No matter how you spin things, potential scams are everywhere, just waiting to pounce on us. That’s just the reality of life. So, it falls to us—hard-working everyday consumers—to be wary of anyone trying to weasel our cash out of our wallets.
However, not all cash grabs are blatantly obvious. The savvy members of the r/AskReddit subreddit spilled the tea about all the products and services that they believe are “massive scams” that prey on a lot of victims. Scroll down for their advice—their tips might help you save your hard-earned bucks.
This post may include affiliate links.
Commercials on premium TV channels. Don’t we pay to NOT have commercials? Isn’t that the purpose of paying for premium TV.
Amazon Prime! I had paid for a year upfront then halfway through the year they announce that I’m now getting ads and if I don’t want to see ads I need to pay an additional subscription! Criminals!
And it's not like they're already making billions.
Load More Replies...Amazon Prime is absolutely horrible for this. They now want additional money to get rid of ads. It’s so insanely crooked and greedy.
It's an effort to keep cable alive. There is a reason why all the movie channels have apps now. The writing is on the wall. I work for a cable company and the subscription tv service crosses the line into costing us more than it makes us last year. We only continue to offer it because we will probably lose a bunch of bundle customers when we drop it. All those rate hikes people love to hate, that's not us. That's the networks raising their chariage fees. My company which is one of the 5 largest in the US is probably 1 more rate hike away from dropping TV service. The networks priced out our profits on TV a few years back and now each rate hike is actually costing us money. It's a sinking ship and the networks are just trying to squeeze out the last few dollars before it disappears.
The whole idea of Pay TV was to not have commercials. How's that been working out?
For-profit healthcare.
Fun fact: American healthcare insurance used to be almost 100% non-profit.... legally. Then President Reagan asked by "non-profit" organizations were making so much money, so he stripped the non-profit status away from the most egregious, and the "for-profit" healthcare organization was first formed. When Hillary and Bill Clinton were railing against the obscene profits of insurance companies, most were still non-profit. But when Hillary, initially unsuccessfully, and then Obama, successfully, rebuilt America's healthcare system, they turned exclusively to the for-profits to write the laws. And the profit-taking of the U.S. healthcare system exploded.
Load More Replies...But we can’t have national free healthcare because that’s a socialist program! (Meant satirically) And somehow, during this Trump era socialist has come to mean communist! What the hell happened to common sense in this country?
This is so incomprehensible to me. Why are you paying taxes if not to meet the survival and comfort needs of the society you live in?
Load More Replies...America's per-capita spending on healthcare surpasses most (maybe even all) other Westernized nations, even those with socialized healthcare (e.g. Canada, Australia, Britain, France, etc.). This is despite many people saying socialized healthcare is 'too expensive'. The reason why American spends way more money for less access is because most of the money goes towards the layers of bureaucracy (especially insurance companies) that manage people's ability to access the healthcare. Oh, and lobbying politicians to protect that system. It's financial foolishness.
Government spending on healthcare in the US is higher than any other nation, per capita. While not having universal healthcare, it's insane. On top of that they have private
Load More Replies...In the USA, over 600,000 personal bankruptcies are due to medical bills.
My friend is a nurse. She got a job about a year ago in a hospital after she finished school. The hospital actually sends nurses home if there are too few patients! She has anywhere from 6-9 patience in her 12 hour shift to take care of. If the number falls below 6, the hospital starts to cut hours! That is ridiculous! She is already ready to leave that job! And they can't find enough nurses. Ridiculous!
Anything with the word.. DETOX in it.
Teas, herbs.. magic potions.. whatever .
My favorite are the foot pad things that suck the toxins from the soles of your feet.
Your Kidneys and liver are your detox. Doesn't matter what tea you drink.
They don't work though because the people who use them are still full of...
Load More Replies...This one gets posted on Bored Panda often, and people always leave out "lungs". Toxins eliminated through exhaled breath include volatile organic compounds, carbon dioxide, carbon monoxide, nitric oxide, hydrogen sulfide, and short-chain fatty acids.
The most helpful part of the tea is the water, because being hydrated helps your kidneys and liver function. The other ingredients may be harmful because these things are shockingly barely regulated.
All supplements are a gamble, really. Pretty much none of the stuff you buy in a GNC or similar store has been tested or approved by anyone. It might have none of the advertised ingredient, a whole bunch of stuff that isn't on the bottle, or be dangerously contaminated, but as a 'supplement,' there has to be proof that it's actually dangerous before the FDA can do anything.
Load More Replies...It matters a great deal what tea you drink. For example, if you want to be a starship captain, it must be Earl Grey, hot.
But they do a remarkable job of sucking money from the wallet of the gullible
A friend says the potato on the foot is scientifically proven because the potato turns black after several hours, which proves the toxins are being absorbed. I asked her if the potato tuns black anyway since it's being oxidized, and she says that's because it's aborbing toxins from the air too... I gave up
ScamWatch, run by the Australian Government, warns people that scams are usually presented as amazing opportunities either to make or save money. They’re often portrayed as being extremely time-sensitive.
Meanwhile, you should be suspicious if someone you have never met suddenly asks you for your help. You should always be wary of any emails or text messages that have suspicious-looking links or attachments. And your alarm bells should be ringing if you’re asked to pay in unusual or extremely specific ways or you’re asked to set up any new accounts.
The best approach if you notice any red flags is to never give out any personal details or transfer any money. You should either hang up the phone or delete the spammy emails or messages. If the scammers are pretending to be a trusted organization or institution, you can always get in touch with them via their official contacts to double-check any suspicious-sounding requests.
Scientology.
L. Ron Hubbard was a science fiction writer. He was quoted telling a science fiction convention in 1948: "Writing for a penny a word is ridiculous. If a man really wants to make a million dollars, the best way would be to start his own religion."
Before he was a writer of any note, he was a criminal and conman to boot and the foundational b******t of his "religion" was detailed in numerous sci-fi fiction books both before and after the founding of scientology.
Load More Replies...His first attempt was a religion to worship a shade of light blue. Cyantology never took off though.
Any religion. The wealth of the church is unfathomable and all the sell is an after life.
Why write novels, when you can start a religion, make people believe something, AND go tax free.
L Ron Hubbard and Joseph Smith of LDS (mormonism) both share the con man background before establishing their strange religions.
Just read the Wikipedia article on Scientology , it reads like a science fiction novel
A-Bombs in Hawaii! Intergalactic DC-3 Starships! Thetans! Galvanometers that show how many spirits are sharing your body with you! Contracts that stay binding for one million years! Reincarnation that requires reprogramming in a theater on Mars! Easy Payment plans!
Load More Replies...On a camping trip, L. Ron Hubbard bet Carl Sagan he could start a cult. Both were sci fi writers. Hubbard won the bet, and Battlefield Earth became a legendary movie starring Travolta.
I've heard the story about Hubbard betting other SF writers for decades. And it's almost always a different writer. This is the first time I've heard Sagan, which isn't surprising. In the early 50s he was in college in Chicago, while Hubbard was in California, failing at Dianetics and starting up Scientology. Unlikely they ever met before then. Writers like Heinlein, Asimov, and Pohl are much more likely to be there. Also, Battlefield Earth is a legendarily bad movie.
Load More Replies...The novel Battlefield Earth, not the movie, gives him my forgiveness for Scientology.
Ticketmaster.
One of many reasons why I haven't seen a band performance live in many many years
uhm.... you can see bands without them too. by far not all concertts go via ticketbastard.
Load More Replies...Ugh, I HAD to use Ticketmaster for tickets to an event and they have a new 'insurance' thing so if you can't go to your event for whatever SPECIFIC reasons, you can buy insurance to get your money back The tickets I purchased were only $14 each and the stupid insurance was like $29.95 Canadian PER TICKET (I got 3 tickets)....ummm, on the off chance something happens I will just eat the $42 dollars thanks!
I have a question, because it’s been years since I went to loads of huge concerts and shows. Can you still buy tickets directly at the box office in advance of the show? In other words, if you live in the same area as the venue, and you go there to buy tickets once the event is announced. Or does Ticketmaster automatically buy every single ticket so you can’t do that anymore? Also, what about season ticket holders, or does Ticketmaster make that an obsolete concept? Can the venues refuse to sell any tickets to Ticketmaster, or sell large blocks of tickets to anyone, or are they held hostage under unbreakable contracts, or otherwise forced to sell to Ticketmaster?
Not so much the companies but the disgusting new trend of "dynamic pricing" so the more people in the queue, the higher the ticket price
We'll be seeing some kind of changes soon, they got busted under the monopoly laws.
Stanley cups. all this hysteria for an overpriced water bottle?
Stanley makes a very good product. I can't speak for these cups but my Stanley thermos has lasted me better than 40 yrs. .
