told Bored Panda.

    When asked what are the reasons for soaring rental prices we see across the country and whether there is an end in sight, Main said that in certain metros, like the Tampa Bay market, they are already starting to see landlords having to reduce prices to get tenants to sign up.

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    “It's doubtful they will drop at the same rate home sale prices might, though, because the areas where rental prices have gone up substantially are projected to stay desirable areas. Places where people want to be and live, have always historically been more expensive to live in, and we don't expect that to change just because of inflation,” Main explained.

    The realtor added that it's likely that the rising costs associated with maintaining and owning homes will be passed on to the tenants living in them.

    #14

    Last Post Bombed So I Made This Meme From The Post In My Stories With The Caption Stolen From @nate_mort
@homeownermemes
#officelife #google

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    Lizzie Lola
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    My son and I saw lilSimsie make this on YT, I didn't know it was a real house! 🤣

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    #15

    By The Time I’m Done Remodeling This Place I’m Gonna Need To Start All Over Because It’ll Be Out Of Date. @homeownermemes
#firsttimehomebuyer #homerenovation

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    flutterbyy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    You can make a drinking game out of it. "What's it gonna be tomorrow? Is it the plumbing? Is it the termites?" Chug whiskey straight out of the bottle for every correct guess.

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    For anyone currently struggling to find a rented home, Main’s advice is to be flexible on features and location. “Start looking for a new rental as soon as possible so you can have more options and not feel pressured to rent the first place you find.”

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    “Also, consider saving up for a down payment to buy your own home. When you own a home, your payment stays much more stable year-over-year and you don't have the uncertainty of moving so frequently. Interest rates may be high now, but if they go down in the future you can consider refinancing,” Main concluded in an interview via email.

    #17

    It’s Me, I’m Some Dumb Young Couple.
@homeownermemes
#houseflipping #hgtv

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    Liam Walsh
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    My sister bought a house where they had tiled over the tiles. Lots of cheap methods to make things look better in the short term but actually make it worse for when you go to do it properly.

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    #18

    True Story, I Came Home One Day And Mrs. Homeownermemes Had Taken A Sledgehammer To The Master Bathroom Shower Tile.
@homeownermemes
#diyprojects #bathroomrenovation

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    Jay Son
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I'm almost done with mine. While I'm happy with the result, there definitely were moments I wished I left it as is.

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    #21

    Alright I Guess The Last Meme Didn’t Make Sense For A Lot Of People So I Deleted It. Anyways Here’s Another I Made With @checkyourkidsatthedoor’s Help
@homeownermemes
#homeimprovement #oldhouselove

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    shakya-nirvanasn avatar
    flutterbyy
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    B. Square, because that's a frickin' shape, not a tool. (it's a joke, btw)

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    #24

    Babe Look At This One It’s Only 8 Million Dollars
@homeownermemes
#zillow #hgtv

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    kaylamckee avatar
    Mykidsartrocks
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Ah, but now you can't afford the small one because the monstrosity next to it has now increased property values of the whole neighborhood. Good luck.

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    #27

    Gallery Of 8 Images.
alright We’ve Got Some Memes And Controversial Topics Here. I Want To Hear Your Thoughts!
@homeownermemes
#firsttimehomebuyer #kanyewest

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    striepy avatar
    Bubbles and sparks
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Unfortunately, for many countries so very true.... Although here in Spain there are actually almost empty villages where you get a house for almost free to just come and live there so the town doesn't get lost... I guess for some it's a dream come true ;)

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    #28

    ‘We Could Totally Do This Right?’
@homeownermemes
#hgtv #pinterestinspired

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    Wick E. Scratch
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    A lady I worked with used to call it "P-interest" - she didn't know apparently that it is pronounced pinterest

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    #30

    And That Message Is: ‘I’m A Big Enough Idiot To Try And DIY Everything’
@homeownermemes
#hgtv #diyprojects

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    Inigo Montoya
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    As a home owner for over 10 years now, I completely disagree with this one. You can save thousands doing things yourself. Provided you are capable of said project. If not, then yes, hire. You'll end up spending more on the contactor fixing what you just screwed up.

