“Who Knows What They Put In These Things”: 30 Industries More Shady Than You Might Think
All that glitters is not gold might be a cliché, but it’s a cliché for a reason. Reminding us that not everything is as good as it might seem, it can be fitting to describe nearly everything, including all sorts of industries. While some appear to be nothing but positive, they can bear a hidden dark side, typically not well-known to everyone.
Members of the ‘Ask Reddit’ community recently discussed such industries, after the user ‘attilabodnar’ asked them which ones are a lot shadier than they seem. Fellow redditors shared their views, covering everything from cosmetics and wigs to hearing aids and nursing homes, among other things. Scroll down to find their answers on the list below to learn more about what industries people consider shady and why.
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Funeral Business. Guilting little old ladies into spending money they don't have to give their husbands a funeral "they deserve".
Like many businesses, the funeral biz does so well because enough people buy into the whole idea, they can pretty much name their price. And do. I'm not saying it's not predatory, but way too many people believe all of the trappings are necessary.
Oh this is more than predatory. People in grief are incredibly emotionally vulnerable. The best thing a person can do is to make all these decisions for themselves and spare their family the extra stress during an already stressed time.
Load More Replies...My Dad died in August. He didn't have a funeral as such. They just took his body away & cremated him. I don't even know the date when that happened. We just had a memorial for him in September when the ashes were returned. It was what he wanted & worked out a lot cheaper.
I'm so sorry for your loss. When my dad passed i was in the same boat you are, I knew really nothing other than massive heart attack no details. We had a celebration of life party at his request but no funeral. My mom has kept his ashes in her closet since it happened in 2016.
Load More Replies...Creamate me and shoot my ashes in the general direction of the closest black hole. Who knows I may come out whole again on the other side. Closest black hole is about 1600 light years away but im willing to play the long game.
When my grandpa died, Grandma and Dad were at the funeral home to look at coffins. The funeral director (family business in a very small town), reminded them that what they were buying was a box. Had my brother regained consciousness and been able to state a preference, he would have chosen the cheapest possible thing, due to very low self esteem. When asked, I told my parents what he would have wanted, but I also told them why. We settled on a "cheaper" box, but not the cheapest. My Dad is on his way out now. I will remind Mom that it's just a box.
Grieving sometimes make you not to think clear and you want to do the best for your relatives, specially if the death is sudden and totally unexpected. Keep a wise and practical friend besides you and let them help you with decisions that have to be made . My friend lost her mom in an accident and was drained from all her downpay for a home casuse she only wanted things to be over and deal with her grieve.
When I go I don't want a funeral. I don't have many friends and no point in spending a lot of money on something useless. I would rather have my hubs and girls spend it on themselves.
Told my husband if I go first, he better not give me a funeral or I will haunt for the rest of eternity! Stick my ashes on the bar with a glass of Pinot Grigio in front of them and go have a party
Load More Replies...In many communities, even large ones, funeral homes are run by families who have been in the business for decades. We have 2 in our town. They’re trusted and a comfort. And unlikely to screw people over because that gets around. Corporate run homes are a different story though.
My husband works at such a place. It’s been in business for over a hundred years. Great people, trusted, respected, but I knew it long before he worked there…. I was assisting in the investigation of a possible homicide. The decedent had to be exhumed about a year after he was buried. I was present at the autopsy. The chief medical examiner at the state capital remarked at how professionally the body had been prepared. He was very impressed. He said most bodies are in really poor shape because so many funeral homes just slap dash bodies and no one is the wiser. My husbands employer did a top notch job even tho no one wld ever (likeli) know one way or the other.
Load More Replies...My youngest sister suddenly died last year. She was not only my sister but my best friend and soulmate. A tombstone costs around 2500 euros if you want anything that reflects your loved one. We don't have that kind of money. I made several plant baskets on her grave and fill them with the plants she loved. However, her sons (to whom I am a second mother) and I would so much love to have a proper tombstone on her grave. We miss her so much!
My family can really just have me cremated witout a coffin, they do not have to even pick up the ash.
I would sugest you tell that to the family and spread the ashes somewhere near that you like. Keeping ashes is not wise cause accidents can happen and the ashes may get all over the place and lost and the grieving starts all over again.
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Department of human resources in every industry. Despite the name, they are not there to help the employees. They are there to keep the employers out of trouble.
Human resources, like natural resources, are there to be exploited in corporate processes and the waste products disposed of as cheaply as possible. That's what the HR department is for.
I enjoy the fact that some non-English-speaking corporations straight up refer to their employees as “our human resources” for reasons that are actually a linguistic thing but it sounds like they’re saying the quiet part out loud.
Load More Replies...My mom is in HR and she does not do that. she supports and makes sure people dont want to Kill themselves.
My mom is in HR and she does not do that at all. She supports and listens to workers and makes sure they dont want to kts.
It is sad that most people see Hr a*s that, as somtimes they have to do their job People are getting angry at them because they somtimes have to make workers get in line. WOrking is not for mucking about it is to... well work, and Hr does that
Load More Replies..."Human Resources is neither human nor resourceful, discuss." Old SNL skit.
Recycling. A lot of stuff gets shipped to Asia or just dumped in a landfill.
I work in shipping. Belgian environmental control asks for our booking lists well before loading ships that sail to Asia, look throught them for suspicious cargo, or suspicious senders of cargo, pick out ctrs for opening, and if found as waste instead of recycling material, they get sent back to where they came from. Had to send ctrs back to Canada which would originally sail from Canada to Asia over Antwerp. So yes, partially true, but not completely.
Several years ago China stopped accepting Australia's recycling, resulting in a country not knowing how handle all the recycling that wasn't being shipped overseas. It blows my mind to this day that it was cheaper to send recycling to China than it was to recycle it in Australia.
