“The Whole Concept Is Idiotic”: 35 Dumb Things People Continue To Waste Their Money On
Interview With ExpertWe all make mistakes from time to time when it comes to spending. We might overstep our budgets or give in to impulse purchases. But these are valuable learning opportunities, so long as we actually do better the next time around, not just promise to try our best.
From smoking and subscription services to humongous weddings, the members of the r/AskReddit online community spilled the tea about the worst waste of money they know that some people can’t seem to avoid. Scroll down for their warnings about what you should probably avoid spending your hard-earned cash on.
We reached out to G. Brian Davis, a real estate investor and the co-founder of SparkRental.com, to get his thoughts on how to reduce money-related worries and when emotional spending starts to become a problem. You'll find Bored Panda's full interview with him as you scroll down.
This post may include affiliate links.
The cash people donate to celebrity ministers.
I don't understand how people are so blind to the private jets and mansions and cars when the church is supposed to be poor and humble.
CAN I GET AN AMEN?! JESUS ONLY HEALS IF YOU DONATE THOSE DOLLAR BILLS!
When my mom was a little girl, she thought that the minister took the offering, put it in a bucket, and sent it to God via a pulley.
If you have a lot of debt, are prone to emotional spending, and spend more than you earn, then you’re not just hurting your and your loved ones’ future. You’re also having a massive negative impact on your physical and mental health. Being exposed to long-term stress is similar to responding to sickness.
UCL researchers recently published a study in the Brain, Behavior, and Immunity journal about how stressful experiences and financial strain were detrimental to the healthy interaction between people’s immune, nervous, and endocrine systems.
When the communication between these systems is disrupted, our health suffers. For example, we become more prone to various illnesses like cardiovascular diseases, depression, and schizophrenia.
Donating Money to influencers/streamers.
JayRam85:
Parasocial relationships are so dumb.
I've seen people regularly pay streamers $50-300, easily.
What???? People pay them?? Just to watch them live fake human lives????? I thought they made money from product placement etc.,
It's a career!! they actually make a career out of doing dumb stuff on social media!! I can't get over that either
The only “influencer” I’ve ever given money to is a dude who films stuff through his telescope and talks about cool space things :)
Load More Replies...I am subscribed to exactly one person and don't donate on every stream I catch (which aren't many because of different time zones). But he is genuinely entertaining and doesn't ask people for money.
Influencers/Streamers is a large pit of varying quality. Many actually deserves it. People are not great to be objective about the content quality when they have no interest in it.
Brand name baby clothes. Why in the world are you buying your new born a pair of Jordans that he/she'll outgrow in a few months?
For the same reason anybody buys premium label products - for the label, to brag that you can overpay for things.
While they basically brag that they're an idiot for spending so much.
Load More Replies...I refuse to wear a company name on my clothes. They want advertising, they should pay me!
We buy the cheapest clothing we can for our kids - I mean not so cheap that it's uncomfortable or irritating to wear - but cheap cause we know 2 facts. 1) they'll outgrow it very quickly and 2) they'll absolutely mess and dirty it up.
When my daughter was born, one of her aunts (my ex sister in law who I still adore) gifted her/us some pastel purple hi-top Converse, the size was for like 3-6 months or something like that, ANYhoo yes we did put them on her when she was able to fit them but when she inevitably grew out of them, we declared them keepsakes and put them in this little wooden chest we have that has her baby book, a few Christmas dresses, the outfit we brought her home from the hospital in etc. But to continually buy stuff like that, at least for my broke @$$, is just unrealistic and about as much point as a plot in a p0rno movie
The only time I did was in 2009 - cos they were rare then - a pair of infant goth boots (not dr Martin style more demonia style) for a goth family I knew back then, but they were so much in love with the gift also
I think gifts are different. That's for getting things the parents wouldn't normally justify buying themselves.
Load More Replies...I saw some brand selling heeled shoes for little girls who weren't old enough to walk
A baby doesn't care which brand clothing it wears. I've seen babies dressed head to toe in Ralph Lauren or Nike, including shoes. Why?? I don't spend that much on my own clothing!
Between ages 4-7 my stepson had growth spurts that drove us crazy. First he would get a bit pudgy, then he'd suddenly get taller and thinner. Happened over and over. We switched to elastic band pants/sweatpants until he settled into just getting taller. And taller!
Odessa S. Hamilton, the lead author of the study, said that chronic stress can disrupt the biological exchange between the immune and endocrine systems, leading to disease.
“We found that financial stress was most detrimental to biological health, although more research is needed to establish this for certain. This may be because this form of stress can invade many aspects of our lives, leading to family conflict, social exclusion, and even hunger or homelessness,” Hamilton said.
The people who reported dealing with financial strain, the perception that they might not have enough money for future needs, were 59% more likely to, 4 years later, belong to the high-risk group of people who develop illnesses.
Anything Gwyneth Paltrow sells probably.
Anything any celebrity sells! They just attach their name to a product that already exists in plenty in the market and rip off their innocent fans. If it’s a product that doesn’t already exist in the market, I can understand it being justifiable but why would one ever really need some $100 perfume bottle with just two sprays worth of content when you can buy pretty much the same scent elsewhere?!
There are plenty of celebrity's companies that do things right and support their cause. Newmans Own profits still go to Paul Newmans foundation. There's Hugh Jackmans Laughing Man Coffee. I'm sure anything Dolly Parton endorsed has some sort of charitable upside, cause Dolly. Pint being, sometimes celebrity companies are actuallybetter to purchase from, as they are being backed by someone who isnt just siphoning off the profit.
Load More Replies...She is laughing at the stupid people, she literally named her company GOOP.
Especially because Goop is, was, and will always be, the waterless hand cleaner in the garage.
Load More Replies...If you are stupid enough to buy psychic vampire repellent, sex dust, or a jade egg to shove up your hoo-ha, you deserve to be parted from your money.
As a smoker... Cigarettes are by far the most idiotic addiction I have.
NANNYNEGLEY:
Me, as well. The whole concept is idiotic. Buy something to intentionally set it on fire? Who does that? And if that’s not stupid enough, to then inhale the smoke produced? Who does that? I do, and have for over 60 years. How am I still alive? Guess I’m too stupid to die.
I try to rationalize my smoking addiction with thoughts like "everyone has some kind of crutch/baby blanket type thing/relief they do to survive this spinning ball of rock and dirt" or "I've been smoking for about 22 years already, the damage is done, pointless to stop now" and I mean that healthwise, I know that financially it would not be pointless lol but frankly, it all boils down to the fact that I've just lost my give a damn.
It ain't stupidity, the nicotine and god knows what else enslaves you. Smoking is one of the hardest things to quit and you could successfully go months without smokes and still cave. Source: My mother has smoked for decades and knows she should stop.
I've never smoked, I refuse to because I know that if I start, I will never stop.
Load More Replies...Holy hell, Miss/Mr Balls-O-Steel! *applause* ❤️❤️❤️
Load More Replies...Agreed. People only think of the chance of lungcancer, but there's like an entire list of chronic illnesses you could get from smoking, none of which are easy. If worst comes to worst, you get cancer and not only you but your family had to deal with that as well. Somehow that's never part of the equation. My mom literally died with a cigarette butt on her lip but somehow smoking was more important than staying alive a while longer.
I’m so sorry, that must have been agonizing and frustrating to see. It’s such a horrible addiction. And you’re right about the other health conditions. I know someone who quit decades ago, but he’s having trouble retaining his teeth because the smoking affected his gums so badly. (Don’t remember seeing that mentioned in the Marlboro ads!)
Load More Replies...Great grandmother smoked two packs a day, unfiltered no less, for 80 years. Died at 104....from ya know being 104. Dad and uncle both started when they 8 years old, dad smoked for 60 years, uncle for 66 years. I started on my 14th birthday. On my 30th birthday i woke up and decided "i'm done" due in no small part simply because i wanted to be able to say i quit as arbitrarily as i started (and because my wife loathed it) that was almost 11 years ago, and i still miss it EVERY F*****G DAY. But i refuse to pay $10 for smokes.
Stupid here. 30+ years smoking, used to smoke resin a lot with tobacco, eventually kicked the cannabis habit and have been d**g / alcohol free for well over 13 years, just can’t kick the nicotine habit. I was told by a therapist that us smokers also enjoy the controlled breathing when we are anxious, they recommended using a straw to breath through instead of a cigarette when we feel stressed, it works a bit but honestly a Marlboro Red hits my addiction spot.
