50 Things That Are Actually Scams Yet We Don’t Notice Them Because They’re So Normalized
Most of us like to think the world is a fair place. We rent-to-own appliances to repair the kitchen, pay to set up a router, and pack on ink cartridges for our printers that seem to have an insatiable appetite for these overpriced refills.
And there’s nothing wrong about it until you pause and think for a moment. Are we all just normalizing the ways companies make a profit off us without even realizing it?
When someone posted the question “What is clearly a scam but is so normalized people don’t notice?” on r/AskReddit it surely resonated with many. Amassing 85.7k upvotes and 47.1k comments, we have some of the most interesting and insightful responses that will make you go “wait a moment!”
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Most mega churches... I remember an interview with Kenneth Copeland talking about how he needed a private jet to spread religion
They all should fall under entertainment and taxed like that, yes.
Load More Replies...All mega churches. In fact, all prayer houses that require a set percentage of your income. or big donations. I understand that a prayer house needs electricity and a pastor a (modest!!) income. But anything beyond is just a scam.
Giving a church a tenth of what you make is tithing. It is also a choice. If your church demands it, get out of there because it's not their right to do so.
Load More Replies...I never have understood this. Jesus' whole philosophy was about rejecting material wealth. I just cannot take any pastor/preacher/whatever seriously when they're raking in millions of dollars and preaching in a church the size of a football stadium. That's not religion, it's performance.
You don’t need the fancy trimmings to show your faith. They just waste money on unnecessary bullshit. ZERO church or place of worship should be making any sort of profit.
My Church just barley makes enough to cover the building costs and the staff. The pastor get's an average wage and probably makes less than my family.
Load More Replies...Easier for a camel hair rope to go through the eye of a needle than for a rich man to enter heaven. Except no one listens to that long haired hippie anymore.
Why do they even need to 'spread religion' anymore? Is there anyone left in the world who hasn't heard of it?
there's a few uncontacted peoples left, yeah. there's a few islanders in the south-east indian ocean (iirc) that a missionary was trying to get to, despite being against the law. Yeah. they shot him full of arrows.
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Minimum wages staying the same, while the price of virtually everything else rises
It’s crazy. The minimum salary in Spain stayed the same for about a decade. Even working 50h a week with that salary didn’t give you a decent life. Luckily the new left government is raising it. It is still too low for the rent and cost of living but it’s an improvement.
From what I have read, the minimum wage in Australia increases every year automatically. Are they hurting? Nope. Try to increase the minimum wage in the USA by even a quarter an hour - let alone to a living wage - and hordes of nincompoops parrot propaganda about lost jobs, $20 tacos and robotized fast-food joints. Moving heaven and earth is child's play compared to getting even a reasonable increase in the minimum wage.
Load More Replies...It's not a scam... the scam is getting people who get paid minimum wage and people who get paid slightly more to be mad at eachother while the one percent make money off their poverty.
Divide and conquer. It's as old as the hills. If only many "middle class" people realised that they can only "afford" to live a little better because they have a credit card, which means they are working hundreds of hours to make banks richer and richer...
Load More Replies...Dollar Tree $tores are on the ever increasing rise in becoming the poor man's new Walmart!!!
I've always said that The minimum wage should be called 'The Maximum Wage' because thats the maximum you'll ever get paid...
Maybe the term should be minimum living wage. That is you can actually live on it.
This!! I still struggle with why conservative "every one for themselves" type governments cannot see that in an economy dependent on rampant consumerism, almost demanding people spend every last $ buying things to "keep the economy growing", that they then turn around and decry any attempts to make sure people can have a liveable wage. People in poverty do not have money to burn on things. They make trade offs. Fuel the car or feed the kids? Go to the dentist or pay the rent? People who scrape by on welfare payments that are far below poverty line or working 15-16hr days 7 days a week to just pay essential bills and are supplemented by food banks and charity vouchers are not really able to work to their full potential because they cannot afford nutritious food, a mould free house, health care. A basic income for all where people can then work on top of that earns enough to PAY TAX and buy things that keep others employed whom also pay tax that all goes back to keep the economy ticking
Load More Replies...Every year I get a small increase in my Social Security check but, everything goes up in price so I never get ahead.
Funerals and everything to do with them. The funeral industry has insane pricing. Some of the funeral homes and vendors are even predatory, getting grieving families to pay upwards of tens of thousands of dollars, because “that’s what the deceased would have wanted”.
I personally don’t understand the big lavish funerals. Your dead so why do you care how your send of goes. I don’t care if I have a memorial, ceremony etc. I want to be disposed of as cheap as possible coz I don’t want my family to be in debt or pay thousands of dollars to legally dispose of me.
I'm going for a direct cremation. In fact, I just want my body to be thrown away, maybe used as cattle feed. Once you die, you leave behind an expired vehicle.
I don't even plan to have a grave. I don't want my family to feel obligated to visit my dead corpse.
Adam Ruins Everything did a whole segment on this (Adam Ruins...Death). The s**t they put into your body to "preserve" you literally releases carcinogens into the earth as you decompose. Plus, WHY would you want to be preserved in an expensive, elaborate box that doesn't decay naturally where no one will ever see you again, and shaft that cost onto.your family? A body can be buried naturally without all the taxidermy bull--unless the deceased died of a really virulent disease like plague, it's actually perfectly sanitary and far more respectful.
The funeral isn't for the dead, it's for the living. You want to gather friends and family to cry and laugh and remember? Or do you want to show off your money yet again? Do you want a marker to go to? Do you want their ashes in a simple cardboard box to scatter in the ocean or on a mountain top?
feed my corpse to wolves and coyotes and be done with it. Or a sky burial and make something grotesque out of my bones.
In South Africa the funeral industry is like the mafia. Insanely wealthy people getting gunned down by competitors.
YES. A MILLION TIMES YES. I'm a Mortuary Student atm, and I hope some day to run my own funeral home or something (if I don't head into forensics, my other interest!) and to offer affordable funerals. I don't exactly believe in a massive lavish funeral, but everyone deserves something respectable and their families deserve time to celebrate the life of, and to mourn, their loved ones. But even an "affordable" funeral can set someone back by thousands. It really, really shouldn't.
Planned obsolescence, where products are deliberatly designed to have a defect or worse performance shortly after the warranty has expired.
Here's an example: I got a message from Google saying my phone (Google Pixel) has been unsecured for months because they stop supporting your phone as soon as it hits 3 years from their release date (and they don't care if you bought it later). My phone has also been steadily declining as soon as it hit year and a half. Imagine that. Phones getting more expensive, wanting you to pay over $1000 for them, all the while being built to breakdown and leave you compromised.
Load More Replies...Don't get why Kodak films are used as a picture example here... Surely the obsolescence of THOSE wasn't planned?
Haha. Ironic that you have a stock photo of film stock. That obsolescence was NOT planned. Maybe foreseen by some, but certainly not planned by Kodak, Fugi, and the rest.
Kodak film was actually the opposite of planned obsolescence, Kodak tried to keep it alive as long as possible by not promoting their own digital cameras, they were an early pioneer in digital.
Load More Replies...God, I remember when I watched a documentary about this back in high school- they used nylon stockings as an example, and said that when they were first invented, they were too durable, people weren't buying enough of them to make a profit, so the companies deliberately started making them worse to make people buy more of them. I don't know if that's true, but it's certainly believable...
It is true. Same with the old incandescent lightbulbs. The companies cut the lifespan on those on purpose too. There was even an agreement between the world's biggest lightbulb companies to be consistent in how they did it.
Load More Replies...Worst example, in my mind, the printer ink cartridges that keep track of the date, and stop working regardless of how much ink they still have in them. Stuff like that should be outright illegal but we have a huge number of politicians in our country who have abandoned all of their responsibilities to the public in favor of working only for corporate bribes.
How-so? I use a 7-year-old phone on a daily basis, and it's doing just fine.
Load More Replies...I wish things were made like they used to. They lasted and they were easier to use. The more technology the more chance of failure and the pricier it is to fix. It’s also a huge reason as to why our landfill is getting worse, we are such a throwaway society.
Fix? You can't really fix most modern consumer electronics anymore!
Load More Replies...This shift started when consumerism took center stage a few decades go. We need to return to making things work better not make things more "marketable".
Apple are the worse for this. They actually have a redundancy program in their stuff so that when they launch a newer model yours will suddenly suffer from poor performance
Planned obsolescence includes things like iphones, which get significantly slower after about a year and a half. Film just fell out of style as smartphones with cameras became popular.
Digital cameras actually killed film, Smartphones just took a large bite out of the digital camera market
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''The customer is always right"
Biggest scam of all- the customer is usually an idiot and looking to get free stuff.
The original saying made perfect sense: “The customer is always right, in matters of taste.” If a customer wanted wear something ugly or eat something gross, you helped them out with a smile. It’s their money and their business, and you’re just there to facilitate that purchase. But once it got shortened and lost that meaning, it became a huge pain in the ass for employees and businesses, and a license to act like an entitled douche to customers.
Unless it’s a personal decision. Like if you are in a clothes store or a hairdresser, leave the costumers alone to decide. I became so sick of hairdressers lecturing me about why I shouldn’t be wearing short hair as a woman that now I cut my hair at home. I won’t pay 30 euros for a lecture.
Part of the problem is the term has drifted from its original intent. Originally, it was more along the lines of "don't dispute a customer's opinion if not asked." If the customer says "I look best in lime green," the customer is always right--they look best in lime green. The Karens using it as a bully club in some dispute is not the intent.
Not in the UK. We say "You think you know how to do my job? Go ahead. Call us when you want us to fix the mess you made and be warned, you may make things so bad that it will cost a lot more to put right BEFORE we do the original job" I had a couple of bosses with that attitude and it worked. One guy ended up causing a £70 motorized satellite setup cost him nearly £800 to repair all the damages, replace broken parts and then fit the system
This is an American thing, I think. Although now I’m wondering whether they have that mindset and mantra in Canada. I wonder if any Canadians might comment and confirm this for me?
It's a world wide thing. Le client n'a jamais tort (customer is never wrong). In Spanish and Italian, it's 'the customer always has a reason'. Germany, der Kunde ist König (customer is king). And, clearly, you've forgotten Japan, where okyakusama wa kamisama desu - the customer is god.
Load More Replies...Well, lucky for you, they are dead. It can be traced back to three department store magnets (though no agreement on who said it 1st) - Harry Gordon Selfridge, John Wanamaker and Marshall Field in the early 1900s. I suppose one could always dig up the bones but that seems like a lot of work.
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The US tax system. “We know how much money you owe, but it’s up to you to figure it out and if it’s not right, we’re going to penalize you for not understanding the convoluted code.”
This is so weird. In my country, all the necessary data is fileld in. In most cases I don't have to file anything at all, my employer does that for me, automatically.
Yup, here too. I must admit I have it easy, with a single employer, no kids, and only a mortgage for debts, but doing my taxes takes less than 5 minutes. I just need to check the numbers the tax service already filled in.
Load More Replies...A lot of the complexity in the U.S. is used to allow the wealthy to dodge taxes. If you have a good tax accountant you never pay tax even though you're rich. And penalizes the working class who have to do all of this themselves.
We get an email saying "Your tax statement is ready". You log onto the government site and have a quick look. 99 times out of 100 it's fine and you can just log out again. Every once in a while there's something that needs updating, but rarely. Easy peasy.
Truth: the "convoluted code" of tax law has been made much worse by washington lobbies funded by in person & online tax preparers (TurboTax, HR Block, etc...) to ensure customers need them. I've been using Credit Karma online tax tool the past couple years - free to use and does not participate in said lobby.
To be fair, the US tax system isn't to blame but greedy software developers who blocked the development of a user friendly website to do your taxes, because it would make their expensive software obsolete. But in 2020 the IRS has changed it. https://www.theverge.com/2020/1/1/21045779/irs-turbotax-free-file-h-r-block-tax-preparation-new-rules
In my country, you can still do it yourself, but it's pre-done for you on gov website, and if you don't like work in millions of jobs or have some really screwed up inheritance case going on last year, it's correct and you don't need to do a thing
And most people don't understand a tax professional can either get them a better refund or save them on paying than the free services or DIY programs can. Just stay away from the cooperate guys like HR Block or Jackson Hewitt who charge by the page and use seasonal help. A real professional goes to classes at least once a year to stay current with all the changes in code.
The fact that so many products require you to create an account and register it just to use it. This is starting to become so widespread. Even CAMERAS are doing that [things] now. Pisses me off so much. I don't want to be tied to some stupid cloud BS I just want to use the damn thing.
Phones themselves are terrible for this too. I should not need an apple or google account to have a phone I should be able to use it as a standalone device with just the cell service and that's it. All this sort of BS is only so they can spy on you.
I agree 100%, also I hate that you have to give permission to use your data to access most apps, websites etc. You should be able to use them without them selling your info to other parties.
I had to create an account to use my new electric toothbrush!! WTF??!!
This is annoying but it's rarely required. Maybe this person just can't follow instructions. Both Apple and Android allows the user to use "set up manually" when turning on the phone for the first time. For both it will allow you to continue through the set up pages and on the last page where you create or log in using your email you choose "set up later in settings" and it's done.
You don't need a google account to use your phone. You don't even need a google account to download apps from Google play. Just use APK downloader.
Same thing with VIP cards, shopper reward cards, etc. Just put the stuff on sale and let me out of the store without having to fill out a 50 question survey about under water basket weaving.
the thing is, the sales you get from the reward card is 'payment' for them tracking the s**t out of you. Not that your check/credit/debit cards don't do that already.
