19-Year-Old Spends $300 On Rainbow Hair Because ‘It’s Important For Her Mental Health’, Parent Demands She Pay Rent From Now On
Before the worldwide pandemic hit, many young adults were working, studying, and building lives on their own. But then, suddenly, a great deal of them were back to living with their parents. In fact, Zillow’s analysis from US government data indicated that about 2.9 million adults moved in with a parent or grandparent in March, April, and May of 2020 if college students were included; most of them were 25 or younger.
As the world has now returned to quasi-normal, many adult kids stayed living with their parents for various reasons. But as you may imagine or have experienced, living under the same roof with your parents poses challenges of its own.
This story from a family with three kids gives us a glimpse into such a household. “Our 19-year-old, Kate, graduated from high school last year but is still living at home,” the parent wrote in a post on r/AITA. “Kate has struggled with anxiety for the past few years and has been in therapy since her junior year of high school. She is also on medication. She also, like many 19-year-olds, struggles with impulse control.”
The parent added that “this usually manifests in her spending habits. She will spend money as soon as she gets it. And she spends it on, in my opinion, things she doesn’t always need.” Kate’s spending habits turned out to be the cause of tension between her and her parents.
And on one such occasion, the parents found out their 19-year-old had just paid $300 for “bright rainbow hair.” As you can imagine, this didn’t sit well with them.
Recently, a parent to the 19-year-old daughter who lives with them shared how she came back home with a rainbow hair for which she payed $300

Image credits: Sandra Molina (not the actual photo)
Image credits: Sharon McCutcheon (not the actual photo)
To find out more about the complex situation of adult kids staying at their parents’ home and financial independence of the children, we spoke with Dr. Lise Deguire, a clinical psychologist and author of “Flashback Girl: Lessons on Resilience From a Burn Survivor.”
When asked whether parents should set the rules for their adult kids who live in their house, Lise said: “Yes, within limits. The house belongs to the parents, and as homeowners, it is the parents’ right to set rules.” She added that “the parents/homeowners have every right to have expectations about cleanliness, noise, guests, etc.”
But when it comes to parents asking their adult kids to pay rent, Lise argues that this is an issue about which reasonable people can disagree. “Many parents charge a nominal rent, to give their kids a ‘real life’ experience of meeting financial responsibilities. Many others do not feel comfortable doing so. Some parents think that staying home is an opportunity for their adult children to establish savings, and they are happy to support their adult children as they start out. Still others charge rent, but save that money in an account to return to their children later.” She added that there “are also struggling families for whom every dollar counts, and everyone has to contribute in order to pay the rent at all.”
Moreover, the clinical psychologist argues that this is a grey zone when it comes to the question of whether parents can control their adult kids’ spending as long as they live at their house, or whether adult kids should be financially independent and decide for themselves. “If adult children earn money, it is theirs to spend as they wish. On the other hand, if the parents feel financially exploited, it is natural that they would feel angry and resentful.”
Lise explained that “the way to avoid these situations is to set clear expectations prior to the child moving back in the house, expectations around saving, household responsibilities, etc. That way both parties know what they can expect from each other.”
And this is what people had to say about this whole situation
Making the daughter pay rent *because* she got her hair dyed is a dumb (but not necessarily AH) move. Making the daughter pay rent because she is not demonstrating fiscal responsibility and isn't showing any inclination to learn is the smarter move. Dad just got the framing wrong.
It's important to note that Dad also said she would get all the money she paid in rent back when she moved out. So she's not really paying rent; it's a savings program.
Load More Replies...My younger brother lives free with my Ma and he’s 44! She never asks him for rent or contributions of any sort and it effectively means he can withdraw from society with all the life experiences of a 16 year old. Ridiculous…
He'll be the kid at the orphanage telling the youngsters "When I was your age, we couldn't shoot laser beams from our phones."
Load More Replies...Mom is simply an enabler at this point. Completely useless as a parent. What she is doing is setting this girl up for a spending addiction (if she hasn't tipped over into that already). I am sympathetic to mental health issues (I have them myself) but this is not the way to handle them. Rainbow hair will only make her feel good for a little while before she looks for something else to make her feel better. Her rarely worn clothing collection is proof of that. So I see two issues going on here. One is simply that she is young and needs to learn to manage her money better. Since she is unable to do that then making her pay rent makes sense. Secondly, she needs to learn to manage her symptoms in a more healthy way. I have found that things like exercise, breathing exercises and guided meditations help me. She should start observing what things improve her symptoms (other than spending money) and start incorporating those things more into her daily life.
Also she can change her hair if it makes her happy. I am sure her therapist is working with her on other ways to deal with issues. But meditation and breathing doesn't really help everyone. Sometime the answer is to get away from the people you are around. I cut off those people. guess what never happier.
Load More Replies...If he had only decided to start asking for rent because she got her hair colored, that'd be TA. But he's tried before, he said he wanted to earlier. I think he's NTA, but she probably should have learned money management earlier in life. What do y'all wanna bet mom spoiled her?
