“We Have Literally So Much Information Now”: 35 Massive Scams People Are Still Buying Into
InterviewI have a huge business opportunity that you’re going to love! You’ll be earning six figures, have flexible hours and be able to work from anywhere in the world. All you have to do is invest $5,000 up front, and I guarantee that you’ll earn it back in no time!
If something sounds too good to be true, it probably is. But unfortunately, plenty of people fall for scams every single day. Whether it’s a “Nigerian prince” sliding into their DMs or a grandchild begging Nana to cover their hospital bills, scams are running rampant all over the globe. To raise awareness for some of these schemes, Redditors have recently been discussing common scams people fall victim to, as well as things that are absolute wastes of money. Enjoy scrolling through this list, and be sure to upvote the things you would never give a dollar to!
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Prosperity Gospel Preachers.
Battarray:
Specifically Joel Osteen and his ilk. They're why we should be taxing performative mega-churches like they live off of.
All of them. Not just the greediest mega churches. All of them. Housing every homeless person in the U.S would cost $20 billion per year. The sum total untaxed money taken in by churches each year in the U.S , is $75 billion. Churches could fund those housing costs, and give every one of the 550,000 homeless people in the U.S a salary of $31,000 a year, and they'd still have $37.5 billion left over.
Let's see if the religious will keep up the donations if the money goes to the homeless.
Load More Replies...Years ago (early 2000s?) I had a relative who was into the Crystal Cathedral / Hour of Power. I watched a couple of his sermons on TV out of curiosity. I was very put off that most of what I saw during the "sermon" was "me,me,me, buy my book, buy this figurine etc" Very little if any actual reading / preaching from the bible. Just a disgusting money grab about donations and purchases. From stuff I read just now, that might have been the son. The dad started Hour of Power back in 1969 and may have been truer to his roots back then (I don't know). I found the whole setup off putting. I guess the crystal cathedral is a catholic diocese now. When they went bankrupt the catholic church next door bought it.
I bought a cemetery plot there when it was still Schuller's. Now it's Catholic. Cool thing is I'm Catholic.
Load More Replies...I grew up being forced to go to a church just like this. The pastor had the biggest house on the lake, the newest Cadillac and wore expensive suits every day. Years later when I returned home from the military, he came into the restaurant I was working and was patiently waiting for the transgender waitress to get off work, he saw me and his face went completely pale 🤣
Religion.
Wow! This one has generated quite the discussion. Well, here's my two cents: every religion is clearly throwing around just absolutely bonkers, bogus stories. You can't blame people for catching on to that, over time. Not one of these religious stories provides a description of creation or reality that squares with the scientific evidence. Seems like the only "good" purpose for religion these days is that it gives it's followers something to help them with their immature fear of death. That and maybe a sense of community. I sincerely hope that, as we gradually improve, we leave behind the antiquated thinking that allows these ideas the space to propagate.
My church has grown and donated over 25,000 lbs. (12,000 kgs) of fresh produce to local hunger relieve programs; we support a "Section 8" senior living community (because they are all on Medicaid, they can only keep $34 per month of their SS checks to buy everything they need not covered by SNAP) by providing paper products, cleaning supplies, personal hygiene, money for laundry, a monthly birthday party with gifts for the birthday guests, and more; we provide Christmas gifts for 50+ children in our community; participate in Habitat for Humanity builds; and work on disaster relief by cleaning out and rebuilding houses. I think the OP needs to visit a few more churches. Not all are money grabs.
But what is your church not doing? What is it hiding? What is the history of the particular denomination that you follow? how much of your tithings go to special interest groups and lobbyists to influence politicians that make policy that affect the poor and impoverished that you believe to be helping? That is the problem with organized religion, it has the veneer of food but when you peel that veneer away you can see all the rot that it has. The issue is the total aggregate effect various churches have on the overall well being of society, not just a few small local people in a community usually members of the church getting aid. Religion is a net negative for society and more people would have a better outcome in life if there was no organized religion, if you help 50 people but the policies that religions push hurt a million your not exactly being very Christ like.
Load More Replies...Its number 2. Under another post about religion..
Load More Replies...You know, this is something I saw a while back and it really resonates with me: We've gone from 'my religion says I can't do that' to 'my religion says YOU can't do that'. And this is exactly the reason religion, especially Christianity, is getting so much hate. I don't care if you're religious, I don't care if you are a Christian. What I care about is not having it in my face all the time. What I hate is Christians in government and other positions of power telling me how to run my life and taking away my rights that have nothing to do with anyone except myself. What I will fight against until I have no breath left is organized religion and Christians thinking they know better than me and everyone else how we should live, how we should think, how we should feel, how we should raise our kids and especially, how we should treat other people. I especially hate the hypocrisy of 'we love the sinner, not the sin'. BS. That saying is just an excuse for more Christian bigotry and violence against others who are different from them. You Christians cultivated the hate, you grew it, you marketed it, but now you complain about reaping the results. Too damn bad.
Not all religion is bad. I'm not crazy about religion, but I believe in many gods and follow the rules of my religion because I want to. Religion is a choice to some, but slavery to many.
Lately, those smug, condescending atheists (or antitheists) with their "magical sky daddy" talks annoy me about as much as religious weirdos, especially the way they scream "ALL RELIGIONS!!!" when they mean three specific flavors of christianity and extreme Islam. I'm neither religious or atheist btw.
Health insurance in America. Paying $400 monthly only to still have a $5000 deductible and argue with insurance companies about 'in-network' doctors. It's basically paying for the privilege of paying more.
The USA is insane on several levels. This is in the top three. Right after selling guns to every idiot and what they call election system where the wealthy buy the president they want.
Also dental insurance. Paying $200 a months and they pay $1000. People don’t realize they are paying $2400 to get $1000
The worst part about dental coverage is the cosmetic designation for repairs that are vital to your health. My bite structure is effed but it costs too much to repair at the moment. Sure I can go without eating, having teeth is purely for cosmetic purposes anyway.
Load More Replies...Sad thing is, the example above is understating rather than overstating. Around 2010 I was paying $250 / month for an umbrella policy. I pay first $2,500 but insurance was there in case I had something major like a heart attack. Within a few years (and when I dropped it) they were charging me over $500 / month AND they raised the deductible to $7,500. for the past 10 years or so I've been on state medical and due to age, soon medicare.
We need a single pay or system or Medicaid for all.
Load More Replies...Nevermind we pay 2x for healthcare than most other countries. Universal healthcare would help this, as all costs would be negotiated the same. but nooooooo its SOCIALISM! But don't touch my social security or medicare!
Not disagreeing. Just posing the question. How can we estimate as a country what we will spend in healthcare when the past 30 years or so, we have been trained to not go to the dr? We have a mental health crisis in our country but the average age of psychiatry is 50. Thoughts?
Load More Replies...The fact that we have to pay near $10,000 out of pocket ($400 monthly x 12 months + $5,000 deductible) before insurance ensures us that we will be taken care of is ridiculous!
Yup. And being mad at the insurance company sure takes the pressure off your employer for not offering a better, more expensive plan, not paying more of the premium on your behalf, or not paying you more so that you can more easily afford the deductible. But hey, insurance companies, am I right?
