Bored Panda works better on our iPhone app
Continue in app Continue in browser
BoredPanda Add Post

The Bored Panda iOS app is live! Fight boredom with iPhones and iPads here.

Non-American Asks Americans To Clarify A Thing About Their Healthcare, The Answers Reveal How Wrong Things Are
24points
User submission
1.8K
55.1K
Social Issues2 years ago

Non-American Asks Americans To Clarify A Thing About Their Healthcare, The Answers Reveal How Wrong Things Are

The coronavirus outbreak is rapidly sweeping across the globe with almost 400,000 confirmed cases to date. The death toll has reached a staggering 17,156, which shows that no one is safe at this point. The world has become a battlefield.

Americans have not one, but two enemies to defend themselves from. With the current health insurance system, many people are exposed to disastrous debts and financial damages. Unfortunately, this threat is no less real than the virus itself.

So when a Scottish man named Stu Cameron tried to sum up how the American healthcare system works amid the Covid-19 pandemic, Twitter exploded with comments. Americans explained the situation in detail and the grim reality became crystal clear. Let’s dive into the discussion below.

Image credits: stucam7771

Image credits: stucam7771

But Jeff was quick to announce that Stu is not even close

Image credits: jeffaschwarz

Image credits: jeffaschwarz

Coronavirus is putting the American healthcare system to the test, but experts claim that people will take the worst hit.

Wendell Potter, a whistleblower and former vice president of a leading insurance company, told Bored Panda in this previous article about the ways health insurers are failing Americans. “Ten years after the Affordable Care Act, 30 million people are uninsured and 60 million are underinsured.”

That means that in many cases, people will have no option but “to pay thousands of dollars out of their pockets before their insurance coverage will kick in.” The fear of paying expenses that so many Americans don’t have is the reason why they feel reluctant to get tested and seek treatment. But these measures are crucial to curb the viral outbreak.

Image credits: jeffaschwarz

Image credits: jeffaschwarz

Image credits: jeffaschwarz

More people expressed their frustration

Image credits: PanamStyle

Image credits: looniegrandma

Image credits: JoeDeAngelo100

Image credits: Vassago84966650

Image credits: EugestShirley

Image credits: jbphotoAR

Image credits: EugestShirley

Image credits: cmac324

Image credits: pharmer_phil

Image credits: jennylee911

Image credits: DoxsieKatrina

Image credits: 617to416

Image credits: Jscott1145

Image credits: Numbers28

Image credits: chubbyemu

Image credits: Kim_Brill

Image credits: charlotteryan19

Image credits: keiferla

Image credits: Amy88888

55Kviews

Share on Facebook
Popular on Bored Panda
Share your thoughts
giovanna
Community Member
2 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

I don't want to repeat myself, but our hospital bill is 0 (zero) euros if we need hospitalization, ICU treatment, surgery of any kind, chemo. The concern of not being able to pay for hospital bills doesn't even exist here. We don't know what that is. Do I pay taxes for this? Yes. Do my health taxes amount to 12.000 USD per year? No, it's far less. Am I happy to pay those taxes for myself and for my fellow citizens who might need healthcare? YES.

jamie1707
Community Member
2 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

You Are So Lucky!!!! In American, how many folks do you think die over worry about a hospital visit? Have you ever seen someone get out of an ambulance because they could not afford it? It's sick they way the non rich are treated in hear.

Load More Replies...
Thomas Es Thomas
Community Member
2 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Americans live in a ____-up society that we call freedom. Despite what the majority of the population think, the United States is not a democracy. Nor has it ever been. Instead it is a Federal republic with elected representatives. The people do not and have never made the policy of the American government. In true democracy, every person gets to vote on every subject. This is why it seems like nothing ever gets done in the United States. Because everything has to be deliberated over by the council.

What Does The Fugly Say
Community Member
2 years ago

This comment is hidden. Click here to view.

A true democracy would be chaos. No country on the planet has a true democracy by your definition. And you think it's f-ed up? You are a moron, sir.

Load More Replies...
Kazza
Community Member
2 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

America gave Billionaires a tax cut in 2018 that has them pay less in taxes than the working class, whose salary averages $48, 672. Amazon paid 0 taxes in America last year. Average Monthly health insurance for individuals is $231, family Monthly health insurance $833. But wait! you are not done paying! Paying this Monthly amount buys you health insurance that starts...AFTER you pay your “Deductible” (the amount you have to spend out of pocket before the insurance you buy every month kicks in) . This ‘Deductible’ avgs. $4,300 for an individual and $8,000 for a family. But wait! Not done yet! Once you’ve paid your Monthly, spent $4-8 thousand out of pocket on your Deductible, you think this insurance will cover you, yes? NOPE! Every Dr. visit, every hospital stay now also has a “Co-Pay” (a % you are still on the hook for, usually 10-30% of every bill). Phew. But, *now you’re covered*, yes? NOPE! There is a ‘Lifetime Cap’ on your insurance! What’s this?