What do cigarettes and hamsters have in common? They're completely harmless until you put them in your mouth and light them on fire!
Well, you do buy fireworks to set them on fire. I am a social smoker. I only smoke when i am having a beer with friends. But then, i can smoke one packet in 4 hours, and i do not know hor many beers... The horror... the horror...
Huge weddings.
citizen_et:
I know a guy & his wife who took a loan for their wedding, and he had to sell his wedding ring in order to pay back his loan and she still pays her loan on her side.
it's like buying a car. Don't buy a Mercedes if you can only afford a Kia.
Hah! I could afford a Mercedes but I drive a ten-yr-old Kia anyway. Just because you can, it doesn't mean you have to.
Load More Replies...A huge wedding can be appropriate in some cases (big families, etc), but hugely expensive weddings are not.
The last wedding I attended was in a public park (which had really nice scenery for wedding photos). The bride and groom wore nice clothes they already owned and had spent a couple hundred dollars on rings. Instead of bringing gifts, the guests brought food for a pitch-in lunch. After the ceremony and lunch, we all played fun games. It was the only wedding I really enjoyed attending - and the only one where I noticed that children were obviously having a good time.
By the way, this was a couple who could have afforded the usual expensive formal uncomfortable wedding. But they are cool people who wanted to do something different.
Load More Replies...There's actual studies showing that the more money a couple spends on their wedding, the more likely they are to get divorced. My wife went to the courthouse, had a couple court employees as witnesses and told absolutely no one that we got married. Even with the fact that i had to deal with immigration paperwork, everything cost less than $100.
Exactly! Small ceremony...big investment into vacation or house or anything for the couple.
Weddings used to be in public halls and family catered or you got a commercial caterer and put on a buffet, my childhood was filled with these and they were so much more fun than this sit down affair with 3 easily drops of food per course plated and you don't even get to choose, just rubbish.
Weddings and wedding planning can be stressful. Why have an over the top ceremony that 1. You probably won't enjoy due to stress. 2. Have to worry about paying for it 3. It only lasts for a few hours. I knew a girl who paid for her wedding with her student loans. One year later she was divorced.
You don't have to have the huge reception and try to outdo other people. Don't have a rich b***h wedding if you're not a rich b***h. This didn't start until sometime in the 90's and if you had money you had the reception at a hotel or some other place. People have just gone nuts since then. People used to get married and have their reception at the church and it wasn't some crazy overpriced dinner. It's not the wedding and reception that makes the marriage it's the he people.
I'm a 20 yo girl. Most girls my age think about weddings (we talk about it /so/ much haha), but it just makes me anxious to think about the dollar amount that would come with a large wedding. I'd like a small gathering when the time comes :))
Same! Why invite hundreds of people to just sit and eat off your money when you can save that money for your future wedded life or at least for your honeymoon? I’m all about small intimate weddings inviting only those who I’ve actively engaged with in the past year, not my mother’s cousin’s husband’s dad who I’ve never met in my life.
Load More Replies...According to Davis, there are two approaches to reducing any money-related worries that you have. The first is changing how you think about money, focusing on gratitude. The second is how you actually spend your hard-earned cash, starting with more attention on savings. "They both help, especially when you combine them," the co-founder of SparkRental.com told Bored Panda in an email.
"On the mindset side, aim to put your focus and attention on gratitude for what you have rather than fixating on what you don’t have but want. That’s easier said than done—as soon as we get one thing we want, we start thinking about the next thing. Remind yourself that you have everything that you need, and then go through subtraction exercises, imagining your life without some of the things you take for granted. You’ll value them more and boost your gratitude for what you have,” Davis explained.
Stanley cups.
I said what I said.
Brazilian here, and I thought it was about hockey too.
Load More Replies...This is a whole new level of ridiculousness smfh. Don't get me wrong! I'm 100% for reusable water bottles/cups but the hype for these is just... okay for example: I saw a picture that some chick took of ALLLLLLL her Stanley cups and the reason for ALLLLLLL those cups was so she had one to match every one of her outfits... yeeeeah.
They're stupid. No good colors or patterns. Huge gap at the top so when it falls over it leaks like crazy. Too big, making it super heavy to carry around. I like s/m cups better. More reasonable size. Better patterns. Don't leak when they fall over. Keeps things hot or cold forever.
Came here to say the same about Simple Modern! I like that they have different tops that are interchangeable for different family member preferences or different activities.
Load More Replies...Some places give them away for free. I have a couple nice ones that I got at conventions.
Load More Replies...Basically, it's the hate amplified by influencers and whoever for the company trying to compete with other similar products like Yeti, RTIC and others. Stanley the company has been around since 1913. Outdoor coolers, lunchboxes, and camp cookware sets are among its product list. Personally, I have a (20 oz) YETI bought on sale of course because most of the ones that work well are not cheap. The fact that it's a fairly large cup adds to the cost. If you want one that size, then you will pay for it ... in ANY of the brands out there. So basically, it's people pissing & moaning about the cost of this particular brand and size.
Load More Replies...I have a Stanley, not a cup, a different one, but seriously, best buy ever.
It's a good brand but people have gone stupid over them. I think it was this year that target had some Valentine's Day design and people were lined up and fighting over a damn cup and the prices are outrageous because of it.
Sending money to politicians. What the f**k are you doing.
Corporations and billionaires can always afford to buy more politicians than you can.
You can thank the Supreme Court for that
Load More Replies...In the US, that is the game unfortunately. And I will donate both time and money to keep Trump out of the White House. Necessary evil...
If Trump gets back in office I need to find a place besides the US to live.
Load More Replies..."We need to raise $100 million!" "What are you going to do with it?" "Mostly give it to media companies."
The easiest petty revenge is to give that person's number to both parties.
I can't upvote this one but can't downvote it either. The 3rd party candidates actually DEPEND on small donors.
Stupidest thing anyone can do unless you know they will make you rich.
Twitter blue check.
Musk developed some great products and organizations but he has the personality of an armpit.
Meanwhile, when it comes to the spending side of things, Davis said that a higher savings rate leads to lower financial worries. "Bridge the gap between mindset and tangible spending by looking back at how you used to live five or ten years ago, how much less you lived on. You weren’t miserable then, even though you lived on less. How can you live on less once again without it feeling like ‘sacrifice?’”
Lowering your living expenses means that you increase the number of months that your savings could potentially sustain you if you were in an emergency. That, in turn, leads to less overall stress about money.
Furthermore, you have far more flexibility in your career if your expenses are lower. "You can go pursue your dream work, even if it doesn’t pay well, as you live happily on a lower budget."
New phone every year.
Given how ridiculously expensive phones are nowadays, doing this would be such a financial disaster to anyone. Most phones work perfectly for at least 2-3 years and if it’s the design, that’s also pretty much the same across most of the new models now. I used my last phone for 6 years, upgraded it to a new one last year, and plan on using that for at least 5 years. My old phone is still in great condition and was passed down to my mom.
Ridiculously expensive? Only if you're buying lates iPhones and flagship androids. You can buy a perfectly fine phone for 150-250$. I'm not saying you should do that every year, just that phones that fulfill the needs of 90% of users are not ridiculously expensive.
Load More Replies...Certainly not every year... but why does it seem like as soon as my phone is paid for it starts acting up? same with my tablet... it's called planned obsolescence
I will not buy a new phone until I've made a thousand calls on my current one. At my current rate, that should put such a purchase well into the afterlife.
This is likely overblown. I don't know a single person that upgrades their phone every year and I work in IT.
really? only because you work in "IT" doesn't mean that you are always up to date on the latest tech. just the opposite
Load More Replies...I know a few people who do this. I don't get a new phone until my cell carrier tells me they'll no longer support it. Which pisses me off but that's the only time I'll upgrade. I might not even get a smartphone next time and just go back to an old fashioned land-line!
And sometimes you don't even see the difference, new model - price skyhigh but compared to last years - technically almost the same, you almost cant tell deference using it.. web got loaded 0.0001 sek faster? Maybe its your wifi. Camera has more pixels, and 4 lens and shutter speed is smth cool - I am not profesional national geography photographer in savana taking photos of bird on lions head. My amature eye won't tell the difference and brain won't even use those advanced options I just bought. Sometimes we are overpaying for quality we don't even use.
