
Brandon O'Bryant
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40 upvotes
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Brandon O'Bryant • upvoted an item 6 days ago

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Brandon O'Bryant • upvoted 4 items 3 months ago
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Brandon O'Bryant • commented on 6 posts 5 months ago
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Brandon O'Bryant • upvoted 14 items 5 months ago

People-Share-That-Being-Poor-Is-Expensive
How abput depression and anxiety caused by financial pressures being 'treated' by a therapist and being charged $75 copay per visit. Then, if the anxiety is bad enough that you don't go, you get a $45 cancellation fee unless you cancel 2 days+ in advance. Self-fueling system.
People-Share-That-Being-Poor-Is-Expensive
40,000 per year before taxes 35,200 after taxes Rent 1100 × 12 = 13200 Car note 400 × 12 = 4800 Car insurance 200 × 12 = 2400 Utilities, gas for the car, internet 400 x 12 = 4800 Food 400 × 12 = 4800 Total 30,000 These are nice round numbers and I live in one of the "lowest cost of living" states in the US....this also includes 0 entertainment expenses like Netflix, going out with friends, taking a vacation etc. 5200 bucks left over to save for the year easily gets decimated by just 1 or 2 car issues, maybe 1 or 2 doctor/dentist visits, God forbid you have 1 of each Car issue, doctor visit and dentist visit in the same year... Imagine working 40+ hrs a week just to be able to work 40+ hrs a week and stay alive....nothing more.
People-Share-That-Being-Poor-Is-Expensive
Friend broke his glasses today. Insurance wants a reeval of his eyes to get new ones, so now he's out a couple hundred for the script and can't work until they're replaced. Also can't drive until he can see.
People-Share-That-Being-Poor-Is-Expensive
Attendance micromanagement at work. Hear me out. I am currently at a much higher paying position. It’s salaried. My boss has the mindset that she doesn’t care when things get done just so long as they get done. She’s flexible on when I clock in/out and doesn’t feel the need to track if I’m hitting exactly forty hours a week. (Again, salaried position). Contrast to past jobs that paid less than half as much. Many of my coworkers took public transit (couldn’t own a car). I could have easily taken public transit, it was one bus and short walk from my house. However. I opted to drive because we would be disciplined for being more than two minutes “tardy” clocking in. The bus is NOT that reliable, y’all. So we have multiple workers showing up 10-20 minutes early to sit around with unpaid time so they don’t get docked for being tardy. And the policy was such that three tardies mean you get written up, then it escalates to action, then to termination. It’s real easy to lose your job because your bus route is not reliable. But most of the people taking the bus to work are in the low paying positions that micromanage if you’re two minutes late (even if it’s out of your control). Bosses keep their thumbs on the low earners and it keeps them there.
People-Share-That-Being-Poor-Is-Expensive
For me, it was moreso the fact that everything was a choice. The mental strain of trying to figure out how to budget $100 when you realistically need $150...it's f*cking horrible. It leads to bad decisions over time too. I smoked cigarettes because I was always so stressed and cigarettes are expensive. I knew I was wasting money and couldn't really afford it, but it was one of the only things that got me through shifts of hell at work
People-Share-That-Being-Poor-Is-Expensive
I can help you out. I worked with homeless folks in LA for a few years. The stories I could tell you. One that was a recurring tale, all too common, were parking tickets. Rich people? Big deal. Pay it online, it’s an afterthought at its worst. Now that same parking ticket issued to a homeless person living out of their car, trying to scrounge together money for a deposit on a place whilst working a sh*tty service sector job? That’s devastating. It’s another 2-3 months of sleeping in the car. Or maybe it’s a few days worth of missed meals. Or maybe it’s skipping out on that expensive medication that your sh*tty insurance wont cover. I could provide you endless examples of the way this country punishes the poor. People need a reality check.
People-Share-That-Being-Poor-Is-Expensive
I’ve never had the money to spend on regular dental work so now I’m spending thousands more to fix everything that was neglected I would like to make an edit and add that a ton of you in the comments have suggested dental tourism and dental schools. Both are great ideas!Show All 14 Upvotes

Brandon O'Bryant • upvoted 10 items 6 months ago
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