There will always be thieves who think they're smarter than everyone else and try to rob us of our money. Thanks to the internet and social media, they can even do it remotely while the whole world is locked down, going through a pandemic.
And while we try to calm ourselves down by saying that sooner or later they will get caught and punished, as one Reddit post shows, some won't. Because we're not even chasing them!
Сreated by user u/F1yff, it asked people the question: "What is a legal scam that is still happening in 2022?" and has received plenty of real-life examples that are still thriving. Here are some of them.
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Churches not paying taxes. It's completely unacceptable and really disgusting. I cannot imagine tithing to a church with a pastor who has big houses and a private jet and luxury cars.
Televangelists like Joel Osteen.
Charging for parking in Hospitals and Clinics.
Agree if it's a private parking firm scalping people for huge amounts of cash. Don't necessarily agree if that money is being fed back into the health trust or hospital itself (though of course that shouldn't have to happen at all, nor should the vast amount of charitable monies that hospitals rely on)
American restaurants forcing the burden of employee wages onto their customers.
How about the employer pays the employee? Crazy concept, but it works!!! And if that employee makes the customer extra pleased with the provided service, that tip goed to that employee! (And not the employer...) I still can't believe how weird that US system is. It almost feels like it is extortion of the employers. Or should I drop the "feels like" in the previous sentence?
Private prisons. You're telling me that they charge the government for the beds and the taxpayers still gotta foot the bill if those beds are empty so the company running it "doesn't lose money"? F*ck you.
Let's add prison phone charges. If we're really trying to rehabilitate people so they emerge as helpful members of society, why are inmates charged up to $5.70 for a 15 minute phone call? This is the state that pays prisoners $0.13 per hour to work.
Charging people money to withdraw money or because they have small (positive) balances in their bank accounts.
This!! Recently I have noticed a lot of bank ATMs are being replaced by non-bank ATMs which charge a fee to withdraw money. Getting to the point where I have trouble finding a local ATM that I can withdraw money from without paying money.
Insider trading within Congress.
But if WE do it, we end up in prison.
Having to file your own taxes then being fined if you don’t do it right.
"News” which isn’t useful or objectively true, and therefore not news, but propaganda.
Ronald Reagan's legacy, he abolished the "Fairness Doctrine". Contrasting viewpoints on controversial subjects were no longer required by law, so, networks were given free rein to embellish the stories reported.
Civil forfeiture. You're going to tell me that a cop thinks that my property might be used for illegal activity, and that cop is going to steal it from me and pad their departments bottom line? What the actual f.
Software as a service.
Once I buy a piece of software that works, it doesn't cost the company more money to make it if I use it for longer. It makes no sense to pay a monthly fee for the permission to use Adobe Photoshop, it's ridiculous.
People say "oh, but you get updates" -- if I want to get the new version of Photoshop, I can pay for a new license.
Any update that fixes bugs should come free, because actually I'm not paying for a buggy product am I?
Video games, as sh*tty as the industry is, are doing this right. You pay once, up front. Then you get patches and security updates for free. Of course there are still problems, but at least buying a video game isn't as much of a scam as subscribing to Adobe's Creative Cloud plans. Total ripoffs.
There are fantastic free open source alternatives for most popular Adobe softwares. I use Darktable and GIMP instead of Lightroom and Photoshop and I edit my videos on OpenShot instead of Premiere. They work great and costs 0$ but I donate a little to support those developers and designers. And if you need to recover your data from a corrupted hard drive or something check icarefree, another free software which works way better than those expensive recovery services. Long live open source!
Sadly overplayed, but health insurance. Just yesterday there was a post about a guy who had medically necessary surgery and the insurance didn’t want to pay the hospital.
Minor tax in UK ensures all medical care is free at point of use ...and yes there are waiting lists...but no one is turned away. No one is penalised for being out of work or not having private insurance. Minor prescription charges in some parts of UK (free in my area Wales) only extra private charges are for opticians and dentistry for adults. You can still get plans for those too...but any medical care required from say an optician finding something requiring treatment is referred back to NHS for treatment with no charge.
"Printing" fee for digital tickets.
Any fees for digital tickets. Booking fee, printing fee, whatever.
MLMs (multi-level marketing companies). 'I'm my own CEO.' No, you aren't. You literally have a company telling you what you can and can't do.
