Being middle class might mean different things to different people. While some see it as living a super fancy lifestyle without technically being rich, others view it as a stable lifestyle and finally not having to worry about putting food on the table every night.

The American middle class might be shrinking, however, it still makes up the majority, standing at 52 percent of households. So it’s only natural that the internet pays a lot of attention to middle-class shenanigans. For example, the ‘Middle Class Fancy’ account over on Instagram has some utterly hilarious memes to share with all of us, poking fun at the more ridiculous parts of living in a middle-class household and at the differences between different generations.

Go grab yourself some meat and cheese on a piece of wood, scroll down, upvote your fave memes, and let us know which of these got you chuckling the most. Which of these memes did you relate to the most, Pandas? Share your thoughts in the comments.

More info: Instagram | Facebook | Twitter | MiddleClassFancy.com

#1

Guy Fieri 2024

Guy Fieri 2024

DanPriceSeattle Report

Megan Curl
Community Member
2 months ago

I’m upvoting this because Dan Price said it!

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#2

Heck Off Dennis

Heck Off Dennis

Bmangall20 Report

Watching
Community Member
2 months ago

Damn Dentist.

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#3

Pouring One Out For The Shinseki’s Bathroom

Pouring One Out For The Shinseki’s Bathroom

middleclassfancy Report

Wendy
Community Member
2 months ago

That’s pretty funny. This couple sounds like they have a great sense of humour

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The ‘Middle Class Fancy’ project has a whopping 2.4 million fans on Instagram. A further 122.5k people follow the project’s page on Facebook while Twitter brings in another 16.4k followers. The tagline of MCF is that “LiFe Is GoOd.” A little too good for some middle-class homeowners, judging by the memes the page keeps posting.

Despite all the humor, there are some serious issues affecting the middle class. Investopedia notes that the middle class in the US is pulling in far less income than half a century ago. The share of income it was capturing stood at 60 percent back in 1970. Meanwhile, in 2014, the share dropped down to just 43 percent.

#4

I’m Speechless

I’m Speechless

middleclassfancy Report

Dan Buczynski
Community Member
2 months ago

Pretty brilliant.

LivingTheDream
Community Member
2 months ago

"Pretty Dishonest" There, I fixed it.

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ChelleShock
Community Member
2 months ago

The "waaaaa laaaa!" is the most middle class fancy part of the whole thing.

imontape
Community Member
2 months ago

Vroom vroooom

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Jake B
Community Member
2 months ago

Voilà

Alex the Country Dog
Community Member
2 months ago

Guess I'm the no-fun, Debbie-downer (wah wah) for this kind of thinking. For me this isn't funny. It's sad, and unhealthful to the point of toxicity in a relationship. Honesty in finances is huge. We're almost 30 years in, and learned this the hard way early on. We now have regular meetings to review finances, household projects, life goals, everything. I guess maybe that seems extreme, but once we committed to being a TEAM in every aspect of our lives, it changed our entire world.

LivingTheDream
Community Member
2 months ago

The amount of people that like this is sad. Lying to your spouse is not a good foundation for any relationship.

tuzdayschild
Community Member
2 months ago

You are so right...and yet...I'd do it.

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Sedna Titanium
Community Member
2 months ago

I don't know which is more embarrassing, that she says "waaaaa laaaa" or that Texas Roadhouse is her restaurant of choice

Anna Repp
Community Member
2 months ago

C'mon! They have good stake!

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Frozengeckolover
Community Member
2 months ago

I do this too (also with store gift cards, like Wal-Mart and Target), but not because my hubby wants us to save money. He can't stick to a budget, so I have to "prepay" for the stuff I want to do later in the month.

Courtney Harris
Community Member
2 months ago

If she didn't spend so much sneaking the gift cards, husband might not have to say they have to watch their money so much. Just a thought.

littlesaresare
Community Member
2 months ago (edited)

Exactly. I am horrified with how many people think is good.

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Mary Mosher
Community Member
2 months ago

It's "voila", not "waaaaa laaaa". Thank you.

