“AITAH For Telling My Wife We Either Share Our Lotto Winnings Or We Separate?”
Winning the lottery is a mixed blessing. On the one hand, you can make your dreams come true and potentially create generational wealth. On the other hand, the amount of stress you’re suddenly under is phenomenal. The reality is that large sums of money have the potential to cause rifts in seemingly the strongest relationships.
Redditor u/LottoIssues went viral on the AITAH online group after asking everyone for advice when he revealed that he had given his wife an ultimatum. This happened after she won the lottery and now planned to finally quit her job, something her husband was strongly against. Scroll down for the full story and the advice the internet gave the man. Meanwhile, Bored Panda has reached out to the author for comment, and we’ll update the article as soon as we hear back from him.
Winning the lottery isn’t without its downsides. Sudden wealth can put a lot of stress on your closest relationships
Image credits: Erik Mclean / Unsplash (not the actual photo)
An anonymous man asked for advice after he had a massive argument with his wife over her wanting to quit her job after winning the lotto
Image credits: Mikhail Nilov / Pexels (not the actual photo)
Image credits: LottoIssues
Image credits: Getty Images / Unsplash (not the actual photo)
It can be a shock when you realize just how much your winnings impact how your family and friends see you now
There are lots of pros and cons of winning the lottery, getting a large inheritance, or coming into a bunch of money very quickly. On the upside, you now potentially have a decades-long financial safety net. You can afford better food, healthcare, education, and leisure activities.
You have the resources to pay off any debt and mortgages you have, provide for your loved ones, move into your dream home, start any entrepreneurial projects you’ve had on the back burner, travel the world, etc. And, if you invest your money wisely, you can create truly generational wealth for your family, children, and your children’s children.
That’s not to say that there are no downsides, though. There are plenty. Any sudden change in your circumstances is going to be a shock, whether it’s positive or negative. You might start worrying about losing the money you’ve won. You might get panicky about protecting your wealth.
Unless you manage to keep your surprise winnings secret, the fact that you’re now wealthy is likely to affect a lot of your relationships with other people. Some of your more opportunistic relatives, friends, and acquaintances might try to take advantage of you.
They might assume that you can now treat them to fancy dinners, invite them on vacation, fund their startups, pay off their debt, and do a dozen other things that they’d like. And in some cases, sure, you might be willing to help out. But if you give in to everyone’s demands, soon enough, you won’t have any of your massive wealth left. So, you have to maintain healthy boundaries with everyone.
Meanwhile, complete strangers might try to scam you out of your winnings if they know who you are and where you live. In some cases, your family members might even consider suing you if they don’t get what they see as their fair share of the winnings.
If you’re worried about getting sued, you can set aside some amount of money for your nearest and dearest and then draw up a contract specifying that they won’t come after you for more cash. In the meantime, you may want to hire a financial adviser to help you manage your massive funds.
Image credits: Pixabay / Pexels (not the actual photo)
One of the biggest mistakes that you can make is making your winnings public. If you can, stay anonymous
CNN advises that if you ever win the lottery, you should stay quiet about it. “Keep your mouth shut. Before you broadcast your sudden windfall to the world, and even before you contact lottery officials, you’ll be wise to surround yourself with a team of lawyers and financial advisers.”
If you can claim your prize anonymously, you should definitely do this to protect yourself. You should also document your win by making copies of both sides of your lottery ticket and then locking it up somewhere where only you can access it.
“I think it can be more of a curse than a blessing for some, just in all of the work that has to be done. Find an attorney who has experience dealing with people with this level of wealth, because it is different,” Belinda Herzig, senior wealth strategist at BNY Mellon Wealth Management, explained to CNN.
You should also hire an accountant and financial adviser so you don’t fall prey to “creditors and predators.” These experts don’t just manage your wealth, but they can also protect your mental health by reducing the amount of stress in your life.
Something you should keep in mind is that you can offset some of your tax liability by using philanthropy to receive a charitable deduction.
Once you’ve got all of that sorted, you should consider paying off your debt, setting up college funds for your kids, diversifying your investments, and keeping a “robust” emergency fund.
What do you think, dear Pandas? Do you think the author of the story did the right thing by pressuring his wife not to quit her job after winning the lottery, or do you think he went too far by threatening her with divorce?
How would you have handled the situation? If you’ve ever won the lottery, how did this affect your life? It’s a serious topic, so we want to hear your thoughts about all of this in the comments.
