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Article created by: Ilona Baliūnaitė
When moving into a new neighborhood, there are many factors to consider. How walkable is the area? How long will your commute to work be? Are there decent schools nearby? And perhaps, if you live in the United States, is there a homeowners association? A homeowners association (or HOA) is an organization that creates and enforces rules for a neighborhood or subdivision. When moving into an area with an HOA, residents automatically become members and are responsible for paying fees and abiding by the rules (or they'll be subjected to fines). In theory, an HOA just ensures the neighborhood is clean and takes care of shared amenities, such as community pools or fitness centers. In reality, however, many residents become incredibly frustrated with their power-hungry HOAs.

HOAs can implement rules about anything from the length of homeowners' grass to what days they're allowed to display holiday decorations. And when rules are broken, fines are swiftly posted on front doors, often accompanied by passive aggressive emails. We've compiled some of the most egregious HOA stories people have shared on r/AskReddit, and they'll make you want to never live in a residential neighborhood.

After you're fired up from reading these stories, be sure to check out Bored Panda's last publication on this same topic.

#1

Backyard patio with wooden furniture and autumn foliage, illustrating a common homeowner association nightmare setting. My old house's backyard bordered an HOA community. Our house was built 30 years before the community was built so we weren't part of it. We used to get notices about violations and fines if we didn't correct them. Never did correct them . They finally sent legal papers to repossess our house. Went to court with a tax map that showed our property NOT part of the HOA community. Judge dismissed their suit against us and found them guilty of harassment. We didn't get awarded much, but I made sure to break every rule of theirs I could untill we moved

Uncle_Lazlo , Nick Nigh Report

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    #2

    Christmas decorations with colorful lights and inflatable characters on a house facing homeowner association issues. My parents HOA is stupid strict. Can't have any holiday decorations up past the first week of Jan. My mom pulled a Clark Griswold and broke her ankle falling off a ladder putting up decorations before the holidays so a wreath was left on the front door longer than allowed. They got a letter with a picture and a threat of fine. A few summers later they and some of their neighbors decided to stick it to the man. They got a flock of plastic lawn flamingos and planted them in one of their yards. Whenever the HOA would send a letter the flock migrated to another yard. Kept it up for about a month and a half.

    wherestheiguana , James Wheeler Report

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    #3

    Overgrown bushes heavily trimmed near house foundation, showing common homeowner association nightmares and landscaping disputes. I’m being charged $400 because of a violation for a bush overhanging my walkway. I don’t have a walkway. Or a bush. The picture isn’t even my house. They won’t back down.

    jay_mee_d , Tony Alter Report

    #4

    Suburban backyard shed with double doors and unkempt yard, illustrating common homeowner association nightmares. The first month in our townhouse, we got a notice that we had not mowed our lawn and were in danger of being fined. We didn't have a lawn. The entire yard was covered in topsoil, seed, and straw. The "lawn" turned out to be a single weed that was growing up in the shade of a bay window. I didn't pull it. I tied it to a stake and told them it was our garden.

    Gruneun , Devon MacKay Report

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    #5

    White mailbox on a red wooden post with uneven grass and sidewalk, illustrating common homeowner association nightmares. Moved to Florida where every neighborhood is an HOA. Upon moving in I felt like I had joined a sorority or fraternity and I had to endure the hazing from the HOA. The final straw was when they sent me a letter that my white mailbox was dirty. So I decided to walk down one street and took pics of mailboxes with no doors and mailboxes that were covered in mildew and I emailed them all to the HOA. I told them to not send me any more notices until these mailboxes were up to code. I haven’t received another notice in a year. I guess I passed my initiation...

    littleblue0111 , Brian Patrick Tagalog Report

    #6

    Person standing on a tiled porch with a welcome mat and dried leaves, illustrating common homeowner association challenges. Not allowed to put a welcome mat at my front door.

    pleetf7 , Andrew Neel Report

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    #7

    Residential street with row houses and parked cars illustrating common homeowner association nightmares. I'm the Treasurer of our HOA. We pay $250 a year to cover road maintenance. We make sure that is all we worry about. We get Karens at meetings all the time complaining. We politely tell them we maintin the road and that is it. We have 18 laid back neighbors and 2-3 Karens.

    2asses1moo , Alan Stanton Report

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    #8

    Green ivy vines climbing and spreading across a white brick wall in a residential Homeowner Association neighborhood. I got a HOA violation for my neighbor's vines growing into my yard.

    slohara , Victoria Strukovskaya Report

    #9

    Glowing outdoor light bulbs hanging on wires at dusk, symbolizing homeowner association nightmares with lighting rules. They wanted me to switch the color of the lightbulbs I used outside. Nah, I don't need someone who is that picky to have ANY power over my property. At that point, it's no better than renting.

    SupKilly , Carson Arias Report

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    #10

    I was just learning to drive and parked my car too far away from the curb. Parents and neighbors didn't get along so neighbors measured the distance from the wheels to the curb and parents got fined. Now I live in the country with pretty much no rules. We have goats and emus in our front yard.

