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“Better safe than sorry” is one of those sayings that gets thrown around all the time, but often enough we simply assume things will just work out. However, every now and then, we go that little extra mile, double checking the stove, getting that better insurance, and it ends up working out.
Someone asked “What’s something you did just to be safe that ended up saving your [butt] later?” and people shared their best stories. So get comfortable as you scroll through, perhaps take some notes, upvote your favorites and be sure to add your own thoughts in the comments below.
This post may include affiliate links.
#1
Started taking photos of my apartment during the final walkthrough when moving in. Landlord tried charging me for preexisting damage when I moved out but those timestamped pictures saved me $2,000 in bogus fees.
Mark McCawley 10 months ago
I want to be rich so I can do 1 year lease on apartments but never use them. Then see how many landlords try the old "We found damage" line. I'd take every single one to court. Then do it again under a separate name each year.
Lee Banks 10 months ago
My lawyer (a friend, not a guy on retainer), has zero scruples, but a great sense of justice. He takes on terrible divorce cases so he can fund poor kids against landlords.
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David 10 months ago
PSA: 1 Always take before and after photos of the entire apartment. (before move in, upon move out). 2. Washington state, and several other states, require a written checklist (pre move in inspection form). 3. Fill it in YOURSELF. In my experience over the years many landlords have you fill it out (which is fine) because it is easier for them. But I've also seen it where the landlord had it filled out. Be thorough and don't be afraid to add additional items to the list. 4. Both landlord and tenant sign it. Make sure YOUR copy is signed by the landlord and KEEP IT SAFE. 5. If you want to see WA state's version of this law, google on RCW 59.18.260 6. Even if your state does not require a move in inspection form by law, it is still a good practice. My first apartment was in the navy and they required us to get this form to receive our housing allotment. In US, your state probably has Landlord/Tenant laws. READ THEM BEFORE YOU RENT.
Sven Horlemann 10 months ago
Yep - I always do this. Makes the, ahem, 'clarification process' so much easier.
Katie Barnes 10 months ago
This happened to me! So grateful I had the photos of the damage. Landlord tried to charge me 2k in addition to the DD but backed down when I texted her the time-stamped photos. She still kept my whole DD for BS reasons (it's wasn't clean enough and she had to pay to get it cleaned... BS, the place was spotless when we left and FILTHY when we moved in- I actually paid to get a cleaner upon move in) but glad she wasn't able to hose me out of more.
n75mk9nk2n 10 months ago
I always do this, and I make sure the landlord/agent sees me doing it and knows exactly what I'm documenting. Only once has anyone ever tried to charge me for damages that were already there, and you can bet I had all the timestamped pics to prove them wrong.
Huddo's sister 10 months ago
Every time I have done this I've somehow lost the photo. Lost my bond because of mould on the ceiling above the shower that must have been there for at least 10 years, not the 12 months I was there.
RELATED:
#2
Got a blood test done in 8th grade at the insistence of my math teacher. I'd been leaving class every 30 minutes to use the restroom and he'd had it, and told my mom to go rule out a kidney infection or something since I insisted I wasn't leaving to skip class. The doctor told us I seemed fine but we did it anyway since I was there.
They called us back at almost midnight and told me my blood sugar was 926 and to get to the hospital before I went comatose. Diabetes is so fun.
Lauren Wilder 10 months ago (edited)
For anyone wanting to know, the normal range for blood sugar (glucose) levels is 70-100. Anything above the 300 range can cause someone to go into a coma.
Michelle C 10 months ago
I’m glad the teacher looked beyond the behavior and thought about what the root cause could be!
Warren Peece 10 months ago (edited)
The is a ratio of 926 milligrams per deciliter. With that much glucose, your blood is literally syrup.
The voice of reason 10 months ago
Mine was over 700 at one point, peeing and drinking constantly. And I'm in my 60's. My great nephew was diagnosed with juvenile diabetes and took a couple of years to regulate.
Bernát Bonda 10 months ago
I was not that lucky. Eating lots of candies on a party does not help undiagnosed diabetes at all
Seadog 10 months ago
What the body can/will tolerate is amazing. My ex's blood pressure went to around 240/160 for 6-8 months. Scared some poor assistant half to death. She felt fine, color was good, just sky high BP. Doctor told her to call if anything changed. Said people just run high sometimes. After that spell, her BP fell back to normal and has been there ever since.
#3
This didn’t save my life, but it could’ve saved others had they also done it …
I camped A LOT in my teens through Boy Scouts and took the first aid and emergency prep aspects very seriously. In my early 20’s I went out camping with some friends and supplied the bulk of the gear we used. A small river ran through the park we were at and all of them wanted to set up next to it, so they could go swimming easier.
I pushed back HARD. The river was obviously already sitting a bit h**h and they wanted to set up shop in an area next to it that looked like a regular flood plain. In the end, after a lot of back and forth, I essentially told them “My gear, my choice. Walk down if you want to go swim. The tent and camp will be up here.”
Fast forward 2-3 weeks and a flash flood pushes through that river in the middle of the night, sweeping over that area where they’d wanted to camp. A few people ended up dying, seemingly being caught off guard in their sleep and getting trapped in their tents.
Don’t f**k around with water.
Helen Rohrlach 10 months ago
Yep Mother Nature doesn't care and can be an absolute b***h.
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María Hermida 10 months ago (edited)
They probably had already left, but OP proved to be right. He knew the place next to the river wasn't safe.
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BarkingSquirell 10 months ago
Glad there was a cool (and intelligent) head prevailing. Good for you for not giving in to peer pressure at such a young age.
Nadine Debard 10 months ago (edited)
This one is frightening. Low-key happened to me and my husband, we were in south of France in summer, the rain was improbable but I convinced my husband to put the tent up the hill between large tree roots instead of down on a very flat and smooth place, because if it rained it would be a bit flooded. It rained, and it got flooded, but not our tent because we made the proper choice.
#4
I’ve mentioned this one in a similar post before, but it still lingers in my brain
I was babysitting my toddler nephew and he’d managed to find a colorful metal straw somewhere in my house. He was just waving it around like a wand and tapping things, but I remembered a Reddit post I’d seen just that week of a woman who fell while using a metal straw and f****d her whole face up. I took the metal one away from kiddo and gave him a soft silicone one to play with instead.
Less than five minutes later he takes off running, falls, smushes the silicone straw directly into the side of his face. I don’t think I could breathe properly for like 30 mins after that.
Glen Ellyn 10 months ago
Wow. That's one lucky kid! You were on the ball, remembered what you'd read, and intervened before his life changed forever. ✨ Well done! I'd have had trouble breathing for a while, too.
April Pickett 10 months ago
I never understood the appeal of a metal straw. You should use paper ones if you don't like plastic. They may fall apart, but they won't jam a hole in the side of your face.
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LillieMean 10 months ago
For fun, I read Wikipedia's list of unusual causes of death, and a metal drinking straw is on the list. I have them too and I always sit when I drink and I never eat a lollipop when I walk. Morbid curiosity, thank you for existing.
Boo 10 months ago
And because of my morbid curiosity, I now need to find that entry.
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María Hermida 10 months ago
I can't stand the feeling if my teeth touch them. It's like electricity.
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m6nbtfpx7q 10 months ago
When I was 12 I watched my baby sister crawling in slow motion to an outlet with a metal cross necklace. I ran down the hall and grabbed her. It’s the only time I’ve experienced that slow motion effect in life but I’m so glad I saw her. Tbf to my parents, we unexpectedly adopted her when she was 9 months old so my sister and I didn’t have much experience with babies and my parents didn’t have a baby proof house.
Seadog 10 months ago
In the 80's I was shopping across from a shoe store. Mother was talking with clerk about shoes while child (about 6) played with some toys on floor. Wasn't paying much attention until the child suddenly got quiet. I turned in time to see him sit up and grab is face and start wailing. I knew immediately what he'd done. He was playing with a little truck and ran head on into a peg hook. He was lucky, they were safety pegs (little ball on end rather than just strait metal) and he hit it almost dead center of the bridge of his nose, the peg deflected right and stopped when it hit the bone around the eye socket. I'm sure he had a heck of a black eye the next day but a few millimeters more to the right and he'd be dead.
JennaOrtegaObsession 10 months ago
Excuse me. Did I just read that a Reddit post saved someone? A REDDIT post?
Mimi M 10 months ago (edited)
You don't read reddit enough. As a 12-year redditor, I've read many, many stories of miraculous results and saves on reddit - of all kinds. People helping people, in all sorts of different ways. Here's a particularly well-known example: https://www.reddit.com/r/BestofRedditorUpdates/comments/sajxyf/oop_keeps_finding_postit_notes_in_his_apartment/ [link ends here] I'm going to give you another example from my own direct experience. I happened to reunite with a woman who I had not seen since summer camp when I was 11 - I just recognized her name from decades back. She introduced me to her mother, who at that time was around 90, perhaps more. Her mother showed me a beautiful picture of her own father, from Europe. He had come to America and passed in the early part of the century. She never knew exactly how old he was, or when is birthday was. I don't even think she knew how old he was when he died. She had searched for this information all of her adult life, and was now at a very advanced age herself. I told her I was going to try and get the information for her. I took down her father's name, what village he came from and the approximate date that he arrived in the US (Ellis Island, NY). I posted on r/genealogy asking for help. An hour later I got her father's information and sent it to her - his birthday, and the date of his passing. She was able to know her father's full details for the first time in her life, thanks to reddit. I've read many stories of redditors helping people out of abusive relationships, dangerous situations, animal rescues and many, many more incredible stories. Edit update: here, just two days later: https://old.reddit.com/r/BestofRedditorUpdates/comments/1i06jln/so_many_red_flags_you_could_see_them_from_space/
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#5
Early 2000s, I would packrat paperwork and receipts, but ADHD so none of it is organized just stuff shoved in random places.
Stationed in Germany, landlord came around after two years claiming I never paid the deposit or first months rent. I’m like what, military housing office said I had to pay it and was no help, bank (military branch of Bank of America ran by a shady German woman) claimed they had no record and said I never paid it.
Dug thru my random piles to see if I had that money transfer receipt somewhere. Ended up finding it in a baggie in some drawer.