I finally replaced my four year old phone, and after a stretch that long, there were tangible improvements: things load a lot faster, I have optical zoom, and the 5G signal by me is much better than the 4G. But there are a few features from the old phone that I really miss
Load More Replies...Why do teens need smart phones, they DON'T, a dumb phone that costs under 100 dollars, and can be recharged monthly, with text and talk for 'emergencies' and making contact with others by TALING TO THEM is ess mentally damaging than a smart phone with psyche damaging internet social media pressure, which cyber bullies can drive your kid to suicide/stalk them, and convince them to produce kiddie porn on, to blackmail them with, No, just NO.
Adobe subscription. f**k you adobe.
GIMP, it's got a terrible name, and it's admittedly not as good as Photoshop, but it's pretty top notch for a free product. Inkscape is the free vector art program, and I think that's also awesome.
Yeah, GIMP is great for freeware. Still wish they had a content-aware fill that was good, like PS. But lots you can do with it regardless.
Load More Replies...Before subscriptions, Photoshop cost $700, the full "master collection" was north of $3000...which is why Adobe products were the most pirated software, year after year....Adobe knew this, and did nothing about it stating "they have no interest in pursuing legal action against individuals who can't afford their products, only the corporations and businesses who are making money off using their products illegally" Pirating anything still carries risk, and most people don't know what the hell they're doing....but can't afford to spend hundreds or thousands on a piece of software that will be replaced in 12 months time. Giving you the option to pay $10-$20 a month to circumvent that risk, and have the software always up to date for that same price isn't a bad thing....particularly when you can still very much pirate everything adobe publishes very easily. They've simply made corporations and businesses subsidize the rest of the customer base.
Sadly, sometimes it is necessary. At least in a work context, to properly work with PDFs you need a subscription. Annoying, but true.
Or other music production software... YOU ProTools. Switched to presonus, one payment, better UI... Never looked back.
Outrageously over-priced concerts.
In the 1970s I saw the Rolling Stones, Jefferson Starship, Ozzy, Alice Cooper, Paul Revere and the Raiders !! for under $10.00 each.
Same here where I live the venue used to have free concerts for the up and comers, I saw Genisis, Journey, STYX, Foreigner and more either free or $5.00. Ahhh the olden days lol
Load More Replies...If you would buy their music instead of just streaming then they would make more of their money that way. Right now concerts are where most of their revenue comes from.
And merch! One band member flogging merch at the table laughed and said the tee-shirt profits were what paid his bills.
Load More Replies...I wanted to see Hozier and basic seats started at $400 USD and I was like, "Oh hell no."
This. I used to love going to gigs and theatre but it has become ridiculously overpriced. It's not covid anymore, you are selling out so no need to whack more expense on top of that.
I started going to more comedy shows because they were typically more affordable , but now they're outrageously expensive
Davis told Bored Panda that another important aspect to consider is comparing yourself to your peers. In short, you shouldn't do this. The reality is that we don't know all the details of a high-earner's life. "They may earn twice as much as you—and hate their jobs. You don’t know how they really feel about their high-octane job or the sacrifices they make for that high paycheck. All you see are the curated social media photos," he shed some light on this.
We were also curious to get Davis' perspective on emotional spending. Specifically, when it starts becoming a real problem. He pointed out that it's an issue when someone starts exceeding their budget for discretionary spending.
"If you budget $300 per month for discretionary spending like lattes and restaurant meals and shoes and clothes, there’s nothing wrong with you spending that money in whatever way brings you the most happiness. That includes emotional spending, such as indulging yourself at the spa or whatever floats your proverbial boat. But when you blow past that $300 because you splurged on emotional spending, you’ve blown your budget. Now you have less to spend on more essential expenses like groceries," the co-founder of SparkRental.com told us.
Designer and luxury anything.
Ambitious_Equal_1603:
Designer clothes.
You're literally paying a company to become a human billboard for them. Just so you can be associated with wealth and status.
No one will care as much as you do about your brands.
I saw someone driving one of those hideous Tesla trucks today and some gang member had tagged the back with spray paint like you would see on an inner city wall or something. I'm not condoning defacing someones property but it did make me burst out lauging in my used Chevy Spark.
A batchmate I had at university got into some money doing a side hustle and decided he was only going to buy all those luxury brand clothing (you know the “new rich”). I see him on social media making posts just to flaunt his clothes which are basically just plain coloured tees with a logo strapped across the front and I swear they look exactly like those being sold in little roadside shops.
Load More Replies...I've mentioned this before on here, but when my wife wanted to improve her Sewing skills, she went and got a job in a clothing factory (in romania, so basically a sweatshop) They made everything from forever 21 and H&M to Armani, Versace and everything in between. Every luxury brand has a more affordable brand for "the poors" and absolutely everything in the place was made with the same materials, and either identical, or very similar patterns. Cost of materials and labor for an item that would then go on to retail for $1000+ was less than $0.50. It's all the same garbage.
To some extent, they always were. I wouldn't know a Birkin bag if you slapped me with it but the people who can afford them knew before there was a Sex and the City
Load More Replies...I’ve always felt that big logos all over your stuff looks really tacky.
I never notice when people are wearing brands around me. When the logo is front and centre my first assumption is that it's just as likely to be a knock off. You're wasting your money, nobody cares.
You mean that '86 Oldsmobile with the LV wrap isn't really Louis Vuitton?!
Load More Replies...A dear friend of mine, bless her heart, has to have only True Religion or Michael Kors e'erything. She did give me a top once, a Calvin Klein top and when I said that that was the only designer top I have, she looked at me like I grew a second head lol 😆 I mean yeah, I own a pair of chucks (Converse) which idk if that counts, does it? Other than that, idgaf about designer labels
I am not an ad or a poster so I don't wear anything with a big printed brand name or something recognisable like a crocodile. I am me, not a brand.
For me, it makes a person unlikeable right away if I see them with a lot of those well known luxury brand stuff. Especially those brown handbags with the "L V" printed all over...or very expensive, fast sports cars!
Yes, but also no. If you're wearing items with the logo printed all over it then yes you look like a moron. However, a well made item that will last for years is worth the investment... just skip the tacky-all-over label stuff. Fast fashion is awful for the environment and buying cheap stuff over and over will cost you more money in the long run.
Someone once asked me what brand my t-shirt was. I asked her to look at the label in the back, because I had no idea, because why should I care.
Getting nails and lashes done. My coworkers spend $150+ on nails monthly and $200+ on lash extensions and always complain about not having money.
One winter I had skin split on my fingertip that was painful whenever it was bunked. As a last resort I bought some $8.00 nails at the drugstore to put some distance between the split and anything it bunked. Totally worked but the nails looked quite natural, short with no polish. I kept it up because I never had great nails to begin with. I occasionally paint them. I was treated to a spa pedicure and the attendant asked me where I got my nails done. "Um, Walgreens"
Yeah caterpillars look really good on your face. If you believe that I have some swamp land for sale in the Sahara.
Don't be too hasty selling that swamp land in Sahara. It might be valuable in a desert.
Load More Replies...These things are not for me, but if someone does it to feel good about themselves and can afford it I certainly won't tell them it's a waste. It's their preference.
But then don't complain about not having any money.
Load More Replies...Getting my nails done would be a waste of money for me. They would be instantly ruined with all the housework and gardening I do.
You can get a bottle of nail polish for a few bucks and paint them yourself. Don't know how good it is but you can also get nail polish at Dollar Tree. I got acrylic nails 1 time for a Christmas party and never again. I had divots in my nails until they grew out. My nails are thin and break easily anyway so I absolutely had to keep them painted until they grew out.
Are you my colleague in disguise? I have been doing false nails so long that most people assume they are real. You can buy 500 in different colours for under $10.
I do my own and it costs maybe 1.20c Australian per set (10) for gels and 5d stickers and my 2001 nail peircings /dangly shħit with custom charms
I found a cheaper alternative its called GROWING MY NAILS, and nail polish is cheap, but oh you want fancy patterns, don't whine you have no money then. as for lashes, ONLY morons think KNOWN to be FAKE lashes look great or sex, if mascara can't make your lashes look 'great' just live with it.
In some cases it's necessary - I'm only saying that pedicures help me walk better and when I get manicures I don't bite my nails...
Reiki, Homeopathy, all the other pseudo-science b******t.
Please don't elevate them by calling them something as flattering as "pseudo-science".
What about "bars"? I know someone, who does it as a professional. I am very skeptical about it. Please, tell me your opinion.
Load More Replies...I tried acupuncture once. Bad idea. When I got home my voodoo doll was dead.
To be fair, acupuncture is proven to work for certain stuff beyond placebo. It is considered a valid practice in pain therapy.