Nope. My 13 year old gave into the hype.. reverted back to a Marshalls purchased hydrapeak “at least these don’t leak”
I have one. It was a Christmas present from my oldest daughter. I like it because it keeps my drink cold for hours. I would not pay more that $50 for it
I use metal water bottles cause I work outside. I got a 62 Oz nice quality one WITH an over the shoulder carrier at Walmart for less than 30 bucks. And working outside, around animals, I'd never buy a cup with just an open straw, I need either a folding one or one with a cover. Stanley's are so ugly and overpriced.
Everybody can fall prey to scams, no matter how educated they might be. Everyone can find themselves distracted and in a situation where they lack self-awareness. However, the more physically, socially, and financially vulnerable someone is, the more likely they are to be targeted by crooks.
However, this doesn’t mean that we can’t fight back against potential scams. Knowledge really is power. The more up-to-date we are about new types of scams, the more we can keep ourselves and our loved ones safe. Although, it’s a constant battle with no end in sight. For every scam you learn to avoid, new ones will pop up to take its place.
That important, difficult jobs that we need more of (preschool teachers, custodial staff, care workers for the old or disabled, etc.) should pay dramatically less than important, difficult jobs we need fewer of (CEO).
It showed the “what”. The “who” were treated as expendable and interchangeable.
Load More Replies...The people that we expect to always be there are under-appreciated. I would add in grocery clerks/stockers, wait-staff, mail delivers/UPS/FedEx/Amazon (although the last are far too ubiquitous )
The question is “what’s the scam”. The scam it dramatically underpaying people in critically important positions, and grotesquely overpaying CEOs and C-suite executives who don’t contribute anything near worth what they’re paid.
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Credit monitoring. They setup a system where false information can ruin your life and then charge you to know when it happens so you can get on top of it before the damage is done. And, on top of that, when they leak the personal information of hundreds of millions of people because their security sucks, their "punishment" is to give you their service for a short period of time for free despite the fact that your information being out there means you'll need to pay for it after that free period ends.
It's a modern-day, digital version of the mob's, "It would be a shame if your house burned down, let us help protect it" extortion racket. They've convinced the world that our identities are being stolen rather than what it really is...financial institutions are being defrauded. And they've shifted the burden for their problem onto us.
And the strangeness of the fact that checking your credit score can sometimes lower it , and on some apps you just press a button to "boost" it
Incorrect. Only hard credit searches affect it. Soft search checks do not.
Load More Replies...Just try getting ahold of a real person at Experian these days. No matter what you say, you can't get through to a human being. I also tried the old pressing-of-zero, and saying, "I want to speak to an agent." I unfroze my credit through the website, but it kept coming back frozen from a credit check. I would explain the problem, and it would say, "To unfreeze your credit, use the website." I tried calling back with various different problems, and nothing caused it to go to a live person. There HAS TO BE A LAW ABOUT THIS. I was going to buy a house this year, but I just threw in the towel. I'll try again next year.
And this is why I like the Japanese way of "You have an open loan? No? You have a job? Then your credit is perfect!" At least that's been my experience.
Crystals.
I love crystals.. in a geological way.
But they don’t heal s**t.
That's just because you haven't found the right crystal. You need to find the flawed quartz crystals that are actually a crystal skull. Once you find one, you will know and be able to take over the world.
Funny! But seriously for anyone out there who still believe crystals have a vibration and give off energy: crystals only vibrate when a voltage is applied to them, like the quartz crystal in a mechanical watch. They can give off electrical energy if put under pressure. That is call the piezo effect. But just sitting on a shelf in your bedroom they aren't doing s**t.
Load More Replies...I love crystals and i collect them. I am well aware that they are just pretty rocks though.
A student of mine told me that his bosses niece used a crystal as contraceptive... It was a giant phallic shaped salt crystal that she had beside her bed that protected her. Needless to say, she got pregnant. Twice
A very important rule of thumb when it comes to protecting yourself and your funds is to listen to your gut. When we’re in tune with our instincts, we can tell when something’s off. Broadly speaking, if something sounds too good to be true, it probably is.
For example, if you get a very tempting offer that promises you great riches for doing next to nothing, then it’s very likely that someone’s trying to scam you. Nobody gives away free money… (unless you bought a very lucky lottery ticket or you inherited something, but those situations are super rare).
Diamonds.
They are great for sharpening knives. e.g. diamond sharpening stone: Diamond-St...5e72cd.jpg
Do you know what else works? Unglazed pottery, frosted glass, even the edge of a block of paper will work in a scratch... Personally I use wet and dry sand paper (1000grit +) . Gets my knives sharper than a diamond stone
Load More Replies...Cracks me up when ppl in the diamond "business " try to argue against lab grown diamonds because they don't "hold value". Yeah, a diamond ring is like a car. As soon as you leave the showroom it drops in value.
This is why I got a piece of art as my ‘engagement ring’. It’s now worth at least 4x more instead of the approx 4x less a diamond ring would now be worth. No future bride nowadays want a secondhand ring.
Diamonds unless extremely unique were never desired even amongst royalty for a very long time. It wasn’t until marketing n the 1930s ish and DeBeers diamonds are forever nonsense along with them vaulting 75% of the worlds diamonds made them even a desired item. Diamonds are much more common than people think. There are also many more crystals that are far superior in appearance like Alexandrite, Faceted Rutile, rare sapphires etc.
Beyond the diamond hype, if you are going to bedeck your beloved in them, ignore the stupid convention some places that diamonds are only worn at night. Why? The sun glinting through them is what makes them beautiful.
I have a diamond in my engagement ring and a diamond in a pendant on a chain around my neck. Neither are more than 1/2 carat. Both make me happy. That’s what it should come down to
Snake oil.
Sorry, I mean “essential” oil.
I use essential oil to make stuff smell good...I know people who use it to cure diseases or whatever.
You’re using it the way it’s supposed to be used. For scent, not in place of actual professional medical help.
Load More Replies...essential oils are great for adding smell to a room. Also a little peppermint oil in brownies is delicious. They do not cure anything.
It's 'essential' in that it's the distilled essence, rather than being something you can't live without. However, I'll fight you to the death for my bath oils.....
# US Health Insurance.
Obamacare is a compromise. We need single-payer care like in Europe and other places. Even if you have health insurance, they will díck you around in hopes that you will give up.
Ah yes, insurance. This survice costs 1000.00 but negotiated with your insurance it's 50% cheaper and now 500.00 out of pocket.... However if you pay cash and not go through insurance it's was only ever 500.00. process were rusted because insurance insurance wanted to negotiate prices due everything.
Definitely depends on if your employer pays for a decent policy or not. My insurance company is easy to deal with and the coverage is excellent. Not so for too many people in the US.
Slow down. Sit down. Ask yourself some basic, common sense questions about the offer. And then, get in touch with your family, friends, coworkers, or neighbors for their thoughts. There’s nothing like an outsider’s perspective to protect you from swindlers. If nobody’s available to talk, take some time to think about what the offer entails. Sleep on it.
Many scammers rely on pressure to get you to part with your hard-earned cash. So, any offers that are super duper urgent are probably attempts to get you into a mind frame where you’re easier to manipulate. Fairly good deals and sales happen all the time; there is absolutely no reason to rush. Ever!
Those E-commerce guys that sell their guru courses on how to make $10K plus a month.
I was seriously told by a group of career counselors the fastest way to make a million dollars is to write a book on to gain a million dollars fast. They weren’t joking.
My roommate once told me that he was taking lessons on youtube to become a millionaire. He told me that he believed everything the guy said, even though the guy looked like he was barely twenty-something and seemed like he was anything but a millionaire. I asked him why he believed him, he told me that on the wall behind him there was the word "millionaire" in vinyl decor. I told him that I could make him the same one. That way he could be a millionaire too!!!
Wedding dresses. You can buy an identical evening gown in a different colour for a few hundred, but make it white and call it a Wedding dress, you add a zero to the end of the price. So a £400 evening dress is £4000, because its white and in a bridal shop.
The last wedding I attended was in a public park (which had really nice scenery for wedding photos). The bride and groom wore nice clothes they already owned and had spent a couple hundred dollars on rings. Instead of bringing gifts, the guests brought food for a pitch-in lunch. After the ceremony and lunch, we all played fun games. It was the only wedding I really enjoyed attending - and the only one where I noticed that children were obviously having a good time.
By the way, this was a couple who could have afforded the usual expensive formal uncomfortable wedding. But they are cool people who wanted to do something different.
Load More Replies...And to add insult to injury, they don’t even size them in a way that doesn’t flatter the bride. If you wear a US size 8—people this size are not overweight or out of shape because it’s simply a healthy size for most people that is still slender without looking anorexic—-your wedding gown’s size number will be about 4 to 6 sizes larger, so anywhere from a US 12 to a 16. At a time when most women worry about how they look, they could at least use more flattering sizing, to avoid creating more eating disorders and nervous breakdowns.
One of my friends, when looking for wedding venues, at one didn't say to start with when touring it, that it was for a wedding. When they said it was, the price jumped by hundreds of dollars.