Load More Replies...And it keeps getting worse. Insurance 20-30 years ago was much cheaper and covered everything. I broke my foot badly in the early 2000sand had multiple surgeries and dozens of doctors visits and my out of pocket cost was probably 250$ mostly co-pays an prescription. 2 years ago I went to the emergency room for chest pains and with my low deductible plan it was 1500$ out of pocket for an ekg and a bag of fluids. On top of that they treat you like garbage. I sat in a room for 7 hours waiting for someone to come tell me that nothing was wrong and go see your primary. Its nothing but a giant cash grab in the US.
Just don't pay the bill. Your credit score is no longer affected by non-payment of medical debt.
I love my country Switzerland, but honestly we have an insane health insurance system. Obviously not as bad as the US and you would never be turned away, but I pay CHF 640 a month for basic insurance, then have a franchise of CHF 300. And because I was born sick they won't give me complimentary insurance and definitely not dental.
To find out how this conversation started in the first place, we reached out to HurtHurtsMe, the Reddit user who posed the question, "What do you consider to be the biggest scam?” They were kind enough to have a chat with Bored Panda and explain what inspired them to start this thread.
"With the holiday season and change in weather, it’s hard seeing clothing prices jump around," the author shared. "A jacket could be $50 original price but on sale for $22. Then the next day, it’s the lowest price of the season sale! 50% off. Same jacket is marked back to $50 with 50% off to equal $25. If you are not actively stalking pricing, you could get scammed into what you think is a good deal based on retail messaging."
Scientology.
A 'Religion' founded by a Science Fiction writer. It was/is all about the $$$, lol
A failed science fiction writer who was kicked out of the Navy, imagine that!
Load More Replies...and any religion that pressures you to pay them $$. Also don't let preachers/ministers/priests/rabbis/etc. tell you how to vote.
The only positive thing about Scientology is that it encourages self examination. That, however, should be done with a qualified therapist, not an untrained fellow member using two soup cans wired to a "meter."
Compared to what? Any other religion? Scientology has about the same chance as being right as any other religion. I don't get why believing in Xenu is weird, but a virgin birth totally makes sense.
I feel that Scientology is worse, because it has happened in verifiable recent times. There's much less excuse for being sucked into it, because we know who made it up and when, and admitted to making it up. Mormonism isn't much better, again there is proof that it was made up, when and by whom.
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Funerals, weddings, and pretty much every other thing we blindly accept have to be insanely expensive without even thinking about it.
THIS. They’re completely taking advantage of people in a vulnerable state. Edit: the funeral part
Funeral homes have to disclose and itemize all their costs. My family uses a small locally owned funeral home that doesn't "stock" caskets but rather a catalogue you can look through that lists the various options available for each model. The caskets are delivered the next day and this reduces the costs by 15%. Their hurst is a van. Our families never uses the limo. We also make our plans and decisions before the need, even for young people. "Direct cremation" is the least expensive way to go. Also, not inexpensive, but natural burials are becoming more popular where I live..
Load More Replies...I want to be scattered from Blackpool Tower... no cremation, just scattered
Weddings are insane. We looked at a multi-use hall and the cost to rent it for a wedding vs and other type of even was 4 times as much. The whole thing is a giant scam supported by a culture of dream weddings. 30-60k is insane to spend on a day you'll barely remember a few years down the road. We eloped and threw a nice party for our friends and family to celebrate with us.
While I agree even a small funeral and burial can be outrageous and we shouldn’t have to bargain in a time of grief in an unexpected death, it sucks how many people who don’t have much money have fundraisers to spend over $20k on a funeral. I understand wanting to have a decent send off but it’s getting ridiculous. My husband knows to donate my body to science or cremate me and toss me in the river. I kinda hope he dies before me because he will be lost and probably have a hard time with it.. Since his parents are gone his body goes to science. His dad would have been ok but his mom would have freaked out. She was a $20k funeral type of person.But complained about the price to hire someone to mow her lawn or fix her furnace.
I expressed my wishes to my family but made arrangements and have everything in writing. Having witnessed poor decision making in mourning, it seemed easier for everyone.
Load More Replies...I bought a wood chipper. Much cheaper. Seriously though even the most basic cremation is fairly expensive. I don’t want my family to was money on one. They can find a better way to celebrate or mourn.
Careful, if you’re in the U.S. they can be charged for desecration of a corpse or improper disposal. It’s all so stupid. I wish we could just be thrown in the woods.
Load More Replies...this one is changing both due to costs and due to 'earth friendly' aspects. It is much more acceptable these days (USA) to be cremated, or to have a cheap cardboard coffin. One thing you can do is let your relatives know what you want. My grandmother was cremated and zero guilt about what she 'might have wanted' because she chose / paid for it before she died.
True but I appreciate a chance to have a socially acceptable lavish party. I don't think anyone should be pressured to spend a lot of money, and unfortunately they are, but I enjoy dressing up and being fancy.
Tipping and tip workers, tip shame, tip expectations.
THE_Lena:
This! Their income should be paid by their employer not the customer.
As an older American who has traveled to tip free countries and also places with very minimal tipping - I am quite happy to FINALLY see a lot of backlash happening against the tipping culture. A living wage should be baked into the wages. Tips should not happen or go back to being for over the top service. Restaurant owners posting guilt trip signs about how if you don't tip the servers will have to sell their children to pay the rent are obnoxious IMO.
"yeah....but they're not! That's why they need a 30-40% tip!" Yeah, restaurants shouldn't get away with paying waitstaff $2.....but that doesn't justify the expectation that they deserve a significant percentage of your bill as a tip, and acting like everyone else is the a*****e because they won't shell out an additional $100+ for the person who spends minutes taking and delivering your order.
i only tip if the worker went above and beyond to make the expierence a great one. once wen i was at a restaurant i had the sweetest waitress with the most bubbly cheerful personality. she paid alot of attention to our table and the others she was servering. one of her tables was an elderly woman eating alone and wen she wasnt busy shed chat with her so she wasnt alone. 2 of her table thought she was annoying but wenever she came over to check on us or ask if theres anything else we needed her smile alone just made us smile. our meal was $30 and we were gonna leave her $20 tip bc of how hard she worked to make us and others happy but we left her $50 instead bc of the extra effort she put in to make sure the elderly woman didnt feel alone. she even walked the woman to her car. we just believed she deserved more. the other tables except those 2 tipped her well too. the 2 grumpy tables didnt at all. they treated her horribly like she was their personal maid or something. she just took it all without showing how much it hurt her. we ended up becoming regulars bc of her. we learned her name and alot about her over time. such a sweet girl
Anytime there's a post like this, you'll very rarely hear from a service worker agreeing with the post, because they make way more money with tips than they would with a decent wage. They don't want the tipping culture to change, nor does the restaurant industry, so change will have to come from customers first.
Restaurants use JQ public to pay for their help. it is over the top anymore.
Other than servers, I have eliminated tipping. If an industry wasn't tipped 15 years ago, I don't tip them now. If I have to pay before I eat, no tip. If I have to do any work for what I'm paying for, no tip. I'm sick of tip culture.
The customer is paying their income either way. The difference is whether the employer takes responsibility for the workers being paid appropriately.