Load More Replies...Don’t completely dismiss Reiki at least. I had major surgery at 15 and all the hospital’s pain meds made me projectile vomit. They suggested Reiki to relax me enough to keep from being sick and actually getting some sleep. The immediate relief and entire experience was astounding. And I’m not into any of pseudo-science stuff either.
You can use it on top of a conventional therapy. Placebo effect can be a strong thing. But don't use it instead, and for god's sake, don't use it for your children or pets or anyone else who cannot benefit from the placebo effect!
People end up trying strange dubious health care methods when modern mainstream science based medicine fails to help them. I did that and came to the conclusion 90% of alternative medicine was useless and a scam. Watch out for any doctor who has his own supplement company so he can sell you thousands of dollars of useless supplements. They do this while criticizing the pharmaceutical industry for ripping you off.
Erm.... Because it's a nice treat from time to time... Think of it more as entertainment...
A lot of proper oils have therapeutic properties and are used in medicines/medical applications etc. Ti Tree, eucalyptus, peppermint are all used in over the counter meds, they're in toothpaste, shampoo, conditioner. Some are used in baking. Too many people make it a lifestyle which is the real problem.
Load More Replies...If you’re feeling a lot of financial pressure, your first step is to create a budget so you can sleep more soundly at night. Slow down. Sit down. And go through your expenses in painstaking detail. To oversimplify a bit, you have two main tools at your disposal to dig your way out of this hole: reducing your expenses and increasing your income.
The latter is fairly straightforward (if not so simple to do in practice): you can look for a higher-paying job, work more hours, pick up a part-time gig, monetize your hobbies, invest, etc.
Subscription services to everything is becoming a massive problem that, despite our protests, are becoming more numerous and people just seem to be coming to accept.
I even fall pray to it for a few things.
True that's correct ...but maybe they fall on their knees and pray
Load More Replies...When they give you no other option, it's not wasting money; It's extortion.
Yeah, I hate having to pay a subscription for my cardboard boxes, but what's the alternative?
Your cats would be totally devastated if they found out you stopped you subscription.
Load More Replies...
There’s a government website that allows anyone to donate to covering the US national debt. People do it.
Taxes aren't donations. If you want to put a label on it, they would be the fee for public services and infrastructure
Load More Replies...So I work to earn a living and the government takes taxes. I spend what I get and they tax me, at the end of the year they want more taxes because they didn't take enough to begin with. Now they want me to voluntarily give them more money because that's not enough? Spot building 13 billion dollar aircraft carriers, we have 11, that is enough.
Maybe if they stopped eating avocado toast and got a better job they wouldn’t be in debt
A political party in Australia, One Nation (highly xenophobic) went temporarily broke in around 2000, just as I was leaving a job in newspaper production. The last ad I set on my last day was a pathetic little plea for donations with the bank details included - the whole department were in hysterics at how low they'd fallen.
Utterly moronic gesture... US debt CAN NOT be paid ! Not because it's impossible, but mainly because of debt being traded itself like bonds if not more so. If us will ever pay it off - it will crash global economy so badly what all previous crashes of last 2k years will seem a silly jokes.
Like Americans need something else to make us a laughing stock 😑
It seriously feels like it's the world's 20 year highschool reunion and America was the most popular, quarterback of the football team, voted prom king etc etc but now, 20 years later, America showed up to the reunion and they ain't doin so good....
Load More Replies...I already donate almost 40% of my hard earned money to this corrupt government!!!
Vapes.
Started out as a way to help quit smoking. Now most people do it because they think it looks cool.
It's the nicotine which I have discovered can come in stupid strength.
Load More Replies...But I still don't want to get blasted with the smoke right into my face, just because it smells like blueberry muffin.
Load More Replies...Yup. Did it to get off cigarettes (did) but now actively vape more than I was smoking, to the point of it happening at my desk sometimes. And because of that, I am now spending more money on vapes than I was on cigarettes. So... might go back to cigarettes.
Gee, thats shocking. Im surprised theres never been another thing people started doing to look cool only to get addicted to that thing
In the meantime, reducing your expenses inevitably means that you will have to adjust your lifestyle. To be sure, this can be unpleasant. When you’re used to a certain standard of living, it can be painful to imagine making any serious changes. Luckily, human beings are very adaptable.
You can start by eliminating all of the things you spend money on that have literally no benefit. For instance, you might have signed up for some digital subscriptions that you don’t have the time (or desire) to use. You might have a gym subscription, but it’s been months since you went.
Starbucks.
Back when, I had a coworker who would get a big Starbucks fancy coffee every day and then ask the rest of us to give her our aluminum cans and returnable bottles so she could buy milk for her baby.
Liking or not their produce, they are tax escape artistes, and treat bad their workers
can you provide a source for this? we can't just take your word for it.
Load More Replies...Starbucks prices are ridiculous. 6 bucks for a cup of coffee? No thanks
It's called fourbucks for a reason. The 7-11 coffee near my workplace costs a third of the price for the same size and tastes better. And the service is better too.
Honestly, paying thousands of dollars just to keep their old pet alive. Like, I appreciate that they love their pets, but there's a point where you have to realize they are suffering and you should let go. No point in spending so much money so they can live a few more months.
This!!! Ask yourself, are you keeping them live for them or because you are to selfish to let go?
Please listen to your vet about this. Most vets know what they’re talking about and want to do what’s best for the animal.
All depends on circumstances. Is your pet in pain and suffering? Be merciful and let her go. I've had to do that and it was the worst day of my life. But before I did, I spent big $$$ removing the same tumor that just kept coming back. I decided I would keep her alive as long as she wasn't suffering and still had good quality of life. She had five surgeries and when I brought her to the vet to have the stitches removed after the fifth surgery and the vet saw the tumor already returning, I knew I would soon be losing my baby. It hurt like hell, but I'm at peace with myself knowing I made the right decision.
You did the right thing. And we were the same. We had a dog, Brandy, and she developed multiple cancers and even lost a leg and became a tripod dog and yet she kept bouncing back. She got a couple of extra years and when she was ready to go we were with her to see her off.
Load More Replies...Absolutely this should go for any living being honestly....right now my cat is pretty much just on meds that help keep him comfortable. He's old and has fiv so I know he doesn't have alot of time left. He gets checkups don't get me wrong but usually it's just upkeep tech appointments to get the shots for his arthritis and tooth problems. I could get his teeth pulled for 800-3000 bucks depending but I'm not going to do that...I make sure he's comfortable and I know right now he's OK and in his best place. It always still sucks when they get past the point of helping easily anymore
I spent $2000 for chemo to treat my Doberman and this was back in 1989. I would do it again. He wasn't suffering but he was getting so thin. It was worth it. It bought us 6 more months and he felt great during that time. Meanwhile, I had some time to come to grips knowing I was going to lose him. When he turned up his nose one day at food and the lumps came back, I knew it was time to let him go. He had been running and eating fine right up to this point.
The end of life without pain is worth it for your loved pet. Euthanasia is a great possibility.
Many cats, some have been euthanized in a mercy killing way, one died in the carrier on the way to the vet for euthanisa, she was jumping around, fell badly and maybe broke her back/ribs or something, and was shrieking in pain poor thing. ,one was on medications for fits, and lived longer, and died in my S.O's lap being stroked. One as ran over by a car had tyre tracks on her, rushed to vet by S.O and tended too and lived for at least another decade.
Past a point, you're doing it for yourself, not for your pet. Vaccinations, checkups, appropriate medications, yes--but it can evolve into torture.
Gambling. Especially lotteries.
It's never "worth" it from a math/odds perspective, but people continue to do it just for that small chance. It's basically just throwing your money in the trash, and 99.9% of people will never win big. It ends up being a huge amount of wasted money for many people over their life time.
I look at buying one lottery ticket as it's own form of entertainment. For a couple days, you have real license (albeit terribly small) to dream about all the wonderful things you could do with your winnings. That's better than $40 for two hours at the movies! Plus, a slim-to-none chance of ONE ticket is infinitely better than a none-to-none chance with no ticket!
All it takes is one ticket to win. The amount of money I spend on lottery tickets is not going to break the bank.
Load More Replies...I don't often drink & don't take other d***s these days (nothing against those who do, it's just that my body's not up to the hangover or comedown any more), but I spend a tenner a week on the lottery & Euromillions for escapism - yes it's silly & I could save that money. And others could save a lot more money by not drinking or taking other d***s or buying takeaways or whatever other indulgences they have. But the escapism, the dream just for a few hours is wonderful. I understand that any addiction is bad, but the folk lecturing on not gambling sound very like the same people who insist that if millennials didn't waste their money on avocado toast or Starbucks they could buy mansions.