Saved me around $6000.
Mark McCawley 10 months ago
I googled "Baggle" for a good ten minutes thinking it was some German word before realizing my sleep deprived mind couldn't understand the word "baggie". That is enough internetting for the night.
Bi.Felicia 10 months ago (edited)
I find it kinda funny when people pronounce the word bagel like baggle. 😂
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Trillian 10 months ago (edited)
Do American banks work differently? Usually we get bank statements with all transactions on them that we are supposed to keep. That is not an ADHD thing, that is simply personal bookkeeping. Also deposits need to be put into special accounts.
Jenna Kay 10 months ago
No, they work the exact same. We get monthly statements with all the transactions. I believe this person had a specific receipt for the money transfer to the landlord. This first payment could have been via wire, via traveller's check, via direct account to account transfer, etc. also, we are not told WHEN this happened. Record keeping has changed over the years. Personally, I spent years fighting with my previous mortgage company because they said I had a missed payment, which I had not. After multiple attempts to get things accounted for, complaints to the Better Business Bureau, and my bank providing everything, it turned out that my mortgage company had been restructured (they were bought) and when my account number was changed, one payment was not credited to new account number. They later sent me a letter saying they were "forgiving" all the late fee charges - which I shouldn't have had in the 1st place - and would update my credit record - which kept showing I was late 🤬
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Celtic Pirate Queen 10 months ago (edited)
As a professional bookkeeper, I can't stress enough how important it is to keep paper copies of important documents: leases & their payments, tax info, etc. Being such a hardass has saved us many times!
David 10 months ago
AGREE. Add this to my long post about move in inspections. Save your copy of your lease and GET and save payment receipts. Avoid cash payments so you have a bank paper trail as well. I know this sounds basic but I've had more than one relative / friend who didn't think it was important and ended up paying for it later. It isn't always "evil, dishonest landlord". Sometimes it is just bad bookkeeping on their end because not everyone who has a property to rent is a great office manager / accountant.
#6
I took out salary continuance insurance until I was 65 instead of just the 2 years I was originally thinking. I was only 35 when I did that. The next year I was in a serious workplace accident and 20 years later and still unable to work full time, I am still getting 85% of my salary. I cannot imagine what my life would have been like if I didn't have that money coming in each month.
Michael Largey 10 months ago
You shouldn't have to buy this. It should be built into the structure of society for serious disabilities.
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R Dennis 10 months ago
I did something similar. My body didn't feel right at a physical for a new job. I maxed my disability benefits. I continued to work while seeing doctors and running numerous tests, medicines, and a couple biopsies. I continued to get weaker until I finally had to stop working. I got my diagnosis a few months later - seven years from when I noticed something wrong. I have a salary until I'm 72 and an insurance-paid life insurance policy for my family ($250k) until I'm 65... though I don't think I will make that. Hope for the best, but plan for the worst. Because of the planning, we have a comfortable life and traveled a few times before my body really gives out.
Robert T 10 months ago
Such insurance is expensive here in the UK, but one that was not was something called a "waiver of contribution" on a pension scheme. This means that if you fall ill and are unable to work, then your pension payments will continue to be made for you. This paid a good chunk into my pension when I was undergoing cancer treatment in my twenties.
Paintergurl 10 months ago
In Canada, The Workers Safety and Insurance Board can pay you 85% of your net earnings loss from the day after your injury until you are no longer impaired, you no longer suffer a wage loss, or the WSIB believes you should no longer be suffering a wage loss.
Loudawg76 10 months ago
look up ACC in New Zealand. We all pay a small contribution from our pay into it and if you have a work or sport accident they cover all related rehabilitation costs, surgeries etc if required and 80% of your salary. They are, at times, difficult to deal with as always looking for an out BUT it is a universal insurance that we wouldn’t want to do without
Marie Clear 10 months ago
I live in the US and have my own business. I started this when I started my business about 25 years ago. So far, touch wood, I haven't needed it. But it's like any insurance I have - I pray to God I'm wasting my money (think health insurance, home insurance, etc.). But yeah, we shouldn't have to buy this. Our "safety net" in the US isn't safe nor is it a net.
#7
Not me but my mother. My mom bought the travel insurance on her Disneyworld trip because she is bipolar and thought if she had a bad day they would get a refund. Turns out it absolutely doesn’t cover that (shocker,) but what it did cover was my dad having a heart attack on property. He ended up needing to be life flighted, we had to get a hotel near the hospital, the whole thing. Insurance covered basically everything. Unfortunately, my father ended up dying, but we didn’t come home with a huge bill on top of the tragedy.
Bec 10 months ago
My parents had to fight to get a refund on a cruise that was cancelled due to the pandemic. The travel agent's lawyer kept dragging it out and trying to get continuances. My father passed away in the meantime. Mom finally did get her day in court and won.
Nice Beast Ludo 10 months ago
I was wondering how the cruise industry didn't go under. They ripped everyone off. Good to know.
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Michael Largey 10 months ago
My wife had a stroke on our last cruise. The travel insurance paid for everything, including a nurse escorting her all the way to our front door.
Julia Mckinney 10 months ago
My husband's grandparents did that in the 80's for a trip to Portugal. Apparently it was the first time they'd ever heard of trip insurance and decided to buy it "just because". His grandmother tripped on some steps and broke her hip. The trip insurance paid for everything including the initial treatment at a local hospital and the flight back home to their local hospital for the rest of her treatment and therapy. And then there's my in-laws. Mom-in-law bought life flight insurance cause it was $10. Guess who needed it a couple years later to get from Arizona to Washington state?
Jan Moore 10 months ago
We didn't start with insurance but around our 3rd cruise, we started. We were supposed to sail in early April, but my mom had a heart attack and had to have bypass surgery in March. Insurance paid off about 80-90%. On our last cruise, we had a delayed flight that finally was canceled at 3:30 am. Insurance paid for our hotel that night.
Lianne Nijmeijer 10 months ago
Travel insurance is always a good idea. I broke my toe on holiday one year ago and sprained my ankle on the next holiday a few months ago. I calculated that the costs my insurance had to cover for only one of those, because of booking extra seats on the plane to keep my leg up and a special taxi, even booking a new flight for me and my friend and extra hotel costs for the extra nights, would take me 300 years of paying monthly insurance to pay back. Accidents can happen when you least expect them and without doing anything dangerous. I fell because of a hole in the pavement. I will never not get travel insurance for the rest of my life!
#8
Kept a hidden account from ex to put in birthday cash etc and kept a go bag hidden in my car. Pretty sure to this day it saved my life.
PhaseWitFact 10 months ago
Good idea, although if I thought I needed to do this, then I'd just go ahead and leave. It's a good idea to leave as soon as you see the red flags instead of hanging around with an escape bag that MIGHT save your life.
Blue Cicada 10 months ago
The abuser is always watching and controlling. You have to plan carefully before you try to escape.
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Lee Banks 10 months ago
My mom made sure I kept my my birthday/holiday cash hidden. She took it to buy a car and get us away from the absolute jackhole that should not be called a father. I was pissed, until I was old enough to realize she used it to save us from him. He's dead, now. She is a f*****g saint.
Noflipstogive 10 months ago
I have two professional daughters who are married. I have always advised them to have their own accounts and an escape plan - just in case. I only wish my own mom had told me. It would have saved years of my life.
Leah Banks 10 months ago
Ever since I was young I've had dreams of needing to "escape" something, and I'm always running around packing things and I'm just rushing rushing rushing and never actually get anywhere in my dream (nightmare really!). As an adult this has lead me to always have a go bag packed, with clothes, food, USB with important files, photos, etc. Two years ago we had to evacuate with 30 minutes notice due to wildfires in the area. All i had to do was round up the dogs stuff, and I was out of there. Luckily, my home survived, but I still keep a go bag packed at all times for everyone in my family. Along with a few extras for myself and my daughter, because you really never know. There have been 5 women murdered in my hometown in the last three months...all by their husband.
Mother of Dragons 10 months ago
I have done the same thing for 20yrs, taught my daughter the same trick. It's come in handy for me and it came in real handy when I had to go get her out of a bad situation.
PhaseWitFact 10 months ago
When I realized I was married to an abuser, the thing that saved me wasn't money and a car, it was the martial arts lessons I took before meeting him. It was my ability to block punches and hit back hard enough to send him reeling. Oddly, there were no issues after that. I left anyway. Men who abuse women are bullies. If you hurt the bully, they back down bc they are cowards.
Load More Replies... Mark McCawley 10 months ago
Imagine being the partner that discovers your significant other is keeping an escape bag.
Mark McCawley 10 months ago
I mean, if you are not a piece-of-c**p person.
Load More Replies... #9
Shaved my whole head after 2 separate doctors told me the tiny lump on my scalp was nothing to be worried about and went to a 3rd doctor just to be sure.
Surprise surprise it turned out to be a form of skin cancer and it was caught early enough to not be much of an issue
PSA: Get regular skin checks and if you know something is wrong with your body, whatever it may be, stay adamant because it could save your life.
Glen Ellyn 10 months ago
Yes. Listen to your gut, and when you know something is off, pursue it until you get answers.
Warren Peece 10 months ago
My gut is telling me that paying for Bored Panda Premium accomplishes nothing expect helping turn this into a subscription-based pay site.
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Laurie Hengel 10 months ago
My Mom had a tiny lump (1/3 of my pinky fingernail) and within a week it had grown to nickel size. Went to Dr, he said go to hospital so we did. Turned out to be a brain tumor and she was gone within 3 weeks 😢
Leigh 10 months ago
My mom was in pain and her temperature was consistently elevated. She went to the doctor and asked for a full work up. The doctor didn't think it was necessary but my mom insisted something was wrong. Sure enough she has cancer. I'm glad she got checked out.
Nice Beast Ludo 10 months ago
Great. I've had a lump under my boob against my rib since high school. Bern 20 years now so I'm just going to stick with "fatty deposit" like 3 doctors said. Never actually biopsed or scanned it or anything though. Ahh well ignorance is bliss right. No actually now I will be anxious all night I forgot about that thing for like 5 years
Bi.Felicia 10 months ago
I'm guessing after having it for 20 years and it hasn't changed much, it's likely fine, but to help put your mind at ease, I would request a biopsy. This was you'll know for sure. My mom recently found a lump in her breast, has a mammogram/biopsy and was just diagnosed with breast cancer on Christmas Eve.