Load More Replies...As a seamstresses point of view (which I'm not, I just like to sew), wedding dresses are really complicated to do though. You can compare wedding dresses to ballgowns, but evening dresses usually don't come even close to wedding dresses in complexity. So if the dress involves boning, fitted closure, full lining, train and other stuff, it's bound to be expensive. Also quality fabrics cost a lot in every color. I personally woundn't mind getting married in a simple white dress made of cheaper material. But then I would not expect getting anything close to the support, quality and complexity of a traditional wedding dress.
From a drag queen point of view, thats rubbish. A dress is as complicated as you choose to make it, a lot of wedding dresses are not that complicated if you know what you are doing.
Load More Replies...Well my American wedding one. The one in india was stupid expensive and crazy but awesome and I didn't pay for it lol
Load More Replies...I have seen wedding dresses at thrift shops. Also, I have been to weddings where the bride and groom wore their "Sunday best" and didn't go for anything ridiculously fancy.
That's exactly what my fiancée and i are gonna do for our wedding: buy two evening gowns in colors of our choice and get married in them. It's cheaper, and we can eventually reuse the dresses. I would feel terrible spending lots of money for a wedding dress i only get to wear once (plus we both don't like white dresses).
Plastic recycling is a scam sold to us by the oil companies (from which plastic is made), so we won't feel bad about using single-use plastic. It's not cost effective to sort plastics into the myriad recyclable categories, so your trash company is just throwing it all in the landfill with your trash.
https://www.npr.org/2020/09/11/897692090/how-big-oil-misled-the-public-into-believing-plastic-would-be-recycled.
I agree. Near my house there is a factory that makes boards with recycled plastic. The kind of boards with which patios are made. Also the same company is now doing tests for cement for sidewalks. In my city, near the hockey arena, there are pieces of sidewalks with different components: cement and recycled glass, cement and plastics etc... The winner will be the one that resists the best.
Load More Replies...Stop buying shower gel/body wash in plastic- use a bar of soap! Don't buy liquid detergent in heavy thick plastic bottles, buy powder or sheets. Reduce demand, maybe they will change!
Any advice for someone who can't use soap? Get dermatitis reactions to it, can't use bar or liquid soap at all.
Load More Replies...I gave up trying to explain to people that the vast majority of the plastic in the recycling bin is not recyclable at all.
Most European single-use plastic is fueled into the old German lignite power stations. They have filters to clean the smoke from anything and everything to protect the environment.
I used to be enthusiastic about recycling, because I can't abide waste, until I discovered that most recycling is dumped in third world countries' landfill.
Australia used to ship 100% of their plastic 'recycling' overseas for them to deal with. Then journalists outed the results of this practice and the government decided not to ship it anymore, but we had no recycling plants for soft plastic here. Small (supposedly non-profit) companies took over, saying they had ways of dealing with it. One in particular boomed, collecting soft plastics from supermarkets and supposedly recycling it. Then journalists found they and other companies were just storing it indefinitely. There were fires at a number of storage facilities too. They were shut down and now we are back at square one, with very little option for soft plastic, other than putting it in the rubbish bin. There are some small companies around, but acess to them is limited by your state etc.
Meanwhile, if someone asks you to divulge any private information, it’s also very likely that you’re in the process of getting scammed.
You should never ever give out any sensitive info, whether that’s your bank details, your account passwords, your address, or your and your loved ones’ names or dates of birth. Sure, some of your info is probably easily accessible and already ‘out there’ in the wilds of the internet, but you don’t want to give crooks any more ammunition.
Not a product, but bots and fake comments online are a scam of people making robots pretending to be people - and they are everywhere.
Soooo many of the comments you read (and let influence you) are not people. Total scam.
I am not a bot, and my expertise at identifying the traffic lights in random pictures proves it
I crash and burn on captchas so often that I'm almost certain I'm a bit after all
Load More Replies...The day I discover that Bouche and Audi are bots, I will give up this mortal coil
Same goes for ratings on retail websites. People use them to see if what they’re buying sight unseen is actually worth it, and not a pug in a poke. So, fake reviews, both good and bad, are criminally misleading. They can either tank a perfectly good product, or cause people to be swindled sounding way too much buying products not worth a dime. I try to avoid the high and low ratings, and look at the middle ratings to find pros and cons.
Companies that sell stars or naming stars …. No one owns stars . You can’t own a star and there is no governing body who authorises the naming and ownership of stars . You my friend have just purchased a piece of paper for $200
Edit : after a chalenge from a few people on this here is the clarification after some googling
“The only body which can give names to astronomical objects is the International Astronomical Union (IAU). This hasn’t stopped commercial firms from ‘offering’ individuals the ‘opportunity’ to sponsor stars etc. These names will be recognised by no one and you will be wasting your money unfortunately.”.
You know if they did recognize the names there would be one named starry mc starface
Make up your own certificate and save $200. Just don't pick my star! It's that one. ⭐ Right there! 🤭
On 1 square foot of land, not even enough to dance or sit on
Load More Replies...There are websites you do this for free and it doesn't cost you a thing. But they do give you the coordinates to "your" star (which is clearly indicated in the print that it's not actually your star, just where you can find this particular star in the sky). It's still a gimmick, in a similar sense, but it costs you absolutely nothing at all. One of my kids has a star they named starry mcstar lol.
The International Astronomical Union doesn't have any actual authority to name stars or other celestial bodies.
I thought selling stars was some sort of internet joke. It is actually a real thing?
Yes, there are companies that will take money and claim they can name stars for you.
Load More Replies...And what gives the fancy pants IAU the authority to name stars? I can see twinkle sprinkle 212 in the northern sky, you haven't been there bit*h you don't own it.
It makes it easier for scientists if the stars have proper names and the names contain information about the star which makes it easier. Imagine the chaos if random people could name whatever star they wanted
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Printers and printer ink.
Laser printers, as illustrated, offer much more bang for your buck. I only use my inkjet printer for its scanning capabilities
Before losing all their customers, there once was a company called HP.
HP used to make decent printers. Had one that lasted nearly 20 years. They got greedy and started doing silly things like forcing you to buy their ink. I will NEVER buy another HP printer.
Load More Replies...This is a self inflicted problem that no one wants to acknowledge. Cheap printers (sub $100) are sold at a considerable loss, on the basis that the manufacturer will recoup that loss through the sale of ink/toner carts. Less of an issue with laserjets, but even with those the pricier models usually have "refillable" toner carts. Where the carts normally cost $12-$15, you can easily find bottles of toner powder that brings that cost down to $3 a refill. Tank printers which are usually north of $200, allow you to buy massive bottles of printer ink that can refill each tank 10+ times per color, for less than the cost of a single ink cart. You're the one making the purchase, so either make a good one, or stop complaining about the consequences of trying to be cheap.
So...I'm cheap... because I literally probably use my printer at home maybe 4-5 times a year...so I have ZERO need for a printer that costs $200 plus at initial purchase and bc I kinda expect that when i pay for an item that i actually own it and can use it as I see fit... I don't need a subscription program for ink I can go spend the fortune it is to buy ink when I need it I don't want to have to use an app to print I just want to pay for my item whatever that cost might be own it and make my choices from there as I see fit... Not sure how standing up to what is defined as planned obsolescence which you seem pretty intelligent so you probably know what that means. Either way I'm not cheap because I pay for something expect to own it and don't want to have to buy more product I don't need or spend $200 on a printer I don't need when I should be able to for my needs pay $45 and move on 😁
Load More Replies...I have given up on owning a printer. When I actually need a paper copy of something (rarely), I go to the local office store and pay $0.20 per page.
The other issue is the Print Subscription scam. You get to pay for printing more than X pages per month, and, should you dare to buy a branded ink cartridge at the store (not a generic but a brand name matching your printer) the cartridge will not be "recognized" and you can not print (company rhymes with Pewlitt-Hackard). Bought one of the Shaq approved mega-tank printers and it it is great.
Here in the UK replacement toner cartridges are more expensive than buying a new printer (that comes with toner cartridges). Compatible toner cartridges are cheap but are never recognised by the printer and don't work. I miss the old days when you could buy your ink and refill your cartridges yourself.
What’s the biggest scam that you know of that people keep buying into? Has anyone ever tried to scam you, dear Pandas? What advice would you give someone to help protect them from swindlers and crooks?
Share your advice in the comments! And if you have any warnings to share from your personal experience, we're all ears.
Fast fashion.
And sadly more people will continue to by from horrible fast fashion sites like SHEIN and Temu because they’re cheap and convenient 😔
Trust me, if you're both fat and poor you don't have the choice.
Load More Replies...A friend of mine had to move back in with her dad and his partner and their washing machine broke. She was telling me she didn't have any money because she had to buy a new washing machine and I asked why she has to buy it. She said because she was the only one who used it. I asked well what do her dad and his partner do. She told me they don't wash their clothes they just buy new clothes!!!!
This is so bad for the environment! Even donated clothes end up in landfills somewhere, with the biggest one in Africa visible from space. Burned discarded clothes=climate change.
It doesn’t even have to be burnt. The manufacturing process is bad enough.
