Man Asks For Access To Monitor Wife’s Inheritance, Is Denied, Get Left With Nothing In Months
Being on the same page when it comes to the most important questions is vital to the long-term success of any romantic relationship. It means having similar goals and values when it comes to family and finances. When there’s a disconnect, it can lead to a lot of frustration and resentment.
One redditor recently turned to the AITA online community for advice on a very intense situation at home, and his post went viral on the internet. He shared how his wife, an “emotional spender,” squandered the inheritance she received from her father in a matter of months. The situation was so bad he considered monitoring her spending. The OP later shared a couple of incredibly important updates about what happened next. Read on for the full story.
Bored Panda reached out to the author via Reddit, and we’ll update the article as soon as we hear back from him.
Everyone must be on the same page about expenses and savings in order for a relationship to work
Image credits: wayhomestudioo (not the actual image)
One man asked the internet for advice after seeing how his wife’s spending went completely out of control. Here’s what he shared
Image credits: davidgyung (not the actual image)
Image credits: Alert-Beginning177
In his post and follow-up comments, the author revealed a lot of information about his and his wife’s spending habits, debt, and work situation, in order to establish the full context of what exactly happened.
There wasn’t just one single issue to consider: there were many interconnected ones. Some readers on Reddit rushed to judge the author without getting the full context of why exactly he wanted to monitor his wife’s spending. After he went into detail about everything, many internet users finally understood the predicament he was in.
Luckily, after the entire drama with the inheritance, the OP made some progress. He spoke to his wife about their finances and made a budget together. Not only that, he helped her curb large parts of her spending. She also agreed to go back to work.
These are all huge strides to the situation the author described before. In a follow-up comment to his post, he explained that his wife rarely worked, had access to the money he earned, and applied for loans in his name. This has made the author become far stricter where the family’s finances are concerned.
What the author demonstrated here was the importance of discussing these awkward and sensitive issues, instead of shying away from them. A large part of healthy conflict revolves around the idea that you’re not blaming your partner: you’re looking for a solution together.
At the end of the day, you’re still a team. But some couples need reminding of this. The important thing here is to look for a practical compromise that gets the family out of the situation they’re in. Being ‘right’ doesn’t matter much if the core problems remain unresolved.
Whenever couples argue about specific questions, it’s best not to dredge up the past, unless it’s directly related to the current situation. So if you’re arguing about spending habits, it wouldn’t be fair for anyone to bring up their relationship with the in-laws, or vice versa. The couple needs to stay on point.
He later revealed the full context of the financial situation at home after some readers misinterpreted him
Something else to remember is the power of active listening. Most of us aren’t actually listening to what other people are saying: we’re simply waiting for our turn to speak. However, when we fight against this instinct, we show that we care about the other person’s perspective. We’re considering their thoughts and feelings. We’re respecting their logic.
Even if you know that you’re in the right and doing the healthy thing for your family, it’s still essential to show that it’s not just your opinion that matters. Mutual respect is incredibly healthy. When it crumbles, so does the relationship. But this respect really does need to work both ways. Your partner also has to be open to your perspective, instead of ignoring it.
We’ve covered on Bored Panda before that if you find that you’re spending more than you’re earning, you have two main strategies to work with.
The first is increasing your income by getting a raise, working on a side hustle, or even jumping to a higher-paying. The second strategy is all about decreasing your expenses, whatever they might look like.
And it all starts with creating a budget. That’s the easy part! Next, you have to stick with it. Essentially, you need to control your expenses by dividing up your income between your needs and your wants.
Your needs are things that you absolutely need to survive: your rent, food, insurance, fuel, and others. Your wants, on the other hand, are things that are nice to have: like eating at fancy restaurants, various subscriptions, and going shopping for luxury goods.
Later, the man shared what happened when he confronted his wife about her spending habits
The author actively answered his readers’ questions about his family life
Dude! This woman will ruin you financially. If you don’t want to divorce her, put a freeze on your credit, and take away any access to any accounts that y’all share. Attempting to take out loans in your name is a huge, huge, huge red flag. You better take measures now… Otherwise, she will definitely ruin you financially
People act hyperbolic and/or aggressive when they know that they are on the wrong. The wife knows that she is on the wrong.
Load More Replies...I worry for this man! She's actually arguing about how she'll use the life insurance. I don't know if I believe she has it in her to stop the spending. Someone can buy a house with that money and have money leftover. One years rent in advance? If she didn't have enough for a house, that year's rent could have been a deposit and then pay those loans. How can someone just squander this amount and say "it's none of your business how I spend dad's blood money" he's your husband and the father of your child/children and if this was the other way round, this man would have been slaughtered for being greedy. But NO he's the breadwinner who pays for mostly everything, but he's a controlling man? Absolutely ridiculous for those who are saying he's the a******e! And I don't think the "I lost my dad and have postpartum depression" should be used as an excuse, because she had problems before these events. I really really hope she is ok and understands her husband and children are all that matters
I don't want anyone to think that I don't have sympathy for this woman. I really do honestly. I've just read messages that weren't nice about someone looking out for the people he really loves. I wish you both luck and enjoy each other and your children, they're the only people who matter!!!
Load More Replies...To find a financial advisor, get someone recommended by friends of family who is established but not someone’s brother in law’s cousin who is just starting out. They should work for a reputable financial institution that is overseen by government regulators and is insured (SIPC in the US). Also, the advisor should be a fiduciary which means they are legally required to act in your interest, not their own.