When it comes to what the OP considers to be the biggest scam, they shared, "Higher Education costs are outrageous."
On average, it costs students in the United States $108,584 to attend college for 4 years, and they can spend even more if they go to school outside of their home state or at a private university.
The wealth is going to "trickle down".
Scam perpetrated by politicians to make their cronies rich overnight
George HW Bush, former head of the CIA, then President who started an unnecessary war, called Reagan's wealth-trickle-down theory "voodoo economics".
Load More Replies...Yeah, like p**s down your leg when you think you've finished but didn't account for that last dribble. It never reaches the feet.
It could happen any day now, so I vote against taxing billionaires because I could be one tomorrow!
Do you think it might be because of the umpteen times a tax targeted at billionaires has caught the middle class in the crossfire?
Load More Replies...Wealth trickles down from the rich's top pocket to their pants pocket.
THIS ONE! I'm fairly pro-capitalism etc, but this is / was the biggest load of Bologna every foisted by the full of stuff politicians.
I agree, John Maynard Keynes's theory that if the government spends enough money on projects, and raising taxes to fund it, that some of it will trickle down to the lower income groups and eliminate poverty, is a scam that has never worked (Keynes is the only economist to self describe his theory as trickle down, and in most economic journals hsi version is the only one that gets that title)
"Detoxing" your gut/armpits/body. Your body does it for you if you're a healthy individual. Most of the bacteria in your gut is beneficial and necessary.
And delete all social media. It's reductive. Not deactivate, but perm deletion. When I did that on Facebook in 2016 the process included FB transferring all the photos from my page into a folder on my computer.
Load More Replies...If you're not yellow like a banana and not required to be on dialysis, you are detoxing just fine without drinking some weird snake oil.
Partially true. I tend to reject the "detoxing" stuff as mostly laxatives to make you poop a lot. But the last sentence is wrong and probiotics can really help with getting the right bacteria in you. There is good and bad, and some things - like eating too much sugar - can cause the bad bacterial to get out of balance (too much). My intestine bacteria was off for decades due to lots of antibiotics (sinus infections) and also sugar when I was younger. Several years ago I started taking 1 probiotic daily. To be blunt - I fart a LOT less and I can now eat "fart foots" - cabbage, beans, broccoli etc - with no problems. I know this is a short explanation / not enough space but if this is you - take the time to read up on probiotics. I was honestly surprised how much they helped me and I wish I knew many years sooner.
"Grandma? I'm calling from the police/hospital. Can you send me money?
This happened to my cousin. Her first question to the caller was, "What is your name?" He hung up right away.
Omg they got my wife's grandma on one of these. Luckily they shot low and only asked for 1k. She's not rich but she's got enough that it didn't really hurt her but there is a lot of fixed income folks out there that could be devastated by this scam. She's pretty sharp too. I was surprised she fell for it but they are preying on fear.
We all have told our parents if they ever get a call from jail from a person claiming to be a grandchild, to tell them "don't break the law" and hang up.
Almost worked with my dad. He was at the bank withdrawing 15K but the employees dissuaded him from completing the withdrawal.
I recently saw "Thelma," a cute movie about a grandma who took reverge for this scam.
We were also curious what the author thought of the replies to their post. "I agree that eye glasses costs are a scam," HurtHurtsMe said.
And as far as avoiding scams, the OP recommends that consumers do their own research "and not take things at face value."
Having to pay for daily parking at your place of employment.
In many cities the parking lots are owned by a company unaffiliated with the businesses surrounding it. Hopefully your employer has arrangements for parking validation.
People who work on Stanford campus have to pay to park on Stanford campus. There is not viable public transportation. And Stanford is rolling in $$$. Stanford sux
Load More Replies...What's even worse is paying parking to see your doctor or going to the hospital. Usually, the parking cost more than the co-payment. This should be illegal imo.
I work in (U.S.) Healthcare. This is the only the 2nd hospital I've worked at where employees did not have to pay for parking - but it *is* the first one to have the cojones to tell us we should be grateful for it.
I would never. If my employer charged or didn’t provide a way for me to park where they want me without depleting my funds I’d be gone. They’d have to offer amazing wages if they’re gonna monetize my need to get there.
I used to work at an office near a music venue. I worked at night, and sometimes a company would shut down our parking garage to sell tickets. I always successfully argued with them, but I had a colleague who parked his car right in the pull-in lane and walked to work. They chased after him and negotiated something, but it was always an annoying inconvenience.
I don't see this as a scam if it isn't required by everybody and is an extra expense for the company. In larger cities many businesses do not have their own parking. My IT job was in a large-ISH city (nothing like Seattle). It happened the city parking garage was literally across the alley from the back entrance of my work building. My employer paid for our monthly parking spaces but they didn't have to. There were other smaller businesses in the area that had employees that parked there and AFAIK those employees had to pay for their own parking.
I think unrealistic beauty standards pushed by media are the biggest scam.
I’m glad I didn’t grow up in an era of fillers and filters… Just good, old fashioned eating disorders! (Kind of a joke but kind of not.)
At least they didn't try to get us to change our entire face and bodies with surgery, I guess lol 💀
Load More Replies...People are so much more informed and savvy about skincare now than ever before, so what gets me is that in movies/tv shows they still show women waking up in makeup, or women who are in the middle of a zombie apocalypse are perfectly shaved everywhere with the natural makeup look. It's just comical now.
The Mormon "Church" - check out the r/exmormon subreddit for more details.
It is a real estate and securities hedge fund masquerading as a church in order to maintain tax exemption.
They're all scams. It's absolutely insane to me that 30 years on from everyone finding out that the catholic church was (and continues to be) complicit in child molestation for....like 70 years. All the nuns stealing, selling, and either killing or covering up the deaths of babies. Missionaries going to africa during the aids crisis, telling them that condoms are sinful while also handing out injectable meds/vaccines.....while using the same dirty needles for who knows how many people at a time. Every single religion is filled with one horrific story after another.
Well humanity is filled with horrific stories. Religion is just what they used for 5he justification for their evil. If not then it'd be the crown or something else ludicrous. People in power for the most part become bad if they aren't already. It's sad sigh
Load More Replies...Check out the CES Letter. Also, the Mormon Church is worth over $200 BILLION! Yet, young men and women are not only forced to go on missions, they have to PAY THEIR OWN WAY! To evangelize to others to tithe to their church worth over $200 BILLION. Gross.
It did start that way tho. Joseph Smith was a religious con man who told people his visions could find buried treasure and various other scams before he settled of forming a violent cult. The similarities between Smith and Hubbard are eerie.
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Organic food in the U.S.
The regulations have been so watered down as to be meaningless….
Leading_Preparation6:
Happy to see this. It was my thesis topic and it’s definitely not what people think it is. Buy the “cheaper” version or grow your own because the USDA organic label means next to nothing.
I still don’t understand the “organic” section in produce at our local grocery store it upsells looks the same or worse than everything else and isn’t labeled on where it came from.
And it usually costs at least double the price of the other stuff.
Load More Replies...Follow the money - big pharma payouts...Organic - the way things used to be, but not any more!
