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Somewhere, in a locked vault, lies a 47-page document detailing the precise definition of “tasteful” holiday cheer. This sacred text, unknown to mere mortals, forbids the use of colored lights, bans inflatable snowmen, and strictly regulates wreath composition. This is known as the Completely Made-Up Chronicles of The HOA.

One woman, a festive outlaw who dared to decorate before Thanksgiving, unknowingly broke these ancient laws. Now, she’s facing the wrath of the HOA and a fine that could bankrupt Santa himself.

More info: Reddit

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    Nothing says ‘happy holidays’ quite like a violation notice from your Homeowners Association

    Woman looking horrified and stressed after facing HOA fines for having too festive Christmas decor at home.

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    A woman went all out with her Christmas display, complete with colored lights and an inflatable snowman

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    Text on a plain white background: Two days after I finished decorating, I got a letter from the HOA.

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    Two days later, she received a letter threatening a $100 daily fine for her “non-compliant” display

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    Alt text: Excerpt of HOA letter listing restrictions on Christmas decorations including lights, inflatables, and display dates.

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    The violations were based on a secret, 47-page rulebook she had never even been given

    Text from a woman explaining she never received HOA rules and was told ignorance of rules is not an excuse for violation.

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    Text showing a person describing HOA selectively enforcing fines for holiday decorations on their festive Christmas decor.

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    Woman standing next to festive Christmas decor outside, facing HOA fine for decorations deemed too excessive this holiday season

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    The final straw was discovering her neighbor with the exact same decorations had received no letter at all

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    Text stating a woman must decide to keep Christmas decorations and face HOA fines or take them down to avoid $100 per day penalty.

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    Alt text: Woman expressing frustration after HOA fines for too festive Christmas decorations and colorful holiday lights

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    She found herself in a standoff, torn between fighting the ridiculous rules and giving in to avoid the massive fines

    A woman who loves Christmas decided to go all out this year, transforming her home into a festive beacon of joy with multicolored lights and a large inflatable snowman. She was proud of her work, a normal, happy display that was about to run afoul of a secret and powerful organization: the HOA’s Christmas Decoration Committee.

    Two days after her masterpiece was complete, a letter arrived. She was in violation of a secret, 47-page rulebook she’d never been given. Her crimes were many: her lights were colored, not clear; her snowman was an illegal inflatable; and she had decorated before the officially sanctioned date of December 1st. The punishment? A threat of a $100-per-day fine.

    When she called to protest, she was met with the cold, bureaucratic wall of a condescending manager who informed her that “ignorance of the rules doesn’t excuse violation of them.” Making matters worse, she discovered her next-door neighbor, with an almost identical display, had received no such letter, making this a Grinchy targeted attack.

    Now, she’s trapped in a holiday nightmare. Her husband wants her to surrender to avoid the fines, her friend wants her to fight the power, and she’s just tired of a power-tripping stranger dictating the color of her Christmas lights. She’s facing a choice between a bankrupt January or a beige, joyless December.

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    Woman looking horrified indoors near festive Christmas decor after receiving HOA fines for decorations deemed too festive

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    The HOA’s war on multicolored lights seems cruel, but there is a method to the madness, at least on paper. CMA Communities explains that these rules exist to “maintain a uniform and attractive appearance” across the neighborhood. The goal is to prevent festive explosions, ensuring “aesthetic harmony” and protecting property values from, God forbid, a rogue inflatable snowman.

    The husband’s fear of escalating consequences is completely justified, and the $100 daily fine is just the tip of the iceberg. According to financial experts, HOAs have a surprising amount of power. If a homeowner refuses to pay fines, the HOA can place a lien on their property. That means your home could become collateral!

    In a worst-case scenario, they can even initiate foreclosure proceedings. That’s right: a dispute over some twinkling lights and an inflatable snowman could, in theory, lead to losing your house. This makes all that bickering seem a little futile in the grander scheme of things.

    However, the narrator might have a powerful weapon in her arsenal: the neighbor’s identical, un-fined display. Peyton Bolin Law says that this is a classic case of “selective enforcement.” HOAs are legally required to enforce their rules consistently and fairly across the entire community.

    When they target one homeowner while ignoring another with the exact same “violation,” it can be considered a form of discrimination, which can invalidate their claim and get the fines thrown out. Her neighbor’s untouched snowman could be her ticket to a festive, free Christmas. All she needs is hard evidence!

    Do you have some HOA Scrooge stories to share? Drop them in the comments below!

    The internet urged her to fight, pointing to the HOA’s selective enforcement as a clear misuse of power

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