And most people end up in debt because of MLMs. They're just legal pyramid schemes.
Printer ink.
This is up there with razor blades. In some cases it's cheaper to buy a new printer each time and use the ink it comes with.
That's why they are now putting "starter cartridges" in the printer -- much smaller than full size.
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Switch to laser printers and save thousands on ink cartridges. I have a HP 4 LaserJet for bulk printing. It's 50 years old. Bought it for € 15 on a flea market, 20 years ago.
when one ink cartidge is out the printer say there isnt enough like idc if im out of blue the picture is black and white
I bought a brand new hp printer. Used it once. Next time ALL the inks were empty. $55 cause u need all the colors apparently to print black and white. Will never get HP again!
I hate it even more that some brands will not accept legal alternative cheaper inks. Looking at you HP
I have an HP Smart Tank printer that may have cost me €230 but the saving on ink is amazing. The ink comes in bottles at €17.50 each and each bottle holds 135 ml of ink. When I was buying ink cartridges for my last printer I was paying €10 for 1 ink cartridge that only held 10 ml. That's saving me €117.50 for each bottle I buy instead of a cartridge. The saving I make from just 2 cartridges more than pays for the printer.
Yeah its ridiculous. But I guess the theme in America is subscriptions for everything you use..
Cable company making you "rent" a router for 10$ a month.
I hate the fact i pay subscription to all the channels. Out of 200 i watch like 20 tops. Vut there's no profit if i only subscribe to 20 favourite ones
Insane rent prices for houses even squatters wouldn’t stay at.
That's why The Netherlands has a system where every defect in your rented house means that you pay less rent. At a certain number of defects the house is declared uninhabitable. Landlords hate the system because it means that people can pay less than half of their rent without risking being evicted. The only thing landlords can do to prevent it from happening is keeping the houses up to standard.
Super-high interest, predatory rent-to-own furniture rental/loan things — where you end up paying, like, $3,000 in the end for a $500 laptop.
Ticket master. WTF is a handling fee when I am the one handling my own phone?
Companies with bots who buy up blocks of tickets, usually really good ones, and if you wanted a seat in that section you have to pay a fortune to some scam company to get it. Legalized scalping.
Charging patients in hospitals for TV service. Their bills are high enough, but you want to add $8/day to not have to sit in silence for 23 hours a day?
WHAAAAT, where does this happen? I didn't even know this was a thing!
Medication Costs
my dog had hookworm and so my doctor recommended i get treated as well just to be safe - pharmacy called me warning that it would cost me $2,995... asked my doctor if there was an alternative; was able to get an equally effective treatment for $45
Oh my gosh in Australia that treatment would cost $4.50 from a pharmacy.
The troubled teen industry. It doesn't work. It traumatizes children. It's legal kidnapping.
I hope more attention comes to it and something happens. They're a business and the goal is to make money, not help troubled teenagers. Ffs, half the time the kids aren't even troubled!
E.T.A.: The "Troubled teen industry" refers to for-profit organizations aimed at steering rebellious and at-risk youth onto a better path through reform camps. But their methods are "tough love", negative/positive punishments and physical labor.
Because it's a business meant to make money, a lot of corner-cutting happens. They hire young and untrained staff for less pay rather than therapists and certified nurses & teachers. It's also not regulated at all so they can effectively do whatever they want with little recourse.
They use "scared straight" tactics and beat kids into obedience. They claim the best way to send a kid there is by surprise "so they don't try and run beforehand" - AKA burst into their room at 2AM and drag them into a van with very few belongings.
Look up "Elan School" for a notorious one.
Paris Hilton was kidnapped at 2AM and sent to Provo Canyon when she was 16. Look at how well that worked.
Go through this thread for some horror stories.
Why insurance goes up after an incident.
The fact that you give regular monthly installments is the intent that they will save you the hassle in case of a problem.
My homeowners insurance dropped me after I filed my first claim in 16 years. It was a minor claim as well.
Modern art collecting as a easy route to evade taxes. Wealthy person buys painting of black line for $20k, have art appraiser friend appraise for $1.2mm, donate painting to museum or non-profit, write off over a million in losses, zero taxes, celebrate black line like it’s an amazing and deeply moving piece.
