The sign of a ‘good’ scam is that someone manages to weasel away your hard-earned cash from your wallet and you're left devastated. The sign of a great scam, however, is when the victim doesn’t even realize they’ve been swindled. Instead, they sit there with huge smiles on their faces, marveling at what a great deal they just got. All the while, someone’s laughing behind their backs.
Meanwhile, some things have become so ingrained into society that some folks don’t even stop to think whether their money would better be spent elsewhere. Redditor u/efd71f03 sparked an interesting thread after asking the internet about what people “refuse to view” as scams because they’ve been a part of the culture for so long. From engagement rings to Ticketmaster fees, scroll down to check out their most interesting insights. Bored Panda reached out to the author of the thread, u/efd71f03, and they were kind enough to share their thoughts on culturally-embedded scams with us. Read on to see what they had to say.
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My grandmother won the lottery, twice.
Not huge, but decent, in the tens of thousands both times.
Both times (and 10% of her income) she tithed the whole amount to the Catholic church.
The Vatican is litterally made of gold and ivory, but they need my Grandma's paycheck? Her lottery winnings?
That's a scam if ever I saw one.
because they made up hell to convince you to pay for your sins?
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Couldn't agree with you more! It's all an attempt to control people!
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I was in Rome and just a few feet from Vatican City I watched priests walk past the homeless (homeless are not permitted in Vatican City and the Vatican police move them off and into Rome) without even looking at the downtrodden they passed within inches of. If you thing the money you donate goes to help people, you're wrong. Also, the Vatican Museum and St. Peter's Cathedral has BILLIONS of dollars of art and antiquities on display (much more in their vaults). If they were to sell a tiny fraction of their collection, they could help millions of people. They choose not to.
I Challenge You To Ask Father Google If There Are Currently Any Migrants Living In The Vatican. The Answer Is 20. Additionally: The Vatican Can Not Sell The Artifacts In It's Possession. The Vatican Is The Largest Repository Of The Last 2,000 Years Of Human History. Second Of All Many Of These Articles Are Literally Priceless. What's The Market Value Of St. Peter's Bones For Instance??
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She chose to do this, it is not required to attend the church. However, in the Mormon religion if you don't pay your tithing you can't go into the temple, which they believe is the holiest place to be. That's coming from a religion that has 100 billion stored somewhere. Absolutely ridiculous
I'm Mormon. I pay tithing not because the Church needs it. Not because the Lord needs it. But because I believe the Lord commanded it. He has always commanded his people to offer a tithe or sacrifice. It's in the Old Testament (Malachi). I believe the blessings I get, far outweigh the money I lose. I think God asks it of us to show Him that we love Him more than we love money. Yes the LDS church has a lot of money right now. For most of its history it hasn't. And I'm sure there will come a time in its future that it won't. Im thankful the Church has a lot of money in investments and land and not that leaders of the Church have a lot of wealth themselves. They tend to live modest lives. Not everyone chooses religion but I do.
Load More Replies... This is a misnomer fueled by televangelists and a small handful of mega churches. The reality is most of Christianity operates on a shoestring budget, using what it needs to keep the lights on and the doors open so it can continue all the good it does. Of course mega churches exist, and it's not a good look overall, but those mega churches are also providing incredible amounts of aid both locally and abroad. When you get into to old/big churches and buildings (Lutheranism, Anglicanism/Episcopalianism, and the oldest, Catholicism). A lot of it has to do with historical significance. Many think the Vatican is some sort of super wealthy central hub/bank for the church, which is untrue (it was actually in the red a few years ago). While the Vatican's archives contain priceless artifacts from throughout human history, they are just that, priceless. Unable to truly be sold either because of how much they're actually worth or because they must remain in museum quality conditions or they would
I think this honestly depends on the church and what they plan to do with it. Some churches (I think) pay the priests and other important people with it, and some use it to build more churches, temples, other things. If what she was donating to was important to her, then I think its fine - Catholics aren't explicitly required to donate tithing anyway.