That said, the organic bananas are worlds ahead of the Dole/Smart, and actually taste like bananas and not just sweet. I don't eat them often, but when I do I buy organic. The extra $0.50/lb is worth it.
Just had to get organic as my store was out of regular, smaller and half-brown on the inside. Didn't notice a big taste or texture difference
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Printer ink. My printer cost $50 but replacing all the cartridges costs $75. Make it make sense.
Yep typical Razor and blades business model. Same with many pod based coffee machines. So much waste, so much plastic. Bought a an epson et 5880 eco tank printer and it was significantly more expensive than printers with cartridges, but I have less waste, ink is cheap and interchangeable with aftermarket inks so could be even cheaper and it’s a great printer. Great business printer. Almost as fast as our laser printer.
I was gifted a keurig a couple years ago but i use reusable pods that are bpa free. Just fill the pod and make coffee. Pain in the A to clean them but it saves not only the planet, but us a lot of money.
Load More Replies...And why the F*** do I need color ink if I want to print in black and white and black ink is available?
Do NOT EVER buy an HP printer/scanner/etc. Out of ink lights come on when cartridges are still half full. Complain about third party cartridges. I tried to scan a simple sheet of paper and it wouldn't let me because I don't want to sign up for their cloud scanning/storage service. The printer is f'ing connected to my desktop! Why does the image have to go "to the cloud" before I can get it???? Google "HP printing as a service"
Load More Replies...Most of you reading this DO NOT NEED COLOR PRINTS. About 10 years ago I got fed up with inkjet printers and went back to black laser. Toner doesn't dry out. In 10 years I've replaced the toner cartridge twice, the image drum once. @OP: Your second sentence is answered by your first sentence. They sell the printers for cheap so they can gouge you on the ink cartridges. Kodak made this marketing strategy famous with the polaroid camera.
Your printer cost $50. Does anyone think that's the market value of a printer? No, they're selling it at a significant loss, on the expectation they will make up the difference by selling your cheap behind over priced printer carts! Tank printers (and laser jets with refillable carts) have been around for quite awhile at this point. Those items are priced fairly in excess of $250....but if you pay a fair price for the hardware, ink and toner powder are dirt cheap. 500ml bottle of ink for $10-$15 depending on brand, and 250g of toner powder (good for 5 refills of a toner cart) is around $6
Multi level marketing schemes. We have literally so much information now about how they are predatory. It’s disgusting how a lot of them target low income mothers who feel guilty about spending time away from home to work and earn a living.
life-love:
Not gonna lie, I attended one of those pyramid scheme meetings at my friend's insistence and man it was filled with low-income people and the whole thing was clearly targeted at them. Felt really bad seeing how they were being sold dreams of earning a lot of money and stuff. Such a scam.
I was a blissfully unaware late teen/early 20s jobseeker who found a really great deal selling knives. And if I got some of my friends and family to buy my knives, they could also learn to sell them! And I'd even get some of the money they made! My parents had to explain what, exactly, the problem was.
Multilevel marketing is a dinosaur that needs to die. There was a time it made sense and was structured more sensibly. No internet, no huge box stores to supply every need. Door to door or other in person salesmen made more sense back then. Some were employees of whatever company. Some were "independent" and technically multi-level. Avon might be a good example. Fast forward and people can usually access the same or similar goods from many sources so paying a person extra to deliver it in person doesn't make sense. And with that (seemingly to me anyway) came a lot more emphasis on making the money by recruiting more people below you and ordering monthly shipments and so on.
Got some relatives who got suckered into Amway. They went to America for a "conference" or whatever it was called and came back suckered into Amway *and* the most obnoxious form of American brand evangelical Christianity (it's a package deal, apparently). You know, the kind that preaches that the earth is flat and only 6000 years old etc. I'm told that as soon as they came back they organised a family get-together which turned out to be an Amway pitch session in disguise. They did this with several different branches of the family. Then they also made aggressive attempts to convert the same family into their newly minted religion as well. At the end of the day it was just two different cults using the same scummy methods, and it created a huge rift in the family and decades of resentment toward them. Thank goodness the wife at least has since come to her senses and their kids left home and realised how insane the stuff their parents taught them is.
I looked into Cutco knives some years back. Only a type A personality would ever have a chance with that.
Fake, RICH celebrities on Facebook begging for money.
cbostwick94:
The number of times "Vin Diesel" has confessed his love to my mother on Facebook is wild. Man has a LOT of accounts
Was sending money at wal mart and they asked if I knew who I was sending money to. I did, no problems there. She said they have to ask now because if they suspect fraud and send it the employee can also be liable. She told me about a woman in her 60s that needed to send 500 bucks to her boyfriend, a Mr. Elon Musk. The clerk told her they could not do that. This lady flips her lid on the clerk saying when Elon gets to town they will bring the cops to the wal mart to deal with this because if he doesn't get the money he is going to be so pissed. She said yes let's call the police, that is a great idea. People are awful.
There's a story on my local news here in FL for the last couple of days about an older lady that sent Elon Musk $600,000. They caught the guy but haven't recovered the money. I always miss the beginning of the story, so I don't know what the schtick is.
Load More Replies...Catfishing in general. The famous people scams SHOULD be more obvious. (No amount of gift card scratch codes is going to bring Elvis and Michael Jackson back). But I feel like the not famous ones are even worse because when they work they generally involve breaking someone's heart. Mutual friend experienced this a year or two ago. My friend and I tried to tell her it was a scam / all the red flags we were seeing - but she ignored because she had 'found love'. Spoiler - it ended in tears after she had sent him enough money.
Right now Vin Diesel is sitting at home, sadly looking at a picture of your mother and wondering where he went wrong. Why won't she give him another chance?
My stepfather texted me a year ago saying "your mom and I won a lottery, we just need to go to the store to get some cards to pay for the taxes". Like cmon man, I know you are smarter than this. Thankfully enough all I had to do is ask him why would they make you use gift cards to pay taxes instead of just paying the IRS? He immediately connected the dots.
Did you also tell him to make an appointment with his doctor? First signs of cognitive decline and dementia is often falling for obvious scams that a person wouldn't have previously.
Check this story out. Man gets "inheritance" from Nigerian Prince and longtime girlfriend did a bad thing to try and inherit the scam money. https://lawandcrime.com/crime/woman-who-fatally-spiked-boyfriends-sweet-tea-with-antifreeze-over-non-existent-30-million-inheritance-is-sentenced/
Recently I almost got scam. At the end the person on the phone line told me to go to a Lowes store and scan my debit card. They would send me text message to either hit 1 to accept the charges or 2 to decline the charges. This sound wrong to me. Went to the bank and talked to a banker. She told me it was a scam. End up hanging up on him.
The email/text “this is the United Postal Service, your package has been delayed, we need you to verify name, address, and card information for delivery” gotten those dozens of times when I don’t have any packages on the way, but a ton of friends have fallen for it.
I've recently started getting similar texts about my "order from Amazon" being canceled because of "the seller's reason." I haven't used my Amazon account since I canceled my Prime subscription 3 years ago.
Me too, but I DID have orders on their way. Luckily I wasnt naive enough to follow the texted link. Instead went directly to Amazon and found that all is well.
