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With the cost of living rising, people are looking for simple ways to save money. According to a survey by Forbes Advisor, 46% of Americans expect to save more in 2024 than they did in 2023. Gen Z is primarily saving for a car, Millennials and Gen X for an emergency fund, and Baby Boomers say they're focused on retirement savings.

If you're looking into how to start saving more, Pandas, we've got some tips for you right here. We've compiled people's advice from two threads online, where they shared simple but efficient ways to be more frugal. Who knows, maybe you'll learn something new? And if you know any clever ways to save money, share them with us in the comments. Sharing is caring!

#1

30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online This will get lost but hopefully it will help the one person who reads to the bottom:

Carry with you the knowledge that your parents and grandparents didn't magically start out with a house full of bathrooms, stainless appliances, multiple TV's and other electronics. Granite.

Its OK to not have everything, to accumulate your stuff over time.
Don't get suckered in by the lifestyle TV shows or articles online or from your peer group.

Its OK and financially responsible to defer gratification...it will come.

Anabeer , Pixabay / pexels Report

Papa
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

This is a big one. I've often seen young married couples who want everything their parents have, but they want it right now, not after working for 30 or 40 years, and if someone will loan them the money they'll get it.

Jessica MüRi
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

My husband left me 6 weeks ago. I was very lucky to find an affordable apartment and a lot of furniture and electronicsfor 150 bucks from the previous tenant. They may not be my dream furniture but I it's a very nice start

Della
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

It's not the things that bring happiness. Here's a chance to take steps in different directions! I know, I did it too, and I'm amazed at how the biggest pile of dung was so nice when I got thru it. Good luck 🤞

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Kim Kermes
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

After the war, my folks and 2 babies lived in a tiny apartment. Then they got lucky and lived in a veteran's quonset hut settlement. They got a small pre fab house in a new suburb 8 years after they married . Never had 2 cars.

Thom Serveaux
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Younger generations are lucky if they can pay rent. We aren't out here crying because we can't get a two car garage. Starter homes are harder than ever to get.

Carole G.
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Work. Live your paycheck, you will be rewarded in the long run.

Liz The Biz
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

And not everything in your house has to be new and glossy. There's no shame in buying second hand furniture and appliances. When I left my ex-husband, literally all I had were the clothes I stood up in and an empty house. Until I got back on my feet again I begged and borrowed and shopped at charity shops, second hand shops and jumble sales. I was grateful for anything I could get.

Kris Wu Yifan
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Lol come on, do you think mellenials and Gan Z will EVER be able to live the luxury boomers do? Think again.

Bryn
Community Member
Premium
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

There's someone on tiktok I follow that has really put time & effort into decorating their house & making it something they take pride in. When I asked how long it took to get it that way, they said SIX YEARS. It's hard to understand that it's going to take years, not months or weeks. "I want my house to look like this NOW!"

Anywhere but Here
Community Member
1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

My dad gave me this exact advice. He said “don’t try to start where we ended up.”

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    #2

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online On every payday, I move half of what I had leftover from last pay period over into my savings account. (Paying yourself). Sometimes it's not a lot but it has added up quickly. I also add 5$ to each of my kids savings accounts every payday. They each have over $1,000 and my personal savings has just reached 5 figures. As a single mom, who has always lived paycheck to paycheck, I have surprised myself.

    cupcakejenn , Karolina Kaboompics / pexels Report

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    left over money from a last pay period?! ahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahahaha

    ZombieRedfox
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    LOL what is this left over money they speak of?

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    Alexia
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Leftover money? I usually have leftover days until the next pay, when my money run out

    Gene Perry
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I never use one dollar bills. Every time I get a one dollar bill, I drop in in a shoe box in my closet. When the shoe box gets full, I take the ones to the bank and deposit them into my savings account. Usually collect a couple of hundred every two months or so.

    La Lucy
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Ivdo the same with 5 dollar bills. Don't get them as often, but usually get around $600 a year doing that.

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    François Bouzigues
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do the opposite. Every payday, i put half in savings. And if needed, i draw little at the time if i dont make it by end of the month. More challenging mentally to draw from your savings than spending from your account.

    Colleen Glim
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That argues that you make enough to be able to put half your pay into savings

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    Suck it Trebek
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I put something even if it's $2.00 in savings each week. Every little bit helps to grow it.

    Beth Wheeler
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Leftover money from last paycheck... What's that?

    John Carr
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Years ago....when I actually received a paypacket with actual cash in it I used to open it a day later each week. Then on 7th week I'd have 2 to open. Granted I was young, living at home and very few expenses.

    Trophy Husband
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My "left over money" is negative, and my savings non-existent, so this isn't possible...

    P Peitsch
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have no credit cards, so for me that's like "uhhmmm... what are you talking about?" I simply let on my bank account connected with my debit card, monthly 500 euros from my every salary I got. So, yes there is a 5 digit number on my bank account, but that's my only account -no extra credit, no extra saving account, nada ....

    Bob
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Indeed, that's called credit revolving

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    #3

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Whenever you feel the urge to buy a non necessity, give yourself a couple of days before you buy it. Often times, the impulse will have passed and you'll be glad to still have the money.

    OpinelNo8 , Diana / pexels Report

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Days pass and i spent the money on food anyway.. and still need a pair of shoes that which prize had risen...

    Charles Whitaker
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you NEED the pair of shoes then it's a necessity so this wouldn't apply.

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    Joshua David
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And risk the item being sold out? Most returns these days are very quick and easy. Thats an option.

    Bryn
    Community Member
    Premium
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    unless it's a limited edition or limited stock, it will come back into stock.

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    moody goody
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you have an urge to buy, then visit the grocery store, and you can satisfy the urge by buying useful items and groceries. The urge is to spend money, not on any extravaganza or unrealistic thing.

    R Dennis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have so many open carts online... I don't ever buy unless it is some kind of ridiculous sale or a great auction price. My wife thinks good deals are my secret super power.

    Alexia
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Also, you might want to wait a little for discounts. As a jewelry passionate, this is how I saved more than 50% in price, while still getting the items and supplies that I wanted :)

    Kim Kermes
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Also, look at reviews online. Saved myself $70 dollars today on an impulse buy, and $35 if I ever do buy it. Also, I save links to things I might buy, so I have a wish list which I rarely remember to check.

    Freya the Wanderer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I did this with a purple patterned long sleeve shirt many years ago. I saw it while walking through a shopping mall, and really wanted it but went for a stroll around the mall to let myself "cool off." When I returned to the store, I still wanted that shirt, so I bought it. I wore it a lot.

    Sarah Matsoukis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It will drive me nuts because I want it and fear it'll be sold out

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    #4

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Rice. That son of a b***h goes with everything.

    Even rice.

    this_is_original1 , Alesia Kozik / pexels Report

    Deeelite
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I love rice with frozen green peas!

    Game Guy
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "Rice is great when you're really hungry and want 2,000 of something." ~Mitch Hedberg

    JayWantsACat
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    When I was unemployed, rice really was a savior. I would eat it with just salt and pepper and I felt like I wasn't really not eating well.

    Daimon J
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My family dislikes rice, which I don't understand. I'll make it as a side, but unless it's swimming in some kind of sauce or gravy, they won't eat it. And even then, it can be hit or miss.

    Mike F
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A couple of cups of cooked rice and a can of cream of chicken (or cream of whatever) soup and you have dinner and 2 lunches. Throw in a can of chicken and you get 2 dinners and a lunch.

    catastrophegirl
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    cook your rice with a bouillon cube or some garlic or something. right in the pot or the rice cooker. costs a few cents more but makes a world of difference on feeling like it's a satisfying meal when your rice is "fancy"

    PrettyJoyBird
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We do this too when we wanna chnage up rice flavors

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    Bob
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Capitalism: "under socialism you can't buy food you like and have to eat the same thing every day" Also capitalism : "here is your rice on rice, don't worry we just invaded Nicaragua you'll have a banana too"

    Der Kommissar
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Communism; wait in line for bread all day. Also communism; Oh, we're out of bread. tough luck, come back tomorrow.

