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Teen Forces Mom Into Divorce, Shocked To Find Her College Fund Was Used Up On Exactly That
Teen Forces Mom Into Divorce, Shocked To Find Her College Fund Was Used Up On Exactly That
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Teen Forces Mom Into Divorce, Shocked To Find Her College Fund Was Used Up On Exactly That

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The cost of university leaves most graduates saddled with near-crippling debt. Even if you’re on a scholarship, few cover the entirety of what you’ll be expected to spend. Good parents try to mitigate this to some extent by investing in their children’s education early and often.

One recent high school graduate had a rude awakening when she turned to her mom for help with her upcoming university fees, only to find out the entire fund had been spent. Her mom explained why she only had herself to blame, but asked netizens if that was a jerk move.    

More info: Reddit

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    The cost of raising a troubled child is high, as this woman’s daughter found out the hard way

    Young girl with red hair, focused on drawing with a pencil, linked to university funds and past behavior story.

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    After falsely accusing her mom’s new husband of inappropriate behavior, her mom had to pay for an expensive divorce

    Text about university funds being spent due to bad behavior and parenting costs discussed.

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    529 education fund description for daughter's university savings impacted by behavior.

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    When she was in her teens, she got expelled twice, forcing her mom to shell out more money for a pricey private school

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    Text revealing a teen's actions and their impact on family and finances, linked to her college funds and past behavior.

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    Text reveals outcome of teen's bad behavior affecting university funds, yet highlights success through private schooling.

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    Teen with red backpack looking upset at school hallway due to university fund issues stemming from past behavior.

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    Now that she’s graduating, she asked her mom about the money in her university fund, but her mom explained to her it had all been spent raising her as a single, divorced parent

    Text detailing university funds spent on divorce, living costs, and private school tuition.

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    The daughter now realizes she only really has herself and the childish actions of her past to blame for her predicament 

    Text discussing a daughter's allegations and resulting police involvement regarding university funds and past behavior.

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    To add insult to injury, her mom has also let her know that she won’t be cosigning her loans

    Text discussing refusal to cosign university loans due to past bad behavior.

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    Knowing that her daughter would now need to take out a loan, the mom turned to netizens to ask if telling her the hard truth was a jerk move

    OP begins by telling the community that her daughter lost her dad when she was 5. When her husband passed, his insurance was enough to pay off a small house, put aside something for a rainy day, and top up her daughter’s education fund.

    When her daughter was 11, OP met and married her new husband, something she thought her daughter was OK with since she’d never mentioned anything otherwise, even in therapy. Two years later, though, she accused the stepdad of inappropriate behavior, leading to him being arrested and losing his job.

    Well, the couple got divorced and OP says she punished her daughter, which led to her acting out and being expelled from two schools. OP’s only solution was to send her to an expensive private school that she’s graduating from soon. When the topic of university fees came up, though, her daughter was in for a shock.

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    OP broke down how the university fund had been spent over the years, taking into account the expensive divorce, private school, and the rising cost of raising a child as a single parent. Her daughter got all kinds of upset, prompting OP to ask netizens if she was a jerk for exposing the hard truth.

    It would seem highly likely that OP’s daughter is going to have to take out a student loan. If you’re a student, you can probably relate. But just what is the state of America’s student debt crisis? We went looking for answers.

    Woman holding a laptop in a modern office, shelves in background, expressing concern over university funds issue.

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    In his article for Forbes, Robert Farrington writes that, collectively, students and families are borrowing way too much money for degrees that don’t always have the best return on investment.

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    One of the biggest factors forcing students to borrow more is the rising cost of attendance, plus the cost of room and board. CollegeBoard data indicates that for the 2023-2024 academic year, average in-state costs to attend a public four-year institution came in at $11,260. This is $270 higher than the 2022-2023 year.

    According to the Education Data Initiative website, in 2024, US citizens owed a total of $1.75 trillion in federal and private student loan debt combined, and federal student loan debt alone totaled $1.62 trillion. What’s more, the cost of college attendance has increased at an annual rate of 6.8%, a growth rate 196.2% faster than currency inflation and 89.2% faster than wage inflation.

    With the skyrocketing price of going to university and the low chance of landing a lucrative job once you graduate, it’s no wonder OP’s daughter is having a hard time dealing with the consequences of her angry actions. 