As the story started getting more and more attention online, the author shared more context about the sensitive situation at home
Some internet users thought that the husband did the right thing
Others thought the author had the wrong strategy. Here’s their criticism
From some people’s perspective, everyone was in the wrong
One internet user shared a story about how people change after hitting the jackpot
Poll Question
Thanks! Check out the results:
The wife's an idiot. They won 10 years (or 13 years because it's untaxed) worth of midrange salary for one person, not 30 years for two people. And then he says that housework is not her forte either. Why did a woman who hates work AND housework have children?
I am beyond grateful to Lord Bubuza for revealing the lottery winning numbers to me that won me $378,000,000 after casting his lottery spell. Contact him too for help via email: lordbubuzamiraclework@hotmail.com
Load More Replies...I don't think she's changing, I think she's showing OP who she has always been. It's wild the things that will "turn" people. I'd get a lawyer asap, especially as OP already talked about divorce.
I don't get it. Like yeah sure if I got a bunch of money I'd like to travel somewhere, that'd be great. But since I'm not a complete idiot I realize that that money should be invested or perhaps used to buy a house or apartment instead of renting. Does the wife even realize that the money they won doesn't cover her not working? It's the complete lack of understanding reality that really baffles me here. Also this whole "It's my money I deserve it" if I won the lottery with my own money I'd still split it with my partner. As long as you're in a serious relationship that's been going on for some time, and you don't need to pay off debts then why wouldn't you split it? Or at the very least talk about it? I'd feel like an AH if I won a bunch and refused to share it just because. (With my partner, parents and friends have no claim over lottery winnings)
Load More Replies...The YTA crowd is out of their minds. Or out of our century at least... Leave her. Take half of everything, including custody, and let her notwork with her half.
Cut your losses and run, you don't want to be in this relationship and shituation.
He can't really run, unfortunately he already has children with this woman. Who is acting like a spoiled brat. But yeah, leave her, get split custody and see how long she can live of the lottery winnings with no job and having the kids 50% of the time. Sucks since they paid off the house, but honestly his wife sounds insufferable, and refusing to talk to her husband... She acts like a 5yo brat
Load More Replies...As per usual, the YTAs are mindless idiots!!! They're those people that blame the man for not working hard enough for his partner to be able to resign if she wants, without even considering that in today's economy, most couples live paycheck to paycheck, barely affording some vacation, with both partners working full time!!! And on top of that, they sound like the type of people that would "allow" their partner to stay at home, while bragging how "alpha" they are, but still expect the partner to do all the household chores and cooking, essentially being a maid!
I don't know this and am making an assumption but I'm guessing the YTAs are not actually successful men who actually make enough to support a whole family themselves, but rather insecure men who listen to Joe Rogan and follow Andrew Tate and think they're "alphas". Or possibly wannabe trad wives.
Load More Replies...If you're married, it's all joint money. Some people aren't used to having a lot and don't know what to do with it. Giving up work has to be a joint decision.
I would disagree and suggest they were already wankers, but now don't mind showing the world what they are because they have money. If my wife or I won the lottery, we'd turn into people who are retired. If we won enough, we would definitely get involved in a charity helping animals - that's her real passion. Whilst I would like to be able to spend more time with her than working. I suppose some people would call us boring wankers for that sort of dream, so maybe you are right.
Load More Replies...Outside the context of jokes and bullshitting around, You know general tomfoolery... Everyone who UNIRONICALLY says "a real man would" or "a real woman should" and things of that nature... Should be automatically disregarded. As in, you stop reading whatever lowIQ troglodyte b******t they wrote after. This poor guy now has to look after the kids and himself after the mask fell off...
So it was "her" ticket but "he" gets to foot all the bills from now on? Simple thing: Pay off the mortgage and let her keep the rest. If she can pay her share of the household bills from that until all eternity, fine. Make sure to divide all costs by half and keep any other income for yourself.
The comments are p#ssing me off "a real man wouldn't make his wife work" ok if she wants to be a 1930s house wife then she needs to get cleaning the house have her self well made up and have the man's tea on the table but she doesn't want to clean or do anything else by the sounds of it she's a lazy person and very entitled.
Load More Replies...Just to focus on the positive side here, I think cutting work down to just school hours is a beautiful way to use the winnings. My mom chose to work in a lower paying job than what she was qualified for so she could be home with us after school. The US is not set up for healthy parental bonding, so it's a lovely idea that they wanted to focus on that first.
Take half of the equity of the house and cut your losses. She is not a "partner".