Religions are memes (in the original sense of the word) - ideas that propogate, like viruses in the minds of humans. They compete with each other, either through conversion or through slaughter. Religions are like living (parasitic) organisms that perhaps at some time in the (distant) past provided some survival advantage to its adherants.
Load More Replies... moreover this scam is soo good, they molest children and avoid punishment by law
Utterly unbelievable. They all need to be shut down and put those billions to actually helping people instead of the abuse that goes on.
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Hopefully these upcoming generations will realize what a load of c**p these cults are and have them wiped off the face of the earth. All the abuse that has gone on and we still allow these churches to go on.... absolutely horrific.
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The Catholic Church is the largest charity provider of educational and medicinal sources in the world. Not to mention all of the other stuff they do for people in need. If you have an issue helping others then don't be part of catholicism. It's not that hard. Note I'm atheist and don't believe in any form of organized religion but I can see all of the stuff catholicism does for the needy.
But what fraction of their receipts are used for doing good? They do just enough to get by plausibly (to the not-so-bright) as a "charitable" organization.
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In 2021 Vatican City State Had 3.9 Billion Euros In Total Assets. 2015 Net Worth Of The Next Largest Country After Vatican City (Monaco): $7.7 Billion. Knowledge Is A Beautiful Thing
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Put it in perspective: if you believe good deeds come with eternal rewards in heaven, then donating to the church is infinitely more valuable than any dollar amount
I think it made better (not perfect) sense back in the Middle Ages when the church did a lot of social things, like having some sort of hospitals and care for the poor. But I do agree that it's never been a great thing. Also, there are plenty of examples of ppl who walked away from the established church because they found that living in poverty with little to no possessions were a better way to God than whatever whims the pope and his bffs had. So it's always been critizised in one way or the other.
Most Evangelical or Pentecostal TV preachers need at least 2 jet airplanes to “Spread the Gospel “ You ever see Keneth Copeland on TV ? Or Jessie Duplantis? Jessie used to be Catholic. No money in it.
Depends. If she worships at a church like mine, i e a hands-on church living out Jesus' word through a food bank, a heat hub, a social club, children's activities, etc, then I suppose that's ok. If she tithed directly to the Vatican, that's definitely not ok.
Last Year Vatican City State (A Country By The Way) Donated Over $10 Million
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Funny. I Thought That Was Number One On This List: Trickle Down Economics
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people are still gonna follow them. cry about it
Load More Replies... ... being a scam is the entire point of organized groups sharing an imaginary ... I wouldn't exactly call that thing a friend, the demon that is praised in the old testament is, for sure, nothing I'd want to have around me ... the new testament is even worse, the entire scapegoatery described there is just sick, sickening and, again, describes impossible stuff. Like knocking someone up unplugged - that won't, man, just won't...
I'm Not Sure How This Qualifies As A Scam Tho. She Chose To Donate Her Winnings. We Should Be Celebrating Her Generosity Rather Than Criticizing Her
If she donated her $ to the KKK or the Nazi party, she'd be condemned by all thinking people. Monotheistic religions have done more damage with their predations than either. If you want to consider her donation "generosity" then it's sadly misplaced generosity.
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Did the Pope hold a gun to your grandma's head? You don't have to belong to any organised church to be religious
they did it's the threat of hell and the promise of an afterlife
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40 hour work week. We should be on 32 hours and 3 day weekends. No loss in productivity.
You aren't wrong. Has been trialled in certain parts of the UK. Those that trialled it have decided to keep it. Same salary, less stress, same productivity.
Redditor u/efd71f03 revealed to Bored Panda what the inspiration behind their thread was. According to them, they felt "annoyed about tipping in the USA" and that's what sparked the idea to start a discussion on r/AskReddit about all the things that people are so used to, they don't even consider whether they could be scams.
In the OP's opinion, the best ways to avoid getting swindled include "getting educated about particular scams," as well as listening to your gut. "Remember the rule, 'if it's too good to be true, it probably is,'" they shared with us.
There are two main issues at work here when it comes to scams that become a part of a society's culture. The first is that people tend to behave in a way that matches what others around them do.