Andrea Heverly
Community Member
2 months ago

Yay for lying

Seabeast
Community Member
2 months ago

That is actually kind of sweet.

littlesaresare
Community Member
2 months ago

Financial manipulation and pathological lying is so sweet.

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Fred Burrows
Community Member
2 months ago

The puppet master

Amy Beckler
Community Member
2 months ago

Good Sneaky

Lolly
Community Member
2 months ago

This comment has been deleted.

Alexej Dvorak
Community Member
2 months ago

an honest "waalaaa" sends shivers down my spine every time I read it >:(

HellVetios
Community Member
2 months ago

Waaaa laaaaa

Sarah Lumi
Community Member
2 months ago

This comment has been deleted.

Bob Belcher
Community Member
2 months ago

Why did you spend $85 at Wal-Mart if all you said you bought was a few snacks?

Drakaina Dreadnought
Community Member
2 months ago

sooooo, lying to your life partner just to get your way? Hmmm. Sounds pretty shitty to me. Also, it's voilà. Ugh.

Katarina Leaf-Dobbs
Community Member
2 months ago

Brilliant :)

YoyoSthlm
Community Member
2 months ago

Genius!!

Kimberley Broyles
Community Member
2 months ago

This is absolutely brilliant. Better yet, if you have an Amazon Prime account and credit card, buy the gift cards on there and you'll earn 5% cash back on them!

Fluffy Griffin
Community Member
2 months ago

On top of that, I sometimes get a coupon for 5-$10 off a gift card purchase of $50+, so I buy gift cards for places we'd be going anyway. (Not behind hubby's back tho)

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Aliquid
Community Member
2 months ago

Don't let my wife read this

Cake lady
Community Member
2 months ago

I am so doing this!

Lyra Sis
Community Member
2 months ago

That's actually smart. Might have to try that.

Chris de Angeli
Community Member
2 months ago

brilliant!

Sarah Lumi
Community Member
2 months ago

Brilliant! Make sure to set aside funds to tip your servers with ❤️

Lemuel Hill
Community Member
2 months ago

Will you marry me?

Mari Bryant
Community Member
2 months ago

Slick chick. 🥰

Ann Coffman
Community Member
2 months ago

Obviously from that Secret Santa exchange last year at the office.

T.Milly
Community Member
2 months ago

Haha!!

Troux
Community Member
2 months ago (edited)

When you're lower middle class and you marry into upper middle class.

Seabeast
Community Member
2 months ago

Got to love how so many people assume that it's HIS money being spent on the cards. Sexist much?

littlesaresare
Community Member
2 months ago (edited)

No one here has assumed that it's his money. Everyone has assumed that it is *their* money - as in a joint account that they both contribute to for food and bills. Why are people assuming this? Because she literally says so in the post, that this is about the husband worrying about saving *their* money. If she is using her own separate money for this, that is a different story, but that's not what she has implied. My ex constantly stole money from our joint account to pay for his meals out, and it's as financially abusive for him to that as it is for her to do it if she is, in fact, stealing money from *their* bill money or *their* savings, and it has nothing to do with gender.

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Ryan Deschanel
Community Member
2 months ago

Selfish dishonest thief.

Monic Krugell
Community Member
2 months ago

good idea - thanks for inspiring spouses everywhere

Hilary Rudd
Community Member
2 months ago

Love this!!!

Samantha PandaNotBored
Community Member
2 months ago

This comment is hidden. Click here to view.

Actually I’m giving 10/10 for this . Well Done !! 👏🏻😋

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#5

Understandable

Understandable

KatMeanJean Report

Carlos Moreno
Community Member
2 months ago (edited)

Yes my bank says I can only afford 1k in mortgage and my rent for the past 3 years has been $2700 and still have to pay electricity, water, cable, Internet, trash disposal, renters insurance, and association.

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#6

Congrats Jonathan

Congrats Jonathan

middleclassfancy Report

Scagsy
Community Member
2 months ago

It's all fun and games until cutbacks are necessary.