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    Stygtand
    Community Member
    Premium
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Rice with pees and a little butter is magic

    Philly Bob Squires
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I absolutely LOVE rice!! In all forms and styles!

    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Rice goes with rice....thanks Captain Obvious :)

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    #5

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online - If you are a student - Learn to cook.

    - If you are working - Bring lunch to work every day. You'll save a lot of money.

    - When you go shopping, especially grocery shopping: make a list and stick to it. And never grocery shop on an empty stomach. Or after a busy day or week. You'll be more inclined to buy bad food and make poorer purchasing decisions

    People waste a ton of money ordering food and prepared stuff. Just look up some tutorials and save some real money.

    Sumit316 , cottonbro studio / pexels Report

    Alexia
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    As a student with little to no resources, I discovered frozen veggies. Cheap and nutritious, you only need a pan and some salt, and here's your meal. Life savers.

    The Phantom Stranger
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I use a cup of cooked pasta (also super cheap), a package of frozen mixed veggies, and a little melted butter and parmesan cheese for a quick and easy pasta primavera.

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    Kim Kermes
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Allow yourself one reasonable treat not on your list to feel better.

    Russell Rieckenberg
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you are a student - Learn to cook. If you are not a student - Learn to cook.

    Michael Largey
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    And if you're a cook at certain restaurants I could name - Learn to cook.

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    Colleen Glim
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Learn to cook period. Homemade is so much cheaper than takeout. And usually tastes better too. If you use your fridge and freezer to store a lot of prepared ingredients, it doesn’t even take that long

    arthbach
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you are good about making a shopping list, and sticking to it, then it's okay to go shopping after a long day, and just before dinner - as long as one of the items on your list is a quick and simple meal. I will often buy somethings that can be put straight into the oven, and whilst it's cooking, I unpack and put away all of the shopping.

    catastrophegirl
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    don't just make a list - make the list in the order in which you go through the store. backtracking for things you missed two aisles back gives you more opportunity to impulse buy. and 100% on not shopping hungry. it's a surefire way to overpurchase

    PrettyJoyBird
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do this for my husband and i. Easier simple. I still get distracted tho. Him too. Adhd.

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    Beth Wheeler
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have a cousin that says it's cheaper for 2 people to eat out than it is to cook at home. I completely disagree, my son wanted to go out a couple of weeks ago and we went to Ruby Tuesday's. He got an appetizer and with the tip it was over $60. We both brought our leftovers home but you can cook a lot of food for $60. A few weeks ago I got T-Bones on sale that was cheaper than 1 plate that we had eating out. Do I get tired of cooking, absolutely but we usually make batches of chicken or pork chops. Last weekend I made a big pot of spaghetti sauce because I had foot surgery last Thursday and wouldn't be able to do a lot ot standing to cook. I put the sauce in containers and froze it. My son made chicken parmesan Friday that we finished tonight. I have a 12 quart stock pot that I made the sauce in, it was almost full. The meat, different flavors and brands of sauce, pasta and boneless chicken was about $70 at Aldi.

    Danish Susanne
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I think your cousin is silly. When you cook at home the cost is for the ingredients. When you eat out the cost is for the ingredients, the work of the cook and the work of the server, and the rent that the restaurant pays to stay where it is.

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    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In 40 years of work, I have "brown bagged" it most of the time. Empty plastic bottles? I fill 2 of them with tea, freeze one, then my sandwich or salad stays refriged for my lunch.

    Michelle C
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is why I buy just about everything I need or want to have on sale nowadays!

    Bewarethere@gmail.com
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do all the above and am still broke as s**t!!

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    #6

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online A trick that always works for me is to think about how many hours wages I am spending on something. As someone who previously had a huge spending problem, this has helped me realise that I've worked hard for my money, and I'd rather be working my a*s off for a stress free life financially than living pay day to pay day buying meaningless s**t.

    diddlesdiddles , Tima Miroshnichenko / pexels Report

    arthbach
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The follow up to this trick is to take the money you were thinking about spending, and squirrelling it away into a savings account.

    Papa
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is a good one. People will say "I'm getting this treat because I work hard and I deserve it." When they stop and do the math on how long they have to work to pay for it they often decide they don't want it after all.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Only works if you get enough money left after necessities like food and rent. Somehow i never have anything left... Nor even for shoes

    Michael Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Be sure and use after tax hours. Making $100/hour but only see $50/hour after taxes? That new $20000 boat is 400 hours of time, not 200!

    matt adore
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Agreed. I'll ask myself "is this worth an hour (or x hours) of my work?" Sometimes it is and, more often than not, I think "he!! no it ain't!"

    #7

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Make as much food as you can. Buying lunch every day at work adds up.

    Statscollector , Boca Dorada / flickr Report

    Rayne OfSalt
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yeah, nah. I'll just make my one cup noodle at a time, thank you very much. Only a schmuck prepares cup noodles in advance.

    B Jones
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you were doing spaghetti then you'd have 5 meals from one pot, even if you try to cook less

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    LyriQal
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's a $1 here and a $1 there until you have spent a lot

    Chicken Nugget
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    hah amateur still making lunch...I can survive on just one meal for the rest of my life!

    Ordhaj
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Working from home now, but, when I was working in the office, I brought lunch to work almost every single day. Plus, I had these tuna salads in cans that I could eat if I didn't bring lunch or if I didn't want what I had brought. So, every day, I'm having a $3.00 meal, while about half of my coworkers are spending between $10 and $15 on lunch every single day.

    B Jones
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Same, I remember several of my coworkers getting takeout almost every day. I loved a nice sandwich from home or leftover hamburger helper. My special treat was a "$5.00 footlong" that lasted two days.

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    PattyK
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    When I was working, I’d make a Crockpot of soup on Sunday, take it to work every day in a Corning Ware soup mug. I didn’t mind having the same thing for lunch every day for a week and I saved a ton of money. And I had some very good soups!

    Philly Bob Squires
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I could live on soup for lunch! Likewise, I'd do a vegetable soup or a chicken noodle / rice or a bean / lentil in a crock pot. Store it in portioned containers and grab one per day. Hell, I'd even freeze some.

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    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But buying lunch at work once a week isn't a bad idea

    Amberlie Mikelsen
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    On this point, a lot of items can't (or at the very least SHOULDN'T) be prepared in advance. Biggest benefit to those items is that they take very little time and effort, not to mention very few additional ingredients, to have a full meal that's (relatively) cheap, fast, and easy. That said, certain of those same items, if prepared in specific ways, can be stored in the fridge overnight for either lunch or dinner the next day (I'm specifically talking about ramen noodle blocks here, but there are definitely others)

    C .Hunger
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And to add, it's probably healthier food you are bringing in..

    Daniela Lavanza
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Alright but most people who need to live frugal don’t order their meals in the first place. BTW bringing your own meal can be a problem for some, if you go through public transport and need to bring along professional equipment, this makes even more to carry.

    Mia Black
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I bring my own meal since 20 years and more and always used the public transport... What do you mean is the problem there? I'm curious

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    #8

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Counterintuitive but buy the best you can afford and take good care of your stuff. Since you know you have the best you can afford you don't have the constant itch to replace and upgrade.