Load More Replies...I miss the old days when you could buy a high-quality, classically styled garment and wear it for years. Even expensive stores don't have anything like that anymore.
US Healthcare System, Herbalife, Joel Osteen, BeachBody, Scentsy.
And the winner is Ken Copeland, who has amassed almost a billion dollars selling fairie tales from a book of fiction.
Ken Copeland is a bottom-feeding scum sucker. 🤮
Load More Replies...Televangelists are a serious ripoff. They are con artists who use ancient superstition to manipulate their flocks. They pay no taxes but live like royalty.
Why Scentsy? Decent candles (beeswax or soy) cost way more than the one time purchase of the Scentsy warmer and the wax cubes are cheap and made in my home state, and they're non-carcinogenic unlike candles. Plus I don't have to worry about my cats lighting their tails on fire with the wax warmer.
Because there are cheaper options that are just as good, or better. Scentsy doesn't *have* to cost as much as it does. Of course as with all things, the production of the products costs mere pennies, while the company charges out the butt. The quality may be better than some other brands, but it's certainly not the best and there are many just as good, and better, options out there. Wax warmers almost all follow the same production standards (barring very few substandard). There isn't anything special about their warmers or their wax that would justify the cost. But, that's coming from someone who made those kinds of products and sold them in an actual store (online and B&M) that we owned for a little over ten years. Scentsy is definitely gimmicky, but, if you like it, you like it and that's cool. We all overpay for things here and there.
Load More Replies...Beachbody?? Maybe if you get sucked into their many marketing ploys but their straight-up membership is a deal, I think. But like anything exercise-related…only if you use it!
I have several of the DVD workouts and they really worked for me. It's the only time in my life I had visible abs.
Load More Replies...I know there are a lot of bad actors out there, but I don't have a problem with religion generally. However, if you are the pastor of one of those "Mega-churches" then you aren't really ministering to people in your congregation individually, which I always thought was kind of the point.
For profit colleges & fully online courses for some jobs. For example, you can’t become a nurse by only taking online courses. I also heard about someone getting an online cosmetology program. So many students pay thousands of dollars for programs that are not accredited.
As a retired nurse, I can say I hope people will never be able to become nurses without doing clinical training.
I'm in an accredited online college called University of Arizona Global Campus getting a bachelor's in psychology; it's been an incredible experience. The profs are incredibly knowledgeable, it's fast paced but one class at a time so it's challenging but because I focus on one class at a time it's an excellent education. If it was in person I'd never be able to get a degree because I make 12 bucks and hour and have a wife and 2 kids, one isn't school aged and daycare costs more than I make, let alone on top of bills and other needs. The idea that anyone gets scammed out of thousands is beyond infuriating, they should get every dime back, plus restitution for their wasted time and stress. Luckily I got federal loans so so far, it isn't killing us financially and I have an internship already waiting for me!
But, It's for profit as are just about all colleges in the US.
Load More Replies...I also think I read somewhere that Harvard has had so many donations that every kid accepted could go to school for free and the school would still make a profit just off the interest alone.
😅😅Like the time a woman I now was CONVINCED she could make a gourmet meal because she watched a t.v. show. She is a nice woman but burns cornflakes.
Load More Replies...This has been a big problem for people who want to work in childcare/education in Australia. So many courses offered that aren't accredited and the students don't know until applying for jobs or the government forcing them into receivership. If you aren't eligible for fee support you pay upfront and rarely get anything back.
Cosmetics. We've convinced most women that they don't look presentable or professional without it. At its core, it preys upon insecurities. I wouldn't have nearly the same issue with it if it was truly more of an optional thing,.
My mother never used it (allergy) and I grew up in a time and place where it wasn't universal. I'm lucky. I know people that would put full slap on whilst waiting for the ambulance...
My mum rarely wore i as well, only when going out somewhere special. This possibly partly influenced my lack of make up most days. My sister on the other hand wears at least foundation every day, so I don't know where that fits as far as nurture vs nature.
Load More Replies...I have far better things to spend my time and money on than makeup. Then again, I am old, fat and ugly now, but I gave up wearing it as a teenager. If you enjoy wearing it, great, but it shouldn’t be a societal expectation.
I agree in part. Sometimes you just want your face to match your clothes (or I do). I don't wear make up during the week and it's entirely possible that's why my skin is better than my sister's, but if I go out on the weekend and have time/energy, I like to put some on.
Load More Replies...I have made an interesting observation about my own life. I rarely wear makeup and when I do, I do it quite modestly. Still, the most unwanted attention comes when I'm bare-faced and have acne scars and glasses that make my eyes smaller. The question is whether women without makeup are thought of (possibly cultural differences play a role here) as more confident and authentic. Although, my resting friendly face certainly plays its part.
A woman who uses make up to try to attract me either has a low opinion of herself or a low opinion of me. Neither is much of a turn-on.
Well if you plaster you face with crushed clam shells and ambergris, and tar and magic powders that make you some how more attractive with some clown makeup...it is optional. I mean maybe you look a little more alluring with a little makeup for a fancy night out, but us men absolutely appreciate how you look naturally. That's what we fall in love with.
I think a lot of men don’t realise that the ‘natural look’ often involves a substantial amount of makeup.
Load More Replies...I rarely wear makeup, largely because I don't like how it feels and it's a chore taking it off. Obviously I went through a stage in my teens/early 20s but I could probably count on my fingers the number of occasions in the last 40 years. Even for my wedding I stayed barefaced!
Same with the whole body hair removal trend. Started with women's legs and underarm. Then the porn industry started with pubic region so you could see better. Then companies like manscape and other pushed it.
I think the proliferation of WFH and video calls is starting to erode this. I don't put on makeup to WFH, and I'm getting more and more comfortable being on camera without it.
The remote closer ads/ influencers that claim they are making 10k a month. It's a MLM scheme and the authorities should take action against these people fooling desperate people online for their hard earned money.
I don't use Instagram since I gave up on trying to sell artistic photo's on a photo-site that banned my artistic photo's and went from free to paid. why pay for something that NEVER made a cent after a year, I don't use tik tok, I don't give a damn what some FAKE LIFESTYLE influencer is pedaling that they probably CAN'T afford and got for free. Still laughing about the designer brand influencer who was exposed for having a totally cheap knock off life, everything she bragged about owing was a cheap knock off.
"influencers" are lazy losers that are the fakest people ever who do nothing with their lives and want us to tell them they are usefull in some way! NOPE!!
Medical insurance. I pay $100/month for insurance to tell me my regular appointment is now $73 instead of the base $75, and that my Epi-Pen is not covered at all. F**k medical insurance, from the bottom of my heart.
I have VA Healthcare. It was easy. All I had to do was give a few years of my life to the military, get into a helicopter crash (I was not the pilot), and have pain every day for the last 30 years.
Let me guess, the pain medication is covered or not?
Load More Replies...Medical insurance isn't for YOU. It's to ensure exorbitant payment to any and all medical providers who treat you.
Not all policies are the same. My co-pay is $20 and most prescriptions are $15/month. Both go to zero when my out of pocket max is reached, which generally occurs around September. Lab tests, CAT scans, etc are free.
Most of my prescriptions are from the Walmart pharmacy. If I don't put them through insurance, they're $10 for 90 days.
Load More Replies...
(Mobile phone) games with microtransactions.
I have only one game on my phone and I don't even have data on when I play it, so no video ads. When I first started playing it, there were no microtransactions offered but now there are lots. Not once have I considered buying any. If I can't pass a level without paying, I'm not going to play it. They give bonuses without paying every 10 stages or so, so even levels I haven't done so well on I can go back and use them on, so I don't understand why people fall for the cost. (Actually, it's the mentality of 'I need to win this now, to keep going. Why wait when I can pay to move on now?')
There are times I swear they make certain levels impossible to pass in the time or number of turns available, no matter how excellent a player you are, thereby forcing you to purchase extra coins or points. Got reeled in to that years ago, before I knew better, and it cost me. Now, once I reach that level, I delete the game. Sad that there are so few games that don’t do that, because certain types of games are actually good for your brain (the games where you have to solve puzzles to reach the next level, thereby making you remember correct moves and develop strategies to succeed).
Load More Replies...This bothers me less, although I would like a way to turn them off. People aren't going to develop good games for free. I don't really have an issue with them making money off their work; otherwise, I wouldn't be able to play the game at all without paying. I just never put my card into the app store, so there's no way I can even buy anything by accident, and play what's available in the game without money.
Years ago I got sucked in to this when I was obsessed with Candy Crush. So stupid!
I sometimes have paid, but for the game or for no adds if the game is good and it's an indie game. Micro transactions are the worst on mobile and on pc
I'll pay 99 cents or 1.99 but not more. I don't mind that. A contribution to the creators for playing.
Especially ones that you already paid like 20 bucks to get in the first place
I had a simple yet relatively amusing game that starts out with little colored balls in a sand maze. At the end of each maze, you'd have to have so many balls left to pass. Cute, short, mildly interesting. To buy ad-free for 24 hours was $7.99. For one freaking day!