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Scott Riley 10 months ago
Doctor told me I had tennis elbow. I insisted on a MRI. Turns out my Bicep tendon was almost completely separated from the bone. Trust yourself. Doctors are guessing.
#10
I always keep a fire extinguisher in my jeep. One night while cooking dinner, I smelled smoke and saw flames coming from behind my oven. I grabbed the extinguisher from the pantry, pphhff. It was dead. I grabbed the extinguisher kept next to the fireplace, pphhff. Dead. I ran out to my jeep and grabbed that extinguisher and putout the fire (that had already spread to the cabinets above the stove. I replaced all 3 fire extinguishers the next day. About a month later, on the interstate, I noticed a car up ahead of me suddenly start smoking badly and made its way to the exit lane. I pulled in behind when I saw flames coming from underneath. I grabbed the extinguisher and started spraying under the car as the driver got out. I got her to pop the hood and put out the rest of the fire. It looked like a fuel line broke or came loose. Turns out, she was from out of state and had borrowed the car to bring her baby home from Children’s Hospital. The baby was in the back seat!! Always Jeep a fire extinguisher handy and check and replace them when the gauge gets out of the green.
Forrest Hobbs 10 months ago
Kitchen fires are often best tackled with a fire blanket. If you get a fire blanket, hang it up in plain sight - don't hide it in a drawer or cupboard.
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Upstaged75 10 months ago
I have a fire stopper thing in my kitchen - it's an aerosol can designed for kitchen fires. It's called First Alert EZ Fire Spray. Much easier to handle than an extinguisher. I keep it right in my pantry where I can grab it quickly.
Say no to premium 10 months ago
Yeah we have that in the kitchen and a fire 2 fire extinguishers (one in our basement and one need our entrance).
Load More Replies... marcelo D. 10 months ago
In my country (argentina), you need a fire extintor in your car to be able to drive, and it is checked in the yearly inspection cara have
Sara Frazer 10 months ago (edited)
Whoa, I have a few fire extinguishers around the house and in the garage/workshop, I had no idea they could "expire"; we've lived in this house several years .-. now I want to check... This is a good PSA
Seadog 10 months ago
Commercially, by code or law, fire extinguishers are checked once a year for a reason. Your personal extinguisher should be checked once a year for the same reason. The same people that check businesses will check yours as well for a small fee. Fire department might do it as well for free, can't say for sure.
#11
This was years ago. I decided to change phone providers and get a new phone with a new number. The store clerk wrote down my new number on what seemed like an empty business card where they would write any customer’s new number on it. I knew you could look up your own number on your phone but I decided to stick the card in my wallet so I could just pull the card out and look at the number quicker that way.
Fast forward a few years to a concert I went to, I lost my wallet and didn’t realize until later in the night. Boy did that suck, at the time Apple Pay was just starting to be a thing but I didn’t have it registered and could only Uber back to my place, but no food or souvenirs from the concert. My night was ruined, and I was devastated. The next morning I get a call from a number I don’t have saved, “Hello, I have your wallet”. I think I teared up when I heard him but I asked how he has my number, and he told me it was in my wallet. I had no clue what he meant by that because I only remember having my IDs and debit/credit cards. We plan a meet up and when he shows me the card with my number I then remembered the clerk that wrote down my new number on the card.
Till this day I carry a laminated card in my wallet, with my name and a message saying if found please call xxx-number. What a life saver that card was.
Bec 10 months ago
Always put a card with your information inside your luggage in case the exterior tags get lost. I also put an address label on the bottom of my laptop.
Amy Lee 10 months ago
Recently had an issue with delayed luggage and another person has airtags and was able to see what they were coming. I am now thinking about doing this too.
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Original Kinkster 10 months ago
Lifehack: Put baby pictures in your wallet. A study found that 85% of "lost" wallets with baby pictures in it were returned to the "owner" but only 20% of those without such pictures.
Mook The Mediocre 10 months ago
Add your next of kin's contacts to the card... just to be sure.
Patty George 10 months ago
I also put friends and relatives phone numbers on a piece of paper in my wallet in case my phone dies or gets lost.
#12
Installed some water alarm sensors under boiler, washing machine, dishwasher, WC, etc. Got them just because „you never know“, they use the same system as my smart smoke detectors, and they were discounted.
First night, 2AM, alarm in the whole house goes off, I wake up, look at my phone „Water leak in basement“. First thought: yeah, no way, the f£$%ing new sensor must be faulty. Go downstairs to find a broken water pipe and water spraying out of it. Without the cheap sensor, I would have woken up in the morning to find out that my basement has turned into r/poolrooms.
Edit: Wow, 1000 upvotes. I‘ve never had more than 150 or so. :).
Upstaged75 10 months ago
I got one of those after I had a leak from my AC that left my parquet floors soggy in 2 different rooms. Wish I had bought it sooner!
Bookworm 10 months ago
Oh, those are fun. The house I live in is really old, ditto for the plumbing, and we're basically just replacing it section by section as it breaks at this point. There was an especially memorable incident with an over-tightened pipe clamp that turned a steady drip into a sudden unplanned shower.
Say no to premium 10 months ago
I think some insurance give rebates for having those sensors. Not sure though
#13
My abusive partner at the time and I were staying with some of my friends and I had to get up extremely early (like 3am early) for work the following day. I had asked my partner to plug in my phone when he was done using it before he fell asleep. Which of course, he didn't. I woke up the next morning to a nearly dead phone and nudes from another woman on his snapchat account. Thankfully, he was still dead asleep so I packed up everything I needed in a bag and left for work and never looked back. He tried many times to reach out to me, always just trying to reconcile so he had control over me, but I have never seen him since and never will again. Thank God.
AtMostAFabulist 10 months ago
Congrats on getting out. And what a dumb@ss for looking at nudes on your phone.
Bill 10 months ago
I have never met my father but have an amazing stepdad who is just Dad. Anyway my mom said she caught Bob, my sperm donor, cheating because he sent flowers to his girlfriend from the local florist and charged them to my moms account. What a douche.
Bi.Felicia 10 months ago
Your sperm donor is not only a douche but also a complete moron, IMHO. Luckily his stupidity led to your mom meeting your Dad.
Load More Replies... #14
I was looking up some minor random symptoms and one website said they could in very rare cases be a sign of testicular cancer. I gave the boys a check and sure enough lefty felt wrong. I lost a testicle but caught it before it spread so no need for chemo.
Mother of Dragons 10 months ago
My best friend survived the first round of chemo for it and was cancer-free for about 2 years unfortunately he was too late in catching when it came back. Very very important to check the boys or boy!
Chris the Bobcat 10 months ago
Baseball player John Kruk lost a nad to cancer. During his recovery, he would sit in on spring training wearing a shirt that said something like "If you won't let me play, I'm taking my ball and going home."
Ruth Watry 10 months ago
I have a friend who was an identical twin. After his surgery, joke was that their wives could now tell them apart in the dark
Debby Keir 10 months ago
As an aside - those who had undescended testes in childhood have a 3-4 times higher incidence of testicular cancer, so remeber to check.
#15
Bought the optional flood cover on our investment property, for just $30. Almost didn’t, as it was only $30. Two months later it flooded, and the repair bill was $380k.
WubiDubi 10 months ago
Not the actual photo is right, good lucky getting flood insurance on a building near another bulidng called waterfront, I'm halfway up a hill and insurance companies don't like covering the flood risk.
Forrest Hobbs 10 months ago (edited)
The photo is from the UK. "Waterfront" probably refers to a river. It wasn't at great risk of flooding 50 years ago - the Kings Stathe pub closer to the camera has the look of a building that was first constructed centuries before the US was founded (the overhanging top storey - although I could show you some mock-Tudor places near me built like that in the 19th century). Climate change means that yeah, they probably do have trouble getting flood insurance these days.
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gerry hunt 10 months ago
The Kings Stathe on the River Ouse in York England. The Kings Arms pub floods at least once or twice a year & is floodproffed with all the electrics coming in on the top floor. Can be reopened one hour after the water goes down! Great spot for a pint if you’re ever in YORK!
Forrest Hobbs 10 months ago (edited)
Thanks, Gerry. It floods that often! Wow... Okay - not what I'd've expected, but there you go. "Stathe" is a dialect word meaning landing place or wharf. https://en.wiktionary.org/wiki/stathe
Load More Replies... Seadog 10 months ago
Coworkers insurance tried to force him to get flood insurance (2009). Apparently, some new government thing says if you live within X feet of a water source, flood insurance is mandatory. He disputed it and insurance company told him he lives within 100 feet of a creek. He asked them if they had a topographical map, knew how to read one or had been out to his place. That creek is about 90 feet out from his home and 90 feet down. If that creek floods enough to flood his house the entire east coast is going to be underwater. They waived his flood insurance.
Robert Cosgrove 10 months ago
Been in that pub (York). They have chart on the wall which is marked with how high the flooding has got each time.
David 10 months ago (edited)
Related - If you are buying property in the summer, try to find out what it is like in the winter and any flood history. Before I bought the house I'm in, I considered another property on the same road, maybe 1/4 mile away. Most of that 5 acres was cleared, so big open field by the house. Not too long after I moved in we had some big rains / flooding in the area. My house on the north side of the road was in zero danger of flooding. The ground very gently slopes up to the north. Hard to see with the naked eye, but the water knows. That other property on the South side of the road had a huge lake where the field used to be. The ground near their house is a few inches higher and looked like it was on a little island. SO GLAD I did not purchase that other house. But I never would have guessed because everything looked dry and beautiful in the summer.
Debby Keir 10 months ago
Have lived in an area 'near water. Water (in fact, the sea) was 30metres away , so flood insurance denied till I told them we were actually on the top of a stabilised cliff - 30m across and then 50m down. No issues with floods (but the wind damage was something else!)
