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32 Things In Our Daily Lives That Many People Don’t Realize Are Scams
Article created by: Austėja Akavickaitė
What seems to be very obviously nefarious to you might not be obvious to someone else. That’s exactly the question that internet users have been tackling on the r/AskReddit subreddit. User u/Aurallius asked people to open up about what they personally believe to be scams that “everyone else accepts otherwise,” and they were glad to deliver.
The thread quickly went viral, getting over 36.6k upvotes and a whopping 27.3k comments: everyone was fired up to share their opinions and discuss each other’s views. From shopping channels to credit repair companies and more, you’ll find all things that some people think are secretly scams below.
Some of the things mentioned in this list are likely real-life scams. Of course, you might not agree with all of these conclusions, dear Pandas, but that’s part of the point—the grey area in which these things exist. Let us know what you think about these redditors’ opinions in the comments and if you agree with them or not and why.
The author of the thread, redditor Aurallius, gave Bored Panda some insights about the inspiration behind their question and what people should do to avoid scams. Aurallius is a design student at the School of Visual Arts in New York. They're an illustrator "working to make a living from art." You'll find their comments below.
This post may include affiliate links.
#1
All of insurance as it is currently sold.
Example: I have full coverage car insurance. I pay $X/month to have that coverage.
Then I use it. Then they charge more.
Which means that my rate before my accident wasn't really the price of coverage; the new, higher rate is. I was paying a subscription fee to have coverage at a higher rate once I needed it.
Same for health insurance. I have to pay a deductible, meaning, I am not covered until I've paid it. "You are covered, but actually not until you've paid out of pocket a certain amount. Also, we will only cover a certain percentage of costs." Which means I'm actually not covered entirely. It's not actually insurance.
Here's how insurance is supposed to work: I pay you $X/month and you pool that money with everyone else paying that to you. When I have a problem you have the pooled resources to cover it for me. I'm still paying more over time probably than the cost of that event, but you're there to take on that cost for me for the price of my premiums. That's not what's happening anymore.
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#2
I'm probably going to be blasted for it, but the wedding industry seems to be scamming people for love.
You don't need a $35,000 party to marry someone, just get a priest and some friends for like $3k and save that money for your relationship.
Weddings used to be paid by parents or grandparents of the couple, but times have changed and more people are paying out of their own pocket for a celebration that doesn't really need to be extravagant.
#3
Unpaid internships.
If you look at the actual laws, internships are supposed to be primarily focused on education. If the intern is doing work that is providing value to the company, they are supposed to be paid.
It's just never enforced.
#4
Buying T-shirts with the company's logo on them.
You pay them a ridiculous price to advertise them.
#5
I’m not a nutritionist but having comfort food be cheaper than fruits and vegetables is just plain wrong.
#7
College in America, it's absolutely absurd that they can hold your transcripts hostage, charge 600 dollars a year for a 'parking pass' require that the first year be spent on campus, rotate out a 500 dollars text book every single semester (that was written by your professor), and basically can find any other way to outrageously over charge students while promoting predatory lending and saying they're "not for profit".
#8
Cable TV. Either provide it for free, or remove the incessant advertisements. Not okay with the double charge.
#9
Engagement rings (specifically diamond ones). Ridiculously expensive pieces of crystallized carbon that are intrinsically worthless.
#10
Any seminar entitled "Secrets to Building Your Wealth" or something in a similar vein. The only secret is that you attending is building some other person's wealth.
#12
Inkjet printer cartridges.
My printer cost a bit less than the replacement cartidges and it came with ink when I bought it.
It would be more cost effective if I bought a new printer every time the ink runs out.
#13
When a company asks at the register, “Will you round up to the dollar for xyz charity?”
You think you’re being honorable but these companies are just taking your money and representing that THEY are the ones giving it for a tax break. It’s a total scam. If those companies want a tax break they can donate. Screw off. I donate on my own and in my own way.
#14
Bridal showers. I'm already getting you a wedding gift, but i need to get you something else too, essentially in celebration of the same event? And people who expect gifts at Their engagement parties are really milking it.
#17
Psychics.
How do these people live with themselves when they are taking advantage of people in their time of mourning/loss?
It's cheaper to go a therapist
#18
Hotels charging for WiFi. Also flights.
You’re telling me I can get free WiFi from libraries, coffee shops, the dentist, and the bus. But I can’t get WiFi included with this $189/night room? If I spend more than $2 i want free WiFi
#19
Organic produce.
I grew up on an orchard, so I know that it’s actually pretty easy to follow organic standards. Contrary to popular belief, organic does not mean no sprays, it just means that the sprays you used were on a very long list of approved sprays. (In the US anyway. I can’t speak for other countries)
And then actually being able to use the term organic requires a very expensive certification process.
So all that organic means is that big companies can charge higher prices for their produce.
#20
Priority boarding for airlines. Personally if I paid extra I would want to be the last person on the plane. I sit down, we go. I wouldnt pay extra to make my plane time longer by 30 mins just to have 100 people bump into me as they board.
#22
Wish.com
Yeah you find something you like for a dollar, BUT it has 7 dollar shipping fee AND it's from China and will take a month to get to you.
#23
Autism speaks. The organisation is actually terrible, and views autism as a curable illness and as a burden that must be fixed.
#25
Any company that makes you go to their dealers for repairs, like Apple, just so you have to pay triple the amount. If you had gotten an android and watched a youtube video, you could have fixed the problem yourself in 20 minutes for about 10 bucks.
#26
Workout/meal plan apps that you have to pay for. All of their workouts and meal recipes are google'able and extremely generic. There’s no face time between you and the app people so there’s no individuality in it. I don’t get how people fall for it at all
#27
The cost of mobile Data plans.
I'm from Sweden and here I currently pay $15 for 8 GB. I lived in Canada for the winter and they wanted $50 for like 3GB.
#28
High School rings. I don’t know why people buy them. What do you use them for?
For those who don’t know what a class ring is, it’s a ring that you can buy when you’re going to graduate. Details vary from ring to ring, but it generally has the school’s logo on it, can be customized a bit, and costs anywhere from $100-$1000 depending on the materials, what school you go to, etc.
#29
Fruit juice and most breakfast cereals. They're full of sugar and so obviously terrible for your health and teeth, but they also lead to an energy slump that makes late mornings at work unnecessarily irksome.
#30
Subscriptions like xbox live gold, playstation plus, etcetera...
It feels odd to have to own a console + monitor/tv, buy a game, have an already paid internet subscription and then above that, before you can even play the game (not all of them, it's clearly stated which games you need a subscription for and which not) you need a paid subscription to your console's online service?
They aren't too expensive but it just feels a little odd.. (I do not own any consoles myself nor am I trying to speak bad about console players. It just feels odd to me personally)
#31
Pancake mix. You literally only need flour and baking powder plus a bit of salt. That's it. That's all it is. The liquid ingredients (milk, eggs) are still the same. Don't spend your money on boxed pancake mix.
#32
Credit repair companies. I used to sell this stuff. You pay $100 a month to send letters to credit companies to fight the debt. If they don't respond in X days, it goes off your credit. You can also dispute it if a name is barely spelt wrong or an address. You can do this 100% on your own and there are templates online you can print out.
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