    For example, buy quality clothes, get them tailored so that they fit (no stretching to wear them out) and then clean them correctly. Rather then constantly buying/replacing cheap stuff keep good stuff long-term. Same thing with cars, appliances, etc.

    Good quality has higher upfront costs but can have long term savings.

    CaffeineChristine , Erik Mclean / pexels Report

    Kim Kermes
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Shoes! 2 pair of quality shoes worn alternate days will last 3 times as long as one worn daily. Of course, Capt. Vimes boot theory comes in to play.

    mandy the capibara
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A cheaper workaround this one is: buy quality, but secondhand. That way you'll have items that last a life-time for a fraction of the price of a s****y new one

    Daniela Lavanza
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sounds nice, doesn’t always work: even famous brands no longer sell quality stuff. I try to keep what I have in good shape, but clearly the quality is getting lower every year. So this piece of advice worked maybe 20 years ago but no longer today.

    Becky Samuel
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Quality stuff is still available, but you have to do your homework. For example, Doc Martens moved their production from Germany to Asia and the quality dropped markedly, but the original factory is still producing boots to the original standards.

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    PFD
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is how people with money can afford to spend less in the long run. But it's advice for the affluent. You can't buy an appliance that'll last 15 years instead of 3 if it costs a month's income and you live paycheck to paycheck; you have to get the cheapest you can even if you know it's a bad decision.

    Erik Godfrey
    Community Member
    Premium
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have always like the term " I'm too poor to buy cheap".

    SnootWaggling Fox
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I get this, but it really depends. A lot of times, buying a cheaper option works just fine, even in the long run. If 80% of the time you're fine with the cheaper option and the remainder you have to re buy, the math gets a lot trickier. Especially when it turns out you wouldn't have known the right requirements for your purchase on your first go at it

    Wintermute
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'll do ya one better. Buy cheap and then keep them forever. Granted, you'll look homeless most of the time, but with the economy going the way it is, just call it a dress rehearsal for the inevitable! Win, win!

    Ads Ads
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do something like this by thinking if I'm spending $100 on the cheap version and the expensive version is $300, then I might as well use that $100 towards the expensive version. But I only do this on things I know I'll use often and are worth the upgrade on the long run!

    Trillian
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Also, buy stuff at end of season. Especially winter coats and boots.

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    #9

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I pay with credit card for everything I buy. I get points from my credit card. I pay off my credit card in full each month and there are no fees for the card. Essentially MasterCard pays me several hundred dollars a year for using their card

    If you are actually good with money and credit

    gonecrazy_backsoon , Cup of Couple / pexels Report

    Michael Largey
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Rule of thumb. If you're doing well enough financially to not actually need a credit card, it may be safe to use one. It's people who really need credit cards who are the ones who should avoid using them.

    Carole G.
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I use one credit card, pay bills with it. Get cash back for using it. Pay it off every month.

    SnootWaggling Fox
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We're all getting fleeced by higher prices at retail to cover the credit card fees for those rewards programs, but you not getting those rewards won't fix the system

    Michael Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Everybody not getting those rewards might, but it's the prisoners dilemma.

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    Michael Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    False. Mastercard gets that money from whoever you are paying in swipe fees, and you can guess they are passing that cost on to you somehow. At best you are being partially subsidized by those who don't use credit. If everybody uses credit, there is nobody to subsidize you so prices go up accordingly. In the mean time Mastercard keeps a bit of those swipe fees so everybody is poorer off by that amount.

    Garth
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Work hard at paying off your credit card and then put them away. The fees/interest you will save is money back in your pocket. Don't get suckered in by points and cash back. It is a way to distract you from the high interest rate. Get a card that has a low or no transfer charge with 0% interest for 2 years, move your balances over and pay it off. American Depress, Master Debt, Capital None, Sleeza, and others want you to stay in the hole so they can make money.

    David
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do this with my Costco Citi card (and before they changed, AmEx). Every year I get enough in rebate cash to pay for my executive membership and usually another $150-200. Would be even more but I'm just shopping for myself, not a family.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I never owned a credit card ever. Which means I never had to pay for any debt, because everything was already paid when I bought it.

    Sapna Sarfare
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    or best get a credit card only if you know you can pay the bill off and it is useful for you on a larger scale

    censorshipsucks
    Community Member
    1 year ago

    This comment is hidden. Click here to view.

    if you keep the card in positive balance you'll earn interest, but not vice versa.

    La Lucy
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That's not how it works. If you overpay or have a credit balance ypu get nothing. You either spend against it or the bank cuts you a check after a month.

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    #10

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Pay your credit card off completely every month. Don't let it accumulate interest. Don't purchase things you don't have the cash for. Too many people get over their heads in credit card debt and its hard to dig yourself out at 18% interest.

    Swarleysmomma , Cup of Couple / pexels Report

    Wintermute
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You guys are getting 18%?! Damn, which company. My credit score is in the 830s and they just bumped mine to 27%. Fortunately I don't have to use it, but one minor accident and Visa will own my a*s forever.

    Brian Droste
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have numerous credit cards. Don't keep any balances on them. Only reason I have numerous credit cards is to keep my credit score high.

    Garth
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Work hard at paying off your credit card and then put them away. The fees/interest you will save is money back in your pocket. Don't get suckered in by points and cash back. It is a way to distract you from the high interest rate. Get a card that has a low or no transfer charge with 0% interest for 2 years, move your balances over and pay it off. American Depress, Master Debt, Capital None, Sleeza, and others want you to stay in the hole so they can make money.

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I suggest you shop around. We pay 8.5% on our card. Yes we carry a $1000 balance most of the time, on average, but SO gets it down to several hundred until the next emergency.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not owning a credit card will work better

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    18% interest, ok so we all live in america?

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    #11

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Quit drinking alcohol and cigarettes. Theyre both money suckers that make you unhealthy.

    MACKSBEE , Craig Dennis / flickr Report

    Schmebulock
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Drinking cigarettes sounds worse than smoking them.

    Freya the Wanderer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sorry, I ain't giving up craft beer. Am I not allowed one vice?

    Niels Boehm
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You are allowed two if you pay your weekly tribute to the pink unicorn

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    SnootWaggling Fox
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Surely most people reading this who indulge in these already know these facts and are either addicted or feel they have struck a reasonable balance? I'll offer a different money saver in this area: buying booze at the store and having a night in with your friends is a more affordable option than going out with them to a bar where drinks cost 3-5x the store price.

    rorschach-penguin
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I guess you also don't buy ice cream, movie tickets, or anything else that encourages poor dietary habits or a sedentary lifestyle? You only purchase and consume soy protein?

    Jessie
    Community Member
    11 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Ice cream, movie tickets and chips are way cheaper than alcohol or cigarettes

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    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'd have to start in order to stop, though...

    Sapna Sarfare
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    True that.. also the carbonated drinks or anything artificial in the form of drink.. juices freshly made at homes is way better

    R Dennis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I love sparkling water. I had a SodaStream, but would only fill it when I had a delivery that had dry ice... I opened and refilled my own canisters because I was not paying $15‐20 for a tiny canister. Was given a kegerator for Christmas and for $20 in CO2, I get about 200 gallons of sparkling water - I can add fresh juice, cucumber, or have it just plain for a refreshing drink!

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    censorshipsucks
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    yep. In my country, an evening's booze (Eg two bottles of wine or one bottle of gin) will set you back ZAR 150-300, which is the cost of a restaurant meal or three takeouts. Waste of money.

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    #12

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Make a game of going as many days as you can without spending a penny. Excluding absolute necessities like gas/groceries/bills. Works like a charm for me.

    WunderDude , Karolina Kaboompics / pexels Report

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Ha, that's how I live. No money left after, but i least I'm no homeless. I can't get sick tho, because I wouldn't be able to afford it, but I just avoid thinking of this and that's works like a charm too.