#16
My mother convinced me to take a physical map with me on a roadtrip, just in case, even though I was convinced I would be fine with my Google Maps. Taking the scenic route, I got stuck at a road closure in a dead zone where my Google Maps refused to load. I thought my only option would be to double back about 30 miles to the last turnoff to the highway from this road. That was, until I consulted the physical map that showed a cut through pass only five miles back. Turned out to lead up some windy mountain path and weirdly enough, through a military base, but it was still a legit civilian road that saved me from adding hours to my trip.
Petra Peitsch 10 months ago
Younger people may consider, that internet doesn't work everywhere on this planet, and Google Maps carmay not explore some places, what our ancestors did, drawing maps.
Glen Ellyn 10 months ago
Younger people SHOULD consider that there are still many places internet service doesn't reach. If you're heading out to the middle of nowhere, especially mountainous areas, it's almost a given that you'll be out of range for any kind of service, including rescuers.
Load More Replies... Nice Beast Ludo 10 months ago (edited)
Just keep a road atlas in your car and pay attention to your surroundings instead of robotically listening to your GPS. Back in 2011 we got lost in Baltimore because we were following my husband's boss to a job and he was robotically following the GPS and driving as if he was trying to lose a tail rather than the driving etiquette of "follow the leader" Called him to find out where the f he was and what happened and how do we get there and every answer was " I don't I followed the GPS. You were supposed to keep up. Sorry you're on your own I don't know where I am" f*****g idiot. F*****g Dundalk. Then docked half a days pay for the hours we were lost.
Ervin Conn 10 months ago
I still buy an atlas every few years and keep it in the boot/trunk of my car.
Chris the Bobcat 10 months ago
To this day, one of my traveling companions is named Rand McNally. A good road atlas never has dead spots.
Marsha Brown 10 months ago
People, use WAZE! Much, much better than Google Maps -- even though Google bought it. It's interactive, tells you about traffic jams -- and reroutes you -- hazards on the road, liked stopped cars on the side, potholes, icy roads; speed cameras, even traffic cops hidden from view. Interactive means that you can report what you see, too. And do keep tree-ware maps in the car. Not only can you lose connectivity; I live in a country that's been at war, and the army frequently messed up all the GPS and SatNav apps -- we'd suddenly find ourselves in a city in another country, according to WAZE or Google maps.
Huddo's sister 10 months ago
I keep the Melways (street directory) and Country Roads books in my car, even though I have a GPS. They have been useful at least three times so far.
#17
One time I was sanding some pieces from my 3D printer using a rotary t**l and suddenly got the idea that I should be wearing safety glasses. Only I didn't own any, so I drive my a*s to Walmart and got a cheap pair. Came home, went right back to sanding. Not even 2 minutes into it, a sharp piece of plastic flew up at me and hit me right in the goggle. I felt good about my decision that day.
Forrest Hobbs 10 months ago
One bit of advice I read which seemed overkill at the time, but isn't. It's like this: safety goggles are dirt cheap these days. Buy a dozen pairs, or whatever, and leave them here and there: one pair in the garage, one pair indoors where you keep the tools (or whatever). Scatter them here and there, so when you need safety goggles, you can just grab them. It means you'll use them and it could save your eyesight.
Julia Mckinney 10 months ago
I've done that, except with prying bad rhinestones out of costume jewelry and i wear glasses so the stone hits my glasses.
Nikole 10 months ago
A few years ago one of my cats got out and went under the back porch. I could see him so I bent down and under the porch to get him and hit my eye with the end of a metal pipe (no idea what its purpose was) that was nearly invisible due to the light level under there and its position. Or at least it would have hit my eye if I hadn’t been wearing my glasses, which then had a huge scratch right below the center of the lens. I still shudder when I think about it.
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Sue Ellen Jensen 10 months ago
My stupid ex-boyfriend got a metal shard in his eye that had started to rust by the time he went to an eye doctor. Did the exact same thing a year later even though there were glasses available.
Stephanie A Mutti 10 months ago
OMG! I was doing some work lifting ceiling panels in my basement and a friend cautioned me to wear a mask [I knew to wear goggles]. I thought she was overly cautious until the dead dessicated rat attached to the rat trap fell out right in front of my face. GLAD for the mask!
#18
When my mom went into labor with me, she was going to go to the local hospital to have me. My dad, on the other hand, knew that the local one didn’t keep the surgical room prepped. Therefore, he suggested going to a hospital a bit farther away that had the surgical room ready, should something go wrong. Long story short, mom ended up abrupting a few minutes before she got to the hospital and needed an emergency C-section. If she had gone to the local hospital, there was a strong chance that she would have lost me. Sooo something that my dad did ended up saving my a*s.
Beak Hookage 10 months ago
My dad only survived birth because a specialist in that exact complication just so happened to be visiting from a different hospital that day. Thanks, doc!
Beak Hookage 10 months ago
Thanks, guys. Seriously, what an asinine thing to say, and that's without bringing up the sheer lameness of trying to editorialise a freaking comments section. Guess what I'm a specialist in, Anne? WRITING AND EDITING. IN ENGLISH. Implying that I don't know the language is quite a bold move to say the least.
Load More Replies... Nice Beast Ludo 10 months ago
Always follow your intuition. It's a human instinct and learn to trust it.
#19
“There’s no reason for me to keep wondering around anymore. I should go back to the hotel room” — Me at 2am on Bourbon Street on NY 2025. (The attack was at 3am).
Julia Mckinney 10 months ago
Wow! I did something similar back in '92. I lived in Capitol hill that year and saw the Rodney King protest coming as I walked to my apartment building, 2 blocks off the main street there. The rioting started about 5-10 minutes after I left the area.
Robert T 10 months ago
Not quite so close, but I was living in Manchester city centre at the time of the IRA bomb. At about that time I would have been walking across that bridge to go and get my shopping. It just so happened that I was visiting my parents that weekend. Similarly, I had not long finished doing a weekly commute to Brussels when the airport was bombed.
Elle Roque 10 months ago
https://www.fbi.gov/news/press-releases/fbi-statement-on-the-attack-in-new-orleans
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#20
The other 3rd grade teachers and I held a parent night in the cafeteria. The parents and kids were at different stations doing little simple experiments. I left my area clean and ready to go, because I’m human. The others couldn’t care less. At the end of the night I happen to video the aftermath and my section. I had a gut feeling. The next day the custodian complained that a mess was left and the older teachers literally blamed me for a lack of organization. The weak principal was going to also put it all on me when I presented the video and shut down any discussion. TLDR: I had proof I cleaned up after myself.
Deborah 10 months ago
What is TLDR? So very many of the initialisms in these posts confuses me.
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Huddo's sister 10 months ago
We started taking pictures of the storeroom and kitchen at work at the end of each day because people had assumed we were leaving it a mess. Next time we were questioned we had proof.
Seadog 10 months ago
Friend of mine managed an AT&T cell store. Not sure what transpired for her to up and quit but before she walked out she took pictures of everything, I mean EVERYTHING. Yep, AT&T suddenly tried charging her with theft of property. Apparently, the rest of the staff just helped themselves to whatever they wanted and blamed it on her. Her pictures and videos saved her a$$ and the rest of the staff got fired.
#21
Added a $4/mo health insurance option that covered like 8 weird things. Turns out my wife indeed needed one of those 8 things (vertebral arthroplasty). Saved us over $100K or a $30k trip to Spain to have it done.
Ace 10 months ago
Health insurance that excludes specific conditions should not be legal. Just like they should not be able to deny you cover (or whack up your premiums) for pre-existing conditions. It's a basic tenet of the health system here in Switzerland that everyone has equal access to, and pricing of, health insurance regardless of their situation. And everybody has to have it.
m6nbtfpx7q 10 months ago
Dear Switzerland how we envy you here in the states. It would be super cool to elect a President that actually wants to put into place policies that will be good for the citizens of a country long term. Instead of the one who just craves power and attention, no matter the cost.
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Mil 10 months ago
Trip to Spain? Dude, you are talking about stealing resources that people need. You can't simply plan to come and get your healthcare for free. We pay a pile of money out of our salaries so everyone gets free healthcare. Its thanks to people like you that they're not accepting patients without a local health card anymore.
Norm Gilmore 10 months ago
They aren't. 30k sounds like the cost of flights and an operation at a private clinic not your public health system. It's cheaper because in America the health insurance system is a rort (from what I've read on this and other sites)
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McS Citrus 10 months ago
I live in Spain from 'Merica. Drs always ask if I am traveling for medical care. 'Merica has medical billing centers...not medical care.
#22
In 2020 my husband and I bought new cars for the first time (we were both driving hand-me-downs previously). We had gotten married in 2014 but I was slow about changing my name on everything, and as we were getting ready to buy new cars I realized my current car's registration still had my maiden name on it.
I had done all of the research, negotiating, etc. so by the time we were ready to go in and buy, I had a binder full of stuff to make sure no one tried to pull anything sketchy (emails with offers in writing, our trade-in offers from Carmax, etc.). I also threw in a copy of our marriage license just in case.
When we said we wanted to trade in our current vehicles (for which Carmax had already offered us 3k each), first they tried to tell us that KBB values for them were like, $500 and $800 respectively, so we said we'd just sell to Carmax instead. They asked for those offers and we handed them over and they went back to the back. Then a bit later they came out and said they were having a problem with the trade because my car was still in my maiden name, and did I have anything that could prove I was the same person? So I said, "Like our marriage license?" and whipped it out of my binder, and their jaw nearly hit the floor. They couldn't believe I had thought that far ahead, lol.
I'm still so proud of that car-buying binder. It was also one of those situations where the salesman kept trying to ask my husband stuff, despite him being fully pushed back from the desk and playing on his phone while I had the binder full of info on my lap.
Julia Mckinney 10 months ago
Oh, that takes me back. Mid-90's I was looking to buy my first minivan. I had to bring my 4 month old baby with me so I also brought my 14 yr. old male babysitter. Guess who the car salesman kept addressing his questions to? Definitely not the early 30's woman NOT holding the baby.
Geoffrey Scott 10 months ago
Also, and the first time reminded me for each time after, don't forget your release of lien (payoff) from the finance company when trading or selling your old one.
rorschach-penguin 10 months ago
Who the f**k changes their name and doesn't carry around proof of that name change? I have a copy of my name change order in my wallet.
