Person Shares How Bad The US Healthcare System Is Despite Having A Top-Tier Insurance Plan
Interview With AuthorOver the past year, each and every one of us has taken stock and it would be fair to say that a lot more of us prioritize our health and wellbeing than before. However, the past year has also shown the cracks in our healthcare systems, no matter what country we live in. But we all know that the US is a bit… ‘unusual’ with how they approach healthcare.
The country spends the most on healthcare, per capita, than any other developed nation; however, the end result isn’t better care but higher prices, according to the Johns Hopkins Bloomberg School of Public Health.
Tumblr user Avilociraptor opened up about the American healthcare system and how, in their experience, even “one of the most top-tier insurance plans available” wasn’t enough for them to get a meeting with their doctor immediately. Check out Avilociraptor’s story below, let us know what you think, and share your own experiences with health insurance in the comments, dear Pandas.
Avilociraptor spoke to Bored Panda about their viral post, about the changes to the health insurance system in the US, its issues, as well as what could be done to improve it in the future. “I wrote this post in a hospital cafeteria with an oxygen tank by my side, having just received a devastating diagnosis. As you can imagine, I was floored to find a friend had shared my post to their Facebook timeline the other day, not knowing I was the author. I’ve spent much of the last two days reading every comment and share I can find. I think it speaks volumes that this post is resonating with so many people, especially now that the pandemic has left so many of us without any health insurance at all.” Read on for the Tumblr user’s in-depth insights into the American healthcare system and what’s stopping it from being changed.
The US healthcare system is very wasteful. And even “top-tier” insurance plans don’t guarantee that you’ll see a doctor soon, as one person detailed
Image credits: Martha Dominguez de Gouveia
Image credits: avilociraptor
The Center for American Progress explains that the type of insurance coverage (private vs. public) you have, as well as where you live affects the average wait times to see a doctor.
Meanwhile, according to the Peterson-KFF Health System Tracker, in 2019, health spending per person in the US was 10,966 dollars.
That sounds like a lot, and it is, but the real size becomes apparent when you compare it to the country with the next highest per capita health spending, Switzerland. US spending is a whopping 42 percent bigger than Switzerland’s which came in at second place.
What’s more, wealthy countries spend, on average, only half of what the US does on healthcare per person. Unfortunately, higher spending doesn’t translate into better, faster, more approachable healthcare for everyone in the US.
The New York Times reported on a study about how around 20 to 25 percent of American healthcare spending, or at least 760 billion dollars per year, is “wasteful” and could be cut out. So even small savings-focused changes to the system would have huge effects.
The quality of the healthcare system has gone further downhill
According to Avilociraptor, a lot has changed in their personal life, as well as in the US since they first published their Tumblr post back in 2017. And far from every change is for the better, unfortunately. “From my end, I have seen the overall quality of care degrade as wait times have become even longer with appointments now sometimes as short as five minutes. The health care system is still dismissive and even hostile to patients who are black or indigenous. As a parent, I can now tell you that pediatrics is just as afflicted as adult medicine and is sometimes even worse.”
Avilociraptor told Bored Panda that this isn’t because more people have access to healthcare. Rather, it’s because of how the “private insurance model has destroyed the doctor-patient relationship by strangling the autonomy of both patients and providers.” As insurance companies continue to restrict physicians’ ability to provide quality care for their patients, the latter are leaving their practices. “Nurses are overworked and underpaid, and yet we demonize them when they strike to provide safer conditions for themselves and their patients,” the author of the post added.
Americans genuinely care about their fellow citizens being healthy
We were curious to get the original poster’s opinion as to why some Americans are resistant to the idea to universal healthcare. The reality of the situation is that this resistance is interwoven with a genuine desire to see others be happy and healthy. “It is too easy to say we are all heartless, and I think most Americans want to have their fellow citizens taken care of because they realize the humanity of the situation. Those who are not persuaded by humanity are swayed by the pragmatics of universal healthcare access—mainly that a healthy population is better for every single economic marker and is less expensive than the system we currently have. Even someone who is completely self-centered would rather pay less from every paycheck as long as their own healthcare isn’t disrupted,” Avilociraptor gave their take.
Direct democracy would fix a lot of the current issues?
They continued, highlighting that the flaws in the system flow from the issues with (ironically) how limited democracy can sometimes feel in the US: “The problem is one of implementation rather than desire. The people in this country are nearly powerless on these matters as our government does not represent the people or carry out the will of its citizens. As much as we like to pretend our government is for and by the people, we are not a direct democracy. While 70%+ of Americans support a single-payer healthcare system, the public wanting something does not make it happen in this country.”