Load More Replies...This falls into the same category as forcing the consumer to use Bluetooth communication. It all makes it easier for the powers that be to nose into our business without our knowledge.
Scientology
All religions have the potential to be abused into a scam. that doesn't mean that the entire religion is a scam.
Load More Replies...So y'all hating on religion in general in this comment section... surely we are allowed to believe in what we wish to believe in?
By all means! You can believe whatever you want... the problems arise when that gets taken to be "you can *do* whatever you want." That leads to discriminatory practices and denying the rights of others. You're beliefs only impact you, your actions need to respect the rights of others.
Load More Replies...How many other religions have armed guards at their hq. The Ft Harrison hotel in clearwater fl have them. Sounds more like a cult. Hey l ron. F**k you.
All religions were man created. Even Jesus didn’t want a religion, just a movement.
Lots and lots of good evidence on them from those who were once insiders about how they primarily work to attain more money, and shame/harrass those who stand against them.
Organized religion in general. Some of the most narrow-minded, bigoted hypocrites I've ever met claim to be religious. Oh - okay, BYE!
College textbook prices.
It's crazy how ridiculous expensive they are putting even more of a financial burden on students
We the option to lease textbooks for a very small price. The only condition was to return them without any visible damage.
And you get nothing back for them except a thank you. I always liked it best when the instructor would reference material you could download from the library, or print them out/make them available on Blackboard/MyClasses or whatever other program the school used.
Load More Replies...THIS. And then they'll change a couple words or something and it'll be re released as a "new edition" and you're not "allowed" to use the old one. GTFO
Where I live I studied for free and our professors actively encouraged us to buy used copies of textbooks from older students, even if there was a new edition out.
Load More Replies...We had/have the same in The Netherlands. Haven't been in school for a couple of years now so maybe stuff changed since tablets became a thing.
Load More Replies...How about the professors that publish a book required for that class at whatever price they want
In the shìthole I live in, it's not college books, but elementary/middle/highschool books. They cost a fortune. College books are cheap and most you can get at the library
I never had to pay for books in k-12, only in college. Books were provided by the schools and you didn't keep them.
Load More Replies...And how bad some schools are. My second master was in the Netherlands. It had about five months of classes and the rest was internships/the thesis. From all the classes we had one subject that had proper lectures and we learned a lot (it was from another department). All the other master subjects (most were obligatory) were just reading a book or articles and do a paper and the exam. I got one lecture in five months (if you don’t count the good subject). F*****g scam.
May I ask what university you attended? Did they paint a different picture of the Master before you started?
Load More Replies...especially the textbooks written by the professor teaching the course
Buy the books and then resell them at a higher price. I did that all thru college and my text book fund earned me extra money.
And you can only sell them back for a fraction of the cost.
Unpaid internships. F*ck anyone who gives unpaid internships! People get exploited like sh*t in that and for what? Most times they don't even count. For what purpose?
I get so irritated when someone posts "unpaid but you'll be given a certificate". Shut the f*ck up and do the work by yourself you lazy ass.
Worst scam ever and one of the reasons why there is so much unemployment in research and science. First all internships should be paid (even if you pay minimum salary) and second why doing them if nobody counts internships as ‘real experience’? I wasted my youth and a lot of summers doing them thinking that I was working towards a career.
However many places still do it unofficially of course
Load More Replies...I had to delete my comment because you said the exact same thing I did!
Load More Replies...I was paid $50 per week for my first internship, I had to get up at 5:30 and take 2 buses to arrive at 8:30, the buses alone were costing me 70 bucks a week, before food. I quit after 3 months and owed my parents $150 bucks lol
An unpaid internship is the manifestation of a delusional employers ego
they started out as a way of giving students useful experience when companies had no need for additional staffing but like many things, became corrupted and are now necessary positions that companies rely on to be filled for free
And a lot of the ones that will get you anywhere, depending on your field, also happen to be located in cities with obscenely high cost of living. WTF do they expect you to live on? Live in? Because you know, all that damn roof over your head in a decently safe neighborhood, eating daily, and showering regularly—-with lights when it gets dark, heat when it’s cold, and A/C or at least a fan when it’s really hot—-are habits that are soooo hard to break, you know?
Diamond rings for marriage.
If two people are truly in love, it wouldn't matter if there is a ring at all.
Personally, I like wearing a physical symbol of my marriage, but I don't think it's necessary. Even if you want that symbol, it doesn't have to be expensive.
Load More Replies...There are so many other gemstones that are more interesting and beautiful than diamonds, and they don't cost as much. The DeBeers marketing ploy really worked.
Agreed. Diamonds are the most boring, lifeless dull gemstone ever. They're not all that rare either.
Load More Replies...I had a ring custom made for when I proposed, I'd managed to sneak a measurement of her ring size while she was sleeping, sat down with a designer. We discussed shape, colours, materials, what she did for a living (in case it stuck out to much), the cut of the gems the whole lot! Almost 3 months of secret planning before the big moment. I proposed, she said yes, I gave her the ring, she loved it. Fast forward a few months later, I'd added the ring to the home insurance, she saw the value and now she won't wear it. She says it's our 'rainy day fund' and wears a £20 ring from a high street shop. Yeah, it's a bit of a scam and I fell for it, but it is also a bit of an investment (I say to myself hopefully).
My fiances ring is Opal and Tanzanite, our birthstones for October and December. Diamonds are overrated, the shimmery opal and the blue-purple tanzanite look far more beautiful than a plain ol' diamond imo. ;) And it cost me a grand total of £110 on etsy. Rings don't need to be so expensive when there is love behind them, love is more important than money in this case especially. If 2 people love each other, hell, there doesn't even NEED to be a ring.
My morganite engagement ring is from Etsy as well :) Love the stones you picked!
Load More Replies...I bought my fiancée a ring with an amethyst when we got engaged. She absolutely loves it!
The diamond supply/stored stock is massive. The main controllers are (excuse spelling) De Biers and another one, who deliberately hold back the majority of diamonds to make them scarce. And the whole diamond ring for engagements is just a marketing thing it's not a very old tradition. If you want a precious object that will retain value I'd recommend gold; not only has it stood the test of time having always been seen as valuable to most societies ancient and new, it will always have a value (yes it fluctuates but that's not the point), it doesn't tarnish it's antiseptic and used in computers. More of a safe bet than artificially valuable carbon formations that would just burn up in a fire
Hi Lauren. Was going to post a comment similar to yours. But you've nailed it, so I don't need to bother. Yours, S.
Load More Replies...DeBeers suckered the world. Diamonds aren't forever. They're just well-controlled by a market cartel, to give the illusion of value. Colored gems were, for mosto f history, much more valued.
Mobile game ads that show gameplay of a Call of Duty or Skyrim style game but in reality are just a spin-off of Candy Crush
I have downloaded so many apps from what is advertised in another game and then find out it is nothing like the ad at all. So now I don’t even bother. It’s essentially click bait.
especially the ones with the pin puzzles. some apps actually have pin puzzles, but they aren't ever as good as the ones advertised.
Load More Replies...I always read the worse reviews as they give a much clearer picture of what to expect. There should be some way to report these ads for false advertising and fraud
atm, most the ads I get are for games where you "pull the pins in the right order and save the fluffy baby bunny oh noess!!" ... I don't download them.
Looking at you, Homescapes, Gardenscapes, and Fishdom. Literally the same format and roughly the same animation, just different characters.
Load More Replies...oh i hate this soooo much, how do they not get sued for false advertising??
IIRC, they did ban these types of ads recently.
Load More Replies...This is false advertising. It’s only matter of time a lawsuit ensues which will make this s**t illegal. Considering America is the land of litigants I don’t know why anyone hasn’t stepped up yet
I hate that!! Why not just make a game that people actually want to play! Why scam people into downloading a stupid game that they will delete as soon as they see what it is.
Printer ink.
Omg yes, it is super expensive. Our old printer was cheap but we didn’t research before hand to find out that the ink for black was $38 and colour was $45.
Yup, definately won't buy a cheap printer ever again. They suck you in with a cheapie then make their money on ink. My Brother printer never works when I go to use it either. Prints blanks, so I have to clean the heads (wasting ink) every time before it will work again. 600 pages per cartridge? More like 60.
Load More Replies...Printers have gotten so cheap it is literally cheaper to just buy a whole new printer than replace the cartridges. That's INSANE.
Yes, it is. And also wasting precious resources just for short-time profit. Just like "F**k everybody else who lives after me!"
Load More Replies...Biggest scam of all time. And the best is when they program your printer not to accept cheaper generics.
That's why you buy laser printers. No problems with dried in ink cartridges or software that won't let you use all of the ink you paid for.
Just this week I had to retire my HP Laserjet 2P (Yes, a 2P, c. 1989). The new HP I bought to replace it feels SO flimsy by comparison.
Load More Replies...Do not buy a HP Printer: from my experience they force you to change the ink cartridge, regardless if there is actually ink left in it. I've had an Epson for about five odd years and it's been brilliant. It will remind you that it's running low, but at least it will keep working until it's genuinely run dry. I do not work for Epson; I'm just voicing my opinion.
Those older HP cartridges have a "reset button" which when tripped will trick the printer into thinking it's a full cartridge. I can understand some of the reasoning behind why they did this, if it ran completely dry you would be very likely to clog a printhead, which would basically total the printer.
Load More Replies...I refuse to own a printer. In the rare instances I need to print things, I use a printing place. Saves me space and saves a huge amount of money in the long run.
They make the printers, sell them at a very low mark-up, and the ink is supposed to be the profitable item. Most printers also declare their ink empty well before it's empty.
Expensive—-plus set up to not even use all the ink in the cartridge! So you’re paying inflated prices for something your printer will stop printing and indicate is empty and needing replacement NOW! when it’s not empty at all.
"If you tell me the truth, I won't get mad." -Mom
I thinks it's win - lose, because the mom still finds out that their child is a furry.
Load More Replies...Which is honestly way worse than being mad. But that's just my opinion.
Load More Replies...My mom states it practically as, "Tell the truth and I'll be LESS mad."
In our family, telling the true might get you into trouble but if you lie and get found out you are in a whole world of trouble.
For me it is my dad, and he keeps trying and trying to convince me, and when he finally does, he gets mad and gives me an almost thirty minute long lecture, even for the simplest things. I didn't do anything horrible that will affect our lives, or really affect anything. Also happens when I say that I feel better not talking about my deppression, and he is convinced that I need to, and he keeps urging me to do it, even though I KNOW that it won't help.
Sounds like your dad doesn't have an off switch. When I was 16, I got yet another lecture from my Dad. Then he asked me if there was anything I wanted to discuss, anything I wanted from them. I told them everything was fine - I wasn't about to walk into that trap!
Load More Replies...When I told the truth my mother wouldn't believe me, she assumed I was lying. I used this to my advantage way too many times: Mum: Where have you been? Me: Oh, I've been [insert bad behaviour or morally grey activity] all night. Mum: OK, as long as you're not causing trouble!
When I say this to my son, I actually mean it. I would rather him tell me the truth and we work together at figuring out a solution instead of him lying and causing extra grief, cost, pain and suffering.
Having dinner at my parents, I was about 35 or 40. We got on a topic and I had a random memory of doing something wrong that I shared for a laugh. My parents actually got mad and tried to ground me. I said, "well, I'm going to collect my husband and go back to my own house."
tried to ground you?? You're married now and out their house living with your husband
Load More Replies...I tell my kid that the sooner he tells the truth, the less trouble he will be in, ie baseline consequences if you come clean straight away, longer consequences if you deny and then eventually come clean, and if I end up finding out and he never came clean: more serious much longer consequences. So the sooner he owns up the better off he is. And when he has owned up I do the consequences, but I do say to him I appreciate that he told me, which is why the consequences won't be as long or severe as they would otherwise have been
Absolutely! My daughter told me her and a friend saw what looked like a sweet on the ground that "looked like that" the other day while I was opening my new hive medication. I asked her if she picked it up, she said no. I could tell she wasn't being truthful so said "if you tell me the truth I won't be angry" then she did, she had picked it up but threw it away, she was told I appreciated very much she told me the truth but that could have been dangerous and that's part of why she shouldn't lie, she was then informed of the danger without a telling off and I'll be using it for sure in the future!
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Bottled water, like Dasani. Especially in places like an amusement park that mark ups the price a shocking amount. Also the average markup of bottled water is 4000%, which is outrageous, bc water is literally free most places
Look at Nestlevil, who are draining water all over the place, in some instances illegally. ILLEGALLY. I avoid all Nestlé products like Chernobyl.
Load More Replies...Absolutely. In most civilised countries tap water have even better quality than most bottled water
I never understood why I should pay € 1,50 for a 300 ml plastic bottle of water when I get 1000 liters of water from the tap for €1.
Voss water is tapped from the communal water supply in Iveland, southern Norway. It's used to flush our toilets! The bottles are nice though.
I understand in countries or areas where the tap water isn’t drinkable so they rely on bottled water but where I live our tap water is perfectly drinkable so bottled water isn’t really needed.
Water is always free. However, most times than not, the quality is not drinkable and the bottled water companies know this. I think it's crap that we have to pay for water that won't make us sick.
Having to pay $100+ for glasses
Luxotica has held a near monopoly for decades. They control most brands and outlets... and they've made it harder for places like Warby Parker to allow insurance billing. (WP has glasses starting at $83 per pair, including lenses). My wife is an optician, and I was really surprised to learn about the industry.
Load More Replies...More for bifocals. It’s not even like they’re unbreakable, either, plus you generally also have to pay for another eye exam if it’s been a couple years.