Think of it as secular religion, a kind of monetary Pascal's wager. People go to church, but come on, you don't really see much daily evidence of God or the afterlife. But maybe, just maybe, there's a TINY, TINY chance if you go to church and pray and blah, blah, blah, you go to Heaven, and if you don't, you go to Hell. Hope sells.
Las Vegas is not like you see in the movies where all the women are beautiful, the men handsome, all dressed in evening wear and spending millions. It is mostly filled with retired people in smelly clothing they have been wearing for weeks.
Well, I enter lotteries associated with charities I don't mind supporting, this way I am being charitable, sure I know the odds of winning are damned low, like a snow flakes chance in hell small, but hey, the OPTION that I might win, makes regular 'charitable' tickets worth it.
I look at it as a charitable contribution. In the UK, it helps to fund good causes. At least that's the BS I keep telling myself (ha ha).
Right now I'm hearing that old recalled Barbie, "Math is hard!" 😂 But I think a lot of people just mean a few bucks is worth the pleasure they get in imagining what they'd do with the money. It's usually cheaper than a choc bar and definitely cheaper than a pint so yeah, guess my math is bad.
Load More Replies...Or you might feel so overwhelmed in life that you try to make yourself feel better and feel like you’re in control by impulsively buying things. This can look different for everyone. Some people buy lots of shoes, bags, or clothes they don’t even have a chance to enjoy. Others might buy video games or books at a discount even though they’re too exhausted to get to them. Still, others splurge on dining out and takeaway (cough avocado toast and lattes cough)—the costs of which quickly add up.
Whatever your weakness might be, it’s important to identify it and be honest about what this is: emotional spending. It makes you feel good for a moment, but it leaves you feeling hollow later on. This does not mean that you shouldn’t enjoy the finer things in life. However, you should be realistic about how much of that enjoyment your budget allows for. Treat yourself… once in a while, not every day, unless you've budgeted for it.
Tipping the cashier when I’m standing in line to place and receive my order. The way they swing that credit card thing around, either you tip or you wonder what they did to your food.
Sometimes I am amazed by how out of control US tipping culture is. Y'all used to tip your hairdresser, nail tech, waiter, etc...now someone at Starbucks hands you a doughnut and then wants a tip. I'm honestly waiting for the day the US asks for a tip to cross the street. I'd be terrified to even go anywhere in the US. I'd literally just go to the grocery store and through self-checkout.
Soon the IRS will add a tip line on your tax return.
Load More Replies...Well I didn't wonder what they did to my food until I read this... now I do.
CNBC did a short report on it. 3 things that were said. Thomas Farley: "You are being guilted into tipping on something that is not technically a service. Someone simply doing their job." Mike Lynn, Chair and Professor Cornell University: "As far as I know the United States is the only country that exempts tipped workers from having to receive the full minimal wage." "Asking for a tip beforehand is almost like a bribe, right?"
No, if I pick up food no tip. If we go in sit down and have somebody come wait on us then yes you get a tip. If we order Papa John's pizza and do delivery instead of pickup you get a tip. Haircut you get a tip. Maybe once a year on vacation I might get a massage or manicure (not fake nails) you get a tip.
In app purchases in games.
I play MOBA games, it's completely free to play. It helps me cope throughout dark times in my early adulthood. And I buy two skins that I really like, that's it. Paying for two cheap skins is my way of thanking the dev.
I’ve done similar with a game I play. They’ve had a few dollars out of me so I can feel good about using their otherwise free game.
Load More Replies...I see nothing wrong with in game purchases on free games if it's entertaining. I spend $80 on a console video game that might have 50 hrs of play. If I'm spending as many hours on a free game nothing wrong with spending money on in game content. It's all the same
The worst I’ve seen is my partner when he ran his own business and I had to get him to prove it cos I didn’t believe anyone could be so stupid - he has spent $20,000 au dollars on clash of freaking clans, this stopped months after we started dating cos it just ridiculously stupid to waste such money on stupid stuff
That is an addiction. Some of those games are illegal in Europe. Because they use the same psycho analysis manipulatuion tactics used in casinos. Many American Gaming Youtubers are fighting this like angry joe. And as i said the EU has passed and is passing laws to fight this so it reached the politicians there. And that to that many global games are removing the gambling manipulation tactics. If the USA steps up we might only see it survive in some asian countries. IT being the disgusting manipulative tactics targeting vulnerable people and children to extract their money...
Load More Replies...The problem isn't the game to be honest... because there are several games I play that have in app purchases but you can still play for free.... the problem is a lot of people don't have the control to either not pay or limit their spending. That's the real problem. A coworker of mine was spending more $1000 a month on his games. When his daughter got sick he had to give it up because they needed the money for her treatment and he realized just how much of his income was going to the game that he was appalled that it sucked him in. It becomes an addiction if you are not careful.
I play since the 80s (yep, DOOM I was also a favorite). Never payed for anything ingame. Drop out of the game, or avoid a certain genre if need be.
The green powders people buy and mix into their drinks.
Almost anything the Kardashian family sells (especially Kourtney’s snake oil brand, Lemme).
I just googled them 😂 133$au for a jar of stress relief gummies 😂 Jesus just roll a joint (jokes) - $180 for weight loss ones but $67 for vâginal freshness (PH fresh ones) or the Brian booster one 😂
I know you meant "brain" booster but since we're talking Kardashian "brian" booster works
Load More Replies...I buy a "green powder" to drink every day (Spirulina powder). I have long covid and Spirulina is one of the things that has helped (among many other dietary and behavioral changes). It is a complete protein and has many good vitamins. Mostly it is because I feel marginally better when I drink it in addition to all the other things I am doing, and I will take every inch of "marginally better" that I can get. Plus, it is pretty inexpensive.
Spirulina also comes in tablet's. A friend of mine takes them but I can't remember why.
Load More Replies...
Is Door Dash / Uber Eats / Grub Hub not on this list yet? I can't believe people are wasting money on this s**t. If you're disabled or sick or something I get it, but that's not who is using these services 95% of the time, and people are always complaining about surcharges! No s**t! Go pick up your own damn food!
I use them because picking up food involves seeing people. I don't want to see people. If I wanted to see people I'd eat in the restaurant.
I used Door Dash once, but only because I was waiting for an important package at my business and I hadn't brought lunch.
Load More Replies...Don't forget the reason of having had too much alcohol to drink. I fully support any and every tipsy/drunk person ordering food delivery instead of driving to pick it up.
I'm an instacart driver and alot of my regulars are some kind of disabled or don't have a car atm. At least where I am it's pretty rural so orders get pretty far away and some people just can't do it. Alot of regular people will sign up get the 3 free delivery use those then never touch it again lol. Theu over charge I've made myself a few personal shopper customers. Just give me your list and I'll go get it screw IC
I'm so sick of hearing people b***h about a service that frees up the customer's time, increases revenue for restaurants and employs people in need of money. We're not Amish, and modern conveniences are generally good things.
It's not about the service, it's about the predatory way these companies operate.
Load More Replies...I live in the middle of a major city, and do not have a car. Within my nearby work and home, I have a pizza place, a hamburger place, a vietnamese place, and 19 Mexican restaurants of various quality. Anything other than that selection, requires either a long a*s walk, a multiple busride or teleportation. It's s****y that I have to have those services for basic stuff, but I don't have 2 hours to go get fried chicken. Sorry
I use them because my psychosis makes everything an effort for the past 5 years. Does that count ?
Absolutely it counts. Be gentle with yourself, and if that involves Doordash, go for it.
Load More Replies...When I read or hear the name of any of those services, my brain autocorrects it to "cold McDonald's for $40."
Going out to eat every day.
Some people I work with bring in Noah's bagels, or donuts or something nearly every day, then they go out and eat somewhere for lunch every day. Same group talks about the latest cool restaurant they blew $500 on.
Crazy.
Unless it's goes heavy on the food coloring. Than it could come out blue.
Load More Replies...Well, I don't cook because I can't seem to get the handle on cooking for one. I mean, yeah, I get to eat, but a huge portion of it rots in my kitchen. I've stopped buying loafs of bread because I can't eat it fast enough before I am tossing bags of mold into the garbage. So, yes, I pay through the a*s for daily lunch. I used to be able to eat for less than $10, but now I'm paying close to $20 on a daily basis and it sucks. But it is the least wasteful way for me to prevent starvation through stupidity.