    Orysha
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Same here not really a funny game. At least I live in a country with free healthcare so getting sick is not as frightening as it could be in other places.

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    SnootWaggling Fox
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Seems likely to create perverse incentives? Like I can't buy a replacement part to fix my washing machine but I can create a recurring bill or splurge at the market?

    Layla Layla
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Zero spending day once or twice a week

    Wiki
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Isn't this the normal way of living?

    Tropical Tarot
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Oh that's called most of the month for us. The only reason we were able to eat out once this month was there was a screw up with Domino's and they gave us some credit for it.

    #13

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online You don't have to pay for the basic necessities if you go to prison for Tax Evasion

    anon , Donald Tong / pexels Report

    Michael Largey
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not a foolproof plan. As a former IRS auditor, I can tell you that most people don't earn enough money to owe enough taxes to go to jail for not paying. You'll get charged with Civil Fraud so you can keep working to pay the government the taxes, the interest, the penalties, and the fine.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Completely true for any crime, including the most hideous and atrocious crimes, while victims still have to struggle on daily basis... I wish I had gone to prison instead of my abuser.. i would have everything granted, food, bed, roof and specially free lawyers

    Not Bored
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    This. At least in Canada. One can get free dental and health care. This. And the Correctional Service of Canada will cover your medical and dental costs. Plus they will help people to upgrade their education. What's not to like

    Charlotte
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What's not to like is the company you will be forced to keep, the lack of privacy, and absolutely no control over your day

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    Michael Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Why did that look like Mr. Incredible?

    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'd rather pay for the necessities

    WubiDubi
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You suddenly have to buy cigarettes though.

    Sven Grammersdorf
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In some places you have to pay for every day you're incarcerated

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    but you also get abused and traumatised. Unless you do it in scandinavia.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Most of the people get abused and traumatized in their jobs anyway.. and they still don't get a minimum living wage

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    #14

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Buy greeting cards at the Dollar Store.

    I get greeting cards for 99 cents that are as good - or better - than ones selling for $4.99+ elsewhere.

    anon , Open Grid Scheduler / flickr Report

    Kangaroo
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Seriously. One of my favourite cards that I’ve ever received (and one of the only ones I’ve actually kept) was made out of computer paper and 3 different colours of pen. It was adorably bad, but it was homemade and my friend put effort into it so it meant more than the store bought ones I received that year.

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    Schmebulock
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    use free digital cards to help save trees and if the person receiving the card can't accept them, cut them out of your life. Win/Win

    Danish Susanne
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do not disagree, but I think that I will not cut my 92 year old mother who doesn't own a computer out of my life.

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    LapCat
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I always get gift wrapping and cards at Dollar Tree. It’s $2-3 compared to $10-15 at other places.

    Kevin B
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Now that they want $8 and $9 for greeting cards I don't get them anymore. The person will appreciate my gift just as much with no card.

    liz MacClain
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They have 2 for a dollar cards too

    Auntriarch
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I make a silly video and WhatsApp it to people. At Christmas we do a funny photo card, email to people with emails and send hard copy to oldies

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Why would anyone need greeting cards?

    Aballi
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Trader Joe's also has awesome greeting cards for $0.99!

    Shaggy
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Wife gets a giant box of rando cards from amazon/Costco every couple of years... It is kind of fun making a bday card out of a graduation/wedding/baby shower card when the supplies get low. LOL. Been doing it for years.

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    #15

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Buy store brands

    buy in quantity when stuff on sale. i like a particular toothpaste but it is expensive, except every few months it goes on sale for like 1/3 off. when that happens i buy 6 or 8 tubes, then i've got a supply until it goes on sale again.

    i do that with a lot of stuff, even cheap stuff. like soda. 2 liter bottles are usually between $1.00 and $1.50 each. i just bought a dozen bottles of my favorites for $0.88 each. yeah, my average savings is maybe $0.25 each but it adds up. I do the same with cereals, sometimes the $4.00/box is on sale for $1.75 so i buy six of them.

    nucumber , Miriam Alonso / pexels Report

    Magenta Blu
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    My grandma did this, but there is no way I can afford bulk buying. If I buy a dozen soap bars, then I can't buy bread... So I have to buy bread and groceries and one soap bar if i can squeeze it between.

    The Other Ben
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not sure why someone would down-vote this...we'll fix it and add that not only does bulk buying require more up-front investment that some can't afford, you also have to have space to store everything. If you're stuck in a small apartment/studio, there's just no space to store that pack of 100 rolls of toilet paper (or whatever) from Costco

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    C Cat
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    1. The problem of storage - it always seems like a good idea to get a discount on quantity, but do you have the space for it and will you actually use it before it goes bad? 2. Sometimes the brand name is just better, and I'll gladly pay the 40 cents for the higher quality.

    SnootWaggling Fox
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I've found that it's usually worth trying the store brand at least once (for your typical consumables). There are plenty of misses, but a lot of times it's just as good and a lot cheaper. In some cases, the products are literally the same

    Mia Black
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sometimes I buy in bulk but it clutters your home pretty quick and if there is not much space you can't safe this way very often

    catastrophegirl
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    if you can afford buy in quantity for things that don't go bad, and you have the space to store it and the means to get it home, definitely do it. "i'm just running to the store for toilet paper" turns into a whole grocery run to make it worth the time and effort. or impulse buys sneak up on you. but if you have a closet shelf full of sams club toilet paper and don't need to go to the store, i bet you can make dinner out of what you have in the house without having to go to the store.

    R Dennis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I bought a freezer to take advantage of sales... it paid for itself in two years. My stepdaughter has one and I am showing her how to build up a food reserve. My stepson just bought a house and I will encourage him to do the same.

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Most in our rural area buy pork or beef on the hoof. Beef for 2.50 +/- lb, pork is usually 1.60-1.80/lb. Deep freeze has paid for itself several times over. LOTS of hamburger and sausage, which we trade for other cuts with friends/neighbors.

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    Philly Bob Squires
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My CVS offers coupons for as much as 40% off. I have reasons to use protein shakes (not every day though) and at $37.00 for 12, it can get costly. But if I apply the right coupons at the right time, I've picked up a 12 pack for as little as $16.00. On time I got like 3 or 4 of those over a 2 week period so I bout 4 12 packs. $64.00 instead of $148. Malt-O-Meal cereals are by far cheaperthan name brands and I actually like them more! Shop ALDI too.

    catastrophegirl
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    best part of malt o meal cereal is the zip top bag. why boxed cereals still don't have zippers is beyond me. (i mean obviously if your cereal goes stale in 3 days you will eat it faster and buy more, yay capitalism)

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    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    A lot of store brand stuff just isn't nearly as good as the national brand versions

    Philly Bob Squires
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    ALDI has rarely failed me. I've hit some snags but really not many.

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    Data1001
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Nah man, this is a dumb idea. And despite what this person believes, it doesn't really "add up" that much. (Well, maybe with soda if you're drinking it all the time -- which you really shouldn't.) But when you're spending a couple of bucks on something, it usually does pay to buy the name brand. Don't get dollar store ziploc knock-offs when the real thing will work far better, and doesn't cost very much more. A lot of the cheap things are also things that will last you a long time (like ziploc bags), so why would you get some substandard store brand when you could have spent an extra buck or two and not been disappointed? There are times to save money, but things that cost less than 10 bucks (as long as they're things that last you quite a while) aren't worth it.

    Beth Wheeler
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I go to Flowers bakery store to buy bread 4 loaves at a time. When I have 1 left I go buy 4 more. They have Merita, Natures Own, Wonder, Sunbeam, Bunny and generic breads. I get the 4 loaves for about $9, if you buy 1 loaf of Merita or Natures Own in Walmart or a grocery store it's almost $3.

