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21
Financial Freedom, But Make It His Paycheck: One Woman’s Choice To Rely Entirely On Her Marriage
To each their own, they say, and to Lexie, 26, that had always meant marrying young and fully devoting herself to family.
The mother of two behind the TikTok account The Mum Budget recently released a video, explaining what this means to the household setup.
To put it plainly, her husband provides the money, and she manages the home. Even though Lexie ran a hairdressing business for seven years before, after having kids, she decided not to work.
But while the woman says she’s content with her choice, people online have had mixed reactions to it.
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To some people, independence is simply the freedom to choose dependence
Image credits: unsplash (not the actual photo)
Image credits: themumbudget
Lexie’s video has since gone viral
@themumbudget Replying to @IN THE KNOW WITH NOSIE JOSIE I have always felt this way and was lucky enough to find a man who shared the same beliefs as me. We are VERY open about money and we have the same goals 🙌🏼 #money#SAHM#finances♬ original sound – Lexi | The Mum Budget
Whatever the household, couples need to talk about money
Image credits: Ketut Subiyanto / pexels (not the actual photo)
We love to judge each other’s lives, and immediately after Lexie released her video, TikTok users started reacting to her philosophy on family and finances.
Amid all the comments, one popular belief emerged: she should have gotten a prenuptial agreement, or simply, a prenup. It is a legally binding contract made between two people before they get married. This document outlines how assets, debts, and property will be divided in the event of divorce, separation, or death.
Contrary to popular belief, it’s not only for the rich. There are all sorts of reasons to sign a prenup even if you aren’t rich. Some considerations might be:
- If you have children from a previous marriage, you can ensure their inheritance is protected;
- If you have a lot of debt, you can mitigate the risk to your partner by separating that debt from joint debts within the marriage;
- If you have complicated business dealings, you can keep them separate from your marriage for the sake of simplicity and convenience.
However, according to Jacqueline Newman, a New York–based divorce lawyer, any prenuptial agreement can be challenged if the financial disclosure is inaccurate or if it includes unfair terms—such as penalties for infidelity or stipulations regarding child custody or support.
If a couple decides against a prenup, Newman says it’s important for them to have difficult conversations about money before getting married.
Looking at the big picture, this remains an issue. A 2024 study found that nearly 1 in 4 couples say money is their greatest relationship challenge, and 45% say they argue about it at least occasionally.
So if Lexie and her husband are comfortable with their arrangement and both are aware of their marital budget, they aren’t doing that bad, at least not at the moment.
People who heard her take have had a lot comments
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What do you think ?
SlothyK8 5 months ago
LOL. My best friend of 50 years just told me today that, after her husband had an almost decade-long affair and after my friend spent 7 years trying to make things work, she's divorcing him. She was a SAHM with no skill and no education, and now she has to figure out how to survive on her own. I TOLD her 7 years ago to go back to school and find a career, but she was SO SURE she could change him. Now she's going to get a BIG FAFO lesson.
XenoMurph 5 months ago
Older women spent centuries fighting for rights for education and careers. Bitter experience taught them that the good feelings and intentions on the wedding day don't translate to financial security 40 years later.
Load More Replies...
Agat 5 months ago (edited)
First of all, it's all rainbows and unicorns until it's not. There's no plan B for any possible change, ever. What if the husband dies? What if he becomes sick and bedridden? What if he needs full time medical and physical care? I understand that people think it only happens to others - but sickness and fate don't care about your plans. Secondly, even if the husband agrees, after years of this situation there's no choice anymore for him. If one day he realises that he spends all his days at work for a family that he barely sees and wants to change that - it'll be held against him. There's going to be the 'we had an agreement' talk, and he'll get blamed. Personally, I think it's not fair to put all the responsibility on one person, no matter what. People burn out, they get sick, they get depressed and they get exhausted. For her to say with a smile her husband works 12+ hours a day, and then adding "WE have worked incredibly hard for this" is just delusional. And lastly, the more responsibility and stress, the shorter the lifespan. Men live shorter than women do, statistically. In my opinion it's cruel to ask this of anyone.
The Majestic Opossum 5 months ago
I think this is a great example of "Good for her, not for me." I don't know why people care so much about the choices she makes, but I guess she invited that when she posted it online. I would love to not work, but I'm too traumatized by my mother (SAHM left with no money and no job experience for 20+ years) to ever depend 100% on someone else to support me.
Becky Samuel 5 months ago (edited)
We care because we know. Divorced women over 50 are depressingly likely to be living in poverty. What seems romantic and enjoyabke when you're a young woman is surprisingly hard to maintain, and she's looking at the world through rose-tinted glasses. Look at any of the lists on here about women trapped in relationships, about how they can't leave because they have no income, are financially controlled, have to suffer with a dead relationship, or are being literally abúsed.
Load More Replies...
SlothyK8 5 months ago
LOL. My best friend of 50 years just told me today that, after her husband had an almost decade-long affair and after my friend spent 7 years trying to make things work, she's divorcing him. She was a SAHM with no skill and no education, and now she has to figure out how to survive on her own. I TOLD her 7 years ago to go back to school and find a career, but she was SO SURE she could change him. Now she's going to get a BIG FAFO lesson.
XenoMurph 5 months ago
Older women spent centuries fighting for rights for education and careers. Bitter experience taught them that the good feelings and intentions on the wedding day don't translate to financial security 40 years later.
Load More Replies... Agat 5 months ago (edited)
First of all, it's all rainbows and unicorns until it's not. There's no plan B for any possible change, ever. What if the husband dies? What if he becomes sick and bedridden? What if he needs full time medical and physical care? I understand that people think it only happens to others - but sickness and fate don't care about your plans. Secondly, even if the husband agrees, after years of this situation there's no choice anymore for him. If one day he realises that he spends all his days at work for a family that he barely sees and wants to change that - it'll be held against him. There's going to be the 'we had an agreement' talk, and he'll get blamed. Personally, I think it's not fair to put all the responsibility on one person, no matter what. People burn out, they get sick, they get depressed and they get exhausted. For her to say with a smile her husband works 12+ hours a day, and then adding "WE have worked incredibly hard for this" is just delusional. And lastly, the more responsibility and stress, the shorter the lifespan. Men live shorter than women do, statistically. In my opinion it's cruel to ask this of anyone.
The Majestic Opossum 5 months ago
I think this is a great example of "Good for her, not for me." I don't know why people care so much about the choices she makes, but I guess she invited that when she posted it online. I would love to not work, but I'm too traumatized by my mother (SAHM left with no money and no job experience for 20+ years) to ever depend 100% on someone else to support me.
Becky Samuel 5 months ago (edited)
We care because we know. Divorced women over 50 are depressingly likely to be living in poverty. What seems romantic and enjoyabke when you're a young woman is surprisingly hard to maintain, and she's looking at the world through rose-tinted glasses. Look at any of the lists on here about women trapped in relationships, about how they can't leave because they have no income, are financially controlled, have to suffer with a dead relationship, or are being literally abúsed.
Load More Replies...
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