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62% of employees have reduced their short- and long-term savings contributions amid high inflation and concerns about a possible recession. Moreover, 71% of employees said money-related stress has negatively affected their work and personal lives, a 7% increase from 2021.

And while we at Bored Panda don't have the instruments to change the monetary policy, there is something we can do to help the situation. Have a laugh about it. After all, humor makes everything better, doesn't it? So this time, we invite you to join us in exploring the subreddit 'Frugal Jerk.'

Its 147k members constantly share memes about being poor, often taking things to ridiculously extreme levels to accentuate the painful realities of bills, taxes, and everything else related to personal finances.

"We, the proud few who stand on the cutting edge of frugality. We hold our heads high as we steal toilet paper, shoplift lentils, reuse condoms, syringes, and drink our own piss to save multiple dollars each year," the people behind the online community write in its about section.

So continue scrolling to check everything out and don't miss the chat we had about spending and saving with Doug Nordman, who managed to retire at 41 and now runs the website Military Financial Independence and is the author of The Military Guide to Financial Independence and Retirement.

#1

When The Machines Try To Take Over

When The Machines Try To Take Over

whitpavel Report

Buren
Community Member
4 years ago

Sell that roomba and get a room full of popcorn

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    #2

    How To Furnish A Home

    How To Furnish A Home

    Yoyodude1124 Report

    Becky Klebe
    Community Member
    4 years ago

    Check out the Johnny Cash song, "One Piece at a Time" - https://www.youtube.com/watch?v=uErKI0zWgjg

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    #3

    Saving Money This Christmas

    Saving Money This Christmas

    I_am_chris_dorner Report

    Eva Kašu
    Community Member
    4 years ago

    That´s dark, I like it :D

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    #4

    Could Becoming A Murderous Clown Be The Secret To The Ultimate Frugal Lifestyle?

    Could Becoming A Murderous Clown Be The Secret To The Ultimate Frugal Lifestyle?

    SkyGuardianOfTheSky Report

    Wood Carver
    Community Member
    4 years ago

    Pennywise, the ultimate millennial life hacker... would like to add wears one outfit, travels primarily at night to reduce idling and traffic, not only advocates for population reduction but takes an active role in reducing the cost of living in his community by restricting a landlords ability to increase rent what with all the dead kids, and eventually he finishes almost every meal he's started really reducing food waste.

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    #5

    It's The Thought That Counts 😍😍😍

    It's The Thought That Counts 😍😍😍

    dr_analog Report

    Potty pagan panda
    Community Member
    4 years ago

    I like this. It’s cute

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    #6

    Live Frugal, Die Frugal

    Live Frugal, Die Frugal

    Yobecks Report

    a fruity dream of delusion
    Community Member
    4 years ago

    😳😳took me longer then i want to admit

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    #7

    Tip: How To Do Laundry For Free!

    Tip: How To Do Laundry For Free!

    Muffinizer1 Report

    UpQuarkDownQuark
    Community Member
    4 years ago

    Did he clean the lint trap with his upper lip?

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    #8

    Save A Fortune In Christmas Presents

    Save A Fortune In Christmas Presents

    KevlarYarmulke Report

    Just Jeff
    Community Member
    4 years ago

    New Years Goal: Rekindle old friendships that I've recently ruined

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    #9

    How To Get Absolutely Hammered (In A Frugal Manner)

    How To Get Absolutely Hammered (In A Frugal Manner)

    _G-o-d_ Report

    Ella Saylor
    Community Member
    4 years ago

    LOLLL

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    #10

    If You’re Not Part Of The Economic Elite That Can Afford To Flush

    If You’re Not Part Of The Economic Elite That Can Afford To Flush

    gunna-f-u-up Report

    InvincibleRodent
    Community Member
    4 years ago

    Everybody sing it with me: Boss makes a dollar while I make a dime, that's why I poop on company time.

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    #11

    Cat Trying To Collect Insurance

    Cat Trying To Collect Insurance

    AccidentalBirth Report

    Smiley_Cat
    Community Member
    4 years ago

    Cat: Oh no i have been hit with this car. I will need to collect $5,000,000 from you

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    #12

    Deli Meat And A/C Are For Fat Cats

    Deli Meat And A/C Are For Fat Cats

    onethousandllamas Report

    Buren
    Community Member
    4 years ago

    He dares. Just not as quick as you want him to.