Wow. You need to go to therapy or get a divorce. You’re a partnership and she expects to put her feet up while she does nothing? No. Either you both go part time or neither if you do. Or you both still work full time and stash away money for the next decade and then both retire early. If you were ok with her not working I’d say fine it’s your choice but you’re saying you can’t afford it and potentially you’d like to take a step back from work too. So either you compromise (go to therapy to sort this out) or you can’t and you get divorced.
Honestly if this is the only time she's acted like this therapy is probably for the best since they have kids. Perhaps they can compromise, on what to use it for. Or perhaps the best idea is to put it in an account for the kids so it's out of their hands. If she refuses therapy, or can't see reason in therapy it's over though. A grown woman who throws a tantrum because she wants to do absolutely nothing for no good reason and expects her husband to pick up extra work and do all the house work isn't anybody's partner
Load More Replies...unless there is proof she can provide that it is "her" ticket, the lawyers will have a field day with her in court
And it's already been used to pay the joint mortgage and the remainder put in a joint account, good luck claiming it is her $ alone.
Load More Replies...Money changes things, and people. My mom recently passed and one of my brothers has turned into an absolute vulture, threatening the rest of us because he wants more than his fair share.
My uncle still won't talk to two of his sisters because my grandpa hired people to divide up his estate and take care of all his affairs at a decent cost (around 30k out of the estate) and my uncle wanted to contest the will and do it themselves to save the 30k. The two sisters wanted to respect my grandfather's wishes. He ended the relationships to try and save 1/5th of just under 30k... so about 6k. It's been 20 years and he still won't talk to either of them!!! Over 6k!
Load More Replies...How does it work with mortgages? I assume this is in USA? Both own the house if both signed for the loan?
Not sure where they live but in Canada, any property acquired during the marriage is joint property and will be divided equally. Anything you bring into a marriage remains yours, but you must divide any increase in value that happened during the marriage EXCEPT the family home, which must always be divided equally, whether it was bought before or after the marriage or inherited.
Load More Replies...Legally, who the money belongs to will be based on who bought the ticket, the laws in their country and how the money was spent. They paid off their mortgage, the house is marital property, they're each entitled to half. If the rest went into a joint account or was used to buy things for both such as a car or improvements to the family home, again, marital property, they get half. But (where I live) if the ticket is solely in her name and the remainder of the win is in her account then legally it belongs to her and unfortunately he has no say in what to do with it. And more unfortunately she's apparently willing to end her marriage over that money. I think she's showing him who she was all along, because in a good marriage that money would belong to both of them. Honestly I think he'd be better off without her.
Unless I'm wrong, it would be considered joint property as long as you're married. So he / she winning, it belongs to both of you. If he were to do the same, you can bet your sweet aśs, she'd drag him through fire and brimstone and probably win 90% of it as she'd use the kids, poor mama etc. Now, if they had seperated (legally) and she won after, there wouldn't be a danmed thing he could do. Right now, if I hit for $10 or $10 mil, half is hers.
Load More Replies...The yta are unhinged. Real men let their wife stop working even without winning lotto? Wtf is this?
You don't need a therapist or a financial advisor (and I'm a retired therapist.) You need a "tough as nails" divorce attorney. Get your half and start over with someone who isn't a crazed meglomaniac
She sounds lazy AF. She doesn't want to work. Doesn't want to do housework. He hasn't married a partner. He's married a sponge. The FIRST thought of mine isn't "how I can make things easier for me. But for my partner and us." I can understand her wanting to wind down. But in this day and age, less than a million won't last long, and standard of living will soon slip. All of her comments and behaviours equate to a bad partner. If it was fully hers I'd still be worried. But her lotto account, paid for from joint account. It's 50/50. But she will never be that. Win or no Win.
The story sounds really one sided. Does she do all the work for the kids? Is she exhausted from working and doing everything for the kids? They're in their 30s with young kids, she was probably pregnant and working, etc. Maybe she needs and deserves a break. That OP is willing to talk to a lawyer and somewhere else in the post says it wouldn't be that big of a deal to loose out of the rest of the money... He gives me the ick. I'm not saying the wife is NTA per se, but OP def smells like one too.
OP states in one comment that wife does not do housework. To me, that includes taking care of the kids, but it could just be chores or an exaggerated comment.