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    #16

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Look at your bank statement. Actually look at where your money goes.

    tallish_possum , Liza Summer / pexels Report

    Garth
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Look at your monthly transactions. I found a forgotten online subscription that was on autopay hitting once a year.

    Graham Berry
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    On that note, never do auto pay through the company providing the service. They won't stop charging you on their own and can at anytime increase what they are charging you when ever they feel like it.

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    Brian Droste
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I have a spread sheet for all my expensive. First I have all my normal monthly expenses my mortgage and all my bills. Then a spot for groceries, then gas and finally other expenses. This way I can see where all my money is going.

    Kathryn Walker
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I save and go over my receipts every month. I found that I under bought some items at the discount grocery, which meant paying more for them later at a closer store. One big item was snacks, which often cost twice as much. Also, every extra trip to the store would naturally include the impulse buys. I was really surprised just how much money was wasted this way every month.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Food and rent + bills, that's it. And there is nothing left for anything else.

    Danish Susanne
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But then it is extra important to buy when and where it is cheapest.

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    Aileen Grist
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I check my bank online every morning and evening. I have all my payments in on my online calendar - and I think I'll add my outgoings to it too.

    Spencer's slave no longer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I haven't had a bank statement in about 10 years. I have text, phone and online banking. Text banking shows me the exact balance of 4 of my 5 accounts at 1pm daily, 7 days a week. The other one I can check online whenever I want. All bills are Direct Debit or Automatic Payments, same amount on the same day every week, so no monthly surprises. Same for insurances too. I know exactly how much goes out of my accounts by 9am every Wednesday which also means I know how much I have available to spend if I want to.

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I did this analysis. Suprisingly, a lower proportion than I thought went to BS. My biggest waste of money was restaurants (by which I mean sitdown places, not takeouts).

    #17

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Don't waste money buying water in jugs. Instead, buy powdered water. Comes in boxes. Cheaper. Just add water.

    AsianHawke , Pixabay / pexels Report

    troufaki13
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You can also boil some water and put it in the freezer. This way you can have boiled water any time you need it! 😅

    Garth
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And if you are a priest you can make instant Holy Water....you just boil the Hell out of it.

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    Alexia
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Filtering mug. A filter may last up to 5-6 months. Much cheaper and less discomfort. Unfortunately, I only discovered this during the pandemic

    g90814
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Also you aren't wasting all that plastic on bottles you don't re-use, and likely don't recycle. I've had a Brita pitcher for years (I do buy off brand filters) and can't imagine how much money it's saved.

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    Riani Kivela
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I saw this crazy recipe that lets you make ice cubes at home, but it was so complicated, with specialized tools called "ice trays" and "freezer." Who could figure that out? But I sure do like ice.

    Steve Kenney
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Or turn on your tap, water comes out there.

    PrettyJoyBird
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    For the "privleged" & not drinkable some communities

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    Wendy Hamilton
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I love boxed water! I shower with it too.

    Pork Chop
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Which part is powdered, the H or the 2 O's?

    Brandon Parisien
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Joke aside: tap water. It's basically free.

    PattyK
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Powdered water? It doesn’t snow in Southern California …

    matt adore
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You have to order it online. Ships from Alaska (which is also where frozen vegetables are farmed).

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    #18

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Cook. For f***s sakes cook. Take out, drive thru and delivery adds up.

    Every month or so I make a batch of 15-18 meat balls ($12 of lean ground beef) and sauce and freeze them in old yogurt tubs. A tub can hold 2 portions which I thaw in a small pot over low heat. Boil up some spaghettini once the sauce is almost thawed (about 45 minutes), load up some glassware and you've got lunch figured out for tomorrow and the next day. Delicious, cheap, filling and microwavable.

    Pro tip: good spaghetti sauce doesn't come from a glass jar.

    anon , Mikhail Nilov / pexels Report

    arthbach
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Take your frozen food, and put it in the fridge. With a lunch-sized portion, it will be fully defrosted in 24 hours.

    Danish Susanne
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Good tip. The slower defrosting is better for the food, and you save on electricity.

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    BoredPossum
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    For us who cook and have cooked every day since for ever, this is like: Don't buy a 24 Karat gold watch, 18 Karat is good enough.

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unspoken here is the concept of leftovers. We pkg chicken, pork, beef in 2 meals worth, then freeze. Only cooking every other day or so. Cannot comprehend those who "don't do leftovers".

    S P
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    When you're broke broke sometimes you don't have time to cook from all the side gigs and additional shifts and 2nd or 3rd jobs to stay broke broke rather than homeless.

    Ordhaj
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I've been guilty of having delivery. But, when I think of the price and look in the freezer, I can put together a satisfying meal and save up to $35 at the same time.

    Another Amy
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But also it's just fine to use jarred sauce if that's what you can manage

    PattyK
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Ditch delivery altogether. It is definitely not worth the cost..

    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Whether it's worth the cost is up to whoever is paying. Not to mention that it's not always possible to go to wherever you want to get food from, or make it yourself

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    R Dennis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    When my stepkids were little, I remember reading that most middle class people (U.S.) didn't use their stove more than once a week. Well, we were broke(-ish) and I cooked every day.

    Huddo's sister
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I only use mine once a week, because I cook the week's meals on the weekend and put them in the fridge/freezer.

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    Freya the Wanderer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    How to make a gourmet dinner on the cheap: Cook pasta, then open a can of any "Cream of" soup - Cream of Mushroom, Cream of Asparagus, Cream of Celery, whatever. Pour the soup over the pasta. Instant classy meal!

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    #19

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Ask yourself if you need it or only want it.

    If you want it, but don't need it. Give yourself 24 hours to decide whether it's worth purchasing.

    TrickyWenis , Ron Lach / pexels Report

    Dragons Exist
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    But who decides "need"? If "need" only means "need it to live" then never buying anything fun or that makes you happy could affect that

    Ken Beattie
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    This is advice to save money. Need literally means "need it to live" in this case. Once you're to a point where money isn't a problem (ie: you have it left after paying for *everything* you need) that's when you start looking at fun spending. The fleeting pleasure of buying a new "fun" piece of clothing or a game or booze (or whatever) doesn't really measure up against the longer term suffering and anxiety as you struggle with bills for rent/electricity/water/food etc.

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    Michael Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unless it's something that won't keep 24 hours. When I'm out with my wife she always gives me a dirty look when I say I need to think 24 hours to decide if it's worth stopping at the food court before the long trip home.

    Amberlie Mikelsen
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Need can definitely have multiple meanings here, People! There's "need to survive", "need for physical health", "need for sanity/mental health", "need for work/school"... And I'm sorry, but I don't know a single person on the entire planet that "needs" 20 pairs of shoes, ESPECIALLY if literally the ONLY difference between those 20 pairs is their colors or materials (suede, canvas, and leather in every available color, but they're literally the same shoes). The same goes for 100 outfits. Unless you're obnoxiously wealthy, and I'm talking Alicia Silverstone Clueless rich, no one "needs" more than 14 outfits and, at the absolute MOST, 3 pairs of shoes (1 pair each of sneakers, dress shoes, and work shoes/boots).

    #20

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Drink at home, alone. No buying drinks, no tipping, and nobody will judge you for drinking the cheapest stuff you can.

    SlightlyStable , Pixabay / pexels Report

    LapCat
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Be careful though, as this did become a problem for me. I was drinking too much at home alone to save money and the first issue I noticed was unhealthy weight gain.