One very hard problem. Whilst yes, sheshould be able to spend her inheritance as she wants. I understand your concerns as shedoes seem to have an addiction. This might sound harsh but would advise you to ensure the money that comes into the house goes straight into a bank that you have control of so all regular bills come out of that. It will ensure that you can pay them. Let her have a card to another a/c with no overdraft so she can't overspend. The same with a card for her own spending for weekly spending in both your names so you can keep an eye on it. It sounds to me as if she is addicted to spending which is just asmuch an illness as any other. Not going to condem either of you. I think that you are in for a long haul. My hubby became depressed and financially, we got into a bit of a financial bother. Now sorted and doing better but still need to keep an eye on him. It sounds that yopu love her and your children very much. Hope this helps you .
She doesn't work, has incurred huge debt that her husband has ended up responsible for, has taken out/attempted to take out loans in her husbands name all while he facilitates her very existence. But now that she has money, she still somehow has the "right" to do whatever she wants with it? Nope! She's been a manipulative, abusive, addict and her husband has paid the price for it. She's irresponsible, reckless and selfish. Marriage is supposed to be a partnership, shared goals and responsibility. She's failed to live up to that, either she gives up the marriage or the supposed right to further p**s away every penny that comes within 50 feet of her.
Load More Replies...The issue here is not that OP is trying to control this money: the issue is that his wife has made it -necessary- by spending money they don't have and going behind his back to get more. This is a very serious problem, and he's not being controlling or misogynistic by trying to make sure his family has enough money to keep the lights on and stay fed. Ultimately, though, this is a problem that's probably out of his depth, and that she'll probably need therapy to help with... If the threat of losing utilities/the home hasn't curbed her spending by this point (until she got that inheritance/insurance payout, they were deeply in debt from her spending), she's either extraordinarily selfish or she -can't- stop on her own.
Dude! This woman will ruin you financially. If you don’t want to divorce her, put a freeze on your credit, and take away any access to any accounts that y’all share. Attempting to take out loans in your name is a huge, huge, huge red flag. You better take measures now… Otherwise, she will definitely ruin you financially
People act hyperbolic and/or aggressive when they know that they are on the wrong. The wife knows that she is on the wrong.
Load More Replies...I worry for this man! She's actually arguing about how she'll use the life insurance. I don't know if I believe she has it in her to stop the spending. Someone can buy a house with that money and have money leftover. One years rent in advance? If she didn't have enough for a house, that year's rent could have been a deposit and then pay those loans. How can someone just squander this amount and say "it's none of your business how I spend dad's blood money" he's your husband and the father of your child/children and if this was the other way round, this man would have been slaughtered for being greedy. But NO he's the breadwinner who pays for mostly everything, but he's a controlling man? Absolutely ridiculous for those who are saying he's the a******e! And I don't think the "I lost my dad and have postpartum depression" should be used as an excuse, because she had problems before these events. I really really hope she is ok and understands her husband and children are all that matters
I don't want anyone to think that I don't have sympathy for this woman. I really do honestly. I've just read messages that weren't nice about someone looking out for the people he really loves. I wish you both luck and enjoy each other and your children, they're the only people who matter!!!
Load More Replies...To find a financial advisor, get someone recommended by friends of family who is established but not someone’s brother in law’s cousin who is just starting out. They should work for a reputable financial institution that is overseen by government regulators and is insured (SIPC in the US). Also, the advisor should be a fiduciary which means they are legally required to act in your interest, not their own.
One very hard problem. Whilst yes, sheshould be able to spend her inheritance as she wants. I understand your concerns as shedoes seem to have an addiction. This might sound harsh but would advise you to ensure the money that comes into the house goes straight into a bank that you have control of so all regular bills come out of that. It will ensure that you can pay them. Let her have a card to another a/c with no overdraft so she can't overspend. The same with a card for her own spending for weekly spending in both your names so you can keep an eye on it. It sounds to me as if she is addicted to spending which is just asmuch an illness as any other. Not going to condem either of you. I think that you are in for a long haul. My hubby became depressed and financially, we got into a bit of a financial bother. Now sorted and doing better but still need to keep an eye on him. It sounds that yopu love her and your children very much. Hope this helps you .
She doesn't work, has incurred huge debt that her husband has ended up responsible for, has taken out/attempted to take out loans in her husbands name all while he facilitates her very existence. But now that she has money, she still somehow has the "right" to do whatever she wants with it? Nope! She's been a manipulative, abusive, addict and her husband has paid the price for it. She's irresponsible, reckless and selfish. Marriage is supposed to be a partnership, shared goals and responsibility. She's failed to live up to that, either she gives up the marriage or the supposed right to further p**s away every penny that comes within 50 feet of her.
Load More Replies...The issue here is not that OP is trying to control this money: the issue is that his wife has made it -necessary- by spending money they don't have and going behind his back to get more. This is a very serious problem, and he's not being controlling or misogynistic by trying to make sure his family has enough money to keep the lights on and stay fed. Ultimately, though, this is a problem that's probably out of his depth, and that she'll probably need therapy to help with... If the threat of losing utilities/the home hasn't curbed her spending by this point (until she got that inheritance/insurance payout, they were deeply in debt from her spending), she's either extraordinarily selfish or she -can't- stop on her own.





























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