I most be the biggest fool because I have never paid less than 100 dollars for glasses. Lenses are generally well priced, but the price of frames vary widely, depending on the manufacturer. Choose a generic frame, and you won't pay through the nose. Pick a fashion designer frame, and expect to make instalments. Honestly, you get what you pay for. Don't expect cheap glasses to last long.
I have 2 pairs of polaroid sunglasses that I got free with reading glasses. They are about 40 years old, and I haven’t opened the second pair yet. Good value. But I do have pairs of reading glasses everywhere: car, kitchen, bedroom, garage, bathroom, study, because the old glasses still work well. I never buy a ‘name’ frame, except twice when I wasn’t paying attention. Never broken any glasses but I did lose a pair recently. The optometrist gave me a replacement pair free, covered by health insurance.
Load More Replies...100 USD for quality glasses is actually cheap. Especially if you need thick lenses, which are heavy. That means you need titanium frames, which are more expensive than plain steel. Also, the lenses vary widely in price, depending on the "options" you select: heliomatic, compound, oleophobic or anti-mist coatings...
The diamond industry, specifically as it relates to jewelry. Everything that the average person "knows" about it stems from propaganda and advertisements created by DeBeers. They aren't rare, they aren't worth what you pay for them, they don't appreciate in value and are a terrible investment. They aren't special.
This again. They ARE valuable, because they are given value. That is how value works. The value of diamonds is not going away, whether people like it or not. Also, a DeBeers diamond is superior in color and clarity. I know this because family friends own a DeBeers store, and I have spent much time looking at the gems. Best quality diamonds in the world. They may have created a hell of a marketing campaign a century ago, and hey, more power to them. They created a market, and the customers came. It's how business works. But don't get salty about diamonds because you don't appreciate them. Getting a diamond from mine to finger is a labour-intensive process, which also ups the cost. Let the people who love them enjoy them without getting all sour about it.
DeBeers gets natural diamonds from the same place as everyone else (though they have locked up most of the world's supply). Not every high quality diamond comes from a DeBeers mine. They spent years trying to fight off synthetic diamonds, but now they are embracing synthetic diamonds since they realized they were losing that battle.
Load More Replies...Correct about the “propaganda” by DeBeers. Up to the twentieth century, engagement rings had a wide variety of colored stones and pearls in them, not diamonds. DeBeers’ aggressive ad campaigns started the trend of engagement rings being exclusively diamonds. To me, so many other stones are simply prettier! I far prefer sapphires (blue is my favorite color), opals (their iridescence is just magical), and golden topaz (my birthstone) to diamonds. Diamonds are far down on my list.
There are plenty of other lovely stones if you dare to be different.
Yep. I have an orange sapphire I bought for $50 back before they got expensive. It's gorgeous and practically glows in the dark.
Load More Replies...I'd prefer Moissonite, more sparkly than a diamond anyway, and way cheaper
Unless you are talking about red diamonds, the only diamond they have been unable to recreate in a lab.
Load More Replies...Health Insurance in the US. Costs a small fortune, never covers sh*t, and you still end up bankrupt if you're not rich and get sick or hurt.
It's hard to believe the average person will vote against their own interest.
Load More Replies...Ignorant statement that is all opinion and not fact. My son recently had a grand mal seizure and injured his head badly. I only paid my $100 copay for the ER/inpatient hospital stay and that included the CT and MRIs done. Insurance was amazing. Employers use benefits to be competitive and attract the most qualified employees. I see nothing wrong with this as it should incentivize people to go do something with themselves instead of relying on others to support them.
$200 a month from work insurance. Still have to pay $3000 before insurance kicks in. Unless you have major health issues or an emergency, you're not going to reach that $3000 for the insurance to start paying.
I was wondering what the figures were. I’m even more thankful for the NHS now.
Load More Replies...Stop complaining about your health care and start doing something about it. Like supporting politicians who want change instead of supporting politicians who "don't believe in a SOCIALIST health care system. "
What makes me laugh is American health insurance IS socialised healthcare... just with extra steps, terrible service and higher costs
And their partner Big Pharma;p Even with insurance, some specialty meds can cost up to and beyond 1 million per year. https://www.goodrx.com/blog/most-expensive-drugs-period/
Apple's headphone jack removal.
Supposedly was to make the phone thinner, but everyone puts a case on anyways. Samsung galaxy S10 was 7.8 mm thick with a headphone jack. Apple removed the jack with iPhone 7, which was 7.1 mm thick. That's great, but every iphone since has been thicker.
And very convenient to remove that, wait till the annoyance died down, then release airpods.
The whole thing was clearly a scam to artificially make bluetooth a borderline necessity right before releasing Apple bluetooth earbuds.
And everyone ate it up.
And the removal of the chargers “for the environment”. If it was for the environment then you would reduce the cost of the charge from the phones and also give the option to buy them for a small price. Now they charge the same without it and then charge you like 40 euros for the charger.
Apple got a fine in my country. That is a plain old trick, sellin a product without all the parts necessary for it to work properly. It is just wrong, and they deserved a fine 3x bigger (it was around USD 2mi - change money for them).
Load More Replies...actually it wasn't to make the phones thinner, it was to make it more water proof. Samsung got rid of their ports too and eventually ALL phones will be portless. I like it. I'd always get tangled up by the damn chords so I don't care. Now the no charger thing? that bugs me. I like getting new chargers / boxes for spares. Or I take the new ones and hand down the old ones to my kiddos since they lose theirs all the time.
Lots of people didn't "eat it up" there was a huge amount of protest about this. But to your point people still bought the damned things anyway. This post missed that an even worse situation happened when they started making batteries non-replaceable. The excuse was that the phones would become "more waterproof". But in actuality they wanted to ensure you would have a hard limit on how long you could keep your phone working -- the life of the battery. None of the phones which have done this have been ANY more "waterproof".
lets not forget they also banned repairs on their own products-- if your phone broke outside warranty you were completely screwed, they wouldnt fix it and you were banned from taking it to a 3rd party. In fact they have banned and reneged 3rd party repairs a bunch of times-- one of the latest things they are doing is that if your battery dies and you get it replaced (even with a genuine Apple battery) outside of their technicians it will force an error and lock the phone, until an Apple 'genius' authorizes the phone again.
The annoying thing is that people act like apple were the first people to invent bluetooth headphones...
iPhone 11 you can still use headphones though? It’s just with a USB connection instead of the circle . Headphones are the same price
Yeah but then you can’t charge it. They made it so you had to buy Apple headphones because no other ones fix. The worst is when you get an on airplane and realize you can’t watch anything.
Load More Replies...Subsequently, Apple sold airpod tethers, literally adding the wires right back. Oh, yes, the tethers cost a lot too.
I refuse to buy Apple products. They are over priced, and this is a good example of how they scam customers. Their products are no better than any other, but the accessories and the charge cord are exclusive and just no thanks.
Apple is one of the biggest scammer in human history, and most of its victims love them. If you want to scam people successfully you need a decent product and outstanding advertisement. Then you can sell it for a ridiculously high price. The Apple management fully understands this principle.
Gerrymandering. In most representative democracies, voters choose their elected officials. In the US, elected officials choose their voters.
The electoral college is a huge scam as well - allows people who get FEWER votes to win. How does that make any sense?
When the electoral college was invented, it took too much time and energy to count so many ballots. So it was invented to make the process easier. That was the logic. With modern technology, it's unnecessary and therefore obsolete.
Load More Replies...The electoral college ensures that all the states have representation and our president is not chosen exclusively by the large population urban centers of the east and west coast. If you look at a map showing population density it would take almost the entire country to match the population of just the extreme east and west coasts.
In Georgia new voting laws make it nearly impossible for Black voters to cast ballots. And of course it's a Republican backed law change.
"There was no fraud in the election, let's make a law anyway and we will tell people it is for the (imaginary) voter fraud"
Load More Replies...This is because in most representative democracies the borders of electoral districts have been set many years ago, and they cannot be changed by politicians in order to maximize their chances.
First and foremost, the US is not, nor has it ever been, a representative democracy... it is a Constitutional Republic. We are governed by the rule of law, which in this case is the Constitution (Republic), and not by the rule of 51% (Democracy). Also, to those who commented on the electoral college being a scam, the electoral college is not a scam... without it, every election would be won by two states - New York, and California. The electoral college evens the field. Do some research and learn about how your country actually works before openly criticizing it while displaying zero understanding of it.
And some politicians see it as just one of the perks of being in power--you get to redistrict until you can guarantee your party keeps power.
US States do not vote-People Vote. Party not getting enough votes? Then change what you are saying and doing.
Our electoral system was imposed on our country. Effectively it keeps our most popular party down and lets in those favoured by our elites. It has kept us from full democracy and from independence. But this next election may be different, there is a movement now for fully independence and this could be declared in the next two years!!
If US elections were genuinely fair, there would not be enough Republicans to keep that party relevant. Thus the US election system is not fair.
Cat food. Look at the cat food at a random store, and see how the design brags about all the healthy vegetables they've crammed into your obligate carnivore's diet. Then check out the ingredients and see how corn, rice, etc. are often the first ingredients. Pet foods market toward humans by trying to appeal to human sensibilities, not genuine desire to provide your cat with the best diet.
When you buy kibble look at the ingredients. Like this post said the first ingredients are the ones that have a bigger %. You want the first ingredients to be meat and it to not contain a lot of wheat, beets, corn, flour or ash. Most fancy commercial brands are really poor in composition.
I worry where the ash is coming from and what sort it is.
Load More Replies...Cats are obligate carnivores. if the first three ingredients are not animal protein, DO NOT BUY THE FOOD. Your cat will be unhappy and unhealthy.
Yep. Most cat food only has like 4% animal protein in it. I always check the label, and I try to buy ones with the highest meat content possible- and even like that, in some places, 23-25% is the highest you can get.
I do the same with finding the highest meat content, and every now and then I get some chicken hearts or other random gross animal bits (the supermarket sells them super cheap for pets) for a boost and a treat
Load More Replies...I buy only grain-free cat food (wet and dry), and have been surprised at how affordable it is
Well, yes, his requires you to read the label and know what your pet needs. Many are designed for the owner, not the pet. What cat cares about 'tender slices of slowly roasted beef blended with fresh vegetables and a hint of minting lizard tail"
I check more labels for my cats' food than for my own. So many brands have such a low percentage of meat.
Members of Senate, Congress, and Presidential candidates, collecting money from corporations, big donors, and hiding it in campaign accounts, Pac's and Super Pac's, and then doling it out as they like. They no longer act as a government of the people and for the people.
And do nothing about it. Heard of any convictions in Europe from the Panama Papers?
Load More Replies...We need some radical changes in the US, but good luck bringing even one of them about with anything short of a serious revolution!
A government of the government, by the government, for the government. Screw the people.
this is their way of getting around donation limits. Unlimited money can go to pacs, which then can be funneled to the candidate.
Giving credit card details for a "free trial" and auto renewal fine print.
Heck, stop it after my trial ends. If I really liked it, I'll pay for it.
Sometimes you can use those Visa gift cards/credit cards that you can load money onto.
Yup I do that with my Cash app or Venmo card. Automatic denial. And if I really like it I can choose of my own free will to go add the funds
Load More Replies...If you want something for free you have to be aware that (non-financial) conditions will apply. For this reason I only do free trials of the things I'm already strongly interested in. In which case I appreciate very much having the option to try it out first. A simple reminder in my phone takes care of forgetting to cancel.
I hate this practice, I would give it a 100 ups. I also hate when I have to rent software with a monthly fee.
I got done for $157. contacted them to stop the debit. They said I have to wait till my product comes in. 9 weeks later, Product still hasn';t arrived, Won't refund after 6 weeks.
This is a planned system by unscrupulous dealers who kno about 70% of people will forget to cancel.
Manufacturers refusing documentation to private repair enterprises and requiring you to get your products fixed by the dealer. Basically, the reason for the "Right-to-repair" movement
YES. And making products "seamless" so that you CAN'T open them up to repair them (I'm looking at you, Apple), at least not without a ton of effort and higher than average risk.of damaging the product doing it yourself. This refusing documentation and all is just yet another scheme for them to wring money out of consumers and away from small businesses
Yeah this is disgusting. It's also contributing to so much waste. The IP argument is rubbish BTW. The man on the street with a soldering gun cannot reproduce the microchip and the most valuable IP is the microchip, not the circuit board. This just screams cash grab.
It's illegal in Australia. But Noone ever investigates what their rights are so everyone just takes what they are told. The way of the world now, just believe what your told. All consumers have rights. It's even illegal to state "no returns just store credit" it's your money and if the item is not what you wanted you have every right to a refund regardless what the scamer in the store is running.
It takes so long to find a car repair shop that you can trust to be fair and honest with you, especially if you’re a woman, that it’s incredibly unfair to force people to exclusively use the dealership repair department, which will have such a ridiculous markup for even simple repairs. An oil change that costs under $100 anywhere else will cost you $300+ at the dealership. They may say it’s “more complete”, but is it? I just don’t trust them to not tack on a load of unnecessary add-ons—-that they might not even actually do—-just to jack up the price.
I bought an HP laser printer. A couple of years later I was asked if I wanted to update the firmwear. I did--and that crashed the printer forevermore.
On top of that the dealers are often crooked, don't repair things or make things worse. Overcharge for minor repairs, or lie about what they did and charge you more. Make you wait an inordinate amount of time for simple repairs. Because their companies make them a monopoly so they don't have to try, or care, or do good work. Again this wouldn't be in place if our politicians weren't so corrupt, and always using the "small government" excuse to make their corporate friends even richer in exchange for some bribery.