So, for example, if everyone’s talking about the importance of engagement rings and competing on whose is the biggest, shiniest, and most impressive one, you’re likely to feel a lot of peer pressure to conform. We value our status in society. We want to be respected and adored. It’s hard to go against the grain, especially when it comes to traditions because we yearn for social approval. And sometimes, that approval sparkles like an engagement ring.
According to Grand View Research, the diamond jewelry market was valued at 340.6 billion dollars in 2022, globally. Meanwhile, Verified Market Research valued the United States and Canadian diamond engagement ring market size at 28.6 million dollars in 2019. It’s projected to grow to 39.7 million dollars by the year 2027. In short, diamonds are big business.
Engagement rings that costs multiple months of salary and *must* be diamonds or else they are worthless.
That's a tradition that's not even 100 years old. It's just the result of an *insanely* effective ad campaign by the diamond industry.
Private health insurance, you pay premiums every month only to find out it doesn't cover what needs to be done.
The second issue is that there is a lack of competition in the market. Ticketmaster has recently received a ton of criticism from music-lovers and high-ranking politicians for their business practices. The company is the world’s largest ticket seller and accounts for 70% of all tickets sold in the United States. Just recently, a Canadian law firm filed a class-action lawsuit against the company for inflating ticket prices for a Drake concert that is due to take place in July.
The BBC reports that earlier in March, Robert Smith, The Cure’s frontman, criticized Ticketmaster because it charged additional fees that ended up costing more than the value of the tickets. When a company has so much power and influence, it doesn’t necessarily prioritize its customers’ welfare. However, many folks don’t have an alternative and continue to use its services.
Bored Panda asked u/efd71f03, the author of the thread, for their opinion as to why so many Americans continue to use Ticketmaster even though it's becoming increasingly more apparent that the company doesn't have its clients' best interests at heart.
In the redditor's opinion, it's because "they either don't care or don't have any other choice."
At the same time, u/efd71f03 noted that all cultures are different, so what might be entirely accepted in one country might seem rather peculiar in another. According to them, "the entire industrial system" could be seen as a scam, however, they pointed out that this is "more a philosophical matter."
Homeopathy.
It's 100% a scam, you're just getting filler tablets, I will fight you.
I got a piece of blank paper in my wallet for pharmacists who try to sell me homeopathic products. Always tell them I'll take it, but will pay with this sheet of paper which is not money by itself but got the money-information from the real bills in the wallet. Hilarious faces guaranteed every single time!
Many of us like to think that we’re more intelligent than the average person on the street (hi, Dunning-Krugger effect!) and that we’d never fall for a silly old trick. However, nobody is completely immune to getting bamboozled or swindled, no matter if the scams are large or small.
Absolutely everyone is susceptible to scams and everyone can be a victim. Scammers know how people think and feel, so they create situations where they can manipulate their marks by pretending to be a friend or creating an atmosphere of fear. There are three main ways to protect yourself from scammers: staying calm, keeping a tight grip on what info you share, and educating yourself.
First of all, it’s all about being in control of your emotions. The more you rush, the more likely you are to make a mistake you'll later regret. If you get a call or a message from an unknown number about a loved one being in an accident or that your bank’s shutting down your account, for instance, you have to proactively slow down and prevent yourself from panicking.
Get in touch with your family, friends, or neighbors so they can offer you another perspective. In our experience, two heads are always better than one, and a friendly local can prevent someone from falling prey to scammers. In the meantime, don’t click on any suspicious links, and don’t lose your head. Often, if something sounds too good or too awful to be true, it probably is.
Rent increases due to "market value" with no upgrades to the property.
The concept of "market value" is, in and of itself, a scam. I bought my small 2BR house in 1997 for $99k. I've made some minor upgrades, but there are major ones that need to be done (siding, roof, kitchen, bath). Zillow gives my house a market value of $260k, which is ridiculous.
I suppose this has changed a bit in recent times but college textbooks are a massive scam. Costing hundreds of dollars to buy or even to rent and half the time you don't even use them.
