
Mom Spends Daughter’s College Fund On A House After Divorce, Wrongly Expecting Ex-MIL To Fund It All
Perhaps the biggest problem with education these days is that it’s so damn expensive. The internet is full of sad stories about the student loan debt trap, so if you have a wealthy relative willing to finance your education, they should be your best friend for the next few years, right?
But we’re talking about young people who have always had a hard time hiding their emotions and pretending – even if their future actually depends on it. And so, our story today from the user u/Sario001 is about exactly that. And about how a man was forced to de facto choose between his mother and his daughter.
More info: Reddit
The author of the post has two teen children – his elder son is in college and his 17YO daughter is getting ready to pick her college now
Image credits: Andrea Piacquadio / Pexels (not the actual photo)
Recently the man divorced his wife, who then spent most of their daughter’s college fund on her new home
Image credits: Sario001
Image credits: Kampus Production / Pexels (not the actual photo)
However, the author’s mom expressed her wish to fund her granddaughter’s education
Image credits: Sario001
Image credits: Kaboompics.com / Pexels (not the actual photo)
But time went on, and the teen nearly cut all ties with dad’s family, and refused to visit her grandma
Image credits: Sario001
So the grandma took offense at this and changed her mind on funding Sam’s college from now on, actually pushing her to pick student loans
So, the Original Poster (OP) has 2 children, a 19YO son and a daughter, “Sam,” two years younger. The man says that he has always prioritized his children’s education, so his son is now off at school and is doing very well. Now it’s time for the daughter to choose her own educational path – and that’s where the problem arose.
The thing is that the author and his wife got divorced, and his now-ex spent literally all of their daughter’s college fund on her new home. Sam didn’t mind – after all, her grandmother, our hero’s mom, sincerely promised to finance her granddaughter’s education. But time went on and the girl spent less and less time with her grandma, preferring to communicate more with relatives on her mother’s side.
As a result, the elderly lady got offended – and after another one of Sam’s refusals to come over, she said that this felt like blatant disrespect, and changed her mind over funding her tuition. As a result, the teen faced the unpleasant prospect of choosing a college that is not the most suitable for her… And now guess who Sam turned to with a request to influence her grandma’s decision!
As for our hero, he is now torn between the two people closest to him. On the one hand, he would like to help his daughter – and in any case, he will try to help her with money. On the other hand, he understands his mother’s resentment and, in his own words, has always taught his kids to be responsible for their own words and actions. So the OP decided to ask people online for advice – what’s the best thing to do here?
Image credits: Freepik / Freepik (not the actual photo)
Well, today, the issue of paying for education is more relevant than ever. For example, a 2024 College Ave survey claims that only 44% of parents with a child in college felt ready to pay the first tuition bill.
In addition, US News notes that in the current school year, tuition price in ranked colleges ranged from $11,011 for in-state students at public colleges, to $24,513 for out-of-state students, and to $43,505 at private colleges. In other words, Sam acted, to put it mildly, not so wisely.
“Seventeen is a mature enough age to fully understand the interrelations in human society and the possible consequences of one’s own actions,” says Irina Matveeva, a psychologist and certified NLP specialist, whom Bored Panda asked for a comment here. “Also, if the girl ignored her grandmother for a long time, then the lady’s resentment is also quite justified.”
“If I were this teen, I would be offended rather by my own mom, who spent her education fund – even if she contributed money there herself. Unfortunately, many people often take good treatment for themselves for granted, even if they treat relatives and friends rather dismissively. I hope that the dad will help this teen in any case, but this story should become a valuable life lesson for her,” Irina sums up.
People in the comments also reasonably noted that in such cases, it is best to deposit funds for a child’s upcoming education in a 579 fund, so that the future student is insured against such situations. Also, most responders agreed that Sam should’ve approached her maternal relatives with requests for support, since she has such a good relationship with them. And what do you, our dear readers, think about this story?
People in the comments mostly sided with the author, claiming that his daughter should actually take responsibility for own words and deeds
Poll Question
Thanks! Check out the results:
Are we not talking about how the mom of the daughter used their school funds after the divorce....
This. And the comment near the end above, saying why wasn't this put into a protected account (which probably would have been tax protected too). I guess the lesson is that any "college fund" to which parents have 100% access can very quickly become not a college fund.
Load More Replies...Grandma can do what she likes with her money and that is the lesson here. Grandma is going to point it where there is mutual love and respect, not neglect of her and her feelings. There are always solutions, Xmas eve with grandma, Xmas day with mums family, or boxing day with grandma...they just want to see you, they will be flexible.
I see your point, but on the other hand, the grandmother did promise to pay for her college earlier without conditions, so I don't feel good about her changing her mind later. It will also likely cause her to never have a good relationship with her granddaughter. I am a grandparent, by the way, although my grandchildren are younger, the oldest is 7.
Load More Replies...Did they give Sam any kind of warning? Did they talk to her and say that grandma was feeling neglected or did they just pull the funds suddenly?
I read between the lines, OP did say something around the lines, as he wrote:"I don´t think asking an hour with grandparents is too much"
Load More Replies...Are we not talking about how the mom of the daughter used their school funds after the divorce....
This. And the comment near the end above, saying why wasn't this put into a protected account (which probably would have been tax protected too). I guess the lesson is that any "college fund" to which parents have 100% access can very quickly become not a college fund.
Load More Replies...Grandma can do what she likes with her money and that is the lesson here. Grandma is going to point it where there is mutual love and respect, not neglect of her and her feelings. There are always solutions, Xmas eve with grandma, Xmas day with mums family, or boxing day with grandma...they just want to see you, they will be flexible.
I see your point, but on the other hand, the grandmother did promise to pay for her college earlier without conditions, so I don't feel good about her changing her mind later. It will also likely cause her to never have a good relationship with her granddaughter. I am a grandparent, by the way, although my grandchildren are younger, the oldest is 7.
Load More Replies...Did they give Sam any kind of warning? Did they talk to her and say that grandma was feeling neglected or did they just pull the funds suddenly?
I read between the lines, OP did say something around the lines, as he wrote:"I don´t think asking an hour with grandparents is too much"
Load More Replies...
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