Religion.
Yes, as Voltaire once said: there will never be peace on earth until the last king is strangled to death by the entrails of the last priest
Ricky Gervais talks about this frequently. He pointed out to a talk show host that there are a couple of thousand recorded references to deities, and the only difference between his beliefs and those of the host was that he didn't believe in one more deity than the host. https://youtu.be/P5ZOwNK6n9U
As long as humans fear death, need guidance, and want answers to the big questions, religion will always be with us for some.
So people want answers to big questions? Why not try science and logic instead of fairy tales and folklore? Maybe the appeal is because science does not have all the answers and religion claims to.
Load More Replies...Don't say "religion" when you mean "three weird flavors of Christianity and ultra-conservative Islam".
There are no religions that don't have problems. Fanatics are capable of making anything destructive.
Load More Replies...I would have thought greed and seeking personal power were the major causes.
Load More Replies...Religion is cheap therapy. Instead of paying the biggest scam (psychological treatment), you pray to God and can forget about your problems for a while.
Bottled water(unless your tap water isn't safe to drink).
Not the fancy kind, but your regular grocery store brands.
I have an under sink reverse osmosis system. It makes the same water as “bottled water” but you save a ton of money and plastic waste. They are not expensive.
I'm so glad to live where water is not only safe, but tasty. Yet still millions of bottles of water are bought everyday!
I don’t understand why bottled water gets sold in my country at all. The whole country has perfectly safe tap water, 95% being spring water. Maybe I would understand vending machine here and there for people on the go, but every supermarket has pallets and pallets of water, it should be illegal.
Load More Replies...To be fair, we keep a few cases for emergency purposes (earthquake, typhoon, etc.) and then the "Dad I'm thirsty..." on the 2+ hour drives
What's wrong with wanting good tasting water that isn't full of lead or bleach??
The comment was for places where the tap water is safe to drink. If it's got lead and bleach (ick) in your area, the bottled is the way to go. Just remember to check they don't bottle it from a source just as bad. Hopefully they'll fix the tap water in your area asap
Load More Replies...I have well water and it's some nasty tasting c**p. We have a water cooler and buy the big jugs from BJ's.
In Europe tap water is same as probably the cheapest bottled water. There are some bottled mineral waters with higher mineral contents, but not to be drunk regularly - is for digestion.
In my city water has spring quality, but every summer tourists spend a lot of money buying mineral water. Hahahaha
Those bracelets with a sticker on them that claim to align your magnetic field or whatever.
I had a copper bracelet that also had magnets that claimed all kinds of great things for wrist health or something. I honestly only had it because I like the look of the copper bracelet. If anything, having a hunk of metal regularly on my wrist caused more issues.
I once had a copper bracelet that claimed to cure all sorts of things. All it did was leave a green mark around my wrist. It fell off when I was flushing the toilet and ended up down the toilet.
Load More Replies...I have studied magnetism in depth and the thoughts behind how people describe this c**p works is so far into fiction it’s like they only know the word magnetism and the rest they made up lol.
WE had a salesman neighbor who everyweek was selling some new useless fad thing. Magnets for health, neutra-ceuticals (the vitamins you get from eating vegetables), water distillers (Distilled water actually leaches needed nutrients and minerals from the body and is not that healthy to drink on a daily basis).
Political parties.
A British commentator said "In America there are two political parties. The Republicans, which are like our Conservative Party. And the Democrats, which are like our Conservative Party."
In the current election cycle, that's clearly not true. One party isn't perfect, but the other one's insane.
Load More Replies...I disagree. In the US, it's like WWE for psychopaths at least for our conservatives.
The parties aren't the problem, the members of the parties are the problem.
Insurance. I'm not talking medical, house, or vehicle insurance, but insurance on electronics, appliances, etc.
The guarantee or warranty should come with the product as part of the purchase price, and have clear and reasonable instructions for using it—-not too hard to use so people who need it can achieve satisfaction, but not so easy the company could be scammed. A clear, honest, and shortened translation of the legalese in the thousand page agreement that non-lawyers can understand would help with that. Unless we go back to being able to take our appliances and whatnot to independent repair shops like we used to do, consumers would feel like they’re finally being treated fairly, instead of ripped off, if they could have the seller or manufacturer do the repairs or replacement directly.
Based on the OP and comments, there's a misunderstanding of the difference between a warranty/guarantee and insurance. Warranties cover failure whilst under normal, well-maintained use - insurance covers damage/theft/etc. E.g. drop your electronic/timepiece/etc down the stairs and it breaks? Insurance. Get the same stolen - whether at home or away - insurance. It just stops working prematurely even though properly maintained? Warranty/guarantee.
Do you mean 'warranties', which you don't pay extra for, and are actually a good thing to have if your what-not breaks down in a certain amount of time, or is faulty, or do you mean the so called (and totally useless) "extended warranties", which aren't worth the paper they're printed on?
I think for items of high value that are very hard to replace, maybe its a good thing, but it seems like extended warranties and insurance on items (as described above) are the new membership subscriptions :P
All insurance is a scam, really. Legally you have to have it but even if you never make a claim your premiums go up every year and you rarely get anything back.
The only insurance I have is funeral insurance, I won't be alive to pay for the kind of funeral I want.
If my family would be okay with it, I'd rather be left in the woods for the crows. There's nothing more natural and organic than that. But there are likely laws against it, so *shrug my shoulders*
Load More Replies...I had camera insurance, paid about 5% annually of total equipment value. When I accidentally dropped my camera and lens down the steep slope and ended in puddle of water, got new one. All I had to pay was excess of around 7% what if would cost.
Very good general advice :only insure what you absolutely can not cover and what is essential. Insurance is always a bet against the "house" (insurance). and just like in a casino, the insurance always wins. Should you insure your car? Absolutely. Should you insure your kitchen appliance? Absolutely not
Donut holes. The bakery steals the middle of your pastry and then sells it back to you.
Daring of them to commit a theft in the presence of so many policemen!
But it wouldn't be a donut if it had not a hole transfixing it. It is good that someone figured out how to sell the leftover do.
They have been pulling donut-hole scams for YEARS! NMAH-AC043...f08b2c.jpg
And probably charging you extra for a defective donut with a hole in the middle!
Ear candles.
Their wax looks like ear wax, so people believe the candle "sucked" it out of your ear.
But they look exactly the same if you just burn them in your hand.
Wow, I've never seen these before and if I had an earwax problem, this would not be my first choice of an OTC remedy.
I do have a lot of earwax problem too. Tried it once, but didn't really like the feeling and I was stress about the candle wax getting into my ear ^^ at the end, the best option I'm using is warm water in a syringe to have some pressure. Not to bad... yet, still annoying.
Load More Replies...Looool. I had a friend convince me to try these - definitely a scam, but the heat felt nice. 😂 Told a doctor about it when my minor earache finally decided to become an ear infection (I have sinus issues, so it’s 50/50 of whether it’ll be sinus pressure, or an actual problem). I don’t think he stopped laughing for a solid 2 minutes.
You can get irrigation kits at a pharmacy for ear wax. They take some patience but they work and they won't damage your inner ear.
I completely disagree. When my son was young he got terrible ear infections. I was introduced to candling by the Mormons in my area. It stopped the screaming and crying until I could get him into the doctor. I also tested in my ear as opposed to my son to see if there was any difference and YES, there surely was! If you have an excess of earwax or an active infection, candling eases the pain and pressure
I use a rubber ball thingy that can squirt water out with some pressure. Is perfekt to get rid of earwax that would otherwise clog my ear
Load More Replies...Only a complete dumbass would do this,! Do not burn candles on your ears.
Tbf, as a child, my grandma used to put a paper cone in my ear and light it and the suction would "suck" the clog out of my ear. Idk if this is the same thing, and maybe am remembering a bit askew as was very young, but whatever she did, it worked.
They already proved the “wax” At the end that was supposed to been wax removed is just burnt debris from the stupid process of burning the candle.. Does absolutely nothing to your inner ear because heat rises, it doesn’t fall and mysteriously clean your ears.
Turbotax. Really, the entire tax industry. They've lobbied for years to keep the government from sending you the bill/refund that they already know about. Instead, literally everyone has to buy into it *(Ha! Intuit!)* unless you're going to file them on your own.
I have a rather complicated financial portfolio - inherited from a relative. Despite being a former IRS employee, I couldn't know how to fill out my 1040 myself. But TurboTax has a feature where I can drop it all into my return in the proper places with a few mouse clicks.
That's really the point. You shouldn't have to know how, OR be forced to pay for a third party to help you. You should get a bill in the mail (or digitally) for what you owe or are owed.
Load More Replies...I try to put the companies try to force you to pay at every step. Was unable to use it because of my Health Savings Account? Every page has a giant button to purchase something and a teeny tiny 'no thanks " button, then they want to charge for the state taxes. Absolutely infuriating every time
Load More Replies...Enriching the tax preparation companies is definitely part of the equation but the right in the US wants to make paying taxes as painful as possible so you’ll hate taxes even more. That is also why we don’t see the full-tax amount on retail prices. Reactionary conservatives want taxes to feel as present, inconvenient and enraging as possible from the moment you pay for something to the moment you have to file your return.