Cook and freeze it in either whatever containers you have. A crockpot or pressure cooker can be your best friend. Buy frozen vegetables, they still have all the vitamins etc in them instead of canned and it only takes a few mins to cook them a little at a time. You can also get dry beans and store them in a glass jar and cook a little at a time even though it takes a while for them. Anything left over can be thrown together for a pot of soup. For the bread keep the loaf in the freezer and take out a few slices at a time, put them in a plastic baggie in the fridge until it thaws.
Load More Replies...If you can afford it, I don't see any problem with this. If you can't and just do it to show off... you're an idiot.
The cost of eating out is just beyond a joke now. The last meal I had in a restaurant was £35+ for a two course meal and it was mediocre. I know rates, wages, etc.., but I still prefer to go to a supermarket and get the luxury range meals, taste just as good if not better. No tipping, parking fees, overpriced drinks...
$500???? How much do these people make that they can blow that much on eating out?
My mom used to teach. She told a story of a break-room conversation with a fellow teacher. It turns out he was paying about the same per week for takeout meals (for one guy) that she was paying to feed a family of six.
And what is Noah supposed to have for breakfast? Did Greedy McGrabby think of that?
Tithing.
This is what confirmed my suspicion of religion. My parents got a bill from thier church at the end of each month. Greed. Fear. Control. That's religion. I'm an atheist now
Tithing is fine when you help out people just not organized businesses.
But if you help out people without being asked to do so, it is not tithing it is being a good and kind human.
Load More Replies...Now this statement is stupid. Tithing funds Homeless Shelters, Food banks, provides money for paying utilities for the poor in local communities. There are also people that need money for emergency car repairs or provisions for victims of floods, tornadoes etc., Yes some tithes go to wealthy Pastors for mansions, but far more is used properly.
There are so many other ways to do that that do not involve paying a church's bills or funding a religious figure's whole life
Load More Replies...You should look into what organization you're tithing to, but if you are religious and in a good community I believe tithing is the right thing to do, and once I get a stable job I plan to tithe on top of my direct donations to charities. Just don't tithe to megachurches or pastors with an agenda. Tithing /can/ and /is/ used for good in a lot of circumstances
All pastors have an agenda. Getting your money is high on the list.
Load More Replies...Like the medieval 10% pay from the poor, to the church. Outrageous.
In some countries, it's enforced and money is stolen out of your paycheque unless you "opt out".
Ten percent to a church when children are going hungry. Ten percent to a church when elderly and infirm are alone and frightened. Ten percent to a church when people need shelter. And on and on and on...
In theory, these are the types of things for which the church, in turn, could use the money it receives from its congregation. In reality…well, one never knows for sure. It’s risky. Likely it would be a better option to give to those in need directly, or in some such way as to *know* the funds help those for which it was originally intended and not so that hypocrite mega-pastor can pay for another jet to spread far and wide their sinfulness (“the good word” 🙄).
Load More Replies... More more more shoes, clothes, and stuff.
Basically we’re over consuming everything we don’t need and yes I just bought another pair of shoes I don’t need a month ago but wanted 🫣.
The way fast fashion has taken over the industry makes this hard. Clothes are designed as if they're single use.
That's my issue with this! Yes I overbuy clothes and shoes, but they wear out so fast anymore! And they're usually not good enough quality to even repair and keep wearing.
Load More Replies...I hate shopping for clothes and shoes. I am tall and thin with small feet so it is an adventure to find a pair of trousers which are long enough. Or t-shirts where you can see my belly when moving. So I just go looking for new clothes if I need to. And if I find something that fits, I will take it in every colour I like.
I'm short and fat and I do the same because I have all your problems in reverse, lol
Load More Replies...I only have one pair of shoes... Which is...apparently not done when you're a female...
Having "bad" feet has saved me thousands - get a bone spur or two and bye-bye pretty shoes. I wear Brooks sneakers, two very good quality (expensive) dress shoes, a pair of Crocs (yes they are ugly but perfect to wear to the beach and can be rinsed off), and one pair of cheap flip flops - that's it.
I have a pair of sneakers that is working its way through the journey from Good to Ratty. But they cost $16, so I want to make them last.
My wife, I love her with all my heart, has a shoe addiction. I'll bet you right now there are probably 10 pairs of new shoes/boots in our closet.Oh well, it's her money, she can do whatever she wants to do.
I would say many baby toys. You spend a lot of money on flashy, expensive gifts that end up sitting unused, while the child plays all the time with a cheap toy from the dollar store.
It's a bit of a cliché, but from my experience, kids often prefer the simple things, like a cardboard box. You don't need to spend a lot of money on toys and games for a 1-3 year old.
Toddlers are a lot like cats. lol. I have photos of my kids on Christmas day playing with the boxes that their Christmas presents came in. lol.
Load More Replies...Just open the tupperware cupboard, give them a wooden spoon and let them go
That's what I did when my boys were little! Safety catches on the other cupboards but the big corner cupboard was full of plastic containers, wooden spoons etc. They'd quite happily biff everything out and sit in the cupboard just having fun.
Load More Replies...Six kids at my house last weekend, to celebrate my mum’s birthday. I have no children, nor patience for the square au pair (phones/tablets in place of interaction), so the children amused themselves with balloons, imagination, and a few board games. The only issue we had was making sure each child had a balloon at any given point.
My parents rarely bought us expensive toys but we did receive them as gifts over the years but what did my parents do? They kept those gifts with them, allowing only supervised play to ensure that we didn’t break them or worse, some they kept hidden with them for until we were older. Yeah, we found several expensive toys when cleaning out the house and now have them as display items 🤣
When I was 5 or 6, I used to cut pictures out of the Sears Wish Book and play with the pictures
My best friend and I did that until we were about 14.
Load More Replies...Cardboard boxes were still ‘it’ for me at 11, I’d make whole houses with rooms (sometimes up to 8 rooms) and me and my sister would hang all weekend or till the rain came. They are magic
I had a friend whose dad worked for Pepsi. She had a whole city constructed from vending machine boxes in their basement, it was awesome!!!
Load More Replies...on the other spectrum of things, a cardboard box provides very little in terms of teaching them anything. these "flashy" toys actually do provide some purpose to their development.
I disagree about the not teaching: any non harmful play is ultimately beneficial in some way. Hand /eye co-ordination, imagination stimulus, socialization, trauma release etc.
Load More Replies...Premium social media subscriptions.
Bottled water.
Kirjavs:
I lived in a city where the tap water was so healthy that they could legally bottled it. And the city was so bored of people still buying bottled water, that they did bottled the tap water to make them how stupid they acted.
But people kept buying bottled water...
You live in a city where the tap water is so healthy that they could legally bottle it. Enough said. Some people have such abysmal tap water, a filter system or bottled water are the only options.
Yep. We can't drink the water that comes out of out taps and are advised by the water department not too! We have shops were all they sell is water. So we get big bottles, at a very good price, and drink that.
Load More Replies...I had a boss from Zimbabwe who pointed this out to me in Perth Australia, she could not work out for the life of her how (her words) spoilt some aussies were, for turning their noses up at something a lot of countries would kill for, she was awesome when it came to rethinking stupid things the 1st world does
We got good water where I live (Germany), we drink tap water all the time.
Now it turns out that water in plastic bottles (and, oddly enough, glass bottles) contains LOTS of microplastics. That you're paying more to drink. Stick with tap, in metal bottles, whenever possible.
Our tap water is as safe as a pint of milk, it tastes decent too, we have the Buxton water spring in the middle of town and it’s free unless the evil overlords from Nestlé turn it off for ‘improvements’, and yet here we are, people still buy bottled water at the supermarket. They even buy Buxton water there! IT’S FREE IN TOWN, FREE!
Can this be because people are so used to going to the supermarket for their needs, that they have forgotten that the supermarket get the things they sell from somewhere?
Load More Replies...Our Town water is okay but things like coffee taste better with better water...but we buy the big jugs of bottled water that are reused ...not the individual disposable bottles
Insurance for small risks. E.g. extended warranty.
I always like to hear about them, because sometimes they offer other perks- we got an extended warranty on a leather sofa, because it came with a free leather care kit that retails more than the cost of the extended warranty. And then we didn't need to go and buy leather care products.
Load More Replies...The one time it's paid off was my extended warranty on my Dell laptop. They basically replaced the whole thing.