We're waiting on a 'Right To Repair' law in the UK, due in the Summer.
Apple, we are looking at you and your denial to self repair to the point that you won't sell parts to anyone that isn't a registered Apple repair shop to the point that anyone who gets their hands on an apple part brand new can get into trouble for it
The school picture industry. $80 for an awkward picture of my baby? Nah, thanks
$80 is insane. I would never pay that. Thankfully the average cost I pay is $35 for a basic pack which includes a class photo and about 10 individual photos of various sizes.
I paid almost $500 for my son's senior pictures last year plus an additional $250 for graduation announcements, cap & gown, etc. and then... no graduation!
Load More Replies...it is, but maybe it depends on where you live? In the Netherlands this is real. I heard something about how schools in the past would arrange for these school pictures because it was difficult to get decent pictures. But I guess the habit is kind of outdated nowadays
Load More Replies...Is everything in the US commercialised? How do they manage to fool so many otherwise smart people into drinking this KoolAid?
I definitely wouldn't bother with this, but I also don't blame the photographer. It's more of a school/systemic issue.
My parents only ever bought one group photo taken at my secondary school. I hated the place and threw the picture out when I left
What I don't understand is why they don't delete and obviously horrible shot and retake it on the spot. It's not film anymore and they see the result.
What? The average cost in my country for a class photo is like $5, at most $10 together if your child wants to have their own photo with their one, two friends. :D
I stopped buying my kids’ pictures a Longfellow time ago. I have enought photos of them and they are way better than the weird thing some teenager did to their hair. And the weird head angle. What the heck? Most of the families in my classes don’t buy the pictures anymore either. The big scam is when they take a picture of every kid and then send home a packet and parents are supposed to return it or go online and buy it. I have no idea how many buy it and how many just keep it.
Application fees for colleges, apartments, etc.
I know, right? Apparently in the US you have to pay to apply to college. How is that even legal?
Load More Replies...In high school, my family was struggling financially and my guidance counselor knew it. He also knew that I deserved to go to college and would likely qualify for an academic scholarship. But I couldn't afford the $35 (ironically, 35 years ago) Application Fee. He took out his card and paid the fee from his personal account. I have never again felt that kind of confidence in me from another person.
How about loan processing fees etc on mortgages? That is the employees job, they're paid to do that job. The bank makes a fortune from the interest alone. Charging for the "privilege" to have a mortgage with them is highway robbery. Then they'll slap you with a penalty if you pay it off early.
They shouldn't be allowed to charge more than a background check costs. Corporations can usually get them done for a little over $8. Individuals can get them done for about $25. And! Since I paid for it, I should get a copy and the copy should be valid anywhere else for 3 - 6 months.
Well, the university needs to pay their employees to organise the entrance exams, to supervise the exams, to grade the exams afterwards, etc. Nothing unusual, I wouldn't want to do that for free.
US colleges don't give entrance exams. That is done by a private companies that charge you separately-SAT, AP etc. The persons reviewing your app are already getting paid by the sky high tuition, rich alumni donations and for state schools, the currently measly amount of tax dollars the school gets. It is just another way to make sure they can pay coaches of commercial sports like football the big bucks.
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HOSPITALS OMG
Lol ask them for an itemized bill (like everything they gave you and how much it costs) and they'll cut the bill down by like 50%.
This is pretty much a uniquely American problem, to be fair. Most hospitals around the world don't charge you anything, except for some elective surgeries.
No It MaKEs SEnsE you have to pay 2,000,000. dollars to keep a loved one after falling off the roof
Load More Replies...ahh the hospital , the place i DO NOT NEED TO PAY FOR , the USA needs to stop with the " i'm not paying for others medical bills" you kind of are when you pay insurance then dont need to go to hospital or the doctor , be cheaper to remove the FOR PROFIT bit , or do you not get that ?? confuses me why you all fight socialised medicine like it;s a bad thing
I've heard about this before. Ask for an itemised bill and suddenly it is greatly reduced. Just shows how much they are adding on for no reason other than extortion.
Once I saw a post by someone who was billed for individually wrapped lozenges. Like an airwaves lozenge you can get a pack of from the grocery store for like $1, suddenly showing up at like $5 EACH on the bill. The US healthcare system is incredible in the worst way I can possibly say that.
Load More Replies...I don’t know why the US seems so averse to a universal healthcare system. It’s probably a lot cheaper to have a small increment docked from your pay each month than to pay insurance excesses and anything that the insurance doesn’t cover. Plus you still have the option to go private without insurance too.
a few reasons. Mostly, it boils down to the fact that our government is actually ran by a bunch of useless pricks. Particularly, look at the differences in educational systems across the states... and then realize that the same states that don't cough up for a decent education are also the same states that will balk at increased taxes. Further more, my health care isn't a political football, and frankly, you're going to find that universal healthcare won't cover a lot of things because of the religious right. Contraceptives. Abortion. Treatment for things that are allegedly caused by being LGBT+. and then there's the fact that I don't feel the need to share my medical information with the government. I don't know that it'd be an issue, but I don't care to find out, either.
Load More Replies...Because people arent given health care insurance via socialized medicine type programs, hospitals charge $50 an aspirin to cover the cost of the uninsured or the denied-by-Medicaid patients whose bills are left unapid. AWell, that and they seize your salary and belongings if they can, too....
Weddings. My wife and I got married in a post office and could not have asked for a better ceremony. It cost us the price of notary services and that’s it.
The exhorbitant sums spent on weddings, specially second marriages or where couples have lived together for years and often already have children, has become rediculous.
Which is why more and people don't get married anymore and I don't blame them.
Load More Replies...Considering people VOLUNTARILY DECIDE to throw away money into this doesn't make them a scam, though. You can always NOT DO IT, you know. I don't see the point in paying for a bunch of people to eat, get drunk, get you the cheapest gift on your registry, and then talk about whatever they didn't like.
You can, but the pressure from society makes not conforming to what a wedding should entail incredibly hard. I think many would agree.
Load More Replies...When I was younger I had this huge wedding planned but as I got older I realised it wasn’t what I actually wanted. My wedding was a low key event and cost around $5000 with my dress being the most expensive item. And it was an absolutely awesome day. The only thing I would change is hiring a professional photographer.
That’s great but some people want something different. I’ve dreamed about my wedding since I was a little girl. It’s not a scam, it’s just different preferences.
My sister & her ex spent close to $40,000 on their wedding & honeymoon. Everything was first class and It was gorgeous to be sure, but it was basically a 5 hour party. They went to Cancun for the honeymoon, where she cheated on him. Yeah, that was money well spent.
The marriage is so much more important than the wedding! Plus, it’s been proven time and again that a lavishly expensive wedding is no guarantee the marriage will last, therefore making it a very expensive gamble. Money better given to the couple as a nest egg, to be put in investments, or used for the down payment on a house.
Yep! My husband and I married in a tiny chapel in Columbus Ohio just him and I, and the minister. Whole wedding cost us $25
Working 40 hours a week
Or the entire concept of having to work, in order to justify being alive... many years ago I came across a quote by some economist (can't remember the name, sadly) who argued that most job positions are totally superfluous, but are maintained because of the whole "everyone has to have a job" thing.
That sounds like the "Bull***t jobs" theory. Also a book by David Graeber.
Load More Replies...Or worse working 40h or more and not being able to afford rent and other expenses.
There we go. Most of us wouldn't mind the 40h work week so much if we felt we were being fairly compensated.
Load More Replies...That's called full time employment. As long as you are getting a good wage then there is no scam.
I work 50-60 hours/week. And still qualify for most low income programs.
Everybody should have the option to work 4 days a week. It is wonderful how refreshing it is to have an extra day off. I used to do all my groceries and cleaning that day so then the real weekend was all relaxing.
Agreed. I used to work 4,5 days - I had one extra afternoon off - and mentally it made all the difference!
Load More Replies...A lifetime of debt to own a place to live in. And we call our Western countries "rich"...
It's not just the lifetime of debt. You could own the home outright but don't pay your taxes on the property and watch how fast you still own it. THAT"S what sucks!
Load More Replies...Or worse, getting paid for 40 hours, but being expected to work more if you're on salary.
I don’t necessarily have an issue with a 40 hour work week but think capitalism in general is broken and the fact that there is such an unfair power balance between employers and employees. It becomes really obvious when you are looking for a job and they get to find out everything about you while keeping all their dark secrets hidden until you accept the job offer. Things like glassdoor have helped a bit with this but there is still a long way to go.
Wish.com
I can’t believe people still use this website. Although Amazon is slowly going the same way with its marketplace and scammers flooding it with fake 5 star reviews.
I always read the negative reviews to get a more clear picture of what I’m dealing with. Sorting by most recent seems to help too since most of the fake reviews are done early on
Load More Replies...That thing is like "Oh we'll put a picture of a diagram of a skeleton for two dollars and then give you two rotting teeth"
Definitely! I had an account but it took forever and what they sent wasn't nearly as nice as what was advertised. Cancelled my account. Better quality at the Dollar General Store, imo.
Don't use Wish. They steel pictures from other people's Instagram accounts to make cheap counterfeits. Regarding the clothing industry for Wish, the seamstresses are underpaid and overworked.
Amazon is constantly hacked yet they insist it is some strange person entering house your when you are asleep and messing with your Amazon account. Will not accept responsibility
Fashion, but also just clothing in general. No pockets on female clothes? More purses get sold. Thinner layers for women? Have to buy more layers. It gets marketed as being fashionable, but the clothing industry could roll out a marketing campaign for baggy rugged clothing tomorrow and get it trending if they wanted to. Also, the clothing industry is a cesspool of child labor, human trafficking, and it has some of the highest carbon emissions and water waste of any industry on the planet, way worse than flying. One cotton t-shirt takes thousands of gallons of water to produce. Almost any synthetic fabric is a type of plastic, and you release microplastics upon washing. On top of all that, we have repressive cultural norms and laws regarding the necessity of wearing clothing that come from Puritans and Victorians who thought table legs had to be covered and ankles were sexy. The idea that you should be embarrassed to be naked in front of other people is a cultural phenomenon, not instinct, and you can look at pretty much any tropical tribe to verify this fact that humans are actually generally normal around other naked humans.
I always wear men’s trousers because it is impossible to find non skinny jeans for women and least with real pockets. I don’t mind but they are always too long for me.
And I bet they're also cheaper and more quality, too
Load More Replies...I used to work in fashion. I LOVE fashion. Sadly others have made it corrupt as f**k. Can we talk about all those tops you have to buy a new special kind of bra for? The craziness extends to mens' clothing as well of course, but let's talk about children's clothing. They're not going to wear it for very long, they grow fast and play in dirt. Don't pay the same price you would for your own clothes. Go for durable. Thrift stores are not bad either.
Which is why we went Second Hand years ago. Also, buy quality second hand and learn some sewing techniques to repair little things on your clothes. Should be taught in schools. Oh yes and I absolutely agree with the nakedness sexism of our culture. You can be an inspiring, sexy person without showing everything of yourself! Dresses/Skirts with big pockets for life!!
Growing up in Ireland in the 50s, our Mom made sure that her boys could darn a sock, sew in buttons and patch rips and tears, and clothing was passed down to younger siblings. My sisters learned the same things. Cooking was optional, chores NOT. We didn't learn about tires and oil changes, as almost nobody had a car, but we DID maintain our own bicycles.
Load More Replies...Say what you will, I'd rather be warm than naked since I don't live on a tropical island and evolution's done away with our fur.
LOL... you REALLY do NOT wanna see me naked! I wear sweats around the house because my cats don't wanna see that s**t either! :)
I started buying men's jeans way back in the 1970's so I could get the proper length for my long legs! And I still do that because of pockets, durability, cost, and SIZING - it's great to get the correct waist & length for my body. The inconsistency in women's clothing sizes is ridiculous.
I always buy men's clothing because it fits better (not fitted into some hour glass figure - even for plus size). And MORE POCKETS
I agree! My britches MUST have pockets - and furthermore, big and deep enough to hold my mobile phone.
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Social media. From their happy beginnings they are now mostly a funnel used to ram as many advertisements into your mind as inhumanly possible. “Sponsored Posts” every third or fourth item - I see you, IG/FB/Red/etc. And that’s not even mentioning the extensive filtering network that “curates” the information you get to see when you are looking for something. “Curated information” is just a nice expression for you being conditioned to form certain opinions / buy more stuff. Social media groom minds
I noticed this with Pinterest. One day ads started popping up but looked like pins. Now, just looking at the browse feature, it shows me pins I already have pinned! Not just a few, quite a bit. Same with Facebook. I HATE how the feed only shows you a few peoples' posts.
If you add /?sk=h_chr to the end of the facebook page address, log in and then save the book mark it will list your facebook in chronological order with latest posts first
Load More Replies...Don't get me started on targeted ads. I recently saw a strangely familiar house on an ad for equity release...then realised it was an old photo of my last house
I’ve deleted Facebook and Twitter so far because I got tired of the ads and the people who you would report for bullying and they did nothing. Instagram is starting to look guilty too. Every 2nd or 3rd post is an ad and the messed up thing is they get the ads from whatever you’re googling
The algorithms directing these advertisements are really good. Just search for something on Google and your ads will get adjusted immediately. The joke that you just have to think about something and you will receive ads for this thing is only a little bit exaggerated.
That pales in comparison to the number of viruses, spyware and adware that gets on your phone or pc when clicking on links.
Reducing a price by 1 cent to trick our brains into thinking a product costs less than it actually is.