It's not that crazy. Labor is cheaper in places without labor laws.
Load More Replies...In the UK local authorities only have to publish the recycling volume collected not what was actually recycled, ie they can burn, bury or offshore it and still claim they're green.
Looking at you McD's, the bins have separate sections, but feed the same bag inside
Germany, Austria, Italy, France ... I have watched recycling bins get collected and see where they end up. It gets recycled.
Just seen a news report where I live about recyclable material and where it goes. The news report showed all recyclable material going to recyclable centers.
Here in the US any cardboard box that had plastic packing tape on it couldn't be recycled and had to go in the landfill. So they started shipping it to China where cheap laborers pulled off the tape and recycled the cardboard. Eventually this system got overwhelmed, and they just started to dump this stuff - and filled up a whole canyon with western waste before putting a stop to it. Now, here in the west, old Amazon shipping boxes just went to the dump, until they started using non-plastic packing tape. And less than 10% of the plastics you put in your recycle bin actually get recycled.
In germany, they advertise themselves with "55%". 45% go to thermal use, aka are burned. Better than landfill, but still not good either. 10% is about right. We, as a species, suck.
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College book industry
Project Genesis is what many college student are using to get free scanned text books that have had any copy protection removed. It is like Napster was for music. Yes it is illegal, but one has to get caught. So far the book publishing companies have not found a effective way to track those ebooks which have had copy protection stripped.
I'm really thankful that here we can borrow most of our books from the library, whether it's college or university. Only some workbooks need to be bought, and there's good student discounts for those. Of course you can buy all the books, but no-one has that kind of money.
yeah and that the authors is payed per page does not make it any better, as it means that the books are a lot larger then they need to be as everything is basically written several time, first you get an introduction, then you get the content, then you get lots of examples of how it is apllied, then some test questions, then a summery, and then a conclusion.
When reading Dickens for the first time, I remember asking my teacher about the flowery chapter titles. She said that he was paid by the word.
Load More Replies...This is so true. It's common for a book to have literally 13 versions with each largely being structure/Grammer changes. That in of itself isn't bad, but the newer version is often several hundred dollars more than the previous. Guess which version most classes require you to buy?
Yes! College science professor here, I use OpenStax for my classes, have for several years. Very good free OER source
When I was in school, the bookstore would buy back books from students and sell them the next semester at a reduced price. I would look for the ones in the best condition and buy them. Some were near perfect. Also, I had professors that would make copies of their own work that they were going to use in class and hand it out for free. I don't know how it is now but based on these comments I guess I was pretty lucky!
I went to college in the 90's and it was ridiculous back then. Do parents have to take out a 2nd mortgage to pay for books these days?
For one course I taught we used a supplemental textbook for the last nine weeks of the year. It was written by me. I put it in a pdf, had the office print copies for everybody, and uploaded it where all the students could download it if they didn't have the printed copy available. I guess I was some kind of chump in the eyes of these textbook companies. And yes I improved it each year, so there were "new" editions coming out.
If a student is already strapped for cash trying to get through a degree its justified.
Insurance. Life insurance, car insurance, health insurance, whatever.
People tend to trust insurance companies, which is nuts. Nice-seeming people wearing nice business clothes, sometimes in a nice office, with nice, neat forms to fill out and nice, long contracts to sign. Everything seems proper. Everything seems fair.
These companies DENY claims at every opportunity. That makes up a lot of their profit, the denial of valid claims. The more you pay per month the happier they are and nicer they seem, but that doesn't make them any more likely to give all your money back (and then some on top) when something supposedly insured-against happens.
If an insurance company CAN deny any claim, they WILL. It's pure profit. Then they'll often raise your rates, seemingly as punishment for daring to file a claim.
yeah it is especially bad when a doctor says that this patient needs this treatment, and then a student at the insurance company starts to dispute if it is really that nessesary. Running a privately funded healthcare system is really nuts, as "for profit" and "providing good quality" is in many cases interests that do not align very well.
Insurance companies are basically bookies - Me: hey, insurance company, I bet you $3000 I'll die this year. IC: Yeah sure, we'll give you 100:1 odds.
We have a friend who's a nurse who tried to get into "utilization review" for an insurance company, because the hours and pay were better. I forget how long she tried to stick it out (pretty sure it was less than a year), but she was disgusted that the insurance company specifically directed her to either outright deny valid claims, or to approve them, but only for a cheaper procedure/device. Even when the doctor(s) said, "More Expensive Procedure/Device is better for Patient because Reasons, Cheaper Procedure/Device wouldn't be as effective," the insurance company insisted that they'd only approve the cheaper device/procedure, if the patient "insisted" on the more expensive one, they had to pay for it themselves. That annoyed her so much she went back to her nursing job.
My sister worked at an insurance company. Her job was to find ways NOT to pay a claim. She lasted three months at the job because the pay was great. The mental torture was not worth it.
My daughter works in claims in the UK. Most are paid out (household items). The only time they question it is when a person makes multiple claims.
Load More Replies...It's a bit weird in Australia. With the floods in 2022 there were so many successful claims that all the insurance companies almost went belly up. The loans they needed to survive have pushed up insurance premiums across the board everywhere. So in national disasters the insurance companies are the ones that suffer. But in good times it is everyone else that suffers.
Actual quote from an insurance company representative when my car insurance went up after an accident I was judged to be 0% to blame for and so my insurance didn't have to pay out a single penny: "It's a no *claims* bonus, not a no *blame* bonus."
as my husband always said...insurance is just legalized gambling
I've only needed my insurance once, after I was nearly killed in a traffic accident, and I experienced that the insurance company just wanted to make sure I got the correct payout, which I did, and that I so far has used to buy an apartment and a house for. But, luckily I live in Norway, where healthcare is free, so I didn't have to pay anything for the between six and seven months I spent in hospital and the about 18 months I received treatment after I was discharged.