Load More Replies...I have got those or something like this you need to click on this link to keep your Amazon account. I am not sure if I have a Amazon account. I don't know if Amazon would do this if I did have a Amazon account and not have used it for a period of time. Never click on the link.
What reveals this a is scam is its implication that the Post Office cares that much about accurate delivery.
I got e text from USPS a couple of weeks ago saying "postage was insufficient" and details about paying etc. I live in New Zealand.
Literally anything related to the slimy Kenneth Copeland Ministries. That guy is one of the biggest con artists, if not THE biggest, to ever exist in this country.
Add to that, he is just WEIRD AND CREEPY! I would not leave anyone or anything i value alone with him.
Next time, look directly into the eyes of Kenneth Copeland. You can't miss the demon behind those eyes.
All he has to do is cry and they fall like dominoes. he is a real pro . Wolf in sheep's clothing.
Payday loans. The interest rates are atrocious. They prey on the poor.
We used to have usury laws that limited interest to 18%. Guess that wasn't enough profit for the banks, which grudgingly pay me .041% interest on my checking account
Loan sharks..Mommy shark dodo doo doo doo doo Daddy shark Doodoodoodoo
Amway, Herbalife and any pseudo-pharma-sounding c**p.
My darling cousin has been pushing keto products on instagram for some MLM scheme for 6 years. First she sold for that stupid "sharp forever" MLM knife company, then it was the romantic sex product MLM company, then it was a different crash diet MLM..... my poor cousin just doesnt understand how she isn't 1. Losing weight on these MLM crash diet companies and 2. Isnt getting promoted or making the money these companies promise she will make.
Yellow, My condolences. I have a sibling who is a serial MLM offender. I think he has finally slowed down on them (mid 60s now). I think still technically in one or two but I have not heard him pushing them in ages. He has wasted so much money over the years on things that were supposedly going to make him rich and 'his own boss'.
Load More Replies...The current Secretary of HHS, Xavier Becerra, took a lot of money from Herbalife when he was in Congress (third biggest donor to his many congressional campaigns, more than any other candidate in the USA) and protected them from investigation and regulators. As Biden's head of HHS, he used his power to squash any investigations into them and protect them. When the SEC opened an investigation, it stayed as one on paper only and no further action at the request of Becerra. When Kamala was the AG of California in 2015, he personally asked her to drop the investigation, and shortly later she did and then got $5,000 in donation from them for her re-election campaign. Herbalife is in our literally government right now
Chiropractors. I’ve personally cared for two patients with vertebral artery dissections from chiro adjustments. I’ve known one other outside of work.
The problem is that there's some actual things you can do to joints and ligaments to reset/realign them whatever, but chiropractors base their practice on pseudoscience - it is like someone giving you plant extracts to balance your "humours" - some, maybe most of them do work, but not for the reasons the "healer" thinks, and when they are wrong, boy do they do some damage.
People get mad at you when you tell them, though. But my chiropractor helped me!
The underlying "science" is wrong, even when you get results - maybe you needed massage or physiotherapy, but they believe (almost religiously) that all disease is caused by "vertebral subluxation", and they might break your spine trying to fix an imagined illness.
Load More Replies...I've had 2 cervical fusions and my doctor told me to stay away from chiropractors because they would cripple me.
Went to a chiropractor first time for severe lower back pain in early 20's. He popped everything and only charged a small fee, but nothing he did touched my back pain and he had zero answers as to why. Realized he wasn't actually trained in medicine when a real doctor diagnosed it as kidney failure from undiagnosed type 2 diabetes. Don't stop searching for scientifally proven stuff no matter how you "feel".
There are conditions for which chiropractic manipulation can be effective. The range of these conditions is narrow and limited. In most cases a physical therapist or orthopedic doctor will serve equally well or better.
It is pseudoscience, folks. Mostly garbage! Go to a medical doctor and/or Physical Therapist.
I've had terrible migraines half my life, 3 doctors told me I needed to be on constant heavy medication and probably be operated on. A chiropracter realined my spine, never had so much as a headache since. Just go to one who is certified and knows what he's doing.
Hint - if they use that plunger/clicker thing to thump your back a couple times and say "come back Thursday", it's a scam. If they say "how do you feel? OK, come back when you need to", they're the real deal.
Load More Replies...I beg you to look up how chiropractic came about. It's worth a read
That one where you get a random “wrong number” text from a gorgeous woman who wants to get to know you. I promise no actual women want to get to know a random stranger they accidentally texted.
Generally very good advice. It was before texting was a thing, but a glass artist named Josh Simpson (makes some amazing stuff) once answered a wrong number call from a woman who happens to be an astronaut. I've never found out exactly how the call went, but they're married. I'm not sure if he was already making his "planets" before that, but a lot of his work is inspired by space. Untitled-6...ae95d1.jpg
Haha my sister met her husband by accidentally adding the wrong email address to msn! The good old days
Load More Replies...I get those occasionally, but it's generally what is supposed to seem like an accidental wrong number. When I say it's a wrong number the person sending it keeps up the conversation, so I join right in, getting more and more bizarre as I go, until they give up. The last one asked me what I do for a living and I said I was a gigolo.
The last time that happened I tried to tell them that I'm a woman too and I don't swing that way. But "she" still sent me a picture of her boobs. :)
And a fat, hairy legged woman with a mustache is writing this from her trailer
Ticketmaster.
GrumpyCoo:
Ticketmaster is one of the primary reasons I stopped going to concerts...
Paying money to the “IRS” in the form of Apple gift cards.
and after you've done that, kindly send an eight ball and a couple hookers to this no-tell motel.....or you'll be audited.
The worst thing is these scams are targeted at the elderly experiencing cognitive decline or dementia. No person old enough to actually pay taxes abd in their right mind would think a government body wants to be paid in mailed gift cards.
The amazing thing to me is that any version of the 'gift card codes" scam still works on anyone. You would think even the slowest people have heard of this one by now. Also, it is extremely common for stores that sell gift card to have warning signs on the display these days telling you if someone asked for the codes it's a scam.
As a former IRS employee, I can tell you that if you came in person and tried to pay us in gift cards we would have no way of accepting them.
Michael, Of course. We know it's not in person. We give out those codes over the phone to strangers we have never met. /J
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“Contractors” that show up to your door unsolicited telling you they’ll do work on your house for super cheap. *Especially* those “working in the area.”
Do your homework on anyone working on your house. Make sure they’re licensed, insured, permitted to work in your state etc.
Scammers like that have tried my parents more than once. Luckily my mom is more than willing to tell them off, but they can be quite insistent. They usually target older people
Load More Replies...If I need work done on the house, I will do my research and call the company I choose. I don't care if you're in the neighbourhood..... I've lived for over 20 years with the draughty windows, uneven paving slabs etc. Just go away and give me peace.
The "I was in the neighborhood finishing up a project and I noticed...."
Offering to pave your driveway/parking area for a very low price is also a common scam.
Do research. Find a reputable, licensed and bonded contractor. This way you do have a recourse if something goes wrong.
When people say invest in Cryptocurrency.
I'll tell them let me know when you can buy anything in the store or online with it.
Yes, but he doesn't have two brain cells to rub together.