Okay well maybe this wouldn’t be done if the tax rate wasn’t insane. Killing your self working half the year for people who hate you and other people who hate your home country, sometimes a mix of both. It’s a fûcking scam, so we scam back. Plus I like my painting of a black line, and it’s worth the value people will pay for it. Sorry you can’t spend my money for me.
That news in America is entertainment. Can get away with saying pretty much anything and still call it “news”.
The news in Australia is pretty bad too. There’s even advertisements presented within informational programs that appear as if a factual piece. Shouldn’t be allowed. I don’t even read/watch it now and rely on more objective sources from overseas. There may be some in Australia but I’ve yet to find them.
College textbooks. "We updated a figure in chapter 8 and changed the page numbers for three Third Edition. It costs $180."
All of them should be continously updated and electronic (ie. pdf files).
if debt collectors can trick a grieving person into uttering words that imply you take responsibility for your dead relatives' debts, that can be treated as a binding oral contract and allow them to collect from you
Usa tax paying system.
Paraphrasing: We know how much you owe, but we want you to calculate it and you have to get it correct under pain of prison or paying too much. Oh and the whole process is more complicated than it needs to be because of private interests.
that cookies still exists on websites. sometimes i don’t have an option but just to give them goddamn cookies! cancel cookies!
Also, anyone who sticks your name on a mailing list and doesn't include an 'unsubscribe' link in any mails back. That's actually illegal, right?
Extended warranties, so many promises made, but when time comes for a claim, almost all are denied.
Well the prices for them are getting ridiculous. If you get all labour and parts paid, or a replacement product, then that was good. But a quick bit of maths tells you that you will have paid for a new product usually within 4 to 5 years, and a proportion of that will already have a manufacturers warranty on it. The sensible thing to do is to put the money you would spend on an extended warranty into a bank account each month, and use the money to pay for a repair or buy a new one when it eventually packs up.
Paying convenience charges when booking tickets online.
I agree. I'd think it'd be cheaper because I'm doing it myself online.
If you’re a personal business owner, you may receive what looks to be a bill in your mail from the US Domain Authority. At first glance, you’re under the impression that you need to pay 289 dollars to renew your website domain name… HOWEVER. There is very fine print stating that you are not legally required to pay the listed amount. It’s actually an ad requesting you pay that amount in order to have your website listed on the US Domain Authority site. I can’t imagine how many people have been tricked by this. READ YOUR MAIL CAREFULLY.
My kid's school charges a $3 "internet fee" if you want to refill their cafeteria cards via the website. If you do it in person there's no fee.
If they feel they have to charge a fee shouldn't it be the other way around since if you use their website you aren't taking up anyone's time?
Funeral homes. Or to specify for the dunces among us, unethical funeral homes chasing profit at the expense of bereaved people...
The amount of Leeching done to grieving people just boils my blood.
Weddings and funerals are cash cows since they're emotional purchases, not necessities.
University fees. I have to not only pay for my classes and admin fees, I have to pay for two separate student Union fees, a technology fee, an online processing fee, and a "recreation and athletic" fee, despite the Fieldhouse being entirely closed due to covid.
I'm working on my MA. I'm 52. I have every intention of paying the absolute minimum on my loans and if I die without paying it off, too bad.
Taxes on taxes
Charging huge fees for parking permits without spending any of that money on the maintenance of those parking spots.
Working for the current minimum wage. I just want it to have kept up with inflation. That is probably around 22.5/hr iirc. The hardest jobs I’ve ever had was my lowest paying job.
Healthcare in the USA. When you work at a hospital and see the f*ckery that happens you get even more mad.
Student debt in its current state. I know physicians who can’t pay those loans off because the interest is just too high. They’ve been paying for 10 years and still have their original principal loan amount.
Those are just three things that make me the most mad right now.
I live in Canada and we would have to make around $24 per hour, 40 hours per week, to just live with no extras. That would barely cover rent, transportation, insurance and food/basic necessities. The minimum wage is $15.00. Even if you did make $24 per hour you're just one emergency away from disaster.
Insurance companies stating they'll cover 100% of the cost. But when you get the bill, it's 200% and you gotta cover the difference. Who the hell reads 100% as literally anything other than fully covered?
Plus 200% means they'd definitely pay for it all :P maybe they meant 20% The only reason I like living in the UK is because of the NHS!