As a medical biller for anesthesia for over 300 doctors, I can 100% confirm this. The amount of appeals I do daily is insane. Insurance companies will do anything to not have to pay. I have had to do MORE than one appeal for anesthesia for a freaking APPENDECTOMY when the insurance said it wasn't medically necessary. I REALLY wanted to call the insurance and ask them if they wanted their appendix cut out without anesthesia.
Fine art dealers. Apparently it's a massive unregulated "grey market" that is largely about money laundering.
Not any shadier than BitCoin et al. Fine art, paintings, are a great medium for making wealth transportable - at least that's the lesson we have learned from Nazi war criminals as they scurried from the collapsing Reich laden with looted paintings and diamonds to finance new secret lives over-seas.
Not any shadier than bitcoin is hardly a glowing recommendation
Load More Replies...sounds like someone watched a video on youtube and decided to contribute
They can use my washing machine for free, if they buy my paintings.
I used to work for a composer indirectly, you'd know him for many Broadway and West End hits. Anyway, he collected art just to make money from it, I remember he bought a Picasso for a record price in the 90's, he did it because he'd been collecting minor Picasso's and buying one at a record price pushed up the value of the minor ones by around 25%. He sold them all quickly and the profit made offset the record one.
... That's not what apparently means
Load More Replies...Biden Hunter settled his child support payments with some of his paintings worth between $75k-500k.
It's almost like the kids of politicians are just as shady as their parents. Weird
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Healthcare (at least in the US).
Socialized medicine: wait a month to see a specialist doctor, pay zero. Capitalistic medicine: wait two months to see a specialist doctor. Sell your house to pay the bill.
My country may be s****y sometimes, but after.covid they managed to upgrade HEALTHCARE services, like the gov said "we need to be prepared if something like this happened again". And they did it. Apart from that they're useless. Edit: wrote wealthcare instead of healthcare.
Load More Replies...But But But...look at all the cool weapons and red tape we can buy with healthcare dollars!
Health is a commodity here, in the US. Capitalism is great! *sheepish smile with a thumbs up*
I love Australia’s medical system, I’ve had an ectopic, cheamo (for ectopic), got set on fire and had long recovery and a twisted complicated fracture in fingers - I would not be able to cope or live with medical bills if I had these in America. It costs me $0 even for the morphine when I got set on fire etc (I get that my taxes pay it etc but I don’t care cos it works ).
I'm Norwegian and some years ago I had to spend between six and seven months in hospital because of a car accident I was involved in, and I received treatment for about a year and a half after I was discharged, and because the Norwegian health care is covered by the government, I haven't paid a single penny for any of it.
Actual 'healh care' is the best in the world, but sadly we have to deal with 'insurance care' and that's a whole different story.
Buy some moderately priced insurance (US) and keep your home and have every health need taken care of. No surprises. Are you worth it?
You guys have not-for-profit health insurers? Because we don't, and I'm in Europe.
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Nursing Homes
And in America hedge funds are buying the nursing homes, stripping the services and care to bare minimum to make their profit. People are then dying from not getting the care they need.
And that won't change during my life time here in the U.S., as there is not much love lost between baby boomers, some of whom make up the current and near-future nursing home population, and GenZ who are currently in a position to lean on lawmakers and bring change through their voting behavior.
Load More Replies...The worst job I ever had was at a nursing home. It was not a nice one either and has since been shut down, which is honestly best for everybody involved. I have never felt so crappy driving into work or leaving work. I definitely reported them to the state board, that place was a hellhole.
Yes. Here they'll take all the money you have, including from the sale of your house. And they have hard-sell salesmen circulating through hospitals.
If you can avoid it, never send anyone you love to a nursing home.
And if you have to go, have your teeth pulled first, because nobody will look after them and you may lose the ability to communicate.
Load More Replies...Nursing homes in my country have maximum charge per day limited by law, even private ones. It’s cheap and they must let residents keep at least 15% of income (usually pension in this situation). No salesmen needed as demand is way higher than capacity.
That's the problem, obviously. If there's no profit, there's no supply.
Load More Replies...A friend of mine was in nurse in one. She begged me to kill her if she ever had to go in one. She worked hours, unpaid, doing everyone else's work (because she cared), because they are so understaffed, people were left ignored. Higher ups didn't care. If you complain, you get fired. HUGE lawsuit industry in the USA. But nothing changes. Always settled out of court, business as usual. As usual Capitalism always factors in "Cost of doing business," than actually pay appropriate wages or have an appropriate staff numbers, both. Gross. I've seen pictures and heard stories you wouldn't believe. Yep. True. That's just the people that had family members that cared and got an attorney. That isn't even the majority. Horrific.
All six I've dealt with were understaffed with lazy incompetents. They're the new convenience stores for immigrants. If you smell p**s, run!
Shop around. There are some very good care homes out there covered by Medicare.
There are many comparisons of prisoners being better treated than people in nursing homes. Free TV , 3 meals a day , heating, Dr availability , roof over your head and not having to be stung for >£1500/month
In my case, I think I would prefer prison. At least I did something to deserve it. Nursing home residents are far too often treated like criminals, simply because they're old and inconvenient.
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Clothing donation bins . It all gets sorted and separated and sold . The trash gets donated at the very very bare minimum required .
12 years ago my old warehouse landlord had a $50 million dollar business just sorting the clothes .
Vintage/ designer stuff got sold for top dollar .
Medium quality sold in bulk
S**t quality sold in bales by weight
Garbage quality donated
They had 20 employees just sorting belts he told me lol .