    WombatWithFedora Report

    #11

    Upscale beach neighborhood, Repeatedly refused my solar panel application, sighted the location of them as being an eye sore (top of the back side of the house....not visible from street) and fought me at four different meetings, delaying my installation, ultimately cited the state law and they immediately backed down and amended their covenants- ps, a clothes line is a "solar collection device" and they cannot deny you use of that either, so if you want to play dirty- hang a bunch of beach towels in your yard!

    gimp2x Report

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    #12

    When I was a kid my parents had a house in a nice cul-de-sac, but it was a working class neighborhood. The transmission in my truck took a doo doo so I replaced it in our driveway. A few days later we got a letter citing a clause stating all improvements done on property must be done by a licensed contractor. It was a far reach but they stood by it as there was nothing in the CC&Rs against working on personal vehicles. My dad made me pay him back for the fine but for awhile afterwards I’d go put some oil or coolant under the HOA presidents cars and hope he wasting money chasing a nonexistent problem.

    cantuseasingleone Report

    #13

    My dad was telling me a story about their HOA this week. A homeowner in their neighborhood passed away, and hadn't yet paid their HOA dues for the month. AT THE MEMORIAL SERVICE, the HOA president approached the mourning family and asked what their plans were for paying the back dues, and for paying any dues until the house was sold. Simply amazing.

    jeffbarge Report

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    #14

    Green car parked between two vehicles at night on a wet asphalt parking lot, illustrating HOA parking issues. Can’t be parked in the same reserved parking space for more than 72 hours. Kinda F’ed up they enforce that during a pandemic. Can’t park your vehicle with the front or rear bumper sticking over the curb. Pick up trucks have to have a bed covering. No kids toys, including bikes and scooters can be left outside when not being used.... got a fine for that one when my daughter took a break to eat lunch. Can’t have interior lights on past 10pm without have curtains closed. Trash has to be put out behind your car after 9pm the night before it’s picked up. It doesn’t get picked up until around 7am. No fun when you have to leave before 7. No guidance on where to put it if you don’t have a car or have to leave before 7. When asked, they tell me to just take it to the dump myself if I can’t follow the rules.

    gsddxxx654 , Mitchell Griest Report

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    #15

    Inflatable pink flamingo float in a pool at sunset, representing common homeowner association nightmares with pool rules. My daughter was a lifeguard at the pool in our community and they weren’t allowed to give out certain equipment (it was for swimming lessons). One day the HOA president asks for equipment and my daughter says no as she was instructed. The HOA president actually says “Do you know who I am?” Then he proceeded to call her boss.

    TPhoard , Daniel Schludi Report

    #16

    Not necessarily a rule, but my HOA has been having a never ending battle with pigeons since I bought my condo 5 years ago. Their latest plan was to leave trays of poison seeds all over the complex (on the ground, no less). This resulted in a pigeon corpses appearing all over the complex with no noticeable decrease in the amount of pigeons hanging around. After a huge storm blew the trays over, it also resulted in everyone being afraid to walk their dogs for fear of ingesting poison. A+ work HOA

    obernewtyn16 Report

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    #17

    Not my HOA, but when we were condo-hunting we looked at one community that had a changelog for their house rules. They'd been amended from no pets to allowing one cat per unit, and then two weeks later back to no pets. What did that cat do?

    Victoria_AE Report

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    #18

    Window cleaner suspended with ropes on a building exterior, illustrating homeowner association nightmares with property maintenance rules. Window washers hired by homeowners must be chosen from an approved list of window-cleaning businesses by the HOA.

    Back2Bach , Dillon Wanner Report

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    #19

    Open mailbox on a grassy lawn with a letter inside, illustrating common homeowner association nightmares. My parents moved into an HOA a few years ago. I lived with them temporarily. One day, someone from the HOA went around to every house with a color palette of shades of white that were acceptable for mailboxes to be painted in. If the white paint on a mailbox didn't exactly match one of the shades of white on their color palette, the mailbox had to be repainted, at the expense of the homeowner. My parents had to repaint their white mailbox so its shade of white was acceptable.

    Spookiest_Meow , Mick Haupt Report

    #20

    Young woman in a vintage truck, looking outside with a thoughtful expression, illustrating homeowner association nightmares. Condo where I used to live forbade pickup trucks. In Georgia.

    josh6466 , averie woodard Report

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    #21

    Padlock hanging on a chain-link fence with a bridge in the background representing homeowner association nightmares and restrictions. We are only allowed to have chained link fences. No wooden or any other fencing. I’m sorry, but I want some privacy in my back yard. Our houses are so close together I can see everything the neighbors around me are doing.

    Saltyice18 , Josh Appel Report

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    #22

    The fences on your property must all be the same color, and match the adjoining fences of the neighbors property. The community was planned single-family houses with fences between houses. Looking from the street it went House-fence-house-fence-house-.... I was in the middle of the row and had a shared fence with both neighbors, that each each had their own color. I got a violation notice the same week I moved it. If I painted my fences to match each other, at least one of my neighbors wouldn't have matched theirs on the other side. This would have sent a cascade of violations down the street.

    burghguy3 Report

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    #23

    Variety of colorful succulents planted in a shallow pot, highlighting a common homeowner association landscaping issue. We have a landscaping committee. If you want to plant flowers, they must be approved by the committee before you plant them.

    Actuaryba , Jennifer C. Report