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You don’t have to be a Wall Street worker to have received a glimpse into what it's like in that neck of the woods. American Psycho, The Wolf of Wall Street, Boiler Room, The Big Short, and even Martha Stewart’s Netflix documentary are just a few of the films that have let us into the crazy world of the finance bros who dare to try to make it big in banking.

By now, many of us have realized that it’s not all glitz and glamor. It’s a dog-eat-dog industry, filled with high stress levels and long hours. Especially when the markets are volatile and there’s word on the street of a looming recession. Sometimes, the best way to get through the tough times is with a great big dose of humor.

And that’s exactly what you’ll find on an Instagram account called “Overheard On Wall Street.” It has more than 494,000 followers and is a wall of painfully relatable laughs that you don’t even need to be a banker or trader to appreciate. Bored Panda has put together a list of the best for you to scroll through ahead of the next manic stock market crash.

#1

Wall Street meme showing a tweet about spending money foolishly, ending up in the same situation as investors.

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    #2

    Animated hippo and giraffe reacting to shocking Wall Street news on tariffs, reflecting a market crash theme.

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    #3

    Dog wrapped in an orange blanket with text overlay: "How your email finds me this week." Wall Street meme.

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    If you were to think of a Wall Street worker, what would come to mind? Maybe a white male in a suit, perfectly styled hair, clean-shaven? Perhaps he attended an expensive Ivy League school and lives in a fancy penthouse apartment?

    If you answered yes to those, it could be because Wall Street movies have created a stereotype that’s stuck in our minds. But also because it’s traditionally been a tough place to break into. And those with a leg up might have stood a better chance at landing a job or even an internship.

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    #4

    Man raising a glass, referencing "Overheard On Wall Street" humor about urgent emails between New York and European offices.

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    #5

    1987 vs 2025 millionaire's office meme comparing traditional and modern workspaces amid market changes.

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    #6

    Wall Street meme about finance people's reputation, featuring a tweet discussing potential outcomes of an LA fire event.

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    According to Business Insider, the system prioritizes people who “are lucky enough to be exposed to the finance industry and its all-important investment banking internship at a young age.” Meanwhile, investment firm Prescient reports that the industry is male-centric because not enough women are being exposed to it. Nor are they being encouraged to join.

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    “Historically, women interested in pursuing a career in financial services have shown a preference for banking or accounting rather than investment management,” reads the firm’s site. “Aspirations are the first step towards reality and more needs to be done to attract women into an industry that perhaps isn’t at the top of their minds when considering their career options in the financial services industry.”

    #7

    Graduates in blue gowns, one serious in office, one relaxed at home. "Overheard on Wall Street" meme humor.

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    #8

    VP meme of surprised colleagues in cars, reflecting on "Overheard On Wall Street" humor during market crash scenarios.

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    #9

    Tweet from Overheard on Wall Street humorously commenting on a market decision.

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    Business Insider recently did some research to find out who exactly sits at the desks on Wall Street. And some of the answers might be surprising.

    Contrary to what many imagine, BI found that only 11.7% of New York-based front-office workers at four big banking firms attended Ivy Plus schools for their undergrad studies. Those are the Ivy Leagues, as well as the University of Chicago, Stanford, Duke, and MIT.

    Almost the same percentage got their undergraduate degree abroad. And almost four out of five went to other schools.

    #10

    Overheard on Wall Street meme: Frédéric Arnault named CEO, described as "29-year-old nepo baby" in a suit.

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    #11

    Elderly man in hospital bed humorously reflects on shareholder value, Wall Street meme background with stars.

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    #12

    Group of serious men in vests, representing an "Overheard On Wall Street" meme about EBITDA adjustments.

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    The only two Ivy League schools in the top five are the University of Pennsylvania, home of the Wharton Business School, and upstate New York's Cornell.

    "Three of the five most popular undergraduate schools are in New York City, led by New York University, which charges more than $65,000 a year for tuition," reported Business Insider. "Next up is Baruch College, a public school in Manhattan known for spitting out finance talent, and Fordham University, a private Jesuit school in the Bronx."