Not being able to vote where our tax dollars go…
Using tax dollars to pay thousands of politicians around the country when al they do is get paid 6 figures, live in glorious mansions, drive sick cars, and argue all day and get nothing done
In Switzerland we can actually vote for everything that happens with our money and it works great. It's a pretty slow system though.
I'm not sure if there's an actual name for it, but the practice of banks where they prioritize your automatic payments in order of highest to lowest so that you're more likely to overdraw earlier, and then they can slap on their "overdrawn fees" for each consecutive payment that attempts to go through. For example:
You have 600 dollars in your account and have 6 automatic payments coming out. They prioritise the 400 dollar loan payment first, then the 120 dollar car insurance, then 50 internet, 50 cell phone, 50 utilities, 50 renters insurance. You now owe 90 dollars in overdrawn fees, are late on 3 bills, and are mostly broke. If they'd have prioritised the last 5 first, then the loan payment, you'd have 280 dollars left, a bill you're late on, and 30 dollars in overdrawn fees.
This is exactly why I don't use auto pay. there's several services I pay for that they have to call me to collect the payment and I'm fine with that. They do all the chasing. I take the call when I feel like. No bank back stabbery or sneaky charges.
Title pawns, pay day loans some charging 300% interest.
I've had people who worked for me on "rotating" pay-day loans. You take out a loan to pay the loan to pay the loan to pay the loan to pay the loan that you took out in the first place. The usurious interest rates were devastating.
Convincing people if they don’t give 10% of their money to rich a*s churches, they will burn in hell.
Legally required, but not federally provided, insurance
I had dental coverage through Obamacare. When I tried to use it, not only did I have to go to a dentist other than my regular one - who was not as good - but the insurer paid only a small portion of my bill. Long story short, I would actually have paid less going to my regular dentist without insurance.
Having to pay for your own "official transcripts" from a 3rd party company after graduating from college.
MLMs
Like 90% of all crypto companies out there. "Buy ETH through us and guarantee a return!" They are all either pump-and-dump, or pyramid schemes.
The housing market. So many corporations are buying up houses and then jacking up rent. construction and real estate industries. And then you have builders that build small, cheap, units that won't stand the test of time because corners are being cut. And real estate agents trying to line their own pockets with bidding wars and creating a sense of scarcity and urgency
Estate agents, they charge you thousands to open a door to a house so you can look around it and a couple of emails.
Quite true. My friend had a part time job as an estate agent. He didn't do any research into the places for rent. He knew as little about the properties as the potential renters did.
Inflation: the government prints more money and spends it and all your savings are slashed in half without you realising.
It also gives you a pay cut as an extra f*ck you.
A person earning minimum wage in the U.S. spends more money than they earn in 1 hour for a15 minute meal when they eat fast food.
Paying services charges I don’t mind paying a $10 delivery fee but will not pay a $0.99 service charge.
And the drivers are not tipped. I’ve heard of some ending up owing because they aren’t tipped enough.
Automatic tipping at fast food places. I mean I get leaving a tip at a sit down restaurant where a waiter or waitress is taking care of you.
But if I go to Chipotle and get a bowl and they automatically add a 20% tip, that's a lot of money. I might consider a tip if they could add cheese last so the guac doesnt stick to the lid... BIG OOF...
Or when you go to get pickup and they expect a tip for you having driven up there walked in to get it yourself.
Entering your contact info on any website. They can track and contact you with only keystrokes. You should NEVER enter your sh*t online, unless you know the site is secured.
Tax preparers. I should just be told how much money I owe and pay that instead of paying someone between $65 (because turbotax isn't truly "free") to $200+. The IRS or whatever gov entity knows what we owe already and someone else trying to figure that out means there is another possibly weak link in the chain. It really sucks that there is an entire huge industry that, if we did away with it, a lot of people would be out of work but it's still unnecessary.
Qualified Immunity
Time shares. I figured AirBnB and VRBO and all the other temp rental disrupters would have put a stop to this predatory own-little-pay-mucho cash grab which destroys local housing markets and creates wet paint ghost towns. But alas it persists and we have to stare at lines of cheap shacks or soviet bloc style complexes left vacant on off seasons or occupied by flightless grey birds who only fly south because some Iowa idiot got conned in a Ramada Inn on a Tuesday looking for a free golf bag. Arguably these apps have created more of a problem but I figured it’d be better.
