Get Premium
Dark mode theme is available exclusively for premium users. Learn more about the benefits of subscribing.
No fees, cancel anytime.
Dark Mode 
No fees, cancel anytime 
then open in external browser
and click "Open in External Browser" 
202
Man Stops Paying Parents’ Mortgage After 8 Years Upon Learning His Jobless Sister Moved In
Everything in this life has to be paid for – that’s how our world works, whether we like it or not. Well, almost everything – there’s a special category of family feelings that doesn’t have to be supported by a monetary component. Although many examples from life only emphasize that very few people can be seriously trusted. Especially when it comes to money.
For example, the user u/Difficult-Pilot-7721, the author of today’s story, who recently faced a difficult problem of both a financial and an ethical nature – whether to continue paying the mortgage for his parents or not – even though they violated their long-standing verbal agreement. So, let’s read on.
More info: Reddit
RELATED:
The author of the post had been paying his parents’ mortgage and property taxes for 8 years out of gratitude for giving him and his sister an excellent education
Image credits: Pixabay / Pexels (not the actual photo)
The man also had a verbal agreement with his parents that he would receive their house after they passed away one day
Image credits: Difficult-Pilot-7721
Image credits: Tima Miroshnichenko / Pexels (not the actual photo)
Recently, the author’s sister lost her job and moved in with her parents while searching for a new one
Image credits: Difficult-Pilot-7721
Image credits: SkelDry / Freepik (not the actual photo)
The woman finally decided to stay in this house, which made the author mad as he understood that his agreement with his parents was actually broken
Image credits: Difficult-Pilot-7721
The man decided to stop paying the mortgage from then on – since his sister had taken over the house
The Original poster (OP) says that he is 32 years old, his younger sister is 29, and thanks to their parents, they received an excellent education at top universities and subsequently both found successful jobs. However, all this had a downside – their parents spent nearly all of their savings on their children’s education, and after retirement, they didn’t have much money left.
So, our hero considered it his moral duty to pay the mortgage and property taxes for his parents for the past eight years. It sounds very noble – although, of course, our hero had his own mercantile considerations. The parents promised that later, the house would become his property, and he would receive more than a return on his investment after the sale.
But recently, the OP’s sister lost her job, and while she was in the process of finding a new one, her parents invited her to live with them—and she agreed. Moreover, later, she even agreed that she would now live there. Our hero was not happy with this – least of all because he understood that his sister wouldn’t sell the house later – and this meant that all the money that he’d been contributing for years would go to waste.
So the author said that he would stop paying the mortgage and, since his sister was taking over the house, she should pay for everything. The parents and his sister suggested that she pay him his share later – but our hero believes that he has already been burned once through verbal agreements and doesn’t want to get burned again. So the man wonders – is he doing the right thing here?
Image credits: Mikhail Nilov / Pexels (not the actual photo)
It must be said that this story actually has two aspects – business and moral. And if, from a business point of view, there are no questions about the original poster’s decision (more precisely, there are – why has he been contributing for so long under just a verbal agreement?), then from a moral point of view, the situation may seem at least controversial.
“Parents often act in exactly this way – they try to help more the one of their children who, in fact or in their feelings, needs their help more,” says Irina Matveeva, a psychologist and certified NLP specialist with whom Bored Panda got in touch for a comment here. “And this actually doesn’t actually depend on the age of the children.”
“It is not surprising that in this situation the parents considered it necessary to provide maximum support to their daughter – even at the cost of breaking their unwritten agreement with their son. So this man’s fears that a word broken once could be broken a second time are quite real.
“In any case, this once again confirms the truth – you should always record all possible agreements, even between close relatives, on paper. Verbal agreements are great and commendable, but not in our turbulent world,” Irina concludes.
People in the comments mostly supported our hero in his decision, urging him not to give in to the probable persuasion of his parents and his sister, and to stop all payments there and then. “It’s not on you to be financially responsible for 3 adults and get absolutely 0 benefit,” one of the responders wrote reasonably. And do you, our dear readers, also agree with these conclusions?
Most commenters sided with the author, even urging him not to give in to his parents and sister’s coaxes to continue paying
Poll Question
Total votes ·
Thanks! Check out the results:
Total votes ·
Newsletter
Subscribe to Access
Exclusive Polls
By entering your email and clicking Subscribe, you're agreeing to let us send you customized marketing messages about us and our advertising partners. You are also agreeing to our Privacy Policy.