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    What would you have done if you’d found yourself in OP’s shoes? Do you think she’s a jerk for telling it like it is, or is her daughter acting like an entitled brat? Let us know your opinion in the comments!  

    In the comments, readers lamented the fate of the woman’s ex-husband and slammed her daughter for ruining the poor man’s life, child or not

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    Ivan Ayliffe

    Ivan Ayliffe

    Writer, BoredPanda staff

    Read more »

    After twenty years in advertising, I've decided to try my hand at journalism. I'm lucky enough to be based in Cape Town, South Africa and use every opportunity I get to explore everything it has to offer, both indoors and out. When I'm not reading, writing, or listening to podcasts, I spend my time swimming in the ocean, running mountain trails, and skydiving. While I haven't travelled as much as I'd like, I did live in !ndia, which was an incredible experience. Oh, and I love live music. I hope you enjoy my stories!

    Read less »
    Ivan Ayliffe

    Ivan Ayliffe

    Writer, BoredPanda staff

    After twenty years in advertising, I've decided to try my hand at journalism. I'm lucky enough to be based in Cape Town, South Africa and use every opportunity I get to explore everything it has to offer, both indoors and out. When I'm not reading, writing, or listening to podcasts, I spend my time swimming in the ocean, running mountain trails, and skydiving. While I haven't travelled as much as I'd like, I did live in !ndia, which was an incredible experience. Oh, and I love live music. I hope you enjoy my stories!

    What do you think ?
    Ace
    Community Member
    Premium
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Reasons to Never Have Children. #347 in an infinite list.

    Jay Scales
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes, some women DO lie about SA - which is an incredible disservice to all the genuine victims. I had a friend whose daughter accused her stepfather, & the whole family was put thru immense stress & disruption. As in this case, he was eventually cleared & she admitted to police that she'd lied... but the damage was done in many ways.

    Nikole
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    True. But how many women don’t even go to the police or are waved off when they do so? Incidents like this certainly don’t help, but the percentage of fake rápe accusations is incredibly low.

    Load More Replies...
    Janelle Collard
    Community Member
    Premium
    9 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    There was a story similar to this on BP last year. *But* the daughter's lies made the poor stepdad unalive himself. His life went so bad so fast he couldn't cope. When the truth came out (there was no SA ) the mom was shattered. Daughter didn't GAF.

    Scott Rackley
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Dude could have been convicted and still in jail atm. I'm highly surprised he talks to her. I wouldn't, I would move far far away.

    Pyla
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Therapy? I'd be in a box six feet under if I tried any of those maneuvers.

    LongFang
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "Did stupid things as a child" ? What the actual ? This has ruined lives, some men falsly accused have ended themselves !

    Brandon Sheumaker
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In the US, every man lives in fear of what that angry teen did, or similar. All it takes is one accusation, without evidence, to destroy his life irrevocably. It doesn't even matter if he's cleared completely or found not guilty in court. His marriage is over, his career is over, and he will go bankrupt trying to prove his innocence, even though the burden of proof is on the accuser, because no one will believe him. That "child" knew exactly what she was doing.

    Mark Childers
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That poor man, and the poor mom. If the kid had only communicated her feelings, especially in therapy, so much of this could have been avoided. I remember when my mom was considering getting remarried. She sat us down and had a long talk with us. Given that our father was such a horrible person, we were reluctant to live with another man, especially someone we didn't know. She ended up not marrying the guy. He was super nice, though. And I think she made the right decision because he got engaged and married almost immediately after they broke up. I think the only wanted a warm body. I think she dodged a bullet. But we never would have caused any kind of drama no matter what happened. Back when I was a kid, we listened to our parents and did what they told us to do. This kid seems like a handful. I truly hope she grows out of it in adulthood. Some people never do.

    T'Mar of Vulcan
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I taught sisters who accused their father of sexual a*****t when it wasn't true. I know their mother from high school and I 100% think she got them to do it so so he wouldn't get joint custody. Even after that, he fought to see his kids. I read the lawyer's letter to our school that said the school couldn't refuse to allow him to fetch his kids (the mother had instructed the school to refuse him access). Terrible woman, the mother.