Kazza
Community Member
2 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

A Lifetime Cap is an amount the insurance that you have just paid everything above for, stops at. Even if you want to keep paying your Monthly, your Deductibles, your Co-Pays...NOPE! You are now cut off. Sometimes it’s a million, sometimes It’s a little more, but not much. Yes. You are reading this right- the insurance company gets to cut you off when your health bill gets too high for them. This is all legal. Also, good luck trying to get new insurance now, you are now considered a “Bad Risk” and no insurance company will want to give you new insurance. On avg. an American individual spends $4-7 thousand a year, families $10-15 g on spotty, bad insurance. For a National Health plan, they would pay about $1,500 in taxes, A YEAR. TOTAL. $1,500 total paid once a year thru taxes. And we haven’t even gotten to their “Deny Treatment” policy. Or trying to keep up with all this billing. Or that 500,000 people go bankrupt from medical bills EACH YEAR. But sure- Keep America Great.

Load More Replies...
Load More Comments
giovanna
Community Member
2 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

I don't want to repeat myself, but our hospital bill is 0 (zero) euros if we need hospitalization, ICU treatment, surgery of any kind, chemo. The concern of not being able to pay for hospital bills doesn't even exist here. We don't know what that is. Do I pay taxes for this? Yes. Do my health taxes amount to 12.000 USD per year? No, it's far less. Am I happy to pay those taxes for myself and for my fellow citizens who might need healthcare? YES.

jamie1707
Community Member
2 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

You Are So Lucky!!!! In American, how many folks do you think die over worry about a hospital visit? Have you ever seen someone get out of an ambulance because they could not afford it? It's sick they way the non rich are treated in hear.

Load More Replies...
Thomas Es Thomas
Community Member
2 years ago Created by potrace 1.15, written by Peter Selinger 2001-2017

Americans live in a ____-up society that we call freedom. Despite what the majority of the population think, the United States is not a democracy. Nor has it ever been. Instead it is a Federal republic with elected representatives. The people do not and have never made the policy of the American government. In true democracy, every person gets to vote on every subject. This is why it seems like nothing ever gets done in the United States. Because everything has to be deliberated over by the council.

What Does The Fugly Say
Community Member
2 years ago

This comment is hidden. Click here to view.

A true democracy would be chaos. No country on the planet has a true democracy by your definition. And you think it's f-ed up? You are a moron, sir.

Load More Replies...
Kazza
Community Member
2 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

America gave Billionaires a tax cut in 2018 that has them pay less in taxes than the working class, whose salary averages $48, 672. Amazon paid 0 taxes in America last year. Average Monthly health insurance for individuals is $231, family Monthly health insurance $833. But wait! you are not done paying! Paying this Monthly amount buys you health insurance that starts...AFTER you pay your “Deductible” (the amount you have to spend out of pocket before the insurance you buy every month kicks in) . This ‘Deductible’ avgs. $4,300 for an individual and $8,000 for a family. But wait! Not done yet! Once you’ve paid your Monthly, spent $4-8 thousand out of pocket on your Deductible, you think this insurance will cover you, yes? NOPE! Every Dr. visit, every hospital stay now also has a “Co-Pay” (a % you are still on the hook for, usually 10-30% of every bill). Phew. But, *now you’re covered*, yes? NOPE! There is a ‘Lifetime Cap’ on your insurance! What’s this?

Kazza
Community Member
2 years ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

A Lifetime Cap is an amount the insurance that you have just paid everything above for, stops at. Even if you want to keep paying your Monthly, your Deductibles, your Co-Pays...NOPE! You are now cut off. Sometimes it’s a million, sometimes It’s a little more, but not much. Yes. You are reading this right- the insurance company gets to cut you off when your health bill gets too high for them. This is all legal. Also, good luck trying to get new insurance now, you are now considered a “Bad Risk” and no insurance company will want to give you new insurance. On avg. an American individual spends $4-7 thousand a year, families $10-15 g on spotty, bad insurance. For a National Health plan, they would pay about $1,500 in taxes, A YEAR. TOTAL. $1,500 total paid once a year thru taxes. And we haven’t even gotten to their “Deny Treatment” policy. Or trying to keep up with all this billing. Or that 500,000 people go bankrupt from medical bills EACH YEAR. But sure- Keep America Great.

Load More Replies...
Load More Comments
Popular on Bored Panda
Popular on Bored Panda
User Submissions
Also on Bored Panda
Also on Bored Panda