When I was teaching I never gave out a textbook, just my course notes which I'd work through. I was more interested in the kids knowing the concepts than making a buck on my own self-authored textbook, which is what a lot of these high-level profs do.
Secondly, keep a tight lid on what information you share with others, especially strangers. Don’t give out any details if you can because a crafty enough swindler can use it against you in the future. That can also mean cleaning up your online presence so that others have less raw data to work with.
And finally, it’s vital to stay up to date with the latest scams. At least in passing. Read the news, talk to your friends and colleagues to see what’s new. Scams are something that will continue to evolve until the end of humankind as we know it, so never have the illusion they’ll stop at some point and we’ll live in a scam-free world.
It’s a constantly ongoing fight against swindlers who adapt to an ever-changing world and find new ways to trick the vulnerable, naive, greedy, and scared. Meanwhile, the internet has given criminals new tools to do this. What's more, it's easier to trick someone when you never have to meet them face to face and look them in the eyes...
Religion
Religion can be used to harm people yes, and I’m not excusing that. But as a Jewish kid, I love my community, and of people was to believe in a higher power, that’s up to them. I personally don’t believe in god, but some of my family does. HOWEVER, religion is not an excuse to treat people like s**t. And don’t get me started with Christian Mega Churches. I do believe a lot of religion is very corrupt, but believing in a higher power and making a community out of it is not inherently bad.
The American voting system (gerrymandering in particular)
US Healthcare
Insured? Good start, but not full guarantee of coverage. Uninsured? Very very bad position to be in.
Fox News.
FOX news in court says they are an entertainment show, not a news show. They say is should be obvious to anyone who watches that they make all that stuff up for entertainment. So does that mean the 50% of the population that believes FOX are all incapable of recognizing false news as being entertainment?
I think most day to day things are now scams to a certain extent.
I mean if you look at a scam as something that’s in place to take unfair advantage of a person, then most facets of life are scams.
Even the most innocent concepts and programs can be viewed as scams, look at things like food donations to help the needy, maybe on the surface it’s not a scam… but it’s in place bc the way the current system is setup, it’s taking advantage of people and forcing others to step up and support them.
Tax refunds. I gave you an interest-free loan, and now I have to do the work to figure out what you owe me? At least pay me interest
Tipping: makes no sense to me as an European.
No, tipping for good service makes sense. COMPULSORY tipping makes no sense.
The concept that you work from 16 to 18 years of age, until 65-70 and somehow anything in between that is wrong. There is too much s**t interconnected to keep people slaving away only to blink and one day you’re 60.
Before someone tries to justify “well you should live within your means” or “save better”, realize that’s part of the problem. The only reason the retirement age keeps getting pushed back is to keep people working as long as possible since the life expectancy keeps going up. Imo.
Tell you what. Property taxes - paying for what you already own? Now THAT'S a scam.
-Dee Reynolds
Property taxes are used by your local municipality to pay for workers to do things like remove garbage, fix the roads, fix the street lights and road signs, etc. There is a point to them. The problem I have with property taxes is that churches are exempt and schools aren't, in my country. I would like churches, especially evangelical megachurches, to pay taxes. Those guys are already millionaires/billionaires. SAfrica.
The fact that it’s very hard to find a job making any kind of decent money without going to college, yet you have to have a c**p ton of money to go to college
Then when you graduate, they want experience. Experience you can only get with a job. So guess what.... Work for free. That can't pay your debt, so you work a side job to pay for that. It's a mess to say the least.
Carbon offsetting.
Millionaire wants to offset his carbon use so he donates a percentage of his fortune to a climate charity who promises that every dollar he spends will allow him to continue to pollute at the levels he does.
Half of all these carbon offsetting charities don't actually reduce carbon emissions... or if they do they exaggerate by how much they do it.
So if a person gives $100K to one of these charities and they don't reduce emissions by the levels they say they do.... do the rich person still have to give more money or can he just pretend that he's done enough?
diamonds. I'm sure people can create much much cheaper artificial gems that will look more fancy than diamonds (not to mention actual artificial diamonds which are cheaper too)
Private health insurance. The layer of expensive bureaucracy and ludicrous profits make healthcare unaffordable for many and clog up emergency rooms, which jack up rates to subsidize those who can't afford the often unnecessary level of treatment. But less expensive family doctors won't see you without insurance.
