People Don’t Usually Save Up For These 27 Things And Face Financial Shock When They Occur

I just paid 2 guys £1350 for 3 hours work to patch a leak in my roof.

I have just had to get the gas and electric safety certificates done for another 5 years. Over £400 for that.

House insurance jumped up 30% this year, in one year. Normally it "only" increases by 15% per year.

Need a new septic field. Because of age and property lines, it has to be engineered: $2,200 for the design and permits. Another $32,000 (minimum for the install)... people can make fun of crypto all they want, but no way we could afford it without the profit we made.

These are things homeowners need to budget, and possibly refinance for.

I will never understand why they consider teeth vanity bones

As someone whos usually a neat freak on my teeth, yes

My sister has OI and my family live in the US so my parents had the option to stick her in a wheelchair and just have that be her life or spend tons of money on "non essential" therapies and surgeries so she could at least walk like other kids in her school. The financial stress was almost insurmountable even with decent insurance but the emotional toll can't be put into a monetary amount. My heart goes out to anyone raising a child with any disability. If that is you just know people who lived through it see you and I don't speak for everyone but most of us are here to help if you need it.

I live in the UK, my nephew was born with a heart defect, this was sorted before his 1st birthday and didn't cost a penny. When are Americans going to start voting for people who are not subsidised by businesses and are standing to make a difference?

The emotional cost can even exceed the financial cost.

thankfully medical cost isn't an issue here, at least.. not yet. Though if the tories get their way by the time my generation is old it may well be.

Unconditional. Spent $10k (AUD) on our dog last year, bowel cancer. Still with us :)

Vets shouldn't be as expensive as they are, but they're able to manipulate and prey on your emotions, so they get away with charging a fortune because they know its likely you'll pay up

When I got my dog at 12 weeks old he was ok but then a month later he developed a skin condition which was caused by an allergic reaction. We treated it with the vet and then were told that pet insurance would never cover ANY skin condition and would also be 3X more expensive than our original quote. Almost £1000 per year. Since then he has only been to the vet for shots and to have his claws clipped as they are black so we can’t clip them ourselves. He’s 14 in April and still running around like a puppy!

I used to work at a vet clinic. I always recommend Healthy Paws to anyone with a pup or kitten. They are the cheapest and so far no complaints with my coverage.

I definitely should get insurance for my dog, but I haven't. I have spent thousands on cats as well. I took them in, I am responsible for giving them the best life possible and will do everything I can, but damn it's expensive.

I wish it was a $1000 problem. I have to save ahead of time to go to the doctor because on top of the co-pay we get these surprise bills months later because the insurance "only" paid part of the bill from the doctor and they send you the remainder...this is from a typical office visit at a "primary care" facility.

most Americans are working for c**p wages & barely getting by. So, no, we can't save for anyhting

Most Americans couldn't afford a $400 emergency

Hey, I remember saying the same thing in the 1970s, the more things change, the more they stay the same.

Granted, losing your job sucks, but if you have worked for four years straight, you at least get 2 year's worth of unemployment benefits, which is about 80% of your wages. You are required to find a job in the meantime, of course, but at least you have some sort of income. If you have worked less than 4 year's straight, you are eligible for social benefits, which is lower than unemployment, but it can be supplemented

. . . which is why when I retire in a few years I will likely choose the option with lower monthly checks, but it continues if I die before my wife (or make sure I have enough life insurance that she will be okay).

Where I'm from, insurance has nothing to do with tickets. A ticket you pay yourself: insurance is for when you cause an accident or are a victim of one and the guilty party doesn't have insurance. It's illegal to drive without insurance, by the way. The longer you drive without making use of this insurance, the lower your insurance rate will be.

Don't have an accident or they will kick you off.

Just follow the rules of the road and don't get a ticket regardless of the insurance issue.

I don't know how the insurance company finds out but where I live if you get a speeding ticket your insurance goes up.

No response IS a response. You were not their last resort… You were there most convenient…

I've got an uncle in his 70s who works part time cleaning offices to pay his rent. He doesn't have good money management skills (never did, frankly) and I feel bad for him when he has to reach out to me and/or my siblings for help--financial or otherwise. We are the only family he has left and it is a struggle. I feel bad for him when he has to reach out for help.

My local nurseries cost £520 per child per week.

My eyes are drawn to those bunk beds and thinking how cramped it must be for those gorgeous kids. Then I noticed the wheels. Phew.

My son was rushed to hospital on Friday. Cost to us on the day was £0. Please sort this one out America. You deserve better.

I was at hospital yesterday, at the doctors again today. My mother was in overnight last week. Total cost for any of this was nothing. America, please sort your healthcare out. It's not right and whilst we "joke" about it, we truly wish better for you.

I don't even make $50K a year. How in the hell am I supposed to budget that or more if I don't even have that to live on before something like that happens?

Most of us are a paycheck away from the s**t missing the fan and hitting the ceiling. I'm so lucky to have a decent safety net saved up from when I lived at home.