Same goes for book donations ( better world books , thrift books ) . It all gets sold on Amazon and the trash recycled or exported to 3rd world countries . Less than 5% of PROFITS got donated and since they where non profits executive pays where sky high and corporate profits beat zero
The Amazon book thing happened to me once! A friend gifted me a book she'd ordered off Amazon, and when I got it it had a library stamp inside. It was an ex library book
Yeah, thrift books are exactly that. Any book you want for a few dollars plus shipping. Of course they're used and beaten up. It's a reader's outlet, not a collector's outlet. They make great gifts for readers imo. It's a win win win.
Load More Replies...$200 for huge boxes of shít clothes and people resell them for $2-4 each. Business is actually booming.
I donated some books to a library several years ago, only to see them offered in a book sale. I had hoped the library would add them to their collection. Oh well, no hard feelings. Meanwhile, I put books I've read and enjoyed in Little Free Libraries.
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Cosmetics. The industry is highly unregulated and there’s not a lot of consequences for making false or misleading claims about products. Who knows what they put in these things.
That is why I don’t use makeup. I can’t know what I am putting on my skin
Although I believed I was ugly and would never attract a mate, I never wore makeup, because 1) I couldn't afford it, 2) I felt there were better ways to use my time, 3) I did not try it long enough to get past the "it makes me look cheap" stage, 4) It never made me feel pretty, and 5) at bottom, I thought it was dishonest. I have never lacked for partners and have never regretted my decision.
Load More Replies...That depends on the country. In the European Union it is highly regulated. Lots of those stuff are tested on animals, though. That's why I don't wear make-up or a lot of "normal" cosmetics.
I know the EU reinstated animal testing of cosmetics ingredients (ew!) for some reason, but some countries here have legally blocked the ability for people to obtain cosmetics testing licenses to keep the ban intact.
Load More Replies...As a makeup lover and nerd, this is a huge generalization and very misleading. We do know what they put in those things. That have ingredient lists. Just say you don't like makeup. It's ok!
Everyone now knows what they put in these things. The information is mostly freely available. It's the false and misleading claims that I object to. That and the perfume industry, which sells high proof alcohol that gets absorbed through the skin. The higher the alcohol content the higher the price.
I wonder if the future of cancer research points to all the makeup and chemical and shampoos we put on our bodies. People are freaked out to get the COVID vaccine, but daily ingest or apply carcinogens.
Calculate the price by volume; It's insane what the real cost is. Ex: less than an ounce of mascara for $9 (cheap drugstore brand).
Not exactly shady, but the restaurant/bar industry is pretty wild. Everyone is on drugs and sleeping with each other. Highly recommend, it was a great time.
Can confirm, if you enjoy drama, waiting tables or working in a kitchen is some top-notch drama. I'm 32 and am seen as the "dad" because I'm married and don't flirt with everyone at all times. Everyone comes to me for relationship advice since I'm super experienced after being married 6 whole years. That's a lifetime in restaurant world.
Oki grew up in the industry and I never slept around….. buuuuut 😂 I will be lying if I didn’t have a giggle coming into work and having to hear a chef and waitress be catty all day cos they slept together when we went clubbing after work etc. like Jesus what did you think would happen 😂 I love my industry though, and we need the drugs and alcohol to stay sane in our environment, some shifts as manager you’re at the venue for 12-15 hours a day everyday, alllll week, you can getfudged if you think I’m not pulling a cone here and there 😂 then there’s the chefs…. Another story
Same with working in a hotel. I was young at the time and found it pretty fun. :)
The wig industry. There are pretty much only 2 wig makers in the world and they repackage the wigs according to what company you buy from. So a Beyoncé at one company, might be another company's Auburn blonde. Also when I worked for a company we had a lifetime guarantee on the wigs, so people would have it for a few years then return it. All we did was wash it in an industrial washing machine, restyle it then sell it as new.
... and they often "harvest" natural hair in Third World countries (yes, I know the modern term is "developing countries", but they don't seem to be developing a lot, so I'll stick to the old term)
The proper term is developing because the countries aren't any lower class than developed countries. Don't just "nuh uh" geopolitical science because you feel like it. There's a ton of research into the meaning and stages of the development of societies to nations that's easily accessible if you took 5 seconds to actually educate yourself instead of preaching personal statements as truth because you like the "feeling" of the incorrect term better.
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The addiction treatment industry. Trust me, there are some good program, but a lot of very greedy, evil people that capitalize on providing you treatment, then you relapsing, and getting you into the cycle of treatment/relapse/treatment. Very shady.
I went into a treatment centre in the UK and it saved my life. The nurses there were the kindest people I’ve ever met. Still sober over a year later 😀
Good for you!!! I wish you many more addiction-free years!
Load More Replies...Off topic, but omg I'm so glad I found another bunny! Newjeans really are queens
Load More Replies...The opiate crises is so bad in the PNW (Washington state) that we have a program where social workers and police team up and provide all the resources you need to succeed. Rides, a bed date, detox, appointments, safe places while you wait for treatment.. and then even a room in a sober house after treatment plus 3 months rent paid so you can focus on getting better. It SAVED MY LIFE.
Relapse is expected with addiction. Some programs better than others. That's why AA ect. Is so valuable.
AA is free. It's also where these frauds dump their "graduates" who've been trained to expect to relapse. It was much better I. The 90s before managed care took one.
Anything related to eye glasses.
The vast majority of glasses are made by a company called Luxottica, regardless of their brand. They probably also administer your vision coverage, if you have any. However, there are some non-Luxottica brands, if you look for them. Those brands are usually online order, but if you have your prescription and pupillary distance (and you to measure the latter), you can get very good, very inexpensive glasses. I was able to find glasses with progressive lenses that auto-darken in sunlight for under $200.