Some stores rise the price 100% 1 week before "sale". Then they can have 50% off.
I worked at a grocery store and spaghettios were 49¢ per can. We put them on sale for 2 for a dollar and they sold like crazy.
Like gas... $2.69 and 9/10... because $2.70 is just too damned expensive.
I hate what they are doing with gasoline prices. It cost right now 1 Euro and, 23,9 Cents
Or they say 'Save up to 50%' the key phrase is 'up to' , you never actually save the percentage they mention.
OH GOD yes. I hate changing all the damn signage, the illusion of "sales" and how confusing it makes it for everyone- including those that work there- is ridiculous. Not to mention when you're going over the products with the stamper, you could have just tuned it to 5, but noooo you have to do 4.99, and the damn button is jammed.
Exactly, 99.99 sure looks a lot cheaper than 100 (dollars) doesn't it?
always, most of the time, really disappointed with retail shops & now on line rort systems, will buy retail as it employs
Whenever I see an ad or sign that states something like "Up to 80% off!" Yeah. UP TO. That means anything from 0-80% off. They had perhaps 1 item 80% off, only 2 of those in stock.
Starbucks. I pay $9.99 for 51 oz of Folgers Ground Coffee, roughly 380 8 oz cups. That comes out to about $0.02 per cup of coffee. At Starbucks, a Tall Dark Roast costs $1.85. I could have 92.5 cups of Folgers at home before I pay for 1 Starbucks. My tub of Folgers is worth $703.00 if I were to sell it at the same price as Starbucks. AND I’m using reusable cups every day.
Who cares! FWIW I do make my own damn coffee. I just don't care if other people do or don't.
Load More Replies...Starbucks is like going out to eat at a restaurant; You don't have to and it is cheaper to make at home but you don't want to make it yourself so you pay for the service.
IF you don't want to make it yourself! But you totally can, just like you can make restaurant-quality meals. Making barista-quality coffee is actually not as hard or expensive as most people think. It's my partner's hobby, we have a moka pot and a cafetier (the whole expense was maybe $15 overall, plus a kilo bag of beans every like half a year or so), and he makes better coffee drinks than any coffee shop I've ever visited. A coffee shop visit should be an occasional, special thing imo, rather than a daily expense. You want to sit down with a friend and have a nice cuppa, that's super nice. But standing in line for 30 minutes with 20+ other miserable people every morning... nah.
Load More Replies...The cost of things in a store isn't a "scam". It includes costs that nobody thinks of. Like staff wages, rent, electricity, etc. How much did your coffee machine cost you? How about the filters? How about your coffee cup? How about the electricity that ran the machine? And the lights you turned on in the kitchen? All of that is part of the cost of making a cup of coffee.
I agree that it's about the experience. I go out to restaurants, too. I'm a pretty good cook. I can make myself tasty food at home. I do like going to a cafe to hang out. What I don't understand are my coworkers that get Starbuck's every morning in a big rush before work. They'll complain about the wait and the line and how they have to leave home early to get their coffee before work. That's not a fun experience. It sounds like it's giving them more stress than just making their own at home.
Load More Replies...Let people buy coffee if they want to. I don't get why people get all bent out of shape over this.
Boomers, who think they need to educate us on how to save money. or "youngsters" that think Boomers know what they're talking about.
Load More Replies...I do feel starbucks is overpriced, however I feel that it's not just the coffee when you pay for starbucks. You pay for that cozy cafe spot and the skill of the barista.
same with starbucks, to be honest. Pretty sure Starbucks isn't actually coffee, though.
Load More Replies...Note that the Folgers "cup" is 6oz, so you need to double it to equal a 12oz Starbucks "tall". But if you don't care how your coffee tastes and just want a caffeine hit, you can save even more money by buying caffeine. You can buy a 1kg bag of caffeine powder for around $60. A 6oz cup of Folgers coffee has around 70mg of caffeine, so for just $0.004/serving, you can get the same caffeine buzz as you'd get from that cup of Folgers. (note that a Starbucks "tall" 12oz has considerably more caffeine than the Folgers, around 250mg, so you'd have to pay around $0.015 to get the same caffeine as the Starbucks coffee). So stop getting ripped off by Folgers!
Homeowner's insurance: "Sorry, we're not selling new policies in Your Area right now because Thing just happened" where Thing = earthquake, wildfire, flood, and other things you might ... want to insure against? "We don't cover That Sort of Problem." where That Sort of Problem = anything that actually happens to your house, due to weasel-wording loopholes "You submitted a claim? We're going to triple your rates FOREVER after this."
If you hit a patch of ice and hit another car they sue you for $200K worth of hospital bills, can you afford to pay it? If your house burns down tomorrow, can you afford to replace it? And if not, why would anyone give you a loan on the property if an electrical fault can wipe out their investment tomorrow? Not writing new policies in an area that has just had a disaster (wildfire, flood, etc) makes perfect sense -- it keeps people from building/replacing houses in those areas.
Load More Replies...In my country, this cannot happen. You can adjust premiums to suit the risk involved, but never outright deny coverage if there is no proof of criminal activity like money laundering or claims fraud. The insurance companies are still profitable but not unregulated obscene profitable.
If there are no caps on insurance rates, then it's effectively the same thing "Since you live in a flood zone and there's a 50% risk of another flood in the next 10 years, your premium for your $500K house will be $25K/year". Few would be able to pay that much for insurance. If they force low rates in high-risk areas, then it drives up the cost of insurance for everyone when entire neighborhoods are destroyed by flood repeatedly.
Load More Replies...Anything can be labeled a "act of God" if they try hard enough.
Not in the Netherlands. But that might have to do with laws and regulations. Yes. we have actually laws that protect the customer from greed and unfairness.
What are you expecting when insurance is a for profit business? Health insurances want to "insure" only healthy people, and real estate insurances want to "insure" your property against natural disasters where there is virtually no chance of a natural disaster occurrence.
I have family in FL. When it was time to renew my parents home insurance the company refused. They had been with this company for 40 plus years. Never needed to make a claim. My sister spent weeks searching for a company that would cover their house.
Those registries that people pay money to “name a star”
The thing is no registry owns the stars so just because you name it, doesn’t mean it is actually named that or that you are the only person to name that specific star. You may call it Fred whilst someone has called that same star Wilma. You are literally paying for a piece of paper, nothing more.
Although I can see your point, I chose to have a star "named" in honour of my Dad, so that my child (who was 4 at the time of his grandfather passing away) so that my child would still feel connected and be able to look up to the sky at night and wish him good night. True, it may be a crock but sometimes, you just need a little hope and some bulls@*t to get through a really tough time.
Load More Replies...At least my one acre plot of land I bought on the Moon off ebay is mine.
You might as well pay to have a cloud named after you. Or a single drop of rain.
I own 1 sq meter of the moon. When Elon Musk starts mining up there I'll be rich!
My daughter fell for this when she lost a friend when in her teens. I left her to it as it gave her and her friends some form of peace.
I feel like everyone knows this already. You are paying for the sentiment and feelings, which is okay. Along the same lines, you could make your own fancy certificate and name a star that way
Just like my friend Karla used to say: 'one can make a lot of money off human stupidity.'
My wife got me a "Kevin" star, forever to be known as the star named after some retired guy in Sacramento, California. Lucky me!
Apparently, there are people who sure think they really got to name a star, Foxxy.
Load More Replies...Payday loans.
never ever use them had a mate borrow £100 then lose his job , he was over £5000 owed last i knew , he's trying to fight it at the moment
He’s on a losing battle unless he has severe learning difficulties and it could be argued that the contract he WILLINGLY signed was fraudulent.
Load More Replies...That's real crooks business taking advantage of people in big trouble. Why wasn't this outlawed long time ago?
Someone got hold of a friends car title and used it for collateral on one. Needless to say it came to light when the fraudster failed to pay the loan and the company tried to get the car.
Absolutely scandalous. Legal loan sharks. Should be driven out of the "temple" except the politicians stand behind them.
Lotteries
never enter into the lottery. Even if you win the money, you'll probably lose all of you relationships.
And messed up thing is most states won’t allow you to be anonymous
Load More Replies...A colloquial German term for lotto roughly translates to "idiot tax".
When i use that term in Dutch all the lotto players get upset :D
Load More Replies...Scientists have calculated that the odds of getting killed on your way to collect the prize are bigger than winning the prize.
$1 to take chance and dream of things?? Cheaper than a divorce.
Not when the money collected is used to repair highways, fund schools, fix bridges or any other thing where they lack the money to do it. When they are used for the right reasons, I don't think they are scams.
Once in a while putting a buck towards a ticket just for fun is harmless. Putting your entire paycheck on large numbers of tickets and superstitiously choose specific number combinations is OTT, obsessive, and symptomatic of a gambling addiction that is having negative biopsychosocial effects on your life.
Imagine a day-long deluge of rain on a big city airport parking lot. Pick one raindrop. Those are your odds.
Doing your own taxes, and paying to use a privately-owned software (or a service) when the government could totally do it for you, send you the details, and ask if it’s correct.
I would rather use an accountant, especially when our tax is a bit more complicated with all the deductions.
my clients often get bigger refunds or pay less taxes by using my service --- enough to pay my modest fees; it's amazing how few people know that California has a renter's credit, or that for 2020 you can deduct up to $300 in charitable contributions, even if you don't itemize deductions
Load More Replies...there's an awful lot of income that the IRS doesn't know about, as well as itemized deductions and business expenses that aren't reported to them by anyone other than the taxpayer; also the IRS doesn't know if you got married or had a child during the year HOWEVER, for those whose filing status and number of dependents is unchanged, AND who don't itemize deductions, AND whose only income is W-2 (or 1099 with no offsetting expenses), then yes, they could mail you a letter stating the amount of your refund or amount due and you either agree or disagree
I did my taxes electronically one year. They did my Federal for free, but I had to pay for my State return. On top of that, they sent my refunds on cards that would cost me $3 to use every time. Every. Single. Time. I did eventually manage to get checks, which I deposited - no hassle, no mess. Never used that dang service again.
that's how taxes work here. you get the proposal and agree, or add some new things that changed over the last year.
It doesn't work like that here in the US, at least not in my experience. A few years back, I did our taxes. I typed one amount wrong, off by 2 numbers and didn't catch it. I sent it in and we got penalized for it being incorrect and then fined some ungodly amount. Needless to say, I go over with a fine toothed comb now. But I refuse to pay anyone else to do it as that seems to be a huge waste of money.
The government can't. The favorite place to take money away from is the Treasury department or the IRS. If people that owed taxes ( or just the wealthy) were actually made to pay what they owe we would not have so much of a dept. Our country is in the hole and one of the few agencies that can do a bit to help us out of the hole is gutted.
Using a professional is always best. Just avoid the big corporations like HR Block. Another rip off is using a CPA. Only businesses need a CPA. For individuals, CPAs quite often are not up to date on tax code for simple returns nor is it worth their time to bother with Individuals. So they either blaze through it or have an assistant do it and charge you a fortune.
My Daughter and her husband did their own Taxes, Got back $198. Went to an accounting service the following year and got back $572.
Annual college tuition increases. Why aren’t they held to a competitive pricing model as opposed to having to take out a mortgage to go to school? Everyone wants to talk about government paying for college education, but there is no conversation on why is it that expensive anyway? Especially when some unis have endowments in the billions that just the interest on those funds could literally pay the tuition for everyone that goes through the door.
Colleges got ridulously expensive because the US government got involved. 1971 was when student loans became mainstream and about the time costs started spiking
That is one small part of a complex situation. Colleges also got seriously more expensive when the government pulled funding (i.e. got less involved).
Load More Replies...You probably have access to free health care too. I envy you and am happy for you at the same time.
Load More Replies...The collage my dad went to was free because they ran an on-campus business. 2 years later my mom went and it was already $10,000.
It shout have price cap and salary cap, but again people are complaining about regulations. The regulations supposed to protect consumers, however government bureaucrats can get it sometimes wrong.
Actually, if you do some digging, there are some good colleges out there that do advertise that you can get your BA or BS for $10,000, all inclusive of books and lab time.
Excusing debt isn't the answer. Teach them and help them at the same time by making student loans interest free.
The heads of these universities in the uk can make up to £500,000 a year which is ridiculous when all they do mostly is go to meetings and tell others what to do.
You know, a good manager likes to hire smart people, people even smarter than themselves. They know the company will do well, and they will look good, and all will prosper. Too bad the government hasn't figured that out, that if all of our people were freely educated to the greatest extent of each individual's capability, our nation would prosper!
Colleges are ridiculously expensive in the US but private colleges are not subsidized and state universities are not subsidized enough to pay for all of the costs to keep the doors open. To add some perspective, think about how much it costs to pay the faculty, staff, groundskeepers, custodians, security, etc. They how much it costs to keep the lights on, the buildings in good repair, insurance, etc, etc. If you own a home, you know just basic maintenance is ridiculous. You may see fancy arenas and coaches making stupid amounts of money but chances are the sports programs are paying a large chunk of that. Are some schools mismanaged and cheating their students? Probably. But it does cost a large amount of money to keep the doors open at any school.
Social media looks like free, harmless fun, but is more like selling your soul (and data), makes you addicted and sad. Most people notice, probably, but don't care enough.
Whenever a certain service seems to be free of charge, then most likely you are the product to be sold.
I only use FB for this jigsaw puzzle game. I have cats and an asshole husband who will steal a puzzle piece and then when I am all but done for that piece, he plops it in and then tells everyone he finished a puzzle. So I do them online now and the dickhead can't ruin the fun for me anymore.