Celtic Pirate Queen 10 months ago
Magnolia Hi-Fi & Video in Seattle, WA. I'd saved about $1,000 for a new stereo system. I was pretty sure what I wanted (because I wanted to hook the VCR up to it & had done some research). I'M the one asking the questions, but this sales pr*ck kept talking to my husband - who didn't know sh*t about A/V systems. I finally cut him off and asked "Do you work on commission?" He did, so I asked to speak with a FEMALE sales associate. She answered MY questions and brought up a few things I hadn't thought of. I ended up spending more like $2,000 and flipped the dude off as I walked out.
Seadog 10 months ago
Most car dealers, not all, are some of the worst people you will ever meet. I even had a friend that was one and when I did try to buy a car from his dealership, he refused to override the crook of a salesman. We went to another dealer (same brand) in next city and got the same car for $4k less. Buying elsewhere, we learned friends salesman was using incentive money from GM that was meant for the buyer, to buy our trade in.
#23
I purchased renter's insurance and had no memory of it. When hurricane Florence came through, I was living in a coastal town in North Carolina, and it was coming straight for us. We had to evacuate, and I thought we were screwed. I called my insurance company and asked if it was too late to buy renter's insurance with the storm being so close, and they informed me that I had purchased the insurance years prior. It really paid off because our house flooded, and we lost a lot of our stuff. They were also very helpful and seemingly gave us $500 every couple of days for lodging, groceries, gas, anything needed while we waited out the storm.
Nikole 10 months ago
Apparently people in CA are having issues with the fire portion of their insurance now and claims are being denied.
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Upstaged75 10 months ago
All the places in my area that rent require renters insurance. Some of them add it automatically. I use a company called Lemonade and it only costs around $12 a year.
Lesley Shore 10 months ago
Just inquiring who the Insurance Company was for reference. I love ours but it’s nice to know they took care of you .
Upstaged75 10 months ago
This post is taken from Reddit so you'll need to go there to ask your question. If you click on the small gray text under the bottom left of the post it will take you there. (It says rpevans12)
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Dragon mama 10 months ago
Automatic renewal and automatic payments are a thing
Load More Replies... Boo 10 months ago (edited)
Do you get your rocks off by being an insufferable fool or what?
Load More Replies... #24
Went on a ski outing organized by my h**h school, and they made helmets mandatory. I had been skiing multiple times in my life and felt comfortable, and complained the whole trip to the resort about the helmets. On one of my last runs, I did some stupid s**t and wrecked hard going crazy fast, slid down the slope on my head long enough to think “damn, I’m glad I’m wearing this helmet” as I felt the hard-packed snow grinding against it at probably 20mph.
Wear your helmets, ya’ll. It’s worth it.
Firefly 10 months ago
A helmet just saved my son today. Back when he was 6, he had a bike accident and had to go to the hospital. The doctor said the helmet saved him from serious harm. Since then he always wears one. This afternoon, he was riding an a.t.v. with his little sister (also in a helmet). The throttle stuck and he flipped it. He managed to kind of throw her off and she hit her head but not hard (and again helmet!). The a.t.v. landed on his leg. It wasn't broken, and it wasn't until later when he went to pick his helmet up, that he saw it had been broken in the crash. He hadn't even realized he could have crushed his head.
Forrest Hobbs 10 months ago
Quadbikes are horribly dangerous and not for children if you ask me. I've a relative who has to use one for work and he won't let his children drive it even now they're grown up.
Load More Replies... Deborah 10 months ago
I always wore a helmet while horseback riding. I once took a hard fall on concrete - had to cross a lane to get to a trail - and my helmet ended up with a very big dent. My head was fine.
Upstaged75 10 months ago
I'd be dead right now if I didn't wear a helmet every time I rode. My horse once fell on the far side of a jump, rolled on top of me, and stepped on my head. She wore steel shoes at the time too. I was pretty banged up and had a bad concussion. But if I hadn't had a helmet on she could have crushed my skull.
Load More Replies... HurlWurk 10 months ago
My dad survived heart failure and COVID, only to die from a freaking electrical bike and not wearing a helmet. The irony isn't lost on my family.
Huddo's sister 10 months ago
It also stopped the school getting criminal and civil charges for allowing students to do dangerous activities without appropriate safety equiptment.
Tim Douglass 10 months ago
I had a mountain bike crash in 1984 where I landed head first after about an 8 foot drop. Was knocked out, concussion, badly injured neck, took almost 2 inches off my height. Doctor said that without the helmet (which was totally destroyed) I would be dead. Also that he was absolutely amazed I hadn't broken my neck anyway - that bit was a side effect of spending a bunch of time in the weight room, including lots of neck work.
#25
Got a baseline mammogram at 35 at my gyno's suggestion (for comparison purposes when I would turn 40)
Long story short I had breast cancer. No family history or signs.
Heather Ball 10 months ago
I wonder what country OP lives in... I have never heard of an early referral without family history or cause for concern in the US so this is freak'n amazing!
#26
Making sure the gas alarm chirps wasn't going off just from old batteries and driving down to a gas station to get in new batteries at 2am...... Alarm continues. It was a real gas leak in the middle of the night, glad I didn't ignore that.
Old furnace was replaced immediatly and its wonderful, and costs so much less every month compared to the old rickety furnace.
As I drove down to the gas station I ran over a screwdriver in the middle of the road--it punctured a gas line on my truck, which died as I was pulling into the gas station. A policeman was inside, so I told him what was going on--I bought the batteries and he gave me a ride home--it was a very lucky or UNlucky night depending on how you look at it.
Nice Beast Ludo 10 months ago
The first night we moved into our new rental house our carbon monoxide detector kept chirping. We had 2 but only one was going off like mad. My husband didn't want to p**s off the landlord cause she said it was nothing just batteries and it stopped because I think she came over and put dead batteries in it but I panicked for some reason and called the fire department and they said the levels were so high it was like having 2 semi trucks exhaust backed up into our house. My mother knew the landlord and set us up to move in. I think this was plan one to take the baby because the house levels were like 20 times above normal but his room was zero and it happened at night.
Bi.Felicia 10 months ago
Plan one to take the baby? Who's planning and what baby? And who's room has zero carbon monoxide but everywhere else has 20 times the normal amount?
Load More Replies... Gwyn 10 months ago (edited)
Keep a set of extra fire alarm batteries at home. They ALWAYS die in the middle of the night.
Pandapoo 10 months ago
And that chirp is so annoying at 3am. Then you can’t get back to sleep.
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b9cjc4fdfb 10 months ago
Both. The first is natural gas used to heat the home, the second is gas/petrol used to power a vehicle motor.
Load More Replies... Deborah 10 months ago
Never heard of natural gas, used in many homes for heating and cooking? There are sensors to detect elevated levels.
Load More Replies... #27
Had an orbital xray 'just in case' before an MRI because I misunderstood one of the questions they asked and they ticked the wrong box. Honestly thought I was wasting their time and almost cancelled it.
Turns out there are metal fragments in one of my eye sockets and the MRI would have superheated it/pulled it out via the quickest route (I wouldn't have that eye anymore).
Cyndielouwhoo 10 months ago
How does someone have a metal fragment in their eye they don't know about?
Nice Beast Ludo 10 months ago
For real. My husband had one and I've never seen anyone in such torment and he has a high pain threshold
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Bill 10 months ago
Welding. You get metal splinters all the time. I still have a couple floaters and I haven't cut or welded since 2012. Usually you just drag a magnet across your eyeball to get it out. But if you're welding tailpipes thats rust and it is stuck for a minute.
Bill 10 months ago
Also I think on this very site I read about a woman who neglegted to tell the MRI folks she was wearing a particular type of orifice plugging device that she thought was silicone but indeed had a metal core. It rocketed upwards doing major internal damage but I think she lived. smh
Fraxinus excelsior 10 months ago
I just read that story too, she had to have major surgery as it ripped through her body, why you would think that having a sex toy inside you when having a mri is a good idea is beyond me.
Load More Replies... Mimi M 10 months ago (edited)
From the comments, for all you curious BP's like me: "How did you get metal fragments in your eye socket? *** I'm guessing they worked as a welder. *** OP: definitely could have been it, although I only spent probably 3 hours total welding (in full PPE) a couple years earlier. Honestly I think a more likely cause is me doing something really stupid in a completely safe environment.. *** OP: apparently I'd given them reason to believe it was possible, which is why they'd sent me to xray - but I don't remember that and would have answered no to that question if I'd understood/heard it properly. I tried to refuse the xray then, but they said since the box was already ticked it was better to be safe - I don't think anyone expected to find anything but if they'd let me have my way I'd be really missing having depth perception right now."
#28
I was browsing for cat supplies online and ended up looking at cat insurance. I didn’t think I needed it but after a few weeks I ended up purchasing it for my two cats. About 2 months later one cat has a urine blockage which was about a $4k emergency vet visit, insurance covered 80% and paid for 6 months of their new prescription food. About 8 months later my other cat had a stomach issue and ended up costing about $1k in vet visits and medications which insurance covered 80% and another 6 months of their new prescription food.
I kept a spreadsheet of how much I spent in premiums, how much the vet bills were, how much insurance covered and right now insurance has paid out about $3300 more than I have paid them and my part of the vet bills.
Ace 10 months ago
For every one case where someone has benefitted from insurance there are hundreds who have not. In the long term insurance companies always win. I've never had insurance for our animals, never will. Yes, it helps that I would be able to cover costs like this if necessary, and indeed have had bills running into the hundreds at times, but overall I'm a lot better off without insurance than I wold be if I had been paying it for all this time.
rorschach-penguin 10 months ago
"Yes, it helps that I would be able to cover costs like this if necessary" Do you... do you see why that negates the point of insurance? It's not about whether mathematically you'll save money; it's about risk aversion.
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Sharon Larson 10 months ago
As a vet tech, we’ve had to euthanize many animals because owners couldn’t afford treatment. Insurance is a great option for those that don’t have a couple thousand available for emergency surgery should the need arise. I always recommend to new pet owners but having an emergency account myself, don’t actually have insurance for my pets. I’ve seen it save many pets lives.
Pandapoo 10 months ago
We spent several thousand on our dog after an acl injury. She had surgery and physical therapy. It sucked, but we could afford it and also have an emergency fund. Afterwards I was shocked to learn that many people don’t fork out for the surgery and just let their dog limp around on 3 legs. I can maybe imagine that for a very small dog, but the ones I knew of were large. Not happening with my dogs.