Warranties are a high profit item for businesses which means they charge a lot more than they pay out. Only buy a warranty for things you can't afford to fix/replace and you'll come out ahead in the long run.
I always get one when I buy a used car. I was a warranty clerk in dealerships for 6 years and saw them pay for themselves many times in the 3 different dealers I worked at. I keep getting emails or stuff in the mail to get an extended warranty on my 20 yo van or 16 yo car. Wouldn't be worth the price now because of the age and mileage but when I got them, I got earranties and had a claim on the van a 2 claims on that stupid Cobalt that was part of Mama's estate.
Ultra cheap anything. It's so far and beyond better to try your best and save up for something of middling quality or higher.
Wether is be work boots, electronics, car parts, never go cheapest. It's just no worth having to replace them, and it will cost more in the long run.
There is no fcking way to save... I own only a pair of shoes... ONE, that needs replacement about 6 months ago and I still couldn't safe enough, because there is rent to pay, bills, groceries and fuel.. or I get the flu and need aspirin... So, shoes are still on the buying list.
Hush now, some pandas may be using small devices, then there's also autotext.
Load More Replies...This is almost always true, but it is a very good idea to look around for the price of what you do wish to buy. The prices may wary considerably, and knowing what the usual price is, you don't get taken in by some fake sale or other offer.
Cheap is good for things you only need to use once/occasionally. For things you use regularly but the best quality you can afford.
Premium gas unless your car has a high-compression engine.
if you read automotive news, you will find out that more and more new cars require premium gas. just for the sake of the experiment, i switched my premium for midgrade and fuel economy dropped about 15%. which means i have to fill up more often... guess what ... it actually cost more money in the long term
It shouldn't work that way. The purpose of high octane (that's what makes it premium) is to prevent detonation in high compression engines. That's basically to keep from burning holes in your pistons
Load More Replies...Or try some octane booster. I saw a video a week or so ago a guy that is a mechanic that said most engines don't need premium gas. Trying to remember his name. Scotty something. ARGH
Chiropractors.
Sorry your experience has been negative. Chiropractors have been a godsend for me. I have known three excellent ones who helped relieve me of great pain.
And I know one who put woman in wheelchair for the rest of her live. Suggesting physical therapy and helping with the routine is one thing, but messing with somebodies spine is entirely different one.
Load More Replies...Chiropractors now added exercises that physical therapists use; heat pads, TENS units, traction, and ice packs to their manipulations. The manipulations can do harm. I was often left dizzy for days after a cervical adjustment. Insurance often does not pay for chiros. Best to go straight to a physical therapist to get the proper treatment and specifically prescribed exercises. And insurance covers PT.
If you were dizzy after your neck adjustment you should have stopped seeing that chiropractor immediately. I went to one for about 15 years until he retired but I never let him pop my neck because I can't stand the sound. He had something he used that was MUCH easier on the neck. He used traction, a tens unit and told me when to use ice packs or epsom salts and exercises the whole time I saw him, he also did some lazer therapy but not very often. A lot of insurance companies/policies pay for chiropractors.
Load More Replies...I thought it was the first scene of a p0rnographic movie
Load More Replies...I went to a chiropractor once. I had done something stupid and had dislocated pretty much my entire body. I had to crawl home because I couldn't walk. My dad took me to a chiropractor the next day and he put everything back. I walked out of there on my own power... but I never went back. So on that occasion, it was worth it.
I really don't know what to think of them. My stepfather went to one because he for some days had been unable to use his right hand. She did something that took a few minutes, and his hand has been fine since then, but you hear stories that are frightening from others.
I desperately need my chiropractor. I have a severe spoon chest and scoliosis. If I didn't see one at least once every six weeks or so, I'm having problems. I can breathe SO MUCH BETTER after I get adjusted.
Why not go to a real doctor who can actually permanently solve the problem?
Load More Replies...It’s just another pseudoscience, but you won’t be able to talk people out of believing in it. .
Cat toys. My cats seem to prefer empty boxes and the rings off of milk jugs to any expensive toys I bought.
My first cat would fetch the wire cage from the top of a champagne bottle for hours.
A cardboard box with wadded up brown paper (that comes in the Box a lot of times) is hours of enjoyment for our cats
Any product with excessive vitamin C for health or immunity.
Vitamin C is *barely* involved in those processes, and is stupid easy to get your daily needs met with normal food intake. Those products do absolutely nothing.
I think this one is highly personal. I know I'm not getting enough vit C whenever my nose starts bleeding, which happens several times a month. Vitamins B reduces my anger reflex. Taking magnesium oxide reduces my pain.. . . . As you age, you may find that you need the extra help.
I suggest trying magnesium glycinate instead of magnesium oxalate. Your body utilizes it better. If you need peer-reviewed references, search for "magnesium supplements NIH" (NIH = National Institutes of Health). The references and information they have are generally not from paper mills or predatory journals.
Load More Replies...You want vit c? GO OUTSIDE! Drink some juice. You pee out what your body doesn't need but keep buying and eating the pills. GNC LOVES YOU!
I think what I learnt in class was that these kind of supplemental minerals and vitamins are great in places where everyday diet is not meeting the target for vitamins and minerals but in most developed countries it’s not needed
Funerals. In any way, shape and form.
Not all but expensive coffins and expensive headstones are a rip off. Better to go pine box or just cremate and hold a memorial. I laugh at those that want to preserve the corpse for the day the dead are raised from their graves. Seriously?
I imagine the remains of burn victims or REALLY horrific accidents (farms, factories, traffic,...) and a "loving" god saying "So this is what you came in? Too bad, that's gonna be your suit for all eternity." Would suck for most pople, actually: old, sick, even babies FFS.
Load More Replies...A long-time friend of mine passed several years ago. We had no formal funeral - instead, a bunch of his friends got together at a small hotel, where we rented a meeting room for the evening, and also to provide a place to stay for out-of-town visitors. We reminisced about his life, retold the funny stories he had enjoyed telling time and again, drank toasts to his memory, and that was it. That is the kind of funeral I would like to have.
I just saw an ad for "a no-cost body donation" program (not doner). Apparently they even cremated you (eventually)
Nooo there’s a great one in the US (can’t remember the Facebook page name anymore ) they do these great funeral services, you pay what you can, there’s no coffin and you blanket wrap your loved one for burial, some funerals have been free, and it’s a more old school personalized way to let your loved ones go
There are so many better options than a box you need a mortgage for when you're dead, not to mention embalming chemicals. I'm going to be a mushroom farm, no embalming, wrapped in biodegradable fabric infused with mushroom spores and literally planted in dirt.
Load More Replies...Anything that has to do with the major rites of passage in life (birth, marriage, death, etc.) is very expensive. I'll bet this is a leftover from ancient times.
When I go, folks can do that they want, but it won't bother me if they don't claim my body. At that point nothing will bother me
I told my mom if I died to just set me out with the trash. Or deny all knowledge of me, so she wouldn't have to pay for the funeral. I wouldn't care - I'd be dead.
Home warranty companies.
Complete scam. You pay $75-$100 just to get someone to come out for what most likely would cost you $50 to do yourself. Even if you do have a major appliance or HVAC system repair or replacement, you're getting the cheapest s**t installed by the lowest bidder.
And for that privilege, you pay them a monthly fee.
Put that monthly fee into a savings account for home maintenance and repairs, and you'll be far better off.
They spammed me so hard when I bought a house. I kept getting "this is your last chance" letters. I counted 15 before they stopped for a while, then resumed again.
The repairs I needed were done using reconditioned (aka USED) parts. wouldn't give any paperwork, warranty, owner's manuals, receipt.
Totally disagree. I paid $3000 for mine for 5 years. It has paid out over $7000 in repairs and has cost me about $480 in copays. Know the house you bought and get the home warranty if the home you bought will make them work for you. We bought a 12 years old home, built by the homeowners (not construction workers) and used donated HVAC equipment and such. We knew it would have failures and necessary repairs. The other place to absolutely get one is to make sure the seller buys you a warranty for a year or two when buying a home as part of your contract. These are usually $500 and sellers almost never baulk at this.
University degrees with low job demand.
Universities aren’t supposed to be trade schools. If your primary motivation for getting a particular degree is how much money it will make you, you’re probably going to hate your job.
I don't know how much this will apply outside the US, but if you got a degree in a subject you're passionate about, but doesn't help you earn a decent living, then don't ask for help paying off your student loans.