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    #13

    Refrigerator filled with eggs and a bowl, with text about investing bonus, reflecting Wall Street memes theme.

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    #14

    Retro yearbook style Wall Street meme featuring humorous money quote.

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    #15

    Man in suit smiling in a busy office setting, referencing a draft review in a Wall Street meme.

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    Management at four of the largest Wall Street banks looks a bit different… BI found that of the 69 members of the management committees at JPMorgan Chase, Citigroup, Morgan Stanley, and Goldman Sachs, "17.4% of them went to an Ivy Plus for undergrad, and a striking 30.4% hailed from an international school."

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    #16

    Wall Street meme: MD versus associate career paths, highlighting an unconventional journey versus academic achievements.

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    #17

    Crying person meme about Gen Z bankers' struggle with calendar invites, humor on Wall Street trends.

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    #18

    Wall Street meme comparing investment banking and private equity with humorous holiday scenes and lifestyle differences.

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    As to be expected, working on Wall Street does pay well. According to Business Insider, entry-level bankers earn around $110,000 a year. And this doesn't include bonuses. "Bonuses can make up half or more of total pay but will fluctuate depending on how bad or good business was the year prior," notes the site.

    BI adds that bank revenues soared last year. The Wall Street bonus pools stood at an all-time high of $47.5 billion, meaning an average bonus of $244,700 for every Wall Street worker.

    #19

    Man in blue shirt with sheep, caption about winning against Goldman; Wall Street meme humor.

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    #20

    Wall Street meme with Finance Becky skiing, showcasing luxury brands and witty captions about exclusivity.

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    #21

    Wall Street meme shows New Year's resolutions: talk about banking, achieve enlightenment, become finance chad, praise NYC.

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    #22

    Man in a vest at a dinner party, embodying "Overheard On Wall Street" meme humor.

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    #23

    Text from an "Overheard on Wall Street" meme about an analyst going to the dentist in a suit and tie with a notebook.

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    #24

    Man smiling in bed with eyes closed, meme text jokes about Wall Street email sent to deal team at 2am.

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    #25

    Wall Street meme with luxury brands, trust fund quotes, and elite education symbols in an "eldest boy starter pack."

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    #26

    Wall Street meme of a financial statement with humorous text about life's plans impacting finances.

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    #27

    Laughing young professionals discussing a lucrative Wall Street internship over coffee.

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    #28

    Four men wearing yellow helmets and vests smiling in a hallway. Overheard on Wall Street humorous context.

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    #29

    Split image with a person skiing in the snow on the left and a restaurant door on the right; Wall Street meme theme.

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    #30

    Investor relations meme starter pack with items like luxury watch, loafers, martini, and Sweetgreen logo.

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    #31

    Two men in suits laughing, text reads ‘Guys, the ESG due diligence is really, really important’, from Overheard On Wall Street.

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    #32

    Wall Street meme featuring a Van Cleef necklace, Cartier bracelet, vacation promise, and Manolo pumps as "self defense essentials."

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    #33

    Before and after meme of a man showing effects of stress from Wall Street live deal deadlines.

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    #34

    Illustration of "Overheard on Wall Street" shows a cartoon dog's transformation from day 1 to day 27 of banking.

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    #35

    Wall Street meme with an explosion symbolizing a stressful work weekend decision by a Principal.

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    #36

    Man drinking coffee with a leopard at a table in a desert setting, capturing a humorous Wall Street meme.

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    #37

    Man in Santa hat at Christmas dinner, reading a work email on his laptop. Wall Street meme humor.

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    #38

    Wall Street professionals at a lively party, each labeled with humorous job titles.

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    #39

    Group of businessmen using laptops outdoors, with caption about waiting for a trade deal, from "Overheard On Wall Street" memes.

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    #40

    Wall Street meme text jokes about next pope as investment banker.

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