Somebody (try to) stop me. Vintage 80's Ray Bans. 20210402_1...fb5486.jpg
Buy frames you like on the internet, 2nd hand, and have your eye doctor apply your prescription to them.
Having worn glasses all my life, I can say metal frames last the longest. I have had my current metal frames over 30 years. The plastic frames crack. If you leave them in your car, the summer heat will ruin the plastic.
I learned this the hard way. My very expensive plastic frames have broken multiple times now. The next pair will be metal!
Load More Replies...Economy is a weird thing. The cost to produce the item is no longer really tied to how much is sold in a way. You buy glasses maybe once every one to 3 years if you need them and only then if your prescription has changed. So stores need to make money off of selling one or two a day. If they could sell dozens a day it would be cheaper. Or like mattresses. The manufacturing has made it fast and cheaper to do, but people still need one only every 10 or 20 years so price has to rise to keep up with just keeping the store open. Or the have to make it so a mattress only lasts a year or two
The defense industry. The largest defense contract ever, the F-35 joint strike fighter, is a cost plus contract. Meaning there was no fixed price. Lockheed gets paid whatever they spend plus a percent as profit. Trillions of tax dollars will be spent on it.
Whenever the idea of single payer healthcare is brought up, Republicans scream "How will we pay for it?" But every year the defense budget is increased, they have no problem approving it and finding the money to pay for it.
I think you'll find that it's worse than that. At least the F-35 fighter is a product. A lot of US defense discretional funding just vanishes without trace.
I work making minor parts for nato navy, non-classified. Built 10 heaters for patrol ships last year, just built 10 more, because they put the originals into storage and don't know where, we still get paid; so hey ho
What a lot people don’t realize is this: yes Lockheed makes a lot of money but they turn around and spend it on various contractors that manufacture the parts. Most, if not all ,are us based companies and nearly 50% of those are small businesses. So those cost fees are going back into the economy.
The money gets passed around the ownership class, in other words. And the same argument could be applied if we used the money on the infrastructure, affordable housing, education, health care, etc.
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Car dealerships including both sales and the service department. When my car was still under warranty I used to take it to the dealer for service. Every single time I'm there for an oil change they do their scare tactics; we recommend this service. Whenever I ask, do I really need it they always say if you skip it this and that bad thing will happen. One time they did a brake job on all 4 wheels. The following appointment they again said I need a brake job on the rear. I was so livid and asked them, what do you mean I need a break job? You just did it on my last appointment! So, what did I pay for the last time I was here? I caught them with their pants down. The service manager apologized (didn't really work, I was still mad) and said they'll do the rear brake job for free. I never did get a proper explanation but it this happened years ago so I don't remember. That was the last time I went to that place for service.
As a side note, don't rely on the dealership to tell you your financing options. Shop around online, get a pre-approved loan, and THEN compare it to what the dealership offers. Do this especially if you have a credit union.
I've saved up enough to buy a decent new car. When Connie, my Ford Focus, conks out permanently, I can go to the dealership with my money market checks and say, "Hey, I can write you a check for $XX,XXX right now!" I'm starting to bone up on the wiles of car dealers - as well as on the kind of car I should buy.
Load More Replies...An advice. Always know a real good mechanic that is not the dealer car dealer ship. . Mine is a 63 years old trusty one and his place is always full and is cheap. All the trucks around here go to him
I took my mother's car to the dealer for a recall service (i think it was a software update that needed to be done). Their service department "Inspected" the rest of the car and told me it was getting near to needing new tires, they were at 50% tread life. I literally had brand new tires (which I supplied, and inspected afterward) mounted by a local shop the day before. I am glad I will never be going back into that place.
Mechanics at dealerships are basically wrench-spinners. If you want a serious mechanic, ask around. This is how I found my current shop. When the mechanic who had serviced my cars for years retired, he recommended a new place for me. Fortunately, it's convenient to public transit!
Load More Replies...I was getting my oil changed at a dealership (I had a coupon), and they were telling me about the filters that needed changing and how many hundred it would be. During their sales pitch, I quickly googled the price and how to replace them. It ended up taking me about 5 minutes and I spent maybe $20 doing it myself.
Hunt for an independent person to repair you vehicle but get lots of positive referrals
Electric cars hardly use brakes at all. Tesla sells direct online.
I've had great and horrible experiences. I don't go back to the bad ones.
They're doing a crappy job of being crappy. Every successful grifter knows you don't hit the same mark with the same scam twice in a row. You have to change it up a bit.
I had something similar happen at a dealership. Replaced a gasket but did it incorrectly to save time. Less than a year later told me gasket needed to be replaced as it was folded (due to incorrect installation method) and was $250 MORE than I had paid. The guy got rude when I said " the same one ypu replaced a year ago? It is supposed to have a 2 year warranty". They had to replace, again, on their dime. Never went back to them and did not consider that brand again, despite owning multiple cars from them over 15 years, because of that.
Realtors.
Saw this during the 2007 recession. Realtors advising clients not to sell low early on because they wanted a higher commission. Their interest are not always yours. Edit: After discussion below have realized that this is more likely due to poor advice than conflict of interest.
I'm not a realtor, but isn't it in the homeowners interest to sell a house for a higher price, which results in a higher commission since it's a percentage of the same price?
Load More Replies...I wokred in loss mitigation during the real estate collapse. A lot of people were having to short sell their homes, espically if they had a second mortgage. The homeowners were taking a loss, the bank was taking a loss, but damn it that fuking real estate agent still expected to get 6% percent commission. I would tell a lot of the mortgagers why their deal di not got thru, and was honest, your real estate agent refused to cut their commission. That would p**s them off. I would always tell them do you want 3% or nothing, which is what they would get if the house went to auciton.... bad times
In the UK, at least, shady Estate Agents used to advise a very low price and pet property developers or their mates would buy the house. With the internet, this is not so easy.