    David
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Make it hard liquor and an opened bottle keeps forever in the cupboard. Obviously - MODERATION - but that is true for any kind of alcohol. With liquor you can't say, "Gee I need to drink this up or it is going to go bad"

    Wintermute
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you don't have to lean down to get your bottle off the shelf, you're paying too much.

    Steve Kenney
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Or stop drinking on the regular. I only drink for special occasions. You'll save a lot of money.

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Aha, so being an alcoholic is now a thrifting technique? Got it /jk jk

    Yuffa Kinazzo
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    All alcoholics eventually become thrifty, usually near the end. / Nk Nk

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    Garth
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My girlfriend has a wine drinking problem...she starts when she gets up. One morning I was in a rush and asked her " could you toast some bread ?".....she lifted her glass and said " Here's to bread ! "

    R Dennis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I know how to make my own beer, wine... and hypotheticals. I have hundreds of bottles that I give away or lay down for years. Instead of paying $20 for a bottle of wine, it's about $3-4... 20201217_2...bddba6.jpg 20201217_223707-66a7ba5bddba6.jpg

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    #21

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online When you're about to buy something, imagine a person holding the product in hand and it's worth cash in other hand. If you're picking cash, don't buy it.

    ckreddituf , Karolina Kaboompics / pexels Report

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I would pick the cash, but the imaginary person is holding groceries... So not much choice

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    #22

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I was quite bad for really wanting things and buying them as soon as I got paid, of course as the end of the month came near I had barely any money left and struggled. To fix this, instead of buying things at the start of the month I decided to buy things at the end of the month if I still had enough of that months wages left over to do so. If I didn't then I did the same again and wait till the end of the next month, and of course last months leftovers plus the new months wage by the end of the 2nd month I had enough, and sometimes saved money as the item was now cheaper.

    Basically patience and timing means I can still have the things I want and not be struggling near the end of the month, I'm in a much better place financially now.

    DarkangelUK , Thirdman / pexels Report

    Matt Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Alright - I'll admire groceries but won't acquire any >_>

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    VNES101
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I too tend to spend quickly right out of the gate. This is a great idea.

    Mike F
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I wrote about this a couple of days ago, I decided it was time to get one of those countertop dishwashers. The cheaper ones had lousy reviews so I decided to shop the better ones. I learned a lot about those things shopping for them. I had no idea that some of them wouldn't hold a standard size (10") dinner plate! Anyhow, I shopped for a freeking year until I found one but it was expensive, until Wally World put those puppies on sale. TLDR: I shopped for a year but saved $125

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    #23

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online If you have kids, buy what you can used. Toys, clothing, furniture etc. They go through clothes so fast, so paying full price is stupid, you can often find brand new with tags stuff at the goodwill, garage sales or local buy and sell pages.

    Thrifting your own clothing isn't a bad idea either.

    funsizedsamurai , cottonbro studio / pexels Report

    liz MacClain
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    My son wore second hand rummage sale clothes for the first 6 years of his life. He outgrew things in sometimes WEEKS so I saved a lot by doing that. I also registered for diapers, wipes etc for my baby shower

    Schmebulock
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Hipsters have ruined most thrifting for people who actually need it.

    Freya the Wanderer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I thrift my clothes, books, even dishes. I've found some terrific bargains at thrift stores and yard sales.

    JBRyu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Buying kids clothes new feels like such a waste!! They wear it for a few months and get food stains all over it!

    Daimon J
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I won't go to places like Goodwill. All I've been finding lately are clothes that look like they've seen their last days, with rips and stains on them and Goodwill still wants the price I can get them for brand new at Walmart.

    PrettyJoyBird
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    To add THEN save everything and pass on to next family mbr in need. Everyone i know does this our of necessity.

    Wendy Hamilton
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Clean all of it before bringing it inside.

    censorshipsucks
    Community Member
    1 year ago (edited)

    This comment is hidden. Click here to view.

    Buying kids 2ndhand toys is basically going to get them bullied by their "friends" at school ... oh you have a secondhand wooden rocking horse made by the hobo at the flea market? Well here's my cool plastic brand new Optimus Prime made in china. Guess who has cool factor here. I know this because my exwife loved buying archaic traditional / thrifted toys and the kids never played with them. In the end, Minecraft defeated everything. Sad, I know, but it's also not the Great Depression or Little House on the Prairie. Sorry to say.

    #24

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I made an Excel spreadsheet to budget with. Has all my bills, what I make each month, and what to put aside to save any specific amount. So far this year alone, I've managed to save $4,000.

    anaslex247365 , Wavebreakmedia / envatoelements Report

    Mike F
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And, save them for tax time. You have everything you need to file.

    PrettyJoyBird
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    After the on powdered h20 i thought this one would be a joke ending in all that and saves $4 dollars

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Good on ya, but I HATE Excel. WAY too many buttons.

    #25

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Don't buy anything bigger than $20 unless you've given yourself at least a day to think it over (obviously excluding gasoline, groceries, and other necessities). A lot of people buy stupid s**t in the moment and regret it not long after.

    ShlomoKenyatta , Kampus Production / pexels Report

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    #26

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I once bought a 500 pack of teabags. That was 3 years ago. I ran out this week.

    HearingSword , Michael Pardo / flickr Report

    Diane Rowe
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    As a Brit, 500 teabags would last about 10 weeks in my house

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    As an American, I suspect you would be horrified to learn I buy the gallon bags. Lasts me a couple months, unless it's summer when I consume a gallon of cold tea every other day. Also found the "Wally World" brand tea is just as good as Luzianne.

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    Marianne
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    As a tea drinker, I feel that I should mention that tea loses its taste after such a long time.

    Kangaroo
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Very true; I use old tea bags in baths :) it’s nice on my skin

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    Blue Bunny of Happiness
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Tell me you’re not British without telling me you’re not British….

    arthbach
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Please don't do this. Tea loses its flavour over time. Buy a smaller pack, and have fresher tea.

    Miliukov Oleksandr
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I'm buying loose leaf tea in 1 kg bag. It is about 30% cheaper than small packages, lasts me about 10 weeks

    Becky Samuel
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Tea goes stale. Those teabags would be disgusting after 3 years.

    Ken Beattie
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Depends a lot on how you store them and the type of tea. I've had "english breakfast" that was stored in a vacuum jar for several years that tastes the same as a brand new one. Also depends on your tastes too, if you're a milk and two sugars type person it probably won't matter either.

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    David
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you like basic teas - check out a local Asian grocery store. Boxes of black, green, oolong and a few others are MUCH cheaper than buying at the regular grocery store.

    Pyla
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    floor sweepings, you mean.

    Meowzers!
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We use at least 20 tea bags a day, every day, in my house. If there's an emergency then that number will increase. I have an amazon subscription that delivers 14 boxes (Twinings so 40bags per box, 560 total tea bags) every 28 days. Sometimes we run out before they're delivered so I'll have to grab a box from the shop to make do. We rarely drink coffee in our house. Maybe we will get through 1 jar throughout the whole year. We are very much a tea household.

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    #27

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Potatoes. Keep plenty of them in stock - they can sit for a long time in the pantry or fridge, they're versatile, easy to cook, and filling.

    Aggyness , Pixabay / pexels Report

    Becky Samuel
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Potatoes used to keep so well. Nowadays they're all over-washed and packaged in sweaty plastic, so they go damp, moldy, and sprouty in less than a week.

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    ...and you will, if they go bad, notice the worst odor you have ever smelled.

    Dimp1961
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you keep them in the fridge they'll go sugary

    Charles Whitaker
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Store them in a cardboard box or paper bag in a dark place and they will last longer.

    Paul Gerrard
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    They are sold by weight. Only buy what you need.

    Huddo's sister
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If they sprout, cut the sprouts off and plant them. Eat the remaining part and get free potatoes later. Probably won't completely replace store bought ones but every little saving helps.