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    #13

    It's The Perfect Crime

    It's The Perfect Crime

    ChuckieOrLaw Report

    Bored_Panda
    Community Member
    4 years ago

    They got us in the first half, not gonna lie

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    #14

    Not A Bad Idea

    Not A Bad Idea

    dwill91 Report

    Katy Cordeth
    Community Member
    4 years ago (edited)

    Pro tip: Defer his second birthday for another year. In the meantime, teach him rudimentary reading/math skills and other stuff. By the time he enters kindergarten, your 'four-year-old' (who's actually five at this point) will be more academically advanced than his peers and the teachers will assume he's gifted. If you're worried he'll be taller than his classmates, limit his diet to non-nutritional food to keep his height down. That's what I did with my three boys. Although it would also work for girls.

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    #15

    5 Dollar Thrift Store Chair. On Mondays Everything Is Half Off So We Got It For $2.50. Upon Bringing It Inside We Found $3.88 In The Cushions. #blessed

    5 Dollar Thrift Store Chair. On Mondays Everything Is Half Off So We Got It For $2.50. Upon Bringing It Inside We Found $3.88 In The Cushions. #blessed

    FkWorkLetsRide Report

    Snacking on cats
    Community Member
    4 years ago

    Nevermind how much those tattoos cost.

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    Never miss a story that brings joy to the world. Add us on Google

    #16

    Join The Revolution, Brothers

    Join The Revolution, Brothers

    hellotherehomogay Report

    radioactivecandy (they/them)
    Community Member
    4 years ago (edited)

    aight (dirtifies) (edit: ty for all the likes and compliments, pandas!)

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    #17

    This Wendy Person Is Clearly An Elitist Fatcat!

    This Wendy Person Is Clearly An Elitist Fatcat!

    ForgottenJoke Report

    best turtle
    Community Member
    4 years ago

    how broke do you have to be to not afford 50 cents

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    #18

    This Genius Has A Good Idea About Keeping Rent Low

    This Genius Has A Good Idea About Keeping Rent Low

    therock21 Report

    Sue User
    Community Member
    4 years ago

    I have told this story before. Moved into a new house in new neighbor hood. I was outside cleaning my throw rugs with an oldtimey wire thing. Cop pulls up, asks me if i heard anything, they have had reports of gunfire. No, i havent. He drove away. I thought " where have i moved to?" . Picked up the rug beater, hit the carpet. Oh.. um my bad. Beat the carpets a little less vigourously from then on.

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    #19

    How To Get Free Grapes

    How To Get Free Grapes

    AtomicDeaths Report

    BasedWang12.3
    Community Member
    4 years ago

    this is beautiful

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    #20

    My Father, Smuggling Cheese Slices Into A Local Burger Joint, Rebelling Against Their $.60 Upcharge... Resist!!!

    My Father, Smuggling Cheese Slices Into A Local Burger Joint, Rebelling Against Their $.60 Upcharge... Resist!!!

    MalcolmDrake Report

    The Queen Of Upper Butt Crack
    Community Member
    4 years ago

    Double cheese I see, very smart and frugal man.

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    #21

    Imagine Thinking You're Poor When You Have Four Whole Slices Of Bread!

    Imagine Thinking You're Poor When You Have Four Whole Slices Of Bread!

    bouquineuse644 Report

    BasedWang12.3
    Community Member
    4 years ago (edited)

    this is hella legit... specially when the lights are off because they were Too Much

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    #22

    Practical Thinking

    Practical Thinking

    reddit.com Report

    alias D.
    Community Member
    4 years ago

    (Softly) no please don’t

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    #23

    This Guy Understands Us

    This Guy Understands Us

    muklan Report

    Buren
    Community Member
    4 years ago

    But is yours look realistic enough?

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    #24

    Look At Mr Fancy Pants Here With Tupperware. I Use Leaves To Carry My Food

    Look At Mr Fancy Pants Here With Tupperware. I Use Leaves To Carry My Food

    reddit.com Report

    LeeAnne B
    Community Member
    4 years ago

    Tupperware at our place is any plastic container with a lid that fits.

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    #25

    Lpt: Peel All Produce Before Weighing To Save $$$ At The Grocery Store

    Lpt: Peel All Produce Before Weighing To Save $$$ At The Grocery Store

    jesusisacoolio Report

    Eva Kašu
    Community Member
    4 years ago

    Learn how to use photoshop - priceless

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    #26

    Saving On Graduation Pics

    Saving On Graduation Pics

    thadowski Report

    Sue User
    Community Member
    4 years ago

    I actually did this. Just kept the samples of my senior pictures. Luckily only small watermark in corner.

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    #27

    Easy Grill

    Easy Grill

    Morememes_ Report

    Alan Green
    Community Member
    4 years ago

    Before anybody actually tries this. That's likely made from galvanized steel. You could get zinc poisoning or worse if other metals/compounds are present.