Avilociraptor was to-the-point that the only chance for Americans to be heard is to “regularly write to our representatives on all levels of government,” as well as “pray they hear us and are inspired to action.” However, many Americans don’t even bother writing letters because they don’t get many results.
Bridging the gap between citizens and their representatives is key
“The reality is that while politicians may have our best interests at heart when they are first elected, their interest in the needs of the people who elected them fade away quickly due to lobbying and corporate interests,” the Tumblr user shared their opinion about how even politicians genuinely interested in making the country a better place eventually have their idealism blunted by the way the real world works. But Avilociraptor isn’t planning on giving up anytime soon. They believe that bringing the country under scrutiny can create a better, brighter future.
“Despite these roadblocks, I refuse to resign myself to a position of hopelessness. I know doctors and nurses want the ability to treat their patients as they see fit. I know that most people want their fellow human beings—even the ones they don’t like—to access the healthcare they need. What we need to puzzle out now is how to bridge the gap between the will of the people and those who wield the power in this country.”
Here’s how people reacted to the Tumblr user’s post
28Kviews
Share on FacebookPeople claim Universal Healthcare is a bad socialist concept but Universal Healthcare is the best thing for a capitalist economy. It allows workers to be healthy and have less stress due to not worrying about medical expenses. Healthy workers are productive workers and productive workers make more profit for their companies.
Exactly! The whole point is to get working people back on their feet as soon as possible so that they can be productive again. Here not only you lose a productive worker (who contributes to the society, earns money for their company and pays taxes) when they go into debt or bankruptcy because of medical bills, but you also create a problem, a person that now needs help from the state to survive, who becomes a burden for the state and the society (it sounds harsh but unfortunately it's real when we look at this through the lens of the cost). I will never understand what is so wrong with enabling people to get a proper healthcare without stripping them of their means to live, work and earn. In the end, that person costs the state a lot more than if it were taken care for through the universal healthcare system. Not to mention that whole families face ruin because one family member gets sick.
Load More Replies...I know an American is going to ask “how are you going to pay for it?” Same way you pay for your over bloated military.
Exactly! The US accounts for nearly half of the world's military spending. We have hundreds of bases around the world that have long since outlived their usefulness. Not only that, the Pentagon cannot account for TRILLIONS of dollars. Yes, folks, that's TRILLIONS. Imagine what all that money could do if spent elsewhere - fix our bridges and roads, improve our schools, pay teachers decent wages, provide affordable health care, et cetera.
Load More Replies...I'm British and chronically ill. The NHS is my savior! I've got friends in America who are chronically ill and ones just had to declare herself bankrupt because of mounting bills after she lost her job to her illnesses! I lost my job too but get a living wage of benefits to survive on and free health care too. Same for my friends in Canada and Europe! Yet some Americans *still* think their way is the best, like they can't admit that something in their country isn't the number 1 in the world! Crazy
It's nearly the same in Australia, we don't wait three years for an appointment, or pay thousands of dollars for the simplest thing
Load More Replies...Yep - our insurance is a scam. I had a procedure scheduled for November. Found out if I had it done at that hospital I'd be charged $1000 just for having it done there I had already met all of my out of pocket expenses, so it should have been FREE. But just for having it at a hospital deemed "not preferred" by the insurance company would mean I'd be punished $1000. Got a statement in the mail Monday stating I still have to pay $1000, even after going to one of their "preferred" hospitals instead. And now I have to fight it. They try to get money from anyone who doesn't pay attention and messed with the wrong person this time.
Yep. My sister has the same issues. When she has to shop for insurances each year (her work's is too expensive), she always checks to make sure the plans cover the stuff she KNOWS she needs (depo shots, etc). She works at an insurance customer call center, she knows her sh*t. Most insurances deny claims immediately and you have to waste a lot of time and energy to get what you paid for. Total scam.
Load More Replies...It's rather useless to keep discussing this topic. A lot of people have been wanting and asking for a more accessible and better health care system, but it's just not happening. The main reason is that all parties that are now getting rich over the backs of sick people, are fighting to keep the status quo. Also the constant flow of misinformation from these parties make a lot Americans reluctant to switch to a system where they can get the medical help they need 24/7/365. Because it would be an "unaffordable and unsustainable" system. ( NO, do NOT even glance at Europe where such systems are active and working for decades without any sign of deterioration...)
And don't look at our military spending! It's to keep us safe and to take care of our veterans. But don't look at the VA system either!
Load More Replies...Americans think that Europe is all extreme left wing or communist? What do they teach in the schools nowadays? It's just unbelievable that the vast majority think that a health care system would make USA communist. Really the education level is truly in the gutters.