Doesnt effect me. And its the only way sometimes to know if someone in your life is still alive. Few visit in person anymore and calls have become a thing of the past. When you have a disorder that tells you: someone is dead, if you haven't heard from them in a week or so, things like FB help you set your mind at ease.
I have social media and it has always been my blessing so that I can stay connected with so many people that live far away. Don't just let anyone "friend" you. That's the answer. If you have no one but friends on your social media then be happy to see them and enjoy them. During Covid , especially, it's been my connection to just about everyone since we were not allowed to socialize at all. How can that be sad? I want answers
I use Instagram to follow rescues, sanctuaries, artists and photographers. My feed is an influencer free zone. It only makes me sad if one of my favorite animals is sick or has died and, if anything, I'm a better person for the connections I've made there. Finding like minded people has helped me feel more grounded and given me some much need strength in my convictions. If you're careful with it, social media can actually help you feel MORE secure in your own skin.
Paying for cable tv. The whole idea of paying was to create a revenue stream separate from that of marketing. There are a few out there (HBO, I think) but generally we pay to access the content and still have to spend 20% of the time sitting through commericals.
Then streaming comes in and were free of advertisements again, for a bit. Now YouTube has tons of ads and other streaming services are talking about adding ads as well
I would never get Foxtel coz it is approx $60 a month when I can get Netflix, Disney Plus, Prime video, Stan etc plus all the catch up tv and YouTube for at least $20 less a month. They are an absolute rip off.
But you also need the internet connection to stream it all. How much does that cost?
Load More Replies...YouTube! WTF, YouTube? Cut away in the middle of a 5 minute video to show a 1 minute commercial? A commercial that’s 20% of the length of the damn video? Really? Do you actually want to lose viewers?
I hate the adds on YouTube that interrupt the video I don’t mind them at the beginning or end but not in the middle and they keep pushing you to pay a monthly fee to stop adverts and also a monthly fee for music.
I hate Amazon Prime ads about its other shows.
Not to mention Youtube increases them. They started ads you could skip at 5 seconds, then it's 2 ads and you're lucky if one is skippable, and I think I've seen 5 in 10 minute video. YT honestly at one point decided I needed an hour long football ad on a 10 minute video. (So glad that skippable, but it was way too far)
with Spectrum, we ONLY need internet. But it's CHEAPER to buy the package deal with cable and internet, than it is to just pay for internet - if they offer that at all. So we're paying for something we don't use just so we can have internet
I just asked them for the true price of internet and they gave me that only. It's cheaper than the price of the bundle that slowly creeps up no matter what they first quoted you. Scammers!
Load More Replies...Discovery + is 4.99/ mo now, but 7.99/ month if you want to be commercial free!
Most modern manufactured goods. Designed to not last, so you keep buying more.
yep , my wife thinks we get a bargain if a washing machine lasts 4 years , i get mad having to buy yet another washing machine for £400
I have yet to buy another washing machine, if it breaks at all I fix it, try that instead
Load More Replies...This is why all of my furniture is hand-me-down. I'm perfectly capable of refinishing real wood furniture, and I know it will last. I have a gorgeous bentwood rocking chair build by my great grandfather that still looks brand new.
EVERY SINGLE PERSON on the Internet that sells some sort of „millionaire education“ .
Every single one of them. They are all liars, most of them are not even rich to begin with! They fake it enough that some idiots buy it. You are customers to them. Nothing more.
A lot of self-help unfortunately is based on the falsehood that you can "accomplish it with this one trick." The One Trick will not get your weight healthy, get you that relationship with that person, put money in your pocket or make you happier. Real life requires nuance and complexity. And things that are hard and take time and effort. I wish there were One Trick but we need to deal with the situation we have, not the situation we wish it was.
Ask yourself: If these people are getting rich off those secrets, why are they selling the secrets, instead of keeping them for themselves?
"How to Get Rich: persuade enough gullible fools to buy your Get Rich education packet".
That is so true if it was that easy they would keep it to themselves as they would have no need to advertise for people to pay for the information.
"How to become a millionaire"--get other people to buy your book/quack remedy/etc.
Oh boy! Can't wait to learn how to short a stock and abuse worker's rights!
"This will cure your "**" overnight. Try this tonight. Or: Doctors amazed by this simple trick. Do it tonight." If these scams were true, there would not be millions of people suffering and in pain from whatever affliction.
Toothpaste commercial were actors filled their toothbrush with toothpaste too much which is unnecessary
You should only use about a pea size amount. In saying that though, I am just as bad as the actors and put on almost as much as what is pictured lol.
And you're not supposed to rinse. Apparently that's on the directions though I've never bothered to read directions on toothpaste. Also, dentists say so. Because of the flouride I guess but, no, just yuck. I'll keep rinsing thanks.
Load More Replies...I literally gag if I use too much. I don’t know why people do it for those who do
you can make your own toothpaste instead of paying big corporations: 1. Toothpaste with baking soda and water Take one teaspoon baking soda Add one drop of an essential oil(s) Add a few drops of water 2. Toothpaste with baking soda, salt and water Take one tablespoon baking soda Add a tablespoon of natural salt Add three drops of an essential oil Add a few drops of water 3. Toothpaste with baking soda and coconut oil Add two tablespoon baking soda Add two tablespoon of coconut oil Add ten drops of essential oil
I like natural alternatives for a lot of products but I wouldn't dare using toothpaste without fluoride long-term. Having said that, I wish store toothpaste came in refillable glass jars or something...
Load More Replies...Same thing can be said for the breakfast cereal commercials. Most servings are less than one cup.
You never see them actually brushing with the toothpaste as they claim a frothy mouth puts customers off.
I like to use a lot so it gets all foamy in my mouth. What difference does it make, a tube costs a buck and it lasts a month.
Herbalife
which it seems, the more I watch the vids on youtube, seems to be almost every company nowadays as it seems to be the ONLY way they can compete with their rivals who are doing that s**t too.
Load More Replies...Hint: If the company originates in Northern Utah (where I am from) and sells things that will "change your life", run for the hills. For some reason, pyramid schemes and MLMs seem to prosper here.
That's a pyramid scheme. Additionally, there are many claims that their products cause liver damage.
I will admit, I spent too much damn money on those products. I did lose weight but it was because I basically starved myself consuming shakes that I could have made from stuff at home and have better flavor. When I tried going back on the diet with the shakes, the flavor nearly made me vomit. I can't stomach any of it anymore, but I'm losing weight again just by eating better and working out more.
Or AmWay. Hmmm - how can I possibly annoy the f**k out of every single person I know?
I certainly agree with that, companies like this try to fool you into a monthly payment scheme that’s very hard to cancel.
My grandmother once sold Shaklee (a Herbalife knockoff). She ended up buying far more than she sold.
Internet Data Cap
This is exactly the scam they are talking about. You pay more to upgrade or you pay more if you don't upgrade and slip up once in a while.
Load More Replies...OR share with your neighbours and split the cost. My street does that and I pay $30.00 CAN every month
I got 4 years unlimited broadband free because of a billing mistake and as it was their fault I was never asked to refund the money. This was when Broadband first came out and was a 2 megabyte connection for one person.
All you have to do is reference this incident - "During the catastrophic 2018 wildfires in California, Verizon made a painful and memorable gaffe: It throttled the Santa Clara Fire Department’s supposedly “unlimited” broadband data, causing the department to have to pay twice as much as usual to restore internet speeds that allowed it to deploy critical wildfire response. " See https://www.techdirt.com/articles/20200508/13483044460/isps-finally-lifted-data-caps-it-only-took-global-pandemic.shtml
And you know it doesn't cost them a dime more if you go over your allotted minutes.
The fact that you have to pay to bury loved ones
I don't think the mere fact that you have to pay for burials is a scam, but the often high prices are equivalent to a scam.
Exactly! People work there, shouldn't they get paid? But I agree that it shouldn't cost that much.
Load More Replies...The price of ground ina cemetery, per square foot, is idiotically high even in Podunk, NOwhere.
Part of the cost is the fact that they're required to maintain the property for 100 years after the last body goes in.
Load More Replies...Then there are cremations, where you have to pay hundreds, if not thousands of dollars just to rent a coffin for the service, which is then swapped out for a cardboard box for the actual cremation, and the coffin given a spring clean for the next oblivious customer.
I don’t think this is true. People with no money and no families get buried, they don’t just leave them lying around.
Rent-to-own furniture and appliances.
I understand why it’s a thing coz some people can’t afford to pay for those big items upfront so rent to buy is one of their only options.
If you can't afford to pay for those big items you go to a thrift store or some welfare store where you can pick up the entire furniture for your new apartment for peanuts.
Load More Replies...Back in the late 70's, early 80's I had rental furniture. And pets. And a lot of friends. And partying. Part of the rental agreement was free replacement of the furniture if/when it was worn out or damaged. In 2.5 years, we replaced the furniture twice. After the 3rd set, we stopped the rental because we had paid enough by then to own the furniture. Brand new stuff they just delivered.
If you are moving to a flat & have no furniture, join the areas you’ve moved into community groups & scour marketplace for free/low cost items
We had a company called Brighthouse now bust that charged stupid prices for the rental and tried to force you to take their insurance saying your home insurance did not cover their goods but it did. I complained to the management about this and got my payments reduced. This company would charge about £1,000 for a PlayStation or£1,200 for a basic big screen tv. Pleased they went bust.
Sometimes people are only staying in a place for a very short time, perhaps they have a short-term job assignment, but still need some furniture.
Lootboxes in videogames.
Oh yes, to the point where some countries actually declared them illegal. A wise decision.
There are a lot of Roblox games like that. "You must pay 699 Robux (another scam) to access the VIP zone and with it, 3/4 of the entire game, which coincidentally is the only part that is ever improved or updated."
Load More Replies...sometimes you get a legendary genji skin, sometime you get nothing but sparys and player icons
In games like overwatch, the devs intentionally flood the loot pool for each event with stuff no one wants(voice lines, throwaway sprays, etc.) And then make it so that each event box only drops one of those items, meaning you usually have to fork over insane amounts of money for a single skin you want. And that's why I play Apex.
The Verizon $1 scam.
Verizon tacked on a $1 fee onto 8% of their customer's bills each month so over the course of the year, they did it to every customer, about 150,000,000.
Their rationale was: 50% wouldn't notice and just pay the charge or would notice and wouldn't spend anytime fighting a $1 charge. 50% would notice the charge and call to have it removed. Of those, 35% would get frustrated while on the call and give up.
This added approximately $120,000,000 to the bottom line each year (3 total) until caught. Once caught, they paid a $25,000,000 fine.
Ticketmaster
My niece mis-heard it as Ticketbastard. LOL I guess it's not far from the truth.
Absolutely!! When did it become impossible to buy a ticket at face value??
Around the '90s. You started needing a credit card to buy tickets instead of just showing up at the door early with cash. Before all that shít went down, I used to pay $8 to see a good show like Pearl Jam, who was actually one of the bands who tried stopping ticketbastard.
Load More Replies...It costs the same to download a ticket as it does for them to mail you one???? Go figure.javascript:void(0);
Company is a total rip off using bots to suck up concert tickets and selling them for stupid prices and there not the only ones.
The fees are unreal...never mind that they are selling tickets sometimes up to a year before the actual events (I will sometimes joke, "I could be dead by then!") so they can sit on your money and earn interest.
I understood having to pay a fee when you used to have to go to an actual ticketmaster location and have them process the purchase for you, but with everything done over the internet there is absolutely no need to pay higher and higher fees everytime you want to go to a live event.
the Sneaker/Shoe industry. you don't need masses of fancy artistic-looking running shoes collected in boxes that you go and spend $1000-10,000 on at a swap meet...You may as well be collecting very expensive funko pops. You're not going to wear them...and if you wear them you're only going to worry about them while you wear them, and the markup is insanity. I know people who do this, and they are leveraging money they don't really have on something that's going to sit on their shelf and do nothing...It's bad enough that shit like Sketchers (the literal K-Mart brand of shoe) cost over $125 a pop for a really crappily assembled shoe...but to spend in the thousands for what is essentially "Stamp-collecting" is nonsensical bordering on obsessive compulsive. And don't get me started on women's shoes by design houses. I saw someone dish out $1800 for Loubouton's or something...what are you wearing those foot-destroying shoes for and why would some leather and glue and plastic cost 18 HUNDRED bucks? what a racket.
I hate having to spend $100-$120 on my shoes but I do it every year coz I know they are comfy and they have the support, plus they last me a year, sometimes more and they are hard wearing. I used to buy cheap shoes but they lasted sweet f**k all and I was replacing them more often. I have worn the same brand of shoes for the past 5 years and will continue to buy them until they are no longer available.
Much like the fact that 98% of all sunglasses are made by the same company.
Skechers in the UK cost around £30 for a decent pair from Sports Direct.
Note to self, if I ever get to travel to the UK, new sneakers will be one of my souvenirs.
Load More Replies...One article in the news said that buying an $100 shoes can get you fortune.. Because some singer sold his shoes after keep it 2 years four time its original price.. Yeah, very smart..
I don't where this person is buying shoes, but GOOD sneakers are $40-$50 per pair at an outlet mall and last years.
I don't see how that's a scam - people know that realistically don't need $500 sneakers, or have to have an entire closet full of shoes. If someone wants to buy expensive shoes because they think it makes them better than someone else, that's not really a scam, that's the person's own insecurities.
The most that's been spent on my shoes is something like 20 bucks.