Load More Replies... Sharon Larson 10 months ago
There are many people that can’t afford those things so the 30 per mo is much more manageable. As a vet tech, we had to euthanize many animals because owners didn’t have insurance and couldn’t afford treatment.
Boo 10 months ago
I'm thankful for pet insurance whe Boo was hit by a car when he was 6 years old. Between the vet bill and operation, we paid out over £3,000, the insurance paid the rest, £6,000. I kid around that he's a bionic cat (his hips are held together with plates and screws). He's made a full recovery and will be 17 this year. As far as I'm concerned, the monthly premiums are worth it!
Nikole 10 months ago
I used to have a black cat named Boo! My Boo passed over ten years ago, but I’m happy yours is still chugging along :)
Load More Replies... Upstaged75 10 months ago
I've had insurance on all the horses I've ever owned. For younger ones you can get healthcare, but when they get older it's mortality only. (Meaning you get a certain amount of money when they die, based on their overall $ value) I once had a horse who seriously injured her leg and the care/rehab cost me about $8,000. All of which was reimbursed by the insurance company. I had another one who ended up at the vet hospital and I got paid back for that as well. The yearly price of the insurance was definitely worth it!!
Nikole 10 months ago
Oh man, I imagine horses have large vet bills in general.
Load More Replies... Deborah 10 months ago
I found out about pet insurance after my dog had 2 grand mal seizures caused by multiple hemorrhagic strokes. Who's going to insure a dog with lasting health issues? I didn't then and still don't regret spending as much as I did. I drew on some money that maybe I shouldn't have, and it did affect my life from then till now, but I still feel it was worth it.
Teresa Spanics 10 months ago
AWW, I am so glad that you had the cat insurance and that both of your dear sweet kitties were okay after their vet visits 😻😻💖💖
Multa Nocte 10 months ago
For someone who corrects everyone else's grammar, you might want to take a look at your own.
Load More Replies... #29
Saw a weird blip on the horizon as a kid while playing in waist-deep calm water with my little brother and told my brother to get out of the water. We went and sat up on a grassy hill. The blip turned into a huge rogue wave that injured almost everyone who was still in the water.
m6nbtfpx7q 10 months ago
I was at New Smyrna beach with my daughter, niece and nephews and noticed several birds flying over the water, obviously hunting and getting really close to us. I made everyone get out of the water because I assume they’re following a school of fish and, guess what else follows schools of fish. I think it’s still the shark bite capital of the world so we’re not taking any chances. The news that night was one of those viewers from a helicopter showing dozens of sharks swimming at roughly the same area we were. I have zero interest in testing my physicality in a fight with a giant fish.
Upstaged75 10 months ago
You couldn't pay me to swim at New Smyrna! I know most of the bites aren't fatal, but I would probably be the exception to that. :) I'm surprised anyone still goes in the water there.
Load More Replies... Boo 10 months ago
The op didn't say they were in a stream. BP has just posted a pic of one.
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#30
On holiday inn Gambia (on a resort); after a day or 2 I noticed you could lock the bathroom door from the outside. I showed my girlfriend, we both thought it was strange, but since the lock was there, why not use it as we were on our way out. When we came back the bathroom window was forced open and they had tried to enter the apartment.
Bec 10 months ago
Stayed at a place recently with a sliding door to a shared patio space outside and you could walk from there out to a bay. We decided to exit through the sliding doors to enjoy a short walk, but when we came back to the hallway door entrance, our key cards wouldn't work. The security system blocked access and we had to wait for maintenance to come open the room for us.
Julia Mckinney 10 months ago
I always flip the secondary latch in the inside of hotel room doors. It's helped keep my father-in-law from wandering at night a few times (unfortunately, this last trip, he got both locks open and went walkabout at 5am on our last day. A nice housekeeper got him back to our room and alerted us. No, we're not doing anymore trips with him)
#31
Copied my boss’s boss on an email that showed I was doing my job, and my boss wasn’t.
Geoffrey Scott 10 months ago
Keep a CYA file in your e-mail for referral. Never had to use it, but better to have it and not need it, than...
Abqnow 10 months ago
In your personal email, otherwise you might not have access
Load More Replies... Mook The Mediocre 10 months ago
BCC, I trust. Not a CC so your boss could see it had been forwarded upstairs.
#32
I keep a folded $20 bill in my phone case. It has been both convenient and has saved me a lot of hassle.
I taught my kids to do this and it has saved them too.
Debby Keir 10 months ago
I have a Tilley hat with a pocket inside it - takes a folded banknote and no one woulod know.
Linda Riebel 10 months ago
After his heart attack, by dad always did this. For a taxi. Never needed. He died of a stroke while at work.
René Sauer 10 months ago (edited)
I have a little capsule on my key ring to put a single bill in. Now I just need to actually do it.
Amused panda 10 months ago
Clearly OP and their kids do need the extra 20, they just don't need it immediately.
Load More Replies... Kelly Scott 10 months ago
See, not having all these backups is living on the edge. I have a friend who does all these things and was horrified I don't. What I had to tell her was that after living like I do for most of half a century, living on the edge without any backups of any kind gets so familiar, it doesn't feel risky anymore.
Nichole Harris 10 months ago
When you're poor that you don't have any fall backs except powering thru.....
Load More Replies... #33
A $100 bill I keep inside my hat saved me from being stranded far from home. Got ditched by some "friends" after a house party because they didn't feel like giving me a ride home after they told me they would prior.
Mother of Dragons 10 months ago
When I first started driving, My great grand auntie told me to always keep a minimum of $20 hidden somewhere in my car that only I knew about. 40yrs later....Doing that has saved my a*s so many times!!! When my daughter was old enough I told her the same thing but also not only that to keep the photocopy of your ID and your social security number somewhere safe as well.
Gen X Feral 10 months ago
That's great unless you're somewhere and they're credit card machine is down.
Load More Replies... #34
Stay in the city for finals rather than driving from the village I lived in.
I was a mature student studying at a university about 35 miles away. Usually I’d drop the kids off at day care and then drive in. For my finals I decided to crash at a friend’s place who lived near my uni. No idea why I decided to do this as it meant finding someone to take my kids for 3 days, which was difficult.
On the second day a plane overshoot the runway of a small regional airport and landed on the motorway next to the airport, blocking it for most of the day. If I had driven in I would have been caught in the resulting traffic jam, missed my exam and would have had to repeat the year.
Courtney Christelle 10 months ago
You’d think given the circumstances they’d allow people to reschedule their exams.
Forrest Hobbs 10 months ago
If it's a UK university and the student can *prove* they couldn't get to the exam, then there are often things they will do for you. But it does depend on the particular university and their regulations.
Load More Replies... Boo 10 months ago
FYI: Using the term "mature student" is correct. It means someone who is outside of normal university age student....so someone who is 25+. But you'd know that if you weren't such an ignorant àrse!
Load More Replies... #35
I keep a sort of "emergency overnight kit" in my car at all times. A few travel-sized soaps, extra pair of shoes, change of clothes, a pillow, blanket, toothbrush, bit of cash, old pair of glasses, etc. Doesn't take up much trunk space (about the size of a shoe box) but it's saved my a*s more times that I care to admit.
It makes it much easier to just jump in the car and go anywhere spontaneously with zero notice, and also helps if you get stuck somewhere overnight and can't drive home. Being able to wake up in the morning, take a good shower, and then put on a fresh set of clothes really helps you get over whatever got you stuck in the first place. Weather, road closures, too tired to drive, being intoxicated, car broke down, whatever. Just having that available helps you feel better in the morning!
Mickipickie 10 months ago
Dude, what size are your shoes that you can fit a pillow and blanket plus all that other stuff in a shoebox?!
rorschach-penguin 10 months ago
I'm much more interested in the size of their pillow.
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Pernille 10 months ago
Now you are just wrong, please get a life, and learn some grammatic.
Load More Replies... #36
I traveled for almost year, with a couple of weeks break in my hometown about halfway through. I'd given up my apartment and crashed on a friend's couch. Now, before my trip, I'd checked all the mandatory vaccinations, and yellow fever wasn't on there, though it was recommended for Kenya. But travelling from my home country, I didn't *need* it for any of the countries. My doc said: your insurance covers it, yellow fever is a b***h, and the side effects of the live vaccine are vastly exaggerated, you should get it. So I got it.
The day I left for Africa I piled up all my important documents I didn't need to bring on my friend's desk, thinking I'd leave them with her so I won't lose them. Literally as I was leaving, backpack already on, I saw my vaccine card on the top of the pile and remembered that this friend lost not one, but two of my library cards, so I grabbed the card and shoved it into my backpack.
Well, couple weeks later, after a chunk of time spent pretty far from civilization in Kenya, I was at the airport at some ungodly hour, honestly a wreck, checking in for my flight to Johannesburg, and the lady goes: vaccination card?
Turns out if you enter south Africa from Kenya, a yellow fever vaccine is mandatory. Thank f**k I took the card just in case my friend buries it in empty coffee cups.
Michael Fernandez 10 months ago
I made an appointment with my doctor to get a course of antibiotics before a trip to Egypt in case I got food poisoning, and when I got to my appointment, he’d researched every vaccination I might need for the trip. I got 7 shots and two oral vaccines in one day, and an undying appreciation for him. (And the antibiotics came in handy about two weeks into the trip).
Uncle Schmickle 10 months ago
Good thinking. Better to have it and not need it, than need it and not have it !
Forrest Hobbs 10 months ago
Oh FFS! Do you understand the meaning of the words? Yes, you do, so never mind the quibbling little mistakes.
Load More Replies... #37
Current house: Locked the basement door into my kitchen and then found a homeless man living in my basement later when he had come in through ANOTHER door. He probably wouldn’t have come upstairs and just wanted a place to squat for some days but you never know 🤷🏻♀️
Old house: called the gas company because I smelled gas and felt weirdly lightheaded but felt silly because I was like’ “surely, I’m being dramatic”. They came and found 3 gas leaks 😵💫.