Load More Replies...you can buy a lot online with bitcoin, quite a few major retailers accept it, as do some payment processing companies. You can buy a lot with it if you want. The issue is that it is not stable, as it is a digital asset with strong market forces. But also quite a few world governments recognize it https://www.investopedia.com/articles/forex/041515/countries-where-bitcoin-legal-illegal.asp
I hate it when the grocery store won't let me pay for my food with my AT&T shares.
Well, not to say I invest in crypto, but gold has since long been considered a good investment. I have never seen a place where you pay in gold. Just saying that it is maybe not a good argument against crypto
Gold prices goes up at the same rate as inflation. It isn't a good investment.
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The Nigerian prince emails.
dude_stfu:
These are intentionally ridiculous / over-the-top / filled with errors. They don’t want to go back and forth with the 99% of people who can sniff out relatively obvious bulls**t. They want that rare, vulnerable 1% who will take the bait and believe it. Phishing is a science.
This is what people don't realise. Predators seek out vulnerable prey. They are after people with learning difficulties, dementia, mental health problems, brain injuries, and those that are vulnerable due to loneliness or grief. When people say 'if you fall for it you deserve to be scammed' they are imagining someone like themselves.
This is Lady Gaga. I need $200 to help me pay to record my new studio album. Can u help dear? Ra Ra Oh La La
Someday my princess will come. Just send $2000 in gift cards to pay for her airfare.
SO OLD. I was sitting here trying to remember if the first time I received it was early internet or completely pre-internet. As in, first one I got may have been a paper letter in an envelope. But it was at least as far back as dial up BBS's and very early email days. The internet tells me some flavor of this scam has been going on since at least the 1800s. -- "The "Nigerian Prince" scam, also known as the "419 scam," is believed to have started gaining widespread attention in the early days of the internet, but its origins as a fraudulent scheme date back much further, with similar scams appearing in various forms even in the 19th century, often referred to as "The Spanish Prisoner" con."
Somebody sent that to our library's "contact us" email address. We had a good time pointing out all the inconsistencies.
https://lawandcrime.com/crime/woman-who-fatally-spiked-boyfriends-sweet-tea-with-antifreeze-over-non-existent-30-million-inheritance-is-sentenced/
Sadly, yes, but less through email. Facebook is plagued by them. I can go there right now and find at least two people who want to be "friends" who instantly offer money and at out of a hundred at least one of those will be the Nigerian scam in another form.
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"Don’t forget tomorrow starts the new Facebook rule where they can use your photos. Don't forget Deadline today!!! It can be used in court cases in litigation against you. Everything you've ever posted becomes public from today Even messages that have been deleted or the photos not allowed. It costs nothing for a simple copy and paste, better safe than sorry”.
Then people post on their profile “I do not consent to Facebook using my images” etc like it’s a legal document
Even better if they add some lawyerish intro, like, "in accordance with chapter XIX. article 95. paragraph 13B of the Rome Convention of August 14th 2007, I hereby state that I do not consent to Facebook using my photos".
Load More Replies...I've never used Facebook in my life. Or zitter. Or any of the social media except for BP. And lately, even they are skating on thin ice.
I never actually understood the purpose of this one. Who profits from this and how? Or is it just to make people do something silly?
It's just a hoax (often well-intentioned) that pops up now and then, claiming that you're giving [some website] a license to use and sell your intellectual property. Sometimes they'll quote the part of the TOS that says you're granting a license to use, reproduce, or publish your content, but it's only for the purpose of making the website work and be legal. You have an automatic copyright on everything you create (even this post is copyrighted as soon as I click the "post" button). There's a very good argument that you've implicitly granted a license simply by posting to a site that you know is going to use, reproduce, and publish your content, but their lawyers want an explicit license in the TOS. Absent a license, every instance of sending your content to an individual computer via a webpage could be a separate act of copyright infringement.
Load More Replies...For Meta AI training too. Perk of living in the EU is optout requirements. I found the submission form for opt out for Instagram and threatened to switch to uploading poisoned images if they didn't exclude me on the reasons box. Worked for two accounts. No idea for Facebook though.
Any time I see something like this I look it up on Snopes and then post the link in the comments.
It IS! That's why it was posted in this page about scams.
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Healing crystals. If anything, they've become even more popular recently.
Edit: Having said that, I *have* seen them be very effective as tools to effect introspection and discussion about mental health, basically operating as a fun, dialectical abstraction of psychological concepts that might be too complicated or daunting to address directly. But it's a slippery slope to letting this abstraction become a real, significant part of how you live your life.
Combine that with the placebo effect, and you got yourself a full psychological profile of a "spiritual" person.
Load More Replies...I certainly collect them because they're pretty, shiny, and come in different colors. They are my happiness-inducing shiny rocks.
I read a book by an MD who stated that you can do proper medicine (doctors, medication, hospitals) and include stuff like “healing” crystals and such because it can improve patient morale which is very important to heal. Whether this is true or not I don’t know but it is something to think about.
They're very pretty to look at so i can totally get this.
Load More Replies...Crystals are pretty, and they can be calming and good meditation tools. But they have no inherent “healing” qualities.
Homeopathy.
Carliebeans:
Right?! My Dad has a friend with serious health issues. He’s under the care of traditional western medicine which has saved his life, and he also has his homeopathic ‘potions’. Guess what he credits for his health?
Homeopathy has one (and ONLY one) thing going for it, in that the "doctor" treat their patients with respect and care - it is one of their "dogmas", it seems. Considering that most patients have no idea how homeopathy supposedly "works", the placebo effect plus the "therapy" session with a trusted "doctor" might in fact produce some results. This is not to condone homeopathy in any way, there are still big bucks preying on ignorance, but our real "western" medicine could learn a thing or two about the value of respect towards the patient.
So, homeopathy works because the less there is of the 'active ingredient' the stronger the effect, right? But, i'm not taking ANY homeopathic medicines! Does that mean that i'm likely to die of an overdose?!
I had someone working at a PHARMACY try to sell me homeopathic "medicine"! I should have reported her butt instead of just saying "no thanks I want real medicine".
Homeopathy is very useful and real and the Queen of England used it all her life! When allopathic meds fail it picks up the slack!
But be careful that something you might consider "homeopathy" isn't actually a legitimate treatment. I had heard about honey being used to heal wounds for years, but ignored it because "homeopathy". But after a nasty bout of cellulitis, the open wound from the surgery just wasn't healing very quickly, even though I was using a triple antibiotic ointment. Went to a wound specialist on my PCP's recommendation, and he told me to use Manuka Honey. I was skeptical, because... homeopathy. But I tried it. The wound healed rapidly (compared to the dreadfully slow healing from before). There are homeopathic treatments that actually help, but they are not the end-all, be-all. They work best in connection with legitimate medicine. And no, not all of them are placebos.
I had an aunt who swore eating oranges cured her breast cancer. She's something like 20 yrs in remission (maybe more)...so who knows?
Homeopathic can be ok when it's something minor but I read of a lady that had jaw cancer. She relied on homeopathic nonsense to get it cured after the doctor tried to sway her decision. She came back months later and when the doctor when to touch her jaw, it fell and just hung off her face. She was dead within weeks.