Electric cars - Have you ever heard of ethically mined cobalt? That's because it doesn't exist.
petrol is refined oil mined in the middle east mostly. It props up mostly theocratic dictatorships, and causes most of the middle east political turmoil. Take your pick.
The lottery. Just state sponsored gambling for poor people
Doesn't stop me getting jealous when someone wins. I don't play, never have but get annoyed when someone wins. The human brain is perplexing.
Bottled water.
Then there are products now on store shelves called Smart Water, Just Water, etc. I presume they are a notch up from Garden Hose Water, but that might just be the water from the Grade School Fountain That Jimmy Spit In talking.
Catholicism in Poland. It exist only to leech from poor and uneducated, a "lost" generation that was raised during communism regime.
People forced to get married. Or else your relationship is not valid.
Lets be honest. The prices of a classic wedding are insane. And all for one day and mostly to impress others.
Prom
School sports
School rings
All the things above require money spent by young people (by proxy, their parents).
It's all what's known as "induced demand". When you get can't get money out of adults, you move further down to their kids.
Saturday morning cartoons had commercials and employed the "nag effect" where the kids nagged their parents to death to buy them the toys that were advertised.
With "important" things like prom, sports, rings, for older kids, these are all a more nuanced or subtle form of the nag effect. By promoting this concept of "school spirit", kids feel compelled to be part of the in-group and do what everyone else is doing. The schools condone it, they sponsor it, and the businesses that spring up in the periphery around it reap all the rewards. *And they heavily gouge these kids (and their parents).* Dress and suit rentals and stores. Limo rentals. Sports supply and equipment stores. Jewelers who sell the rings. All of it heavily marked up, of course, because the kids **must** have these things.
So now everyone is told that if they don't go to prom, that's so sad. If they don't get involved in sports or do other things, that's so sad. If you don't get a school ring, that's so sad. Although I think the school ring is started to go away, right?
I say all of this as a former photographer who knows very well the demands of school seniors and their photos (I don't do them, it took one or two to make me hate it). They couldn't care less if it wasn't for instagram and the entire industry feeding off this need for validation. I mean, we didn't when I was a senior.
Oh and don't even get me started on weddings...
And it's gotten even more out of hand now. When I was a kid and played little league softball the team provided all the equipment except your glove and shoes. Now, all the kids come to school with at least 2 bats, their own batting helmet, and some of the catchers have all their own gear. It's ridiculous how much money parents must spend on their kids' sports, especially when they are still growing and that equipment will have to be replaced almost every year.
Extended warranties.
LOL. 35 years ago, or so, I bought an extended warrantee on my dishwasher. the timer on it went 6 times. I got it replaced 6 times. All covered under the warrantee. And the dishwasher wouldn't run without the timer, it was part of the electronics. Best thing I ever did. (almost)
The government being accountable for how our money is spent.
yep, I wonder if people actually got to vote on the budget if they'd approve so much military spend.
Funeral homes
yep. Burn and go. Waste of money the whole thing. Don't even bother with a casket. Just shroud, burn, and do something with the ashes. Probably scatter at their favourite place or whatever.
Having children
I reckon if people could look into the future and see how hard it can be, the population crisis would be solved. I have kids, love them but holy hell sometimes it's hellish.
Note: this post originally had 70 images. It’s been shortened to the top 45 images based on user votes.
Same old, same old. These things come up time and time again on BP. Even worse when they don't remove the duplicated (or more) entries.
Same thing I thought. Complaining about the same issues over and over and over again.
Load More Replies... Some of these are legit scams. Some are just whining and complaining about costs, charges, taxes, or pure simple choices people make. Many of the prices for these are truly justified. I know it’s different original posters but it seems like complaining about taxes and on the same breath complaining that services should be free.