Automotive repair and it is getting worse. What we need is investigators that take vehicles in with known problems and prosecute the criminals that misdiagnose or just plain sell parts and services not needed. In the 80's California shut down all of Montgomery Wards service departments in the state for abusing customers.
Don't get me started about Ward's! I used to be a commission salesperson there. I was there when a car fell off of the rack. Customers complained about excessively long wait times and bad repair jobs. I was glad to leave that job.
and I also miss the old time mechanics who could do a proper diagnose and only change parts that was defect, if they could not be fixed. In this day and age, all they do is to attach a computer, figure out which system has failed, and then change an entire assembly of components. E.g. in some models you have to change the entire headlamp when the bulb becomes defect. How can that be the right solution?
Because time = money. Removing and replacing a malfunctioning part can usually be done faster than repairing it. And if it can't be repaired every minute spent on it is waste. Headlights are an excellent example. They are no longer housing containing bulbs. They are complicated integrated electronic assemblies, with the lighting elements built in.
Load More Replies...Autos are too high tech, requiring much analytical competence, which Jose likely doesn't have. Move to electric. There are good reasons for Tesla loyalthy.
If any of y'all in nw ga..... Y'all go to Spicer automotive!!! OMG legit the best of the best on all fronts!!!
Which type of automotive repair? For panel beating the smallest scratch will set you back a minimum of $1,000. It's not unusual for a refurbished car engine to be sold with no refurbishment at all. For engine tuning they deliberately jack up prices to discourage as many people as possible, and don't hide the fact.
Hearing aids. Lots of unqualified people selling hearing aids with a 500% markup or more.
What most people realise is that a lot of products needs quite a big markup in order to make a rentable business. The selling price of the product needs to cover a lot of "hidden" costs, not just the cost of aquirering the product. You need to add the tax, you need to pay advertising, then there is the time spend on consulting the client, then there is the delivery of the product, not to mention that all your workers must have an office, which generates a bill for rent, water and electricity. Then there are things like bank fees, and perhaps interest on an initial loan to get the business started, whatever value you have bound in stock at a warehouse, the risk of things becomming outdated and unsellable, not to mention insurance cost and accounting etc. Then there are rules and regulations that you need to comply with, so you need to spend a lot of time on figuring out that part, and creating the proper documentation, and you might need a layer to defend your business from attacks etc
Theres added cost when you sell stuff. But in the post, it say 500% which is too much.
Load More Replies...Yes, my dad just got fitted with them for free, and free batteries. They would have cost £1700 privately
Load More Replies...$1200 for German made Bluetooth hearing aids at COSTCO. Rated top service, price and quality by Consumer Reports (they could be a scam too I suppose...)
Hearing aids in Australia range in price from off the shelf at $80 up to custom designed for $15,000. And the $15,000 ones are not greatly better in quality, they just have features like mobile phone control of graphic equaliser. A frighteningly large proportion of people pay more than $3,000 for a hearing aid.
Property management
We rented a house from a couple that was out of the country for military assignment. The management company was incredibly shady, like refusing to send service people to repair things or using the absolute cheapest/incompetent contractors they could find. We documented everything the property management company did with the owners, which was technically illegal because of the agreements you're forced to sign in order to rent through them. We earned the trust of the owners and rented directly from them after the first year and everyone was much happier.
Many nonprofits are extremely Shady. I was program manager for one of the larger nonprofits in America. I didn't know at the time, my real job with teach corporate Executives, how to make millions using the non-profit system. Worst job I ever had. I left after 6 months. Don't get me wrong, I am not saying all non-profits are shady and bad, they're not. Most are not. However if you want to make an ungodly amount of money, nonprofit is great for that. Just make sure to give up your morals, your conscience and your values.
Non-profit doesn't immediately mean 'benevolent'. The NFL (National Football League) is a non-profit. Non-profit, at least on the US, just means the business doesn't 'make money, which isn't hard if you just 'spend' the money.
Visa and MasterCard are both non-profits. They were put together by banks so that the _banks_ could profit.
Load More Replies...I've worked in the non-profit industry for 20 years now. Although I've only worked in member-focused organizations that serve the interests of certain kinds of professionals. I WISH we were profit focused though - so I'd make more money. ;)
A friend and I were discussing jobs she could create for herself. I may a suggesting, but she countered it by saying she could make more money just by opening a church.
I once investigated a non-profit company (Let's call it N) which was owned by a for-profit company (F). 60% of N's total yearly revenue was paid to F for "management and consulting services". Neither N of F could produce any records of any kind documenting those "services".
I use Guidestar to check any charity before I donate. Also, most Foundations are a scam. Only required to donate 10% of donations. The rest line pockets.
Another place to check is Charity Navigator.
Load More Replies...In the US, it's important to know the difference between "Non Profit" and "Not For Profit"
Apparently many of the Trump family's businesses end up being non-profit too. Like the gambling casinos that failed and he owes Russian bank loans to.
I can think of three charities where none of the donations end up going to the people doing the actual work. The people doing the actual work are all volunteers, unpaid.
I only donate to Salvation Army. They are HONEST!!! Red Cross is a piece of s**t.
ANTIFA did that, as did Black Lives Matter, AND the Bill and Hillary 'Aid' programs. SCUM BAGS
Most consultancies.
It’s very rare you get a specialized service. They come up with a common method for doing things, apply it to most projects, and charge thousands a day for it.