No, homeopathy can not be OK. At it's absolute best, or least bad at least, it may be harmless, but as per your example, anyone trying to use it to treat genuine medical problems is failing to them properly addressed.
Load More Replies...Buying new iPhones. They’re extremely overpriced.
Good news - you can also buy a Samsung phone for $1500!
Load More Replies...More generally, replacing most perfectly good stuff simply because it's a 2 to 4 years old and the new model has some minor improvements to go with the 24 to 60 month financing.
Remember companies intentionally make your "old" equipment obsolete, forcing you to get a new one.
Load More Replies...All flagship tech devices are horribly overpriced, and the advances that make a particular device genuinely obsolete don’t come often. But if these companies stopped trying to make us replace them regularly, they’d run out of revenue, thanks to business models built on continuous consumption.
iPhones in general. The entire Apple "ecosystem". It's nowhere near as well integrated as people claim it is, and is so full of errors and glitches and things that don't quite work right. As an example - I get asked by the built in weather app if it has permission to track my location several times a day. It doesn't matter what answer I give (never, while using the app, always, etc) it will still ask again a few hours later. I've even tried uninstalling the app and it still happens. I also have reminders set for certain times of the day that will show up an hour or two late, and when my watch dies, after I charge it and turn it on it sets everything (phone, watch, computer) to "sleep" focus without telling me, so I don't get any notifications - very annoying during my work day to see that I've missed calls from clients. I'm starting to get out of it now, but holy c**p is it annoying.
I have a Samsung S21. I don't replace or 'upgrade' my phone till it stops working. Upgrading for the sake of upgrading is a MASSIVE waste
You can get a Tracfone for less than $50 and a year's service for $125.
Being green.
top 10 corporations produce 90% of the pollution. but it always falls on the citizen to be green! buy an ev you can’t afford!!
if everyone is pissing in the pool besides you, are you making a difference?
and i don’t mean to litter freely, everyone should 110% do their part. BUT. it’s crazy to think/ask citizens to completely change their routine day to day life while you still move on private jets/ motorcades.
for those of you jay don’t know. i drive a diesel F250. a new one with modern emission systems. every 5k ish miles i have to buy DEF(Diesel exhaust fluid) for my emissions right?
it comes in a 2.5 gallon plastic jug. with a plastic nosel thats wrapped in plastic in a cardboard box.. so how f*****g much am i helping?… (this is a required chemical on all diesels 2011? 2010? and newer.
Manufacturers put everything in plastic but then make the consumer feel responsible for recycling it. They have passed the guilt onto us and we just accept it.
Then don't buy those items. So long as consumers continue to ignore the things they know are terrible....corporations have ZERO incentive to change. That everyone else is doing something $hitty and short sighted, and you know they're $hitty and shortsighted....it doesn't give you permission to ignore it. Nor does it excuse or negate the consequences if you do. Yes, being a better person requires effort, and it might even require that you deprive yourself of something, or deprive yourself of the most convenient choice in any given moment. No one is going to do it for you. No one is going to force you. Whether you do or do not, is on you. Everyone needs to stop making excuses and learn to accept that.
Load More Replies...This is so blatantly wrong. And OP even admits to having bought a big gas guzzeling car. We, the consumers are responsible for buying all the products made by these corporations. The only thing I agree with OP on is the use of private jets, but then again if we didn't buy, buy, buy, there wouldn't be money to fly private jets. We have become so far removed from the places of production that things need to be transported over long distances wrapped in plastic. When I buy my food at the market it comes in the crates it was put into when harvested, but I have had to get used to eating in season and locally, so no tomatoes in winter/spring, and no avocados or bananas.
If people are wondering why oranges are associated with Christmas it is because they were a special treat that were not offered everywhere at all times. In the western hemisphere at least.
Load More Replies...NO. Stop spreading this manufactured b******t. First off that dumbass study cited "100 companies are responsible for 71% of pollution" And if ANYONE bothered to read the f*****g study, they would have discovered real quick that that number was arrived at by attributing downstream emissions back to the corporation.....with the top of that list consisting of fossil fuel companies. What does that mean? That means the emissions from YOUR car, your power usage, your heating usage....are attributed to the company providing them! Not the person with direct f*****g control of their own consumption. Does the extraction, refinement and transport of fossil fuels contribute to emission totals? Of course. Fossil fuels account for 75% of global emissions. Extraction, refinement and transport accounts for 15% of global fossil fuel emissions (11.25% of global emissions) the other 85% are the result of CONSUMERS buying and burning them. Yes, it falls on the consumer to make better choices.
Your reasoning fails to take into account the economic realities of “consumer choice”. We can buy only what companies make available, and only the goods we can afford. Motor vehicles are a good example of this. Fully electric cars are still significantly more expensive than those fueled with gasoline, and have become even more so in the US with the latest changes to the federal rebates for EVs. Is it your fault that you can’t afford to replace your existing vehicle with an EV, or is it the fault of the companies that price them high and employers who chronically underpay workers? This argument is an extremely bougie one, ignoring the fact that a majority of households in the US are living paycheck to paycheck. This is an institutional and structural problem, not simply a consumer problem.
Load More Replies...After a few years of study, we found out why the Prius, and other hybrid cars are so popular for contract drivers for all the delivery and transportation services. It's because they are based on science, and physics, and really good engineering (not perfect but getting better). Electric cars that get plugged in is the same, or worse, than gas engines, scientifically speaking.
The problem is even worse when you realize how other counties like in Asia handle this. Or better said don't do anything about it. I went to Thailand for vacation and they have everything in plastic. Free plastic bags, plastic straws wrapped in plastic package, plastic bottles and no extra fees for using plastic. And not to forget them dumping most of the trash just on one pile. And then we as Americans or Europeans have to seperate everything and pay fees for every little plastic thing and drink from paper straws? It's so dumb.
Plus obviously we as citizens have to do this while all big companies ignore all climate laws and dump their stuff everywhere. But we as the everyday user are the problem
Load More Replies...Both sides are true. 8 BILLION people in the world each doing their part definitely DOES make a difference. But also, even if it is true that "top 10 corporations produce 90% of the pollution" (source?), the thing to ask yourself is WHY? Like - what are those corporations doing? Almost certainly the answer is "producing stuff for those 8 Billion humans". So again, individuals can reduce the demand for those products by not buying as much of them.
The five-day work week.
Australia has a holiday to celebrate the unions for winning the 5 day 40 hour work week.
Say it louder for us. But Elon wants to force government employees to always work from the office, so that won’t be occurring in these “united” states any time soon.
Load More Replies...5-day??? wow.. I wish.. I have a six-day work week schedule. Needless to say, I'm burnt out.
How about the scam I fell for :( The fraud department of my bank calling me, alerting me to fraudulent charges happening on my card. I’ve had my identity stolen before, so I wasn’t surprised snd was just grateful they found the charges early on. I googled the number and it was the same # as my bank.
They had identifying info about me that not just anyone would have and asked me verifying questions after that my bank asks me any time I have called them before. It was so, so believable and I was already in a stressed mental state prior to the call. When I called my bank directly the next day, even the employee told me it was legitimate. It wasn’t until I called again that an employee dug into their logs of texts/calls to me that they determined it was fake. Luckily, I was only out about 1.5 hours of my time in total with talking to the scammer, changing card and bank numbers, updating accounts, etc and didn’t lose a dime.