Thank you! You've successfully subscribed to newsletters!
Explore more of these tags
What do you think ?
WindySwede 10 months ago
Get it in writing! Just because it's family doesn't mean they won't tuck you over... man-in-sui...nd-pen.jpg 
Matt Du 10 months ago
I co-owned a large tract of landlocked property with my mother. I put up the money with the understanding that she would pay me back, she couldn't ever afford to. When she ran into financial problems, I paid it off, with the understanding that I'd gain a small drive access through her land to mine. Her house and land was originally going to be split between the four of us with the provision that my land would be fully signed over to me with the access I had paid for; everyone knew about this arrangement and she wrote it into her will. My youngest sister lived with her to the end. When the will was read, it had been completely changed the old one was gone. Now she has left it all to my youngest sister, who has cut us all dead. I don't even care about her gaining the house, but what I earned and paid for is gone. Even if I could gain access to my property I can't do a thing with it because I don't fully own it. Do not trust family
Load More Replies...
Janelle Collard 10 months ago
I'd see if a lawyer would draw up something for the parents to sign, saying since OP paid their mortgage + taxes for 8 years, he gets X amount of money when the house sells. $5 says when parents die, sis lives there for nothing. Wonder if OP will go LC with the parents? If he really wants to cause a ruckus, he could tell parents that since sis now lives there, *She* will be in charge of their elder care. 😁
TribbleThinking 10 months ago
The OP needs to look at the viager agreements, which are popular in France. A viager is a real estate transaction where the buyer makes a down payment and then a series of payments for as long as the seller is alive.
Jane Doe 10 months ago
OP touches on that. He keeps writing that any legal action to give him rights to the property now would activate a reassessment of the house and the property taxes would go up. I live in the US. This is true. BUT his parents used it as weapon, they were “doing him a favor keeping it unofficial.” Bull. Yes. He would have paid more. But he’d have gotten more. As it stands, he pissed away eight years of mortgage payments and has no investment in the house.
Load More Replies... WindySwede 10 months ago
Get it in writing! Just because it's family doesn't mean they won't tuck you over... man-in-sui...nd-pen.jpg
Matt Du 10 months ago
I co-owned a large tract of landlocked property with my mother. I put up the money with the understanding that she would pay me back, she couldn't ever afford to. When she ran into financial problems, I paid it off, with the understanding that I'd gain a small drive access through her land to mine. Her house and land was originally going to be split between the four of us with the provision that my land would be fully signed over to me with the access I had paid for; everyone knew about this arrangement and she wrote it into her will. My youngest sister lived with her to the end. When the will was read, it had been completely changed the old one was gone. Now she has left it all to my youngest sister, who has cut us all dead. I don't even care about her gaining the house, but what I earned and paid for is gone. Even if I could gain access to my property I can't do a thing with it because I don't fully own it. Do not trust family
Load More Replies... Janelle Collard 10 months ago
I'd see if a lawyer would draw up something for the parents to sign, saying since OP paid their mortgage + taxes for 8 years, he gets X amount of money when the house sells. $5 says when parents die, sis lives there for nothing. Wonder if OP will go LC with the parents? If he really wants to cause a ruckus, he could tell parents that since sis now lives there, *She* will be in charge of their elder care. 😁
TribbleThinking 10 months ago
The OP needs to look at the viager agreements, which are popular in France. A viager is a real estate transaction where the buyer makes a down payment and then a series of payments for as long as the seller is alive.
Jane Doe 10 months ago
OP touches on that. He keeps writing that any legal action to give him rights to the property now would activate a reassessment of the house and the property taxes would go up. I live in the US. This is true. BUT his parents used it as weapon, they were “doing him a favor keeping it unofficial.” Bull. Yes. He would have paid more. But he’d have gotten more. As it stands, he pissed away eight years of mortgage payments and has no investment in the house.
Load More Replies... You May Like Woman Refuses To Host Thanksgiving For 30 People, Pushy Family Still Tries To Guilt-Trip Her Into It Parents Assume Childfree Cousin Will Babysit For Them On A Trip; Receive A Shocking Surprise Instead MIL Tells Son To Go On Trip Without Sick Wife, Gets Blindsided When They Cancel And Confront Her
Indrė Lukošiūtė
Dominyka Proškėnaitė
Monika Pašukonytė
Related on Bored Panda
48
11