In the UK, everything is done automatically if you’re employed - if you’re self employed you do have to file. Blew my ind when I moved here and makes so much sense.
Tax rebates are deposited by direct credit straight to your bank account, by the IRD, in New Zealand.
I still don't understand taxes. You know what I owe, just send me the bill and a form to claim deductions and let's be done.
NO NO NO! The IRS does not know what you owe or what you are owed. This is an extremely oversimplified opinion.
Homeopathic "medicine"
NFTs/digital collectibles.
Buying online/digital movies, tv series, music albums, etc. because it can always get taken away by Amazon, Apple and Google. Buy physical copies.
Scientology
Diamonds
Most "collectibles". Most stuff made to be collected won't be worth much decades from now, things made decades ago that were never meant to be collected are what's valuable today (an iPhone 1 still in the box sold for $63,000).
I have a friend who is one of the world's premier collectors of sci-fi memorabilia, and he used to give a seminar on collectibles at our Star Trek convention every year. His advice was always Buy something because it will bring you joy, not because you think it will be worth something in 30 years. Anything specifically marketed as a collectible will almost certainly not be."
IMHO, whomever purchased the first generation iPhone, for that kind of money, clearly has too much.
Homeopathy is b******t. My mum engages in it to date it has not fixed anything
Buying online music is fine if you know where to get it and how to handle the files. Download the mp3, don't stream it. That way when they shut down the server or yank your access you still have your copy. But the problem with that is most sellers make it very hard to do. Amazon used to be good about letting you download your own copy, but then changed and made it almost impossible which is why I no longer buy anything there. Sites like 7digital still let you download your own copy easily, but who knows how long that will last.
Will it still be playable when you're 40, or 50, or 60? Isn't this like renting music?
Load More Replies...MLMs.
I prefer the days when we used to call these Pyramid Schemes. Hey you kids, GET OFF MY LAWN!
MLMs are so vile as they often prey on women who are struggling financially and offer them false hopes of financial independence and a strong, supportive community. These women purchase thousands of dollars of products only to be lose it all and risk bankruptcy.
Gambling. Spending a bunch of money to lose money. The promotional materials are insidious, especially for sports betting. Chances are you ain't hitting that 17-team parlay ticket that Draftkings just posted on its social media account.
I've bet in the horses when I was in Saratoga, and played a few hands of Blackjack in Las Vegas, just so I could say that I had, but I've never really understood the appeal of gambling. Fortunately, I've managed to avoid a lot of bad habits simply by being too cheap to invest in them.
I used to live near Saratoga and didn't bet a lot but enjoyed the fanfare.
Load More Replies...Not if you don’t go back. Unfortunately, most people go back.
Load More Replies...Gambler : "I hope I break even today. I could use the money." A sad admission.
Most people understand that gambling is entertainment, not a reliable means of income or of getting rich quickly. They go to the casino, have some fun and leave a bit lighter in the wallet in the vast majority of cases. It really is no different than any other form of entertainment in that respect. And casinos do not guarantee that you will win so, not a scam; it IS called “gambling” after all. It’s the few people who think they’re going to get rich that are getting scammed…by themselves. If you don’t know that the house has an enormous advantage in most cases, you definitely shouldn’t be gambling.
Las Vegas casinos are not like the spy movies where every woman is gorgeous and wearing a slinky evening dress and the men are in tuxedos. It is mostly retired people in dumpy old clothes.
I think of it as spending money to play games with bright lights and noise. And that it is boring.
The same is true with alcohol. But both can be addictive.
Load More Replies...I know a lot about vices and even I know that gambling is for suckers.
Does anyone remember NFT’s?
How could you forget about them. There is a guy who sells a new set every few months. He also use to be president.
And he sells them for $99 apiece with a limit of 100 per household, or $9900 total. Coincidentally, this falls just below the IRS reporting requirement for transfers of $10000 or more.
Load More Replies...I really hope there's no one on here, that is only 2 years old.
Load More Replies...Not like they're gone or anything, 45 is selling a bunch of them with himself on them like the scammer he is
Cable TV.
Generations of families tricked into paying hundreds of dollars/ month for them to pump ads with just enough tempting content keep us watching.
It's a f*****g lobster trap. The whole, entire thing is a trick, and clearly, we're not smart enough to catch on.
I stopped watching television about 20 years ago. Hundreds of channels and nothing interesting to watch.
Where television programming comes from: Television...f5361e.jpg
I recently decided to get back on dvds and blu-rays. If you want to see something from time to time, have a physical copy.
Zero over the air reception here in the mountain region.
Load More Replies...You don't need "cable tv" to watch a lot of good programs. I watch a lot of putlic television, here in america. I hear people talking about binging on Netflix or amazon prime or whatever. Who has time to watch that much tv?
Yes except now you have subscribed to a billion different services for the same price or more and still have ads.
Lobsters, some are. I have an antenna on my roof, but do not know if it has stopped working, because I think the last time I had my tv on except to play a dvd was over two years ago.
This is where being poor comes in handy. I've never paid for tv and get on fine.
Banking. You give them all your money, they use it to make themselves more money, charge you for the privilege, and if you want to take out large sums you have to give them notice because they dont actually “have” it.
"Banks will only give you a loan if you can prove you don't need it." - Bob Hope
This. I'm in one through one of my parents' jobs, and it's always been great.
Load More Replies...You have to make a very large withdrawal in order for the bank to not have the money to cover it.
That’s completely unrealistic, if not impossible, for most people.
Load More Replies...Timeshare.
Oh yes they are a scam. You are conned into thinking that you need to vacation using their facilities, for an annual fee that is higher than if you planned your trip by yourself. And that annual fee that it seems you can never get out of. Just stop paying. Eventually they stop asking and your credit is fine. Took mine 3 years.
There are always 2 or 3 people that manage to make the most of their timeshare and use it, but for most of the people it ends up being an expensie inconvenience. You simply cannot get enough vacation time to justify the cost, and usually cannot get the timeframes that you want. The maintenance fees alone come up to be more expensive than a regular vacation
My parents have timeshare and have made really good use of it. They went with a reputable company.
And how much in maintenance fees do they pay a year to have the privilege of staying in the timeshare two weeks of the year? Just rent a hotel room when you need it.
Load More Replies...As Dr. Hook & the Medicine Show would say, “And if tomorrow find us together. Right here the way we are, would you mind. Sharing the night together, oh, yeah.”
Alkaline water. Your body will convert all water to alkaline.
Urine is slightly acidic not alkaline. The alkaline forming diet has been proven to be a scam. Diet cannot change one's blood ph. Even a slight change in blood ph will cause major health problems and death. Any benefits that accrued from eating the alkaline diet is because it is primarily veges and eliminates sugar.
To specifically 7.35-7.45 on the PH scale. You'll die if it wavers too much from that range.
And it tastes horrible, bought a bottle, took a couple of sips and threw it away.
Laundry softener. Absolutely not necessary and actually makes your clothes worse. Use vinegar if you have to or just use nothing.
I remember telling my mum when I was in my early twenties that fabric softener makes towels less absorbent. She gave it up then and started using vinegar. I don't think I've ever even used that.
Vinegar is great to remove old funky smells that won't go away too!
Load More Replies...It might not be needed, but laundry just smells so much better with fabric softener. Most people put much more than the recommended amount, though, and that can affect your laundry negatively.
A couple of drops of essential oil makes my laundry smell gorgeous. My go to is Clary Sage.
Load More Replies...I use it diluted with water as a room freshner, like a few quick sprays on curtians or throw pillows. Long lasting smell as well as a bottle lasts forever. (1:5 ratio, 1 part fabric softener to 5 parts water). I also go with a eco friendly brand which uses natural ingredients.
Alexx, what some people don't realize is that just about all (I don't know about those natural ones you use) those things are all just chemicals. They irritate my asthma. They are chemicals. Read the "ingredients"
Load More Replies...What's the alternative for static cling? I live in the Northeast. Static cling is a killer in the winter.
I stopped using fabric softener when I got my new dryer because I found that even if I didn't put softener in the washer with the towels, they still absorbed in the dryer, making them less absorbent
I have made laundry freshener from baking soda and essential oils, but my favorite is vinegar and nowadays I don't need other fresheners anymore. I sometimes soak sports clothes in diluted vinegar water before washing, it also refreshes a swimsuit that has been in natural water at the end of the summer before washing. Or after the strong smell of chlorine in the pool. (The most disgusting information of the day: many swimming pools, at least here where I live, have an automatic detector that cleans the pool water, so if the chlorine smells strongly, the more swimmers there are who haven't washed before entering the pool, or the water has been peed recently).
Liquid Downy in a spray bottle is an amazing wallpaper remover...just be sure to ventilate the room first.