Main lesson I learned: If your bank calls you for ANY reason, hang up and call them directly. Don’t be dumb like me.
Edited to add: When they were sending me texts to verify things / help me add the card alerts to my phone, the confirmation texts came from a number that I’ve gotten legitimate texts from my bank before. They’re too smart!!
My "bank" called me about something "suspicious" and wanted my bank info. I said i wasn't comfortable sharing that info when i was being called by a blocked number. She told me that was fine, and that i should call my bank and clear it up. I did. She was real, and there was something suspicious, which we cleared up, but i told them that having someone call like that was insane.
My banks phising warning emails have all the signals for phising emails. They are clueless.
Load More Replies...DO NOT hang up and call them directly. Call them from a different phone. My mother, had the same call, she was sceptical so ended the call and phoned the bank, they confirmed fraud activity, had her set up a new account then confirmed her details to transfer the money to said account. Only it wasn't the bank, the call is diverted back to the scammers. I don't know how it's done because I'm not techy, but if you call them from the same phone, it will go back to them. She lost 50k in several payments. She managed to get 30k back because the bank flagged one of the payments as fraud but did nothing to stop future ones, which meant she was able to hold them liable.
This got me thinking, scams exist before, well, forever. Many years ago, like in the nineties, i received a letter from my bank, a paper letter, in my actual mailbox, with my adress, with bank info and logo. They wrote they wanted to get in touch with me and could i call them, because they couldn't reach me. No word about what it was about. I called my bank and they had no idea what about. For years i've been wondering about that, but that must have been a scam. No idea what they where hoping to win though.
The important point here is that the phone number you see isn't necessarily the number the call is coming from. Spoofing numbers is easy, and almost all robo and spam/scam calls come from a spoofed number. Similarly, a link can use any text at all while sending you to a completely different URL. If you aren't the one dialing a number or typing /copying the URL from a reliable source you don't know for sure where you'll end up.
Spoofing numbers is so trivially easy that Caller ID is worse than useless for any authentication. The companies that own the communication networks could implement a more secure system, but because the government won’t force them to, they don’t want to spend the money.
Load More Replies...As a general rule, make every transaction of money or information a 'push' and not a 'pull'. In a nutshell - make sure you initiate it. Never use the number or link in the email or text. Manually go to your institutions web site, or call them yourself at a known number. Over time I have received a number of very legitimate bank emails from banks I didn't have accounts with. But they know if they use big names like BoA, AmEx, Citi etc, that a lot of the recipients will have an account with those big names. I only allow two 'pulls'. One is my house mortgage payment and the other (for the discount) is tmobile auto pay. but both are a fixed / same amount every month so I know what to expect.
That happened to me. They can spoof the call so it looks like it’s coming from your bank. They told me someone had accessed my account and made Zelle payments to themselves, gave me confirmation numbers and amounts, and said they were going to transfer me to the anti-fraud division and that I should give them that information. I said, “No, don’t worry about it. I’ll call back later” and then called my actual bank. Yep, scam.
You could also access you bank account online and see if there was any withdrawals. Also, you can set up alerts for withdrawals/deposits.
Load More Replies...Always call the number on your bank card. I once had the "fraud department" from Bank of America call me. They were so realistic I immediately notified the bank to let them know about this scam. Remember, your bank will NEVER call you!
THEY ALL TELL YOU REPEATEDLY THAT THEY WILL never ASK FOR PERSONAL INFORMATION.
They forgot to include (unless I skipped it unknowingly) AI generated "art" that is passed as an artist's physical and actual work. People who don't know any better fall for it all the time.
And tens of millions of people fall for it. It's just so sad!
Load More Replies...2 drink minimum when going to comedy clubs in the U.S. Well in California anyway. One of the many reasons I stopped going out. Concert tickets. They drop a huge screen for you to see the artist. Might as well watch it at home. Plus, if the person in front of you stands up, you're watching their behind. Waste of money in my opinion but you all do you.
I can't believe no one mentioned sites like Temu, Shein etc. These are ecommerce sites, designed to make you buy sh*t you don't need. And seem to be deliberately misleading on the product. Just because it's a $3 dress, people don't seem to care that the quality is terrible, if you even get what you ordered. Not to mention they promote fast fashion, terrible worker conditions, pollution and waste.
Recycling. I care about the environment and try to avoid being wasteful, but I lost my enthusiasm for recycling when I found out that when you send your waste off in good faith, most of it ends up in landfill or is shipped abroad to end up in another country's landfill.
My mother signed up for insurance to pay her mortgage if she got hurt. She found out about it from an unsolicited email, which should have been her first clue, but she fell for it. She paid into it for years, and then got hurt at work. She wasn't worried because of the insurance, but then discovered that in the fine print (that of course she didn't read) it said that they would make ONE mortgage payment. To be honest, I was surprised they even paid one.
The Pentagon failing 7 audits and we're just supposed to shrug it off.
First time I ever used FB Marketplace I listed a bunch of stuff at once. Immediately got tons of interest on everything. Red flag 1. One in particular was very interested in my dresser but wanted a picture of me to prove I wasn't a scammer. Red flag 2. Then they asked if I could share my Paypal details so they could send me the money. That's when I finally wised up.
They forgot to include (unless I skipped it unknowingly) AI generated "art" that is passed as an artist's physical and actual work. People who don't know any better fall for it all the time.
And tens of millions of people fall for it. It's just so sad!
Load More Replies...2 drink minimum when going to comedy clubs in the U.S. Well in California anyway. One of the many reasons I stopped going out. Concert tickets. They drop a huge screen for you to see the artist. Might as well watch it at home. Plus, if the person in front of you stands up, you're watching their behind. Waste of money in my opinion but you all do you.
I can't believe no one mentioned sites like Temu, Shein etc. These are ecommerce sites, designed to make you buy sh*t you don't need. And seem to be deliberately misleading on the product. Just because it's a $3 dress, people don't seem to care that the quality is terrible, if you even get what you ordered. Not to mention they promote fast fashion, terrible worker conditions, pollution and waste.
Recycling. I care about the environment and try to avoid being wasteful, but I lost my enthusiasm for recycling when I found out that when you send your waste off in good faith, most of it ends up in landfill or is shipped abroad to end up in another country's landfill.
My mother signed up for insurance to pay her mortgage if she got hurt. She found out about it from an unsolicited email, which should have been her first clue, but she fell for it. She paid into it for years, and then got hurt at work. She wasn't worried because of the insurance, but then discovered that in the fine print (that of course she didn't read) it said that they would make ONE mortgage payment. To be honest, I was surprised they even paid one.
The Pentagon failing 7 audits and we're just supposed to shrug it off.
First time I ever used FB Marketplace I listed a bunch of stuff at once. Immediately got tons of interest on everything. Red flag 1. One in particular was very interested in my dresser but wanted a picture of me to prove I wasn't a scammer. Red flag 2. Then they asked if I could share my Paypal details so they could send me the money. That's when I finally wised up.