    Tonyah Mcanelly
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What she did as a child had a big impact on some ones life it should be brought to her attention. its not like she keyed his car she did way more damage. This happened to my ex because his sister accused him of things as a kid and was taken away for 6 years until she confessed it wasnt him . Then years later she called me out of the blue accusing him of hurting our children. Granted hes my ex and we share kids we had hour issues i know he would never hurt his kids . They were trying to get me in on the scam to get money from him . His parents were even involved I couldnt do it because it wasn't true. This was the first time my kids ever saw their dad cry and they pretty much have cut ties with that side of the family. By the ex inlaws doing this they are missing out on the amazing adults my kids have become and they will never know their great grand children

    Key Lime
    Community Member
    9 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Wow. OP has the patience of Job raising a daughter like that. I hope she has a peaceful middle life and a restful retirement. Also, if she can ever find another man to take her on, keep him away from the daughter. They can never be alone.

    Bryn
    Community Member
    Premium
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Wow, I really hope that kid gets more help. Because something didn't work with the help she had.

    Chris the Bobcat
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If I were that ex, I doubt I would ever talk to OP or her crôtch goblin again. God's atomic teenage b!tch could kindly fvck off, and OP didn't entertain the notion that her admittedly angry offspring might tell a lie. They would be lucky if all they got were restraining orders to stay well the hәll away from me. (It would further a paper trail and could be used if they ever darkened my door again)

    Nina
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    OP made that monster. They deserve each other. She should be 100% blaming that disgusting girl for everything. This is the reason the little cow is still and entitled little cow, her mum has enabled everything including the ruin of a good man. Horrible people.

    Tom De Paul
    Community Member
    8 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    FAFO. Send her to a community college. Have her work summers, on breaks, and work-study in school. The law recognizes legal responsibility at age 7. She was older than that through all of this. Do NOT sign anything. This is one Cinderella that doesn't get to go to the ball.

    Tom De Paul
    Community Member
    8 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And look into suing the kid's therapist. Was that "professional" complicit in the kid making these allegations?

    Load More Replies...
    Angela Corvaia
    Community Member
    Premium
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I worry about this too, accusations are easy to say and hard to take back.

    Gwyn
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It sounds like things sort of worked out. Most kids like that never come around and can't be productive in their lives. The private school decision sounds like a good one even if it was expensive. You can't go back. Sounds like daughter is beginning to understand.

    Scarlett O'Hara's Ghost
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Um. The phrase "Sophie's choice" refers to a Meryl Streep movie of the same name. I haven't been able to bring myself to watch the movie, but I understand it's N**i Germany and Sophie has choose which of her two young children will live and which she will allow the Nazis to k!ll

    Nimitz
    Community Member
    9 months ago

    This comment is hidden. Click here to view.

    Oh yeah, sure, I believe that's the entire story... Eeeeeveryone has security cameras pointed at their kids' rooms, right?

    Ace
    Community Member
    Premium
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Reasons to Never Have Children. #347 in an infinite list.

    Jay Scales
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Yes, some women DO lie about SA - which is an incredible disservice to all the genuine victims. I had a friend whose daughter accused her stepfather, & the whole family was put thru immense stress & disruption. As in this case, he was eventually cleared & she admitted to police that she'd lied... but the damage was done in many ways.

    Nikole
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    True. But how many women don’t even go to the police or are waved off when they do so? Incidents like this certainly don’t help, but the percentage of fake rápe accusations is incredibly low.

    Load More Replies...
    Janelle Collard
    Community Member
    Premium
    9 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    There was a story similar to this on BP last year. *But* the daughter's lies made the poor stepdad unalive himself. His life went so bad so fast he couldn't cope. When the truth came out (there was no SA ) the mom was shattered. Daughter didn't GAF.

    Scott Rackley
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Dude could have been convicted and still in jail atm. I'm highly surprised he talks to her. I wouldn't, I would move far far away.

    Pyla
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Therapy? I'd be in a box six feet under if I tried any of those maneuvers.

    LongFang
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    "Did stupid things as a child" ? What the actual ? This has ruined lives, some men falsly accused have ended themselves !

    Brandon Sheumaker
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    In the US, every man lives in fear of what that angry teen did, or similar. All it takes is one accusation, without evidence, to destroy his life irrevocably. It doesn't even matter if he's cleared completely or found not guilty in court. His marriage is over, his career is over, and he will go bankrupt trying to prove his innocence, even though the burden of proof is on the accuser, because no one will believe him. That "child" knew exactly what she was doing.