Load More Replies...LORD BUBUZA LOTTERY SPELL WON ME 378,000,000 DOLLARS: Lord Bubuza is the greatest spell caster I have seen, He is like a God on Earth, sent to save us. His spell is so active and the lottery winning numbers he reveals after casting his lottery spell are super accurate. I have been playing the lottery for years without winning and this made me contact spell casters for years for help and none of them could help me, But when I contacted lord Bubuza and told him I needed help to win the lottery, he responded and I provided the requirements to cast the lottery spell. After casting the spell, lord Bubuza gave me a Six digit number and those numbers won 378,000,000 million dollars for me in the MEGA MILLION LOTTERY. I couldn't believe it until I was paid and taxes were subtracted. I can’t thank lord Bubuza enough, with a worm heart please join me and thank him via email: Lordbubuzamiraclework@hotmail.com or WhatsApp: +1 (365) 808 5313
Lord Bubuza is the greatest spell caster I have seen, He is like a God on Earth, sent to save us. His spell is so active and the lottery winning numbers he reveals after casting his lottery spell are super accurate. I have been playing the lottery for years without winning much and this made me contact spell casters for years for help and non of them could help me, But when I contacted lord Bubuza and told him I needed help to win the lottery, he responded and I provided the requirements to cast the lottery spell. After casting the spell, lord Bubuza gave me a Six digit number and those numbers won 378,000,000 million dollars for me. I could believe it until I was paid and taxes was subtracted. I can’t thank lord Bubuza enough, with a worm heart please join me and thank him via email: email: Lordbubuzamiraclework@hotmail.com or WhatsApp: +1 (365) 808 5313
She’s not thinking this through. If she quits now, that’s 30 years or so of not contributing to a retirement fund. That’s 30 years of no social security deductions. What does she plan to do to support herself in her senior years?
*If* his income was significantly higher than hers, and her income didn't exceed what they were paying on a mortgage (i.e. they wouldn't be worse off less her income and the mortgage costs), and they were decades closer to retirement then maybe it would be financially viable for her to quit...but even if all those conditions were met, it still won't be fair for her to stop and leave all the work to him. I mean, does she not want a comfortable retirement? Or does she simply not appreciate the value of money, the idea of a nest egg, and a safety net in case of unexpected costs, job loss or illness of (what would be if she had her way) a sole provider?
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My life fell apart seemingly overnight, I was engaged to be married, but my lover broke up with me and called off the wedding after it had been paid for. I lost my job of fifteen years based on a lie! My car was being repossessed, and my house was foreclosed on. Just when I thought I couldn't handle it anymore my father passed away suddenly! I tried church, and support groups, and I moved to a new town. My life began to change when a friend texted me a link to Dr. Salem website reluctantly I went to the website and decided to open up an account, I contacted salem manifest lover spell @ gmail. com, and while I won't get into all of the gory details with Salem's help I was able to turn everything around, he is a Godsend, I believe in him, and I believe in his ability to help those who want the help and is willing to listen to the advice.
Op has a very definite plan for how to spend the lottery money. Interesting that he made that plan without consulting his wife or her wishes. ESH and the marriage counseling is the best use of the money. My recommendation would be to pay off the mortgage and make no change to work or lifestyle for a year.
It clearly states that they had discussed this plan many times. They have already paid off the mortgage. This is about what's NEXT!
Load More Replies...The wife's an idiot. They won 10 years (or 13 years because it's untaxed) worth of midrange salary for one person, not 30 years for two people. And then he says that housework is not her forte either. Why did a woman who hates work AND housework have children?
I am beyond grateful to Lord Bubuza for revealing the lottery winning numbers to me that won me $378,000,000 after casting his lottery spell. Contact him too for help via email: lordbubuzamiraclework@hotmail.com
Load More Replies...I don't think she's changing, I think she's showing OP who she has always been. It's wild the things that will "turn" people. I'd get a lawyer asap, especially as OP already talked about divorce.
I don't get it. Like yeah sure if I got a bunch of money I'd like to travel somewhere, that'd be great. But since I'm not a complete idiot I realize that that money should be invested or perhaps used to buy a house or apartment instead of renting. Does the wife even realize that the money they won doesn't cover her not working? It's the complete lack of understanding reality that really baffles me here. Also this whole "It's my money I deserve it" if I won the lottery with my own money I'd still split it with my partner. As long as you're in a serious relationship that's been going on for some time, and you don't need to pay off debts then why wouldn't you split it? Or at the very least talk about it? I'd feel like an AH if I won a bunch and refused to share it just because. (With my partner, parents and friends have no claim over lottery winnings)
Load More Replies...The YTA crowd is out of their minds. Or out of our century at least... Leave her. Take half of everything, including custody, and let her notwork with her half.
