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30 Things Which Are In Fact Big Scams, Yet Most People Don’t Realize It, As Shared By Members Of This Online Group
Life, as you perhaps know, is an unfair thing, but not everyone really agrees with this. Many people believe that accepting individual problems and inconveniences, taking them for granted, is a kind of social contract, enshrined in years of human silence.
Indeed, there are a huge number of strange things in our life that we just get used to and take them for granted. However, if you look at the situation from a different angle, certain facts, traditions, things or services will turn out to be simply ridiculous or even absurd. Or, let's call a spade a spade - a total scam.
There is a thread on Reddit whose authors collect opinions about the biggest scam in life that no one wants to admit. To date, the thread has already gained more than 52.1K upvotes and gathered around 36.8K comments. Some of the comments look pretty ridiculous too, but many of them just have a kernel of truth.
Bored Panda created a special curated list of the most popular comments for you, so feel free to scroll to the very end. You will definitely agree with something, object clearly to something, and by the way, we will be glad to read comments of both kinds - after all, truth, as you know, is born in disputes.
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How the f**k does *HEALTH* insurance not cover dental and vision?what kind of shenanigans is that?
And considering how much of dental hygiene is good preventation.
Load More Replies...In Australia you can pay private health insurance to cover dental and optical. Although we can get eye checks at an optometric covered under Medicare and we have a school dental scheme. The school dental scheme is $1000 of dental care/treatment per child that is covered under Medicare. This doesn't include special dentists like orthodontists etc.
And that's why I've been putting up with this crumbling molar for weeks instead of booking an appointment to get it fixed.
I got an abscess that got so bad a couple weeks ago that I went into sepsis it was a combination of waiting for my dental insurance to kick in, (started a new job) and being ignored by an ER doc who said he thought it was overkill to give me antibiotics because it was just a tooth ache, after looking in my mouth fo a second and not even feeling where I was swollen. That s h I t almost killed me, but because it was a dental issue, it wasn't taken seriously
Load More Replies...you can get a price break if you go to the local dental/optometrist/chiropractic college & let students work on you. Good luck. Ask if they warranty their work first.
My guess is because there are still people who deny it left and right
Load More Replies...I used to agree with this statement. Recently I took a job selling health insurance. Y'all this industry is SO HEAVILY REGULATED by the government and lawyers! Anyway, get yourself an insurance agent who you can talk to and get to know you. There ARE PLANS that cover dental, vision. And hearing, but if you have an agent who doesn't know what they are selling, you won't get those policies. You need someone who cares about your situation and the way to do that is to get an actual person as your agent. They'll get to know you and your circumstances, and they will be able to understand your needs and can help you find a policy that works for you!
And it doesn't cover hearing aids either unless you're born w/ a hearing issue.
Yeah, I don't understand why it can't be covered. But I guess that would make private insurance obsolete. Oh well.
Try having something like TMJ where medical insurance says it's a dental issue, and dental insurance says it's medical issue. $5k in treatment and and neither of them will cover it. God bless this Great Nation. Heaven forbid we would have that crazy socialist healthcare. /snark off (this assumes you can even afford insurance which is a stretch). I had to give it up being self employed. 1 person, 50 y.o, no issues and it was $650 per month.
All of congress in the US get full medical dental and vision coverage for free!
I could probably write a book about the atrocities I've seen from insurance companies and big pharmer. It's a broken fu**ing system and the only ones benefiting from it are rich a**holes and occasionally a patient in a clinical trial that has a good outcome from a new drug/treatment they would never be able to afford if they didn't offer themselves up as lab rats :(
i've never been to a dentist in my whole life and when someone hears that they're like, 'oh are you scared of the dentist?' and i'm like, 'no...i can't afford it.' I have cavities and my 2 back teeth are broken. I would like to get them taken care of, but the cost is just ridiculous.
Yes. Even in countries with socialized healthcare. I was afraid to go to the dentist in years (especially when I was a student). The very first week when I started my first stable job I booked an appointment. Turned out I had nothing that needed to get fixed but signed dental insurance that day.
Well a company could provide a policy that covers a person for everything that could possibly happen. Make it compulsory and then every person is covering for every other person's costs. Impractical I know - so insurance now covers major issues like health, house, contents, car, life, accident, pet, etc. And if everyone is covered and everyone subscribes it works, but someone says I have no teeth so why should I have to pay to cover other people's teeth (conveniently forgetting that they are contributing for your stroke medication or your kids broken leg treatment. So now you get policies that cover bits and pieces, and there are always borderline cases and grey areas that depend on legal interpretation of what is and is not included. So READ THE FINE PRINT!
Pick me for this one! We've all seen the commercials where they say that dental infections can go to your heart & kill you dead. Buying separate dental insurance is not only expensive, it often only covers a small part of the costs, if at all. Also, many dentists or dental staff have NO training in dental PTSD, which I have in spades. Because I don't climb the drapes when I have no choice but to see a dentist, they think I'm faking. Then I tell them my extensive dental history....needless to say, my teeth (what few I have left) are a mess.