    Mark Childers
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    That poor man, and the poor mom. If the kid had only communicated her feelings, especially in therapy, so much of this could have been avoided. I remember when my mom was considering getting remarried. She sat us down and had a long talk with us. Given that our father was such a horrible person, we were reluctant to live with another man, especially someone we didn't know. She ended up not marrying the guy. He was super nice, though. And I think she made the right decision because he got engaged and married almost immediately after they broke up. I think the only wanted a warm body. I think she dodged a bullet. But we never would have caused any kind of drama no matter what happened. Back when I was a kid, we listened to our parents and did what they told us to do. This kid seems like a handful. I truly hope she grows out of it in adulthood. Some people never do.

    T'Mar of Vulcan
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I taught sisters who accused their father of sexual a*****t when it wasn't true. I know their mother from high school and I 100% think she got them to do it so so he wouldn't get joint custody. Even after that, he fought to see his kids. I read the lawyer's letter to our school that said the school couldn't refuse to allow him to fetch his kids (the mother had instructed the school to refuse him access). Terrible woman, the mother.

    Tonyah Mcanelly
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    What she did as a child had a big impact on some ones life it should be brought to her attention. its not like she keyed his car she did way more damage. This happened to my ex because his sister accused him of things as a kid and was taken away for 6 years until she confessed it wasnt him . Then years later she called me out of the blue accusing him of hurting our children. Granted hes my ex and we share kids we had hour issues i know he would never hurt his kids . They were trying to get me in on the scam to get money from him . His parents were even involved I couldnt do it because it wasn't true. This was the first time my kids ever saw their dad cry and they pretty much have cut ties with that side of the family. By the ex inlaws doing this they are missing out on the amazing adults my kids have become and they will never know their great grand children

    Key Lime
    Community Member
    9 months ago (edited) Created by potrace 1.15, written by Peter Selinger 2001-2017

    Wow. OP has the patience of Job raising a daughter like that. I hope she has a peaceful middle life and a restful retirement. Also, if she can ever find another man to take her on, keep him away from the daughter. They can never be alone.

    Bryn
    Community Member
    Premium
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Wow, I really hope that kid gets more help. Because something didn't work with the help she had.

    Chris the Bobcat
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    If I were that ex, I doubt I would ever talk to OP or her crôtch goblin again. God's atomic teenage b!tch could kindly fvck off, and OP didn't entertain the notion that her admittedly angry offspring might tell a lie. They would be lucky if all they got were restraining orders to stay well the hәll away from me. (It would further a paper trail and could be used if they ever darkened my door again)

    Nina
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    OP made that monster. They deserve each other. She should be 100% blaming that disgusting girl for everything. This is the reason the little cow is still and entitled little cow, her mum has enabled everything including the ruin of a good man. Horrible people.

    Tom De Paul
    Community Member
    8 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    FAFO. Send her to a community college. Have her work summers, on breaks, and work-study in school. The law recognizes legal responsibility at age 7. She was older than that through all of this. Do NOT sign anything. This is one Cinderella that doesn't get to go to the ball.

    Tom De Paul
    Community Member
    8 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    And look into suing the kid's therapist. Was that "professional" complicit in the kid making these allegations?

    Load More Replies...
    Angela Corvaia
    Community Member
    Premium
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    I worry about this too, accusations are easy to say and hard to take back.

    Gwyn
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    It sounds like things sort of worked out. Most kids like that never come around and can't be productive in their lives. The private school decision sounds like a good one even if it was expensive. You can't go back. Sounds like daughter is beginning to understand.

    Scarlett O'Hara's Ghost
    Community Member
    9 months ago Created by potrace 1.15, written by Peter Selinger 2001-2017

    Um. The phrase "Sophie's choice" refers to a Meryl Streep movie of the same name. I haven't been able to bring myself to watch the movie, but I understand it's N**i Germany and Sophie has choose which of her two young children will live and which she will allow the Nazis to k!ll

    Nimitz
    Community Member
    9 months ago

    This comment is hidden. Click here to view.

    Oh yeah, sure, I believe that's the entire story... Eeeeeveryone has security cameras pointed at their kids' rooms, right?

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