All MLMs They prey on insecure women, specifically army wives to give in. It’s almost like a cult. Guaranteeing new friends, lots of free trips and make 20,000 dollars a month. They are not your friends, the trips are only “free” if you become a top earner And the only way to make 20,000 dollars a month is to get at minimum 100 people in your team that work every single day Most sales from those companies are from the salesperson who is buying it to sell it. And they tell you that you have to buy more to sell more. It’s really gross
Army wives should have a f****n brain then while living off us so they don’t fall for obvious crap.
MLMs... uuugh.. most of the 'invites' I get ... are all MLM... like.. wow, you haven't talked to me in over 20 years - and **bing** out of the blue you are both wondering how I'm doing AND found this wonderful new vitamin that I just HAVE to subscribe for? What a coincidence!
Multi Level Marketing are just Pyramid schemes and the only money you can make is recruiting mugs into the system only the top levels earn the rest lose.
Pyramid schemes cannot work there are not enough customers your mother is conning her friends to make money and your trying to excuse it you should be ashamed of yourself.
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Idk if anyone remembers Power Balance bracelets from the early 2000s. A lot of celebrities and athletes advertised for them and they claimed to improve your balance and overall health. Well being a rubber bracelet made in a factory, it was all nonsense but they still sold millions of units before shutting down. A new company owns them now and you can still buy them though
Why do people fall for this? It's even sillier than magnetic bracelets which can't work because the iron in blood isn't magnetic
The iron in blood is not magnetic? I didnt know that! How is that possible?
Load More Replies...As long as people are buying vagina scented candles and glycolic acid overnight glow peel at ridiculous prices there will be a market for gluten free diesel, biological micro waves, vegan socks and non gender specific hair brushes.
Copper bracelets and insoles and other useless fads are all over the internet.
No idea, but she never takes it off. She had one that broke and as a replacement wore a compression with copper in it, but without it her hand does get worse.
Load More Replies...My mother (highly-suspect her to have NPD, by the way) totally bought into this - and actually USED it as a weapon in which to tell me how obviously 'stupid and stubborn' I was (degree in Bio/Kin - information I was talking about backed/provided up by more than one doctor) for not buying into it too. She would insist I wasn't 'into' it because my sole purpose in life was to be against her. No, she did not talk to any doctors, and no, she herself does not have any sort of science/medical background.
I remember these! I still laugh at them today and do you remember the Dirty Electric scam where you could buy a filter to clean and purify your electricity as it came out of the wall? I bought one to prove they were full of crap. It was literally one of those cubes that you put into a socket so you can have 3 sockets. Only this thing was just a way of extending your socket about 2 inches from the all and had nothing inside except wires connecting the input to the output
The games at fairs/carnivals.
NEWSFLASH: People can have a different opinion than you.
Load More Replies...We all know that the HUGE prizes you win are never worth the money you paid to win them. But that doesn't matter because it's about the fun you have. If you are going to be upset about that, than you might just as well kick the habit of living. Because almost everything in life comes at a price and often the price is too high for what you get.
The trick is not just knowing they are scams but knowing how to get round them and when to ignore them
as one who spent a year of misguided youth on a carnival after high school (you know, the old 'i need to find myself; i need to travel; i need to be on my own...pick one or all) i can say that they aren't exactly rigged as they have to be able to be won or it will be illegal. and local law enforcement would occasionally check them out. but, there is a trick to winning them and they count on people not knowing how.
You just have to watch how they did it and do it the same way. I did the ring over the bottle one and won first try. The lady said she didn't see it even tho I was still holding it correctly. So I said fine I'll do it again with shaky confidence and I did! Soon a big giraffe lol. I just did exactly what she did when she showed me.
Most kids shows are just long advertisements for toys.
This has been true since the 1980s. All TV shows have toy lines so the kids want the toys to act out the show.
Load More Replies...Indeed. The first Thundercats reboot comes to mind.
Load More Replies...As a kid in the 70s, tho...all the ads on Saturday mornings were toys and cereal. They know their demographic all right.
Some random godawful doll line has resorted to turning their commercials into LITTLE SHOWS that take up to 3 minutes, then play the actual advert afterwards.
Reminds me of the Gumball schene with an action figure https://www.youtube.com/watch?v=T2a0tB13mPE
Timeshare anything
I managed to talk my mother out of getting a timeshare. I always thought my mom was so smart, but she almost fell for it. Scary.
Or the companies that offer to sell the one you own
Load More Replies...Was in vacation in Asia when we were offered a chance to win some prizes and get ride to a hotel near a beach we were planning to go to anyway. We just had to listen to their timeshare pitch at the hotel. Before the pitch they asked us to fill out some forms that asked about our income and what credit cards we travelled with. We lied about our income being essentially minimum wage and stated we only travel with cash. Surprise surprise they suddenly didn’t have room in the presentation and our “prize” was a t-shirt. We basically scammed the scammers into a free ride to the beach.
I sat through a couple of the presentations, at the end of the first one which went on a bit they asked if we wanted to sign, I asked them for how much it would cost me and they couldn't give a straight answer. Told them I wasn't signing anything unless I had the figures and they told me that if I didn't sign then, they would not allow me to sign up at a later date. The chutzpah there was impressive Another time, they said it would only take 1 hour of our time, so I set a timer on my phone and when it went off it was time up but they "still had more to tell us about". We just walked out. We gave them the hour and that was that.
My friends have a time share because they go there almost every year. It is less expensive than paying for a hotel. (+ we got to use it one year which was sweet)
my inlaws had one and, in the beginning, it was great for them as they traveled a lot. then, it became something the kids could use until they couldn't be free to travel as often. then it became a burden with dad almost begging us to use it to make it worthwhile. but, it wasn't what they said it would be from the beginning with reservations for prime spots always being booked at the best times.
A buddy convinced me to go to a timeshare pitch. We had no intention of buying, but he was a bartender and everyone who went was guaranteed a "74-piece bar set." There was a huge room of people at assorted tables and they had teams of agents browbeating everyone to buy. We kept blowing them off. "Nope. Just give us our bar sets." They moved us to another room and went to the bullpen for the middle relievers. More of the same. They then brought in their closer, who was a hard driver along the lines of Alec Baldwin in Glengarry Glen Ross. No, thanks. Disgusted, they finally let us go (after four hours), and we collected our bar kits. We opened them up, and there were 24 glasses inside. Wait, this is supposed to be a 74-piece set. Then I noticed the bundle of swizzle sticks. Yep, there were 50 of them.
Great job sticking to your guns... one question though? did they not have a display out so you could see that they didn't have a complete set? Just curious.
Load More Replies...bottled water (except in certain areas)
For those who are defending bottled water in places without drinkable water, is the water provided in bottles free? Or at least comparable in price to a regular water bill? And why, over a decade later, does Flint STILL not have clean drinking water? It almost makes me wonder if if the city is profiting off its own demise. While the bottles of water maybe a necessity, the reasons why it’s is still considered a necessity is what makes it a scam.
In my country we have city wells (they're cute tiny buildings with taps) where you can fill your own container with free water. We have perfectly safe, drinkable tap water, but 1. it's not always tasty, and 2. this started in times when not all tap water was safe. The irony? Some people still buy water at the stores, which I guess is good marketing.
This is a repeat. People who modify the posts need to pay more attention
Ooh, come to the Philippines and drink the tapwater, then say that again... Or go to Flint, Michigan. Or Phoenix, Arizona for that matter.
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I just paid for the privilege of setting up my router.
That's actually normal, you pay for the service if you can't do it yourself.
Or cable company modems. I've tried to convince people to buy their own instead or leasing it. But they keep saying "what if it breaks I'll have to pay for another new one" can't understand that they pay $120.00 or more every year and I can't get them a similar one for 50.00. it'll last a year at least but probably 10 or more years no problem
Any of the food they sell at Disneyland/Disney World. While they are delicious as all get out, you will pay for the nose and not get too much for your money.
I love me some Disney food, particularly at the food festivals and foods in the shape of Mickey. However, I definitely agree with this. Portions have been getting smaller and prices higher.
if you like their food do some internet checks. they have recipes for some of their more popular items. i am not a person who likes their food but came across some of their recipes when searching for something fun to make for the grandkids. especially like their pineapple whips
Load More Replies...Aight.. I've been to Disneyland exactly ONE time. So you can all please correct me if I'm wrong. ONE thing I noticed was that Disneyland appears to literally be a 'land' unto itself. I mean, there wasn't ANYTHING close to there (grocery store/corner store, Wal-mart type things). Like everything within a reasonable driving distance (so let's say within 20 min driving) was just... part of Disneyland. I recall saying something like "You HAVE to pay these stupid prices because they've imprisoned you here -there's nowhere else to get food/water"
You pretty much can't go to Disneyland without knowing you will overpay.
I've only been to disney (CA) once and we got food there and honestly it wasn't that bad (priced) and delicious. I've paid more at local eateries tbh.
I went to Disneyland Paris when I was 20. First day there, we went to Pizza Planet for lunch. Cool, right? Not when your pizza was like eating a plastic toy. Add on dinner for that day, and two meals the next (breakfast was gratis), and over our weekend stay, those four meals probably cost around 30-35 Euros. For roughly the same amount of money back in England, shopping at a regular supermarket, that would have bought me breakfast, lunch, and dinner for 1-2 weeks, depending on how thrifty I was being.
yes, but you cant compare what foods can cost you in a super-market vs what food cost in a amusement park. Its the same with restaurant, it cost you more, of course! than the same food bought in a supermarket
Load More Replies...I used to work at a theme park and what I noticed that everything that people could have brought in (drinks, sandwiches etc) were hugely overpriced, but things like ice-cream was only slightly marked up. Made perfect sense to me. You can bring a lunch and a bottle of water, or pay for the service. Be smart about it. Also: just go with it. You're going to a theme park. Accept that you'll be suckered into buying a map and a plushie and a key ring and a themed candy and ...
That’s at any amusement park, airport, wildlife park, sports events etc.
Back to base security system monitoring
Huge scam.
My smart home security system alerts me faster than ADT ever did (biggest offenders) When you don’t answer the call, they will send out someone and will charge you a fee
And every-time your system messes up, it will send false error codes to the monitoring station, which they will charge you a huge fee to fix
And oh if you want to disconnect it, they guy i spoke to from ADT was going to charge me $250 call out + $50 for every 15 minutes he was at my house, and the job would of taken at least an hour he they said, they may need to go into the roof
no i just called a security installation Electrictian and he said $50 call out and $30 for every 30 minutes he was there but that was depending on the type of job
He was at my house for 5 minutes
Power off Remove power wires from control box* Protect the wires so its safe Replace cover on control box Done
He only charged $50. Compared to ADTs service which would of cost about $450
In one of the places I worked, the owner got bills for follow ups on alarms in one of the buildings that didn't even have any kind of alarm installed.
Sounds like it would be cheaper to let someone rob my house. At least home owner's insur.....oh, wait.
Industrial age schooling and the 40hr work week
There's nothing wrong with a 40 hour work week provided that you earn enough to have a decent life without having to worry how you are going to feed your family and pay the rent and utilities at the same time.
The forty hour work week is based on the law of thirds, eight hours work, eight hours free time, eight hours sleep, supposedly for the perfect work/life balance.
Scientific journal memberships.
How about I thank you both. Thank you for telling us about it.
Load More Replies...Journals usually charge the researcher about 500 euro for publishing, then sell the article, usually no longer than 10 pages for like $75 or you can 'rent' it for 24-48 hours to read it, but even then you pay 10-20 dollars for it. In the meantime a 1000+ pages long scientific book costs about $100-200.
The price for cable and internet
yep , in the UK we pay for " line rental" then pay for internet , line rental is £20 then what ever your internet is on top , we pay £45 for 200mb
That can't be 200mb, Id use more than that surfing BoredPanda in half an hour.
Load More Replies...In india I pay about 600 ₹(8-9$) for 3gb/day for 56 days It's less but prices has increased rapidly as I used to get same plan for 82 days previously
My family pays for 1 Gb/s internet that consistently cranks about 70 Mb(that's bits, not bytes)/s when wired. Feelsbadman
Brands high prices (especially clothing )
I'd pay more for clothing that wasn't made by child slave labor. Sadly, that applies to most expensive clothing too.
Check out you local handmade stuff on etsy or the equivalent. These clothes are more expensive, but still affordable to a lot of people, they last a lifetime, have been made ethically (often with a nice hand finish) and you can often customise by asking for a specific print or some small alterations. It's a win-win-win.
Load More Replies...For a short time my sister worked in a sweatshop sewing shirts. All the people would make the same thing for x-amount of time. Then switch to the next batch etc. At the end of the line were the people that boxed them up to go the the various brands/designers. The same shirts that went to Kmart went to Macy's and to some high end designers. We really are just paying for the name.
Thrift stores, second hand stores, and confinement shops are amazing. Many times the clothes still have the tags on them as they were donated never worn and new.
Gasoline prices ending in 9/10s of a cent.
Just pump 10 gallons and suddenly it's 9 cents. What's the problem? Just don't pay with cash so they can "round it up".
What happens if you have a motorcycle and your tank is nowhere near 10 gallons.