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    #28

    I Got Outed As A Fat Cat

    I Got Outed As A Fat Cat

    Higher_Position Report

    Fuzzies
    Community Member
    4 years ago

    I can only focus on the 1% battery 💀

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    #29

    Our New God?

    Our New God?

    Ubervisor Report

    BasedWang12.3
    Community Member
    4 years ago

    this is amazing

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    #30

    I Already Live In A Cardboard Box And Don't Eat, When Do I Get The Money???

    I Already Live In A Cardboard Box And Don't Eat, When Do I Get The Money???

    notsure500 Report

    Degenro Alverreli
    Community Member
    4 years ago

    You would save not make

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    #31

    Found This And Thought It Was Fitting

    Found This And Thought It Was Fitting

    -_-DerpFish-_- Report

    alias D.
    Community Member
    4 years ago

    Both of those 2/2 of this post make me uncomfortable

    #32

    Wasteful Fat Cats

    Wasteful Fat Cats

    PetrichorEnigma Report

    LesAnimaux
    Community Member
    4 years ago

    Colog

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    #33

    Finally Had My New Pool Installed. Nice Knowing You Jerks!

    Finally Had My New Pool Installed. Nice Knowing You Jerks!

    fatdrunkdude Report

    Andrea Pereira
    Community Member
    4 years ago

    If it works it's not stupid.

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    #34

    Stickin' It To Those Goodyear Big-Wigs

    Stickin' It To Those Goodyear Big-Wigs

    L1ghtningMcQueer Report

    Bored_Panda
    Community Member
    4 years ago

    🎶 I hope that you're okay 🎶

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    #35

    Next Time You Are Visiting Someone's Home, Try To Get Yourself Alone With Their Toaster. A Great Bounty Awaits You

    Next Time You Are Visiting Someone's Home, Try To Get Yourself Alone With Their Toaster. A Great Bounty Awaits You

    hoikarnage Report

    BasedWang12.3
    Community Member
    4 years ago

    I bet this would be great with cream cheese

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    #36

    Fellers I'm Set For Life! I Found A Beverage With Infinite Servings Therefore Infinite Calories

    Fellers I'm Set For Life! I Found A Beverage With Infinite Servings Therefore Infinite Calories

    Yoyodude1124 Report

    a fruity dream of delusion
    Community Member
    4 years ago

    i lightly exhaled through my nose at this one 😌😌

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    #37

    You Know The Vibes

    You Know The Vibes

    ftkardashian Report

    Buren
    Community Member
    4 years ago

    There are cheaper alternatives for salt and wet tissues. Don't do it half way, Zayn.

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    #38

    Today I'm Mortgage Free At 27!

    Today I'm Mortgage Free At 27!

    notsure500 Report

    a fruity dream of delusion
    Community Member
    4 years ago

    oh hey, my house is like that too! i was able to save a little and upgrade to an Amazon box though… 😎😎

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    #39

    Instant Breakfast! Eat That You Fat-Cat Bastards!

    Instant Breakfast! Eat That You Fat-Cat Bastards!

    pageplant97 Report

    Lisa H
    Community Member
    4 years ago

    There's already a bite taken, so clearly this a communal waffle. Take your bite and get out of line, DON'T BE GREEDY.

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    #40

    The Gods Smile On Me Today

    The Gods Smile On Me Today

    Thumbs0fDestiny Report

    Bored_Panda
    Community Member
    4 years ago (edited)

    FREE LUNCH!!!

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    #41

    Now Who's Really Controlling The World??

    Now Who's Really Controlling The World??

    LivingRaccoon Report

    Jade
    Community Member
    4 years ago

    Where my fellow Canadians at?

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    #42

    Arrivederci, Suckers! I Just Scored Some Sweet Waterfront Property. Off To Join The 1%!

    Arrivederci, Suckers! I Just Scored Some Sweet Waterfront Property. Off To Join The 1%!

    dangerevans007 Report

    Lane Bass
    Community Member
    4 years ago

    A water bed.

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    #43

    Holy S**t Guys, This Ice Cream Store Has A Cup Of Sample Spoons Covered In Free Ice Cream Just Sitting There

    Holy S**t Guys, This Ice Cream Store Has A Cup Of Sample Spoons Covered In Free Ice Cream Just Sitting There

    GenuinePorkChops Report

    LesAnimaux
    Community Member
    4 years ago

    Ewww

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    #44

    These Crumpets I Found Behind The Tesco Came With Free Antibiotics To Cure My Infection!

    These Crumpets I Found Behind The Tesco Came With Free Antibiotics To Cure My Infection!

    TeaBreezy Report

    Minath
    Community Member
    4 years ago

    They're not even crumpets!

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