A company where I once worked did this. One of the "amazing" things they did to streamline was reconfigure the phone list. This was back before computers were commonly used so the list was a laminated sheet. Instead of having the phone extensions alphabetically, by last name, they redid it so they were listed numerically, in ascending order. There were approximately 300 employees. It was absolute chaos but most of us had kept the original list. Unfortunately, not all the new employees were on that one. Don't know who approved the change but they corrected things quickly.
I had a parent of one of my students hire me as a consultant to see if he could improve the efficiency of the dispatching and refueling of his delivery trucks using network theory (a branch of mathematics). After careful study, I came back to him with a definitive answer - "No, you can't" - and collected my fee. Actually, his problem was that he wasn't measuring the efficiency properly, and he was quite happy when I showed him how.. Happy enough at least to hire me for more jobs after that.
Anyone who's ever dealt with a large American tech company who started out making typewriters and has been prosecuted under US antitrust laws multiple times know how they milk their customer base.
A consultant is a person who will borrow your watch to tell you the time, and charge you for it.
This can definitely be true. However, it's easy to have ideas but hard to do them well, especially as business scale. Ideally, what you're paying someone thousands an hour for is them knowing the right way to do something. Of course this isn't 100%, but mistakes can get very expensive in business.
Remember, "If your not part of the solution...there's good money to be made prolonging the problem!"
Universities and Colleges.
The community college in my neighborhood is nothing but a financial aid mill. I signed up for a one art class last year and they were on me day and night to take a student loan. They are saddling mostly low income family kids with predatory loans that they will never be able to pay back, taking the money, and just walking away. I dropped the class because they were doing nothing but babysitting. The school doesn't care if the students drop out because they got their money. My husband taught there for 30 years. He decided to retire when he was told to start pushing financial aid on students. It's a scam.
I went to a community college and they always wanted you to apply for FASFA (Pell Grant), scholarships and other grants before getting loans. In fact, they actively discouraged getting loans until you had exhausted all other possibilities. I went part-time for 5 years and only took out a $7k loan my last year because I had lost most funding when I got married. I still needed funding even after winning 13 small scholarships ($150 to $1000) as an honor student. They found 8 of them for me. The tragedy is the cost of higher education 😔
Those people are utter scum, right down there with terrorists and child molesters.
Load More Replies...Universities are massively underfunded in the USA, Britain and Australia. And lecturers and other staff also have to work a lot of unpaid overtime.
Businesses with NO accountability. They don't have to prove that their students get jobs. They KNOW they will get student loan $, the USA loan it, (paying interest on interest), so they accept EVERYBODY. They lowered their standards, just like the ARMY did. The USA elites (illuminati) has created a slave class. In debt, work, for perpetuity. Yep. The USA Government is NOT on your side. Get with it young ones.
I wouldn't know. Competence sells really well. Watch the videos, read the manuals.
At least in Toronto Canada, the Towing industry is really dark and run by organized crime groups. There’s basically a turf war between the few companies that had lead to assault and murder of competitors, and fire bombing of tow trucks.
😂 I don’t know why but he fact you said Glasgow made me giggle, I canimagine how intence it got over some ice cream
Load More Replies...It helps if employees of towing companies appear to be, or actually are, associated with organized crime. - Just kidding. But. A lot of revenue for some towing companies comes from repossessing vehicles, and this one towing company in the Tacoma area (near Seattle) did a lot of business with my significant other's locksmithing business (re-keying cars, programming new keys; that sort of thing). The owner of that towing company told us some really harrowing stories, and described the unbelievable amount of daily violence that comes with specializing in this industry. He himself carries two Ithaca combat shotguns in his truck's cab, one loaded with buck shot, one with slugs.
Fertility industry
In the US, Health insurance does not cover the cost of fertility treatments. The initial process for consultations, testing, medications and egg retrieval begins at $15,000.
Load More Replies...You mean highly educated, highly specialized trained doctors should not be paid a good income to overcome the limitations of nature in order to provide a family with the child they want?
Yeah, there's only 2 million kids worldwide waiting to be adopted, 2 billion people on the planet that already don't have enough food, broken economy, bleak future, but no...no, please drop $15,000 per round of IVF, with three rounds being the average because you've decided, somewhere in your 40's that you simply must have a miniature version of yourself.
First of all: infertility issues are as common for men as they are for women! Second: there are way more young couples with fertility issues than those extremely few exceptions of 40 years old who want kids. And last: the most rubbish argument not to have own biological children is because someone else already did it and cannot afford to raise them!
Load More Replies...OP needs to list the part of this "industry" that are cheap and being marked up. I don't think they have a clue how complex this is. Complex things tend to cost a lot more.
Human I guess - chances of getting pregnant are quite low, at 35years it's less than 50% and nearly 10% at 40. But your chances improve with each - quite expensive - cycle.
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Almonds. They suck California dry of water.
Almonds aren't the problem, mass production and unsustainable practices are the problem, not the almonds
It takes 15 liters of water to grow a single almond. It takes 7 almonds to make one serving (240mil) of almond milk. Which works out to twice the water demand of an equal amount of cow milk. Yes, the impact is worse for mass production operations.....because of course it is...but that doesn't mean small scale cultivation is any better.
Load More Replies...FAR , FAR more water is used in the animal agriculture industry!! WAY MORE!!
Nope! You're thinking of how much water is required to produce a set amount, not the overall usage. The breakdown of global water usage for food production puts meat in 4th place, led by 1) Sugar, 2) Chocolate 3) coffee. However, it takes 17,196 liters of water to produce 1kg of chocolate, while 1kg of beef requires 15,415 liters.
Load More Replies...I've heard this. As a fact it needs checking. For example I've heard the same of cotton, but for cotton it's not true.