Load More Replies...This showcases one of our biggest problems, no value for education. Education should be valued for what it is, not what market value it has. Knowledge and education are the most powerful tools against tyranny and fascism. The broader your knowledge is, the harder you are to manipulate and you better at critical thinking. That's why all universities should be free, and studying should be funded, even if there is absolutely no monetary value to it.
A university degree is not supposed to be job training. The purpose of a bachelor's degree is to teach you *how to think* more clearly, and to familiarize you with the culture that you are a part of.
Snapchat + (yes I actually know people that pay for it).
Paying for what? The app or to view certain peoples stories? I haven’t snap chat app’d since 2012
Shapchat + , I thinks it's some kind of premium service on Snapchat
Load More Replies...Based around last year’s audit, the pentagon.
Every year it's the same story. We've been hearing about $300 hammers for thirty years now.
The United States is currently involved in about 20 wars and confrontation around the world. Many of those military interventions do not get reported by the pentagon. America is still involved all over the world with CIA activity to manipulate small countries. Many of the dictatorships in Central and South America were set up and continue to be supported by the US.
Load More Replies...It will go on like this until WE THE PEOPLE raise enough Hell! Write/call/text/e-mail your elected representatives, sign petitions, take part in peaceful demonstrations, and so on.
Fabric softener. It ruins clothes, towels, and linen and is more expensive than old school nanna hacks.
Fabric softener is a con perpetrated by Big Wash!
I don't use fabric softener/conditioner at all and I haven't used a dryer in over a decade.
Load More Replies...Can someone please tell me how to get my towels soft again. Some have hard crispy patches after washing. I use warm water & hang them on the line in the sun to dry
It's too much soap....and line dry will never we as soft
Load More Replies... Premade burger paddies.
Just get ground meat, season ir to your liking and literally press it with your palms. You'll be paying half for 5x the quality.
Ground meat - just buy pre ground meat and grind it yourself. Pre-ground meat - just get a cow
Ah, come on, just get a nice large field ... something for the cow to eat, there you grow! Might also need a few carts of iron ore, you will need a knife and a grinder, and just buying them from some store, come on, seen them's prices? Quite a bit for that little amount of metal...
Load More Replies...Eh, they have a time and place. I've used pre-made ones on nights where we haven't organised anything for dinner, we just ducked to the supermarket grabbed them, some lettuce and a packet of burger buns if it's getting late and our kid needs to eat. When you have kids that few minutes can be the difference between a kid being hungry, and staaaaaarving.
Press the burger between two plates after forming it into a ball with hands covered by latex gloves... What a savage lol.
Years ago I was tested for food allergies and chemical sensitivities. I was allergic to carbon tetra chloride, which is a solvent used to clean meat processing equipment. I was told trace amounts of that toxic chemical are in all ground meat.
Soft drinks are a big sinkhole. In the grocery store near me they rotate between the 24-pack and 30-pack on special, if it's not on special it'll be something stupid like $50 for a 30-pack or $40 for a 24-pack and when they're on special they cost about $10-15 less. Since I live with my mother and her and my brother love coke I just decided I'm not drinking this s**t anymore and voila the groceries are quite a bit more manageable and now I can buy treats that I usually wouldn't like brioche buns for burger night :).
Here in the US they're worse than most places because they're basically just flavored high fructose corn syrup and water. HFCS is basically poison to your digestive system as the body doesn't process it the same way it processes sugar and you end up not having your sugar craving sated by it.
I turned my back on sodas more than a decade ago. Now I drink water or tea. I do have soda pop once in a great while, though.
My dad has diabetes and uses soda to regulate his blood sugar. Sometimes it is a need.
Seeing what the main ingredients (90+% water and sugar/sweetener) cost the profit margins are a wet dream come true for soda manufacturers.
Tinder gold.
Expensive Jewelry.
But it's also a risk because people will want to steal it. I can't even wear jewelry outside where I live anymore because of the high crime rates.
Load More Replies...You're wrong on this one. Gold, silver, rocks . . . . these have been universal currencies for thousands of years. And their value keeps going up. They are highly transportable, and can be easily converted into any local currency or traded for goods and services.
Some cultures gift women jewelry for their weddings with the express purpose that they can sell it if the family ever needs money. But I agree about things like luxury brands like Chanel made out of cheap materials.
A mechanical watch is a functional item. Unless it's overblown with junk like gold and diamonds, it's worth having one.
Junk food.
New cars.
That's why we lease now. For the price of a loan, having a brand new car every 3 years with a maintenance pack included is better deal. Also other garantees like having a car lend in case of problem with that one. No questionning about car failure to pay, resseling it with high mileage, and mostly it's new so clear and safe and with a dealer garanty
ALL cars. I haven't driven in over 20 years. Public transit means no gas, no parking, no license, no insurance, no repairs, etc. Cut the autosexuals whining "sOmE pEEpuL DoTn' HaVe a ChOiCe!!!!" Wrong. You're choosing to waste money on cars instead of organizing and demanding public transit from your city or town.
People always tell me this buying New is dumb, and yet they bought 3 used cars in the 5 years I've had my new car... all 3 were almost as much as my new car...
We usually buy our cars from car rental companies. Serviced often, with records to prove it. Yes, it may have been driven by an idiot, but only for a couple of days.
I wouldn't say buy a new car (especially not here in the Caribbean, way to expensive) and used cars has it's own risk but I'm very skeptical about buying new and in a few years time it's worth have what I paid.
Anything labeled Organic.
Organic is a waste of money. In a perfect world I’d agree and say organic is great. Pesticides drift on the wind and contaminate other crops. Plus, come on, you know people, do you really trust the product that’s labeled organic to be really organic? People cheat.
Wrong again. Organic produce is simply better for the environment. The growing methods do not kill off bees or birds, nor do they poison groundwater. All of which are common effects of nonorganic farming. There are so many other practices harmful to the environment and to the consumer (like using growth hormones in dairy cattle) that organic farmers don't do. Honestly, people need to do more research.
Correct. You are not paying for the organic produce because it is necessarily better for you to eat it. You are paying the farmer/company to use organic growing methods, which have a less negative effect on the environment. You are "voting with your wallet" by paying for it.
Load More Replies...Nope. I disagree. Eating organic is way less expensive than wrecking your health by eating junk food, pesticides, etc. I always buy organic when it's available. And I have no doubt that it has a lot to do with why I'm healthier than most of the people around me, including people who are decades younger.
Alcohol.
Really doesn't. Romania is big on Polinka, which is a plum whiskey/brandy type thing. Outside of Romania, a 700cc bottle of 80 proof goes for $60-$120 depending on brand and presumed "quality" In romania, i can buy a two liter bottle of 190 proof for $5, with a taste and quality level far exceeding the c**p sold in stores. Except that all alcohol is poison and almost all of it is grossly overpriced.
Load More Replies... Some of these might be hot takes.
- Reddit premium
- most VPN's
- YouTube Red / whatever they're calling it now (just use reVanced)
- full coverage car insurance (most situations)
- Grammar correcting services
- meal prep programs
- Amazon Prime (a lot of people don't order enough to make it worth it on a non-family account)
- self help gurus
- any p*rn (OF)
- "fat burner" pills
- pretty much anything made by Chrysler
- every single vehicle oem replacement part manufacturered by Doorman
- most sportsbikes
YouTube premium gets me ad-free YouTube /and/ YouTube music premium. It's my most-used platform, so it's very useful to me. I know it's not for everyone though
Also : suscribing a Visa Premier for its attached insurances. Learn it the hard way. Suscribed to it because of said insurances. Had to cancel a trip because of a health issue. Making the coverage applied was a nightmare despite being in the case where conditions and terms totally matched! Four month of fight with the service, multiple calls, mails, lettres, having to threaten them with legal poursuits etc ...
Fully comprehensive insurance is a must in NZ because car insurance isn't a requirement.
Some of these post are referencing things that have no tangible benefits for anyone by paying for them. But some posts reference things that some people need or benefit from (just not all people).
These things make me wonder about the vocal people who claim they can't afford rent or groceries.
Why? You assume they're wasting huge chunks of money on fast food and manicures? The vast majority are not. This economy is brutal, and that's an absolute fact.
Load More Replies...Some of these post are referencing things that have no tangible benefits for anyone by paying for them. But some posts reference things that some people need or benefit from (just not all people).
These things make me wonder about the vocal people who claim they can't afford rent or groceries.
Why? You assume they're wasting huge chunks of money on fast food and manicures? The vast majority are not. This economy is brutal, and that's an absolute fact.
Load More Replies...