Omg (hugs) I'm so sorry you are living with that! I too lived with crippling fear and horrible teeth for years (about 17 to be exact) until I couldn't take it anymore I knew if I didn't do something I would probably die. I researched dental implants and it was a life changer. I found an amazing place about and in one visit they pulled all my remaining top teeth and made a beautiful prosthetic that I wore home that day. I could eat finally eat/drink without any problems and very minor pain. They also let my husband stay back there with me and gave me a dose of anxiety meds. Some will even do it under conscious sedation where you don't even remember the procedure itself. Please keep looking good ones are out there!
Load More Replies...I think we can all agree that the US health insurance market is all one big collective scam period. Nothing like having health insurance but still have to pay 9k out of pocket to use it…???? Might as well go to a different country on vacation and handle your medical needs.
And what about podiatry when you're on Medicare? I guess your feet aren't important to walking after you've using them for 65+ years.
Pretty common in Europe to have separate insurance for dental and vision. Don't see a problem with that. When you are young, vision and dental are rarely a problem so it's cheaper to pay the costs rather than the premiums. When you get older, the reverse is true, so not having it included saves money on premiums in the long run.
Or it does cover dental, but only if the dentist is in network, and the only dentist in network is a four hour drive from wherever you live.
It is infuriating that it is a totally separate entity, despite the fact that an oral absess, or gum infect could easily turn bad and cause other HEALTH issues.
My family is self-insured. We simply save some money to be use in event of health problem. It has been 3 years and we always just paid 1/5 of what we should pay to insurance. We always using first class or VIP class if need hospitalization. I am a paramedic that for 7 years handle employee insurance claim. I am well know how much they swallow and how small employee get.
Given that having bad teeth can contribute to heart disease, you'd think it would be. But in the USA health insurance isn't about covering health care, it's about Insurance Companies raping the American people for every cent they can.
Government health insurance (Medicare and Medicaid) don’t cover dental either.
Load More Replies...It's not only in the US, sadly. I live in Sweden and we have socialized healthcare but dental is not included.
Load More Replies...Tipping culture. It’s how businesses scammed the general public into paying additional costs so they could avoid paying their staff a living wage.
Religion
Not up to speed on other religions' history, but the way the Catholic church sold tickets to heaven in medieval days, just wow
The entire wedding industry.
To be clear, not marriage but weddings specifically.
I’m happily married to my wife and we were content to do something special just the two of us, maybe spend a couple of grand and treat ourselves a little bit to something amazing.
Cue the families getting involved and before you know it we’re spending closer to twenty grand on one day and feeding a bunch of people I’ve not heard of before or since the wedding.
We work the majority of our lives, during our fittest years of health, for the promise of a golden retirement, when we will probably too old and ill to enjoy it properly.
Exactly and our government wants to increase the retirement age to 70. I don't know anyone at the age of 70+ that is fit and healthy enough to work. Especially in the building industry. We get a few years fun until we start school and then we spend most of our lives as government drones.
Mega Churches on TV and elsewhere.
Always ends with the masses supporting the leaders extravagant lifestyles while they dodge taxes and commit crimes.
The easy-to-join, difficult-to-cancel subscription model.
A lot of us have been convinced that we are selling our labour to companies at the correct price, in reality we're selling it too cheaply.
That climate change is up to each individual to go green. It was a campaign by BP that pushed the solution as each individual going green instead of the dozen massive corporations that account for the lions share of greenhouse gases.
Going green is good, but it's a drop in the bucket compared to oil companies, industrial farming, and cargo ships.
Edit: lots of "yet you participate in society, curious" type comments from the usual contrarians. Your hot air is adding to the problem.
That getting older gives wisdom. I'm older and I'm just a cranky old f**k.
Insurance!!!! My great grandfather was a doctor, and there were stories of him treating people, often for free. He and his wife helped an entire family with scarlet fever in exchange for a jar of blackberry jam
Life.
Like, why is it so damn expensive? I didn’t even ask to be here!
It's only getting worse. I was gonna buy a lettuce, cucumber and tomatoes yesterday but was gonna cost me approx $12. Which is insane.
That the Fashion Industry is anything other than planned obsolescence, designed simply to get people to spend money for no reason.
Online convenience fees
Ticketmaster
I watched John Oliver (gem) talk about this. It's really crazy. Like I've said before everywhere you look it's f*ck people, give me more and more money.
Needing a college degree for most high-level jobs when there is rarely any relevant knowledge gained from the degree relevant to the job.
The lobby around requiring **[MOST]** Americans to file their taxes with the IRS; while the IRS already has all the relevant information.
Edit: Yes we know there's benefits for you tiny percentage of self-employed individuals and business owners.
The prices of anything baby related. Toys, food, clothes, etc. Was in a store on Saturday to get a cot mattress and cover. I cried.
We bought a lot second hand, and resold after they've grown out of stuff. At the moment were part of a "hand me down chain" 🤣 It saves money and a lot of waste
Normal television, paying to watch ads!