In a terrible year cotton farmers can leave their fields fallow and not consume any irrigation water, taking a federal payout. Almonds grow on trees, and those trees require the same irrigation no matter how bad a drought is. They are a 'fixed cost' in terms of water, while cotton is a 'variable cost'.
Load More Replies...For anyone curious about why California is in drought - the area is part of a cyclic weather pattern called Pacific Decadal Oscillation. Even in the absence of climate change, this pattern shifting between wet periods and droughts will continue as it has for thousands of years.
We aren't in a drought anymore! As of Nov 2023, we are no longer considered to be under drought conditions.
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High end sports memorabilia and high end used cars. Just legalized money laundering that often times is never reported. Game used Brady jerseys sell for $500k.
Well as PT Barnum used to say, there is a sucker born every minute. If people want to waste their money on sports junk, that is their dumb business.
The 'financial services' and 'financial advisors'. They portray themselves as organized and honest but they're stealing a lot of us blind.
I see it more as parasitism than theft. Unless they are literally committing fraud.
And just like a tick.... You're free to get rid of them
Load More Replies...Only use one that's a fiduciary. They have to work in your very best interests, or at least try to. An honest roulette wheel is still a roulette wheel.
Jim Cramer, apes give you better percentages on returns than this “advisor”.
Academia
Oh, that hits hard. Yes it's true. In academia it's not what you know but who you know. Which is not how it should work.
But the who-you-knows like the what-you-knows to give them credibility. Two-way street.
Load More Replies...People whose income depends on selling learning have a vested interest in making topics more complicated than perhaps they need to be.
The Non-Profit Industrial Complex.
Turns out, a lot of do-gooder liberal types are shady hucksters just like right wing grifters.
They do funny things like acknowledge the original natives of the land they're on while intimidating and pressuring employees not to form a union.
Gee, I'd check out this guy's specifics, but there aren't any. At all. Wonder why.
Knew someone who worked for a “non profit” but the animals they were supposed to be helping got 1% of the profits. They had galas, events and marketing up the wazoo which costs money. Guess where it came from? Donations. The money which was supposed to go to the animals in need. Then there’s the ‘too many chiefs’ situation where they had so many people in high level executive jobs doing who knows what for large salaries as they depended on animal loving volunteers to do the actual work. Sickening.
ha, you guessed it. You had a -1 at the time I'm writing this. Because the OP didn't put the term liberal in a favorable light. I consider myself liberal, but understand the point that not all liberals are good people (like creating a business claiming to help an underserved community to increase profit margins)
Load More Replies...Why was The Dairy industry not in this list!? Let's see, forcibly impregnating cows, then as soon as calves are born, taking those babies away from their mothers to either be slaughtered for veal or pet food or put right back into the system, then stealing the milk that the mother ciw produced for her stolen baby just do it can go into coffee cereal etc, continuing this horrid cycle for approx 4 more years at which time the cow is so spent and broken that many times they are literally dragged into a truck to be carried to slaughter! The average lifespan of a dairy cow... 5 years. Cows can live to be 20!! Not the happy looking industry they WANT you to think about!!! Also, many cows are slaughtered when extremely pregnant!! Those unborn babies are then also slaughtered and used for high end calf skin leather!! F*****g awful and cruel industry!! Stop using dairy!!!
What country is this, I’m staying in a cattle and dairy farm and babies get to be with mothers all day expect working hours for the mums, babies get to play in the baby paddock with retired cows 🐄 it’s clean and there’s nothing shady in any QLD it NSW dairy I’ve stayed at. There’s is also no rain atm and dam shave dried up and barely any food, but the farmer is in day and night getting water and food transported constantly so no one is affected health wise too
Load More Replies...Companies and policies that claim to be 'green' but when you look into them you realise they are far from environmentally caring
Typical dystoporn fro BP, lots of generalizations from what is suspect are from people who have zero real world experience to back up their claims.
The guys who work at the transfer station (dump) in my town LOVE their jobs. They always look like they are laughing at an in-joke. I am 99% sure all that stuff we separate gets thrown in a landfill together. I had to laugh when they put a pro-Trump sign up. I can't think of a better place for it than the dump.
Why was The Dairy industry not in this list!? Let's see, forcibly impregnating cows, then as soon as calves are born, taking those babies away from their mothers to either be slaughtered for veal or pet food or put right back into the system, then stealing the milk that the mother ciw produced for her stolen baby just do it can go into coffee cereal etc, continuing this horrid cycle for approx 4 more years at which time the cow is so spent and broken that many times they are literally dragged into a truck to be carried to slaughter! The average lifespan of a dairy cow... 5 years. Cows can live to be 20!! Not the happy looking industry they WANT you to think about!!! Also, many cows are slaughtered when extremely pregnant!! Those unborn babies are then also slaughtered and used for high end calf skin leather!! F*****g awful and cruel industry!! Stop using dairy!!!
What country is this, I’m staying in a cattle and dairy farm and babies get to be with mothers all day expect working hours for the mums, babies get to play in the baby paddock with retired cows 🐄 it’s clean and there’s nothing shady in any QLD it NSW dairy I’ve stayed at. There’s is also no rain atm and dam shave dried up and barely any food, but the farmer is in day and night getting water and food transported constantly so no one is affected health wise too
Load More Replies...Companies and policies that claim to be 'green' but when you look into them you realise they are far from environmentally caring
Typical dystoporn fro BP, lots of generalizations from what is suspect are from people who have zero real world experience to back up their claims.
The guys who work at the transfer station (dump) in my town LOVE their jobs. They always look like they are laughing at an in-joke. I am 99% sure all that stuff we separate gets thrown in a landfill together. I had to laugh when they put a pro-Trump sign up. I can't think of a better place for it than the dump.