I used to go to the ticket gate to get tickets, to circumvent the fee, but now the ticket office is only open when another concert is going on. It really pisses me off. I'm looking at a downtown concert in the summer, and hoping that their ticket office actually has predictable hours.
Income tax
Depends if the rates are fair. Paying 3% income tax on a $1,000, 000 income and 30% on a $20,000 income isn't fair. I have more problems with the fact that I have to pay taxes on the house I own. I have worked and saved to get it. Why should I pay taxes for owning a house? They don't charge you for having a couch, a fridge or an oven, yet.
Lots of duplicates in this list. And of the original entries, I spotted a few that were universal, but the vast majority could be shifted to a list of "things the rest of the world can't believe the US still has to put up with in 2022". So many are not part of the wider experience for a lot of people.
Pretty much everything here is a result of rampant capitalism, the idea that making a profit is the only thing that matters in any business, in any field of human endeavour, where success is defined solely in terms of your wealth. Sorry to be a stuck record on this, but it's true. It's why young people need to vote and they need to start voting for people and parties that do not ascribe to the capitalist model.
1. Philanthropy and corporate investment in the arts, esp by big pharma: basically money laundering on a moral level. 2. In the UK, credit agencies who harvest data about you but won't tell you who they got it from, and you have to pay them to check it and find out if it's wrong. 3. All private sector corporate vision/mission statements that don't say 'make money'. 4. Corporate PR teams doing 'damage limitation' by preventing wrongdoing from being reported openly in the press (I had to give up). 5. HR: literally exists to protect the company from being sued by employees.
Electronic books (eBooks). No way in h3ll should the digital version cost even 1/10th of the hardcopy (paperback!) price. It's not like they have to keep 10,000 digital copies on a hard drive, or anything. $0.99 is... generous.
Yeah! Most of the time they cost the same as the paperback. F**k that
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Being required to qualify for government benefits (food stamps, etc.) based on your future earnings, then being penalized if you earn more than you thought you would. In 2014, I applied for Obamacare because I thought I was required to, and based my application on very low expected earnings. In November of that year, I received a surprise mail from a past employer telling me I had until the end of the year to decide how I wanted my pension. The monthly disbursements wouldn't have helped me so I took the lump sum which put me over my earnings projection for Obamacare, and I had to repay the government the $7,000+ for insurance premiums they'd paid on my behalf based on my low projected income. It's been eight years and that still pisses me off every time I think about it.
Those who get Medicaid, or any assistance will have their estate pilfered by the government. So if you had medicaid because you lost your job, cannot afford to buy health insurance, will have that amount deducted from their estate. This means if you work your whole life but had medicaid for a short time, the gov will take that money.
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How about online advertisers who use our internet connection as they run their ads and cull our data? They need to stop or pay us the profits.
Show me where it is free. Any "it". Either you pay out of pocket, or you pay in taxes. And, I'm sorry-not-sorry, there are far worse things in the world happening, without anyone making long BP posts about it. See: climate change. See: child abuse. See: sweatshops in any given place on the planet. .... No, I don't like these things, but I'm realistic to know that until you ban the concepts of "property and profit", and somehow get everyone to be docile and polite enough to go along? Here we are. Just like our ancestors, when someone figured out holding onto the dead deer meant they had the "power" and could get something in exchange. (Or the fruit. Whatever.) It's Friday, I want to see kittens & Puppies! B/c omicron is devastating the world, but hey, let's b***h about capitalism....?!?!?! We have a bigger concern at the moment. Or I do. Signed, one furious/exhausted MD. MASK AND VAX I BEG YOU! Please.
I'm charged three local taxes for the maintenance of roads. Through my property taxes, a levy that passed two years ago and an additional property tax assessment for repaving my street. I'm moving soon to the town I grew up in that is lower in crime, has better services and will cost me half as much in taxes.
(U.S.) Social Security PAYMENTS are mandatory (for most of us). Social Security BENEFITS do *not* _have_ to be paid.
What gets me is the cost of digital video games. It's the same as a physical. They explain the high cost of games because of production and distribution but now they are claiming it's so it will not "lessen the value of their IP."
Honestly, I'm so sick of hearing about a lot of these issues. Many of them are only problems in the US, and they have been told and shown time and time again how to solve these issues, but they just don't. It's time for us to stop asking, stop listening. The rest of the world has just become enablers.