Many businesses have begun to add a "processing fee" to your bill if you use a credit card. The processing fee is the amount the credit card company charges the business. So, as a consumer, I am now paying interest on my charges (if I don't pay it completely off each month) as well as the charge from the credit card company to the business.
That is why I try to always have enough cash with me, out of respect for the businesses because card payment in my country takes between 1.5 to 5% of the transaction amount as a fee. And when shopping online many shops offer a money transfer straight from bank account to bank account, yes it is not as convenient. But see, you can either pay for the service and have it easy, or put in more effort and have no additional costs. But I know in some countries it's not possible because they are so credit card focused. Every bubble bursts at one point...
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I live in the USA. And we front as a whole nation. That we are better, doing better... we are absolutely not. I know other countries have it far worse, way worse. Can we just act like the deranged cousin who sometimes has moments of clarity and insane intelligence and in the next moment running buck nekked down the road?? Our country is being warped. Their is a full on witch hunt for females as a collective to be hushed, subdued and our freedoms taken away.
I'm pretty sure everyone knows the US has problems by now. Well, maybe not the right wing. But the world in general is very aware.
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The food industry (and the overindustrialized -not sure if the word exists, not native eng spkr- food we have to consume because we don't have the time to cook because of work, and because we need to buy food we don't know what's in because we don't have neither the spaces nor the time to produce our own stuff) that makes us sick in order to depend of the pharmaceutical industry is a hard azz scam!
The American Tort system. All it's done is train generations of Americans that any mistake can be used to receive more money than it was worth.
Chicken wings. We buy them in 6, 12, 24 allotments. Not really, we are buying the digits, so on six wings we actually bought 3.
Any Celebrity, anyone claiming to be a celebrity. If you don't know the personally , irl. They are imposters!! Don't give them Anythin g!!
You must be joking. How, exactly, is the Black Lives Matter movement a scam?
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Same old, same old. These things come up time and time again on BP. Even worse when they don't remove the duplicated (or more) entries.
Same thing I thought. Complaining about the same issues over and over and over again.
Load More Replies... Some of these are legit scams. Some are just whining and complaining about costs, charges, taxes, or pure simple choices people make. Many of the prices for these are truly justified. I know it’s different original posters but it seems like complaining about taxes and on the same breath complaining that services should be free.
Many businesses have begun to add a "processing fee" to your bill if you use a credit card. The processing fee is the amount the credit card company charges the business. So, as a consumer, I am now paying interest on my charges (if I don't pay it completely off each month) as well as the charge from the credit card company to the business.
That is why I try to always have enough cash with me, out of respect for the businesses because card payment in my country takes between 1.5 to 5% of the transaction amount as a fee. And when shopping online many shops offer a money transfer straight from bank account to bank account, yes it is not as convenient. But see, you can either pay for the service and have it easy, or put in more effort and have no additional costs. But I know in some countries it's not possible because they are so credit card focused. Every bubble bursts at one point...
Load More Replies... I live in the USA. And we front as a whole nation. That we are better, doing better... we are absolutely not. I know other countries have it far worse, way worse. Can we just act like the deranged cousin who sometimes has moments of clarity and insane intelligence and in the next moment running buck nekked down the road?? Our country is being warped. Their is a full on witch hunt for females as a collective to be hushed, subdued and our freedoms taken away.
I'm pretty sure everyone knows the US has problems by now. Well, maybe not the right wing. But the world in general is very aware.
Load More Replies... The food industry (and the overindustrialized -not sure if the word exists, not native eng spkr- food we have to consume because we don't have the time to cook because of work, and because we need to buy food we don't know what's in because we don't have neither the spaces nor the time to produce our own stuff) that makes us sick in order to depend of the pharmaceutical industry is a hard azz scam!
The American Tort system. All it's done is train generations of Americans that any mistake can be used to receive more money than it was worth.
Chicken wings. We buy them in 6, 12, 24 allotments. Not really, we are buying the digits, so on six wings we actually bought 3.
Any Celebrity, anyone claiming to be a celebrity. If you don't know the personally , irl. They are imposters!! Don't give them Anythin g!!
You must be joking. How, exactly, is the Black Lives Matter movement a scam?
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