Yeah. Though I stand by the primary issue actually being with his wife. He wanted to charge rent, the wife said no, then he lashed out at his daughter for not paying rent even though it was his wife's decision. Thats the part thats not cool. She was told "work 30 hours a week and help out around the house." If she meets those expectarions and still gets yelled at, not cool.
Load More Replies...Kate's going to learn that rent and food money are also 'your money that you get to decide on how to spend it'.
Teaching money management starts at age, oh five, not 19. Not saying dad was wrong. But, I always knew that my kids were going to be living in the real world one day without me. They learned coupons ( had a system where they earned half the amount of any coupon I used that they found this was a little older age, I ended up buying three Sunday papers though. Then my middle son aced it when he found triple coupon day!!!) How do you teach a five year old? Ok Kate, you earned five dollars for emptying the trash for a week, from ask the bathrooms. We are at Walmart. There are three toys you want. One is five, one is two, one is ten. You can save for another week, and we'll come back, for the expensive one, you can spend it all, or you can keep there and spend two, and I'll show you how to save the three to get the the other one. You teach. By example as well. I'd be willing to bet there are other money issues in this house. Just saying.
Yeah, I did wonder at the wife's 'she'll have to learn it on her own'. Well how exactly? Is the wife hoping it will fall out a packet of cereal one morning like a free gift? Or her daughter will just suddenly stumble upon it when walking downstairs in the middle of the night? She won't learn it the way they're going about it. They need to stop cushioning her from reality. One of the (many) reasons people end up with mental health problems can be because they don't feel necessary. Their life has little meaning. Going to work and being part of the bigger picture can actually help with things like that. Might not be this woman's problem I know but it all feels a bit as if she's throwing money at trying to make herself feel good and it's not going to help. She needs to feel useful and to find something meaningful to do with her days. Just my take on it anyway.
Load More Replies...Your daughter is currently behaving exactly as you taught her — her parents pay for necessities, including school in the future, and any money she earns is for fun. You need to get her to save and pay rent but be business-like about it and lay off the “while you are under my roof!” stuff that doesn’t work with teenagers.
It is important to note that people with anxiety often struggle with self care and self image. While I can agree that she doesn’t necessarily need to spend that king of money on tings like that, it may be a form of self care. Self care comes in many forms, but the basics is that you do something for you that makes you feel good, like shower, paint you nails, get your hair done, etc. I think that punishing her for this is not the answer. Rather, they should talk with her about her habits and iterate that they are not judging nor condemning her decisions, but that they feel she may need a bit of assistance with learning to save and budget. Perhaps they could help her to come up with a savings and spending plan for her so that she can learn better. She can set aside money for self care or random purchases, some for snacks, some for saving, etc. so that her spending does not necessarily change, but the way she sees it and does it does.
I think part of the problem is that it's not supposed to be a punishment, but it is -kind of- presented that way.
Load More Replies...She reminds me of my sister. What we're looking at isn't "I'm upset you spent $300 on your hair," it's "I'm upset you spent $300 on your hair, $500 on clothes you've worn once, $250 on makeup, all in one month, and $0 towards necessities or anything long term."
She sounds more like my mom..she was bouncing her account with bs and I had to cover her so we didn't get evicted.
Load More Replies...This is sad. She’s 19 and only now learning to pay for bills? Im not sure why people coddle their kids till the bitter end but this is the result. When I started working my first official job at 16 I started paying for stuff. Cell phone bill, car bill, car insurance ect. My mom never made me pay rent but I paid for everything else that was my bill so she didn’t have to. When I moved out I paid my rent and didn’t have a wake up moment when everything hit me at once. It was just another bill to add to the bills I already had. Your not doing your kid any favors.
I got my first job when I was 14, nearly 15. I'll admit I haven't had to pay rent or any bills but that's because my mom, step dad and I live with my stepdad's parents. He and my mom pay rent already. I'll definitely be paying for gas when I start driving by myself. I've still saved up $5k or so (I'm 16 now) though, being financially responsible is something everybody needs to learn. The mom really needs to stop trying to coddle her and the father needs to stop allowing the mom to do so.
Load More Replies...Making the daughter pay rent *because* she got her hair dyed is a dumb (but not necessarily AH) move. Making the daughter pay rent because she is not demonstrating fiscal responsibility and isn't showing any inclination to learn is the smarter move. Dad just got the framing wrong.
It's important to note that Dad also said she would get all the money she paid in rent back when she moved out. So she's not really paying rent; it's a savings program.
Load More Replies...My younger brother lives free with my Ma and he’s 44! She never asks him for rent or contributions of any sort and it effectively means he can withdraw from society with all the life experiences of a 16 year old. Ridiculous…
He'll be the kid at the orphanage telling the youngsters "When I was your age, we couldn't shoot laser beams from our phones."