OK let me give you a few phrases to look up. "Customer image". "Amortisation". "Cross-subsidisation". Once you've looked that up, you'll understand why it is a BAD business decision to do things to your customers that make you look like an unethical parasite.
Load More Replies... Lots of duplicates in this list. And of the original entries, I spotted a few that were universal, but the vast majority could be shifted to a list of "things the rest of the world can't believe the US still has to put up with in 2022". So many are not part of the wider experience for a lot of people.
Pretty much everything here is a result of rampant capitalism, the idea that making a profit is the only thing that matters in any business, in any field of human endeavour, where success is defined solely in terms of your wealth. Sorry to be a stuck record on this, but it's true. It's why young people need to vote and they need to start voting for people and parties that do not ascribe to the capitalist model.
1. Philanthropy and corporate investment in the arts, esp by big pharma: basically money laundering on a moral level. 2. In the UK, credit agencies who harvest data about you but won't tell you who they got it from, and you have to pay them to check it and find out if it's wrong. 3. All private sector corporate vision/mission statements that don't say 'make money'. 4. Corporate PR teams doing 'damage limitation' by preventing wrongdoing from being reported openly in the press (I had to give up). 5. HR: literally exists to protect the company from being sued by employees.
Electronic books (eBooks). No way in h3ll should the digital version cost even 1/10th of the hardcopy (paperback!) price. It's not like they have to keep 10,000 digital copies on a hard drive, or anything. $0.99 is... generous.
Yeah! Most of the time they cost the same as the paperback. F**k that
Load More Replies... Being required to qualify for government benefits (food stamps, etc.) based on your future earnings, then being penalized if you earn more than you thought you would. In 2014, I applied for Obamacare because I thought I was required to, and based my application on very low expected earnings. In November of that year, I received a surprise mail from a past employer telling me I had until the end of the year to decide how I wanted my pension. The monthly disbursements wouldn't have helped me so I took the lump sum which put me over my earnings projection for Obamacare, and I had to repay the government the $7,000+ for insurance premiums they'd paid on my behalf based on my low projected income. It's been eight years and that still pisses me off every time I think about it.
Those who get Medicaid, or any assistance will have their estate pilfered by the government. So if you had medicaid because you lost your job, cannot afford to buy health insurance, will have that amount deducted from their estate. This means if you work your whole life but had medicaid for a short time, the gov will take that money.
Load More Replies... How about online advertisers who use our internet connection as they run their ads and cull our data? They need to stop or pay us the profits.
Show me where it is free. Any "it". Either you pay out of pocket, or you pay in taxes. And, I'm sorry-not-sorry, there are far worse things in the world happening, without anyone making long BP posts about it. See: climate change. See: child abuse. See: sweatshops in any given place on the planet. .... No, I don't like these things, but I'm realistic to know that until you ban the concepts of "property and profit", and somehow get everyone to be docile and polite enough to go along? Here we are. Just like our ancestors, when someone figured out holding onto the dead deer meant they had the "power" and could get something in exchange. (Or the fruit. Whatever.) It's Friday, I want to see kittens & Puppies! B/c omicron is devastating the world, but hey, let's b***h about capitalism....?!?!?! We have a bigger concern at the moment. Or I do. Signed, one furious/exhausted MD. MASK AND VAX I BEG YOU! Please.
I'm charged three local taxes for the maintenance of roads. Through my property taxes, a levy that passed two years ago and an additional property tax assessment for repaving my street. I'm moving soon to the town I grew up in that is lower in crime, has better services and will cost me half as much in taxes.
(U.S.) Social Security PAYMENTS are mandatory (for most of us). Social Security BENEFITS do *not* _have_ to be paid.
What gets me is the cost of digital video games. It's the same as a physical. They explain the high cost of games because of production and distribution but now they are claiming it's so it will not "lessen the value of their IP."
Honestly, I'm so sick of hearing about a lot of these issues. Many of them are only problems in the US, and they have been told and shown time and time again how to solve these issues, but they just don't. It's time for us to stop asking, stop listening. The rest of the world has just become enablers.
OK let me give you a few phrases to look up. "Customer image". "Amortisation". "Cross-subsidisation". Once you've looked that up, you'll understand why it is a BAD business decision to do things to your customers that make you look like an unethical parasite.
Load More Replies...