Couple’s Generosity Abused By Slacker Neighbor Who Begs For Cash And Won’t Take No For An Answer

Lending someone money can be a slippery slope. There’s the risk that, once the floodgates open, they’ll never close. What’s worse, if they’re lazy in paying you back, it can make things awkward or even end relationships.

One woman has had it up to here with her neighbor, who is always asking her and her husband for cash but never paying back what she’s borrowed. After months of this, the woman has stopped lending, but her hubby doesn’t seem to be on the same page. She turned to netizens to rant.

More info: Mumsnet

Lending someone money comes with all sorts of risks, as this woman is finding out the hard way

People exchanging cash at a table, representing ongoing requests from neighbor.

Image credits: Kaboompics.com / Pexels (not the actual photo)

She made the mistake of lending her neighbor cash once, and now the mooching has been going on for months

Neighbor requesting money via Facebook message text explaining agreement for cash transfer.

Text about a neighbor persistently asking for money daily, feeling taken advantage of.

Text discussing a situation where a neighbor frequently asks for cash.

Text exchange about a neighbor persistently asking for money late at night.

Woman knocking on a neighbor's door, wearing a white hoodie and green pants, in a suburban setting.

Image credits: Samuel Peter / Pexels (not the actual photo)

If the woman doesn’t respond to her begging, the neighbor just texts her husband and asks him instead

Text conversation about neighbor repeatedly asking for money, with husband continuing to send cash.

Text questioning audacity in context of neighbor demanding cash.

Text image about hounding for cash, mentioning an incident of missing £10 and a disagreement over it.

Woman in a beige sweater looking thoughtful, seated on a chair with a neutral background.

Image credits: Liza Summer / Pexels (not the actual photo)

Having now put an end to it, she expects her hubby to do the same, but he’s still handing over cash whenever the neighbor asks

Text update about an argument over cash, with censored language.

Text image discussing a decision to stop giving cash to a neighbor and asking partner to agree.

Text describing husband giving cash to neighbor without return.

Woman reviews documents at a desk with a laptop, concerned about neighbor hounding for money.

Image credits: Mikhail Nilov/ Pexels (not the actual photo)

Furious at both the situation and her husband, she turned to netizens to ask if she was being unreasonable to find it cheeky of the neighbor to borrow money and never repay it 

Text discussing disagreement over husband's response to neighbor's repeated cash requests.

Text message about continuously sending cash to a neighbor, expressing confusion and frustration.

Text discusses frustration over a neighbor demanding cash, with a husband who continues to give despite objections.

Image credits: Redbird3

After getting feedback from the community, the woman complained that she was getting nowhere with her husband on the touchy topic

OP begins her story by telling the community that this all started a few months ago when her neighbor hit her up on Facebook asking if she could transfer her £10. She says she got along well with her, so she sent the money, expecting to be paid back.

Ever since that fateful day, however, her neighbor has been asking her for small cash loans almost daily, leading OP to eventually decline. But the neighbor doesn’t seem to want to take no for an answer and just switched to asking OP’s husband, who happily helps out.

The straw that broke the camel’s back arrived when the neighbor messaged OP at midnight asking for £20, then messaged her again twenty minutes later, waking her up. OP says she thinks it’s getting to be a bit of a joke, but her hubby has no issues with it and keeps forking over cash, sometimes several times a day.

In an update to her original post, she says she told her husband that, from now on, the neighbor wouldn’t be getting another penny from her, and she would appreciate it if he followed suit, but she’s since found out that he sent over even more cash and is obviously still waiting for repayment. 

If you’ve ever lent someone money and never seen it again, you can probably relate. So, should you ever do it again? And how can you protect yourself if you do? We went looking for answers.

Person holding an empty wallet, possibly facing financial issues related to neighbor hounds for cash.

Image credits: Nicola Barts / Pexels (not the actual photo)

In an interview for AARP, Nate Towers, director at Five Pathways Financial, says, “One of the most common mistakes people make when lending money is expecting to get it back. If you’re going to lend, you should assume that you might not be repaid.”

You should also be cautious about how much cash you lend someone. While it might be nice to help someone cover the entire cost of whatever expense they’re facing, limiting the loan to what you can reasonably afford is crucial.

“​​This is one of those situations where you need to ask yourself, If I don’t get paid back, will I be OK? ” Towers says.

If you do end up lending someone money, get the terms and conditions of the loan down on paper. The contract “should include key details, like whether you’ll charge interest, the repayment schedule, due dates, and any consequences if the loan isn’t repaid,” says Towers.

OP and her husband might as well assume that the money they’ve loaned so far won’t ever be coming back. Now, if only OP’s hubby would also turn off the taps, their neighbor might not be able to spend cash so irresponsibly. 

What would you do if you were in OP’s shoes? Do you think there’s any way she can get her husband to stop coughing up cash? Let us know your opinion in the comments!

In the comments, readers suggested the woman ignore any further requests for money, while another said she should start pestering the needy neighbor for cash herself

Text exchange discussing neighbor hounding woman for cash, suggesting to refuse further requests.

Comment advising to say no to cash demands, related to neighbor issue.

Comment discussing concerns over neighbor hounding for cash, mentioning gambling problem suspicions.

Comment questioning neighbor's request for cash transfer despite having cash on hand.

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Text from DPotter advises to stop giving neighbor money, highlights urgent needs at late hours like online betting.

Text exchange discussing a neighbor repeatedly asking for money, suggesting it's time to stop the requests.

Comment discussing someone having a gambling problem and advising to say no to requests for cash.

Comment discussing neighbor hounding for cash, expressing suspicion about the situation.

Discussion post about neighbor's persistence for money, advising to set boundaries and stop lending.

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