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In short, it’s implied that the American middle class is shrinking and getting poorer, as the population in the extreme bottom and top of the economic spectrum continues to increase.

Pew Research explains that it’s not just the working class that felt the brunt of the Covid-19 pandemic. The Center’s survey from April and May 2020 found that 36 percent of lower-income and 28 percent of middle-income adults lost their jobs or had to take a paycut because of the pandemic and lockdowns. At the same time, 22 percent of upper-income Americans were in the same situation.

#7

Exhilarating

Exhilarating

simoncholland Report

Sue Grigg
Community Member
2 months ago

But that is exciting!

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#8

I Hate That We’re Like This

I Hate That We’re Like This

muyiwasaka Report

I I
Community Member
2 months ago

thats the shizel

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#9

Better Make It 6

Better Make It 6

home_halfway Report

Laura Mende (Human)
Community Member
2 months ago

And always one underpants more than needed...

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There’s absolutely nothing wrong with financial stability or providing for your family. However, what is a problem is the lack of financial education in schools. Sam Dogen, the founder of the Financial Samurai personal finance website, told Bored Panda during an earlier interview that the biggest barrier for people to become rich is the lack of education.

“We learn things like chemistry, geology, and English in high school and college, but there are no mandatory courses on personal finance. For example, if more people thoroughly understood their mortgage contracts before signing, the housing crisis between 2008– 2010 may not have been as deep,” Sam said that financial education can even help reduce the severity of economic crises if applied properly and on a wider scale.

#10

Congrats On The New Ride Doug

Congrats On The New Ride Doug

middleclassfancy Report

Dan Buczynski
Community Member
2 months ago

If you don't look back at it after you park it, you bought the wrong one.

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#11

middleclassfancy , www.tumblr.com Report

WilvanderHeijden
Community Member
2 months ago

They both should go home and change.

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#12

Good Lord Judi

Good Lord Judi

middleclassfancy Report

Analyn Lahr
Community Member
2 months ago

People who craft with fabric are VERY protective of their fabric scissors.

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“In another example, if more people knew they could negotiate a severance instead of quit with nothing, more people would have a more comfortable financial runway to take their time and find a new job or start a new business that is truly meaningful to them. The more people are empowered with financial knowledge, the better financial decisions they can make to ultimately live the lives they desire.”

#13

It’s Quite Simple

It’s Quite Simple

TheAndrewNadeau Report

Mohsie Supposie
Community Member
2 months ago

Hey, it must have been really hard work to convince his parents to pay off his loans and buy him a house. Those whose parents are not doing these things for them are not asking them hard enough.

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#14

Looks Pretty Sick

Looks Pretty Sick

korndiddy Report

Laura Mende (Human)
Community Member
2 months ago

CUTE! And cool btw...

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#15

I Feel Like This Guy Is Living Inside A Mcf Meme @doyouevenlift

I Feel Like This Guy Is Living Inside A Mcf Meme @doyouevenlift

middleclassfancy , Dan Hill Report

De Gueb
Community Member
2 months ago

That happened to a guy in a bar in Spain, he fell asleep in the toilet and woke up when everyone had gone home. He came out the toilets and tripped the silent alarm. The alarm company phoned the owner and told then that the cameras cold see a guy poring himself a beer and siting at the bar. The punter was quoted saying " I'd had a few and fell asleep on the can. When I woke up the bar was empty so I called the police (guardia civil) and waited but the took a while to find the owner to bring the keys so I thought I'd have beer" The owner said that next time he'd check the toilets properly but wasn't doing to charge him for the beer.

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According to financial expert Sam, saving has to ‘hurt,’ otherwise, you’re likely not saving enough. “One of the key mantras I tell my readers is this: If the amount of money you’re saving each month doesn’t hurt, you’re not saving enough! Too many people go through life, paying no attention to their finances. Then they wake up 10, 15, 20 years from now and wonder where all their money went. Always pay yourself first. By paying yourself first after each paycheck, and making it hurt a little to change your spendy ways, only then will you know whether you are saving enough.”