Ava Lemar 10 months ago
In the U.S., if you suspect a natural gas leak in your home or building, call the gas provider's emergency line and they will send out a technician ASAP for no cost to you to evaluate.
Forrest Hobbs 10 months ago
In the UK, call 0800 111 999 for any suspected mains gas leak. https://www.nationalgas.com/emergency-contacts
Load More Replies... LtKernelPanic 10 months ago
When I was like 13 my mom had to take me to an out of town doctor appointment and was greeted by the strong smell of gas when I walked into the house. Yelled at my mom to stay outside, grabbed the cordless phone and phone book (ah the 90s!) and she called the gas company. Tech arrived quickly and found the line to the stove was slightly loose and leaking. Since it was something simple he fixed it in less than five minutes. Had it been something more involved we'd have had to call a plumber. If you're in the US and there's a strong smell of gas get out of the house and call 911. Even small fire departments have gas detection meters. If they find one they'll likely just turn off the gas at the meter and refer you to the local gas company.
Celtic Pirate Queen 10 months ago
If you live somewhere with natural gas and start having headaches or feeling lightheaded IMMEDIATELY call your provider. A dear friend of mine was acting really strange (she had a condition that prevented her from smelling the gas) and I insisted she call. Sure enough, there was a major gas leak, that was fortunately found before she died.
#38
Back in 2021 I got put on a PIP, a “performance improvement plan”, at my first job that I had been with for 5 years. Long story short is my boss was new and incompetent, saddled me with the work of an entire team and I was being scapegoated for a bunch of missed deadlines despite my being able to show that I wasn’t the bottleneck. They promised up and down that it was just a formality triggered by a low performance review score, that my performance had already improved, and that it was nothing to worry about.
About a month into the 3 month PIP process I wasn’t getting a good feeling about it, so I chose to decline to resign my expensive apartment lease in the city in favor of moving home onto my parent’s farm about 2 hours away. It felt like a major step back to move back in with my parents, and I was stressed that my girlfriend (now wife) would think I was a l***r and break up with me, but I couldn’t justify resigning with what felt like a metaphorical axe hanging over my head. Things were fully remote due to COVID so I decided to move.
I’m lucky I did that, because about a month later I was tasked with developing and planning the entire 2022 marketing calendar for the game that I was working on (this was a video game studio I was working at). Keep in mind, I’m about 25 years old, first job out of school, studied game development and computer science NOT marketing, and my boss is giving me 0% help or effort because it turns out he’s never done marketing before either and doesn’t know what to do himself. Just being told to do the whole thing with no other support and have it ready in a week. After staying up for 72 hours straight to work on it, I dozed off in a Friday company wide meeting on Zoom and was fired the following Monday as soon as the day started. They used me falling asleep as reason to deny my unemployment because I was fired “for cause”.
So yeah, even though it felt like s**t to have to move back in with my parents it was objectively the right move and saved my a*s big time. And secondly, deciding to get a second major in Computer Science saved my a*s again when I went looking for jobs and decided there was no way in h**l I’d subject myself to the video game industry again. Being able to fall back into a corporate software development job has improved my life 10x.
Michael Largey 10 months ago (edited)
"I only reason I sleep on the job is that you're such a dream boss."
Mimi M 10 months ago
That unemployment denial could have been contested. With unemployment denials, the judgment is often in favor of whoever is willing to fight if for longer. And you don't need lawyers - just document in detail what happened and keep on escalating to higher and higher levels of authority until someone sees it your way. I've done it, and won.
Nikole 10 months ago
Yep. I once had an employer who contested my unemployment as I was “fired for cause”. Guess who ended up getting unemployment? (The cause was stupid and he was an áss anyway.)
Load More Replies... René Sauer 10 months ago
I said it before, and will repeat it as often as I can: the company should have no power to deny Ex-employees unemployment benefits.
#39
When I was a young helper I tied off a ladder that was up on a fire escape. The guy in charge told me I was being ridiculous. Well, the wind blew it over and we found it dangling off the side of the thing. Could’ve easily k**led someone.
#40
Had to deliver invites to everyone for a lunch party at work. I made a point to tell my employee with paranoid delusions first.
Next day he told HR he was the only one not invited.
I hope he finds a therapist, but as his boss I couldn't say that legally.
🙄.
María Hermida 10 months ago
@Anne I don't know if there's something wrong with OP's mouth, but there's something definitely *very* wrong with your brain and your manners. I think you need a therapist, too.
Papa 10 months ago
Maybe when Anne grows up she'll realize the comments she's been making aren't funny.
Load More Replies... #41
I took household insurance. Later a flat in my building burned down and the smoke affected every flat, mine included. I got a nice compensation for this incident.
#42
Bought my first house whilst with my partner. I bought the house on my own and despite thinking we would be together forever (Ha!), I only put the house in my name and opted out of her offer to contribute. Cut to two years later. She leaves me and I get to kindly ask that stranger to leave MY house. Messy and financially difficult breakout dodged.
David 10 months ago
If you live in a community property state (like my WA), Read up on those laws and comingled funds. A very basic example - I have a savings account and a house in my name. If I got married and later divorced, those things from before the marriage are still mine, but jointly acquired property is shared. However, if my spouse is also making some of the mortgage payments and depositing money in the savings account, now both of those things are comingled and spouse might get half (or at least some) in divorce. I'm not saying play dirty or plan on divorce. Just saying to know the law and not get surprised.
Glen Ellyn 10 months ago
When my daughter and her now ex bought their current home, everything was in my daughter's name because she had good credit and he...didn't. Fast forward five years and they split up. Since the house was in her name only, she decided to keep it so their two daughters wouldn't face even more upheaval from the divorce. They kept their friends and remained in their school, too. It would have been a lot messier if his name had been on the papers.
Bec 10 months ago
She didn't contribute so not only is she out $0, she lived rent free for 2 years.
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#43
Hadn't used my inhaler for years.
On a whim, the one time I ended up needing it I just happened to put it in my pocket before leaving the house.
I carry with me just to be safe now.
Deborah 10 months ago
Me too. Don't need it often, but when I do, I really do. I have inhalers all over the place. And epi-pens. If you have asthma or allergies, please, be prepared!
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FluffButt Central 10 months ago
I keep inhalers everywhere now after a horrible asthma attack and no inhaler. Purse, car, and in every room in the house.
Arenite 10 months ago
When you have a chronic illness, ALWAYS carry the meds or other aids you need. I’ve had Type 1 diabetes for nearly 50 years and make sure that all my bags and coats have glucose tabs or gel and a small food item that can handle being packed tucked into a pocket. Has saved me many times.
#44
I agreed to purchase gap insurance (I always thought was a scam) for a used car purchase on finance on top of the usual comprehensive car insurance. Had my car stolen 2 months after purchase. Finance company valued vehicle to be $15k over what comprehensive insurance covered meaning I would have to pay $15k out of my own pocket to repay finance.
Gap insurance covered the $15k, plus stamp duty and rego on a new vehicle purchase. Best $1600 I ever spent.
Leg less In Minneapolis 10 months ago
Not so much a scam as a for profit business. My dad was an agent he taught us to look out for ourselves writing a policy because the company won’t and if you can afford full coverage, get it.
Load More Replies... Ava Lemar 10 months ago
Me too. Bought a used car in March 2024. Bought the GAP insurance for a couple of hundred. In July 2024, our car was hit by a logging truck and totaled. Loan had more on it than the valuation by the insurance adjuster came back with. We would have needed to pay $3,300 for a totaled, unusuable, unsalvagable car. GAP was worth it.
David 10 months ago (edited)
The finance company wouldn't value your vehicle. They would expect you to pay whatever was the outstanding balance of your loan. So what OP is really saying is they purchased the vehicle for $15K more than what the insurance company thinks it is worth. In my experience, the insurance company goes pretty close to book value. I had one totaled vehicle years ago where the insurance paid me more than book after verifying some extras I had like mags / wheels that were not stock and a couple of other things.
#45
After the 2021 Texas freeze, I decided to pay the $80/year option on my insurance for long term water damage(leaks that last over 14 days). Friends I knew had found their pipes cracking, but not bursting, and the coverage is different. Initially, I did not realize it applied to appliances and AC units as well.
9 months later, I find out condensation had been collecting in my kitchen refrigerators, lower freezer. It created a sheet of ice on the bottom, until it got to the freezer seal, thawed, and was dripping under the refrigerator, got under the tile, and the sub floor of my pier and beam house.
Deductable was $2000, but I was reimbursed for having to take out food for our family over the long period of tear out, inspection, finding lumber during COVID shortage, and repair.
The whole sub floor of the kitchen was preplaced, several cabinets, the counter tops, new tile. I got a $30,000 kitchen remodel for about $800 out of pocket.
Amused panda 10 months ago
If the deductible was $2000 and the insurance cover was $80, how did they only pay $800 out of pocket?
#46
When I started in the company I work in, I was worked in by a colleague who was a bit paranoid and forced me to check everything after reconnecting a computer.
I still do this, even when he is not in my section anymore and I'm the one guy who doesn't make mistakes, what saved my job when we had layoffs two years ago.
So: I also check things that "should work", because sometimes they don't.
David 10 months ago
Speaking of "should work" - If your job has anything at all to do with your company's data backups - verify they are happening. When I worked in IT, more than once we had a customer who was going through their backup routine and ASSUMING the data was getting backed up. Back then it was mostly tape backups. So they would swap the tape, transfer to off site, all the good stuff, except for bothering to verify the tape was actually getting a current backup on it. These days drives are cheap and backup routines are probably 'smarter' but still, verify it is actually happening.
Amused panda 10 months ago (edited)
I presumed they mean they make mistakes, but because they check their work they rectify those obvious/stupid mistakes immediately and no one else knows it happened.
Load More Replies... Warren Peece 10 months ago
Yeah, functioning brain cells isn't a thing for you.
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#47
Bring a colleague to a meeting called by a new employee. I had a feeling this new worker would lie about me. Even with a witness, they still tried it, so I'm very glad I trusted my instinct.
kansasmagic 10 months ago
People, if you're going to tell b******t stories, at least add some details. "I had a feeling the new guy was going to lie about me" - really? Why? What about?