Not everybody- only the idiots in our country. Most sane people want universal healthcare.
Load More Replies...I think this system is doomed, b/c healthcare is infrastructure, along with education and transportation, and all of those benefit the *economy* overall, so dam* if I know why capitalists do what they do. PS: I'm American. And in 2016, thanks to her HMO, my mom with a brain tumor was going to be kicked out of an ER that knew she had a brain tumor, b/c she didn't have coverage to stay. With a BRAIN TUMOR. She'd have been wandering the streets without knowing where she was, etc. thanks to that. Imagine it. Concussed, brain tumor, wandering the streets, gee, how long would that take to be a disaster? All over... a hospital not admitting her b/c her HMO wouldn't have covered it.
(2) She had a fender-bender, and a very nice cop saw she was more confused than she "should" be, and hunted down her contact info, and I knew she was missing b/c she *never* didn't check in, and... Long story short: She's fine now, barely. No thanks to "healthcare". She also doesn't qualify for aid post-tumor. Yeah. Welcome to "freedom". You're free to die slowly, painfully, in poverty, rather than get a diagnostic scan and a surgery before it's so dire that even the doc can't believe she survived.
Load More Replies...If anyone is interested, look up Wendell Potter on twitter, he was a VP for a health insurance company and now is a whistle-blower. I'm glad I and my family have the NHS. They are far from perfect but they have been very good recently when my son was admitted to hospital twice in the space of 1 month. It still baffles me that some Americans would medical bankruptcy than pay a bit more in taxes to fund a universal health care model.
I just did my taxes and I paid $14,000 for healthcare premiums for my daughter and I last year. That's not even including the $10,000 I spent out of pocket because I had an emergency medical issue. That's $25,000 I spent on healthcare, so a little bit higher taxes wouldn't be so bad at all compared to that.
Load More Replies...American healthcare: get picked up in an ambulance because you are so dehydrated you are cramping everywhere and need o2. Sit on gurney in hospital with no o2 or fluids or observation for 2 hours then finally get "oh you're dehydrated, let's get you on fluids"... 2nd story fall, get concussed and left to lie on the ice for a while. Start hypothermic reaction. Ambulance doesn't support your neck but gives you many warm blankets. Left on gurney alone again while traveling in and out of consciousness for an unknown amount of time and then get forgotten about and left outside the MRI room..
Imagine government incompetence on top of that. And red tape.
Load More Replies...I live in Italy. We have a (perfectible but still) very good national healthcare system. Statements like "waiting time etc" don't make much sense to me: we still have the choice of going private if it fits better. Of course in that case you pay full price and I don't like the idea of private anyway, and I much more trust the public system's quality standard. But it's not that you "don't have a choice". And, to prevent the "you pay twice" criticism: at the end, even if I had to go private often, it would still be way, way cheaper than the USA system.
People claim Universal Healthcare is a bad socialist concept but Universal Healthcare is the best thing for a capitalist economy. It allows workers to be healthy and have less stress due to not worrying about medical expenses. Healthy workers are productive workers and productive workers make more profit for their companies.
Exactly! The whole point is to get working people back on their feet as soon as possible so that they can be productive again. Here not only you lose a productive worker (who contributes to the society, earns money for their company and pays taxes) when they go into debt or bankruptcy because of medical bills, but you also create a problem, a person that now needs help from the state to survive, who becomes a burden for the state and the society (it sounds harsh but unfortunately it's real when we look at this through the lens of the cost). I will never understand what is so wrong with enabling people to get a proper healthcare without stripping them of their means to live, work and earn. In the end, that person costs the state a lot more than if it were taken care for through the universal healthcare system. Not to mention that whole families face ruin because one family member gets sick.
Load More Replies...I know an American is going to ask “how are you going to pay for it?” Same way you pay for your over bloated military.
Exactly! The US accounts for nearly half of the world's military spending. We have hundreds of bases around the world that have long since outlived their usefulness. Not only that, the Pentagon cannot account for TRILLIONS of dollars. Yes, folks, that's TRILLIONS. Imagine what all that money could do if spent elsewhere - fix our bridges and roads, improve our schools, pay teachers decent wages, provide affordable health care, et cetera.