Cut your losses and run, you don't want to be in this relationship and shituation.
He can't really run, unfortunately he already has children with this woman. Who is acting like a spoiled brat. But yeah, leave her, get split custody and see how long she can live of the lottery winnings with no job and having the kids 50% of the time. Sucks since they paid off the house, but honestly his wife sounds insufferable, and refusing to talk to her husband... She acts like a 5yo brat
Load More Replies...As per usual, the YTAs are mindless idiots!!! They're those people that blame the man for not working hard enough for his partner to be able to resign if she wants, without even considering that in today's economy, most couples live paycheck to paycheck, barely affording some vacation, with both partners working full time!!! And on top of that, they sound like the type of people that would "allow" their partner to stay at home, while bragging how "alpha" they are, but still expect the partner to do all the household chores and cooking, essentially being a maid!
I don't know this and am making an assumption but I'm guessing the YTAs are not actually successful men who actually make enough to support a whole family themselves, but rather insecure men who listen to Joe Rogan and follow Andrew Tate and think they're "alphas". Or possibly wannabe trad wives.
Load More Replies...If you're married, it's all joint money. Some people aren't used to having a lot and don't know what to do with it. Giving up work has to be a joint decision.
I would disagree and suggest they were already wankers, but now don't mind showing the world what they are because they have money. If my wife or I won the lottery, we'd turn into people who are retired. If we won enough, we would definitely get involved in a charity helping animals - that's her real passion. Whilst I would like to be able to spend more time with her than working. I suppose some people would call us boring wankers for that sort of dream, so maybe you are right.
Load More Replies...Outside the context of jokes and bullshitting around, You know general tomfoolery... Everyone who UNIRONICALLY says "a real man would" or "a real woman should" and things of that nature... Should be automatically disregarded. As in, you stop reading whatever lowIQ troglodyte b******t they wrote after. This poor guy now has to look after the kids and himself after the mask fell off...
So it was "her" ticket but "he" gets to foot all the bills from now on? Simple thing: Pay off the mortgage and let her keep the rest. If she can pay her share of the household bills from that until all eternity, fine. Make sure to divide all costs by half and keep any other income for yourself.
The comments are p#ssing me off "a real man wouldn't make his wife work" ok if she wants to be a 1930s house wife then she needs to get cleaning the house have her self well made up and have the man's tea on the table but she doesn't want to clean or do anything else by the sounds of it she's a lazy person and very entitled.
Load More Replies...Just to focus on the positive side here, I think cutting work down to just school hours is a beautiful way to use the winnings. My mom chose to work in a lower paying job than what she was qualified for so she could be home with us after school. The US is not set up for healthy parental bonding, so it's a lovely idea that they wanted to focus on that first.
Take half of the equity of the house and cut your losses. She is not a "partner".
Wow. You need to go to therapy or get a divorce. You’re a partnership and she expects to put her feet up while she does nothing? No. Either you both go part time or neither if you do. Or you both still work full time and stash away money for the next decade and then both retire early. If you were ok with her not working I’d say fine it’s your choice but you’re saying you can’t afford it and potentially you’d like to take a step back from work too. So either you compromise (go to therapy to sort this out) or you can’t and you get divorced.
Honestly if this is the only time she's acted like this therapy is probably for the best since they have kids. Perhaps they can compromise, on what to use it for. Or perhaps the best idea is to put it in an account for the kids so it's out of their hands. If she refuses therapy, or can't see reason in therapy it's over though. A grown woman who throws a tantrum because she wants to do absolutely nothing for no good reason and expects her husband to pick up extra work and do all the house work isn't anybody's partner
Load More Replies...unless there is proof she can provide that it is "her" ticket, the lawyers will have a field day with her in court
And it's already been used to pay the joint mortgage and the remainder put in a joint account, good luck claiming it is her $ alone.
Load More Replies...Money changes things, and people. My mom recently passed and one of my brothers has turned into an absolute vulture, threatening the rest of us because he wants more than his fair share.
My uncle still won't talk to two of his sisters because my grandpa hired people to divide up his estate and take care of all his affairs at a decent cost (around 30k out of the estate) and my uncle wanted to contest the will and do it themselves to save the 30k. The two sisters wanted to respect my grandfather's wishes. He ended the relationships to try and save 1/5th of just under 30k... so about 6k. It's been 20 years and he still won't talk to either of them!!! Over 6k!
Load More Replies...How does it work with mortgages? I assume this is in USA? Both own the house if both signed for the loan?