    Susan Reid Smith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Here they don't last a week. They sprout. My husband gets a 5 lb bag and baked or roasted potatoes and the focus of our dinners for that week.

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    #28

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Get water with your meal when you eat out. $1-$4 savings immediately.

    SpockHasLeft , Ron Lach / pexels Report

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Depends on whether it's tap or bottle. Restaurants here default to bottle unless you specify tap.

    rorschach-penguin
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    And the US is horrifying? At least our water is free.

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    Martin Burley
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Because the drink is the expensive thing here ???? Stay home save much more

    David
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do this all the time. I almost always prefer water even if the soda is free with the meal.

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    #29

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Don't spend money.

    Ha, but really don't waste money on "sales" for things you don't need, do meal prepping, make a budget for yourself, carry cash as it's harder to spend money when you can actually see it, sign up for email newsletters and use coupons whenever possible, and cut out anything unnecessary or that doesn't serve a really positive purpose in your life.

    Leegala , Ivan Samkov / pexels Report

    Freya the Wanderer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Avoid Black Friday like Chernobyl. Those "bargains" are B.S.

    Danish Susanne
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Unless there is something you need, and think may go on sale on Black Friday, but be sure of the ordinary price so you are not being taken in by phony offers.

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    Garth
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you are wanting something watch the price for a few weeks or a month. Don't fall for the "sale" price because it is usually last week's price marked up for a week and then marked down slightly to be legally called a sales price.

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We use cash exclusively, and I don't wanna hear about cards are faster as I stand behind someone swiping "nope" swiping..."nope"..."waiting on approval". Hand cashier a 10, get my change, gone...

    R Dennis
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If not using sales for things I don't need, does that mean I can't have things I "want"? By waiting for sales, I get things I normally would never have... sometimes I wait YEARS, but never wouldn't be worth it.

    InfamousBerry34
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It's fine to carry cash, but remember that some places these days are card-only so please ensure you also have a card just in case

    Becky Samuel
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Those places can go suck a díck. If you can't be bothered to take cash then I can't be bothered to shop there. Same thing goes if you won't give a physical receipt and insist on an email address or have to order or pay via an app. The only way to stopt this behaviour is to hurt them where it counts - in their pockets.

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    #30

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online I always get my change at put it in my piggy bank - yes it's a pug, a chalkboard pig so it's tons of fun to draw on. I very rarely use cash as I like my reward points but it still comes out to $100+ every year.

    Don't feel bad for getting your change. So many people walk out without it thinking it's what you're supposed to do. . .but now your $2.56 coffee every morning costs $3, that's 20% more!

    egnards , maitree rimthong / pexels Report

    I_imagine_even_worse_w***s
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Must be a cultural thing where people tend to leave change ...presumably as a tip? Nit the norm here.

    InfamousBerry34
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sometimes people leave it because they don't want to be carrying around coins that they may barely ever use

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    Epona
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you're renting an apartment and have to use a shared laundry room (or use a laundromat) saving coins is sometimes necessary. Unless the machines use a laundry card.

    Paul Gerrard
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Where is a cup of coffee $2.56 ...or $4.56? Imaginationland?

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Our grandkids directly benefit from our change.

    Carole G.
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We did that & every couple of years take it in. Last time it was over 700$. Not so much now as everything is pd with debit/credit. Don't carry cash much anymore.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Leave the change? Are people insane? That's wasting money purposely

    Spencer's slave no longer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I keep a dragon bank for change so my grandkids always have pocket money when they come over.

    censorshipsucks
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Since we don't use cash in my country, "getting change" is a bit of an anachronism. If we DO get change from using cash for some bizarre reason (e.g. buying street d***s --- I can't think of any other reason to use cash - ), then that goes to beggars. (We have a beggar at every traffic light).

    Epona
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Buying d r u g s is not the only reason to carry cash. Not that I'm advocating buying/using recreational d r u g s!! Some other reasons are - You only spend what you have. - You don't pay interest or fees. - You may get a discount since merchants don't have to pay a fee to accept cash transactions. - It may be faster and easier than other payment methods. - It doesn't require equipment, internet or electricity

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    #31

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online This was already touched upon, but meal prep. Pick a day, generally Sunday, and spend a couple hours cooking and storing everything for the next week. This also helps if you're trying to lose weight (I lost 30 lbs being cheap and planning ahead). Try to eat things from home rather than grab something quick from the deli across the street from your work, because, although it may seem cheap, it adds up really quickly.

    smee44 , Ella Olsson / pexels Report

    Spencer's slave no longer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do this every weekend, unless my grandkids are staying, but I also have free power every Saturday and Sunday 9am to 5pm. Meal prep, bake, blanch and freeze veggies, make stocks and broths.

    Edith
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I should try this too! Can anyone share good recipe ideas for week meal preparation?

    #32

    Writting down everything you spend your money on.

    anon Report

    DennyS (denzoren)
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do this and it does help a lot with how you're spending.

    Brian Droste
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I mention this on post further up. I created a spread sheet for all my expenses. That way I can see where all my money is going.

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    #33

    I saw someone on here who put all their five dollar bills in an envelope for a year. I started doing that in February. I'm not going to count them until next February. That envelope is already getting thick with bills!!!

    rackfocus Report

    Kangaroo
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I used to do this when I was a server and got tips - all my $5s and coins went into a big jar at the end of every shift. I think I ended up with $2100 or so!

    Suck it Trebek
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I do this too. My little pouch is labeled Sawbucks and all my $5 bills get put in it. I also have a pouch for 20s in it. 8f I can afford I'll stop at an atm pull one out and put it in a pouch. I like the feeling of having cash on hand for an emergency. Singles go in my car for emergencies too. You never know when you might need just $3 of gas to get you home.

    censorshipsucks
    Community Member
    1 year ago (edited)

    This comment is hidden. Click here to view.

    ... you use cash? mkay. I only draw cash for beggars, everyone else takes digital payments. Means I can leave the house with my phone and car key. I am hoping to replace that too.

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    #34

    Do your grocery shopping on a full stomach. I save my biggest meal for grocery day and gorge myself just before I go to the supermarket. Not only do I spend less, but I'll buy much healthier food for the rest of the week as well.

    cumstar Report

    Kalikima
    Community Member
    Premium
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If I do that, I get so turned off by food that I don't even buy enough for the week.. lol

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    #35

    My dad sometimes breaks off the bottom part of the broccoli stalk that you don't eat so that it weighs less. Yeah.

    EDIT: I know its edible and I always eat it...I meant with reference to how broccoli is traditionally served.

    MountainJord Report

    Judes
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Broccoli stalks taste good. In fact, I like them more than the florets.

    Papa
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I agree. Peel the stem, cut it into pieces, and throw it the pot when cooking the florets.

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    Carole G.
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    The stalk part tastes the same & doesn't get stuck in your teeth. Win-win 😁

    VNES101
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I sometimes do that when I shop. I feel like I'm cheating, but I know I'm just going to toss that bit anyway. I'm not proud of it. LOL

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    how is this thrifting? sounds like he's wasting food.

    PFD
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    OP is talking about in the shop before getting it weighed.

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    #36

    Don't ever buy a new car. Biggest waste of money on the planet. Instantly becomes worth a lot less the second you take possession of it.

    lorum_ipsum_dolor Report

    Der Kommissar
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    After driving used shittty cars for most of my life, I enjoy driving a new car, as I can now afford it. No more worries about a car breaking down, especially in a bad neighborhood.

    mandy the capibara
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    If it is worth it to you, that's cool. I would however say that there is a vast area between "new" and "shittty old car". Luckily, because some people just want the newest car every year, there are loads of well-maintained occasions that are hardly 1 or 2 years old. Fron an investment point of view, new cars are not worth it; half the value is gone as soon as you turn the key.