Load More Replies...Mom is simply an enabler at this point. Completely useless as a parent. What she is doing is setting this girl up for a spending addiction (if she hasn't tipped over into that already). I am sympathetic to mental health issues (I have them myself) but this is not the way to handle them. Rainbow hair will only make her feel good for a little while before she looks for something else to make her feel better. Her rarely worn clothing collection is proof of that. So I see two issues going on here. One is simply that she is young and needs to learn to manage her money better. Since she is unable to do that then making her pay rent makes sense. Secondly, she needs to learn to manage her symptoms in a more healthy way. I have found that things like exercise, breathing exercises and guided meditations help me. She should start observing what things improve her symptoms (other than spending money) and start incorporating those things more into her daily life.
Also she can change her hair if it makes her happy. I am sure her therapist is working with her on other ways to deal with issues. But meditation and breathing doesn't really help everyone. Sometime the answer is to get away from the people you are around. I cut off those people. guess what never happier.
Load More Replies...If he had only decided to start asking for rent because she got her hair colored, that'd be TA. But he's tried before, he said he wanted to earlier. I think he's NTA, but she probably should have learned money management earlier in life. What do y'all wanna bet mom spoiled her?
Yeah. Though I stand by the primary issue actually being with his wife. He wanted to charge rent, the wife said no, then he lashed out at his daughter for not paying rent even though it was his wife's decision. Thats the part thats not cool. She was told "work 30 hours a week and help out around the house." If she meets those expectarions and still gets yelled at, not cool.
Load More Replies...Kate's going to learn that rent and food money are also 'your money that you get to decide on how to spend it'.
Teaching money management starts at age, oh five, not 19. Not saying dad was wrong. But, I always knew that my kids were going to be living in the real world one day without me. They learned coupons ( had a system where they earned half the amount of any coupon I used that they found this was a little older age, I ended up buying three Sunday papers though. Then my middle son aced it when he found triple coupon day!!!) How do you teach a five year old? Ok Kate, you earned five dollars for emptying the trash for a week, from ask the bathrooms. We are at Walmart. There are three toys you want. One is five, one is two, one is ten. You can save for another week, and we'll come back, for the expensive one, you can spend it all, or you can keep there and spend two, and I'll show you how to save the three to get the the other one. You teach. By example as well. I'd be willing to bet there are other money issues in this house. Just saying.
Yeah, I did wonder at the wife's 'she'll have to learn it on her own'. Well how exactly? Is the wife hoping it will fall out a packet of cereal one morning like a free gift? Or her daughter will just suddenly stumble upon it when walking downstairs in the middle of the night? She won't learn it the way they're going about it. They need to stop cushioning her from reality. One of the (many) reasons people end up with mental health problems can be because they don't feel necessary. Their life has little meaning. Going to work and being part of the bigger picture can actually help with things like that. Might not be this woman's problem I know but it all feels a bit as if she's throwing money at trying to make herself feel good and it's not going to help. She needs to feel useful and to find something meaningful to do with her days. Just my take on it anyway.
Load More Replies...Your daughter is currently behaving exactly as you taught her — her parents pay for necessities, including school in the future, and any money she earns is for fun. You need to get her to save and pay rent but be business-like about it and lay off the “while you are under my roof!” stuff that doesn’t work with teenagers.
It is important to note that people with anxiety often struggle with self care and self image. While I can agree that she doesn’t necessarily need to spend that king of money on tings like that, it may be a form of self care. Self care comes in many forms, but the basics is that you do something for you that makes you feel good, like shower, paint you nails, get your hair done, etc. I think that punishing her for this is not the answer. Rather, they should talk with her about her habits and iterate that they are not judging nor condemning her decisions, but that they feel she may need a bit of assistance with learning to save and budget. Perhaps they could help her to come up with a savings and spending plan for her so that she can learn better. She can set aside money for self care or random purchases, some for snacks, some for saving, etc. so that her spending does not necessarily change, but the way she sees it and does it does.
I think part of the problem is that it's not supposed to be a punishment, but it is -kind of- presented that way.
Load More Replies...She reminds me of my sister. What we're looking at isn't "I'm upset you spent $300 on your hair," it's "I'm upset you spent $300 on your hair, $500 on clothes you've worn once, $250 on makeup, all in one month, and $0 towards necessities or anything long term."
She sounds more like my mom..she was bouncing her account with bs and I had to cover her so we didn't get evicted.
Load More Replies...This is sad. She’s 19 and only now learning to pay for bills? Im not sure why people coddle their kids till the bitter end but this is the result. When I started working my first official job at 16 I started paying for stuff. Cell phone bill, car bill, car insurance ect. My mom never made me pay rent but I paid for everything else that was my bill so she didn’t have to. When I moved out I paid my rent and didn’t have a wake up moment when everything hit me at once. It was just another bill to add to the bills I already had. Your not doing your kid any favors.
I got my first job when I was 14, nearly 15. I'll admit I haven't had to pay rent or any bills but that's because my mom, step dad and I live with my stepdad's parents. He and my mom pay rent already. I'll definitely be paying for gas when I start driving by myself. I've still saved up $5k or so (I'm 16 now) though, being financially responsible is something everybody needs to learn. The mom really needs to stop trying to coddle her and the father needs to stop allowing the mom to do so.
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