Not sure where they live but in Canada, any property acquired during the marriage is joint property and will be divided equally. Anything you bring into a marriage remains yours, but you must divide any increase in value that happened during the marriage EXCEPT the family home, which must always be divided equally, whether it was bought before or after the marriage or inherited.
Load More Replies...Legally, who the money belongs to will be based on who bought the ticket, the laws in their country and how the money was spent. They paid off their mortgage, the house is marital property, they're each entitled to half. If the rest went into a joint account or was used to buy things for both such as a car or improvements to the family home, again, marital property, they get half. But (where I live) if the ticket is solely in her name and the remainder of the win is in her account then legally it belongs to her and unfortunately he has no say in what to do with it. And more unfortunately she's apparently willing to end her marriage over that money. I think she's showing him who she was all along, because in a good marriage that money would belong to both of them. Honestly I think he'd be better off without her.
Unless I'm wrong, it would be considered joint property as long as you're married. So he / she winning, it belongs to both of you. If he were to do the same, you can bet your sweet aśs, she'd drag him through fire and brimstone and probably win 90% of it as she'd use the kids, poor mama etc. Now, if they had seperated (legally) and she won after, there wouldn't be a danmed thing he could do. Right now, if I hit for $10 or $10 mil, half is hers.
Load More Replies...The yta are unhinged. Real men let their wife stop working even without winning lotto? Wtf is this?
You don't need a therapist or a financial advisor (and I'm a retired therapist.) You need a "tough as nails" divorce attorney. Get your half and start over with someone who isn't a crazed meglomaniac
She sounds lazy AF. She doesn't want to work. Doesn't want to do housework. He hasn't married a partner. He's married a sponge. The FIRST thought of mine isn't "how I can make things easier for me. But for my partner and us." I can understand her wanting to wind down. But in this day and age, less than a million won't last long, and standard of living will soon slip. All of her comments and behaviours equate to a bad partner. If it was fully hers I'd still be worried. But her lotto account, paid for from joint account. It's 50/50. But she will never be that. Win or no Win.
The story sounds really one sided. Does she do all the work for the kids? Is she exhausted from working and doing everything for the kids? They're in their 30s with young kids, she was probably pregnant and working, etc. Maybe she needs and deserves a break. That OP is willing to talk to a lawyer and somewhere else in the post says it wouldn't be that big of a deal to loose out of the rest of the money... He gives me the ick. I'm not saying the wife is NTA per se, but OP def smells like one too.
OP states in one comment that wife does not do housework. To me, that includes taking care of the kids, but it could just be chores or an exaggerated comment.
Load More Replies...LORD BUBUZA LOTTERY SPELL WON ME 378,000,000 DOLLARS: Lord Bubuza is the greatest spell caster I have seen, He is like a God on Earth, sent to save us. His spell is so active and the lottery winning numbers he reveals after casting his lottery spell are super accurate. I have been playing the lottery for years without winning and this made me contact spell casters for years for help and none of them could help me, But when I contacted lord Bubuza and told him I needed help to win the lottery, he responded and I provided the requirements to cast the lottery spell. After casting the spell, lord Bubuza gave me a Six digit number and those numbers won 378,000,000 million dollars for me in the MEGA MILLION LOTTERY. I couldn't believe it until I was paid and taxes were subtracted. I can’t thank lord Bubuza enough, with a worm heart please join me and thank him via email: Lordbubuzamiraclework@hotmail.com or WhatsApp: +1 (365) 808 5313
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She’s not thinking this through. If she quits now, that’s 30 years or so of not contributing to a retirement fund. That’s 30 years of no social security deductions. What does she plan to do to support herself in her senior years?
*If* his income was significantly higher than hers, and her income didn't exceed what they were paying on a mortgage (i.e. they wouldn't be worse off less her income and the mortgage costs), and they were decades closer to retirement then maybe it would be financially viable for her to quit...but even if all those conditions were met, it still won't be fair for her to stop and leave all the work to him. I mean, does she not want a comfortable retirement? Or does she simply not appreciate the value of money, the idea of a nest egg, and a safety net in case of unexpected costs, job loss or illness of (what would be if she had her way) a sole provider?
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Op has a very definite plan for how to spend the lottery money. Interesting that he made that plan without consulting his wife or her wishes. ESH and the marriage counseling is the best use of the money. My recommendation would be to pay off the mortgage and make no change to work or lifestyle for a year.
It clearly states that they had discussed this plan many times. They have already paid off the mortgage. This is about what's NEXT!
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