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Ok so I was fresh out of high school and fresh out of basic training, I hadn't received any newcomers brief so I never was given a heads up but I financed an Xbox 360 and a 32 in TV. I was ignorant in the ways of financing, I just thought it was awesome that I could take a tv and an Xbox home with no money down..... I paid way to Dang much for both of those items that I don't even have today.