Load More Replies...Idk if it's normalized but McAfee security service. In my own experience with the service, it's done literally nothing for me except pop up every time I open my computer or nearly every 4 hours or so. I remember my ex gf's grandma who fell victim for the service. I tried to talk them down from it and not to pay the service but I was much too late for any semantics. So I just took it to memory that every computer already comes with security software and any outside security software, if not installed properly, checked with 100% concentrated power of will, you're going to have a bad time. At least, I'm convinced that the McAfee service is just a virus that makes you pay similar to some of those other viruses that get your photo via your personal webcam, lock your computer and show you a copy pasted photo of a "legal document" urging you to pay a ransom, what was it, ransomware. So my belief is that Even though most people may use McAfee as a computer firewall security service, it's more than likely a scam. Downvote me to hell, but at least convince me otherwise first.
i buy it never had any viruses , it;s only £10 for 10 devices for a year , id rather buy that than lose my laptop to a virus like my mate did , yes it was from porn but viruses can come from anywhere
The free virus protection that came with windows has done a better job of protecting me than McAfee ever did...but that's just personal experience.
Load More Replies...There is enough free anti-virus software from almost every reputable company to keep you safe. Common sense is your second line of defense. Why open an attachment in an email from a business that claims it's sending you your yearly bill for the maintenance of your swimming pool when you're living in a 3 room apartment?
McAfee let viruses pass on mine while claiming a picture I took myself and saved on my PC was a virus. McAfee is one of the worst AVs available. Only ones I know that are worse are the ones that are free.
Mcafee have a good reputation here and it works ok. I use Kaspersky which has caught viruses and protected me for years without masses of pop ups. The build in Microsoft anti virus used to be terrible but it is now much better and worth using.
AVG and Avast are one big company now and they offer a decent free package. They paid version is supposed to be good. My work uses it but I'll stick with free at home. Used to by a firewall from Zone Alarm but windows firewall is free. There's tons of free spyware and malware software including Spybot Search and Destroy and Glary Malware Hunter to name two.
mobile games. they draw you in with youtube sponsorships, then once you buy the game, you realize that in order to succeed, you have to pay a fine. i would say that paywalls are both like getting kicked in the nads and getting mugged. the only game i could imagine where you don't have to spend money in order to have a good time is minecraft pocket edition. in short, everyone should either play console/pc for games or spend more time with your family.
Depends if you have low willpower or not. People ask me how much money I’ve put in to a confectionary based crushing game to reach (current) level 7483. The answer is £0 (actual money, I’ve given my time = money watching the ads)
"confectionary based crushing game" lmao you win today sir.....
Load More Replies...I play angry birds totally free and a few others with no charge are you looking for the right games?
Raid Shadow Legends sponsorship starter pack: sponsorshi...7a-png.jpg
I have a lot of games that I haven't paid any money on or very little on. I'm playing a game now and I've only spent money once. I'm almost to level 500.
That's if you play those games that you see low-quality ads for online/while playing a different game. My phone's got plenty of apps that I play all the time. My two favorites are Animal Jam Play Wild and My Singing Monsters (because I'm cringey X3). They don't require any money for the actual gameplay.
Chess.com let you play chess against other players all over the world, analyse your games, and solve problems for free. But if you want to buy a membership that would cost you a house every month
That's one of the reasons I love Stardew Valley. Paid for it once (& not much, either), gameplay is outstanding, no in-app purchases are available and you can play off-line forever ❤ also good for mental health, I'd say.
Hot milfs in your area
Or "You are the 1000000th visitor to this website, you won an iPhone." Ummm, no thanks, I wouldn't use an Apple product even if I really won it.
I won an iPhone once. I traded it in for an Android phone
Load More Replies...Girls in your area that want you, and they show a model in truth nobody wants you they just want your money.
Slot gambling. The casino controls how much they are paying out. If they wanted to, they can set it to “100% hold” and the slots will pay nothing. They set it to 7%-10% so on average, you lose 7 to 10 cents for every dollar gambled until it eventually reduces to nothing
I don't gamble, and by gamble I mean 100's of dollars. If we are in Vegas I may put a couple bucks in just to get a drink or whatever. (for those that don't know, you drink free while gambling) anyway we went to vegas a few weeks ago and I put FOUR dollars in a back corner machine. I bet min bet the whole time, until the last spin I did max bet, and won 150 bucks off 4, so it was awesome.
Slots annoy me most because they claim thousands of different games when all the do is change the characters on the reels and call it a new game. They also advertise free goes but read the small print and you end up with a very limited win prize and having to bet about 80 times before you can even get that. Just read the small print and then don’t bother playing.
The fine for paying out less than the state mandated average is always less than if they had paid out the correct amount. West Virginia is known for this. $5000 fine for not paying out $25000 - OK.
Apparently, Las Vegas is closing down because of all the money it's lost. You'll appreciate that I don't need to elaborate on that statement.
credit scores
Questionable. Don't think this is a scam, it's a vital tool for lenders to know the financial obligation that a person can adhere to.
It’s a scam, one job loss, one mess up, one unexpected illness and your credit is ruined for up to 10years and can’t buy a house or car and if you can it’s at a much higher interest rate because you dared to lose your job or get divorced or had the audacity to turn 18
Load More Replies...It's nearly impossible to get bad information removed. I had a $17 unpaid bill on my credit report. I called the company to tell them that it was paid, they said they sold the debt 2 years ago and I had to call the debt collector. I called the debt collector and asked them to send me proof that the debt was owed, They send me the bill, and I faxed them back a check showing that I paid it. They said there was no record of the payment and I had to take it up with the original company, who said that I had to take it up with the debt collector. It ended taking so long that it eventually dropped off my credit history (after 5 or 7 years)
It's a scam. It does very little to show how worthy or likely a person will pay back a loan. The formula they use to determine your credit score takes 3 times longer to raise your score than lower your score. Also, credit card companies don't make it impossible to follow their guidelines in order to maintain your score. Now, add in the fact that your information is being inputted by someone working from 10 pm to 8 am, making min. wage doing data entry. Oh, and just remember the score you see isn't the same as the number the creditor sees which is why they have different scores.
The craziest scheme of all. You need to get in debt to prove that you're able to pay them off so you get a better credit score to get even bigger debts. In the Netherlands it works the other way round. Your debts get registered and if you have too many debts in comparison to your income, you're not able to get any more loans. The lender has the duty to check your status.
Yes. Am completely vexed as to why after having paid off my car note (without any penalties or late payments), my score went down 12 points for fulfilling my obligation to the lender. smh.
Credit score corporations reap billions while victim-blaming those who have been laid off or are unable to find and keep full-time work, which can happen due to racism, sexism, mental illness and other disabilities. The people being judged by their credit scores have no control over our financial system, and to pretend otherwise is pretty heartless. Our economy shouldn't need victims to survive.
There are different credit scores. I was refinancing my mortgage and checked my score first. The bank said that is not the score they had. The credit companies (Equifax, etc.) give one score to credit card companies, a different score to banks, and so on. And they are all lower than the one you paid to see. This info came directly from the bank manager I was dealing with.
Phone contracts
I just buy prepaid service -- I pay $40/month for AT&T prepaid with unlimited calls and 16GB data (and I never get close to that cap). I can cancel at any time
I signed up for my very first phone contract about 2 weeks ago, I didn’t like it but I didn’t have much of a choice. Both my daughter and I NEEDED new phones but couldn’t afford them outright so we are now on contracts. The only bonus is that we pay an extra $10 a month than before when we were on prepaid and we get 2 phones.
Buy 2nd hand phones online or cheap Huawei. I've not had a contract like this ever..
Load More Replies...I finally gave up on my old phone when the internet stopped working all together and rebooting didn't fix it. I need my podcasts for my sanity. I shopped around, I knew I wanted something affordable, rugged, good battery life and a great camera. I got it, plus it's waterproof in my Chinese phone Ulefone Armour 8X. It cost me a total of 300 to buy and ship it. Set up was free, just switched my sim over. And it automatically had my old plan of 50 a month with 10 GBs. My last phone lasted 7 years, hopefully this one actually being built to bounce will last 10 years.
I use metro and there's no contract. I've been with Metro for five or six years now and they've been great.
One of the things that bugs me about the phone contracts that build the price of a new phone every two years into the monthly costs is that it encourages people to get a new phone every two years and has basically created a standard of a phone's expected duty cycle to be only two years. Like we don't have enough e-waste to deal with already. If you don't upgrade, you're essentially paying them for it anyway.
Exactly why I use PAYG. I top up £X whenever I need to, nothing is deducted, and I don't have to top up again until it's gone.
I'm pay-as-you-go. Yes, I've only needed to top up a tenner every few years, but obviously I cannot use roaming data and can only communicate via iMessage. No biggy, I'm not a massive cell (mobile) phone user anyway.
Those Keymaster games that usually have something like a Switch and a pair of Beats and stuff. I work part time at an arcade and you physically cannot win a prize until the machine has taken it's retail equivalent in cash.
Because the owners of the arcade need to make a profit to get the arcade going and have enough money to pay you. How revolting... ( Oops I forgot the "/S" again....)
Say an engineer on youtube use a high tech setup and he couldn't win it either. Those machines come with a manual explaining how to set them up and they don't have to pay out at all.
often, the point isn't the not-noticing, but the having a lack of better alternatives
It means - I know it's a con but it's the only thing I can buy or the only provider etc..
Load More Replies...How did this nonsensical post get on the list? And they got a photo to go with it?? And who the heck is upvoting it??? If you upvoted this at least explain WTF it means
It refers to the title (scams people don´t notice), meaning that at times people notice it but essentially can´t do anything about it because there´s a lack of clear better options.
Load More Replies...I think the post is referring to corporate monopolies, and not being able to really chose where you put your money.
So called influencers only exist because fools "follow" them.
Load More Replies...I hate you look something up once, and then everywhere else you go there are ads for it. This just proves that Google is stealing your information.
Look up random stuff to throw them off. Once I looked up a Breyer Horse figurine I still had as a kid (to see if it was worth selling). I had Breyer Horses ads for 2 months. I’ve had that happen with other things too. It is always great to throw off your algorithm because then you are not tempted to buy anything
Load More Replies...The biggest scam ever was Moon Boots. They didn't make me weigh less, and float for a little bit, I just bounced a couple inches off the ground, and returned almost immediately. I'd rather have had a Pet Rock, even though that was also a scam.
Why don’t these article authors just cut through the BS and label their articles “More Anti-United States” propaganda
If you're checking out flights, every time you go back to a page for a certain flight the price is more expensive... They cookie you and then try and convince you you must buy now otherwise the price is just going to continue to increase. Clear your cookies and voila, suddenly the flight cost is back to the original price. Which is why I always browse flights in incognito mode.
This is 100% true, but the easiest way around this is to reopen a new browser in the incognito mode. The price will go back down every time.
Load More Replies...Add up the price of the value meal. You often pay a few more cents. When I get the 2 cheeseburber meal at McDonald's I order separately, and they say "Oh, you want the combo." "No." It might just be 2 cents, but, it's the principle. You're supposed to save money with a value meal, not pay more. And that 2 cents sure adds up for McDonald's, eh, with all that they sell?
The MSC sustainable fishing label...total scam! Watch Seaspiracy on Netflix..a real eye opener !
I don't have the guts. I know enough that pretty much every fish I would come into contact with, would have caused irreparable harm to the ecosystem. Regardless of whether they are farmed or wild. So I just boycott all fish. On the upside, I've heard the new kelp farming techniques are pretty amazing, they are nutritious, great for healing an ecosystem, and if sunk to the bottom rather than pulled up to eat, they deposit carbon on the ocean floor. Oil industry in reverse :)
Load More Replies...All of these are basically due to vanity and the fear of not fitting in with everyone else. So: be your own worst enemy and you'll never be at a loss for allies.
Having to use a hospital or a washing machine is vain?
Load More Replies...So called influencers only exist because fools "follow" them.
Load More Replies...I hate you look something up once, and then everywhere else you go there are ads for it. This just proves that Google is stealing your information.
Look up random stuff to throw them off. Once I looked up a Breyer Horse figurine I still had as a kid (to see if it was worth selling). I had Breyer Horses ads for 2 months. I’ve had that happen with other things too. It is always great to throw off your algorithm because then you are not tempted to buy anything
Load More Replies...The biggest scam ever was Moon Boots. They didn't make me weigh less, and float for a little bit, I just bounced a couple inches off the ground, and returned almost immediately. I'd rather have had a Pet Rock, even though that was also a scam.
Why don’t these article authors just cut through the BS and label their articles “More Anti-United States” propaganda
If you're checking out flights, every time you go back to a page for a certain flight the price is more expensive... They cookie you and then try and convince you you must buy now otherwise the price is just going to continue to increase. Clear your cookies and voila, suddenly the flight cost is back to the original price. Which is why I always browse flights in incognito mode.
This is 100% true, but the easiest way around this is to reopen a new browser in the incognito mode. The price will go back down every time.
Load More Replies...Add up the price of the value meal. You often pay a few more cents. When I get the 2 cheeseburber meal at McDonald's I order separately, and they say "Oh, you want the combo." "No." It might just be 2 cents, but, it's the principle. You're supposed to save money with a value meal, not pay more. And that 2 cents sure adds up for McDonald's, eh, with all that they sell?
The MSC sustainable fishing label...total scam! Watch Seaspiracy on Netflix..a real eye opener !
I don't have the guts. I know enough that pretty much every fish I would come into contact with, would have caused irreparable harm to the ecosystem. Regardless of whether they are farmed or wild. So I just boycott all fish. On the upside, I've heard the new kelp farming techniques are pretty amazing, they are nutritious, great for healing an ecosystem, and if sunk to the bottom rather than pulled up to eat, they deposit carbon on the ocean floor. Oil industry in reverse :)
Load More Replies...All of these are basically due to vanity and the fear of not fitting in with everyone else. So: be your own worst enemy and you'll never be at a loss for allies.
Having to use a hospital or a washing machine is vain?
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