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    #32

    This Is At Least A Level 3 Meme. Don’t Know If You Guys Will Like It But I Love It So I’m Posting It Anyways Lol.
@homeownermemes
#historymemes #kitchenremodel

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    Tessb90
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Don't tear down a wall for a cheap billiard table on Facebook marketplace, simply because the cues occasionally hit the wall. I don't regret the billiard table in the slightest, the lack of wall left as unfinished demo years later, after the billiard table getting moved to a more logical location, that I regret immensely.

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    #35

    Is It Just Me Or Is Mid Century Modern Completely Taking Over?
@homeownermemes
#midcenturymodern #furniture

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    Jen Berry
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    What is this styling? Our house is just a collection of whatever we could afford, random things we liked for one reason or another, and mostly kids toys and shoes.

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    #37

    We Struggling Out Here Fam
@homeownermemes
#gasprices #housingmarket

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    Someone Somewhere
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Wow, this is one of the most American pictures I have seen. The captions and the child violence with cheering and cellphone recording.

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    #38

    Our Christmas Present To Each Other Was Tile That We Had Already Bought Lol.
@homeownermemes #house #firsttimehomebuyer

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    Jayne Kyra
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Everyone should be putting water into empty shampoo/conditioner/shower gel bottles to get the most out of them. I even do it with hair mask containers. I paid good money for that stuff and I will get every last bit!

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    #40

    *joanna Gaines Has Entered The Chat*
@homeownermemes
#hgtv #fixerupper

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    Green Tree
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    If you want to really save money in the long run do not style your house after the latest trends, especially for things like tile which should last decades. Instead style your house in the style of your house a/k/a if you have a mid century modern follow with that throughout, a Victorian or Craftsman, keep in that frame. You can use easily changeable things like paint, rugs and fabrics to upgrade and keep fresh as the years go by but if you keep the bones of the styling to match the house it will always make sense and keep from looking super dated as fads change.

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    #41

    Lowe’s Follows Me So This Is A Risky Move But I Don’t Care I Bleed Orange Lol. Poll In The Story. @homeownermemes
#homedepot #homeimprovement

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    Adam Zad
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Always go to East Asheville Hardware before go to Lowe's.

    #42

    Gallery Of 4 Images.
been A While Since We’ve Done A Multi-Slider. Vote For Your Favorite In The Comments Or In The Poll In The Stories!
@homeownermemes
#workingfromhome #firsttimehomebuyer

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    #43

    $600k
literally This House Is $600k
@homeownermemes
#firsttimehomebuyer #realtors #housingmarket

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    miladyblue avatar
    Milady Blue
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Better than the cookie cutter McMansions that are popular these days.

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    #45

    Spoiler Alert: They Want Your Help Moving And Will Buy You Pizza For Lunch.
@homeownermemes
#firsttimehomebuyer #truck

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    Brandon Marlowe
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I saw a bumper sticker on a pickup once. It said, "YES, this is my truck - NO, I will not help you move".

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    #46

    Gallery Of 4 Images.
i’m Announcing The First Ever @homeowenermemes Meme Challenge. This Is The Template We’re Using, It Can Be Found On The Last Slide, Any Topic. I’m Challenging:
@checkyourkidsatthedoor
@meme_it_right
@thelawnwarrior
@reel_life_dad
@dadandforty
@the_hardcore_dad
@the_mind_of_a_dad
@moderately_decent_moms_club
and Anyone Else Who Wants To Participate, Tag Me, Or Send Em In. Let’s Party.
#memechallenge #memes

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    #47

    I Offer Realtor-Homeowner Translation Services At No Additional Cost
@homeownermemes
#realestateagent #firsttimehomebuyer

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    shelbyp avatar
    Shelby P
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Not sure how or why but I've lived near highways most of my life and I have to say... i like it. It sounds like ocean waves to me...

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    #48

    Gallery Of 4 Images.
alright Gang You Know The Drill. Vote For Your Favorite 👇🏼
(Reposted Because Of A Typo)
@homeownermemes
#firsttimehomebuyer #ancestors

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    Nicola Roberts
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Where I live, in Southern England, the water is hard (with lots of limescale). If we visit another area. I'm muttering, I can't drink this stuff, but my hair feels so soft!