David 10 months ago
Kansas, Another way to look at it is it would be odd for a new employee to call for a meeting you had to attend. (Unless they were your new manager or something). A meeting instigated by a new coworker that you have to attend smacks strongly of an HR complaint sort of thing. If OP knew they had not done anything to merit such a meeting, then having an uneasy feeling about it would be sort of natural.
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#48
Was hunting grouse once with 2 of my friends and we decided to separate and meet back in about half an hour so each one of us can take a different trail to hunt. so i decided to take 3 cartridges with me since the limit was 5 grouse a day and i had already bagged 2. my friend sees this and says nah man take more cartridges in case i miss or something. i was trying to be as light as possible but he insisted i take more cartridges.
i ended up listening to him and took my bandelier (belt with cartridge pouches in it).
i got turned around in the woods and realized i walking in circles for about an hour and a half and couldn't find my way out.
i ended up firing the cartridges to signal to my friends that something was up and they followed the noise and found me and got me out. i was so far in the woods it was mind boggling.
TL;DR : got lost in the woods and signaled my position to my friends by using cartridges i wasn't gonna take to begin with.
Spencer's slave no longer 10 months ago
Grouse is for food, not fun, hence the number limit.
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Marie Clear 10 months ago
While I don't hunt, I recognize that hunting is a vital way to control the animal populations. I don't want to see deer - or grouse - dying from starvation.
Suck it Trebek 10 months ago
Man getting lost in the woods is a huge fear of mine. I have gotten lost in a 69 acre forest preserve near a city and it was the scariest 30 minutes if my life. I finally figured since I was so close to a city if I just picked a direction and followed my compass I'd eventually find my way to a road. Worked and got out if the nature preserve. You wouldn't be able to do that in a National park. The wilderness is no joke.
#49
I missed soccer practice one time because I had to get insurance for my car right after school (lol) and my coach was so p**sed off at me and he even yelled. Next day i was on the way to practice and I got rear ended by a pregnant woman and 4 of my teammates actually witnessed this lol.
Debby Keir 10 months ago
Of course he admits that HAD he gone to practise he wouldn't have been insured. But he missed soccer practice in order to BE insured. I admit that had I robbed that bank last week, I would be a felon, but instead I had my hair cut.
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#50
Sprung for flight insurance even when I didn't really have the money to be throwing around. I ended up having a pretty bad accident that would have ruined my trip entirely about a month and a half before I was supposed to fly out. Now I always always always get flight insurance because I would have been out a good chunk of cash I didn't really have to begin with if I hadn't gotten the insurance and been able to move my flight to the following year. I'm the type of person who will pass on extended warranties etc but my gut said plane tickets weren't something to gamble on and I'm glad I listened.
Mimi M 10 months ago
I don't get flight insurance, because their list of things that qualify is so limited.
Seadog 10 months ago
Airlines are a rip-off anyway. Sometimes I think they quote rates as if it were on a slot machine. Virginia to Phoenix via Atlanta in February? $1000 coach. Yet fly to Kiev in July? $236.
Load More Replies... m6nbtfpx7q 10 months ago
Warren your posts make you appear to be a super negative person looking for fault in all of these posts. You should relax man, this doesn’t actually affect your life.
Load More Replies... #51
Recently I had my toenail ripped. I was gonna travel in a metro, a heavily crowded one the next day. Since the rip was fresh, i actually put on a very thick layer of cotton dressing so that if anyone steps it won't hurt me. Someone did step the next day in the metro and yeah I pretty much saved my a*s from pain.
Pernille 10 months ago
That is a rule. If you travel on public transport with an injury someone will always step on, bump into, it.
Harry Gondalf 10 months ago
TIL the purpose of the little toe: finding chair and table legs in a dark room.
Load More Replies... #52
All the detailed annoying emails I had sent at work with the tone of “with all due respect”.
Mother of Dragons 10 months ago
Any important email that will cover my a*s, I always forward a copy of it to my personal email.
María Hermida 10 months ago
Any important conversation with my boss, I always send a WhatsApp or email with a summary, just in case. Yeah, I trust her, but not *that* much.
Load More Replies... #53
Took an Uber 6 hours before the flight in Sao Paulo.
My friends thought I was being overzealous and knew the City more than me (my third visit their first) so left me to take the early Uber while they stayed in the City. The end result was them catching the flight with about 10 seconds to spare.
The hilarious thing is they didn't learn their lesson (that i know more about travelling) the next time we travelled together, and unfortuently because one of them was driving I couldn't get out and away early this time.
#54
Maintaining a solid 5.0 GPA in h**h school.
By the time I hit my senior year of h**h school I was working towards my dream career and before I even graduated I already had work in the field. The pay was amazing and I loved doing it. I honestly thought about slacking off in my senior year but decided to keep the status quo. I took both the ACT and SAT as well (34 ACT 1500 SAT) just to keep my options open.
Fast forward a few years and I got into a bad car wreck. This ended my dream career. So I went to college. My scores combined with my straight 5.0 allowed me to get into just about any university I wanted to (with every single one that I applied to offering a full ride scholarship). Because I'd had such good scores and gpa the dean of students signed off on me CLEPing my gen eds (she put it this way when I asked "It saves us a bunch of money because you graduate faster. So yes I'll allow it"). My 4.9 bachelor's GPA let me get into any postgrad program I wanted and I eventually ended up getting my Psy D. Sure the pay isn't quite as good as my dream career was but I'm still set to retire by 40 if I want to.
kansasmagic 10 months ago
GPA in high school can be over 4.0 because many schools add 'bonus points' for honors classes and the like, but I have never heard of a college doing so. Either way OP left out the part where everybody clapped for them at graduation.
Seadog 10 months ago
No the schools where I live. Even though the system operates on the "no child left behind" lunacy, they at the same time won't allow a student to advance faster. The year my youngest graduated, admin said he couldn't graduate early. He said "watch me." and did it. The following year they had a new rule, "no early graduations."
Load More Replies... Forrest Hobbs 10 months ago (edited)
GPA? ACT? SAT? CLEPing? I'll look up a thing or two, but seriously? Can anyone translate this initialism soup into English?
Harry Gondalf 10 months ago
Hey, Forrest: In the address bar of your browser try entering "CLEP meaning." You may be surprised. I have been doing this a lot lately for terms like "SO" "DD" "DH" "TLDR". A couple of days ago I learned "TIL."
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Warren Peece 10 months ago
So basically, you used this post to brag about what an awesome & amazing person you think you are.
JJKeene 10 months ago
Our valedictorian and salutatorian had a 4.6 and a 4.5 weighted GPA respectively. Next highest GPA after them was 3.76. The salutatorian had ededic and photographic memory. The valedictorian was possibly from another planet or something.
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tameson 10 months ago (edited)
5.0 GPA? Grade point averages generally only go as high as 4.0 in the US. Yes, some high schools weight them based on the difficulty of the courses taken, but that is just at the high school level and it generally doesn't impact college admissions. Add a "few years" between high school and entering college, went on for a Psy.D, and got a job that sets them up to retire by 40? B******t. Graduate HS at 18. Add 3 years to that for the "dream career" and we are up to 21. Let's say the CLEP exams got OP through college in 3 years so we are at 24. Then the Psy D. That is a minimum of 3 years of classes and a year of internship. If the program requires a dissertation you can add on another year. So OP is starting work 28 at the earliest. And they are "set to retire by 40"? So much BS in this post.
#55
Tying a rope from the gearbox to the shaft housing on my outboard.
6 months later the bottom 8mm of rudder hit a rock and smashed into the outboard. Gearbox and newly bent prop stayed connected just long enough to get us out of trouble before disconnecting.
I still have no idea why I decided to fill the hole in the anti ventilator plate with rope instead of epoxy.
m6nbtfpx7q 10 months ago
I wonder what the percentage of people that read this post and understand it is :)
Tha Monkey 10 months ago
I *think* it has something to do with a boat and it's engine...?
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Sometimes, going the extra mile with precautionary measures can have a significant impact, much like the emphasis on understanding health hazards conveyed through creative storytelling.
For those interested in utilizing visual aids to better comprehend health guidelines, you might want to explore this series of illustrative guides that provide crucial insights in a relatable way.
What do you think ?
Auntriarch 10 months ago
A new owner took over a pub in our town, and when he took out insurance, he just said "everything". It was late 2019, and his insurance package turned out to include global pandemic, so that was good
cugel. 10 months ago
My little story is that I was lying in bed, just drifting off, and heard a thump. Wait for a bit, no more noises. In most cases I'd just shrug and go to sleep, but something just felt off, so I got up to investigate. The washing machine hose had popped off, and water was flowing out the of laundry into the kitchen. If I hadn't got up, would've been 6-7 hours of water spewing out, the whole house would have been under 3cm of water, or worse.
Harry Gondalf 10 months ago
I'm getting just a bid tired of Anne's and Warren's nit-picking responses.
Charles Kormos 10 months ago
Insurance companies exist to make the rich richer. Paying claims does not. I call BS on any story where the insured is walking away fat and happy after an insurance claim. Exception? Getting a lawyer and going to court for ten years. Overall that does make the rich richer.
Linda Lee 10 months ago
You're right. I think there were so many insurance stories because insurance payouts are so rare.
Load More Replies... Auntriarch 10 months ago
A new owner took over a pub in our town, and when he took out insurance, he just said "everything". It was late 2019, and his insurance package turned out to include global pandemic, so that was good
cugel. 10 months ago
My little story is that I was lying in bed, just drifting off, and heard a thump. Wait for a bit, no more noises. In most cases I'd just shrug and go to sleep, but something just felt off, so I got up to investigate. The washing machine hose had popped off, and water was flowing out the of laundry into the kitchen. If I hadn't got up, would've been 6-7 hours of water spewing out, the whole house would have been under 3cm of water, or worse.
Harry Gondalf 10 months ago
I'm getting just a bid tired of Anne's and Warren's nit-picking responses.
Charles Kormos 10 months ago
Insurance companies exist to make the rich richer. Paying claims does not. I call BS on any story where the insured is walking away fat and happy after an insurance claim. Exception? Getting a lawyer and going to court for ten years. Overall that does make the rich richer.
Linda Lee 10 months ago
You're right. I think there were so many insurance stories because insurance payouts are so rare.
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