Advertising in general always seems to sneak its way into ad-free formats. Cable TV was like network TV except no ads....until they added ads. Youtube was finally like TV except no ads...until they added ads. Then you can always block the ads and just watch the video...until their paid promotional segments.
Recycling
In remote communities recyclables collected go to the dump with the rest of the garbage, because it’s not feasible to transport it thousands of km where it could potentially get used.
Also for instance here where I live in Florida the recycling center used to accept glass and then quit. I spoke with an attendant and they said the state quit taking it because there wasn't enough profit. That's not the point!
The fact that airlines have X amount of seats per flight, but almost always sell X+10 seats and then refund you about 80% of your ticket cost. Do that to the 10 people and suddenly you have about 2 tickets worth of profits seemingly out of nowhere, and everyone still has a flight. Just an unbelievably immoral way to gain a few bucks, but everyone just goes with it since the airplanes aren't exactly a train that comes every 10 minutes.
About a month after I bought plane tickets I got a message that they had to change my flights. My new return flight was a day later. I asked if they could change it back to the day prior as planned - these tickets were a good 9 months in advance so I know they had seats. They told me yea, they could change back - and the difference in ticket price is $750 please. I argued for a day and finally heard back sorry that was a mistake, it’s only $375 more. I said no - and they finally agreed to change my flight back to the original day free of (additional) charge.
Hustle culture
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More of these need details. I click on this expecting to be informed on how these dubious plots work and then it's just "Unsubscribe button." No elaboration on wether or not they work, or if there's another hidden functionality in there to screw people over.
They're so vague it's driving me crazy, what's the point of this list? Disappointing.
Load More Replies...As one of my old friends once said, "Everything is a scam to some extent"
scam noun: A fraudulent or deceptive act or operation. scam verb: 1 : to deceive and defraud (someone). 2 : to obtain (something, such as money) by a scam. Whoever wrote this list didn't spend much time on it, there are so many false statements here it's not even funny.
Another Big Scam Would Be Internet, Paying To Get A Select Speed But Getting Ripped Of. Also Harassing Mail Wanting You To Pay For Things You Have Already Paid For.
I have a scammer debt collector trying to make me pay for an ATT bill from 2021. Our service ended in 2019! They say we owe them a certain amount of money... except we do not. Unbeknownst to them, i have. ALL the documentation and proof that our account was closed and we owed no money to ATT. Even the email account info that stated there is no monies owed!! Lol. Then after I ignored them for a month they wanted me to pay a percentage of the bill.. then a fi al notice of a little more off the bill and it will be done. Hahahahahahaha! When they say ok we will take you to court, and i say sure, but you will need to pay all court costs even mine. Because I have all, and I do mean all the documentation I need to discredit your suit and what not. They are well k own for their scam emails and stuff. I really wonder if they have even contacted ATT for any client information. And if ATT is part of it, well then I already know the FBI would love to be in on this!!! I know! Brat I am!
I had to pay to get it off my credit. It sucks but I think it's worth it for that
Load More Replies...Yes, i love scam talking the scammers! scammers do not like questions. And when you get personal they really hate it! But it is so fun! Always mention their mammas.
US democracy/government, US college tuition, US civil rights, [fill in the blanks]
More of these need details. I click on this expecting to be informed on how these dubious plots work and then it's just "Unsubscribe button." No elaboration on wether or not they work, or if there's another hidden functionality in there to screw people over.
They're so vague it's driving me crazy, what's the point of this list? Disappointing.
Load More Replies...As one of my old friends once said, "Everything is a scam to some extent"
scam noun: A fraudulent or deceptive act or operation. scam verb: 1 : to deceive and defraud (someone). 2 : to obtain (something, such as money) by a scam. Whoever wrote this list didn't spend much time on it, there are so many false statements here it's not even funny.
Another Big Scam Would Be Internet, Paying To Get A Select Speed But Getting Ripped Of. Also Harassing Mail Wanting You To Pay For Things You Have Already Paid For.
I have a scammer debt collector trying to make me pay for an ATT bill from 2021. Our service ended in 2019! They say we owe them a certain amount of money... except we do not. Unbeknownst to them, i have. ALL the documentation and proof that our account was closed and we owed no money to ATT. Even the email account info that stated there is no monies owed!! Lol. Then after I ignored them for a month they wanted me to pay a percentage of the bill.. then a fi al notice of a little more off the bill and it will be done. Hahahahahahaha! When they say ok we will take you to court, and i say sure, but you will need to pay all court costs even mine. Because I have all, and I do mean all the documentation I need to discredit your suit and what not. They are well k own for their scam emails and stuff. I really wonder if they have even contacted ATT for any client information. And if ATT is part of it, well then I already know the FBI would love to be in on this!!! I know! Brat I am!
I had to pay to get it off my credit. It sucks but I think it's worth it for that
Load More Replies...Yes, i love scam talking the scammers! scammers do not like questions. And when you get personal they really hate it! But it is so fun! Always mention their mammas.
US democracy/government, US college tuition, US civil rights, [fill in the blanks]