Load More Replies...I'm British and chronically ill. The NHS is my savior! I've got friends in America who are chronically ill and ones just had to declare herself bankrupt because of mounting bills after she lost her job to her illnesses! I lost my job too but get a living wage of benefits to survive on and free health care too. Same for my friends in Canada and Europe! Yet some Americans *still* think their way is the best, like they can't admit that something in their country isn't the number 1 in the world! Crazy
It's nearly the same in Australia, we don't wait three years for an appointment, or pay thousands of dollars for the simplest thing
Load More Replies...Yep - our insurance is a scam. I had a procedure scheduled for November. Found out if I had it done at that hospital I'd be charged $1000 just for having it done there I had already met all of my out of pocket expenses, so it should have been FREE. But just for having it at a hospital deemed "not preferred" by the insurance company would mean I'd be punished $1000. Got a statement in the mail Monday stating I still have to pay $1000, even after going to one of their "preferred" hospitals instead. And now I have to fight it. They try to get money from anyone who doesn't pay attention and messed with the wrong person this time.
Yep. My sister has the same issues. When she has to shop for insurances each year (her work's is too expensive), she always checks to make sure the plans cover the stuff she KNOWS she needs (depo shots, etc). She works at an insurance customer call center, she knows her sh*t. Most insurances deny claims immediately and you have to waste a lot of time and energy to get what you paid for. Total scam.
Load More Replies...It's rather useless to keep discussing this topic. A lot of people have been wanting and asking for a more accessible and better health care system, but it's just not happening. The main reason is that all parties that are now getting rich over the backs of sick people, are fighting to keep the status quo. Also the constant flow of misinformation from these parties make a lot Americans reluctant to switch to a system where they can get the medical help they need 24/7/365. Because it would be an "unaffordable and unsustainable" system. ( NO, do NOT even glance at Europe where such systems are active and working for decades without any sign of deterioration...)
And don't look at our military spending! It's to keep us safe and to take care of our veterans. But don't look at the VA system either!
Load More Replies...Americans think that Europe is all extreme left wing or communist? What do they teach in the schools nowadays? It's just unbelievable that the vast majority think that a health care system would make USA communist. Really the education level is truly in the gutters.
Not everybody- only the idiots in our country. Most sane people want universal healthcare.
Load More Replies...I think this system is doomed, b/c healthcare is infrastructure, along with education and transportation, and all of those benefit the *economy* overall, so dam* if I know why capitalists do what they do. PS: I'm American. And in 2016, thanks to her HMO, my mom with a brain tumor was going to be kicked out of an ER that knew she had a brain tumor, b/c she didn't have coverage to stay. With a BRAIN TUMOR. She'd have been wandering the streets without knowing where she was, etc. thanks to that. Imagine it. Concussed, brain tumor, wandering the streets, gee, how long would that take to be a disaster? All over... a hospital not admitting her b/c her HMO wouldn't have covered it.
(2) She had a fender-bender, and a very nice cop saw she was more confused than she "should" be, and hunted down her contact info, and I knew she was missing b/c she *never* didn't check in, and... Long story short: She's fine now, barely. No thanks to "healthcare". She also doesn't qualify for aid post-tumor. Yeah. Welcome to "freedom". You're free to die slowly, painfully, in poverty, rather than get a diagnostic scan and a surgery before it's so dire that even the doc can't believe she survived.
Load More Replies...If anyone is interested, look up Wendell Potter on twitter, he was a VP for a health insurance company and now is a whistle-blower. I'm glad I and my family have the NHS. They are far from perfect but they have been very good recently when my son was admitted to hospital twice in the space of 1 month. It still baffles me that some Americans would medical bankruptcy than pay a bit more in taxes to fund a universal health care model.
I just did my taxes and I paid $14,000 for healthcare premiums for my daughter and I last year. That's not even including the $10,000 I spent out of pocket because I had an emergency medical issue. That's $25,000 I spent on healthcare, so a little bit higher taxes wouldn't be so bad at all compared to that.
Load More Replies...American healthcare: get picked up in an ambulance because you are so dehydrated you are cramping everywhere and need o2. Sit on gurney in hospital with no o2 or fluids or observation for 2 hours then finally get "oh you're dehydrated, let's get you on fluids"... 2nd story fall, get concussed and left to lie on the ice for a while. Start hypothermic reaction. Ambulance doesn't support your neck but gives you many warm blankets. Left on gurney alone again while traveling in and out of consciousness for an unknown amount of time and then get forgotten about and left outside the MRI room..
Imagine government incompetence on top of that. And red tape.
Load More Replies...I live in Italy. We have a (perfectible but still) very good national healthcare system. Statements like "waiting time etc" don't make much sense to me: we still have the choice of going private if it fits better. Of course in that case you pay full price and I don't like the idea of private anyway, and I much more trust the public system's quality standard. But it's not that you "don't have a choice". And, to prevent the "you pay twice" criticism: at the end, even if I had to go private often, it would still be way, way cheaper than the USA system.


















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