#16

Waiting On Them To Drop Dill Pickle Flavor

Waiting On Them To Drop Dill Pickle Flavor

alexblagg Report

rspanther
Community Member
2 months ago

They do have some unusual flavors now.

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#17

The Millennial Dream

The Millennial Dream

Joe_WBarnes Report

Isah izzy
Community Member
2 months ago

I stopped spending money on feeding, personal hygiene, electricity for a year and now I'm the proud owner of Pluto

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#18

The Paprika Gives It A Little Kick

The Paprika Gives It A Little Kick

middleclassfancy Report

RandomBeing
Community Member
2 months ago

HELL YEAH

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Sam also had some advice for lower-income families. He noted that even large families can save money despite how overwhelming life sometimes feels. “Despite more mouths to feed, large families also have synergies that can save them money. Use hand-me-down clothing and shoes for all children with occasional aesthetic adjustments between boys and girls if desired. Buy food in bulk.”

#19

It’s Still Probably Pronounced Yohn

It’s Still Probably Pronounced Yohn

thesulk Report

Al Cook
Community Member
2 months ago

I like this. Why do people have to name their kids stupid things. And yes, it does tend to revolve around celebrities. Moon unit must have started this, but seriously, do they not think their kids will be bullied?

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#20

Makes Sense

Makes Sense

chris_herd Report

Monday
Community Member
2 months ago

I'm part of the minority that likes cubicles. They're small and soulless and keep me focused. An open office is my nightmare since I'm easily distracted.

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#21

middleclassfancy Report

Hermione
Community Member
2 months ago

Wow. Fancy.

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He continued: “Send kids to a preschool co-op where they require parental involvement usually once a week. Send your kids to public school and forget about the ridiculous cost of private school tuition. Enjoy the free parks and libraries. Have kids share rooms to save on buying a larger house. But the two most important things are having one parent who works to help subsidize healthcare costs and avoiding private schools.”

#22

You Can Never Be Too Sure

You Can Never Be Too Sure

middleclassfancy Report

I I
Community Member
2 months ago

hey gotta get what you pay for

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See Also on Bored Panda
#23

The Trashcan? Oh It’s On The Roof Lol

The Trashcan? Oh It’s On The Roof Lol

TheWeirdWorld Report

I I
Community Member
2 months ago

off to hide the trash can as i'm fancy as f**k

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#24

Life Hack: Buy Vegetables From The Grocery Store And Tell People They’re Fresh Picked From The Garden And Watch Them Talk About How Fresh They Taste

Life Hack: Buy Vegetables From The Grocery Store And Tell People They’re Fresh Picked From The Garden And Watch Them Talk About How Fresh They Taste

BizarreLazar Report

Sherbaan Naab
Community Member
2 months ago

People who tasted fresh produce before will probably know the difference.

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Meanwhile, entrepreneur Morgan told Bored Panda that money is a pivotal part of our lives, provides security, and gives access to all kinds of experiences that we want. However, wealth inequality can lead to jealousy and even anger.

"I think some people have nothing better to do with their time, and when people see someone living a different lifestyle than their own or doing better than them, they judge out of anger or jealousy. We should try empathy and understanding over criticizing and judging," the entrepreneur said.

#25

Sounds Delightful

Sounds Delightful

DavidDunkovich Report

Caro Caro
Community Member
2 months ago

Shshshshshsht, don't tell a soul.

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#26

Fire Up The Gateway Rand

Fire Up The Gateway Rand

middleclassfancy Report

Laura Mende (Human)
Community Member
2 months ago

Yeah! And your young self wasn't allowed in there! Oh, memories...

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#27

Y’all Taking The Vaccine For Endless Breadsticks Or Nah?

Y’all Taking The Vaccine For Endless Breadsticks Or Nah?

middleclassfancy Report

rspanther
Community Member
2 months ago

Apple doesn't need to put microchips in you to keep track of you, you always have an apple product on you, and let the whole world know it.