Chiropractors.
my back goes out, I visit. I can then walk without being bent over and can wipe my butt. Not a permanent cure, but helps me when I need it.
what about a pt to help strengthen the appropriate muscles/ligaments to support your back for a longer term solution
Load More Replies...Jesus idiots. No. They aren't flipping doctors. I can punch you in like 4 pressure point about the neck and spine and you will feel great for a couple of days. I can also pop your neck and potentially paralyze you. Why don't I just stab you all over with lawn darts, call it some ancient Chinese "miracle" that clears you Chakra. It's 2024, and we feel that 1420 science in cutting edge. I assume you wipe your a*s with your hand and I won't be shaking that. Learn to read. Science evolves but it's now way better than in the 1300's. You are basing your beliefs off science that consists of applying leeches.
There are two kinds of people in the world, those who hate chiropractors because they've never needed or been to one, and those of us with crippling back and neck pain who can actually stand up straight and walk without pain after getting a well positioned crack. They're obviously not a cure, but it does allow you to be able to address the underlying problem.
The ones I went to use all the same tools as the physical therapist: heating pad, ice packs, traction, TENS units, massage. Then when they did the spinal manipulation, I was left dizzy for two days. And insurance does not cover them. Now I use Physical Therapists as insurance covers it and they give me specific exercises for my issues and it is retraining my posture to prevent future problems.
Load More Replies...Go to an actual physical therapist instead. They are actually trained to treat the things chiropractors claim to treat.
I had a student who can be described with the words entitled, lazy, cheat, bully, manipulative, liar ... Yep, he's a chiropractor now. The good news is that he failed the US exam. He passed the one in Norway, so that's where he practices. So beware if you have back problems in Norway.
Would never go to a chiropractor, even though I have awful back pain.
Chiropractor in the UK are fully trained Uni medical professionals. Takes 5yrs, and you come out with a doctorate.
My understanding is that the UK chiropractor is the equivalent (or close to) the US osteopathic doctor. A DO goes through medical school but gets extra training in osteopathic medicine. But correct me if I'm wrong.
Load More Replies...$12 coffee.
Is that for plain black coffee, or doctored up with all the c**p so they can give it a fancy name?
Sudafed regular. You absolutely should be going to the RX counter and getting the non prescription but controlled version.
Absolutely. The stuff on the shelves is trash. ..... "The leading decongestant used by millions of Americans looking for relief from a stuffy nose is no better than a dummy pill, according to government experts who reviewed the latest research on the long-questioned d**g ingredient." - https://apnews.com/article/sudafed-decongestants-phenylephrine-pseudoephedrine-fda-0f140bafae9a500c5fba05fe764ecb66
That was such a disappointment. My favorite decongestant was a phenylephrine combo.
Load More Replies...I now have to have a prescription for the much needed pseudoephedrine that my sinuses for me to need that I used to be able to buy OTC—-and had been since the 1980s when Burroughs-Wellcome invented it. It used to be reasonably priced back then too, and now even the generics cost a pretty penny.
Phenylephrine nasal spray works very well, but in the pill for, it's practically useless. They knew this at the time they were looking for an OTC replacement for pseudoephedrine.
In Australia, if your allergy/antihistamine meds have "PE" on the box, they do nothing. A pharmacist once joked with me that the PE stands for Placebo Edition. Go to a doctor, get a prescription for the real stuff that has active ingredients.
Phenylephrine doesn’t even beat placebo. Pseudoephedrine is better, but not by a huge amount. I miss phenylpropylalamine (PPA), which got taken off the market a few decades ago, even for prescription, because a few studies showed it caused a small-to-moderate increase in stroke risk for certain categories of women. They should have just given it a black box warning and allowed it to be sold prescription-only, allowing doctors and patients to decide whether the risk was significant for them. But decongestants are considered a “convenience” medicine rather than a medically important one, and the FDA won’t allow anyone to use a convenience med if there’s a measurable risk of anything serious to any subset of adults. I personally believe this extreme caution is a continued overreaction to thalidomide, which justifiably scared a lot of people but didn’t warrant taking so many useful meds completely off the market. Even thalidomide is still on the market as a prescription.
Toothless Feline, if pseudoephedrine is "convenience" medicine, it is a mighty big convenience. It stops me from needing to stay home and not get paid, damm what an inconvenience. When I get sick I need pseudoephedrine to save cutting down a hundred trees to create all of the tissues I would use.
Load More Replies...I used to take Sudo few times for my sinus. Once during winter I had recurring issues, so I had to take it may 3-4 tomes in the span of maybe 3 months. O my for a week, as the issues went away and package lasted only that long. Once I was at pharmacy and jokingly said that I'm getting addicted. The pharmacist wasn't amused and said that if I have recurring issues I should see doctor.
Pretty sure early 2000s! My memory may be wrong, but I know I was fairly young.
Load More Replies...Anything a YouTuber promotes. My golden rule is if a YouTuber is selling you something, it’s because it sucks and nobody with any real influence would promote it.
Sorta depends. Most of the woodworking YouTubers promote Saw Stop, and that is a very nice table saw. But you have to do more research than "the dude on the interwebs said it's great."
I agree, it depends on the You Tuber and depends on the product.
Load More Replies...Depends on the product, when it comes to games it's actually a good source for information about them and if it's worth buying them
One war history YouTube channel promotes pc games on the same subject and the ones I know are good games in their genre. Genius co-operation on their part
Definitely not. Bombas socks and Native deodorant and body wash are both daily products for me, even before they were sponsoring creators.
Any of those stock tip subscription sites. The ones that offer you the “inside scoop” on stocks that are going to shoot up
Literally all of them are pump and dumps. All of them. The stock shoots up because all of the subscribers buy the stock at once, then the big guys sell at the top and the price crashes again leaving the subscribers bagholding some dirt company
Remember kids: no one, not even the best analysts in the world, know what the f**k any share or any investment product is going to do tomorrow.
"Only buy stocks that will go up. If a stock isn't going to go up, don't buy it." - Will Rogers
Day trading. I have two friends who've been doing this for years, going to seminars and workshops (seminars cost more: fancy word). I don't think they've made anything yet.
A lot of it is common sense. Oil company stock went down when covid hit, you could be sure it would come back up. Pump & dump will only work if the number of people buying is significant in relation to the free float (number of stocks available to the public) and the average trading volume, both public information. So a stock tip site needs either an outrageous number of subscribers or really obscure stock tips. Reddit influencers on the other hand can have an immense audience (Roaring Kitty), so beware.
Smartphones these days are meant to barely last a few years.
Unlike those good old smartphones that were passed from our grand-grand-fathers to our grand-fathers
My great-great-grandfather brought his smartphone here in the cargo hold of a British merchant ship in 1862. My grandfather carried that very same smartphone when he stormed the beaches of Normandy in '44. That smartphone has survived famines, droughts, and a plague of locusts in 1912. It has become our family's most treasured possession, and someday, God willing, I will pass that smartphone on to my own grandchildren.
Load More Replies...My current phone is going on 8 years now. Still works perfectly minus a few apps I never use anyway. It's an Android of course - iPhones never last that long.
I got my first one in 2021 second hand I don't know how long my friend had it before me but it's still going strong. Wouldn't have bought the same one myself though partly because I was happy with my flip phone and partly because it's Huawei. Needed it at the time though, when Covid meant scanning QR code to get into places.
Not exactly. It’s that the older hardware can’t keep up with the evolving software. Someday, Moore's Law will top out but it doesn’t appear to be any time soon.
Load More Replies...check out Fairphone - repairable with a screwdriver and modular parts
again this is a bit BS, I buy midrange I have a 2.5 year old Xiaomi, 600 euros Soon it will need a new battery so I don´t have to charge it during the day so I'll get it replaced for 40 ~ 50 euros and get another few years out of it. I have lost the last 2 or 3 phones. Loved my Xiaomi with popup selfie cam.
I used my previous iPhone for several years. I finally replaced it when it was looking like it was going to need its third battery replacement. Even then I didn’t buy the latest model—I got a refurbished model that was three years older than the current one at the time. And I’ll probably keep this one just as long.
I'm on my 5th phone since 2017. Of course, one of those didn't survive being slammed face down on a concrete floor.
Printer ink?
Printer ink is a scam. As difficult as printers are to use sometimes, for home use we'd be better buying bulk ink and using a silkscreen 😂
I buy the bottles of ink and refill the tanks myself as many times as I can.
The US medical residency system.
Here are a few of the issues. They are called residents because they pretty much live at the hospital. They work about 80 hours per week and a shift can be 20 hours or more. They just graduated from medical school and have $250,000 to $300,000 in student loans. They need to start making loan payments, but starting salary averages $55,000 a year. In many programs, they need to compete against other residents for opportunities to evaluate/treat patients. Residents may have few opportunities to experience the kind of medical conditions/patients they want to work with after completing residency and going into their chosen specialty.
Load More Replies...New big appliances and cars. They last maybe 1/3 of what they used to because it’s more profitable if you always need a new one.