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    Michael Largey
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We buy our cars used from car rental agencies. They have been well taken care of, and you get the service records to prove it. Yes, they have occasionally been driven by idiots but never long enough to cause any lasting underlying damage.

    Kalikima
    Community Member
    Premium
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I just bought a car, 2 years old, used exclusively as a rental car.. I got a good deal, and a great car..

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    Manny
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Not spending almost the same amount of money for a used when new has a longer and better warranty in case something goes wrong. Always buy new if you can.

    Schmebulock
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    used motorcycles are even cheaper and awesome in the winter

    Freya the Wanderer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Drive your car till it falls apart around you. My family has done that for years.

    Geoffrey Scott
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    We bought one in 40 years, everything else has been 1-2 (now 3) years old.

    censorshipsucks
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    not entirely true. My last two cars were shopfloor showmodel and brandnew, respectively. They both were sold back to the same dealer for the price I paid. I lost money only on the bank interest fees. But got my money back. Amazing value for money. It depends on brand and supply and demand.

    George Costanza
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What make, model, year? That's incredibly rare. Almost no new car will retain even half it's value over 5 years, especially not as a trade in back at the dealer.

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    #37

    Stop spending $150 on dinner/drinks.

    I wish I would have listened to myself last night...

    bom_chika_wah_wah Report

    censorshipsucks
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    ouch! A restaurant meal here for one will cost you about ZAR 300, or USD 17. (Home made burger patty, fries, cocktail; or, beer and a steak and fries).

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    #38

    There's no such thing as "saving" money by buying something on sale, you're spending it. That being said if you do buy something on sale make sure it is something that you always replace when it runs out no matter what. Like trash bags, toilet paper, deodorant, laundry detergent, etc. Whatever you feel like you can't live without

    NiggaFromCompton Report

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    #39

    Don't start spending as soon as the paycheck lands.
    Keep your self indulgence purchases to the end of the month after the last known bill is payed.

    That way you'll know how much you can burn while keeping the budget low enough so there is still an upward trend in the account before the next paycheck drops.

    Plan your groceries on a weekly basis. I can manage to comfortably provide food and drink for a family of three at 100$/week. If you spend less, don't carry the difference over to next week just keep it an even weekly number.

    MoosetheStampede Report

    #40

    Go to the [ETC] section of Craigslist a few times a week to see if there are any focus groups. They basically ask you a bunch of questions about a new product, or make you write a diary about your shaving habits for a week, things like that. They pay $75–$300. Many more opportunities if you live in a city. A good way to have some burner money and save your paychecks from drunken waste.

    DirstenKunst Report

    Kangaroo
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I once got paid $300 to smoke cigarettes for a focus group. It was over a 5 day period and we had to stop in every morning for an hour-ish to smoke cigarettes and rate them. We had to wait 15 mins between each cigarette. I’m not a smoker anymore but that was the easiest money I ever made (back in 2011 I believe)

    Suck it Trebek
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I've never seen this on my city's Craigslist.

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    #41

    - use a reusable water bottle

    - only buy new clothes or shoes if you need them

    - plan what your eating for the week and what you need to buy - make a list and stick to it when you shop

    - if your thinking of buying a non-essential e.g. makeup, a handbag, give yourself a day to think about if your really need it instead of buying it straight away

    edit: also cut down on meat or even buy cheaper cuts (i can't go into detail cause i don't eat meat and have no clue). beans, tofu, eggs, grains are cheap and delicious sources of protein.

    jennyCKC Report

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Vintage clothes won't tear apart like most new cheap clothes brands tho.. and they are even cheaper

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    #42

    Recurring monthly expenses are what will kill you. Keep those low.

    Governor_Humphries Report

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    yep. I got a lot of satisfaction eliminating my debit orders.

    Magenta Blu
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Like rent, groceries and bills were an option to keep low

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    #43

    Every time you go to buy something, ask yourself whether you'd rather have that money in your wallet, or you'd rather have whatever you're about to buy. It's very easy for me to go out and spend $100+ on dinner without thinking about it, but not when I think about how much better it feels to have that $100 in my wallet.

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    #44

    Live with your parents AMIRITE GUYS WHERE MY FELLOW BASEMENT DWELLERS AT SQUAD UP

    bobbyhaynes Report

    #45

    Day 1 - save a penny
    Day 2 - save 2 pennies
    Day 3 - save 4 pennies
    Day 4 - save 8 pennies

    Keep doubling the amount each day for a month, and by the end of the first month you can retire as a millionaire.

    BrentFromCanada Report

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    assuming you are willing to go to the bank and convert your salary into pennies, or you are able to find 1 280 000 pennies on the road , this is idiotic.

    Brian Droste
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If you can do this. Majority of people would not be able to do this.

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    #46

    Every time you buy a Big Mac, take out one ingredient and set it to one side. Then at the end of the week, you get a free Big Mac!

    jhughes1986 Report

    Daya Meyer
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Maybe learn to prepare your own fresh burger instead... A one week old salad is not that delicious.

    Carole G.
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Nope! Make our own burgers, not gonna pay good $$ for those thin hocky-puk things.

    #47

    Have multiple accounts with companies that give you free stuff. For example have 5 Starbucks accounts and when they send out a promo code for a free drink once in a while you get 5.

    tristhygge Report

    Carole G.
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Grind your own beans, make your own coffee & save even more.

    Otto Katz
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Make your own coffee at home. Mayorga is a good brand.

    #48

    Don't buy avocado

    Sambo1987 Report

    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Avocado costs $ 0.57 in my country per avo.

    Der Kommissar
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Avocado is good for you. Just make avo toast at home, don't order at a restaurant, as it can cost from $6 to $11.

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    #49

    30 Clever Money Saving Hacks That People Tend To Overlook, As Shared By Folks Online Steal rolls of toilet paper from work/ school.

    If you live in the south (or anywhere with pecan trees) eat all the pecans off the ground. The squirrels will try to fight you for it, but it's good calories.

    virtnubawrol , Anna Shvets / pexels Report

    Rayne OfSalt
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I work from home. I'd be stealing toilet paper from myself.

    arthbach
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Farah the Turtle, was it the use of the word 'steal' that gave it away? (grin)

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    George Costanza
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Or maybe don't steal stuff. Because it's wrong.

    Papa
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I can't say for certain, but I believe this entire post was an attempt at humor. I don't believe he or she really thought we were supposed to steal toilet paper to save money. The part about supplementing our diets by picking up pecans was a clue.

    Mgtow Smurf
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    You shouldn't ever steal but if you do steal toilet paper be smart and use both sides.

    Der Kommissar
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    get a shpritzer, also known as a bum gun.

    Bob
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Sooooo.... Gathering ? Why tf are we in a society if we are forced to go back to gathering to afford living ?

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    #50

    If it ain't bolted down, steal it.

    If it is bolted down, that's what your stolen bolt cutter is for.

    openletter8 Report

    Mgtow Smurf
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Maybe just ask Jesus if you could borrow his stolen bolt cutters that way you won't be a thief.

    Carole G.
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    People are already doing that here in the US.

    Der Kommissar
    Community Member
    1 year ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    I stole your mom last night, as you forgot to bolt her down. Ok, some would call it kidnaping. I call it appropriating, similar to taking toilet paper from work.

    Auntriarch
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    At least you won't have to fight her for the pecans

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    censorshipsucks
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    come now. I thought this was a serious thread.

    Otto Katz
    Community Member
    1 year ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    After reading about freezing boiled water you thought this was a serious thread?

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