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According to Morgan, everything is possible if you put in the effort and apply yourself correctly. She revealed that she “grew up broke in a trailer park,” but ended up starting her own company and becoming a millionaire by the time she was 30. “I am proof the American Dream is still alive and well," she shared that if it was possible for her, it’s possible for anyone.

#28

I Had My Rehearsal Dinner At Olive Garden

I Had My Rehearsal Dinner At Olive Garden

middleclassfancy Report

Tony Rozensky
Community Member
2 months ago

Better than McDonald's.

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#29

Just Gotta Keep Climbing That Corporate Latter

Just Gotta Keep Climbing That Corporate Latter

middleclassfancy Report

Libstak
Community Member
2 months ago

I've been this clown

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#30

Congrats Zander, You Played Yourself

Congrats Zander, You Played Yourself

middleclassfancy Report

Serial pacifist
Community Member
2 months ago

Let us all agree that Debbie B Hogan (comment below) is far from home here on BP, and that she should marry a Nigerian prince to complete her success story.

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"The internet has an insane amount of opportunity, and I have been able to help thousands of people make money online for free. I started a million-dollar company with only $1 at Goodwill flipping books. It's possible if you are willing to put in the work," Morgan noted the importance of flexibility and creativity. And those are the skills you’ll find useful, alongside financial education, moving upwards from class to class.

#31

Thanks Rand

Thanks Rand

middleclassfancy Report

Pearl
Community Member
2 months ago

True.

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#32

You Wanna Use Your Sick Days Too You Bag Of S**t?

You Wanna Use Your Sick Days Too You Bag Of S**t?

middleclassfancy Report

daking
Community Member
2 months ago

work "you weren't supposed to do that"

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See Also on Bored Panda
#33

middleclassfancy Report

Caro Caro
Community Member
2 months ago

True

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#34

Oh

Oh

middleclassfancy Report

Monday
Community Member
2 months ago

That "Oh" speaks volumes

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#35

Let’s Have A Productive Day

Let’s Have A Productive Day

middleclassfancy Report

Karl Baxter
Community Member
2 months ago

That’s what I’ve been thinking - Middle Managers have realised how useless they actually are with WFH proving that employees work better without someone looking over their shoulder and organising pointless meetings to fill their days.

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#36

It’s Perfect

It’s Perfect

middleclassfancy Report

Caro Caro
Community Member
2 months ago

Ah, the Karen interior.

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#37

Love My Ninja Turtle And Gluten Allergy

Love My Ninja Turtle And Gluten Allergy

middleclassfancy Report

DE Ray
Community Member
2 months ago

I once dated a woman who was wonderful: we really connected on both emotional and intellectual levels (the physical was pretty good too) - and then I heard her refer to her grandfather as "Peepoo". Not saying that was the end of the relationship, but it didn't last much longer.

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#38

Kohl’s Had A Sale

Kohl’s Had A Sale

local__mom Report

BleeBloo
Community Member
2 months ago

I don't get it

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#39

It’s Fall Y’all

It’s Fall Y’all

middleclassfancy Report

Bbuhb Gyu
Community Member
2 months ago

My favourite is autumn. I hate summer

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#40

It’s That Time Of Year Again

It’s That Time Of Year Again

middleclassfancy Report

WilvanderHeijden
Community Member
2 months ago

Had to look this up. It's a brand claiming that their main goal is to save the world. They do that by flying all over the world to photograph influenza's in exotic places.

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#41

Pumpkin Spice And Everything Nice

Pumpkin Spice And Everything Nice

middleclassfancy Report

WilvanderHeijden
Community Member
2 months ago

"Welcome friends" while strategically blocking the entrance to your house.

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#42

Bad Ass

Bad Ass

middleclassfancy Report

Troux
Community Member
2 months ago

Suspect identified in Reed Brennan murder.

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Note: this post originally had 59 images. It’s been shortened to the top 42 images based on user votes.

See Also on Bored Panda