My diesel bmw is over 18 years old and has 198000 miles. I do maintain it though
Load More Replies...My little hatchback car is a 2015 Nissan. It has no bells and whistles on it, roll down windows, manual transmission, just A/C and CD player and nothing else. I am hoping it lasts for years. I have just about 40,000 miles on it. I don't do a lot of driving, I don't need more c**p in the car. All those electronics cause more trouble than they are worth. I don't have to spend a lot of money because some circuit somewhere is sending a message to me somehow.
Can anyone tell me why my refrigerator needs to be connected to the Internet?
Tax prep industry….all this should really be straightforward.
thank lobbyists for this one. They successfully lobbied to make it actually against the law for the IRS / Fed gov't to offer free tax prep service, tax prep software , or tax e-filing service
I think skincare. Isn’t it kind of a fraud? There are certain products: cleansing, exfoliating, maybe moisturizing, and absolutely sunscreen. But those Vitamin C serums for $180 in a delicate little bottle promising to reverse ageing… this is such a sham. And so many people I know spend hundreds and thousands on these products trying to look younger.
Its sad seeing 9 year olds using these on Instagram. Another problem is them being on insta in the first place 😞
That would be on the parents of said 9 year olds. Not monitoring what their kids are watching or doing online and also providing the money/means for the kid to be able to purchase said age defying products.
Load More Replies...All these products mimimze the ability of your skin to moisturize and care for itself.
Vitamin C is a powerful antioxidant and will make your skin look better. Cheap vitamin C is as good as the expensive kind. Same (mutatis mutandis; not an antioxidant) goes for retinoids. The Ordinary is a good, cheap brand.
Yeah I’m noticing the difference on my skin, I’ve been trialing various brands and the expensive serums are awesome on my 37 yr old skin
Load More Replies...Not exactly a product, but Amazon. The quality is s**t and you can get better, cheaper stuff directly from original manufacturer websites. And the money doesn’t go to human scum.
All the cheap Chinese products that come up first in a general search bothers me. Haven't shopped there in a long time.
It’s been a few years since what you need could be found quickly. The really fun part is the percentage of “matches” they return which have no connection whatsoever to the keywords you used.
Load More Replies...IF there are stores in your area that have what you need in stock. IF. Remember, not everyone live near a metropolitan area where there are multiple huge store with everything you need available. Some of us live in remote or rural areas with only smaller towns nearby with smaller stores and less variety, and metro areas are hundreds of miles away. So we rely on mail order, and are glad of it. Unfortunately there are times it’s unavoidable that Amazon is the only online vendor that has what we need in stock and will have it delivered to us in a decent amount of time, including their Prime 2-Day Shipping if we need it ASAP. Though most of us try to avoid using it, sometimes we have no other choice, because nearby stores don’t have the products we need, and even the manufacturers can’t get them to us by the time we need them.
Load More Replies... Triple A games with their season passes and lootboxes and what not.
EDIT: I was referring to triple A game studios, not baseball. Sorry to those I've confused, was not aware the term existed in baseball.
Kids.
Religion
From George Carlin ::
"Religion has actually convinced people that there's an invisible man living in the sky who watches everything you do, every minute of every day. And the invisible man has a special list of ten things he does not want you to do. And if you do any of these ten things, he has a special place, full of fire and smoke and burning and torture and anguish, where he will send you to live and suffer and burn and choke and scream and cry forever and ever 'til the end of time!
But He loves you. He loves you, and He needs money! He always needs money! He's all-powerful, all-perfect, all-knowing, and all-wise, somehow just can't handle money!".
Oh? I’m familiar with Christian tithe etc but how do Mosques and Temples get built and paid for?
Load More Replies...Mythology. Also the greatest thing they have done is make it illegal to criticize religion and tell it for what it is BS. and also, TAX FREE!!
The Mecca is a multi billion business. Imagen if your earthly representative of your imaginary man in the sky told you that, once in your life, you had to, to cleanse yourself, go on a Royal Caribbean cruse. So save up all your life, then give all your savings to Royal Caribbean. Otherwise it's Jahannam for you mate!!
Dating apps.
They gain nothing from you finding a good relationship. If anything they lose ad revenue after you delete the app. They're there to sell you on buying premium versions or add-ons. They'll give you just enough matches, likes, etc to give you some hope. But their goal is to make money off of you, not to help you be happy.
I answered an online ad 24 years ago. The only time I ever did. It was my high school girlfriend. We've been happily married for 22 years now.
I disagree, at least in my case. I never used the add ons and my tinder match and I will be getting married this Saturday!
Sham-wow. I mean, I get the sham, but where's the wow?
Can't slap your troubles away with Sham-wow though
Load More Replies...Phone charging cables designed to work for 3 months.
I don't remember where I got my cord from, but it's lasted for at least 4 years. Is this about iphones?
I've had an iphone cable for 4-5 years. I take decent care of it, try not to run over it with my deskchair, and it's fine.
Load More Replies...This is another self inflicted problem. Older USB2 cables consisted of 4 wires running directly from one end of the cable to the other, not unlike an Ethernet cable, so cable bends were not stressing the connection point. USB 2 capped out at 2.5w power delivery, and 480 megabit transfer speed, USB 3 doubled the wire count to 8, 3.1 upped the wire count to 12, and USB C, has 24 itty bitty wires, 40 GIGABIT data speeds and 240 WATTS of power delivery....but those wires are not end to end, those wires are SOLDERED to a micro PCB which controls power delivery, signal integrity and data throughput. YOU ARE NOT MEANT TO HANDLE YOUR DEVICE WHILE IT IS PLUGGED IN. Doing so stresses the solder points on the PCB housed in the cable end, either causing the joints to break, or the cable housing to degrade. They're not designed to fail after three months, they're simply much more capable, and thus complicated bits of technology. They fail because consumers refuse to learn a lesson.
Or, and hear me out, they could build strain relief into the cable and solve the problem that way.
Load More Replies...Salt lamps. The claim sellers make is that they can miraculously change the air around them which somehow apparently improves your health/sleep etc. Load of BS. I bought one once because I liked the shape of it. It used to drip salt onto the table and make a mess. It eventually rusted and stopped working.
LOL... my wife had to deal with an irate customer once because the customer had bought a salt lamp... and when it got dusty... put it in her dishwasher. My wife told her "IT WAS SALT. What did you expect it to do?"
Vitamins and herbal supplements. In a few cases, like when a person has a legitimate deficiency, they help. There are few herbs with legitimate medical benefit. Otherwise it's a complete waste of money.
Pretty much everyone in the UK should take a Vit D supplement. Source: my endocrinologist.
My doctor told me I needed Vitamin D supplement because of a diffiency. She hasn't mentioned that I need any of the others.
Load More Replies...After moving in to a newly built house, I went to two alternative physicians for chronic fatigue. They both had a side company to sell patients hundred of dollars a week of specially formulated supplements. After three months I realized I was not improving and went back to my mainstream doctor. I was diagnosed with extreme allergy to dust mites. This new house was wall to wall carpeting. We moved to a house that had no carpets and hardwood floors and my fatigue vanished. I also suspect the new house was gassing off chemicals like formaldehyde from all the newly made building materials.
I really wish they weren't so expensive! I do need them because my autoimmune system is s**t, so I buy iron, vit B, vit D, magnesium, calcium and folate and it costs so much, way more than my prescription meds.
you might be able to find a multivitamin product that covers the vitamins and one that does both calcium and magnesium. iron of course can't be in the same pills because it needs to be taken 2h before anything with calcium. But those combo pills from the supermarket are usually way cheaper than the specialized from the d**g store
Load More Replies...What you're buying here are the ingredients for very expensive urine.
Load More Replies...#Oscillococcinum.
A homeopathic remedy made from the heart and liver of wild duck. So it's basically like paté
Collagen supplements.
I make my own collagen and I can prove it. Look, I don't have scurvy. Hahahahaha
Soft can-openers are a huge scam! You hire them for opening cans and cleaning boxes, and the next thing you know, they want to hog the bed and tell you to stay off the counter! Then they go and steal your stash under the sofa! Terrible scam!
In acient times they were so much better; those old Egyptians were the best worshippers ever. Each year the quality of the soft can-openers is declining. Scam !
Load More Replies...Everyone realizes this post describes the entire American economic system right? Right? Scams+Addiction=Profit
Sorry but who buys into this? "Everybody". Only scam I bought was clicking the article
While you convert the energy of your typing fingers into bullshít.
Load More Replies...Soft can-openers are a huge scam! You hire them for opening cans and cleaning boxes, and the next thing you know, they want to hog the bed and tell you to stay off the counter! Then they go and steal your stash under the sofa! Terrible scam!
In acient times they were so much better; those old Egyptians were the best worshippers ever. Each year the quality of the soft can-openers is declining. Scam !
Load More Replies...Everyone realizes this post describes the entire American economic system right? Right? Scams+Addiction=Profit
Sorry but who buys into this? "Everybody". Only scam I bought was clicking the article
While you convert the energy of your typing fingers into bullshít.
Load More Replies...
