35 People Share The Biggest “Money Mistakes” They’ve Made That Changed Their Life For The Worse

For those still smoking here's some tips. First of all: Keep trying, even if you fail a few times, keep in mind that higher and difficult goals may require more than one attempt. I used zyban to quit and whereas it is not scientifically proven, I felt it made a difference. Try mindfulness to learn that you do not have to act upon all thoughts. Try to avoid situations in which you see other people smoking. Don't give up, you can do it too!! Oh also important: Do not think that now that you haven't smoked for a while, you can try one cigarette, because you can't. That is still addiction talking. You can do it! I am cheering for you!!

Swapped vaping for smoking and the change in my fiscal health couldn't be starker I genuinely never had a savings account untill I made the change now I have more money in my account than I could have ever hoped or dreamed of and I'm under no illusions that vaping is good for my health it obviously isn't but for me at least it's made a huge difference in my life

Want some irony? I'm a non-smoker. Don't like the smell. Caught COVID after.two years. Long term effect? I smell cigarettes randomly thought the day.... A bit of reading suggests that this will pass eventually.

When I quit I put half the money I spent on f**s into a jar. It was unbelievable how much you burn up.

It killed mu husband

A doctor told me, "Im trying to help you live longer." Woman, I have a chronic condition that puts me in pain every. Single. Day., will eventually cause one or more organs to fail and will be on my death certificate as contributing cause of death. That is my reality and I have learned to deal with it. For the love of God, can we stop trying to get me to live longer in agony and concentrate on quality of life instead of quantity. Thank You! This dr gets it!

I forget which comedian said this but he said that if some medical advice was going to add 10 years to his life he wanted it to be 10 years in his 20s or 30s not 10 years when he was in his 80s

I get the point of personal sacrifices, but whether modern medicine has improved life or prolonged suffering is a question of perspective. Sure, there are diseases that can't be cured. And living with cancer, HIV or chronic illnesses is hard, but I'd rather say that it has become more bearable nowadays than 30 years ago. Depends on healthcare insurance system, though. Only recently a cure for Hepatitis C was developed, also far better medication for rheumatic diseases, new anticancer drugs with less side effects and there is more research and innovations going on regarding orphan diseases. Often a patient's lifestyle choices make it hard for a doctor to help, but that's a whole different story. That's a question of his/her personal environment rather than medicine. And of course, the health care system you are working in plays a major role whether you can help or not...

I feel like training for doctors and teachers should be free. Our society needs them. Perhaps with some commitment that in return they will work X years in the public sector or some arrangement that is fair but does not leave them buried under debt.

So many enter the field thinking they are going to be rich and can just sit back and make their own schedules. Unfortunately that’s not really how it works. You have to be realistic about the number of years it will take to be established in your specialty and if you have the dedication/passion to get there. The amount of money you can make should never be part of the equation.

I never even had the option of a 401K. Pretty sure I'm going to work until I die.

Australia has a government mandated superannuation scheme that means the moment you start working, money is set aside for your retirement. Why this isn't the norm in all countries is beyond me.

Money management isn't taught at school because the less we know about our money and rights, the better for banks, big companies and governments. According to the second law of thermodynamics energy isn't created or destroyed, it's only transferred or transformed. Well, its the same with money. When a lot of people lose a lot of money, other people win a lot of money. Money doesn't disappear, it just goes from one pocket to another. That's why after every catastrophe, war or pandemic a bunch of bastards get significantly wealthier while millions get even poorer than before... or die.

High School: Balance Bank Accounts, how Compound Interest works, Retirement Planning, ......

This needs to be higher up. In my state of Ohio, at least one semester of financial literacy is required for graduation. I taught it last year and it was shocking what my seniors did not know.

No, you tried to be a good partner. You just kept doing it too long. You should set your limit and if nothing was changing.. then yes leave.

NOPE. Not unless 100K isn't a huge amount for you. The rule of thumb I was taught and live by is never loan (or bet) more than you can afford to lose / walk away from. I did loan $30K to (relatives) which was really pushing that rule for me but I had a lot of reason to believe it would be paid back faithfully - and they did. I politely declined loaning $10k to some other relatives where the situation was the opposite in terms of feeling good about the situation.

Allowing their "wants" to take precedence over your needs: codependency. It's toxic. Stop.

Hell no you don't take over somebody else debts

Well, that is what you get for being an idiot.

can confirm. First girlfriend - I called off the marriage for this reason.

And as an older woman, can confirm that I won't do it a third time, partly because I've already been there, done that twice, and now want a living apart together relationship. We would both have our own houses, keep all finances separate, just have fun companionship. I have family, friends, community around me. I don't want to marry someone else's debt, credit score, or deal with his kids since I have none by choice.

Yup. My ex seems to think there's a retirement fairy

As a disabled person with a small business and assets, this is the song of my people. Most of the people who hit on you want to play it like after years or even decades of you being competent and solvent will suddenly vanish, because now they are in your life to rescue you. What's happening is they are rescuing themselves at your expense.

This is one of the reasons I'm afraid to get married. I've heard stories where the responsible half of the couple got wiped out because of the irresponsibility of the other and lost everything, even the house they bought when they were single. I also don't want to suddenly have to take on hundreds of thousands of dollars in debt that a partner accumulated before we even met.