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    #49

    Spain Without The S @homeownermemes
#firsttimehomebuyer #thisoldhouse

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    floydbartholomew avatar
    TheFloydist
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Every month? Yup. Every month I get bored, look at the budget, and start window shopping for the next "small" upgrade. It's a bad habit. This month was a modest outdoor structure to keep the squirrels out of the potted plants. $400 ish.

    #50

    I Stalked The Previous Owners Of My House On Fb So I Could Put A Face To All My Hate. @homeownermemes
#fixerupper #plumbing

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    Mistiekim
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Mine was water heater. Passed inspection, VERY next day after I move in it died.

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    #52

    This Is Like The Time When I Was On Fall Break From School So I Took A Week Of Pto And We Redid Our Roof Instead Of Going On A Vacation.
#remodel #homerenovation
@homeownermemes

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    Inigo Montoya
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Ah, it's still a vacation. Rather be improving my investment than be at work.

    #53

    Look I Know It’s Taken 7 Months But I’ll Get It Done Eventually
@homeownermemes
#firsttimehomebuyer #diyprojects

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    Bubbles and sparks
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    Ohhh, that was husband number one.... he used to call his dad for everything, even the simplest of things I was doing way before I met him.... I never met a man that could ruin so much in such little time.... When finally divorcing him years later, that was one of the things I celebrated net ever having to endure again ;p

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    #54

    98% Complete Gang, Where You At?
@homeownermemes
#houseproject #diyprojects

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    #55

    Mrs. Homeownermemes And I Have A Game Where We Guess The Price Of The House As We’re Driving By And Then I Make Her Look It Up. @homeownermemes
#zillow #homebuyers

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    #56

    Pro Tip: Don’t Look It Up, It Will Only Make You Depressed.
@homeownermemes #firsttimehomebuyer #homesweethome

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    #59

    Old Houses Were A Conspiracy Created By Hgtv, Home Depot, And Pinterest To Make Money. Stay Woke.
@homeownermemes
#fixerupper #thisoldhouse

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    #60

    It’s Throwback Thursday So I’m Remaking One Of My Very First Memes With A New Template. Cordless Tools Are A Lifetime Commitment Lol.
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#dewalt #milwaukeetools

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    max198326 avatar
    Max M
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    And you are forced to buy new batteries every 2 year or if you forget to charge them, lithium batteries are dead.

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    #61

    Everybody Wants To Have A ‘Farmhouse’ Until It’s Time To Do Farm Things.
also, I Am 100% Guilty Of Wanting To Put A Barn Door Everywhere.
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#hgtv #barndoor

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    #65

    Gallery Of 2 Images.
alright Been A While Since We’ve Done This But What’s Your Favorite, 1 Or 2?
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#houseflippers #firsttimehomebuyer

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    #66

    This Is The Secret The Shiplap Industry Doesn’t Want You To Know.
#fixerupper #hgtv
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    Agfox
    Community Member
    1 year ago (edited) DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    ...then had the school experience kid come up with the design for Chip

    #67

    They Will Literally Rent A Mini Excavator To Anyone With A Drivers License And A Pulse.
#homedepot #tools
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    #68

    There’s No Escaping It
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#oldhouselove #newconstruction

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    #71

    Been A While Since We’ve Hated On Hoa’s, What’s Your Worst Hoa Story?
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#firsttimehomebuyer #hgtv

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    striepy avatar
    Bubbles and sparks
    Community Member
    1 year ago DotsCreated by potrace 1.15, written by Peter Selinger 2001-2017

    I never understood why all has to be so uniform... I remember when still living in the netherlands that a permit had to be asked for building a simple add to your house nobody would see from the outside and that neighbours coulld object to it... Hell, even something as simple as painting your frontdoor had to be in a certain color.... naturally I painted it in another color just to see what would happen ;p

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    #72

    Who Else Thought That They Would Be Financially Free After They Owned Their Own House? Lol
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#homerenovation #hgtv

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    #73

    Based On A True Story ™️
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#furniture #interiordesign

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    #74

    Why Am I Like This?
#diyprojects #homerenovation
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    #75

    Gallery Of 2 Images.
which One Is Your Favorite? I Couldn’t Decide.
#fixerupper #hgtv
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